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   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs6a\">1. Accounting policies<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls1 ws2 gs6b\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c (<span class=\"_ _5\"></span>th<span class=\"_ _3\"></span>e Com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>any<span class=\"_ _5\"></span>) i<span class=\"_ _3\"></span>s a pu<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>ic c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted by s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>ted<span class=\"_ _3\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6c\">an<span class=\"_ _3\"></span>d reg<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d in En<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>nd Wal<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, d<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ted K<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gd<span class=\"_ _3\"></span>om a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>se s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res a<span class=\"_ _3\"></span>re </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6d\">publicly tr<span class=\"_ _5\"></span>aded.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs6e\">i. Statement o<span class=\"_ _5\"></span>f compliance<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6f\">The Gr<span class=\"_ _5\"></span>oup financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements consolidat<span class=\"_ _5\"></span>e those<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> Company<span class=\"_ _5\"></span> and its<span class=\"_ _5\"></span> subsidiaries </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs70\">(<span class=\"_ _5\"></span>tog<span class=\"_ _3\"></span>eth<span class=\"_ _3\"></span>er re<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red to a<span class=\"_ _3\"></span>s the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs71\"><span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>tatem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h UK<span class=\"_ _5\"></span>-ad<span class=\"_ _3\"></span>op<span class=\"_ _3\"></span>ted </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs72\"><span>In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l Acc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng S<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts o<span class=\"_ _3\"></span>f the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es Ac<span class=\"_ _3\"></span>t 200<span class=\"_ _3\"></span>6 </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs73\"><span>as applicable<span class=\"_ _5\"></span> to c<span class=\"_ _5\"></span>ompanies reporting under<span class=\"_ _5\"></span> those st<span class=\"_ _5\"></span>andards.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs74\">As at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _3\"></span>, the fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt ne<span class=\"_ _3\"></span>w an<span class=\"_ _3\"></span>d am<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d s<span class=\"_ _3\"></span>tand<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rds<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs75\">ad<span class=\"_ _3\"></span>opte<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>s of 1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y 2024, h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs76\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">Amendments<span class=\"_ _5\"></span> to I<span class=\"_ _5\"></span>AS 1<span class=\"_ _5\"></span> Present<span class=\"_ _5\"></span>ation o<span class=\"_ _5\"></span>f Financial St<span class=\"_ _5\"></span>atements<span class=\"_ _5\"></span> \u2013 Non-<span class=\"_ _5\"></span>current<span class=\"_ _5\"></span> liabilities with<span class=\"_ _5\"></span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs77\">cov<span class=\"_ _5\"></span>enants.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls3 ws2 gs78\">ii<span class=\"_ _3\"></span>. New a<span class=\"_ _3\"></span>nd am<span class=\"_ _3\"></span>end<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>cco<span class=\"_ _3\"></span>unti<span class=\"_ _3\"></span>ng st<span class=\"_ _3\"></span>and<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s not yet ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs79\">As at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _3\"></span>, the fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ne<span class=\"_ _3\"></span>w an<span class=\"_ _3\"></span>d am<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are re<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>vant to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7a\">the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p b<span class=\"_ _3\"></span>ut h<span class=\"_ _3\"></span>ave n<span class=\"_ _3\"></span>ot b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n the f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>n is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e bu<span class=\"_ _3\"></span>t are n<span class=\"_ _3\"></span>ot </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7b\">yet ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>. Al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow are ye<span class=\"_ _3\"></span>t to be e<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e UK En<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt B<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs7c\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">Amendments<span class=\"_ _5\"></span> to t<span class=\"_ _5\"></span>he classification<span class=\"_ _5\"></span> and measurement<span class=\"_ _5\"></span> of Financial<span class=\"_ _5\"></span> Instruments<span class=\"_ _5\"></span> \u2013 </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7d\">Amendments<span class=\"_ _5\"></span> to IFR<span class=\"_ _5\"></span>S 9 Financial<span class=\"_ _5\"></span> Instruments<span class=\"_ _5\"></span> and IFRS<span class=\"_ _5\"></span> 7 Financial Inst<span class=\"_ _5\"></span>ruments: Disclosur<span class=\"_ _5\"></span>es<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs7e\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">IFRS 18<span class=\"_ _5\"></span> Present<span class=\"_ _5\"></span>ation<span class=\"_ _5\"></span> and Disclosure<span class=\"_ _5\"></span> in Financial<span class=\"_ _5\"></span> Statement<span class=\"_ _5\"></span>s.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7f\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>at t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ab<span class=\"_ _3\"></span>ove sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs80\">and amendment<span class=\"_ _5\"></span>s will hav<span class=\"_ _5\"></span>e on the<span class=\"_ _5\"></span> Group\u2019<span class=\"_ _5\"></span>s result<span class=\"_ _5\"></span>s reported<span class=\"_ _5\"></span> within the<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs81\">The only<span class=\"_ _5\"></span> one expect<span class=\"_ _5\"></span>ed t<span class=\"_ _5\"></span>o have<span class=\"_ _5\"></span> a significant<span class=\"_ _5\"></span> impact on<span class=\"_ _5\"></span> the Group\u2019<span class=\"_ _5\"></span>s financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements is<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs82\">IFRS 18<span class=\"_ _5\"></span> Present<span class=\"_ _5\"></span>ation<span class=\"_ _5\"></span> and Disclosure<span class=\"_ _5\"></span> in Financial<span class=\"_ _5\"></span> Statement<span class=\"_ _5\"></span>s. Further inf<span class=\"_ _5\"></span>ormation<span class=\"_ _5\"></span> on this st<span class=\"_ _5\"></span>andard<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs83\">is giv<span class=\"_ _5\"></span>en below<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs84\">IFRS 18 Pre<span class=\"_ _5\"></span>sentation and Disclos<span class=\"_ _5\"></span>ure in Financial S<span class=\"_ _5\"></span>tatements </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs85\">Th<span class=\"_ _3\"></span>e IAS<span class=\"_ _3\"></span>B is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ed I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 18 Pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d D<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ure i<span class=\"_ _3\"></span>n Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l Sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts on 9 A<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>il 20<span class=\"_ _3\"></span>24 </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws97 gs86\">wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h wi<span class=\"_ _3\"></span>ll re<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ce IAS 1<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 18 i<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>ree s<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>f ne<span class=\"_ _3\"></span>w req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to im<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>rove com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s\u2019 </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs87\">reporting of<span class=\"_ _5\"></span> financial performance<span class=\"_ _5\"></span> and gives<span class=\"_ _5\"></span> inve<span class=\"_ _5\"></span>stors<span class=\"_ _5\"></span> better basis f<span class=\"_ _5\"></span>or analysing<span class=\"_ _5\"></span> and </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs88\">comparing companies<span class=\"_ _5\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs89\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">impro<span class=\"_ _5\"></span>ved compar<span class=\"_ _5\"></span>ability in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs8a\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">enhanced t<span class=\"_ _5\"></span>ranspar<span class=\"_ _5\"></span>ency o<span class=\"_ _5\"></span>f management<span class=\"_ _5\"></span> defined perfor<span class=\"_ _5\"></span>mance measur<span class=\"_ _5\"></span>es </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs8b\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">more<span class=\"_ _5\"></span> useful gr<span class=\"_ _5\"></span>ouping of in<span class=\"_ _5\"></span>formation<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements. </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs8d\">Ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t are cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>s of a<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>ew sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ard h<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>ever i<span class=\"_ _3\"></span>t is </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws82 gs8e\">on<span class=\"_ _3\"></span>ly e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted to ha<span class=\"_ _3\"></span>ve a<span class=\"_ _3\"></span>n im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct on t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>nd d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs8f\">an<span class=\"_ _3\"></span>d is n<span class=\"_ _3\"></span>ot ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d to ha<span class=\"_ _3\"></span>ve an i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>t on re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve d<span class=\"_ _3\"></span>ate of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs90\">the s<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd is 1 J<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y 202<span class=\"_ _3\"></span>7<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls48 ws48 gs91\">iii. Basis o<span class=\"_ _5\"></span>f preparation<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs92\"><span>The going<span class=\"_ _5\"></span> concern basis<span class=\"_ _5\"></span> has been adopt<span class=\"_ _5\"></span>ed in pr<span class=\"_ _5\"></span>eparing these<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs93\"><span>The Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> business activitie<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>, t<span class=\"_ _5\"></span>ogether wit<span class=\"_ _5\"></span>h the f<span class=\"_ _5\"></span>act<span class=\"_ _5\"></span>ors likely<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> af<span class=\"_ _3\"></span>fect<span class=\"_ _5\"></span> its fut<span class=\"_ _5\"></span>ure de<span class=\"_ _5\"></span>velopment, </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs94\"><span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, are s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e Chi<span class=\"_ _3\"></span>ef E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve Of<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>\u2019s repo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e Ch<span class=\"_ _3\"></span>ief </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs95\"><span>Financial Officer\u2019s r<span class=\"_ _5\"></span>epor<span class=\"_ _3\"></span>t. The<span class=\"_ _5\"></span> financial performance and<span class=\"_ _5\"></span> financial posit<span class=\"_ _5\"></span>ion of t<span class=\"_ _5\"></span>he Group<span class=\"_ _5\"></span> are </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs96\"><span>described in<span class=\"_ _5\"></span> the financial<span class=\"_ _5\"></span> review<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs97\"><span>As sh<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>n in s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 3 of t<span class=\"_ _3\"></span>he f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w, the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n rem<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s stro<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>nd </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs98\"><span>we<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>n exce<span class=\"_ _3\"></span>ss o<span class=\"_ _3\"></span>f reg<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. In a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n, i<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>te wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n it<span class=\"_ _3\"></span>s </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs99\"><span>ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>oven<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>n ad<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Fi<span class=\"_ _3\"></span>tch ra<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g rem<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s at A+ for SJ<span class=\"_ _3\"></span>PU<span class=\"_ _3\"></span>K (A at SJ<span class=\"_ _3\"></span>P PLC </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs9a\"><span>level<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>. F<span class=\"_ _5\"></span>ur<span class=\"_ _3\"></span>ther<span class=\"_ _5\"></span>, the<span class=\"_ _5\"></span> long-t<span class=\"_ _5\"></span>erm natur<span class=\"_ _5\"></span>e of<span class=\"_ _5\"></span> the business<span class=\"_ _5\"></span> results<span class=\"_ _5\"></span> in considerable<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span> cash flows<span class=\"_ _5\"></span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs9b\"><span>arising fr<span class=\"_ _5\"></span>om exist<span class=\"_ _5\"></span>ing business.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs9c\"><span>The Boar<span class=\"_ _5\"></span>d has consider<span class=\"_ _5\"></span>ed the<span class=\"_ _5\"></span> challenging macroeconomic<span class=\"_ _5\"></span> and geopolitical<span class=\"_ _5\"></span> conditions which<span class=\"_ _5\"></span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs9d\"><span>continued<span class=\"_ _5\"></span> during 20<span class=\"_ _5\"></span>24, noting<span class=\"_ _5\"></span> that the<span class=\"_ _5\"></span> business cont<span class=\"_ _5\"></span>inued to<span class=\"_ _5\"></span> be successful<span class=\"_ _5\"></span> in this<span class=\"_ _5\"></span> environmen<span class=\"_ _5\"></span>t. </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs9e\"><span>No<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ths<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, gro<span class=\"_ _3\"></span>ss i<span class=\"_ _3\"></span>nfl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s for 2024 we<span class=\"_ _3\"></span>re \u00a31<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>4 b<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>p 20% o<span class=\"_ _3\"></span>n 2023<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs9f\"><span>momentum building<span class=\"_ _5\"></span> during the<span class=\"_ _5\"></span> year<span class=\"_ _5\"></span>. R<span class=\"_ _5\"></span>etention<span class=\"_ _5\"></span> of client<span class=\"_ _5\"></span> funds under<span class=\"_ _5\"></span> management remained </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsa0\"><span>stro<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>t 94<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5% resu<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in n<span class=\"_ _3\"></span>et i<span class=\"_ _3\"></span>nfl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s of \u00a34.<span class=\"_ _3\"></span>3 b<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se fa<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s al<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsa1\"><span>of ou<span class=\"_ _3\"></span>r key ou<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rce p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>itore<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh o<span class=\"_ _3\"></span>ur o<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g over<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, su<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>s its v<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w th<span class=\"_ _3\"></span>at </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsa2\"><span>the business<span class=\"_ _5\"></span> will cont<span class=\"_ _5\"></span>inue to<span class=\"_ _5\"></span> remain oper<span class=\"_ _5\"></span>ationally r<span class=\"_ _5\"></span>esilient.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsa3\"><span>Th<span class=\"_ _3\"></span>e Bo<span class=\"_ _3\"></span>ard h<span class=\"_ _3\"></span>as a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d a p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y fo<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ba<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e sc<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>io a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>re </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsa4\"><span>but plausible do<span class=\"_ _5\"></span>wnside scenarios. In<span class=\"_ _5\"></span> modelling these sc<span class=\"_ _5\"></span>enarios, the Gr<span class=\"_ _5\"></span>oup has con<span class=\"_ _5\"></span>sidered its<span class=\"_ _5\"></span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsa5\"><span>li<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y, ca<span class=\"_ _3\"></span>sh a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S resu<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e dow<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e s<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>rio<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>re bu<span class=\"_ _3\"></span>t pl<span class=\"_ _3\"></span>au<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>nd wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d st<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsa6\"><span>le<span class=\"_ _3\"></span>ave t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p wi<span class=\"_ _3\"></span>th p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>ve ca<span class=\"_ _3\"></span>sh re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsa7\"><span>As a res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t of i<span class=\"_ _3\"></span>ts rev<span class=\"_ _3\"></span>iew, t<span class=\"_ _3\"></span>he B<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>rd be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ieve<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>inu<span class=\"_ _3\"></span>e to op<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rate, w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h ne<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4a ws4 gsa8\"><span>the in<span class=\"_ _5\"></span>tention<span class=\"_ _5\"></span> nor the<span class=\"_ _5\"></span> necessity of liquidation, ceasing<span class=\"_ _5\"></span> trading<span class=\"_ _5\"></span> or seeking pr<span class=\"_ _5\"></span>otection<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> credit<span class=\"_ _5\"></span>ors </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsa9\"><span>pu<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>nt to la<span class=\"_ _3\"></span>ws o<span class=\"_ _3\"></span>r reg<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, fo<span class=\"_ _3\"></span>r a pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od o<span class=\"_ _3\"></span>f at l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>st 1<span class=\"_ _3\"></span>2 mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>s fro<span class=\"_ _3\"></span>m the d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f ap<span class=\"_ _3\"></span>prova<span class=\"_ _3\"></span>l of </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsaa\"><span>the Gr<span class=\"_ _5\"></span>oup financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsab\"><span>Th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s are p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ente<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ds S<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng ro<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>st o<span class=\"_ _3\"></span>ne h<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>dre<span class=\"_ _3\"></span>d </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsac\"><span>tho<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s. T<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re pre<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d on a h<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>ica<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>st b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>, e<span class=\"_ _3\"></span>xce<span class=\"_ _3\"></span>pt for a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gsad\"><span>inv<span class=\"_ _5\"></span>estment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ty and financial assets<span class=\"_ _5\"></span> and liabilities<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> value thr<span class=\"_ _5\"></span>ough pro<span class=\"_ _5\"></span>fit and loss.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsaf\"><span>Th<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s in c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h IF<span class=\"_ _3\"></span>RSs re<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>res m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt to<span class=\"_ _2d1\"> </span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsb0\"><span>make<span class=\"_ _5\"></span> judgements, estimat<span class=\"_ _5\"></span>es and<span class=\"_ _5\"></span> assumptions that<span class=\"_ _5\"></span> affect t<span class=\"_ _5\"></span>he application<span class=\"_ _5\"></span> of policies and<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsb1\"><span>reported a<span class=\"_ _5\"></span>mounts of<span class=\"_ _5\"></span> assets and<span class=\"_ _5\"></span> liabilities, income<span class=\"_ _5\"></span> and expenses. The<span class=\"_ _5\"></span> estimates<span class=\"_ _5\"></span> and associat<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsb2\"><span>as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on h<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d var<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>us ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r facto<span class=\"_ _3\"></span>rs t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t are b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ieve<span class=\"_ _3\"></span>d to<span class=\"_ _2d1\"> </span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsb3\"><span>be re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e circ<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ts of w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch fo<span class=\"_ _3\"></span>rm t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is o<span class=\"_ _3\"></span>f ma<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng<span class=\"_ _2d1\"> </span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsb4\"><span>ju<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>bo<span class=\"_ _3\"></span>ut th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>rr<span class=\"_ _2\"></span>yin<span class=\"_ _3\"></span>g val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>es of a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t are n<span class=\"_ _3\"></span>ot re<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>y ap<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>nt<span class=\"_ _2d1\"> </span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsb5\"><span>from o<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er s<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rces<span class=\"_ _3\"></span>. Ac<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>sul<span class=\"_ _3\"></span>ts m<span class=\"_ _3\"></span>ay d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>r fro<span class=\"_ _3\"></span>m th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsb6\"><span>The est<span class=\"_ _5\"></span>imates a<span class=\"_ _5\"></span>nd underlying assumpt<span class=\"_ _5\"></span>ions are<span class=\"_ _5\"></span> revie<span class=\"_ _5\"></span>wed on an<span class=\"_ _5\"></span> ongoing basis. Re<span class=\"_ _5\"></span>visions t<span class=\"_ _5\"></span>o<span class=\"_ _2d1\"> </span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsb7\"><span>ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar i<span class=\"_ _3\"></span>n wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h the e<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate i<span class=\"_ _3\"></span>s revi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d if t<span class=\"_ _3\"></span>he rev<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsb8\"><span>af<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cts o<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>y th<span class=\"_ _3\"></span>at ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r, or in th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r of t<span class=\"_ _3\"></span>he rev<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re yea<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>f the re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>ts bo<span class=\"_ _3\"></span>th<span class=\"_ _2d1\"> </span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsb9\"><span>cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt an<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re yea<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsba\"><span>Ju<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e by ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of I<span class=\"_ _3\"></span>FRS<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at h<span class=\"_ _3\"></span>ave m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>al e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>t on<span class=\"_ _2d1\"> </span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsbb\"><span>the financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements and<span class=\"_ _5\"></span> estimat<span class=\"_ _5\"></span>es with<span class=\"_ _5\"></span> a significant<span class=\"_ _5\"></span> risk of<span class=\"_ _5\"></span> material adjust<span class=\"_ _5\"></span>ment in<span class=\"_ _5\"></span> the next<span class=\"_ _2d1\"> </span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsbc\"><span>yea<span class=\"_ _3\"></span>r are d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n N<span class=\"_ _3\"></span>ote 2.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsbd\"><span>Th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s are p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es Ac<span class=\"_ _3\"></span>t 20<span class=\"_ _3\"></span>06 a<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsbe\"><span>ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le to c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r IF<span class=\"_ _3\"></span>RS<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>es s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow h<span class=\"_ _3\"></span>ave<span class=\"_ _2d1\"> </span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsbf\"><span>been applied consis<span class=\"_ _5\"></span>tently<span class=\"_ _5\"></span> to all<span class=\"_ _5\"></span> years<span class=\"_ _5\"></span> present<span class=\"_ _5\"></span>ed in these<span class=\"_ _5\"></span> consolidated<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gsc0\">iv<span class=\"_ _6\"></span>. Summar<span class=\"_ _3\"></span>y of sign<span class=\"_ _5\"></span>ificant accounting policies<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gsc1\">(<span class=\"_ _6\"></span>a<span class=\"_ _5\"></span>) Basis of<span class=\"_ _5\"></span> consolidation<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsc2\">The cons<span class=\"_ _5\"></span>olidated financial<span class=\"_ _5\"></span> informat<span class=\"_ _5\"></span>ion incorporat<span class=\"_ _5\"></span>es the<span class=\"_ _5\"></span> assets, liabilitie<span class=\"_ _5\"></span>s and r<span class=\"_ _5\"></span>esults of<span class=\"_ _5\"></span> the </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsc3\">Company<span class=\"_ _5\"></span> and of<span class=\"_ _5\"></span> its subsidiaries.<span class=\"_ _5\"></span> Subsidiaries ar<span class=\"_ _5\"></span>e those<span class=\"_ _5\"></span> entities whic<span class=\"_ _5\"></span>h the Gr<span class=\"_ _5\"></span>oup cont<span class=\"_ _5\"></span>rols. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsc4\">Co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>l exi<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s if th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p is ex<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d to, o<span class=\"_ _3\"></span>r ha<span class=\"_ _3\"></span>s ri<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>ts to, va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le re<span class=\"_ _3\"></span>tur<span class=\"_ _3\"></span>ns f<span class=\"_ _3\"></span>rom i<span class=\"_ _3\"></span>ts invo<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>vem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsc5\">wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd h<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>s the a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y to af<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e ret<span class=\"_ _3\"></span>urn<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh i<span class=\"_ _3\"></span>ts p<span class=\"_ _3\"></span>owe<span class=\"_ _3\"></span>r over t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsc6\">(<span class=\"_ _6\"></span>including unit trust<span class=\"_ _5\"></span>s in which<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup holds mor<span class=\"_ _5\"></span>e than<span class=\"_ _5\"></span> 30% of<span class=\"_ _5\"></span> the unit<span class=\"_ _5\"></span>s<span class=\"_ _5\"></span>).<span class=\"_ _5\"></span> Further in<span class=\"_ _5\"></span>formation<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsc7\">on how<span class=\"_ _5\"></span> contr<span class=\"_ _5\"></span>ol is assessed, including<span class=\"_ _5\"></span> the judgement<span class=\"_ _5\"></span> tak<span class=\"_ _5\"></span>en in cons<span class=\"_ _5\"></span>olidating SJP P<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>tner L<span class=\"_ _5\"></span>oans </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsc8\">No<span class=\"_ _3\"></span>.1 L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y, is se<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>t in N<span class=\"_ _3\"></span>ote 2<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsc9\">Ass<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>re al<span class=\"_ _3\"></span>l en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s over w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>t inf<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce b<span class=\"_ _3\"></span>ut n<span class=\"_ _3\"></span>ot c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rol<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsca\">are a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nted fo<span class=\"_ _3\"></span>r at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>roup u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n met<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>d of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gscb\">accounting<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> account f<span class=\"_ _5\"></span>or business c<span class=\"_ _5\"></span>ombinations and<span class=\"_ _5\"></span> expenses all ac<span class=\"_ _5\"></span>quisition cost<span class=\"_ _5\"></span>s as the<span class=\"_ _5\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gscc\">are<span class=\"_ _5\"></span> incurred. The<span class=\"_ _5\"></span> financial inf<span class=\"_ _5\"></span>ormation of<span class=\"_ _5\"></span> subsidiaries is<span class=\"_ _5\"></span> included in t<span class=\"_ _5\"></span>he consolidat<span class=\"_ _5\"></span>ed financial </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls5b ws2 gscd\">state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s from t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ate t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t con<span class=\"_ _3\"></span>tro<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s unt<span class=\"_ _3\"></span>il th<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>ate th<span class=\"_ _3\"></span>at c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol c<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Acc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsce\">policies of<span class=\"_ _5\"></span> subsidiaries hav<span class=\"_ _5\"></span>e been changed<span class=\"_ _5\"></span> where necessary t<span class=\"_ _5\"></span>o ensure<span class=\"_ _5\"></span> consistenc<span class=\"_ _5\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gscf\">with policie<span class=\"_ _5\"></span>s adopted<span class=\"_ _5\"></span> by<span class=\"_ _5\"></span> the Group.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsd0\">Any co<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>nt co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>on to b<span class=\"_ _3\"></span>e tra<span class=\"_ _3\"></span>nsfe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsd1\">acquisition<span class=\"_ _5\"></span> date. Subs<span class=\"_ _5\"></span>equent changes t<span class=\"_ _5\"></span>o the<span class=\"_ _5\"></span> fair v<span class=\"_ _5\"></span>alue of<span class=\"_ _5\"></span> the cont<span class=\"_ _5\"></span>ingent considerat<span class=\"_ _5\"></span>ion that<span class=\"_ _5\"></span> is </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsd2\">de<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to be an a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set o<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y is rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>cord<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wit<span class=\"_ _3\"></span>h I<span class=\"_ _3\"></span>FRS 9 i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsd3\">stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsd5\">Th<span class=\"_ _3\"></span>e trea<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h no<span class=\"_ _3\"></span>n-co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s on w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er, as a res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsd6\">the t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p al<span class=\"_ _3\"></span>ters c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y. Cha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n the P<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>nt<span class=\"_ _2\"></span>\u2019s own<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ip </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsd7\">inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t in a s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y tha<span class=\"_ _3\"></span>t do n<span class=\"_ _3\"></span>ot res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t in a l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s of c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol a<span class=\"_ _3\"></span>re ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted for a<span class=\"_ _3\"></span>s e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsd8\">tran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s; a<span class=\"_ _3\"></span>ny dif<span class=\"_ _2\"></span>feren<span class=\"_ _3\"></span>ce b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt by w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch th<span class=\"_ _3\"></span>e no<span class=\"_ _3\"></span>n-c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rol<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest<span class=\"_ _3\"></span>s are </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsd9\">ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d the fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue of t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n pa<span class=\"_ _3\"></span>id o<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed d<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ly i<span class=\"_ _3\"></span>n eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsda\">an<span class=\"_ _3\"></span>d at<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>ute<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e own<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he Pa<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>y. Wh<span class=\"_ _3\"></span>ere t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p lo<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s con<span class=\"_ _3\"></span>tro<span class=\"_ _3\"></span>l of a su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsdb\">at th<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>ate wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n con<span class=\"_ _3\"></span>tro<span class=\"_ _3\"></span>l is l<span class=\"_ _3\"></span>ost t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>ny non<span class=\"_ _3\"></span>-co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>at for<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>r </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsdc\">subsidiary is der<span class=\"_ _5\"></span>ecognised and an<span class=\"_ _5\"></span>y inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> retained<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> former<span class=\"_ _5\"></span> subsidiar<span class=\"_ _3\"></span>y is<span class=\"_ _5\"></span> remeasured<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsdd\">to its fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e; th<span class=\"_ _3\"></span>e ga<span class=\"_ _3\"></span>in o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s on t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l di<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>al o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsde\">subsidiary includes the<span class=\"_ _5\"></span> gain or<span class=\"_ _5\"></span> loss on the<span class=\"_ _5\"></span> remeasuremen<span class=\"_ _5\"></span>t of t<span class=\"_ _5\"></span>he ret<span class=\"_ _5\"></span>ained int<span class=\"_ _5\"></span>erest.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4a ws4 gsdf\">Intr<span class=\"_ _5\"></span>a-Group balance<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>, and<span class=\"_ _5\"></span> any inc<span class=\"_ _5\"></span>ome and expenses<span class=\"_ _5\"></span> or unr<span class=\"_ _5\"></span>ealised gains and<span class=\"_ _5\"></span> losses arising f<span class=\"_ _5\"></span>rom </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gse0\">intr<span class=\"_ _5\"></span>a-Group<span class=\"_ _5\"></span> transacti<span class=\"_ _5\"></span>ons, are eliminat<span class=\"_ _5\"></span>ed in pr<span class=\"_ _5\"></span>eparing the<span class=\"_ _5\"></span> consolidated<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gse1\">The St. J<span class=\"_ _5\"></span>ames\u2019s Place<span class=\"_ _5\"></span> Charitable<span class=\"_ _5\"></span> Foundation<span class=\"_ _5\"></span> is not<span class=\"_ _5\"></span> consolidated wit<span class=\"_ _5\"></span>hin the<span class=\"_ _5\"></span> financial inf<span class=\"_ _5\"></span>ormation. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gse2\">Thi<span class=\"_ _3\"></span>s i<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e Com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>any d<span class=\"_ _3\"></span>oe<span class=\"_ _3\"></span>s not m<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>et th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>l de<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>red by I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 10<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gse3\">(<span class=\"_ _6\"></span>b<span class=\"_ _5\"></span>) Fee<span class=\"_ _5\"></span> and commission income<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gse4\">Fee and<span class=\"_ _5\"></span> commission income<span class=\"_ _5\"></span> comprises: </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls148 ws172 gse5\">(i)<span class=\"_ _3\"></span> <span class=\"_ _be\"> </span><span class=\"ls6 ws4\">advice charges<span class=\"_ _5\"></span> (post<span class=\"_ _5\"></span>-RDR<span class=\"_ _6\"></span>) paid b<span class=\"_ _5\"></span>y clients<span class=\"_ _5\"></span> who receiv<span class=\"_ _5\"></span>e advice alongside<span class=\"_ _5\"></span> their in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gse6\">in a S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>rod<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>t. Ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d at i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>al i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>n an </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gse7\">ongoing basis<span class=\"_ _5\"></span>; </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls148 ws172 gse8\">(i<span class=\"_ _3\"></span>i)<span class=\"_ _2\"></span> <span class=\"_ _27\"> </span><span class=\"ls6 ws4\"> <span class=\"_ _6e\"></span>third-party fee<span class=\"_ _5\"></span> and commission<span class=\"_ _5\"></span> income, due fr<span class=\"_ _5\"></span>om thir<span class=\"_ _5\"></span>d-party product<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>viders in r<span class=\"_ _5\"></span>espect </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gse9\">of p<span class=\"_ _3\"></span>rod<span class=\"_ _3\"></span>uct<span class=\"_ _3\"></span>s so<span class=\"_ _3\"></span>ld o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>r be<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>lf<span class=\"_ _3\"></span>; </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls148 ws172 gsea\">(i<span class=\"_ _3\"></span>i<span class=\"_ _2\"></span>i)<span class=\"_ _3\"></span> <span class=\"_ _1f2\"> </span><span class=\"ls6 ws4b\">wealth<span class=\"_ _5\"></span> management fees<span class=\"_ _5\"></span> paid by<span class=\"_ _5\"></span> clients f<span class=\"_ _5\"></span>or the<span class=\"_ _5\"></span> ongoing administr<span class=\"_ _5\"></span>ation of<span class=\"_ _5\"></span> their in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4b ws49 gseb\">produc<span class=\"_ _5\"></span>ts;<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls12b ws14f gsec\">(i<span class=\"_ _2\"></span>v)<span class=\"_ _3\"></span> <span class=\"_ _2d\"> </span><span class=\"ls7 ws5\"> <span class=\"_ _142\"></span>inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> management f<span class=\"_ _5\"></span>ees paid<span class=\"_ _5\"></span> by c<span class=\"_ _5\"></span>lients f<span class=\"_ _5\"></span>or all<span class=\"_ _5\"></span> aspects<span class=\"_ _5\"></span> of in<span class=\"_ _5\"></span>vestmen<span class=\"_ _5\"></span>t management,<span class=\"_ _5\"></span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsed\">in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g fee<span class=\"_ _3\"></span>s take<span class=\"_ _3\"></span>n by th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up to p<span class=\"_ _3\"></span>ay th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>-pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt ad<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s; </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls12b ws14f gsee\">(v)<span class=\"_ _3\"></span> <span class=\"_ _130\"> </span><span class=\"ls3 ws2\"> <span class=\"_ _142\"></span>fu<span class=\"_ _3\"></span>nd tax d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are fe<span class=\"_ _3\"></span>es c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>d to cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nts to m<span class=\"_ _3\"></span>atc<span class=\"_ _3\"></span>h the p<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cyh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er ta<span class=\"_ _3\"></span>x </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gsef\">expense<span class=\"_ _5\"></span>;<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls12b ws14f gsf0\">(v<span class=\"_ _2\"></span>i)<span class=\"_ _3\"></span> <span class=\"_ _2d\"> </span><span class=\"ls3 ws2\"> <span class=\"_ _142\"></span>p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r tax a<span class=\"_ _3\"></span>sym<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>y, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h is th<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n the d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsf1\">and the<span class=\"_ _5\"></span> offsetting client balance<span class=\"_ _5\"></span>s; </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls12b ws14f gsf2\">(v<span class=\"_ _2\"></span>i<span class=\"_ _3\"></span>i)<span class=\"_ _2\"></span> <span class=\"_ _a\"> </span><span class=\"ls3 ws2\">d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y f<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent (DFM) fees g<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsf3\">by<span class=\"_ _5\"></span> our DFM business<span class=\"_ _5\"></span>; and<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsf4\">(<span class=\"_ _6\"></span>viii<span class=\"_ _5\"></span>) <span class=\"_ _5\"></span>amortisation of<span class=\"_ _5\"></span> deferr<span class=\"_ _5\"></span>ed income (<span class=\"_ _6\"></span>DIR<span class=\"_ _5\"></span>), the<span class=\"_ _5\"></span> unwinding of<span class=\"_ _5\"></span> income that<span class=\"_ _5\"></span> has been def<span class=\"_ _5\"></span>erred. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsf5\">Thi<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tes to in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ct ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>ns f<span class=\"_ _3\"></span>rom u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t tr<span class=\"_ _3\"></span>ust<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsf6\">The pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> of initial<span class=\"_ _5\"></span> advice is a<span class=\"_ _5\"></span> distinct<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>formance<span class=\"_ _5\"></span> obligation. As<span class=\"_ _5\"></span> a result, init<span class=\"_ _5\"></span>ial advice </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsf7\">ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in f<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>l on a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ept<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d po<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>icy by t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsf8\">rel<span class=\"_ _3\"></span>evan<span class=\"_ _3\"></span>t pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ct p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r, whi<span class=\"_ _3\"></span>ch m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e a G<span class=\"_ _3\"></span>roup c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>any or a t<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y. On<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ad<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsf9\">ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d as re<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>n an o<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>s, c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>nt w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure of t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsfa\">performance obligation<span class=\"_ _5\"></span> being dischar<span class=\"_ _5\"></span>ged<span class=\"_ _3\"></span>, r<span class=\"_ _5\"></span>ather than<span class=\"_ _5\"></span> at a single<span class=\"_ _5\"></span> point in<span class=\"_ _5\"></span> time.<span class=\"_ _2d1\"> </span></div>Third-<span class=\"_ _6\"></span>p<span class=\"_ _3\"></span>art<span class=\"_ _3\"></span>y f<span class=\"_ _5\"></span>ee and commission<span class=\"_ _5\"></span> income is<span class=\"_ _5\"></span> recognised in<span class=\"_ _5\"></span> full on ac<span class=\"_ _5\"></span>ceptance<span class=\"_ _5\"></span> and inception<span class=\"_ _5\"></span> of the associa<span class=\"_ _5\"></span>ted policy<span class=\"_ _5\"></span> by<span class=\"_ _5\"></span> the rele<span class=\"_ _5\"></span>vant t<span class=\"_ _5\"></span>hird-<span class=\"_ _5\"></span>par<span class=\"_ _3\"></span>ty product<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vider.<span class=\"_ _5\"></span> The performance<span class=\"_ _5\"></span> obligation is th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d to a cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>s to inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in a th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>-pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>, he<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e it i<span class=\"_ _3\"></span>s ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te tha<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>is reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e st<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>m is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on th<span class=\"_ _3\"></span>e sa<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>e ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s as i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tia<span class=\"_ _3\"></span>l ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>ere th<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>-pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ct p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r reta<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s the r<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ht to cl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>wb<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>k of co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>n an i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y ba<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>, reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e on s<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>uct<span class=\"_ _3\"></span>s is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed to t<span class=\"_ _3\"></span>he ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>nt th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>t is h<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hl<span class=\"_ _3\"></span>y pro<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>ll n<span class=\"_ _3\"></span>ot b<span class=\"_ _3\"></span>e cl<span class=\"_ _3\"></span>awe<span class=\"_ _3\"></span>d b<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>. A prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d for a<span class=\"_ _3\"></span>ny am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nts re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d wh<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ch do n<span class=\"_ _3\"></span>ot m<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e \u2018h<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hl<span class=\"_ _3\"></span>y pro<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>\u2019 thre<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Wealt<span class=\"_ _5\"></span>h management<span class=\"_ _5\"></span> fees, i<span class=\"_ _5\"></span>nves<span class=\"_ _5\"></span>tment managemen<span class=\"_ _5\"></span>t f<span class=\"_ _5\"></span>ees, fund t<span class=\"_ _5\"></span>ax deduc<span class=\"_ _5\"></span>tions, policyho<span class=\"_ _5\"></span>lder tax a<span class=\"_ _3\"></span>sym<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd D<span class=\"_ _3\"></span>FM fe<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ate to se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d on a<span class=\"_ _3\"></span>n on<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e is rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on a<span class=\"_ _3\"></span>n on<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is to ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>atu<span class=\"_ _3\"></span>re of t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>en i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tia<span class=\"_ _3\"></span>l pro<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>uct c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng m<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s do n<span class=\"_ _3\"></span>ot re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>te to a di<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>t pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e obligation sat<span class=\"_ _5\"></span>isfied at incep<span class=\"_ _5\"></span>tion of<span class=\"_ _5\"></span> a contr<span class=\"_ _5\"></span>act, the<span class=\"_ _5\"></span> income is def<span class=\"_ _5\"></span>erred<span class=\"_ _5\"></span> and amortised ov<span class=\"_ _5\"></span>er the a<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ici<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od i<span class=\"_ _3\"></span>n wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s wi<span class=\"_ _3\"></span>ll b<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>c<span class=\"_ _5\"></span>) Expenses<span class=\"_ _2d1\"> </span>(<span class=\"_ _5\"></span>i<span class=\"_ _5\"></span>) Pay<span class=\"_ _3\"></span>ment<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s Payments<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> Partners comprise ini<span class=\"_ _5\"></span>tial commission<span class=\"_ _5\"></span> and initial<span class=\"_ _5\"></span> advice fees<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>IAF<span class=\"_ _6\"></span>) (paid f<span class=\"_ _5\"></span>or initial<span class=\"_ _5\"></span> advice, at<span class=\"_ _5\"></span> policy outse<span class=\"_ _5\"></span>t and wit<span class=\"_ _5\"></span>hin an init<span class=\"_ _5\"></span>ial period f<span class=\"_ _5\"></span>or regular<span class=\"_ _5\"></span> contribution<span class=\"_ _6\"></span>),<span class=\"_ _5\"></span> renewal<span class=\"_ _5\"></span> commission and r<span class=\"_ _5\"></span>enewal advice<span class=\"_ _5\"></span> fees (<span class=\"_ _5\"></span>payable on<span class=\"_ _5\"></span> regular con<span class=\"_ _5\"></span>tributions<span class=\"_ _6\"></span>) and fund<span class=\"_ _5\"></span> fee<span class=\"_ _5\"></span> commission or o<span class=\"_ _5\"></span>ngoing<span class=\"_ _5\"></span> advice f<span class=\"_ _5\"></span>ees (<span class=\"_ _6\"></span>OAF<span class=\"_ _6\"></span>) (<span class=\"_ _6\"></span>based on funds<span class=\"_ _5\"></span> under management<span class=\"_ _5\"></span>)<span class=\"_ _5\"></span>. Initial<span class=\"_ _5\"></span> and renew<span class=\"_ _5\"></span>al commission and<span class=\"_ _5\"></span> advice f<span class=\"_ _5\"></span>ees are<span class=\"_ _5\"></span> recognised in<span class=\"_ _5\"></span> line with<span class=\"_ _5\"></span> the associat<span class=\"_ _5\"></span>ed premium<span class=\"_ _5\"></span> income, but<span class=\"_ _5\"></span> initial commission<span class=\"_ _5\"></span> on i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>efer<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d, a<span class=\"_ _3\"></span>s se<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>t in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>y (<span class=\"_ _5\"></span>m<span class=\"_ _5\"></span>). Fund fe<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d on<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce fe<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n an a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>ii<span class=\"_ _5\"></span>) Lease expenses<span class=\"_ _2d1\"> </span>Lea<span class=\"_ _3\"></span>se e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r I<span class=\"_ _3\"></span>FRS 1<span class=\"_ _3\"></span>6 co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se d<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f the r<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ht-of-use as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>. Fur<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er infor<span class=\"_ _5\"></span>mation on depr<span class=\"_ _5\"></span>eciation of<span class=\"_ _5\"></span> the righ<span class=\"_ _5\"></span>t-<span class=\"_ _5\"></span>of<span class=\"_ _5\"></span>-use<span class=\"_ _5\"></span> asset is<span class=\"_ _5\"></span> set out in<span class=\"_ _5\"></span> accounting<span class=\"_ _5\"></span> policy (<span class=\"_ _6\"></span>o<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>ter<span class=\"_ _3\"></span>m le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ses a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>f lo<span class=\"_ _3\"></span>w-val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s on a s<span class=\"_ _3\"></span>trai<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t-line b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is o<span class=\"_ _3\"></span>ver th<span class=\"_ _3\"></span>e l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>d<span class=\"_ _5\"></span>) Inve<span class=\"_ _5\"></span>stment return<span class=\"_ _2d1\"> </span>Inv<span class=\"_ _5\"></span>estment r<span class=\"_ _5\"></span>eturn compr<span class=\"_ _5\"></span>ises inv<span class=\"_ _5\"></span>estment inc<span class=\"_ _5\"></span>ome and in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> gains and<span class=\"_ _5\"></span> losses. Inv<span class=\"_ _5\"></span>estment income<span class=\"_ _5\"></span> includes dividends, int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> and rent<span class=\"_ _5\"></span>al income<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> invest<span class=\"_ _5\"></span>ment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties under operat<span class=\"_ _5\"></span>ing leases. Dividends ar<span class=\"_ _5\"></span>e accrued on<span class=\"_ _5\"></span> an ex<span class=\"_ _5\"></span>-dividend basis,<span class=\"_ _5\"></span> and rent<span class=\"_ _5\"></span>al income<span class=\"_ _5\"></span> is recognised<span class=\"_ _5\"></span> in the s<span class=\"_ _5\"></span>tatemen<span class=\"_ _5\"></span>t of compr<span class=\"_ _5\"></span>ehensive inc<span class=\"_ _5\"></span>ome on a<span class=\"_ _5\"></span> straight<span class=\"_ _6\"></span>-line basis<span class=\"_ _5\"></span> over<span class=\"_ _5\"></span> the t<span class=\"_ _5\"></span>erm of th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>. Inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t on a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s are a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nted fo<span class=\"_ _3\"></span>r ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st on f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>t am<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed c<span class=\"_ _3\"></span>ost a<span class=\"_ _3\"></span>re a<span class=\"_ _3\"></span>cco<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted fo<span class=\"_ _3\"></span>r us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t me<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>. (<span class=\"_ _6\"></span>e<span class=\"_ _5\"></span>) Insurance<span class=\"_ _5\"></span> reven<span class=\"_ _5\"></span>ue<span class=\"_ _2d1\"> </span>In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me f<span class=\"_ _3\"></span>rom th<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on of i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. The income<span class=\"_ _5\"></span> is r<span class=\"_ _5\"></span>ecognised during the<span class=\"_ _5\"></span> cov<span class=\"_ _5\"></span>erage period<span class=\"_ _5\"></span> in which t<span class=\"_ _5\"></span>he services will be<span class=\"_ _5\"></span> provided.<span class=\"_ _2d1\"> </span>(<span class=\"_ _5\"></span>f<span class=\"_ _5\"></span>) Insura<span class=\"_ _3\"></span>nce service expenses<span class=\"_ _2d1\"> </span>Insurance<span class=\"_ _5\"></span> ser<span class=\"_ _3\"></span>vice e<span class=\"_ _5\"></span>xpenses comprise insur<span class=\"_ _5\"></span>ance claims<span class=\"_ _5\"></span> and other<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> ser<span class=\"_ _3\"></span>vice expenses.<span class=\"_ _5\"></span> Th<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nse i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed d<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt cove<span class=\"_ _3\"></span>rag<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d in w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l be pro<span class=\"_ _5\"></span>vided<span class=\"_ _3\"></span>, e<span class=\"_ _5\"></span>xcluding any<span class=\"_ _5\"></span> inv<span class=\"_ _5\"></span>estment component<span class=\"_ _5\"></span>s.<span class=\"_ _2d1\"> </span>(g<span class=\"_ _5\"></span>) Finance income<span class=\"_ _2d1\"> </span>Finance income<span class=\"_ _5\"></span> comprises int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> received<span class=\"_ _5\"></span> on cash<span class=\"_ _5\"></span> and cash equiv<span class=\"_ _5\"></span>alents and<span class=\"_ _5\"></span> business lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest o<span class=\"_ _3\"></span>n as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss i<span class=\"_ _3\"></span>s ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted for b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e act<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>st i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st o<span class=\"_ _3\"></span>n fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red at amortised co<span class=\"_ _5\"></span>st is accoun<span class=\"_ _5\"></span>ted f<span class=\"_ _5\"></span>or using<span class=\"_ _5\"></span> the effectiv<span class=\"_ _5\"></span>e int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> method. (<span class=\"_ _6\"></span>h<span class=\"_ _5\"></span>) Finance costs<span class=\"_ _2d1\"> </span>Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e an i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y and e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s. In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e on t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd ex<span class=\"_ _2\"></span>tern<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs i<span class=\"_ _3\"></span>s ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve inter<span class=\"_ _5\"></span>est met<span class=\"_ _5\"></span>hod.<span class=\"_ _2d1\"> </span><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs137\">(<span class=\"_ _5\"></span>i<span class=\"_ _5\"></span>) Income tax<span class=\"_ _5\"></span>es<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs138\">In<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me ta<span class=\"_ _3\"></span>x on th<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s for t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es c<span class=\"_ _3\"></span>urre<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>nd d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs139\">Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cyh<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e tax i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs13a\">of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e exc<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>t to the ex<span class=\"_ _2\"></span>tent th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tes to ite<span class=\"_ _3\"></span>ms re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed d<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>rect<span class=\"_ _3\"></span>ly </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs13b\">in e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y, in w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e it i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in e<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y. T<span class=\"_ _6\"></span>a<span class=\"_ _3\"></span>x li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>en i<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs13c\">is c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>red p<span class=\"_ _3\"></span>rob<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e tha<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>ere w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l b<span class=\"_ _3\"></span>e a fut<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>w of fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s to a tax<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g au<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs13d\">an<span class=\"_ _3\"></span>d are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g a be<span class=\"_ _3\"></span>st-esti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ate ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls3 ws2 gs13e\">(<span class=\"_ _5\"></span>i<span class=\"_ _5\"></span>) Curre<span class=\"_ _3\"></span>nt tax<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs13f\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t tax i<span class=\"_ _3\"></span>s the e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted ta<span class=\"_ _3\"></span>x pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e on th<span class=\"_ _3\"></span>e tax<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar, usi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g tax rate<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs140\">en<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>ted o<span class=\"_ _3\"></span>r su<span class=\"_ _3\"></span>bsta<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>ly e<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d at th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d any a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt to ta<span class=\"_ _3\"></span>x pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs141\">in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of p<span class=\"_ _3\"></span>revi<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>s yea<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls3 ws2 gs142\">(<span class=\"_ _5\"></span>ii<span class=\"_ _5\"></span>) D<span class=\"_ _3\"></span>efer<span class=\"_ _3\"></span>red ta<span class=\"_ _3\"></span>x<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs143\">Deferr<span class=\"_ _5\"></span>ed tax<span class=\"_ _5\"></span> is pr<span class=\"_ _5\"></span>ovided using t<span class=\"_ _5\"></span>he liability method, pr<span class=\"_ _5\"></span>oviding<span class=\"_ _5\"></span> for t<span class=\"_ _5\"></span>emporary differences<span class=\"_ _5\"></span> between </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs144\">the car<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>ying amounts<span class=\"_ _5\"></span> of asset<span class=\"_ _5\"></span>s and liabilit<span class=\"_ _5\"></span>ies for<span class=\"_ _5\"></span> financial r<span class=\"_ _5\"></span>epor<span class=\"_ _3\"></span>ting purpose<span class=\"_ _5\"></span>s and the<span class=\"_ _5\"></span> amounts<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs145\">us<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r taxa<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s. T<span class=\"_ _3\"></span>he fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re no<span class=\"_ _3\"></span>t prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>: th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs146\">of as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t af<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct n<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng n<span class=\"_ _3\"></span>or ta<span class=\"_ _3\"></span>xab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e prof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nce<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs147\">to inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts in s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s to the e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>ey wi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>l pro<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y no<span class=\"_ _3\"></span>t rever<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fores<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs148\">fu<span class=\"_ _3\"></span>ture<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f defe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax p<span class=\"_ _3\"></span>rov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n the e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r of re<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n or </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4d ws2 gs149\">set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f the c<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt of a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng ta<span class=\"_ _3\"></span>x rate<span class=\"_ _3\"></span>s en<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>ted o<span class=\"_ _3\"></span>r su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>tanti<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs14a\">en<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>t the re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te an<span class=\"_ _3\"></span>d tak<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g into a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d ti<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ng o<span class=\"_ _3\"></span>f uti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs14b\">A de<span class=\"_ _3\"></span>ferre<span class=\"_ _3\"></span>d ta<span class=\"_ _3\"></span>x as<span class=\"_ _3\"></span>set i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>y to th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>t is p<span class=\"_ _3\"></span>rob<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t fu<span class=\"_ _3\"></span>ture ta<span class=\"_ _3\"></span>xa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ts </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs14c\">wi<span class=\"_ _3\"></span>ll b<span class=\"_ _3\"></span>e ava<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ag<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>t wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>set c<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>e u<span class=\"_ _3\"></span>til<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d. D<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs14d\">ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>nt th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>t is n<span class=\"_ _3\"></span>o lo<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted ta<span class=\"_ _3\"></span>x be<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t wi<span class=\"_ _3\"></span>ll b<span class=\"_ _3\"></span>e rea<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs14e\">De<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red ta<span class=\"_ _3\"></span>x as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>lit<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s are o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fs<span class=\"_ _3\"></span>et wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n the<span class=\"_ _3\"></span>re is a l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y en<span class=\"_ _3\"></span>forc<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t to of<span class=\"_ _3\"></span>fs<span class=\"_ _3\"></span>et </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs14f\">cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt tax a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>t cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt tax l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n the d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ies </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs150\">rel<span class=\"_ _3\"></span>ate to i<span class=\"_ _3\"></span>nco<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>e taxe<span class=\"_ _3\"></span>s lev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e sa<span class=\"_ _3\"></span>me ta<span class=\"_ _3\"></span>xat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n au<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>n ei<span class=\"_ _3\"></span>the<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e taxa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y or </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs151\">di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nt ta<span class=\"_ _3\"></span>xab<span class=\"_ _3\"></span>le e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>s an i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>on to s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>n a ne<span class=\"_ _3\"></span>t ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls9 ws7 gs152\">(<span class=\"_ _6\"></span>iii<span class=\"_ _5\"></span>) Poli<span class=\"_ _5\"></span>cyholder and s<span class=\"_ _5\"></span>hareholder tax<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs153\">Th<span class=\"_ _3\"></span>e total i<span class=\"_ _3\"></span>nco<span class=\"_ _3\"></span>me ta<span class=\"_ _3\"></span>x ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e is a s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rate a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>ust<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs154\">income based<span class=\"_ _5\"></span> on the<span class=\"_ _5\"></span> movement<span class=\"_ _5\"></span> in curr<span class=\"_ _5\"></span>ent and de<span class=\"_ _5\"></span>ferred<span class=\"_ _5\"></span> income t<span class=\"_ _5\"></span>axes in<span class=\"_ _5\"></span> respect of<span class=\"_ _5\"></span> income, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs155\">ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e total c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge re<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ts tax i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>red o<span class=\"_ _3\"></span>n b<span class=\"_ _3\"></span>eh<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>f of p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>yh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>s we<span class=\"_ _3\"></span>ll </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs156\">as s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s, a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>o it i<span class=\"_ _3\"></span>s us<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>ul to b<span class=\"_ _3\"></span>e ab<span class=\"_ _3\"></span>le to i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>y th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>ly. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs157\">Sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r tax i<span class=\"_ _3\"></span>s est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d by ma<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve rate o<span class=\"_ _3\"></span>f tax th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs158\">ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le to t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ts at<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le to s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>s is c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted by </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs159\">ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>yi<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ate e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fect<span class=\"_ _3\"></span>ive c<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>rate ta<span class=\"_ _3\"></span>x rates to t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs15a\">of th<span class=\"_ _3\"></span>e tax c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s tax o<span class=\"_ _3\"></span>n po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cyh<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s\u2019 i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t retu<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. </div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 lsb5 wsb7 gs15b\">(<span class=\"_ _3\"></span>j) Dividends<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs15c\">Interim<span class=\"_ _5\"></span> dividend distribut<span class=\"_ _5\"></span>ions t<span class=\"_ _5\"></span>o the C<span class=\"_ _5\"></span>ompany\u2019s shareholders<span class=\"_ _5\"></span> are r<span class=\"_ _5\"></span>ecognised in<span class=\"_ _5\"></span> equit<span class=\"_ _3\"></span>y in<span class=\"_ _5\"></span> the </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs15d\">period in<span class=\"_ _5\"></span> which the<span class=\"_ _5\"></span>y are<span class=\"_ _5\"></span> paid. Final dividend dist<span class=\"_ _5\"></span>ributions t<span class=\"_ _5\"></span>o the<span class=\"_ _5\"></span> Company\u2019s shar<span class=\"_ _5\"></span>eholders are<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls5b ws2 gs15e\">rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d in w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s are d<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>: th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tel<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs15f\">authorised and<span class=\"_ _5\"></span> no longer at<span class=\"_ _5\"></span> the discr<span class=\"_ _5\"></span>etion<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> Company<span class=\"_ _5\"></span>. The<span class=\"_ _5\"></span> final dividend f<span class=\"_ _5\"></span>or the<span class=\"_ _5\"></span> financial </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs160\">yea<span class=\"_ _3\"></span>r is d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ed b<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>t sh<span class=\"_ _3\"></span>own a<span class=\"_ _3\"></span>s un<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d awa<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ap<span class=\"_ _3\"></span>prova<span class=\"_ _3\"></span>l by th<span class=\"_ _3\"></span>e Co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>any<span class=\"_ _3\"></span>\u2019s s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs161\">at th<span class=\"_ _3\"></span>e An<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al G<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ral M<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls3 ws2 gs162\">(<span class=\"_ _5\"></span>k) Invest<span class=\"_ _3\"></span>men<span class=\"_ _3\"></span>t con<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>act d<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>osi<span class=\"_ _3\"></span>ts an<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>dra<span class=\"_ _3\"></span>wal<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs163\">Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>ut a<span class=\"_ _3\"></span>re not i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n the s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs164\">in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me b<span class=\"_ _3\"></span>ut a<span class=\"_ _3\"></span>re rep<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d as d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ts to or d<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns f<span class=\"_ _3\"></span>rom i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ts </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs165\">in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> financial position.<span class=\"_ _5\"></span> The mov<span class=\"_ _5\"></span>ement in<span class=\"_ _5\"></span> invest<span class=\"_ _5\"></span>ment contr<span class=\"_ _5\"></span>act benefit<span class=\"_ _5\"></span>s within<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs166\">the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of compr<span class=\"_ _5\"></span>ehensive income<span class=\"_ _5\"></span> principally r<span class=\"_ _5\"></span>epresents<span class=\"_ _5\"></span> the in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> return<span class=\"_ _5\"></span> credit<span class=\"_ _5\"></span>ed </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4b ws49 gs167\">to<span class=\"_ _5\"></span> policyholders.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs168\">Ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>t ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>s are p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e by mo<span class=\"_ _3\"></span>st c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts w<span class=\"_ _3\"></span>ho w<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>h to rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ve ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the<span class=\"_ _3\"></span>ir </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs169\">inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in a S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce re<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>l inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>. St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e fac<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>tes th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs16a\">pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, by ar<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g wi<span class=\"_ _3\"></span>thd<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>s fro<span class=\"_ _3\"></span>m the c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>\u2019s p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>y, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs16b\">wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d as i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p. A p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge i<span class=\"_ _3\"></span>s the<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs16c\">to the S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>er w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>o prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>es th<span class=\"_ _3\"></span>e ad<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e (<span class=\"_ _5\"></span>se<span class=\"_ _3\"></span>e (<span class=\"_ _5\"></span>b<span class=\"_ _5\"></span>) Fe<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls148 ws172 gs16d\">(i)<span class=\"_ _3\"></span> a<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span> (c)<span class=\"_ _3\"></span> E<span class=\"_ _2\"></span>x<span class=\"_ _2\"></span>p<span class=\"_ _3\"></span>e<span class=\"_ _2\"></span>n<span class=\"_ _2\"></span>s<span class=\"_ _3\"></span>e<span class=\"_ _2\"></span>s<span class=\"_ _3\"></span> (i)).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls149 ws173 gs16e\">(l)<span class=\"_ _3\"></span> G<span class=\"_ _2\"></span>o<span class=\"_ _3\"></span>o<span class=\"_ _2\"></span>d<span class=\"_ _3\"></span>w<span class=\"_ _2\"></span>i<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs16f\">Go<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ll re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e exce<span class=\"_ _3\"></span>ss o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e cos<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n over t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>roup<span class=\"_ _3\"></span>\u2019s<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs170\">sh<span class=\"_ _3\"></span>are o<span class=\"_ _3\"></span>f the i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts of t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>cq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y at t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. W<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs171\">fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are of t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ifi<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y is g<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>ter<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs172\">tha<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>st of a<span class=\"_ _3\"></span>cq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e exc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d im<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tel<span class=\"_ _3\"></span>y in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs173\">comprehensiv<span class=\"_ _5\"></span>e income.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs174\">Go<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>t cos<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d is re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ewe<span class=\"_ _3\"></span>d at l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ast a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly fo<span class=\"_ _3\"></span>r im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls1a ws4 gs175\">when cir<span class=\"_ _5\"></span>cumstances<span class=\"_ _5\"></span> or ev<span class=\"_ _5\"></span>ents indica<span class=\"_ _5\"></span>te ther<span class=\"_ _5\"></span>e may<span class=\"_ _5\"></span> be uncertainty ov<span class=\"_ _5\"></span>er this<span class=\"_ _5\"></span> value. If<span class=\"_ _5\"></span> an impairment<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4b ws49 gs176\">is ident<span class=\"_ _5\"></span>ified, the c<span class=\"_ _5\"></span>arr<span class=\"_ _3\"></span>ying v<span class=\"_ _5\"></span>alue of<span class=\"_ _5\"></span> the goodwill<span class=\"_ _5\"></span> is written<span class=\"_ _5\"></span> down immediat<span class=\"_ _5\"></span>ely thr<span class=\"_ _5\"></span>ough the<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs177\">state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>s no<span class=\"_ _3\"></span>t su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly reve<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>. At t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ate of d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>osa<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs178\">of a<span class=\"_ _5\"></span> subsidiary,<span class=\"_ _5\"></span> the carrying value<span class=\"_ _5\"></span> of attribut<span class=\"_ _5\"></span>able goodwill is<span class=\"_ _5\"></span> included in the<span class=\"_ _5\"></span> calculation o<span class=\"_ _5\"></span>f the<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs179\">prof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r l<span class=\"_ _3\"></span>oss o<span class=\"_ _3\"></span>n d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>l exc<span class=\"_ _3\"></span>ept w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re it h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en w<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ten o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>f di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tly to re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ves i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pa<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs17a\">(<span class=\"_ _6\"></span>m<span class=\"_ _5\"></span>) Deferred acquisition<span class=\"_ _5\"></span> costs<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs17b\">For i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, on<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>y di<span class=\"_ _3\"></span>rect<span class=\"_ _3\"></span>ly a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h var<span class=\"_ _2\"></span>y wit<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d are </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs17c\">rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d to se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng n<span class=\"_ _3\"></span>ew co<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d ren<span class=\"_ _3\"></span>ew<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ex<span class=\"_ _3\"></span>ist<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>re de<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>y to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs17d\">the e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>ey are re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ou<span class=\"_ _3\"></span>t of f<span class=\"_ _3\"></span>utu<span class=\"_ _3\"></span>re reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e. T<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs17e\">wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t the c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>al r<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ht to be<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t fro<span class=\"_ _3\"></span>m prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs17f\">se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, ne<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>ny im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ses<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>re am<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _3\"></span>ed to ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs180\">comprehensiv<span class=\"_ _5\"></span>e income on<span class=\"_ _5\"></span> a str<span class=\"_ _5\"></span>aight<span class=\"_ _5\"></span>-line<span class=\"_ _5\"></span> basis ov<span class=\"_ _5\"></span>er the<span class=\"_ _5\"></span> expected<span class=\"_ _5\"></span> lifetime<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> Group\u2019s<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs181\">inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts<span class=\"_ _3\"></span>. A<span class=\"_ _3\"></span>ll ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r co<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>re rec<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs182\">over w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts are e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted to b<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e for i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>cts i<span class=\"_ _3\"></span>s 14 ye<span class=\"_ _3\"></span>ars<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs184\">(<span class=\"_ _6\"></span>n<span class=\"_ _5\"></span>) Intangible assets<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls29 ws28 gs185\">(<span class=\"_ _6\"></span>i<span class=\"_ _5\"></span>) Purchased value of<span class=\"_ _5\"></span> in-f<span class=\"_ _5\"></span>orce business<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs186\">Th<span class=\"_ _3\"></span>e pu<span class=\"_ _3\"></span>rch<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of i<span class=\"_ _3\"></span>n-force b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>nes<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f prof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t are </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs187\">expect<span class=\"_ _5\"></span>ed to<span class=\"_ _5\"></span> emerge fr<span class=\"_ _5\"></span>om business<span class=\"_ _5\"></span> acquired on<span class=\"_ _5\"></span> business combinations.<span class=\"_ _5\"></span> It is calculat<span class=\"_ _5\"></span>ed </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs188\">at the<span class=\"_ _5\"></span> time of<span class=\"_ _5\"></span> acquisition using<span class=\"_ _5\"></span> best<span class=\"_ _5\"></span>-estimat<span class=\"_ _5\"></span>e act<span class=\"_ _5\"></span>uarial assumptions<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> inter<span class=\"_ _5\"></span>est, mortality,<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs189\">persistenc<span class=\"_ _5\"></span>y and expenses,<span class=\"_ _5\"></span> net of<span class=\"_ _5\"></span> any impairment<span class=\"_ _5\"></span> losses, and it<span class=\"_ _5\"></span> is amortised on<span class=\"_ _5\"></span> a str<span class=\"_ _5\"></span>aight<span class=\"_ _5\"></span>-line<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs18a\">ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s as p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>its e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e over t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ted l<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rac<span class=\"_ _3\"></span>ts in t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>o. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls5b ws2 gs18b\">An in<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t is a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct of a<span class=\"_ _3\"></span>cq<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>cts<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs18c\">rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l rig<span class=\"_ _3\"></span>ht<span class=\"_ _3\"></span>s ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs18d\">val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f in<span class=\"_ _3\"></span>-force bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss i<span class=\"_ _3\"></span>s ex<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d as a g<span class=\"_ _3\"></span>ross f<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>re in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l p<span class=\"_ _3\"></span>osi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs18e\">wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d tax i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>t is a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t at </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls49 ws2 gs18f\">ea<span class=\"_ _3\"></span>ch re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>ny move<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent i<span class=\"_ _3\"></span>s ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to the s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs190\">The est<span class=\"_ _5\"></span>imated use<span class=\"_ _5\"></span>ful economic lif<span class=\"_ _5\"></span>e of<span class=\"_ _5\"></span> acquired in-<span class=\"_ _6\"></span>force<span class=\"_ _5\"></span> business is 2<span class=\"_ _5\"></span>0 years.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls35 ws35 gs191\">(<span class=\"_ _6\"></span>ii<span class=\"_ _5\"></span>) Computer software and o<span class=\"_ _5\"></span>ther specific soft<span class=\"_ _3\"></span>ware dev<span class=\"_ _5\"></span>elopments<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs192\">Co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ute<span class=\"_ _3\"></span>r sof<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>are i<span class=\"_ _3\"></span>s sta<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>t cos<span class=\"_ _3\"></span>t le<span class=\"_ _3\"></span>ss a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d am<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>ny rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs193\">impairment loss.<span class=\"_ _5\"></span> The carrying value<span class=\"_ _5\"></span> is re<span class=\"_ _5\"></span>viewed f<span class=\"_ _5\"></span>or impairment<span class=\"_ _5\"></span> when ev<span class=\"_ _5\"></span>ents or<span class=\"_ _5\"></span> changes </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs194\">in c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>stan<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>te tha<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>y no<span class=\"_ _3\"></span>t be re<span class=\"_ _3\"></span>cove<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs195\">Computer<span class=\"_ _5\"></span> soft<span class=\"_ _3\"></span>ware,<span class=\"_ _5\"></span> including cloud c<span class=\"_ _5\"></span>ustomisation<span class=\"_ _5\"></span> costs, is<span class=\"_ _5\"></span> recognised as<span class=\"_ _5\"></span> an int<span class=\"_ _5\"></span>angible </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs196\">asset during<span class=\"_ _5\"></span> development,<span class=\"_ _5\"></span> with amortisation c<span class=\"_ _5\"></span>ommencing when the<span class=\"_ _5\"></span> soft<span class=\"_ _3\"></span>ware<span class=\"_ _5\"></span> is operat<span class=\"_ _5\"></span>ional. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs197\">Amortisation is<span class=\"_ _5\"></span> charged t<span class=\"_ _5\"></span>o the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income t<span class=\"_ _5\"></span>o expenses<span class=\"_ _5\"></span> on a st<span class=\"_ _5\"></span>raight<span class=\"_ _6\"></span>-<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs198\">line basis<span class=\"_ _5\"></span> over<span class=\"_ _5\"></span> 5 years, being<span class=\"_ _5\"></span> the est<span class=\"_ _5\"></span>imated useful<span class=\"_ _5\"></span> life<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> intangible<span class=\"_ _5\"></span> asset.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs199\">(<span class=\"_ _6\"></span>o<span class=\"_ _5\"></span>) Property and equipment<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs19a\">Prop<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s bo<span class=\"_ _3\"></span>th as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re own<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d tho<span class=\"_ _3\"></span>se w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls3 ws2 gs19b\">(<span class=\"_ _5\"></span>i<span class=\"_ _5\"></span>) Ini<span class=\"_ _3\"></span>tial a<span class=\"_ _3\"></span>nd su<span class=\"_ _3\"></span>bse<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ent m<span class=\"_ _3\"></span>eas<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>ment o<span class=\"_ _3\"></span>f own<span class=\"_ _3\"></span>ed as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs19c\">Ow<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d ite<span class=\"_ _3\"></span>ms o<span class=\"_ _3\"></span>f pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>re state<span class=\"_ _3\"></span>d at c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t le<span class=\"_ _3\"></span>ss a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs19d\">impairment. Cost<span class=\"_ _5\"></span> includes the<span class=\"_ _5\"></span> original pur<span class=\"_ _5\"></span>chase price<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> asset and t<span class=\"_ _5\"></span>he costs<span class=\"_ _5\"></span> attributable t<span class=\"_ _5\"></span>o </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4d ws31 gs19e\">br<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et to it<span class=\"_ _3\"></span>s wor<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on fo<span class=\"_ _3\"></span>r its i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ed u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>. D<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>ed to ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs19f\">within t<span class=\"_ _5\"></span>he st<span class=\"_ _5\"></span>atement o<span class=\"_ _5\"></span>f comprehensiv<span class=\"_ _5\"></span>e income on<span class=\"_ _5\"></span> a str<span class=\"_ _5\"></span>aight<span class=\"_ _5\"></span>-line<span class=\"_ _5\"></span> basis ov<span class=\"_ _5\"></span>er the<span class=\"_ _5\"></span> estimated<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1a0\">us<span class=\"_ _3\"></span>efu<span class=\"_ _3\"></span>l li<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re as fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ows<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1a1\">Fi<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>, f<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d of<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>: <span class=\"_ _e\"> </span>5 to 15 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1a2\">Computer<span class=\"_ _5\"></span> equipment: <span class=\"_ _ea\"> </span>3 y<span class=\"_ _5\"></span>ears<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls3 ws2 gs1a3\">(<span class=\"_ _5\"></span>ii<span class=\"_ _5\"></span>) In<span class=\"_ _3\"></span>itia<span class=\"_ _3\"></span>l and s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>uent m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>sure<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>sset<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1a4\">A ri<span class=\"_ _3\"></span>ght-of-use a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>ty a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>pm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t for l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d ite<span class=\"_ _3\"></span>ms w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1a5\">not s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _5\"></span>-term o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>w-va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e exe<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n IF<span class=\"_ _3\"></span>RS 1<span class=\"_ _3\"></span>6. T<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3e ws4 gs1a6\">the Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> leased property por<span class=\"_ _3\"></span>tfolio. T<span class=\"_ _5\"></span>he right<span class=\"_ _6\"></span>-of<span class=\"_ _5\"></span>-use<span class=\"_ _5\"></span> asset recognised<span class=\"_ _5\"></span> on the<span class=\"_ _5\"></span> commencement </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1a7\">da<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>s the va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y (<span class=\"_ _5\"></span>re<span class=\"_ _3\"></span>fer to ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy (ab<span class=\"_ _6\"></span>), p<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>us ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1a8\">di<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on c<span class=\"_ _3\"></span>ost<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al d<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ct c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts (<span class=\"_ _5\"></span>th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l cos<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>at w<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>ld n<span class=\"_ _3\"></span>ot h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1a9\">in<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d if th<span class=\"_ _3\"></span>e l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se h<span class=\"_ _3\"></span>ad n<span class=\"_ _3\"></span>ot b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n ob<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, su<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>s le<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>l fee<span class=\"_ _3\"></span>s<span class=\"_ _5\"></span>) a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>de </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1aa\">be<span class=\"_ _3\"></span>fore or a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f the l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e. Fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, d<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1ab\">is char<span class=\"_ _5\"></span>ged to<span class=\"_ _5\"></span> expenses wit<span class=\"_ _5\"></span>hin the s<span class=\"_ _5\"></span>tatemen<span class=\"_ _5\"></span>t of compr<span class=\"_ _5\"></span>ehensive inc<span class=\"_ _5\"></span>ome on a<span class=\"_ _5\"></span> straight<span class=\"_ _6\"></span>-line basis<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1ac\">over t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>. </div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls35 ws35 gs1ad\">(<span class=\"_ _6\"></span>iii<span class=\"_ _5\"></span>) Impairment of o<span class=\"_ _5\"></span>wned and leased assets<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1ae\">Th<span class=\"_ _3\"></span>e car<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f ow<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s is rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t wh<span class=\"_ _3\"></span>en eve<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s or </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1af\">ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>stan<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>te th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>y no<span class=\"_ _3\"></span>t be re<span class=\"_ _3\"></span>cove<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e. Any a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1b0\">tha<span class=\"_ _3\"></span>t m<span class=\"_ _3\"></span>ay h<span class=\"_ _3\"></span>ave s<span class=\"_ _3\"></span>uf<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>red i<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt are re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ewe<span class=\"_ _3\"></span>d for p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e reve<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>al o<span class=\"_ _3\"></span>f the i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>irm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt at </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs1b1\">each r<span class=\"_ _5\"></span>eporting dat<span class=\"_ _5\"></span>e.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs1b2\">(p<span class=\"_ _6\"></span>) Inve<span class=\"_ _5\"></span>stment property<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1b3\">Inv<span class=\"_ _5\"></span>estment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties, which<span class=\"_ _5\"></span> are all<span class=\"_ _5\"></span> held within<span class=\"_ _5\"></span> the unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed funds, are<span class=\"_ _5\"></span> properties which<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1b4\">are h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d to ea<span class=\"_ _3\"></span>rn re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>com<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d/<span class=\"_ _5\"></span>o<span class=\"_ _3\"></span>r for ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>ey a<span class=\"_ _3\"></span>re state<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1b5\">An e<span class=\"_ _5\"></span>x<span class=\"_ _3\"></span>ternal, independent<span class=\"_ _5\"></span> valuer<span class=\"_ _5\"></span>, having an<span class=\"_ _5\"></span> appropriat<span class=\"_ _5\"></span>e r<span class=\"_ _5\"></span>ecognised prof<span class=\"_ _5\"></span>essional qualification<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1b6\">an<span class=\"_ _3\"></span>d rec<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>n the l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>y of pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>, va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1b7\">port<span class=\"_ _3\"></span>folio<span class=\"_ _5\"></span> every month.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1b8\">Th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s are b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n op<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n ma<span class=\"_ _3\"></span>rket va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t for w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1b9\">pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y co<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d b<span class=\"_ _3\"></span>e exch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e da<span class=\"_ _3\"></span>te of va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n a wi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>uye<span class=\"_ _3\"></span>r an<span class=\"_ _3\"></span>d a wi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1ba\">se<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>er i<span class=\"_ _3\"></span>n an a<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>\u2019s-l<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>gt<span class=\"_ _3\"></span>h tran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n af<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r ma<span class=\"_ _3\"></span>rket<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g wh<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>d ea<span class=\"_ _3\"></span>ch </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4b ws49 gs1bb\">act<span class=\"_ _5\"></span>ed knowledgeably<span class=\"_ _5\"></span>, prudent<span class=\"_ _5\"></span>ly and wit<span class=\"_ _5\"></span>hout compulsion. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1bc\">Any g<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>n or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g from a c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n the s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1bd\">comprehensiv<span class=\"_ _5\"></span>e income wit<span class=\"_ _5\"></span>hin inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> income. Rent<span class=\"_ _5\"></span>al r<span class=\"_ _5\"></span>eturn fr<span class=\"_ _5\"></span>om inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> propert<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1be\">is accoun<span class=\"_ _5\"></span>ted f<span class=\"_ _5\"></span>or as<span class=\"_ _5\"></span> described in accoun<span class=\"_ _5\"></span>ting policy<span class=\"_ _5\"></span> (<span class=\"_ _6\"></span>d<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs1bf\">(<span class=\"_ _6\"></span>q) Reinsurance<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1c0\">Rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e fro<span class=\"_ _3\"></span>m rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>rs i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f no<span class=\"_ _3\"></span>n-un<span class=\"_ _3\"></span>it-<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1c1\">li<span class=\"_ _3\"></span>nke<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>ract l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, n<span class=\"_ _3\"></span>et of a<span class=\"_ _3\"></span>ny fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Se<span class=\"_ _3\"></span>e (<span class=\"_ _5\"></span>v<span class=\"_ _5\"></span>) In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1c2\">contr<span class=\"_ _5\"></span>act liabilities<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> further informat<span class=\"_ _5\"></span>ion.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1c3\">Th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct bo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y fo<span class=\"_ _3\"></span>r a rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct is d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e ter<span class=\"_ _3\"></span>ms a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1c4\">of th<span class=\"_ _3\"></span>e rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>. Su<span class=\"_ _3\"></span>ch te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d to be th<span class=\"_ _3\"></span>e sa<span class=\"_ _3\"></span>me </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1c5\">as f<span class=\"_ _5\"></span>or the<span class=\"_ _5\"></span> underlying contr<span class=\"_ _5\"></span>acts.<span class=\"_ _2d1\"> </span></div>(<span class=\"_ _5\"></span>r<span class=\"_ _5\"></span>) Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>vabl<span class=\"_ _3\"></span>es Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>t am<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _3\"></span>ed cos<span class=\"_ _3\"></span>t us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st m<span class=\"_ _3\"></span>eth<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>. Mo<span class=\"_ _3\"></span>st s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly held at<span class=\"_ _5\"></span> amor<span class=\"_ _3\"></span>tised cos<span class=\"_ _5\"></span>t less impairment<span class=\"_ _5\"></span> losses, as t<span class=\"_ _5\"></span>he business model<span class=\"_ _5\"></span> for t<span class=\"_ _5\"></span>hese assets<span class=\"_ _5\"></span> is to ho<span class=\"_ _3\"></span>ld to co<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ca<span class=\"_ _3\"></span>sh fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>t so<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ly o<span class=\"_ _3\"></span>f pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts of p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>nd inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. The e<span class=\"_ _3\"></span>xce<span class=\"_ _3\"></span>pt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to thi<span class=\"_ _3\"></span>s is re<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>wal i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y, and s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tly, rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ue of a<span class=\"_ _3\"></span>ny im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _2\"></span>\u2019s car<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>yi<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ted f<span class=\"_ _3\"></span>utu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws<span class=\"_ _3\"></span>, di<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>cou<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d at t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st rate<span class=\"_ _3\"></span>. Se<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cy (<span class=\"_ _5\"></span>a<span class=\"_ _3\"></span>f) f<span class=\"_ _5\"></span>o<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g to the t<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>de p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re pa<span class=\"_ _3\"></span>id fo<span class=\"_ _3\"></span>r in ad<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f the b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nef<span class=\"_ _3\"></span>it b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d an e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ed in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e, a<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Commission and<span class=\"_ _5\"></span> advice f<span class=\"_ _5\"></span>ees in r<span class=\"_ _5\"></span>espect of<span class=\"_ _5\"></span> some insuranc<span class=\"_ _5\"></span>e and in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> business may<span class=\"_ _5\"></span> be pa<span class=\"_ _3\"></span>id to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>dva<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e of re<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>wal p<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>miu<span class=\"_ _3\"></span>ms a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d acc<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>d by up to 5 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The u<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span> el<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt of th<span class=\"_ _3\"></span>is a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>d rem<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d as a<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s within o<span class=\"_ _5\"></span>ther r<span class=\"_ _5\"></span>eceivables. Should the<span class=\"_ _5\"></span> contributi<span class=\"_ _5\"></span>ons reduce<span class=\"_ _5\"></span> or st<span class=\"_ _5\"></span>op within<span class=\"_ _5\"></span> the initial<span class=\"_ _5\"></span> period, any<span class=\"_ _5\"></span> unearned amount<span class=\"_ _5\"></span> is reco<span class=\"_ _5\"></span>vered.<span class=\"_ _2d1\"> </span>Derecognition<span class=\"_ _2d1\"> </span>A fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t is p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ly d<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he ri<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>ts to re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows f<span class=\"_ _3\"></span>rom th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>ve exp<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>r the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p h<span class=\"_ _3\"></span>as tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red i<span class=\"_ _3\"></span>ts r<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hts to re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows f<span class=\"_ _3\"></span>rom th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>et or h<span class=\"_ _3\"></span>as a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>n ob<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on to p<span class=\"_ _3\"></span>ay t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws i<span class=\"_ _3\"></span>n fu<span class=\"_ _3\"></span>ll w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l de<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ay to a thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r a \u2018pa<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>-thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h\u2019 a<span class=\"_ _3\"></span>rra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t; a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r (<span class=\"_ _5\"></span>a<span class=\"_ _5\"></span>) th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>as tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bsta<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l the r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ks an<span class=\"_ _3\"></span>d rew<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, or (b<span class=\"_ _6\"></span>) th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>as n<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>the<span class=\"_ _3\"></span>r tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red no<span class=\"_ _3\"></span>r retai<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>tia<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>sk a<span class=\"_ _3\"></span>nd re<span class=\"_ _3\"></span>ward<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>, bu<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t. Wh<span class=\"_ _3\"></span>en th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s tran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d it<span class=\"_ _3\"></span>s ri<span class=\"_ _3\"></span>ght<span class=\"_ _3\"></span>s to rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ve ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>low<span class=\"_ _3\"></span>s fro<span class=\"_ _3\"></span>m an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>r ha<span class=\"_ _3\"></span>s en<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d into a p<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>-throu<span class=\"_ _3\"></span>gh a<span class=\"_ _3\"></span>rra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, it eva<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s if, a<span class=\"_ _3\"></span>nd to w<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, it h<span class=\"_ _3\"></span>as re<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>sks an<span class=\"_ _3\"></span>d rewa<span class=\"_ _3\"></span>rds o<span class=\"_ _3\"></span>f own<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>p. Wh<span class=\"_ _3\"></span>en i<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s ne<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red n<span class=\"_ _3\"></span>or re<span class=\"_ _3\"></span>tain<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bsta<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l of the r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ks a<span class=\"_ _3\"></span>nd rew<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, no<span class=\"_ _3\"></span>r tran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>l of t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s to rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se th<span class=\"_ _3\"></span>e tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et to th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>nt of i<span class=\"_ _3\"></span>ts c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nvol<span class=\"_ _3\"></span>vem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>. In t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t ca<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>, the Group<span class=\"_ _5\"></span> also recognises an<span class=\"_ _5\"></span> associated liability<span class=\"_ _5\"></span>. The<span class=\"_ _5\"></span> transf<span class=\"_ _5\"></span>erred asset<span class=\"_ _5\"></span> and the associat<span class=\"_ _5\"></span>ed liability are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red o<span class=\"_ _3\"></span>n a b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is th<span class=\"_ _3\"></span>at re<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>ght<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d ob<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s retai<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. (<span class=\"_ _6\"></span>s<span class=\"_ _5\"></span>) Financial in<span class=\"_ _5\"></span>vestments<span class=\"_ _2d1\"> </span>These financial<span class=\"_ _5\"></span> assets ar<span class=\"_ _5\"></span>e initially and<span class=\"_ _5\"></span> subsequently recognised<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> value thr<span class=\"_ _5\"></span>ough profi<span class=\"_ _5\"></span>t<span class=\"_ _2d1\"> </span> an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>ith a<span class=\"_ _3\"></span>ll g<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ins a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>n inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f<span class=\"_ _2d1\"> </span> comprehensiv<span class=\"_ _5\"></span>e income. The<span class=\"_ _5\"></span> vast<span class=\"_ _5\"></span> majority of these<span class=\"_ _5\"></span> financial asset<span class=\"_ _5\"></span>s are<span class=\"_ _5\"></span> quoted, and<span class=\"_ _5\"></span> so the<span class=\"_ _5\"></span> fair<span class=\"_ _2d1\"> </span> val<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n the va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>-as<span class=\"_ _3\"></span>k sp<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>st re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ntat<span class=\"_ _3\"></span>ive o<span class=\"_ _3\"></span>f fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span> If the<span class=\"_ _5\"></span> market<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> a financial asse<span class=\"_ _5\"></span>t is not<span class=\"_ _5\"></span> active,<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup est<span class=\"_ _5\"></span>ablishes fair<span class=\"_ _5\"></span> value b<span class=\"_ _5\"></span>y using<span class=\"_ _5\"></span> valuation<span class=\"_ _2d1\"> </span> tec<span class=\"_ _3\"></span>hn<span class=\"_ _3\"></span>iq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s su<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ar<span class=\"_ _3\"></span>m\u2019s<span class=\"_ _3\"></span>-le<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>th tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, refe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e to sim<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>d inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>,<span class=\"_ _2d1\"> </span> discount<span class=\"_ _5\"></span>ed cash flo<span class=\"_ _5\"></span>w models or<span class=\"_ _5\"></span> option pricing<span class=\"_ _5\"></span> models.<span class=\"_ _2d1\"> </span>Su<span class=\"_ _3\"></span>bse<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h prof<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s i<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span> req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red b<span class=\"_ _3\"></span>y IF<span class=\"_ _3\"></span>RS 9 for d<span class=\"_ _3\"></span>eb<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts fo<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h the o<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ves of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span> are n<span class=\"_ _3\"></span>ot me<span class=\"_ _3\"></span>t by ei<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt to c<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct co<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws or s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span> in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, or w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ere th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ter<span class=\"_ _3\"></span>ms of t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt d<span class=\"_ _3\"></span>o no<span class=\"_ _3\"></span>t gi<span class=\"_ _3\"></span>ve ri<span class=\"_ _3\"></span>se to ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h flo<span class=\"_ _3\"></span>ws<span class=\"_ _2d1\"> </span> wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are s<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>y pa<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>l an<span class=\"_ _3\"></span>d inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>ere b<span class=\"_ _3\"></span>oth t<span class=\"_ _3\"></span>he \u2018<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>\u2019 a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d \u2018so<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ly<span class=\"_ _2d1\"> </span> pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts of p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>\u2019 te<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>re me<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>n irre<span class=\"_ _3\"></span>voc<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le<span class=\"_ _2d1\"> </span> de<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on to d<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>te the d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>bt in<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss a<span class=\"_ _3\"></span>s do<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g so<span class=\"_ _2d1\"> </span> aligns the<span class=\"_ _5\"></span> measurement<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> financial assets<span class=\"_ _5\"></span> with the<span class=\"_ _5\"></span> measurement<span class=\"_ _5\"></span> of their<span class=\"_ _5\"></span> associated<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed liabilities.<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> Ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s not m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e ir<span class=\"_ _3\"></span>revoc<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e el<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n to pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f<span class=\"_ _2d1\"> </span> equity instruments<span class=\"_ _5\"></span> in other<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income, and<span class=\"_ _5\"></span> so all equity ins<span class=\"_ _5\"></span>truments ar<span class=\"_ _5\"></span>e also<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> de<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span> Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d sa<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s on tra<span class=\"_ _3\"></span>de d<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te. Th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span> wi<span class=\"_ _3\"></span>th inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve<span class=\"_ _2d1\"> </span> income.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>t)<span class=\"_ _5\"></span> Derivativ<span class=\"_ _5\"></span>e financial ins<span class=\"_ _5\"></span>truments<span class=\"_ _2d1\"> </span>The Gr<span class=\"_ _5\"></span>oup uses<span class=\"_ _5\"></span> derivative<span class=\"_ _5\"></span> financial instr<span class=\"_ _5\"></span>uments within<span class=\"_ _5\"></span> some unit<span class=\"_ _6\"></span>-linked<span class=\"_ _5\"></span> funds, with<span class=\"_ _5\"></span> each contr<span class=\"_ _5\"></span>act<span class=\"_ _2d1\"> </span> initially and<span class=\"_ _5\"></span> subsequently recognised<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> value, based on<span class=\"_ _5\"></span> obser<span class=\"_ _3\"></span>vable mark<span class=\"_ _5\"></span>et prices.<span class=\"_ _5\"></span> All changes<span class=\"_ _2d1\"> </span> in v<span class=\"_ _5\"></span>alue are<span class=\"_ _5\"></span> recognised wit<span class=\"_ _5\"></span>hin inv<span class=\"_ _5\"></span>estment inc<span class=\"_ _5\"></span>ome in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span>(<span class=\"_ _5\"></span>u<span class=\"_ _5\"></span>) Cas<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d cas<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>uival<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _2d1\"> </span>Cas<span class=\"_ _3\"></span>h a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h in h<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, de<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ts h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d at c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>l wi<span class=\"_ _3\"></span>th b<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ks an<span class=\"_ _3\"></span>d oth<span class=\"_ _3\"></span>er short-<span class=\"_ _6\"></span>term highly<span class=\"_ _5\"></span> liquid inv<span class=\"_ _5\"></span>estments.<span class=\"_ _2d1\"> </span>Cas<span class=\"_ _3\"></span>h a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>in u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ked a<span class=\"_ _3\"></span>nd u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t tru<span class=\"_ _3\"></span>st f<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ds a<span class=\"_ _3\"></span>re cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d at fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h prof<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, as m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e an i<span class=\"_ _3\"></span>rrevo<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le d<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to de<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>ate the<span class=\"_ _3\"></span>m a<span class=\"_ _3\"></span>s su<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>n ord<span class=\"_ _3\"></span>er to a<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>gn th<span class=\"_ _3\"></span>e me<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of t<span class=\"_ _5\"></span>heir associated<span class=\"_ _5\"></span> unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed liabilities. T<span class=\"_ _5\"></span>herefor<span class=\"_ _5\"></span>e, these<span class=\"_ _5\"></span> cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _5\"></span> are<span class=\"_ _5\"></span> initially an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>ith g<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>es recognised<span class=\"_ _5\"></span> within in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> return<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span>All o<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s are c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d at a<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>el for th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>s to hol<span class=\"_ _3\"></span>d to co<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l cas<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>st s<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ly o<span class=\"_ _3\"></span>f pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts of p<span class=\"_ _3\"></span>rin<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>ey are i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red at amortised co<span class=\"_ _5\"></span>st using the<span class=\"_ _5\"></span> effectiv<span class=\"_ _5\"></span>e int<span class=\"_ _5\"></span>erest met<span class=\"_ _5\"></span>hod, less impairment<span class=\"_ _5\"></span> losses.<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs215\">(<span class=\"_ _6\"></span>v<span class=\"_ _5\"></span>) Insurance contract<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs216\">In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>ract l<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re de<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d by ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g the d<span class=\"_ _3\"></span>efa<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t Ge<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>l Me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs217\">Model (<span class=\"_ _6\"></span>GMM<span class=\"_ _5\"></span>) to<span class=\"_ _5\"></span> non-unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed insurance<span class=\"_ _5\"></span> business and<span class=\"_ _5\"></span> reassurance<span class=\"_ _5\"></span> ceded, and the<span class=\"_ _5\"></span> Var<span class=\"_ _5\"></span>iable </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs218\">Fee A<span class=\"_ _5\"></span>pproach (<span class=\"_ _6\"></span>VF<span class=\"_ _5\"></span>A<span class=\"_ _5\"></span>) t<span class=\"_ _5\"></span>o unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed insur<span class=\"_ _5\"></span>ance business<span class=\"_ _5\"></span> measured under IFR<span class=\"_ _5\"></span>S 17<span class=\"_ _6\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs219\">Th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct bo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n rea<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ses<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>y wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re are </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs21a\">ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in fe<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>s or c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>stan<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>lte<span class=\"_ _3\"></span>r the c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs21b\">or c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>cts w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>n a po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs21c\">Under the<span class=\"_ _5\"></span> GMM (<span class=\"_ _6\"></span>applicable to<span class=\"_ _5\"></span> non-unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed insurance<span class=\"_ _5\"></span> business and<span class=\"_ _5\"></span> reassurance<span class=\"_ _5\"></span> ceded<span class=\"_ _5\"></span>),<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs21d\">gro<span class=\"_ _3\"></span>ups o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts a<span class=\"_ _3\"></span>re re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>nd m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs21e\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the Fu<span class=\"_ _3\"></span>lf<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt C<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h Fl<span class=\"_ _3\"></span>ows<span class=\"_ _3\"></span>, c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g an e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ate of f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>ted to ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs21f\">the t<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f mo<span class=\"_ _3\"></span>ney, th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l ri<span class=\"_ _3\"></span>sks a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ted w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd a r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs220\">adjustment<span class=\"_ _5\"></span> for non-<span class=\"_ _6\"></span>financial risk (<span class=\"_ _6\"></span>RA<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs221\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the C<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>al S<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e M<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>in (CSM<span class=\"_ _5\"></span>), c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ed p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in a g<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p of </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs222\">co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t wi<span class=\"_ _3\"></span>ll b<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>s the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p prov<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fut<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs223\">Th<span class=\"_ _3\"></span>e est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f fut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>st es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>st to fu<span class=\"_ _3\"></span>lf<span class=\"_ _3\"></span>il c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs224\">within t<span class=\"_ _5\"></span>he contr<span class=\"_ _5\"></span>act boundary<span class=\"_ _5\"></span>, incorpora<span class=\"_ _5\"></span>ting curr<span class=\"_ _5\"></span>ent non-<span class=\"_ _5\"></span>financial assump<span class=\"_ _5\"></span>tions.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs225\">Th<span class=\"_ _3\"></span>e RA re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s the c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>n ent<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>s for b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ari<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g the u<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>taint<span class=\"_ _2\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs226\">ab<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt an<span class=\"_ _3\"></span>d ti<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ng o<span class=\"_ _3\"></span>f ca<span class=\"_ _3\"></span>sh fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se fro<span class=\"_ _3\"></span>m no<span class=\"_ _3\"></span>n-fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l ri<span class=\"_ _3\"></span>sk a<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>y f<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ls </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs227\">in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce co<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. It i<span class=\"_ _3\"></span>s ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g a co<span class=\"_ _3\"></span>st of c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>, le<span class=\"_ _3\"></span>vera<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he S<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>cy I<span class=\"_ _3\"></span>I </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs228\">view o<span class=\"_ _5\"></span>f non-<span class=\"_ _5\"></span>financial risk.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs229\">Th<span class=\"_ _3\"></span>e CSM i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d at c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>tse<span class=\"_ _3\"></span>t or I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 17 tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y rem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs22a\">for<span class=\"_ _5\"></span> non-<span class=\"_ _5\"></span>financial changes in<span class=\"_ _5\"></span> the F<span class=\"_ _5\"></span>ulfilment Cash<span class=\"_ _5\"></span> Flows and<span class=\"_ _5\"></span> the accr<span class=\"_ _5\"></span>etion<span class=\"_ _5\"></span> of int<span class=\"_ _5\"></span>erest using<span class=\"_ _5\"></span> a </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs22b\">di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt rate l<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ked i<span class=\"_ _3\"></span>n at t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. It i<span class=\"_ _3\"></span>s am<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _3\"></span>ed ove<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct in l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs22c\">cove<span class=\"_ _3\"></span>rag<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d up<span class=\"_ _3\"></span>on t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>um a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>e qu<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>tit<span class=\"_ _2\"></span>y of in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs22d\">prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>f a gro<span class=\"_ _3\"></span>up o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts i<span class=\"_ _3\"></span>s ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d to be o<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>s (<span class=\"_ _5\"></span>i<span class=\"_ _3\"></span>.e<span class=\"_ _3\"></span>. lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>-ma<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng) ove<span class=\"_ _3\"></span>r the re<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs22e\">cove<span class=\"_ _3\"></span>rag<span class=\"_ _3\"></span>e pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>, a l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s is re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d im<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tel<span class=\"_ _3\"></span>y.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs22f\">Under the<span class=\"_ _5\"></span> VF<span class=\"_ _5\"></span>A (<span class=\"_ _6\"></span>applicable t<span class=\"_ _5\"></span>o unit<span class=\"_ _6\"></span>-linked<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> business<span class=\"_ _5\"></span>),<span class=\"_ _5\"></span> the GMM is<span class=\"_ _5\"></span> supplemented b<span class=\"_ _5\"></span>y an<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3f ws4 gs230\">adapta<span class=\"_ _5\"></span>tion f<span class=\"_ _5\"></span>or contr<span class=\"_ _5\"></span>acts wit<span class=\"_ _5\"></span>h direct<span class=\"_ _5\"></span> participation f<span class=\"_ _5\"></span>eatures. The<span class=\"_ _5\"></span> Fulfilment<span class=\"_ _5\"></span> Cash Flows<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs231\">insurance<span class=\"_ _5\"></span> business r<span class=\"_ _5\"></span>eflect an<span class=\"_ _5\"></span> obligation t<span class=\"_ _5\"></span>o pay policyholders<span class=\"_ _5\"></span> an amount<span class=\"_ _5\"></span> equal to<span class=\"_ _5\"></span> the f<span class=\"_ _5\"></span>air value<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs232\">of u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, le<span class=\"_ _3\"></span>ss t<span class=\"_ _3\"></span>he va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le fe<span class=\"_ _3\"></span>e for f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure s<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vic<span class=\"_ _3\"></span>e. T<span class=\"_ _3\"></span>he R<span class=\"_ _3\"></span>A ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>cts t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs233\">for n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-fin<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al ri<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k in re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n to th<span class=\"_ _3\"></span>is va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le fe<span class=\"_ _3\"></span>e on<span class=\"_ _3\"></span>ly. Th<span class=\"_ _3\"></span>e CS<span class=\"_ _3\"></span>M is s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tly re<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs234\">for<span class=\"_ _5\"></span> changes in t<span class=\"_ _5\"></span>he variable<span class=\"_ _5\"></span> fee only<span class=\"_ _6\"></span>, arising fr<span class=\"_ _5\"></span>om both<span class=\"_ _5\"></span> financial and<span class=\"_ _5\"></span> non-<span class=\"_ _5\"></span>financial risks.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs235\">(<span class=\"_ _6\"></span>w<span class=\"_ _5\"></span>) Inv<span class=\"_ _5\"></span>estment contract benefits<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs236\">All o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts a<span class=\"_ _3\"></span>re un<span class=\"_ _3\"></span>it-lin<span class=\"_ _3\"></span>ked<span class=\"_ _3\"></span>. U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t-linke<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>lit<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d at </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs237\">fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue by re<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e to the va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of t<span class=\"_ _3\"></span>he u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s un<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs238\">inv<span class=\"_ _5\"></span>estment funds,<span class=\"_ _5\"></span> on a bid<span class=\"_ _5\"></span> valuation<span class=\"_ _5\"></span> basis<span class=\"_ _3\"></span>, at<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>epor<span class=\"_ _3\"></span>ting dat<span class=\"_ _5\"></span>e. An<span class=\"_ _5\"></span> allowance f<span class=\"_ _5\"></span>or deduction<span class=\"_ _5\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs239\">du<span class=\"_ _3\"></span>e to (<span class=\"_ _5\"></span>or fro<span class=\"_ _3\"></span>m<span class=\"_ _5\"></span>) th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ect o<span class=\"_ _3\"></span>f po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cy<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er ta<span class=\"_ _3\"></span>x on c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s (<span class=\"_ _5\"></span>an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es) in the </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs23a\">life<span class=\"_ _5\"></span> assurance<span class=\"_ _5\"></span> funds is also<span class=\"_ _5\"></span> reflect<span class=\"_ _5\"></span>ed in<span class=\"_ _5\"></span> the measurement<span class=\"_ _5\"></span> of unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed liabilities. In<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs23b\">co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>efi<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>re rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n un<span class=\"_ _3\"></span>its a<span class=\"_ _3\"></span>re fi<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>t al<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ted to t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>yh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r; t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs23c\">de<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n un<span class=\"_ _3\"></span>its a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ted to th<span class=\"_ _3\"></span>e po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cy<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er h<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ve be<span class=\"_ _3\"></span>en c<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs23d\">The decision<span class=\"_ _5\"></span> by t<span class=\"_ _5\"></span>he Group<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> designate i<span class=\"_ _5\"></span>ts unit<span class=\"_ _6\"></span>-linked<span class=\"_ _5\"></span> liabilities at<span class=\"_ _5\"></span> fair v<span class=\"_ _5\"></span>alue thr<span class=\"_ _5\"></span>ough pro<span class=\"_ _5\"></span>fit and </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs23e\">loss r<span class=\"_ _5\"></span>eflects t<span class=\"_ _5\"></span>he fac<span class=\"_ _5\"></span>t that t<span class=\"_ _5\"></span>he matc<span class=\"_ _5\"></span>hing inv<span class=\"_ _5\"></span>estment portfolio,<span class=\"_ _5\"></span> which underpins t<span class=\"_ _5\"></span>he unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs23f\">li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>. </div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs240\">(<span class=\"_ _5\"></span>x)<span class=\"_ _5\"></span> Deferred income </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs241\">The init<span class=\"_ _5\"></span>ial margin<span class=\"_ _5\"></span> on financial<span class=\"_ _5\"></span> instruments is<span class=\"_ _5\"></span> deferr<span class=\"_ _5\"></span>ed and r<span class=\"_ _5\"></span>ecognised on a<span class=\"_ _5\"></span> straigh<span class=\"_ _5\"></span>t-<span class=\"_ _6\"></span>line </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs242\">basis o<span class=\"_ _5\"></span>ver the<span class=\"_ _5\"></span> expected<span class=\"_ _5\"></span> lifetime<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> financial inst<span class=\"_ _5\"></span>rument, which is<span class=\"_ _5\"></span> between 6 and 1<span class=\"_ _5\"></span>4 years.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls3 ws2 gs243\">(y<span class=\"_ _6\"></span>) N<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>sset va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e at<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le t<span class=\"_ _3\"></span>o uni<span class=\"_ _3\"></span>t ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>ers<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs244\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tes un<span class=\"_ _3\"></span>it t<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>sts i<span class=\"_ _3\"></span>n wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h it h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ds m<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>re tha<span class=\"_ _3\"></span>n 30<span class=\"_ _3\"></span>% of th<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs245\">co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>. The t<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>rd-pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s in th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>it t<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>re ter<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs246\">to uni<span class=\"_ _3\"></span>t ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>re pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of fi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>cia<span class=\"_ _3\"></span>l p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs247\">FV<span class=\"_ _3\"></span>TPL, hence ar<span class=\"_ _5\"></span>e initially<span class=\"_ _5\"></span> and subsequent<span class=\"_ _5\"></span>ly measured<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> value. The<span class=\"_ _5\"></span> decision b<span class=\"_ _5\"></span>y the Gr<span class=\"_ _5\"></span>oup </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs248\">to des<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>ate th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>set v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le to u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s at F<span class=\"_ _3\"></span>V<span class=\"_ _3\"></span>T<span class=\"_ _3\"></span>PL ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>s the fa<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>at t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs249\">un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rl<span class=\"_ _3\"></span>yi<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent p<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t F<span class=\"_ _3\"></span>V<span class=\"_ _3\"></span>TP<span class=\"_ _3\"></span>L<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs24a\">Income attribut<span class=\"_ _5\"></span>able to<span class=\"_ _5\"></span> the t<span class=\"_ _5\"></span>hird-<span class=\"_ _5\"></span>par<span class=\"_ _3\"></span>ty inter<span class=\"_ _5\"></span>ests is<span class=\"_ _5\"></span> accounted<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> within in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> return, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs24b\">of<span class=\"_ _3\"></span>fs<span class=\"_ _3\"></span>et by a c<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>ract b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nef<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 lsb5 wsb7 gs24c\">(<span class=\"_ _5\"></span>z<span class=\"_ _5\"></span>) Othe<span class=\"_ _3\"></span>r provisions<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs24d\">Provi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s are m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>de w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re an eve<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as ta<span class=\"_ _3\"></span>ken p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t gi<span class=\"_ _3\"></span>ves th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p a le<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>l or </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs24e\">co<span class=\"_ _3\"></span>nst<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve ob<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t pro<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>s set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt by a t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r of e<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>no<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>c be<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs24f\">an<span class=\"_ _3\"></span>d a rel<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te ca<span class=\"_ _3\"></span>n be m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f the o<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>ed </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs250\">as a<span class=\"_ _3\"></span>n exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e to the s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>n the ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r tha<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>com<span class=\"_ _3\"></span>es </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs251\">awa<span class=\"_ _3\"></span>re of t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te at t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tatem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt of f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs252\">po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n da<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>dit<span class=\"_ _3\"></span>ure re<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red to s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e ob<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, tak<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g i<span class=\"_ _3\"></span>nto ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt re<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>evan<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs253\">ri<span class=\"_ _3\"></span>sks a<span class=\"_ _3\"></span>nd u<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>en p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s are eve<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y ma<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>ey are c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs254\">carried in<span class=\"_ _5\"></span> the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position. </div>(<span class=\"_ _6\"></span>aa<span class=\"_ _5\"></span>) Borrowings<span class=\"_ _2d1\"> </span>Bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>, ne<span class=\"_ _3\"></span>t of d<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctl<span class=\"_ _3\"></span>y at<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s,<span class=\"_ _2d1\"> </span> an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y sta<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>t am<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t. T<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nce b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ds a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span> red<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me ove<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span> pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od o<span class=\"_ _3\"></span>n an e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>tive i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t rate b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>. B<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on d<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>dow<span class=\"_ _3\"></span>n a<span class=\"_ _3\"></span>nd<span class=\"_ _2d1\"> </span> de<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(a<span class=\"_ _3\"></span>b)<span class=\"_ _2\"></span> O<span class=\"_ _3\"></span>t<span class=\"_ _2\"></span>h<span class=\"_ _2\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span> p<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>y<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>b<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>e<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>t am<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _3\"></span>ed cos<span class=\"_ _3\"></span>t us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st m<span class=\"_ _3\"></span>eth<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>. Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>de l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rda<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th I<span class=\"_ _3\"></span>FRS 1<span class=\"_ _3\"></span>6. O<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt d<span class=\"_ _3\"></span>ate of t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d as t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>ture l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to be m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>de ove<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e ter<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>. For t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p, fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are f<span class=\"_ _3\"></span>ixe<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h var<span class=\"_ _3\"></span>y d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g on a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>x or ra<span class=\"_ _3\"></span>te. T<span class=\"_ _3\"></span>he fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re lease payments<span class=\"_ _5\"></span> are disc<span class=\"_ _5\"></span>ounted<span class=\"_ _5\"></span> at the Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> increment<span class=\"_ _5\"></span>al borro<span class=\"_ _5\"></span>wing rat<span class=\"_ _5\"></span>e at t<span class=\"_ _5\"></span>he commencement da<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h var<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g on t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e no<span class=\"_ _3\"></span>n-ca<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d for w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>ght to u<span class=\"_ _3\"></span>se th<span class=\"_ _3\"></span>e l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, pl<span class=\"_ _3\"></span>us p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ds cove<span class=\"_ _3\"></span>red by e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ere t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s rea<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ly c<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>in to b<span class=\"_ _3\"></span>e taken<span class=\"_ _3\"></span>. C<span class=\"_ _3\"></span>onve<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>y, the n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-ca<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d is re<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>f it is re<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y ce<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>at a te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l be t<span class=\"_ _5\"></span>aken.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>ntal b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g rate i<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _2\"></span>\u2019s ju<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t as to th<span class=\"_ _3\"></span>e rate o<span class=\"_ _3\"></span>f inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>at the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d ha<span class=\"_ _3\"></span>ve to pa<span class=\"_ _3\"></span>y to bo<span class=\"_ _3\"></span>rro<span class=\"_ _3\"></span>w, over a s<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ar te<span class=\"_ _3\"></span>rm a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>ith s<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>r se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y, the fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s ne<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y to o<span class=\"_ _3\"></span>btai<span class=\"_ _3\"></span>n an a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set o<span class=\"_ _3\"></span>f a si<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e to the c<span class=\"_ _3\"></span>ost o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>ght-of-use a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is h<span class=\"_ _3\"></span>as be<span class=\"_ _3\"></span>en d<span class=\"_ _3\"></span>ete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h refe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce to th<span class=\"_ _3\"></span>e rate of i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t of ex<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>gs h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up an<span class=\"_ _3\"></span>d ma<span class=\"_ _3\"></span>rket ra<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>ted to take i<span class=\"_ _3\"></span>nto ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd te<span class=\"_ _3\"></span>rm a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ted w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e. Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ed t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rac<span class=\"_ _3\"></span>tic<span class=\"_ _3\"></span>al e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>n tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on to I<span class=\"_ _3\"></span>FRS 1<span class=\"_ _3\"></span>6 on 1 J<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y 201<span class=\"_ _3\"></span>9 of a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g a si<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>le d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t rate to a po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io o<span class=\"_ _3\"></span>f le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h rea<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ar c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>racte<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>s by gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es by a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>pe a<span class=\"_ _3\"></span>nd re<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e da<span class=\"_ _3\"></span>te of tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. S<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rly, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly d<span class=\"_ _3\"></span>ete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es s<span class=\"_ _3\"></span>tand<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rd di<span class=\"_ _3\"></span>sco<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t rate<span class=\"_ _3\"></span>s to app<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>y for l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s en<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>to sin<span class=\"_ _3\"></span>ce 1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>19 by as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>et t<span class=\"_ _3\"></span>yp<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Derecognition<span class=\"_ _2d1\"> </span>A financial<span class=\"_ _5\"></span> liability is derecognised<span class=\"_ _5\"></span> when the<span class=\"_ _5\"></span> obligation under t<span class=\"_ _5\"></span>he liability is dischar<span class=\"_ _5\"></span>ged, cancelled or<span class=\"_ _5\"></span> expired.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>ac<span class=\"_ _5\"></span>) Emplo<span class=\"_ _5\"></span>yee<span class=\"_ _5\"></span> benefits<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>i<span class=\"_ _5\"></span>) Pension<span class=\"_ _5\"></span> obligations<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up o<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>s a def<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>ntr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rso<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>n for i<span class=\"_ _3\"></span>ts e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>loye<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. Co<span class=\"_ _3\"></span>ntr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s to thi<span class=\"_ _3\"></span>s p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>n are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s an e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve income as<span class=\"_ _5\"></span> incurred. The<span class=\"_ _5\"></span> Group<span class=\"_ _5\"></span> has no legal or<span class=\"_ _5\"></span> construct<span class=\"_ _5\"></span>ive obligations<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> pay further co<span class=\"_ _3\"></span>ntr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s if t<span class=\"_ _3\"></span>he f<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d do<span class=\"_ _3\"></span>es n<span class=\"_ _3\"></span>ot h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s to pa<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oye<span class=\"_ _3\"></span>es th<span class=\"_ _3\"></span>e b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>its rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g to em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oyee s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt an<span class=\"_ _3\"></span>d pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>ii<span class=\"_ _5\"></span>) Share-<span class=\"_ _5\"></span>based payments<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up o<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>s a nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>-ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ns fo<span class=\"_ _3\"></span>r em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oye<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re-b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent a<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rds g<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d as a<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e sp<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>d ove<span class=\"_ _3\"></span>r the ve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h ac<span class=\"_ _3\"></span>cord<span class=\"_ _3\"></span>s w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d for w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h a cor<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y in t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e of e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>-<span class=\"_ _2d1\"> </span>set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f a li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y fo<span class=\"_ _3\"></span>r ca<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>-set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d pl<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e total am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt to b<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d by refe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce to th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e aw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g stan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd op<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>cin<span class=\"_ _3\"></span>g m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>s as t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed by e<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oyee<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>rs c<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>not b<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d. F<span class=\"_ _3\"></span>or e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>-set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d pl<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, the fa<span class=\"_ _3\"></span>ir v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d at g<span class=\"_ _3\"></span>rant d<span class=\"_ _3\"></span>ate a<span class=\"_ _3\"></span>nd n<span class=\"_ _3\"></span>ot s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>y rem<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>. For c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h-se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>ed p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e is re<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>t ea<span class=\"_ _3\"></span>ch re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te and a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e da<span class=\"_ _3\"></span>te of se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th any c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve income f<span class=\"_ _5\"></span>or the<span class=\"_ _5\"></span> period. At ea<span class=\"_ _3\"></span>ch re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up rev<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>ts e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r of a<span class=\"_ _3\"></span>ward<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>re exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted<span class=\"_ _3\"></span> to vest a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>t rec<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es th<span class=\"_ _3\"></span>e im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f the re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on of o<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>f any, in th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e, s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d for e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>oyee<span class=\"_ _3\"></span>, Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>nd ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r of a<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rds th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y ves<span class=\"_ _3\"></span>t. T<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge to th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>s no<span class=\"_ _3\"></span>t revi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d for a<span class=\"_ _3\"></span>ny ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n ma<span class=\"_ _3\"></span>rket ve<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ng conditions.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>ad)<span class=\"_ _5\"></span> Share capital<span class=\"_ _2d1\"> </span>Ord<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y sha<span class=\"_ _3\"></span>res a<span class=\"_ _3\"></span>re cl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d as e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y. Wh<span class=\"_ _3\"></span>ere a<span class=\"_ _3\"></span>ny Gro<span class=\"_ _3\"></span>up e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y p<span class=\"_ _3\"></span>urch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y sh<span class=\"_ _3\"></span>are c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l (<span class=\"_ _5\"></span>sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d in tr<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t), the co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d is d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>cted f<span class=\"_ _3\"></span>rom e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y at<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>s di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he S<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res i<span class=\"_ _3\"></span>n tru<span class=\"_ _3\"></span>st re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>ere s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s are su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y so<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d, re<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d or ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>f, any c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved i<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>utab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e to sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, ne<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>ny di<span class=\"_ _3\"></span>rect<span class=\"_ _3\"></span>ly a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>ntal t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on cos<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e tax e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fect<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>ae<span class=\"_ _5\"></span>) Product class<span class=\"_ _5\"></span>ification<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>cts a<span class=\"_ _3\"></span>re cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d for ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g p<span class=\"_ _3\"></span>urp<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>s ei<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts or i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rac<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. (<span class=\"_ _6\"></span>i<span class=\"_ _5\"></span>) Insurance contracts<span class=\"_ _2d1\"> </span>In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>s are c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>at t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ant i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>sk<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s h<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tori<span class=\"_ _3\"></span>c pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ct ra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>es a va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f term a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ce an<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>-of-life p<span class=\"_ _3\"></span>rote<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rac<span class=\"_ _3\"></span>ts inv<span class=\"_ _5\"></span>olving significant<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> risk tran<span class=\"_ _5\"></span>sfer<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>ii<span class=\"_ _5\"></span>) Investment<span class=\"_ _5\"></span> contracts<span class=\"_ _2d1\"> </span>Co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts th<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>t do n<span class=\"_ _3\"></span>ot tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>nt in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k are t<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>s inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>s. The majori<span class=\"_ _5\"></span>t<span class=\"_ _3\"></span>y of<span class=\"_ _5\"></span> the business<span class=\"_ _5\"></span> written b<span class=\"_ _5\"></span>y the Gr<span class=\"_ _5\"></span>oup is<span class=\"_ _5\"></span> unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed inv<span class=\"_ _5\"></span>estment business<span class=\"_ _5\"></span> and is<span class=\"_ _5\"></span> classified as<span class=\"_ _5\"></span> invest<span class=\"_ _5\"></span>ment contr<span class=\"_ _5\"></span>acts.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>a<span class=\"_ _3\"></span>f<span class=\"_ _5\"></span>) Impairment<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>i<span class=\"_ _5\"></span>) Non-financial assets<span class=\"_ _2d1\"> </span>Ass<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t are s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n are rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t wh<span class=\"_ _3\"></span>en c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>stan<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s or ev<span class=\"_ _5\"></span>ents indicat<span class=\"_ _5\"></span>e ther<span class=\"_ _5\"></span>e may be<span class=\"_ _5\"></span> uncer<span class=\"_ _3\"></span>tain<span class=\"_ _5\"></span>t<span class=\"_ _3\"></span>y o<span class=\"_ _5\"></span>ver their<span class=\"_ _5\"></span> value. A<span class=\"_ _5\"></span>n impairment loss<span class=\"_ _5\"></span> is r<span class=\"_ _5\"></span>ecognised for th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt by w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>\u2019s c<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt exc<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>s its re<span class=\"_ _3\"></span>cov<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>\u2019s fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue l<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>sts to s<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>l or i<span class=\"_ _3\"></span>ts va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e-in<span class=\"_ _3\"></span>-<span class=\"_ _2d1\"> </span>use. Re<span class=\"_ _5\"></span>fer t<span class=\"_ _5\"></span>o accoun<span class=\"_ _5\"></span>ting policy<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>l<span class=\"_ _6\"></span>) for<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup\u2019s impairmen<span class=\"_ _5\"></span>t policy f<span class=\"_ _5\"></span>or goodwill.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>ii<span class=\"_ _5\"></span>) Financial assets Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d at a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>st are i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g an e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>. The model<span class=\"_ _5\"></span> splits financial<span class=\"_ _5\"></span> assets int<span class=\"_ _5\"></span>o performing, underperforming<span class=\"_ _5\"></span> and non-<span class=\"_ _5\"></span>per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> ca<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t qu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y si<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>nit<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. At in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>nit<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n financial asset<span class=\"_ _5\"></span>s are<span class=\"_ _5\"></span> considered t<span class=\"_ _5\"></span>o be<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>forming. T<span class=\"_ _5\"></span>hey become<span class=\"_ _5\"></span> underper<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> where t<span class=\"_ _5\"></span>here has been a<span class=\"_ _5\"></span> significant<span class=\"_ _5\"></span> increase in<span class=\"_ _5\"></span> credit risk<span class=\"_ _5\"></span> since init<span class=\"_ _5\"></span>ial recognition,<span class=\"_ _5\"></span> and non-<span class=\"_ _5\"></span>per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> when the<span class=\"_ _3\"></span>re i<span class=\"_ _3\"></span>s ob<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve evi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ce of i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>irm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>. 12 mo<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>hs of e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d within e<span class=\"_ _5\"></span>xpenses in t<span class=\"_ _5\"></span>he stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income and<span class=\"_ _5\"></span> netted against<span class=\"_ _5\"></span> the financial<span class=\"_ _5\"></span> asset in<span class=\"_ _5\"></span> the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position f<span class=\"_ _5\"></span>or all<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> financial assets, wi<span class=\"_ _5\"></span>th life<span class=\"_ _5\"></span>time expect<span class=\"_ _5\"></span>ed credit<span class=\"_ _5\"></span> losses recognised<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> underper<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> and non-<span class=\"_ _5\"></span>per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> financial assets.<span class=\"_ _5\"></span> Ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s are b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>stor<span class=\"_ _3\"></span>ic l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f lo<span class=\"_ _3\"></span>ss ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r the re<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>evan<span class=\"_ _3\"></span>t financial asset<span class=\"_ _5\"></span>s, with due<span class=\"_ _5\"></span> consideration<span class=\"_ _5\"></span> given t<span class=\"_ _5\"></span>o f<span class=\"_ _5\"></span>or<span class=\"_ _3\"></span>ward-<span class=\"_ _6\"></span>l<span class=\"_ _3\"></span>ooking inf<span class=\"_ _5\"></span>ormation. Th<span class=\"_ _3\"></span>e mos<span class=\"_ _3\"></span>t si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>t ca<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d at a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>st for t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p are business loans<span class=\"_ _5\"></span> to P<span class=\"_ _5\"></span>artners<span class=\"_ _3\"></span>, which<span class=\"_ _5\"></span> are e<span class=\"_ _5\"></span>xplained in mor<span class=\"_ _5\"></span>e detail<span class=\"_ _5\"></span> in Not<span class=\"_ _5\"></span>e 15. T<span class=\"_ _5\"></span>he significant<span class=\"_ _5\"></span> increase<span class=\"_ _5\"></span> in credit<span class=\"_ _5\"></span> risk which<span class=\"_ _5\"></span> triggers the<span class=\"_ _5\"></span> move<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> underper<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> these as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts is w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>ey are m<span class=\"_ _3\"></span>ore t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>n 30 d<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>st d<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>, in l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t in IF<span class=\"_ _3\"></span>RS 9 F<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al I<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, or w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n the l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an fa<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y ha<span class=\"_ _3\"></span>s ex<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>s in t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>roc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s of b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng ren<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>oti<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. B<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>re cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d as n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-per<span class=\"_ _2\"></span>form<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n is to a Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>o ha<span class=\"_ _3\"></span>s l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>p, o<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n i<span class=\"_ _3\"></span>s to a Par<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>om ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs to b<span class=\"_ _3\"></span>e at s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>nt ri<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k of l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ip a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re a<span class=\"_ _3\"></span>n ord<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ly set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f de<span class=\"_ _3\"></span>bt i<span class=\"_ _3\"></span>s con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d to be i<span class=\"_ _3\"></span>n qu<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e de<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>is co<span class=\"_ _3\"></span>ntex<span class=\"_ _3\"></span>t i<span class=\"_ _3\"></span>s a cr<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>l ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ju<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, ab<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ut w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch m<span class=\"_ _3\"></span>ore i<span class=\"_ _3\"></span>nfor<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s set o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n N<span class=\"_ _3\"></span>ote 2. (<span class=\"_ _6\"></span>ag) F<span class=\"_ _5\"></span>oreign currenc<span class=\"_ _5\"></span>y translation<span class=\"_ _2d1\"> </span>The Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> present<span class=\"_ _5\"></span>ation and t<span class=\"_ _5\"></span>he Compan<span class=\"_ _5\"></span>y<span class=\"_ _3\"></span>\u2019s f<span class=\"_ _5\"></span>unctional curr<span class=\"_ _5\"></span>ency is<span class=\"_ _5\"></span> pounds Sterling.<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> The st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of compr<span class=\"_ _5\"></span>ehensive income<span class=\"_ _5\"></span> and st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of cash<span class=\"_ _5\"></span> flows f<span class=\"_ _5\"></span>or f<span class=\"_ _5\"></span>oreign subsidiarie<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span> are tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d into t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>enta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>cy us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g exc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e rate<span class=\"_ _3\"></span>s preva<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>t the<span class=\"_ _2d1\"> </span> date<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> transact<span class=\"_ _5\"></span>ion. The st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position f<span class=\"_ _5\"></span>or f<span class=\"_ _5\"></span>oreign subsidiarie<span class=\"_ _5\"></span>s is tr<span class=\"_ _5\"></span>anslated<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> at th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar-end ex<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge ra<span class=\"_ _3\"></span>te. E<span class=\"_ _3\"></span>xc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e rate d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g fro<span class=\"_ _3\"></span>m th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e tran<span class=\"_ _3\"></span>sl<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re<span class=\"_ _2d1\"> </span> tak<span class=\"_ _5\"></span>en t<span class=\"_ _5\"></span>o the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of c<span class=\"_ _5\"></span>omprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span> Fore<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>n cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>ncy t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s are t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sl<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>to pou<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s S<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ex<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge ra<span class=\"_ _3\"></span>te<span class=\"_ _2d1\"> </span> pre<span class=\"_ _5\"></span>vailing at<span class=\"_ _5\"></span> the dat<span class=\"_ _5\"></span>e of t<span class=\"_ _5\"></span>he tran<span class=\"_ _5\"></span>sactions. Monet<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>y assets<span class=\"_ _5\"></span> and liabilities<span class=\"_ _5\"></span> denominated<span class=\"_ _5\"></span> in<span class=\"_ _2d1\"> </span> fore<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>n cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nci<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g the ra<span class=\"_ _3\"></span>te of ex<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge r<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g at t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate a<span class=\"_ _3\"></span>nd<span class=\"_ _2d1\"> </span> the g<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>in o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>n tran<span class=\"_ _3\"></span>sl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e.<span class=\"_ _2d1\"> </span> Non-mone<span class=\"_ _5\"></span>tary assets<span class=\"_ _5\"></span> and liabilities<span class=\"_ _5\"></span> which are<span class=\"_ _5\"></span> held at his<span class=\"_ _5\"></span>torical<span class=\"_ _5\"></span> cost ar<span class=\"_ _5\"></span>e translat<span class=\"_ _5\"></span>ed using<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> exc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e rate<span class=\"_ _3\"></span>s preva<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g at t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f the t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on; t<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>se h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e are t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sl<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span> us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g exc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e rate<span class=\"_ _3\"></span>s ru<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e da<span class=\"_ _3\"></span>te on w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e was d<span class=\"_ _3\"></span>ete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>ah<span class=\"_ _5\"></span>) Segment reporting<span class=\"_ _2d1\"> </span>Op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d in a m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tent w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed to<span class=\"_ _5\"></span> the Chie<span class=\"_ _5\"></span>f Operating<span class=\"_ _5\"></span> Decision-Maker<span class=\"_ _6\"></span>. The C<span class=\"_ _5\"></span>hief Operat<span class=\"_ _5\"></span>ing Decision-Mak<span class=\"_ _5\"></span>er,<span class=\"_ _5\"></span> responsible f<span class=\"_ _5\"></span>or al<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng re<span class=\"_ _3\"></span>sou<span class=\"_ _3\"></span>rce<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f the o<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g se<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>, h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tif<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>s the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cut<span class=\"_ _3\"></span>ive C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>ai)<span class=\"_ _5\"></span> Current<span class=\"_ _5\"></span> and non-current<span class=\"_ _5\"></span> disclosure<span class=\"_ _2d1\"> </span>Ass<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d to be re<span class=\"_ _3\"></span>cove<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d or s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>ed n<span class=\"_ _3\"></span>o m<span class=\"_ _3\"></span>ore th<span class=\"_ _3\"></span>an 1<span class=\"_ _3\"></span>2 mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>s af<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te are d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he N<span class=\"_ _3\"></span>otes to th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d to be rec<span class=\"_ _3\"></span>overe<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>r set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d mo<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>an 12 m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>s af<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r the re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te are d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s no<span class=\"_ _3\"></span>n-cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d or d<span class=\"_ _3\"></span>ue to b<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tle<span class=\"_ _3\"></span>d n<span class=\"_ _3\"></span>o mo<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>an 12 m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ths a<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ter t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng da<span class=\"_ _3\"></span>te are d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he N<span class=\"_ _3\"></span>otes to th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d or d<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e to be se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>ed m<span class=\"_ _3\"></span>ore t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>n 12 mo<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>hs a<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ter th<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g d<span class=\"_ _3\"></span>ate are d<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>scl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d as non-<span class=\"_ _5\"></span>current.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>aj) Alternativ<span class=\"_ _5\"></span>e performance meas<span class=\"_ _5\"></span>ures<span class=\"_ _2d1\"> </span>Wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, a nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f al<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>s (APMs) are disclosed. An<span class=\"_ _5\"></span> APM is<span class=\"_ _5\"></span> a measure<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>formance,<span class=\"_ _5\"></span> financial position<span class=\"_ _5\"></span> or cash<span class=\"_ _5\"></span> flows which<span class=\"_ _5\"></span> is n<span class=\"_ _3\"></span>ot de<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt fi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng f<span class=\"_ _3\"></span>ram<span class=\"_ _3\"></span>ewo<span class=\"_ _3\"></span>rk<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l Rep<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g S<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rds a<span class=\"_ _3\"></span>s ad<span class=\"_ _3\"></span>op<span class=\"_ _3\"></span>ted by th<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>K End<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt B<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>. APM<span class=\"_ _3\"></span>s a<span class=\"_ _3\"></span>re us<span class=\"_ _3\"></span>ed to prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e gre<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>to the p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f the G<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>up a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e wa<span class=\"_ _3\"></span>y it i<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors<span class=\"_ _3\"></span>. A d<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f ea<span class=\"_ _3\"></span>ch o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e APM<span class=\"_ _3\"></span>s is i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e gl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y of a<span class=\"_ _3\"></span>lte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>ve p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>s se<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s why i<span class=\"_ _3\"></span>t is u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>, ex<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns h<span class=\"_ _3\"></span>ow th<span class=\"_ _3\"></span>e me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e IF<span class=\"_ _3\"></span>RS f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>tatem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-332": {
   "value": "St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c (<span class=\"_ _5\"></span>th<span class=\"_ _3\"></span>e Com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>any<span class=\"_ _5\"></span>) i<span class=\"_ _3\"></span>s a pu<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>ic c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted by s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>ted<span class=\"_ _3\"></span> an<span class=\"_ _3\"></span>d reg<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d in En<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>nd Wal<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, d<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ted K<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gd<span class=\"_ _3\"></span>om a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>se s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res a<span class=\"_ _3\"></span>re publicly tr<span class=\"_ _5\"></span>aded.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-3": {
   "value": "St. James\u2019s Place plc",
   "dimensions": {
    "concept": "ifrs-full:NameOfReportingEntityOrOtherMeansOfIdentification",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-309": {
   "value": "St. James\u2019s Place plc",
   "dimensions": {
    "concept": "ifrs-full:NameOfParentEntity",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-4": {
   "value": "public company limited",
   "dimensions": {
    "concept": "ifrs-full:LegalFormOfEntity",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-5": {
   "value": "England and Wales",
   "dimensions": {
    "concept": "ifrs-full:CountryOfIncorporation",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-6": {
   "value": "United Kingdom",
   "dimensions": {
    "concept": "ifrs-full:DomicileOfEntity",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-310": {
   "value": "United Kingdom",
   "dimensions": {
    "concept": "ifrs-full:PrincipalPlaceOfBusiness",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-333": {
   "value": "i. Statement o<span class=\"_ _5\"></span>f compliance<span class=\"_ _2d1\"> </span>The Gr<span class=\"_ _5\"></span>oup financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements consolidat<span class=\"_ _5\"></span>e those<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> Company<span class=\"_ _5\"></span> and its<span class=\"_ _5\"></span> subsidiaries (<span class=\"_ _5\"></span>tog<span class=\"_ _3\"></span>eth<span class=\"_ _3\"></span>er re<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red to a<span class=\"_ _3\"></span>s the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>tatem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h UK<span class=\"_ _5\"></span>-ad<span class=\"_ _3\"></span>op<span class=\"_ _3\"></span>ted In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l Acc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng S<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts o<span class=\"_ _3\"></span>f the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es Ac<span class=\"_ _3\"></span>t 200<span class=\"_ _3\"></span>6 as applicable<span class=\"_ _5\"></span> to c<span class=\"_ _5\"></span>ompanies reporting under<span class=\"_ _5\"></span> those st<span class=\"_ _5\"></span>andards.<span class=\"_ _2d1\"> </span>As at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _3\"></span>, the fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt ne<span class=\"_ _3\"></span>w an<span class=\"_ _3\"></span>d am<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d s<span class=\"_ _3\"></span>tand<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rds<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up ad<span class=\"_ _3\"></span>opte<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>s of 1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y 2024, h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">Amendments<span class=\"_ _5\"></span> to I<span class=\"_ _5\"></span>AS 1<span class=\"_ _5\"></span> Present<span class=\"_ _5\"></span>ation o<span class=\"_ _5\"></span>f Financial St<span class=\"_ _5\"></span>atements<span class=\"_ _5\"></span> \u2013 Non-<span class=\"_ _5\"></span>current<span class=\"_ _5\"></span> liabilities with<span class=\"_ _5\"></span> </span>cov<span class=\"_ _5\"></span>enants.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:StatementOfIFRSCompliance",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-393": {
   "value": "ii<span class=\"_ _3\"></span>. New a<span class=\"_ _3\"></span>nd am<span class=\"_ _3\"></span>end<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>cco<span class=\"_ _3\"></span>unti<span class=\"_ _3\"></span>ng st<span class=\"_ _3\"></span>and<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s not yet ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve<span class=\"_ _2d1\"> </span>As at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _3\"></span>, the fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ne<span class=\"_ _3\"></span>w an<span class=\"_ _3\"></span>d am<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are re<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>vant to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p b<span class=\"_ _3\"></span>ut h<span class=\"_ _3\"></span>ave n<span class=\"_ _3\"></span>ot b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n the f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>n is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e bu<span class=\"_ _3\"></span>t are n<span class=\"_ _3\"></span>ot yet ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>. Al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow are ye<span class=\"_ _3\"></span>t to be e<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e UK En<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt B<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>. <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">Amendments<span class=\"_ _5\"></span> to t<span class=\"_ _5\"></span>he classification<span class=\"_ _5\"></span> and measurement<span class=\"_ _5\"></span> of Financial<span class=\"_ _5\"></span> Instruments<span class=\"_ _5\"></span> \u2013 </span>Amendments<span class=\"_ _5\"></span> to IFR<span class=\"_ _5\"></span>S 9 Financial<span class=\"_ _5\"></span> Instruments<span class=\"_ _5\"></span> and IFRS<span class=\"_ _5\"></span> 7 Financial Inst<span class=\"_ _5\"></span>ruments: Disclosur<span class=\"_ _5\"></span>es<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">IFRS 18<span class=\"_ _5\"></span> Present<span class=\"_ _5\"></span>ation<span class=\"_ _5\"></span> and Disclosure<span class=\"_ _5\"></span> in Financial<span class=\"_ _5\"></span> Statement<span class=\"_ _5\"></span>s.<span class=\"_ _2d1\"> </span></span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>at t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ab<span class=\"_ _3\"></span>ove sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s and amendment<span class=\"_ _5\"></span>s will hav<span class=\"_ _5\"></span>e on the<span class=\"_ _5\"></span> Group\u2019<span class=\"_ _5\"></span>s result<span class=\"_ _5\"></span>s reported<span class=\"_ _5\"></span> within the<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements. The only<span class=\"_ _5\"></span> one expect<span class=\"_ _5\"></span>ed t<span class=\"_ _5\"></span>o have<span class=\"_ _5\"></span> a significant<span class=\"_ _5\"></span> impact on<span class=\"_ _5\"></span> the Group\u2019<span class=\"_ _5\"></span>s financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements is<span class=\"_ _5\"></span> IFRS 18<span class=\"_ _5\"></span> Present<span class=\"_ _5\"></span>ation<span class=\"_ _5\"></span> and Disclosure<span class=\"_ _5\"></span> in Financial<span class=\"_ _5\"></span> Statement<span class=\"_ _5\"></span>s. Further inf<span class=\"_ _5\"></span>ormation<span class=\"_ _5\"></span> on this st<span class=\"_ _5\"></span>andard<span class=\"_ _5\"></span> is giv<span class=\"_ _5\"></span>en below<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>IFRS 18 Pre<span class=\"_ _5\"></span>sentation and Disclos<span class=\"_ _5\"></span>ure in Financial S<span class=\"_ _5\"></span>tatements Th<span class=\"_ _3\"></span>e IAS<span class=\"_ _3\"></span>B is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ed I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 18 Pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d D<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ure i<span class=\"_ _3\"></span>n Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l Sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts on 9 A<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>il 20<span class=\"_ _3\"></span>24 wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h wi<span class=\"_ _3\"></span>ll re<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ce IAS 1<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 18 i<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>ree s<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>f ne<span class=\"_ _3\"></span>w req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to im<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>rove com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s\u2019 reporting of<span class=\"_ _5\"></span> financial performance<span class=\"_ _5\"></span> and gives<span class=\"_ _5\"></span> inve<span class=\"_ _5\"></span>stors<span class=\"_ _5\"></span> better basis f<span class=\"_ _5\"></span>or analysing<span class=\"_ _5\"></span> and comparing companies<span class=\"_ _5\"></span>:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">impro<span class=\"_ _5\"></span>ved compar<span class=\"_ _5\"></span>ability in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">enhanced t<span class=\"_ _5\"></span>ranspar<span class=\"_ _5\"></span>ency o<span class=\"_ _5\"></span>f management<span class=\"_ _5\"></span> defined perfor<span class=\"_ _5\"></span>mance measur<span class=\"_ _5\"></span>es </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">more<span class=\"_ _5\"></span> useful gr<span class=\"_ _5\"></span>ouping of in<span class=\"_ _5\"></span>formation<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements. </span>Ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t are cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>s of a<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>ew sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ard h<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>ever i<span class=\"_ _3\"></span>t is on<span class=\"_ _3\"></span>ly e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted to ha<span class=\"_ _3\"></span>ve a<span class=\"_ _3\"></span>n im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct on t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>nd d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d is n<span class=\"_ _3\"></span>ot ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d to ha<span class=\"_ _3\"></span>ve an i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>t on re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve d<span class=\"_ _3\"></span>ate of the s<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd is 1 J<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y 202<span class=\"_ _3\"></span>7<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-334": {
   "value": "ii<span class=\"_ _3\"></span>. New a<span class=\"_ _3\"></span>nd am<span class=\"_ _3\"></span>end<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>cco<span class=\"_ _3\"></span>unti<span class=\"_ _3\"></span>ng st<span class=\"_ _3\"></span>and<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s not yet ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve<span class=\"_ _2d1\"> </span>As at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _3\"></span>, the fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ne<span class=\"_ _3\"></span>w an<span class=\"_ _3\"></span>d am<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are re<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>vant to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p b<span class=\"_ _3\"></span>ut h<span class=\"_ _3\"></span>ave n<span class=\"_ _3\"></span>ot b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n the f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>n is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e bu<span class=\"_ _3\"></span>t are n<span class=\"_ _3\"></span>ot yet ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>. Al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow are ye<span class=\"_ _3\"></span>t to be e<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e UK En<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt B<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>. <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">Amendments<span class=\"_ _5\"></span> to t<span class=\"_ _5\"></span>he classification<span class=\"_ _5\"></span> and measurement<span class=\"_ _5\"></span> of Financial<span class=\"_ _5\"></span> Instruments<span class=\"_ _5\"></span> \u2013 </span>Amendments<span class=\"_ _5\"></span> to IFR<span class=\"_ _5\"></span>S 9 Financial<span class=\"_ _5\"></span> Instruments<span class=\"_ _5\"></span> and IFRS<span class=\"_ _5\"></span> 7 Financial Inst<span class=\"_ _5\"></span>ruments: Disclosur<span class=\"_ _5\"></span>es<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">IFRS 18<span class=\"_ _5\"></span> Present<span class=\"_ _5\"></span>ation<span class=\"_ _5\"></span> and Disclosure<span class=\"_ _5\"></span> in Financial<span class=\"_ _5\"></span> Statement<span class=\"_ _5\"></span>s.<span class=\"_ _2d1\"> </span></span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>at t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ab<span class=\"_ _3\"></span>ove sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s and amendment<span class=\"_ _5\"></span>s will hav<span class=\"_ _5\"></span>e on the<span class=\"_ _5\"></span> Group\u2019<span class=\"_ _5\"></span>s result<span class=\"_ _5\"></span>s reported<span class=\"_ _5\"></span> within the<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements. The only<span class=\"_ _5\"></span> one expect<span class=\"_ _5\"></span>ed t<span class=\"_ _5\"></span>o have<span class=\"_ _5\"></span> a significant<span class=\"_ _5\"></span> impact on<span class=\"_ _5\"></span> the Group\u2019<span class=\"_ _5\"></span>s financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements is<span class=\"_ _5\"></span> IFRS 18<span class=\"_ _5\"></span> Present<span class=\"_ _5\"></span>ation<span class=\"_ _5\"></span> and Disclosure<span class=\"_ _5\"></span> in Financial<span class=\"_ _5\"></span> Statement<span class=\"_ _5\"></span>s. Further inf<span class=\"_ _5\"></span>ormation<span class=\"_ _5\"></span> on this st<span class=\"_ _5\"></span>andard<span class=\"_ _5\"></span> is giv<span class=\"_ _5\"></span>en below<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>IFRS 18 Pre<span class=\"_ _5\"></span>sentation and Disclos<span class=\"_ _5\"></span>ure in Financial S<span class=\"_ _5\"></span>tatements Th<span class=\"_ _3\"></span>e IAS<span class=\"_ _3\"></span>B is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ed I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 18 Pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d D<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ure i<span class=\"_ _3\"></span>n Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l Sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts on 9 A<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>il 20<span class=\"_ _3\"></span>24 wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h wi<span class=\"_ _3\"></span>ll re<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ce IAS 1<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 18 i<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>ree s<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>f ne<span class=\"_ _3\"></span>w req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to im<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>rove com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s\u2019 reporting of<span class=\"_ _5\"></span> financial performance<span class=\"_ _5\"></span> and gives<span class=\"_ _5\"></span> inve<span class=\"_ _5\"></span>stors<span class=\"_ _5\"></span> better basis f<span class=\"_ _5\"></span>or analysing<span class=\"_ _5\"></span> and comparing companies<span class=\"_ _5\"></span>:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">impro<span class=\"_ _5\"></span>ved compar<span class=\"_ _5\"></span>ability in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">enhanced t<span class=\"_ _5\"></span>ranspar<span class=\"_ _5\"></span>ency o<span class=\"_ _5\"></span>f management<span class=\"_ _5\"></span> defined perfor<span class=\"_ _5\"></span>mance measur<span class=\"_ _5\"></span>es </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">more<span class=\"_ _5\"></span> useful gr<span class=\"_ _5\"></span>ouping of in<span class=\"_ _5\"></span>formation<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements. </span>Ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t are cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>s of a<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>ew sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ard h<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>ever i<span class=\"_ _3\"></span>t is on<span class=\"_ _3\"></span>ly e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted to ha<span class=\"_ _3\"></span>ve a<span class=\"_ _3\"></span>n im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct on t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>nd d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d is n<span class=\"_ _3\"></span>ot ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d to ha<span class=\"_ _3\"></span>ve an i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>t on re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve d<span class=\"_ _3\"></span>ate of the s<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd is 1 J<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y 202<span class=\"_ _3\"></span>7<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-394": {
   "value": "iii. Basis o<span class=\"_ _5\"></span>f preparation<span class=\"_ _2d1\"> </span>The going<span class=\"_ _5\"></span> concern basis<span class=\"_ _5\"></span> has been adopt<span class=\"_ _5\"></span>ed in pr<span class=\"_ _5\"></span>eparing these<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements.<span class=\"_ _2d1\"> </span>The Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> business activitie<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>, t<span class=\"_ _5\"></span>ogether wit<span class=\"_ _5\"></span>h the f<span class=\"_ _5\"></span>act<span class=\"_ _5\"></span>ors likely<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> af<span class=\"_ _3\"></span>fect<span class=\"_ _5\"></span> its fut<span class=\"_ _5\"></span>ure de<span class=\"_ _5\"></span>velopment, pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, are s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e Chi<span class=\"_ _3\"></span>ef E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve Of<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>\u2019s repo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e Ch<span class=\"_ _3\"></span>ief Financial Officer\u2019s r<span class=\"_ _5\"></span>epor<span class=\"_ _3\"></span>t. The<span class=\"_ _5\"></span> financial performance and<span class=\"_ _5\"></span> financial posit<span class=\"_ _5\"></span>ion of t<span class=\"_ _5\"></span>he Group<span class=\"_ _5\"></span> are described in<span class=\"_ _5\"></span> the financial<span class=\"_ _5\"></span> review<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>As sh<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>n in s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 3 of t<span class=\"_ _3\"></span>he f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w, the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n rem<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s stro<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>nd we<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>n exce<span class=\"_ _3\"></span>ss o<span class=\"_ _3\"></span>f reg<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. In a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n, i<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>te wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n it<span class=\"_ _3\"></span>s ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>oven<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>n ad<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Fi<span class=\"_ _3\"></span>tch ra<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g rem<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s at A+ for SJ<span class=\"_ _3\"></span>PU<span class=\"_ _3\"></span>K (A at SJ<span class=\"_ _3\"></span>P PLC level<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>. F<span class=\"_ _5\"></span>ur<span class=\"_ _3\"></span>ther<span class=\"_ _5\"></span>, the<span class=\"_ _5\"></span> long-t<span class=\"_ _5\"></span>erm natur<span class=\"_ _5\"></span>e of<span class=\"_ _5\"></span> the business<span class=\"_ _5\"></span> results<span class=\"_ _5\"></span> in considerable<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span> cash flows<span class=\"_ _5\"></span> arising fr<span class=\"_ _5\"></span>om exist<span class=\"_ _5\"></span>ing business.<span class=\"_ _2d1\"> </span>The Boar<span class=\"_ _5\"></span>d has consider<span class=\"_ _5\"></span>ed the<span class=\"_ _5\"></span> challenging macroeconomic<span class=\"_ _5\"></span> and geopolitical<span class=\"_ _5\"></span> conditions which<span class=\"_ _5\"></span> continued<span class=\"_ _5\"></span> during 20<span class=\"_ _5\"></span>24, noting<span class=\"_ _5\"></span> that the<span class=\"_ _5\"></span> business cont<span class=\"_ _5\"></span>inued to<span class=\"_ _5\"></span> be successful<span class=\"_ _5\"></span> in this<span class=\"_ _5\"></span> environmen<span class=\"_ _5\"></span>t. No<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ths<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, gro<span class=\"_ _3\"></span>ss i<span class=\"_ _3\"></span>nfl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s for 2024 we<span class=\"_ _3\"></span>re \u00a31<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>4 b<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>p 20% o<span class=\"_ _3\"></span>n 2023<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th momentum building<span class=\"_ _5\"></span> during the<span class=\"_ _5\"></span> year<span class=\"_ _5\"></span>. R<span class=\"_ _5\"></span>etention<span class=\"_ _5\"></span> of client<span class=\"_ _5\"></span> funds under<span class=\"_ _5\"></span> management remained stro<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>t 94<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5% resu<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in n<span class=\"_ _3\"></span>et i<span class=\"_ _3\"></span>nfl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s of \u00a34.<span class=\"_ _3\"></span>3 b<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se fa<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s al<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e of ou<span class=\"_ _3\"></span>r key ou<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rce p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>itore<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh o<span class=\"_ _3\"></span>ur o<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g over<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, su<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>s its v<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w th<span class=\"_ _3\"></span>at the business<span class=\"_ _5\"></span> will cont<span class=\"_ _5\"></span>inue to<span class=\"_ _5\"></span> remain oper<span class=\"_ _5\"></span>ationally r<span class=\"_ _5\"></span>esilient.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Bo<span class=\"_ _3\"></span>ard h<span class=\"_ _3\"></span>as a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d a p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y fo<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ba<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e sc<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>io a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>re but plausible do<span class=\"_ _5\"></span>wnside scenarios. In<span class=\"_ _5\"></span> modelling these sc<span class=\"_ _5\"></span>enarios, the Gr<span class=\"_ _5\"></span>oup has con<span class=\"_ _5\"></span>sidered its<span class=\"_ _5\"></span> li<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y, ca<span class=\"_ _3\"></span>sh a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S resu<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e dow<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e s<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>rio<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>re bu<span class=\"_ _3\"></span>t pl<span class=\"_ _3\"></span>au<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>nd wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d st<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l le<span class=\"_ _3\"></span>ave t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p wi<span class=\"_ _3\"></span>th p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>ve ca<span class=\"_ _3\"></span>sh re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t.<span class=\"_ _2d1\"> </span>As a res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t of i<span class=\"_ _3\"></span>ts rev<span class=\"_ _3\"></span>iew, t<span class=\"_ _3\"></span>he B<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>rd be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ieve<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>inu<span class=\"_ _3\"></span>e to op<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rate, w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h ne<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r the in<span class=\"_ _5\"></span>tention<span class=\"_ _5\"></span> nor the<span class=\"_ _5\"></span> necessity of liquidation, ceasing<span class=\"_ _5\"></span> trading<span class=\"_ _5\"></span> or seeking pr<span class=\"_ _5\"></span>otection<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> credit<span class=\"_ _5\"></span>ors pu<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>nt to la<span class=\"_ _3\"></span>ws o<span class=\"_ _3\"></span>r reg<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, fo<span class=\"_ _3\"></span>r a pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od o<span class=\"_ _3\"></span>f at l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>st 1<span class=\"_ _3\"></span>2 mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>s fro<span class=\"_ _3\"></span>m the d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f ap<span class=\"_ _3\"></span>prova<span class=\"_ _3\"></span>l of the Gr<span class=\"_ _5\"></span>oup financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s are p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ente<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ds S<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng ro<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>st o<span class=\"_ _3\"></span>ne h<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>dre<span class=\"_ _3\"></span>d tho<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s. T<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re pre<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d on a h<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>ica<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>st b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>, e<span class=\"_ _3\"></span>xce<span class=\"_ _3\"></span>pt for a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s inv<span class=\"_ _5\"></span>estment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ty and financial assets<span class=\"_ _5\"></span> and liabilities<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> value thr<span class=\"_ _5\"></span>ough pro<span class=\"_ _5\"></span>fit and loss.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s in c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h IF<span class=\"_ _3\"></span>RSs re<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>res m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt to<span class=\"_ _2d1\"> </span>make<span class=\"_ _5\"></span> judgements, estimat<span class=\"_ _5\"></span>es and<span class=\"_ _5\"></span> assumptions that<span class=\"_ _5\"></span> affect t<span class=\"_ _5\"></span>he application<span class=\"_ _5\"></span> of policies and<span class=\"_ _2d1\"> </span>reported a<span class=\"_ _5\"></span>mounts of<span class=\"_ _5\"></span> assets and<span class=\"_ _5\"></span> liabilities, income<span class=\"_ _5\"></span> and expenses. The<span class=\"_ _5\"></span> estimates<span class=\"_ _5\"></span> and associat<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span>as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on h<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d var<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>us ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r facto<span class=\"_ _3\"></span>rs t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t are b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ieve<span class=\"_ _3\"></span>d to<span class=\"_ _2d1\"> </span>be re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e circ<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ts of w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch fo<span class=\"_ _3\"></span>rm t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is o<span class=\"_ _3\"></span>f ma<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng<span class=\"_ _2d1\"> </span>ju<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>bo<span class=\"_ _3\"></span>ut th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>rr<span class=\"_ _2\"></span>yin<span class=\"_ _3\"></span>g val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>es of a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t are n<span class=\"_ _3\"></span>ot re<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>y ap<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>nt<span class=\"_ _2d1\"> </span>from o<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er s<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rces<span class=\"_ _3\"></span>. Ac<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>sul<span class=\"_ _3\"></span>ts m<span class=\"_ _3\"></span>ay d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>r fro<span class=\"_ _3\"></span>m th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>The est<span class=\"_ _5\"></span>imates a<span class=\"_ _5\"></span>nd underlying assumpt<span class=\"_ _5\"></span>ions are<span class=\"_ _5\"></span> revie<span class=\"_ _5\"></span>wed on an<span class=\"_ _5\"></span> ongoing basis. Re<span class=\"_ _5\"></span>visions t<span class=\"_ _5\"></span>o<span class=\"_ _2d1\"> </span>ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar i<span class=\"_ _3\"></span>n wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h the e<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate i<span class=\"_ _3\"></span>s revi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d if t<span class=\"_ _3\"></span>he rev<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span>af<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cts o<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>y th<span class=\"_ _3\"></span>at ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r, or in th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r of t<span class=\"_ _3\"></span>he rev<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re yea<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>f the re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>ts bo<span class=\"_ _3\"></span>th<span class=\"_ _2d1\"> </span>cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt an<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re yea<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Ju<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e by ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of I<span class=\"_ _3\"></span>FRS<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at h<span class=\"_ _3\"></span>ave m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>al e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>t on<span class=\"_ _2d1\"> </span>the financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements and<span class=\"_ _5\"></span> estimat<span class=\"_ _5\"></span>es with<span class=\"_ _5\"></span> a significant<span class=\"_ _5\"></span> risk of<span class=\"_ _5\"></span> material adjust<span class=\"_ _5\"></span>ment in<span class=\"_ _5\"></span> the next<span class=\"_ _2d1\"> </span>yea<span class=\"_ _3\"></span>r are d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n N<span class=\"_ _3\"></span>ote 2.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s are p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es Ac<span class=\"_ _3\"></span>t 20<span class=\"_ _3\"></span>06 a<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le to c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r IF<span class=\"_ _3\"></span>RS<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>es s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow h<span class=\"_ _3\"></span>ave<span class=\"_ _2d1\"> </span>been applied consis<span class=\"_ _5\"></span>tently<span class=\"_ _5\"></span> to all<span class=\"_ _5\"></span> years<span class=\"_ _5\"></span> present<span class=\"_ _5\"></span>ed in these<span class=\"_ _5\"></span> consolidated<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoingConcernExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-335": {
   "value": "iii. Basis o<span class=\"_ _5\"></span>f preparation<span class=\"_ _2d1\"> </span>The going<span class=\"_ _5\"></span> concern basis<span class=\"_ _5\"></span> has been adopt<span class=\"_ _5\"></span>ed in pr<span class=\"_ _5\"></span>eparing these<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements.<span class=\"_ _2d1\"> </span>The Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> business activitie<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>, t<span class=\"_ _5\"></span>ogether wit<span class=\"_ _5\"></span>h the f<span class=\"_ _5\"></span>act<span class=\"_ _5\"></span>ors likely<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> af<span class=\"_ _3\"></span>fect<span class=\"_ _5\"></span> its fut<span class=\"_ _5\"></span>ure de<span class=\"_ _5\"></span>velopment, pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, are s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e Chi<span class=\"_ _3\"></span>ef E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve Of<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>\u2019s repo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e Ch<span class=\"_ _3\"></span>ief Financial Officer\u2019s r<span class=\"_ _5\"></span>epor<span class=\"_ _3\"></span>t. The<span class=\"_ _5\"></span> financial performance and<span class=\"_ _5\"></span> financial posit<span class=\"_ _5\"></span>ion of t<span class=\"_ _5\"></span>he Group<span class=\"_ _5\"></span> are described in<span class=\"_ _5\"></span> the financial<span class=\"_ _5\"></span> review<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>As sh<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>n in s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 3 of t<span class=\"_ _3\"></span>he f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w, the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n rem<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s stro<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>nd we<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>n exce<span class=\"_ _3\"></span>ss o<span class=\"_ _3\"></span>f reg<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. In a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n, i<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>te wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n it<span class=\"_ _3\"></span>s ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>oven<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>n ad<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Fi<span class=\"_ _3\"></span>tch ra<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g rem<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s at A+ for SJ<span class=\"_ _3\"></span>PU<span class=\"_ _3\"></span>K (A at SJ<span class=\"_ _3\"></span>P PLC level<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>. F<span class=\"_ _5\"></span>ur<span class=\"_ _3\"></span>ther<span class=\"_ _5\"></span>, the<span class=\"_ _5\"></span> long-t<span class=\"_ _5\"></span>erm natur<span class=\"_ _5\"></span>e of<span class=\"_ _5\"></span> the business<span class=\"_ _5\"></span> results<span class=\"_ _5\"></span> in considerable<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span> cash flows<span class=\"_ _5\"></span> arising fr<span class=\"_ _5\"></span>om exist<span class=\"_ _5\"></span>ing business.<span class=\"_ _2d1\"> </span>The Boar<span class=\"_ _5\"></span>d has consider<span class=\"_ _5\"></span>ed the<span class=\"_ _5\"></span> challenging macroeconomic<span class=\"_ _5\"></span> and geopolitical<span class=\"_ _5\"></span> conditions which<span class=\"_ _5\"></span> continued<span class=\"_ _5\"></span> during 20<span class=\"_ _5\"></span>24, noting<span class=\"_ _5\"></span> that the<span class=\"_ _5\"></span> business cont<span class=\"_ _5\"></span>inued to<span class=\"_ _5\"></span> be successful<span class=\"_ _5\"></span> in this<span class=\"_ _5\"></span> environmen<span class=\"_ _5\"></span>t. No<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ths<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, gro<span class=\"_ _3\"></span>ss i<span class=\"_ _3\"></span>nfl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s for 2024 we<span class=\"_ _3\"></span>re \u00a31<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>4 b<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>p 20% o<span class=\"_ _3\"></span>n 2023<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th momentum building<span class=\"_ _5\"></span> during the<span class=\"_ _5\"></span> year<span class=\"_ _5\"></span>. R<span class=\"_ _5\"></span>etention<span class=\"_ _5\"></span> of client<span class=\"_ _5\"></span> funds under<span class=\"_ _5\"></span> management remained stro<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>t 94<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5% resu<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in n<span class=\"_ _3\"></span>et i<span class=\"_ _3\"></span>nfl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s of \u00a34.<span class=\"_ _3\"></span>3 b<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se fa<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s al<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e of ou<span class=\"_ _3\"></span>r key ou<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rce p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>itore<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh o<span class=\"_ _3\"></span>ur o<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g over<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, su<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>s its v<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w th<span class=\"_ _3\"></span>at the business<span class=\"_ _5\"></span> will cont<span class=\"_ _5\"></span>inue to<span class=\"_ _5\"></span> remain oper<span class=\"_ _5\"></span>ationally r<span class=\"_ _5\"></span>esilient.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Bo<span class=\"_ _3\"></span>ard h<span class=\"_ _3\"></span>as a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d a p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y fo<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ba<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e sc<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>io a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>re but plausible do<span class=\"_ _5\"></span>wnside scenarios. In<span class=\"_ _5\"></span> modelling these sc<span class=\"_ _5\"></span>enarios, the Gr<span class=\"_ _5\"></span>oup has con<span class=\"_ _5\"></span>sidered its<span class=\"_ _5\"></span> li<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y, ca<span class=\"_ _3\"></span>sh a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S resu<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e dow<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e s<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>rio<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>re bu<span class=\"_ _3\"></span>t pl<span class=\"_ _3\"></span>au<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>nd wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d st<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l le<span class=\"_ _3\"></span>ave t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p wi<span class=\"_ _3\"></span>th p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>ve ca<span class=\"_ _3\"></span>sh re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t.<span class=\"_ _2d1\"> </span>As a res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t of i<span class=\"_ _3\"></span>ts rev<span class=\"_ _3\"></span>iew, t<span class=\"_ _3\"></span>he B<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>rd be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ieve<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>inu<span class=\"_ _3\"></span>e to op<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rate, w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h ne<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r the in<span class=\"_ _5\"></span>tention<span class=\"_ _5\"></span> nor the<span class=\"_ _5\"></span> necessity of liquidation, ceasing<span class=\"_ _5\"></span> trading<span class=\"_ _5\"></span> or seeking pr<span class=\"_ _5\"></span>otection<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> credit<span class=\"_ _5\"></span>ors pu<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>nt to la<span class=\"_ _3\"></span>ws o<span class=\"_ _3\"></span>r reg<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, fo<span class=\"_ _3\"></span>r a pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od o<span class=\"_ _3\"></span>f at l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>st 1<span class=\"_ _3\"></span>2 mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>s fro<span class=\"_ _3\"></span>m the d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f ap<span class=\"_ _3\"></span>prova<span class=\"_ _3\"></span>l of the Gr<span class=\"_ _5\"></span>oup financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s are p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ente<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ds S<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng ro<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>st o<span class=\"_ _3\"></span>ne h<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>dre<span class=\"_ _3\"></span>d tho<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s. T<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re pre<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d on a h<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>ica<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>st b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>, e<span class=\"_ _3\"></span>xce<span class=\"_ _3\"></span>pt for a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s inv<span class=\"_ _5\"></span>estment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ty and financial assets<span class=\"_ _5\"></span> and liabilities<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> value thr<span class=\"_ _5\"></span>ough pro<span class=\"_ _5\"></span>fit and loss.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s in c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h IF<span class=\"_ _3\"></span>RSs re<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>res m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt to<span class=\"_ _2d1\"> </span>make<span class=\"_ _5\"></span> judgements, estimat<span class=\"_ _5\"></span>es and<span class=\"_ _5\"></span> assumptions that<span class=\"_ _5\"></span> affect t<span class=\"_ _5\"></span>he application<span class=\"_ _5\"></span> of policies and<span class=\"_ _2d1\"> </span>reported a<span class=\"_ _5\"></span>mounts of<span class=\"_ _5\"></span> assets and<span class=\"_ _5\"></span> liabilities, income<span class=\"_ _5\"></span> and expenses. The<span class=\"_ _5\"></span> estimates<span class=\"_ _5\"></span> and associat<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span>as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on h<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d var<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>us ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r facto<span class=\"_ _3\"></span>rs t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t are b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ieve<span class=\"_ _3\"></span>d to<span class=\"_ _2d1\"> </span>be re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e circ<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ts of w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch fo<span class=\"_ _3\"></span>rm t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is o<span class=\"_ _3\"></span>f ma<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng<span class=\"_ _2d1\"> </span>ju<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>bo<span class=\"_ _3\"></span>ut th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>rr<span class=\"_ _2\"></span>yin<span class=\"_ _3\"></span>g val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>es of a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t are n<span class=\"_ _3\"></span>ot re<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>y ap<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>nt<span class=\"_ _2d1\"> </span>from o<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er s<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rces<span class=\"_ _3\"></span>. Ac<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>sul<span class=\"_ _3\"></span>ts m<span class=\"_ _3\"></span>ay d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>r fro<span class=\"_ _3\"></span>m th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>The est<span class=\"_ _5\"></span>imates a<span class=\"_ _5\"></span>nd underlying assumpt<span class=\"_ _5\"></span>ions are<span class=\"_ _5\"></span> revie<span class=\"_ _5\"></span>wed on an<span class=\"_ _5\"></span> ongoing basis. Re<span class=\"_ _5\"></span>visions t<span class=\"_ _5\"></span>o<span class=\"_ _2d1\"> </span>ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar i<span class=\"_ _3\"></span>n wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h the e<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate i<span class=\"_ _3\"></span>s revi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d if t<span class=\"_ _3\"></span>he rev<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span>af<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cts o<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>y th<span class=\"_ _3\"></span>at ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r, or in th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r of t<span class=\"_ _3\"></span>he rev<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re yea<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>f the re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>ts bo<span class=\"_ _3\"></span>th<span class=\"_ _2d1\"> </span>cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt an<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re yea<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Ju<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e by ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of I<span class=\"_ _3\"></span>FRS<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at h<span class=\"_ _3\"></span>ave m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>al e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>t on<span class=\"_ _2d1\"> </span>the financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements and<span class=\"_ _5\"></span> estimat<span class=\"_ _5\"></span>es with<span class=\"_ _5\"></span> a significant<span class=\"_ _5\"></span> risk of<span class=\"_ _5\"></span> material adjust<span class=\"_ _5\"></span>ment in<span class=\"_ _5\"></span> the next<span class=\"_ _2d1\"> </span>yea<span class=\"_ _3\"></span>r are d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n N<span class=\"_ _3\"></span>ote 2.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s are p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es Ac<span class=\"_ _3\"></span>t 20<span class=\"_ _3\"></span>06 a<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le to c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r IF<span class=\"_ _3\"></span>RS<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>es s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow h<span class=\"_ _3\"></span>ave<span class=\"_ _2d1\"> </span>been applied consis<span class=\"_ _5\"></span>tently<span class=\"_ _5\"></span> to all<span class=\"_ _5\"></span> years<span class=\"_ _5\"></span> present<span class=\"_ _5\"></span>ed in these<span class=\"_ _5\"></span> consolidated<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-395": {
   "value": "(<span class=\"_ _6\"></span>a<span class=\"_ _5\"></span>) Basis of<span class=\"_ _5\"></span> consolidation<span class=\"_ _2d1\"> </span>The cons<span class=\"_ _5\"></span>olidated financial<span class=\"_ _5\"></span> informat<span class=\"_ _5\"></span>ion incorporat<span class=\"_ _5\"></span>es the<span class=\"_ _5\"></span> assets, liabilitie<span class=\"_ _5\"></span>s and r<span class=\"_ _5\"></span>esults of<span class=\"_ _5\"></span> the Company<span class=\"_ _5\"></span> and of<span class=\"_ _5\"></span> its subsidiaries.<span class=\"_ _5\"></span> Subsidiaries ar<span class=\"_ _5\"></span>e those<span class=\"_ _5\"></span> entities whic<span class=\"_ _5\"></span>h the Gr<span class=\"_ _5\"></span>oup cont<span class=\"_ _5\"></span>rols. Co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>l exi<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s if th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p is ex<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d to, o<span class=\"_ _3\"></span>r ha<span class=\"_ _3\"></span>s ri<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>ts to, va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le re<span class=\"_ _3\"></span>tur<span class=\"_ _3\"></span>ns f<span class=\"_ _3\"></span>rom i<span class=\"_ _3\"></span>ts invo<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>vem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd h<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>s the a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y to af<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e ret<span class=\"_ _3\"></span>urn<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh i<span class=\"_ _3\"></span>ts p<span class=\"_ _3\"></span>owe<span class=\"_ _3\"></span>r over t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y (<span class=\"_ _6\"></span>including unit trust<span class=\"_ _5\"></span>s in which<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup holds mor<span class=\"_ _5\"></span>e than<span class=\"_ _5\"></span> 30% of<span class=\"_ _5\"></span> the unit<span class=\"_ _5\"></span>s<span class=\"_ _5\"></span>).<span class=\"_ _5\"></span> Further in<span class=\"_ _5\"></span>formation<span class=\"_ _5\"></span> on how<span class=\"_ _5\"></span> contr<span class=\"_ _5\"></span>ol is assessed, including<span class=\"_ _5\"></span> the judgement<span class=\"_ _5\"></span> tak<span class=\"_ _5\"></span>en in cons<span class=\"_ _5\"></span>olidating SJP P<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>tner L<span class=\"_ _5\"></span>oans No<span class=\"_ _3\"></span>.1 L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y, is se<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>t in N<span class=\"_ _3\"></span>ote 2<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Ass<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>re al<span class=\"_ _3\"></span>l en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s over w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>t inf<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce b<span class=\"_ _3\"></span>ut n<span class=\"_ _3\"></span>ot c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rol<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd are a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nted fo<span class=\"_ _3\"></span>r at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>roup u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n met<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>d of accounting<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> account f<span class=\"_ _5\"></span>or business c<span class=\"_ _5\"></span>ombinations and<span class=\"_ _5\"></span> expenses all ac<span class=\"_ _5\"></span>quisition cost<span class=\"_ _5\"></span>s as the<span class=\"_ _5\"></span>y are<span class=\"_ _5\"></span> incurred. The<span class=\"_ _5\"></span> financial inf<span class=\"_ _5\"></span>ormation of<span class=\"_ _5\"></span> subsidiaries is<span class=\"_ _5\"></span> included in t<span class=\"_ _5\"></span>he consolidat<span class=\"_ _5\"></span>ed financial state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s from t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ate t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t con<span class=\"_ _3\"></span>tro<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s unt<span class=\"_ _3\"></span>il th<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>ate th<span class=\"_ _3\"></span>at c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol c<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Acc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span> policies of<span class=\"_ _5\"></span> subsidiaries hav<span class=\"_ _5\"></span>e been changed<span class=\"_ _5\"></span> where necessary t<span class=\"_ _5\"></span>o ensure<span class=\"_ _5\"></span> consistenc<span class=\"_ _5\"></span>y with policie<span class=\"_ _5\"></span>s adopted<span class=\"_ _5\"></span> by<span class=\"_ _5\"></span> the Group.<span class=\"_ _2d1\"> </span>Any co<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>nt co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>on to b<span class=\"_ _3\"></span>e tra<span class=\"_ _3\"></span>nsfe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e acquisition<span class=\"_ _5\"></span> date. Subs<span class=\"_ _5\"></span>equent changes t<span class=\"_ _5\"></span>o the<span class=\"_ _5\"></span> fair v<span class=\"_ _5\"></span>alue of<span class=\"_ _5\"></span> the cont<span class=\"_ _5\"></span>ingent considerat<span class=\"_ _5\"></span>ion that<span class=\"_ _5\"></span> is de<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to be an a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set o<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y is rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>cord<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wit<span class=\"_ _3\"></span>h I<span class=\"_ _3\"></span>FRS 9 i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e trea<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h no<span class=\"_ _3\"></span>n-co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s on w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er, as a res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t of the t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p al<span class=\"_ _3\"></span>ters c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y. Cha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n the P<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>nt<span class=\"_ _2\"></span>\u2019s own<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ip inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t in a s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y tha<span class=\"_ _3\"></span>t do n<span class=\"_ _3\"></span>ot res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t in a l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s of c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol a<span class=\"_ _3\"></span>re ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted for a<span class=\"_ _3\"></span>s e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y tran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s; a<span class=\"_ _3\"></span>ny dif<span class=\"_ _2\"></span>feren<span class=\"_ _3\"></span>ce b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt by w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch th<span class=\"_ _3\"></span>e no<span class=\"_ _3\"></span>n-c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rol<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest<span class=\"_ _3\"></span>s are ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d the fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue of t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n pa<span class=\"_ _3\"></span>id o<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed d<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ly i<span class=\"_ _3\"></span>n eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d at<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>ute<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e own<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he Pa<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>y. Wh<span class=\"_ _3\"></span>ere t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p lo<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s con<span class=\"_ _3\"></span>tro<span class=\"_ _3\"></span>l of a su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y, at th<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>ate wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n con<span class=\"_ _3\"></span>tro<span class=\"_ _3\"></span>l is l<span class=\"_ _3\"></span>ost t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>ny non<span class=\"_ _3\"></span>-co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>at for<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>r subsidiary is der<span class=\"_ _5\"></span>ecognised and an<span class=\"_ _5\"></span>y inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> retained<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> former<span class=\"_ _5\"></span> subsidiar<span class=\"_ _3\"></span>y is<span class=\"_ _5\"></span> remeasured<span class=\"_ _5\"></span> to its fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e; th<span class=\"_ _3\"></span>e ga<span class=\"_ _3\"></span>in o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s on t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l di<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>al o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e subsidiary includes the<span class=\"_ _5\"></span> gain or<span class=\"_ _5\"></span> loss on the<span class=\"_ _5\"></span> remeasuremen<span class=\"_ _5\"></span>t of t<span class=\"_ _5\"></span>he ret<span class=\"_ _5\"></span>ained int<span class=\"_ _5\"></span>erest.<span class=\"_ _2d1\"> </span>Intr<span class=\"_ _5\"></span>a-Group balance<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>, and<span class=\"_ _5\"></span> any inc<span class=\"_ _5\"></span>ome and expenses<span class=\"_ _5\"></span> or unr<span class=\"_ _5\"></span>ealised gains and<span class=\"_ _5\"></span> losses arising f<span class=\"_ _5\"></span>rom intr<span class=\"_ _5\"></span>a-Group<span class=\"_ _5\"></span> transacti<span class=\"_ _5\"></span>ons, are eliminat<span class=\"_ _5\"></span>ed in pr<span class=\"_ _5\"></span>eparing the<span class=\"_ _5\"></span> consolidated<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements.<span class=\"_ _2d1\"> </span>The St. J<span class=\"_ _5\"></span>ames\u2019s Place<span class=\"_ _5\"></span> Charitable<span class=\"_ _5\"></span> Foundation<span class=\"_ _5\"></span> is not<span class=\"_ _5\"></span> consolidated wit<span class=\"_ _5\"></span>hin the<span class=\"_ _5\"></span> financial inf<span class=\"_ _5\"></span>ormation. Thi<span class=\"_ _3\"></span>s i<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e Com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>any d<span class=\"_ _3\"></span>oe<span class=\"_ _3\"></span>s not m<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>et th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>l de<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>red by I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 10<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSubsidiariesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-336": {
   "value": "(<span class=\"_ _6\"></span>a<span class=\"_ _5\"></span>) Basis of<span class=\"_ _5\"></span> consolidation<span class=\"_ _2d1\"> </span>The cons<span class=\"_ _5\"></span>olidated financial<span class=\"_ _5\"></span> informat<span class=\"_ _5\"></span>ion incorporat<span class=\"_ _5\"></span>es the<span class=\"_ _5\"></span> assets, liabilitie<span class=\"_ _5\"></span>s and r<span class=\"_ _5\"></span>esults of<span class=\"_ _5\"></span> the Company<span class=\"_ _5\"></span> and of<span class=\"_ _5\"></span> its subsidiaries.<span class=\"_ _5\"></span> Subsidiaries ar<span class=\"_ _5\"></span>e those<span class=\"_ _5\"></span> entities whic<span class=\"_ _5\"></span>h the Gr<span class=\"_ _5\"></span>oup cont<span class=\"_ _5\"></span>rols. Co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>l exi<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s if th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p is ex<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d to, o<span class=\"_ _3\"></span>r ha<span class=\"_ _3\"></span>s ri<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>ts to, va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le re<span class=\"_ _3\"></span>tur<span class=\"_ _3\"></span>ns f<span class=\"_ _3\"></span>rom i<span class=\"_ _3\"></span>ts invo<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>vem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd h<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>s the a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y to af<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e ret<span class=\"_ _3\"></span>urn<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh i<span class=\"_ _3\"></span>ts p<span class=\"_ _3\"></span>owe<span class=\"_ _3\"></span>r over t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y (<span class=\"_ _6\"></span>including unit trust<span class=\"_ _5\"></span>s in which<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup holds mor<span class=\"_ _5\"></span>e than<span class=\"_ _5\"></span> 30% of<span class=\"_ _5\"></span> the unit<span class=\"_ _5\"></span>s<span class=\"_ _5\"></span>).<span class=\"_ _5\"></span> Further in<span class=\"_ _5\"></span>formation<span class=\"_ _5\"></span> on how<span class=\"_ _5\"></span> contr<span class=\"_ _5\"></span>ol is assessed, including<span class=\"_ _5\"></span> the judgement<span class=\"_ _5\"></span> tak<span class=\"_ _5\"></span>en in cons<span class=\"_ _5\"></span>olidating SJP P<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>tner L<span class=\"_ _5\"></span>oans No<span class=\"_ _3\"></span>.1 L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y, is se<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>t in N<span class=\"_ _3\"></span>ote 2<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Ass<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>re al<span class=\"_ _3\"></span>l en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s over w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>t inf<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce b<span class=\"_ _3\"></span>ut n<span class=\"_ _3\"></span>ot c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rol<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd are a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nted fo<span class=\"_ _3\"></span>r at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>roup u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n met<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>d of accounting<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> account f<span class=\"_ _5\"></span>or business c<span class=\"_ _5\"></span>ombinations and<span class=\"_ _5\"></span> expenses all ac<span class=\"_ _5\"></span>quisition cost<span class=\"_ _5\"></span>s as the<span class=\"_ _5\"></span>y are<span class=\"_ _5\"></span> incurred. The<span class=\"_ _5\"></span> financial inf<span class=\"_ _5\"></span>ormation of<span class=\"_ _5\"></span> subsidiaries is<span class=\"_ _5\"></span> included in t<span class=\"_ _5\"></span>he consolidat<span class=\"_ _5\"></span>ed financial state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s from t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ate t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t con<span class=\"_ _3\"></span>tro<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s unt<span class=\"_ _3\"></span>il th<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>ate th<span class=\"_ _3\"></span>at c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol c<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Acc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span> policies of<span class=\"_ _5\"></span> subsidiaries hav<span class=\"_ _5\"></span>e been changed<span class=\"_ _5\"></span> where necessary t<span class=\"_ _5\"></span>o ensure<span class=\"_ _5\"></span> consistenc<span class=\"_ _5\"></span>y with policie<span class=\"_ _5\"></span>s adopted<span class=\"_ _5\"></span> by<span class=\"_ _5\"></span> the Group.<span class=\"_ _2d1\"> </span>Any co<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>nt co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>on to b<span class=\"_ _3\"></span>e tra<span class=\"_ _3\"></span>nsfe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e acquisition<span class=\"_ _5\"></span> date. Subs<span class=\"_ _5\"></span>equent changes t<span class=\"_ _5\"></span>o the<span class=\"_ _5\"></span> fair v<span class=\"_ _5\"></span>alue of<span class=\"_ _5\"></span> the cont<span class=\"_ _5\"></span>ingent considerat<span class=\"_ _5\"></span>ion that<span class=\"_ _5\"></span> is de<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to be an a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set o<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y is rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>cord<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wit<span class=\"_ _3\"></span>h I<span class=\"_ _3\"></span>FRS 9 i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e trea<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h no<span class=\"_ _3\"></span>n-co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s on w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er, as a res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t of the t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p al<span class=\"_ _3\"></span>ters c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y. Cha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n the P<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>nt<span class=\"_ _2\"></span>\u2019s own<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ip inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t in a s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y tha<span class=\"_ _3\"></span>t do n<span class=\"_ _3\"></span>ot res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t in a l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s of c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol a<span class=\"_ _3\"></span>re ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted for a<span class=\"_ _3\"></span>s e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y tran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s; a<span class=\"_ _3\"></span>ny dif<span class=\"_ _2\"></span>feren<span class=\"_ _3\"></span>ce b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt by w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch th<span class=\"_ _3\"></span>e no<span class=\"_ _3\"></span>n-c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rol<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest<span class=\"_ _3\"></span>s are ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d the fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue of t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n pa<span class=\"_ _3\"></span>id o<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed d<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ly i<span class=\"_ _3\"></span>n eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d at<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>ute<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e own<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he Pa<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>y. Wh<span class=\"_ _3\"></span>ere t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p lo<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s con<span class=\"_ _3\"></span>tro<span class=\"_ _3\"></span>l of a su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y, at th<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>ate wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n con<span class=\"_ _3\"></span>tro<span class=\"_ _3\"></span>l is l<span class=\"_ _3\"></span>ost t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>ny non<span class=\"_ _3\"></span>-co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>at for<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>r subsidiary is der<span class=\"_ _5\"></span>ecognised and an<span class=\"_ _5\"></span>y inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> retained<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> former<span class=\"_ _5\"></span> subsidiar<span class=\"_ _3\"></span>y is<span class=\"_ _5\"></span> remeasured<span class=\"_ _5\"></span> to its fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e; th<span class=\"_ _3\"></span>e ga<span class=\"_ _3\"></span>in o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s on t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l di<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>al o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e subsidiary includes the<span class=\"_ _5\"></span> gain or<span class=\"_ _5\"></span> loss on the<span class=\"_ _5\"></span> remeasuremen<span class=\"_ _5\"></span>t of t<span class=\"_ _5\"></span>he ret<span class=\"_ _5\"></span>ained int<span class=\"_ _5\"></span>erest.<span class=\"_ _2d1\"> </span>Intr<span class=\"_ _5\"></span>a-Group balance<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>, and<span class=\"_ _5\"></span> any inc<span class=\"_ _5\"></span>ome and expenses<span class=\"_ _5\"></span> or unr<span class=\"_ _5\"></span>ealised gains and<span class=\"_ _5\"></span> losses arising f<span class=\"_ _5\"></span>rom intr<span class=\"_ _5\"></span>a-Group<span class=\"_ _5\"></span> transacti<span class=\"_ _5\"></span>ons, are eliminat<span class=\"_ _5\"></span>ed in pr<span class=\"_ _5\"></span>eparing the<span class=\"_ _5\"></span> consolidated<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements.<span class=\"_ _2d1\"> </span>The St. J<span class=\"_ _5\"></span>ames\u2019s Place<span class=\"_ _5\"></span> Charitable<span class=\"_ _5\"></span> Foundation<span class=\"_ _5\"></span> is not<span class=\"_ _5\"></span> consolidated wit<span class=\"_ _5\"></span>hin the<span class=\"_ _5\"></span> financial inf<span class=\"_ _5\"></span>ormation. Thi<span class=\"_ _3\"></span>s i<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e Com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>any d<span class=\"_ _3\"></span>oe<span class=\"_ _3\"></span>s not m<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>et th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>l de<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>red by I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 10<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfConsolidationExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-337": {
   "value": "(<span class=\"_ _6\"></span>b<span class=\"_ _5\"></span>) Fee<span class=\"_ _5\"></span> and commission income<span class=\"_ _2d1\"> </span>Fee and<span class=\"_ _5\"></span> commission income<span class=\"_ _5\"></span> comprises: (i)<span class=\"_ _3\"></span> <span class=\"_ _be\"> </span><span class=\"ls6 ws4\">advice charges<span class=\"_ _5\"></span> (post<span class=\"_ _5\"></span>-RDR<span class=\"_ _6\"></span>) paid b<span class=\"_ _5\"></span>y clients<span class=\"_ _5\"></span> who receiv<span class=\"_ _5\"></span>e advice alongside<span class=\"_ _5\"></span> their in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> </span>in a S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>rod<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>t. Ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d at i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>al i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>n an ongoing basis<span class=\"_ _5\"></span>; (i<span class=\"_ _3\"></span>i)<span class=\"_ _2\"></span> <span class=\"_ _27\"> </span><span class=\"ls6 ws4\"> <span class=\"_ _6e\"></span>third-party fee<span class=\"_ _5\"></span> and commission<span class=\"_ _5\"></span> income, due fr<span class=\"_ _5\"></span>om thir<span class=\"_ _5\"></span>d-party product<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>viders in r<span class=\"_ _5\"></span>espect </span>of p<span class=\"_ _3\"></span>rod<span class=\"_ _3\"></span>uct<span class=\"_ _3\"></span>s so<span class=\"_ _3\"></span>ld o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>r be<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>lf<span class=\"_ _3\"></span>; (i<span class=\"_ _3\"></span>i<span class=\"_ _2\"></span>i)<span class=\"_ _3\"></span> <span class=\"_ _1f2\"> </span><span class=\"ls6 ws4b\">wealth<span class=\"_ _5\"></span> management fees<span class=\"_ _5\"></span> paid by<span class=\"_ _5\"></span> clients f<span class=\"_ _5\"></span>or the<span class=\"_ _5\"></span> ongoing administr<span class=\"_ _5\"></span>ation of<span class=\"_ _5\"></span> their in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> </span>produc<span class=\"_ _5\"></span>ts;<span class=\"_ _2d1\"> </span>(i<span class=\"_ _2\"></span>v)<span class=\"_ _3\"></span> <span class=\"_ _2d\"> </span><span class=\"ls7 ws5\"> <span class=\"_ _142\"></span>inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> management f<span class=\"_ _5\"></span>ees paid<span class=\"_ _5\"></span> by c<span class=\"_ _5\"></span>lients f<span class=\"_ _5\"></span>or all<span class=\"_ _5\"></span> aspects<span class=\"_ _5\"></span> of in<span class=\"_ _5\"></span>vestmen<span class=\"_ _5\"></span>t management,<span class=\"_ _5\"></span> </span>in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g fee<span class=\"_ _3\"></span>s take<span class=\"_ _3\"></span>n by th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up to p<span class=\"_ _3\"></span>ay th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>-pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt ad<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s; (v)<span class=\"_ _3\"></span> <span class=\"_ _130\"> </span><span class=\"ls3 ws2\"> <span class=\"_ _142\"></span>fu<span class=\"_ _3\"></span>nd tax d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are fe<span class=\"_ _3\"></span>es c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>d to cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nts to m<span class=\"_ _3\"></span>atc<span class=\"_ _3\"></span>h the p<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cyh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er ta<span class=\"_ _3\"></span>x </span>expense<span class=\"_ _5\"></span>;<span class=\"_ _2d1\"> </span>(v<span class=\"_ _2\"></span>i)<span class=\"_ _3\"></span> <span class=\"_ _2d\"> </span><span class=\"ls3 ws2\"> <span class=\"_ _142\"></span>p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r tax a<span class=\"_ _3\"></span>sym<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>y, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h is th<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n the d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n </span>and the<span class=\"_ _5\"></span> offsetting client balance<span class=\"_ _5\"></span>s; (v<span class=\"_ _2\"></span>i<span class=\"_ _3\"></span>i)<span class=\"_ _2\"></span> <span class=\"_ _a\"> </span><span class=\"ls3 ws2\">d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y f<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent (DFM) fees g<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d </span>by<span class=\"_ _5\"></span> our DFM business<span class=\"_ _5\"></span>; and<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>viii<span class=\"_ _5\"></span>) <span class=\"_ _5\"></span>amortisation of<span class=\"_ _5\"></span> deferr<span class=\"_ _5\"></span>ed income (<span class=\"_ _6\"></span>DIR<span class=\"_ _5\"></span>), the<span class=\"_ _5\"></span> unwinding of<span class=\"_ _5\"></span> income that<span class=\"_ _5\"></span> has been def<span class=\"_ _5\"></span>erred. Thi<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tes to in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ct ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>ns f<span class=\"_ _3\"></span>rom u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t tr<span class=\"_ _3\"></span>ust<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>The pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> of initial<span class=\"_ _5\"></span> advice is a<span class=\"_ _5\"></span> distinct<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>formance<span class=\"_ _5\"></span> obligation. As<span class=\"_ _5\"></span> a result, init<span class=\"_ _5\"></span>ial advice ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in f<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>l on a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ept<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d po<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>icy by t<span class=\"_ _3\"></span>he rel<span class=\"_ _3\"></span>evan<span class=\"_ _3\"></span>t pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ct p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r, whi<span class=\"_ _3\"></span>ch m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e a G<span class=\"_ _3\"></span>roup c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>any or a t<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y. On<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ad<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d as re<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>n an o<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>s, c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>nt w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure of t<span class=\"_ _3\"></span>he performance obligation<span class=\"_ _5\"></span> being dischar<span class=\"_ _5\"></span>ged<span class=\"_ _3\"></span>, r<span class=\"_ _5\"></span>ather than<span class=\"_ _5\"></span> at a single<span class=\"_ _5\"></span> point in<span class=\"_ _5\"></span> time.<span class=\"_ _2d1\"> </span><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsfc\">Third-<span class=\"_ _6\"></span>p<span class=\"_ _3\"></span>art<span class=\"_ _3\"></span>y f<span class=\"_ _5\"></span>ee and commission<span class=\"_ _5\"></span> income is<span class=\"_ _5\"></span> recognised in<span class=\"_ _5\"></span> full on ac<span class=\"_ _5\"></span>ceptance<span class=\"_ _5\"></span> and inception<span class=\"_ _5\"></span> of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gsfd\">the associa<span class=\"_ _5\"></span>ted policy<span class=\"_ _5\"></span> by<span class=\"_ _5\"></span> the rele<span class=\"_ _5\"></span>vant t<span class=\"_ _5\"></span>hird-<span class=\"_ _5\"></span>par<span class=\"_ _3\"></span>ty product<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vider.<span class=\"_ _5\"></span> The performance<span class=\"_ _5\"></span> obligation </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsfe\">is th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d to a cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>s to inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in a th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>-pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gsff\">he<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e it i<span class=\"_ _3\"></span>s ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te tha<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>is reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e st<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>m is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on th<span class=\"_ _3\"></span>e sa<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>e ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s as i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tia<span class=\"_ _3\"></span>l </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs100\">ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>ere th<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>-pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ct p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r reta<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s the r<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ht to cl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>wb<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>k of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs101\">co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>n an i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y ba<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>, reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e on s<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>uct<span class=\"_ _3\"></span>s is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed to t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs102\">ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>nt th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>t is h<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hl<span class=\"_ _3\"></span>y pro<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>ll n<span class=\"_ _3\"></span>ot b<span class=\"_ _3\"></span>e cl<span class=\"_ _3\"></span>awe<span class=\"_ _3\"></span>d b<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>. A prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs103\">for a<span class=\"_ _3\"></span>ny am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nts re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d wh<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ch do n<span class=\"_ _3\"></span>ot m<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e \u2018h<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hl<span class=\"_ _3\"></span>y pro<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>\u2019 thre<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs104\">Wealt<span class=\"_ _5\"></span>h management<span class=\"_ _5\"></span> fees, i<span class=\"_ _5\"></span>nves<span class=\"_ _5\"></span>tment managemen<span class=\"_ _5\"></span>t f<span class=\"_ _5\"></span>ees, fund t<span class=\"_ _5\"></span>ax deduc<span class=\"_ _5\"></span>tions, policyho<span class=\"_ _5\"></span>lder </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs105\">tax a<span class=\"_ _3\"></span>sym<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd D<span class=\"_ _3\"></span>FM fe<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ate to se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d on a<span class=\"_ _3\"></span>n on<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e is </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs106\">rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on a<span class=\"_ _3\"></span>n on<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is to ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>atu<span class=\"_ _3\"></span>re of t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs107\">di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs108\">Wh<span class=\"_ _3\"></span>en i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tia<span class=\"_ _3\"></span>l pro<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>uct c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng m<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s do n<span class=\"_ _3\"></span>ot re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>te to a di<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>t pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs109\">obligation sat<span class=\"_ _5\"></span>isfied at incep<span class=\"_ _5\"></span>tion of<span class=\"_ _5\"></span> a contr<span class=\"_ _5\"></span>act, the<span class=\"_ _5\"></span> income is def<span class=\"_ _5\"></span>erred<span class=\"_ _5\"></span> and amortised ov<span class=\"_ _5\"></span>er </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs10a\">the a<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ici<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od i<span class=\"_ _3\"></span>n wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s wi<span class=\"_ _3\"></span>ll b<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-338": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 lsb5 wsb7 gs10c\">(<span class=\"_ _6\"></span>c<span class=\"_ _5\"></span>) Expenses<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls3 ws2 gs10d\">(<span class=\"_ _5\"></span>i<span class=\"_ _5\"></span>) Pay<span class=\"_ _3\"></span>ment<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs10e\">Payments<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> Partners comprise ini<span class=\"_ _5\"></span>tial commission<span class=\"_ _5\"></span> and initial<span class=\"_ _5\"></span> advice fees<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>IAF<span class=\"_ _6\"></span>) (paid f<span class=\"_ _5\"></span>or initial<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3e ws4 gs10f\">advice, at<span class=\"_ _5\"></span> policy outse<span class=\"_ _5\"></span>t and wit<span class=\"_ _5\"></span>hin an init<span class=\"_ _5\"></span>ial period f<span class=\"_ _5\"></span>or regular<span class=\"_ _5\"></span> contribution<span class=\"_ _6\"></span>),<span class=\"_ _5\"></span> renewal<span class=\"_ _5\"></span> commission </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4a ws4 gs110\">and r<span class=\"_ _5\"></span>enewal advice<span class=\"_ _5\"></span> fees (<span class=\"_ _5\"></span>payable on<span class=\"_ _5\"></span> regular con<span class=\"_ _5\"></span>tributions<span class=\"_ _6\"></span>) and fund<span class=\"_ _5\"></span> fee<span class=\"_ _5\"></span> commission or o<span class=\"_ _5\"></span>ngoing<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs111\">advice f<span class=\"_ _5\"></span>ees (<span class=\"_ _6\"></span>OAF<span class=\"_ _6\"></span>) (<span class=\"_ _6\"></span>based on funds<span class=\"_ _5\"></span> under management<span class=\"_ _5\"></span>)<span class=\"_ _5\"></span>. Initial<span class=\"_ _5\"></span> and renew<span class=\"_ _5\"></span>al commission and<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs112\">advice f<span class=\"_ _5\"></span>ees are<span class=\"_ _5\"></span> recognised in<span class=\"_ _5\"></span> line with<span class=\"_ _5\"></span> the associat<span class=\"_ _5\"></span>ed premium<span class=\"_ _5\"></span> income, but<span class=\"_ _5\"></span> initial commission<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs113\">on i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>efer<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d, a<span class=\"_ _3\"></span>s se<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>t in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>y (<span class=\"_ _5\"></span>m<span class=\"_ _5\"></span>). </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs114\">Fund fe<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d on<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce fe<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n an a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls35 ws35 gs115\">(<span class=\"_ _6\"></span>ii<span class=\"_ _5\"></span>) Lease expenses<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs116\">Lea<span class=\"_ _3\"></span>se e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r I<span class=\"_ _3\"></span>FRS 1<span class=\"_ _3\"></span>6 co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se d<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f the r<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ht-of-use as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>. Fur<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs117\">infor<span class=\"_ _5\"></span>mation on depr<span class=\"_ _5\"></span>eciation of<span class=\"_ _5\"></span> the righ<span class=\"_ _5\"></span>t-<span class=\"_ _5\"></span>of<span class=\"_ _5\"></span>-use<span class=\"_ _5\"></span> asset is<span class=\"_ _5\"></span> set out in<span class=\"_ _5\"></span> accounting<span class=\"_ _5\"></span> policy (<span class=\"_ _6\"></span>o<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs118\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>ter<span class=\"_ _3\"></span>m le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ses a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>f </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs119\">lo<span class=\"_ _3\"></span>w-val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s on a s<span class=\"_ _3\"></span>trai<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t-line b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is o<span class=\"_ _3\"></span>ver th<span class=\"_ _3\"></span>e l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 lsb5 wsb7 gs128\">(<span class=\"_ _5\"></span>f<span class=\"_ _5\"></span>) Insura<span class=\"_ _3\"></span>nce service expenses<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs129\">Insurance<span class=\"_ _5\"></span> ser<span class=\"_ _3\"></span>vice e<span class=\"_ _5\"></span>xpenses comprise insur<span class=\"_ _5\"></span>ance claims<span class=\"_ _5\"></span> and other<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> ser<span class=\"_ _3\"></span>vice expenses.<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs12a\">Th<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nse i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed d<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt cove<span class=\"_ _3\"></span>rag<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d in w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l be </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs12b\">pro<span class=\"_ _5\"></span>vided<span class=\"_ _3\"></span>, e<span class=\"_ _5\"></span>xcluding any<span class=\"_ _5\"></span> inv<span class=\"_ _5\"></span>estment component<span class=\"_ _5\"></span>s.<span class=\"_ _2d1\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForExpensesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-339": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs11b\">(<span class=\"_ _6\"></span>d<span class=\"_ _5\"></span>) Inve<span class=\"_ _5\"></span>stment return<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs11c\">Inv<span class=\"_ _5\"></span>estment r<span class=\"_ _5\"></span>eturn compr<span class=\"_ _5\"></span>ises inv<span class=\"_ _5\"></span>estment inc<span class=\"_ _5\"></span>ome and in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> gains and<span class=\"_ _5\"></span> losses. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs11d\">Inv<span class=\"_ _5\"></span>estment income<span class=\"_ _5\"></span> includes dividends, int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> and rent<span class=\"_ _5\"></span>al income<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> invest<span class=\"_ _5\"></span>ment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs11e\">under operat<span class=\"_ _5\"></span>ing leases. Dividends ar<span class=\"_ _5\"></span>e accrued on<span class=\"_ _5\"></span> an ex<span class=\"_ _5\"></span>-dividend basis,<span class=\"_ _5\"></span> and rent<span class=\"_ _5\"></span>al income<span class=\"_ _5\"></span> is </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs11f\">recognised<span class=\"_ _5\"></span> in the s<span class=\"_ _5\"></span>tatemen<span class=\"_ _5\"></span>t of compr<span class=\"_ _5\"></span>ehensive inc<span class=\"_ _5\"></span>ome on a<span class=\"_ _5\"></span> straight<span class=\"_ _6\"></span>-line basis<span class=\"_ _5\"></span> over<span class=\"_ _5\"></span> the t<span class=\"_ _5\"></span>erm </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs120\">of th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>. Inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t on a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s are a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nted fo<span class=\"_ _3\"></span>r </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs121\">ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st on f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs122\">am<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed c<span class=\"_ _3\"></span>ost a<span class=\"_ _3\"></span>re a<span class=\"_ _3\"></span>cco<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted fo<span class=\"_ _3\"></span>r us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t me<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-340": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls104 ws110 gs124\">(<span class=\"_ _6\"></span>e<span class=\"_ _5\"></span>) Insurance<span class=\"_ _5\"></span> reven<span class=\"_ _5\"></span>ue<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs125\">In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me f<span class=\"_ _3\"></span>rom th<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on of i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs126\">The income<span class=\"_ _5\"></span> is r<span class=\"_ _5\"></span>ecognised during the<span class=\"_ _5\"></span> cov<span class=\"_ _5\"></span>erage period<span class=\"_ _5\"></span> in which t<span class=\"_ _5\"></span>he services will be<span class=\"_ _5\"></span> provided.<span class=\"_ _2d1\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-341": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs12d\">(g<span class=\"_ _5\"></span>) Finance income<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs12e\">Finance income<span class=\"_ _5\"></span> comprises int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> received<span class=\"_ _5\"></span> on cash<span class=\"_ _5\"></span> and cash equiv<span class=\"_ _5\"></span>alents and<span class=\"_ _5\"></span> business </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs12f\">lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest o<span class=\"_ _3\"></span>n as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss i<span class=\"_ _3\"></span>s ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs130\">for b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e act<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>st i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st o<span class=\"_ _3\"></span>n fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs131\">at amortised co<span class=\"_ _5\"></span>st is accoun<span class=\"_ _5\"></span>ted f<span class=\"_ _5\"></span>or using<span class=\"_ _5\"></span> the effectiv<span class=\"_ _5\"></span>e int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> method. </div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs132\">(<span class=\"_ _6\"></span>h<span class=\"_ _5\"></span>) Finance costs<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs133\">Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e an i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y and e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs134\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e on t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd ex<span class=\"_ _2\"></span>tern<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs i<span class=\"_ _3\"></span>s ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs135\">inter<span class=\"_ _5\"></span>est met<span class=\"_ _5\"></span>hod.<span class=\"_ _2d1\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceIncomeAndCostsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-425": {
   "value": "(g<span class=\"_ _5\"></span>) Finance income<span class=\"_ _2d1\"> </span>Finance income<span class=\"_ _5\"></span> comprises int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> received<span class=\"_ _5\"></span> on cash<span class=\"_ _5\"></span> and cash equiv<span class=\"_ _5\"></span>alents and<span class=\"_ _5\"></span> business lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest o<span class=\"_ _3\"></span>n as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss i<span class=\"_ _3\"></span>s ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted for b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e act<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>st i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st o<span class=\"_ _3\"></span>n fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red at amortised co<span class=\"_ _5\"></span>st is accoun<span class=\"_ _5\"></span>ted f<span class=\"_ _5\"></span>or using<span class=\"_ _5\"></span> the effectiv<span class=\"_ _5\"></span>e int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> method. (<span class=\"_ _6\"></span>h<span class=\"_ _5\"></span>) Finance costs<span class=\"_ _2d1\"> </span>Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e an i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y and e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s. In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e on t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd ex<span class=\"_ _2\"></span>tern<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs i<span class=\"_ _3\"></span>s ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve inter<span class=\"_ _5\"></span>est met<span class=\"_ _5\"></span>hod.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-396": {
   "value": "(<span class=\"_ _6\"></span>h<span class=\"_ _5\"></span>) Finance costs<span class=\"_ _2d1\"> </span>Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e an i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y and e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s. In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e on t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd ex<span class=\"_ _2\"></span>tern<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs i<span class=\"_ _3\"></span>s ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve inter<span class=\"_ _5\"></span>est met<span class=\"_ _5\"></span>hod.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceCostsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-345": {
   "value": "(<span class=\"_ _5\"></span>i<span class=\"_ _5\"></span>) Income tax<span class=\"_ _5\"></span>es<span class=\"_ _2d1\"> </span>In<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me ta<span class=\"_ _3\"></span>x on th<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s for t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es c<span class=\"_ _3\"></span>urre<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>nd d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cyh<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e tax i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e exc<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>t to the ex<span class=\"_ _2\"></span>tent th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tes to ite<span class=\"_ _3\"></span>ms re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed d<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>rect<span class=\"_ _3\"></span>ly in e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y, in w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e it i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in e<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y. T<span class=\"_ _6\"></span>a<span class=\"_ _3\"></span>x li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>en i<span class=\"_ _3\"></span>t is c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>red p<span class=\"_ _3\"></span>rob<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e tha<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>ere w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l b<span class=\"_ _3\"></span>e a fut<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>w of fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s to a tax<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g au<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y, an<span class=\"_ _3\"></span>d are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g a be<span class=\"_ _3\"></span>st-esti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ate ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _5\"></span>i<span class=\"_ _5\"></span>) Curre<span class=\"_ _3\"></span>nt tax<span class=\"_ _2d1\"> </span>Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t tax i<span class=\"_ _3\"></span>s the e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted ta<span class=\"_ _3\"></span>x pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e on th<span class=\"_ _3\"></span>e tax<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar, usi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g tax rate<span class=\"_ _3\"></span>s en<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>ted o<span class=\"_ _3\"></span>r su<span class=\"_ _3\"></span>bsta<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>ly e<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d at th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d any a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt to ta<span class=\"_ _3\"></span>x pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of p<span class=\"_ _3\"></span>revi<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>s yea<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _5\"></span>ii<span class=\"_ _5\"></span>) D<span class=\"_ _3\"></span>efer<span class=\"_ _3\"></span>red ta<span class=\"_ _3\"></span>x<span class=\"_ _2d1\"> </span>Deferr<span class=\"_ _5\"></span>ed tax<span class=\"_ _5\"></span> is pr<span class=\"_ _5\"></span>ovided using t<span class=\"_ _5\"></span>he liability method, pr<span class=\"_ _5\"></span>oviding<span class=\"_ _5\"></span> for t<span class=\"_ _5\"></span>emporary differences<span class=\"_ _5\"></span> between the car<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>ying amounts<span class=\"_ _5\"></span> of asset<span class=\"_ _5\"></span>s and liabilit<span class=\"_ _5\"></span>ies for<span class=\"_ _5\"></span> financial r<span class=\"_ _5\"></span>epor<span class=\"_ _3\"></span>ting purpose<span class=\"_ _5\"></span>s and the<span class=\"_ _5\"></span> amounts<span class=\"_ _5\"></span> us<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r taxa<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s. T<span class=\"_ _3\"></span>he fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re no<span class=\"_ _3\"></span>t prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>: th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t af<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct n<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng n<span class=\"_ _3\"></span>or ta<span class=\"_ _3\"></span>xab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e prof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nce<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g to inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts in s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s to the e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>ey wi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>l pro<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y no<span class=\"_ _3\"></span>t rever<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fores<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>ture<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f defe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax p<span class=\"_ _3\"></span>rov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n the e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r of re<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n or set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f the c<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt of a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng ta<span class=\"_ _3\"></span>x rate<span class=\"_ _3\"></span>s en<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>ted o<span class=\"_ _3\"></span>r su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>tanti<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span> en<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>t the re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te an<span class=\"_ _3\"></span>d tak<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g into a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d ti<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ng o<span class=\"_ _3\"></span>f uti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>A de<span class=\"_ _3\"></span>ferre<span class=\"_ _3\"></span>d ta<span class=\"_ _3\"></span>x as<span class=\"_ _3\"></span>set i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>y to th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>t is p<span class=\"_ _3\"></span>rob<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t fu<span class=\"_ _3\"></span>ture ta<span class=\"_ _3\"></span>xa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ts wi<span class=\"_ _3\"></span>ll b<span class=\"_ _3\"></span>e ava<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ag<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>t wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>set c<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>e u<span class=\"_ _3\"></span>til<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d. D<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>nt th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>t is n<span class=\"_ _3\"></span>o lo<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted ta<span class=\"_ _3\"></span>x be<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t wi<span class=\"_ _3\"></span>ll b<span class=\"_ _3\"></span>e rea<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>De<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red ta<span class=\"_ _3\"></span>x as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>lit<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s are o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fs<span class=\"_ _3\"></span>et wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n the<span class=\"_ _3\"></span>re is a l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y en<span class=\"_ _3\"></span>forc<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t to of<span class=\"_ _3\"></span>fs<span class=\"_ _3\"></span>et cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt tax a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>t cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt tax l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n the d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ies rel<span class=\"_ _3\"></span>ate to i<span class=\"_ _3\"></span>nco<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>e taxe<span class=\"_ _3\"></span>s lev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e sa<span class=\"_ _3\"></span>me ta<span class=\"_ _3\"></span>xat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n au<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>n ei<span class=\"_ _3\"></span>the<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e taxa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y or di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nt ta<span class=\"_ _3\"></span>xab<span class=\"_ _3\"></span>le e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>s an i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>on to s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>n a ne<span class=\"_ _3\"></span>t ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>iii<span class=\"_ _5\"></span>) Poli<span class=\"_ _5\"></span>cyholder and s<span class=\"_ _5\"></span>hareholder tax<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e total i<span class=\"_ _3\"></span>nco<span class=\"_ _3\"></span>me ta<span class=\"_ _3\"></span>x ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e is a s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rate a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>ust<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve income based<span class=\"_ _5\"></span> on the<span class=\"_ _5\"></span> movement<span class=\"_ _5\"></span> in curr<span class=\"_ _5\"></span>ent and de<span class=\"_ _5\"></span>ferred<span class=\"_ _5\"></span> income t<span class=\"_ _5\"></span>axes in<span class=\"_ _5\"></span> respect of<span class=\"_ _5\"></span> income, ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e total c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge re<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ts tax i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>red o<span class=\"_ _3\"></span>n b<span class=\"_ _3\"></span>eh<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>f of p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>yh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>s we<span class=\"_ _3\"></span>ll as s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s, a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>o it i<span class=\"_ _3\"></span>s us<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>ul to b<span class=\"_ _3\"></span>e ab<span class=\"_ _3\"></span>le to i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>y th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>ly. Sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r tax i<span class=\"_ _3\"></span>s est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d by ma<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve rate o<span class=\"_ _3\"></span>f tax th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le to t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ts at<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le to s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>s is c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted by ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>yi<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ate e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fect<span class=\"_ _3\"></span>ive c<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>rate ta<span class=\"_ _3\"></span>x rates to t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r of th<span class=\"_ _3\"></span>e tax c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s tax o<span class=\"_ _3\"></span>n po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cyh<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s\u2019 i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t retu<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-397": {
   "value": "(<span class=\"_ _5\"></span>ii<span class=\"_ _5\"></span>) D<span class=\"_ _3\"></span>efer<span class=\"_ _3\"></span>red ta<span class=\"_ _3\"></span>x<span class=\"_ _2d1\"> </span>Deferr<span class=\"_ _5\"></span>ed tax<span class=\"_ _5\"></span> is pr<span class=\"_ _5\"></span>ovided using t<span class=\"_ _5\"></span>he liability method, pr<span class=\"_ _5\"></span>oviding<span class=\"_ _5\"></span> for t<span class=\"_ _5\"></span>emporary differences<span class=\"_ _5\"></span> between the car<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>ying amounts<span class=\"_ _5\"></span> of asset<span class=\"_ _5\"></span>s and liabilit<span class=\"_ _5\"></span>ies for<span class=\"_ _5\"></span> financial r<span class=\"_ _5\"></span>epor<span class=\"_ _3\"></span>ting purpose<span class=\"_ _5\"></span>s and the<span class=\"_ _5\"></span> amounts<span class=\"_ _5\"></span> us<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r taxa<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s. T<span class=\"_ _3\"></span>he fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re no<span class=\"_ _3\"></span>t prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>: th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t af<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct n<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng n<span class=\"_ _3\"></span>or ta<span class=\"_ _3\"></span>xab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e prof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nce<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g to inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts in s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s to the e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>ey wi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>l pro<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y no<span class=\"_ _3\"></span>t rever<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fores<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>ture<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f defe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax p<span class=\"_ _3\"></span>rov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n the e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r of re<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n or set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f the c<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt of a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng ta<span class=\"_ _3\"></span>x rate<span class=\"_ _3\"></span>s en<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>ted o<span class=\"_ _3\"></span>r su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>tanti<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span> en<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>t the re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te an<span class=\"_ _3\"></span>d tak<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g into a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d ti<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ng o<span class=\"_ _3\"></span>f uti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>A de<span class=\"_ _3\"></span>ferre<span class=\"_ _3\"></span>d ta<span class=\"_ _3\"></span>x as<span class=\"_ _3\"></span>set i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>y to th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>t is p<span class=\"_ _3\"></span>rob<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t fu<span class=\"_ _3\"></span>ture ta<span class=\"_ _3\"></span>xa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ts wi<span class=\"_ _3\"></span>ll b<span class=\"_ _3\"></span>e ava<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ag<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>t wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>set c<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>e u<span class=\"_ _3\"></span>til<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d. D<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>nt th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>t is n<span class=\"_ _3\"></span>o lo<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted ta<span class=\"_ _3\"></span>x be<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t wi<span class=\"_ _3\"></span>ll b<span class=\"_ _3\"></span>e rea<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>De<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red ta<span class=\"_ _3\"></span>x as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>lit<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s are o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fs<span class=\"_ _3\"></span>et wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n the<span class=\"_ _3\"></span>re is a l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y en<span class=\"_ _3\"></span>forc<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t to of<span class=\"_ _3\"></span>fs<span class=\"_ _3\"></span>et cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt tax a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>t cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt tax l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n the d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ies rel<span class=\"_ _3\"></span>ate to i<span class=\"_ _3\"></span>nco<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>e taxe<span class=\"_ _3\"></span>s lev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e sa<span class=\"_ _3\"></span>me ta<span class=\"_ _3\"></span>xat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n au<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>n ei<span class=\"_ _3\"></span>the<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e taxa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y or di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nt ta<span class=\"_ _3\"></span>xab<span class=\"_ _3\"></span>le e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>s an i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>on to s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>n a ne<span class=\"_ _3\"></span>t ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _5\"></span>x)<span class=\"_ _5\"></span> Deferred income The init<span class=\"_ _5\"></span>ial margin<span class=\"_ _5\"></span> on financial<span class=\"_ _5\"></span> instruments is<span class=\"_ _5\"></span> deferr<span class=\"_ _5\"></span>ed and r<span class=\"_ _5\"></span>ecognised on a<span class=\"_ _5\"></span> straigh<span class=\"_ _5\"></span>t-<span class=\"_ _6\"></span>line basis o<span class=\"_ _5\"></span>ver the<span class=\"_ _5\"></span> expected<span class=\"_ _5\"></span> lifetime<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> financial inst<span class=\"_ _5\"></span>rument, which is<span class=\"_ _5\"></span> between 6 and 1<span class=\"_ _5\"></span>4 years.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-342": {
   "value": "(<span class=\"_ _3\"></span>j) Dividends<span class=\"_ _2d1\"> </span>Interim<span class=\"_ _5\"></span> dividend distribut<span class=\"_ _5\"></span>ions t<span class=\"_ _5\"></span>o the C<span class=\"_ _5\"></span>ompany\u2019s shareholders<span class=\"_ _5\"></span> are r<span class=\"_ _5\"></span>ecognised in<span class=\"_ _5\"></span> equit<span class=\"_ _3\"></span>y in<span class=\"_ _5\"></span> the period in<span class=\"_ _5\"></span> which the<span class=\"_ _5\"></span>y are<span class=\"_ _5\"></span> paid. Final dividend dist<span class=\"_ _5\"></span>ributions t<span class=\"_ _5\"></span>o the<span class=\"_ _5\"></span> Company\u2019s shar<span class=\"_ _5\"></span>eholders are<span class=\"_ _5\"></span> rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d in w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s are d<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>: th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tel<span class=\"_ _3\"></span>y authorised and<span class=\"_ _5\"></span> no longer at<span class=\"_ _5\"></span> the discr<span class=\"_ _5\"></span>etion<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> Company<span class=\"_ _5\"></span>. The<span class=\"_ _5\"></span> final dividend f<span class=\"_ _5\"></span>or the<span class=\"_ _5\"></span> financial yea<span class=\"_ _3\"></span>r is d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ed b<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>t sh<span class=\"_ _3\"></span>own a<span class=\"_ _3\"></span>s un<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d awa<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ap<span class=\"_ _3\"></span>prova<span class=\"_ _3\"></span>l by th<span class=\"_ _3\"></span>e Co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>any<span class=\"_ _3\"></span>\u2019s s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s at th<span class=\"_ _3\"></span>e An<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al G<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ral M<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-343": {
   "value": "(k) Investment contract deposits and withdrawals Investment contract payments in and out are not included in the statement of comprehensive income but are reported as deposits to or deductions from investment contract benefits in the statement of financial position. The movement in investment contract benefits within the statement of comprehensive income principally represents the investment return credited to policyholders. Explicit advice charges are payable by most clients who wish to receive advice with their investment in a St. James\u2019s Place retail investment product. St. James\u2019s Place facilitates the payment of these charges for the client, by arranging withdrawals from the client\u2019s policy, which are then recognised as income to the Group. A proportion of the charge is then paid to the St. James\u2019s Place adviser who provides the advice (see (b) Fee and commission income (i) and (c) Expenses (i)). ",
   "dimensions": {
    "concept": "stjamessplaceplc:DescriptionOfAccountingPolicyForInvestmentContractDepositsAndWthdrawals",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-426": {
   "value": "(l)<span class=\"_ _3\"></span> G<span class=\"_ _2\"></span>o<span class=\"_ _3\"></span>o<span class=\"_ _2\"></span>d<span class=\"_ _3\"></span>w<span class=\"_ _2\"></span>i<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span>Go<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ll re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e exce<span class=\"_ _3\"></span>ss o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e cos<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n over t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>roup<span class=\"_ _3\"></span>\u2019s<span class=\"_ _2d1\"> </span>sh<span class=\"_ _3\"></span>are o<span class=\"_ _3\"></span>f the i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts of t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>cq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y at t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. W<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span>fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are of t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ifi<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y is g<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>ter<span class=\"_ _2d1\"> </span>tha<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>st of a<span class=\"_ _3\"></span>cq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e exc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d im<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tel<span class=\"_ _3\"></span>y in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of<span class=\"_ _2d1\"> </span>comprehensiv<span class=\"_ _5\"></span>e income.<span class=\"_ _2d1\"> </span>Go<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>t cos<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d is re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ewe<span class=\"_ _3\"></span>d at l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ast a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly fo<span class=\"_ _3\"></span>r im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span>when cir<span class=\"_ _5\"></span>cumstances<span class=\"_ _5\"></span> or ev<span class=\"_ _5\"></span>ents indica<span class=\"_ _5\"></span>te ther<span class=\"_ _5\"></span>e may<span class=\"_ _5\"></span> be uncertainty ov<span class=\"_ _5\"></span>er this<span class=\"_ _5\"></span> value. If<span class=\"_ _5\"></span> an impairment<span class=\"_ _2d1\"> </span>is ident<span class=\"_ _5\"></span>ified, the c<span class=\"_ _5\"></span>arr<span class=\"_ _3\"></span>ying v<span class=\"_ _5\"></span>alue of<span class=\"_ _5\"></span> the goodwill<span class=\"_ _5\"></span> is written<span class=\"_ _5\"></span> down immediat<span class=\"_ _5\"></span>ely thr<span class=\"_ _5\"></span>ough the<span class=\"_ _2d1\"> </span>state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>s no<span class=\"_ _3\"></span>t su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly reve<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>. At t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ate of d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>osa<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span>of a<span class=\"_ _5\"></span> subsidiary,<span class=\"_ _5\"></span> the carrying value<span class=\"_ _5\"></span> of attribut<span class=\"_ _5\"></span>able goodwill is<span class=\"_ _5\"></span> included in the<span class=\"_ _5\"></span> calculation o<span class=\"_ _5\"></span>f the<span class=\"_ _2d1\"> </span>prof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r l<span class=\"_ _3\"></span>oss o<span class=\"_ _3\"></span>n d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>l exc<span class=\"_ _3\"></span>ept w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re it h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en w<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ten o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>f di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tly to re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ves i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pa<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-398": {
   "value": "(l)<span class=\"_ _3\"></span> G<span class=\"_ _2\"></span>o<span class=\"_ _3\"></span>o<span class=\"_ _2\"></span>d<span class=\"_ _3\"></span>w<span class=\"_ _2\"></span>i<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span>Go<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ll re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e exce<span class=\"_ _3\"></span>ss o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e cos<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n over t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>roup<span class=\"_ _3\"></span>\u2019s<span class=\"_ _2d1\"> </span>sh<span class=\"_ _3\"></span>are o<span class=\"_ _3\"></span>f the i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts of t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>cq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y at t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. W<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span>fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are of t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ifi<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y is g<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>ter<span class=\"_ _2d1\"> </span>tha<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>st of a<span class=\"_ _3\"></span>cq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e exc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d im<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tel<span class=\"_ _3\"></span>y in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of<span class=\"_ _2d1\"> </span>comprehensiv<span class=\"_ _5\"></span>e income.<span class=\"_ _2d1\"> </span>Go<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>t cos<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d is re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ewe<span class=\"_ _3\"></span>d at l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ast a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly fo<span class=\"_ _3\"></span>r im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span>when cir<span class=\"_ _5\"></span>cumstances<span class=\"_ _5\"></span> or ev<span class=\"_ _5\"></span>ents indica<span class=\"_ _5\"></span>te ther<span class=\"_ _5\"></span>e may<span class=\"_ _5\"></span> be uncertainty ov<span class=\"_ _5\"></span>er this<span class=\"_ _5\"></span> value. If<span class=\"_ _5\"></span> an impairment<span class=\"_ _2d1\"> </span>is ident<span class=\"_ _5\"></span>ified, the c<span class=\"_ _5\"></span>arr<span class=\"_ _3\"></span>ying v<span class=\"_ _5\"></span>alue of<span class=\"_ _5\"></span> the goodwill<span class=\"_ _5\"></span> is written<span class=\"_ _5\"></span> down immediat<span class=\"_ _5\"></span>ely thr<span class=\"_ _5\"></span>ough the<span class=\"_ _2d1\"> </span>state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>s no<span class=\"_ _3\"></span>t su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly reve<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>. At t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ate of d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>osa<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span>of a<span class=\"_ _5\"></span> subsidiary,<span class=\"_ _5\"></span> the carrying value<span class=\"_ _5\"></span> of attribut<span class=\"_ _5\"></span>able goodwill is<span class=\"_ _5\"></span> included in the<span class=\"_ _5\"></span> calculation o<span class=\"_ _5\"></span>f the<span class=\"_ _2d1\"> </span>prof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r l<span class=\"_ _3\"></span>oss o<span class=\"_ _3\"></span>n d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>l exc<span class=\"_ _3\"></span>ept w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re it h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en w<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ten o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>f di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tly to re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ves i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pa<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>n<span class=\"_ _5\"></span>) Intangible assets<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>i<span class=\"_ _5\"></span>) Purchased value of<span class=\"_ _5\"></span> in-f<span class=\"_ _5\"></span>orce business<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e pu<span class=\"_ _3\"></span>rch<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of i<span class=\"_ _3\"></span>n-force b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>nes<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f prof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t are expect<span class=\"_ _5\"></span>ed to<span class=\"_ _5\"></span> emerge fr<span class=\"_ _5\"></span>om business<span class=\"_ _5\"></span> acquired on<span class=\"_ _5\"></span> business combinations.<span class=\"_ _5\"></span> It is calculat<span class=\"_ _5\"></span>ed at the<span class=\"_ _5\"></span> time of<span class=\"_ _5\"></span> acquisition using<span class=\"_ _5\"></span> best<span class=\"_ _5\"></span>-estimat<span class=\"_ _5\"></span>e act<span class=\"_ _5\"></span>uarial assumptions<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> inter<span class=\"_ _5\"></span>est, mortality,<span class=\"_ _5\"></span> persistenc<span class=\"_ _5\"></span>y and expenses,<span class=\"_ _5\"></span> net of<span class=\"_ _5\"></span> any impairment<span class=\"_ _5\"></span> losses, and it<span class=\"_ _5\"></span> is amortised on<span class=\"_ _5\"></span> a str<span class=\"_ _5\"></span>aight<span class=\"_ _5\"></span>-line<span class=\"_ _5\"></span> ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s as p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>its e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e over t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ted l<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rac<span class=\"_ _3\"></span>ts in t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>o. An in<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t is a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct of a<span class=\"_ _3\"></span>cq<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>cts<span class=\"_ _3\"></span>, rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l rig<span class=\"_ _3\"></span>ht<span class=\"_ _3\"></span>s ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f in<span class=\"_ _3\"></span>-force bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss i<span class=\"_ _3\"></span>s ex<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d as a g<span class=\"_ _3\"></span>ross f<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>re in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l p<span class=\"_ _3\"></span>osi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d tax i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>t is a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t at ea<span class=\"_ _3\"></span>ch re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>ny move<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent i<span class=\"_ _3\"></span>s ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to the s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>The est<span class=\"_ _5\"></span>imated use<span class=\"_ _5\"></span>ful economic lif<span class=\"_ _5\"></span>e of<span class=\"_ _5\"></span> acquired in-<span class=\"_ _6\"></span>force<span class=\"_ _5\"></span> business is 2<span class=\"_ _5\"></span>0 years.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>ii<span class=\"_ _5\"></span>) Computer software and o<span class=\"_ _5\"></span>ther specific soft<span class=\"_ _3\"></span>ware dev<span class=\"_ _5\"></span>elopments<span class=\"_ _2d1\"> </span>Co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ute<span class=\"_ _3\"></span>r sof<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>are i<span class=\"_ _3\"></span>s sta<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>t cos<span class=\"_ _3\"></span>t le<span class=\"_ _3\"></span>ss a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d am<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>ny rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d impairment loss.<span class=\"_ _5\"></span> The carrying value<span class=\"_ _5\"></span> is re<span class=\"_ _5\"></span>viewed f<span class=\"_ _5\"></span>or impairment<span class=\"_ _5\"></span> when ev<span class=\"_ _5\"></span>ents or<span class=\"_ _5\"></span> changes in c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>stan<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>te tha<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>y no<span class=\"_ _3\"></span>t be re<span class=\"_ _3\"></span>cove<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Computer<span class=\"_ _5\"></span> soft<span class=\"_ _3\"></span>ware,<span class=\"_ _5\"></span> including cloud c<span class=\"_ _5\"></span>ustomisation<span class=\"_ _5\"></span> costs, is<span class=\"_ _5\"></span> recognised as<span class=\"_ _5\"></span> an int<span class=\"_ _5\"></span>angible asset during<span class=\"_ _5\"></span> development,<span class=\"_ _5\"></span> with amortisation c<span class=\"_ _5\"></span>ommencing when the<span class=\"_ _5\"></span> soft<span class=\"_ _3\"></span>ware<span class=\"_ _5\"></span> is operat<span class=\"_ _5\"></span>ional. Amortisation is<span class=\"_ _5\"></span> charged t<span class=\"_ _5\"></span>o the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income t<span class=\"_ _5\"></span>o expenses<span class=\"_ _5\"></span> on a st<span class=\"_ _5\"></span>raight<span class=\"_ _6\"></span>-<span class=\"_ _2d1\"> </span>line basis<span class=\"_ _5\"></span> over<span class=\"_ _5\"></span> 5 years, being<span class=\"_ _5\"></span> the est<span class=\"_ _5\"></span>imated useful<span class=\"_ _5\"></span> life<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> intangible<span class=\"_ _5\"></span> asset.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-346": {
   "value": "(l)<span class=\"_ _3\"></span> G<span class=\"_ _2\"></span>o<span class=\"_ _3\"></span>o<span class=\"_ _2\"></span>d<span class=\"_ _3\"></span>w<span class=\"_ _2\"></span>i<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span>Go<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ll re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e exce<span class=\"_ _3\"></span>ss o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e cos<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n over t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>roup<span class=\"_ _3\"></span>\u2019s<span class=\"_ _2d1\"> </span>sh<span class=\"_ _3\"></span>are o<span class=\"_ _3\"></span>f the i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts of t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>cq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y at t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. W<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span>fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are of t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ifi<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y is g<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>ter<span class=\"_ _2d1\"> </span>tha<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>st of a<span class=\"_ _3\"></span>cq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e exc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s is re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d im<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tel<span class=\"_ _3\"></span>y in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of<span class=\"_ _2d1\"> </span>comprehensiv<span class=\"_ _5\"></span>e income.<span class=\"_ _2d1\"> </span>Go<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>t cos<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d is re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ewe<span class=\"_ _3\"></span>d at l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ast a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly fo<span class=\"_ _3\"></span>r im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span>when cir<span class=\"_ _5\"></span>cumstances<span class=\"_ _5\"></span> or ev<span class=\"_ _5\"></span>ents indica<span class=\"_ _5\"></span>te ther<span class=\"_ _5\"></span>e may<span class=\"_ _5\"></span> be uncertainty ov<span class=\"_ _5\"></span>er this<span class=\"_ _5\"></span> value. If<span class=\"_ _5\"></span> an impairment<span class=\"_ _2d1\"> </span>is ident<span class=\"_ _5\"></span>ified, the c<span class=\"_ _5\"></span>arr<span class=\"_ _3\"></span>ying v<span class=\"_ _5\"></span>alue of<span class=\"_ _5\"></span> the goodwill<span class=\"_ _5\"></span> is written<span class=\"_ _5\"></span> down immediat<span class=\"_ _5\"></span>ely thr<span class=\"_ _5\"></span>ough the<span class=\"_ _2d1\"> </span>state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>s no<span class=\"_ _3\"></span>t su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly reve<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>. At t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ate of d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>osa<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span>of a<span class=\"_ _5\"></span> subsidiary,<span class=\"_ _5\"></span> the carrying value<span class=\"_ _5\"></span> of attribut<span class=\"_ _5\"></span>able goodwill is<span class=\"_ _5\"></span> included in the<span class=\"_ _5\"></span> calculation o<span class=\"_ _5\"></span>f the<span class=\"_ _2d1\"> </span>prof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r l<span class=\"_ _3\"></span>oss o<span class=\"_ _3\"></span>n d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>l exc<span class=\"_ _3\"></span>ept w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re it h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en w<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ten o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>f di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tly to re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ves i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pa<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-344": {
   "value": "(<span class=\"_ _6\"></span>m<span class=\"_ _5\"></span>) Deferred acquisition<span class=\"_ _5\"></span> costs<span class=\"_ _2d1\"> </span>For i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, on<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>y di<span class=\"_ _3\"></span>rect<span class=\"_ _3\"></span>ly a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h var<span class=\"_ _2\"></span>y wit<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d are rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d to se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng n<span class=\"_ _3\"></span>ew co<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d ren<span class=\"_ _3\"></span>ew<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ex<span class=\"_ _3\"></span>ist<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>re de<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>y to the e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>ey are re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ou<span class=\"_ _3\"></span>t of f<span class=\"_ _3\"></span>utu<span class=\"_ _3\"></span>re reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e. T<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t the c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>al r<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ht to be<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t fro<span class=\"_ _3\"></span>m prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, ne<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>ny im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ses<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>re am<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _3\"></span>ed to ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f comprehensiv<span class=\"_ _5\"></span>e income on<span class=\"_ _5\"></span> a str<span class=\"_ _5\"></span>aight<span class=\"_ _5\"></span>-line<span class=\"_ _5\"></span> basis ov<span class=\"_ _5\"></span>er the<span class=\"_ _5\"></span> expected<span class=\"_ _5\"></span> lifetime<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> Group\u2019s<span class=\"_ _5\"></span> inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts<span class=\"_ _3\"></span>. A<span class=\"_ _3\"></span>ll ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r co<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>re rec<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od over w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts are e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted to b<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e for i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>cts i<span class=\"_ _3\"></span>s 14 ye<span class=\"_ _3\"></span>ars<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredAcquisitionCostsArisingFromInsuranceContractsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-349": {
   "value": "(<span class=\"_ _6\"></span>n<span class=\"_ _5\"></span>) Intangible assets<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>i<span class=\"_ _5\"></span>) Purchased value of<span class=\"_ _5\"></span> in-f<span class=\"_ _5\"></span>orce business<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e pu<span class=\"_ _3\"></span>rch<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of i<span class=\"_ _3\"></span>n-force b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>nes<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f prof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t are expect<span class=\"_ _5\"></span>ed to<span class=\"_ _5\"></span> emerge fr<span class=\"_ _5\"></span>om business<span class=\"_ _5\"></span> acquired on<span class=\"_ _5\"></span> business combinations.<span class=\"_ _5\"></span> It is calculat<span class=\"_ _5\"></span>ed at the<span class=\"_ _5\"></span> time of<span class=\"_ _5\"></span> acquisition using<span class=\"_ _5\"></span> best<span class=\"_ _5\"></span>-estimat<span class=\"_ _5\"></span>e act<span class=\"_ _5\"></span>uarial assumptions<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> inter<span class=\"_ _5\"></span>est, mortality,<span class=\"_ _5\"></span> persistenc<span class=\"_ _5\"></span>y and expenses,<span class=\"_ _5\"></span> net of<span class=\"_ _5\"></span> any impairment<span class=\"_ _5\"></span> losses, and it<span class=\"_ _5\"></span> is amortised on<span class=\"_ _5\"></span> a str<span class=\"_ _5\"></span>aight<span class=\"_ _5\"></span>-line<span class=\"_ _5\"></span> ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s as p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>its e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e over t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ted l<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rac<span class=\"_ _3\"></span>ts in t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>o. An in<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t is a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct of a<span class=\"_ _3\"></span>cq<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>cts<span class=\"_ _3\"></span>, rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l rig<span class=\"_ _3\"></span>ht<span class=\"_ _3\"></span>s ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f in<span class=\"_ _3\"></span>-force bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss i<span class=\"_ _3\"></span>s ex<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d as a g<span class=\"_ _3\"></span>ross f<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>re in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l p<span class=\"_ _3\"></span>osi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d tax i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>t is a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t at ea<span class=\"_ _3\"></span>ch re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>ny move<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent i<span class=\"_ _3\"></span>s ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to the s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>The est<span class=\"_ _5\"></span>imated use<span class=\"_ _5\"></span>ful economic lif<span class=\"_ _5\"></span>e of<span class=\"_ _5\"></span> acquired in-<span class=\"_ _6\"></span>force<span class=\"_ _5\"></span> business is 2<span class=\"_ _5\"></span>0 years.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>ii<span class=\"_ _5\"></span>) Computer software and o<span class=\"_ _5\"></span>ther specific soft<span class=\"_ _3\"></span>ware dev<span class=\"_ _5\"></span>elopments<span class=\"_ _2d1\"> </span>Co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ute<span class=\"_ _3\"></span>r sof<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>are i<span class=\"_ _3\"></span>s sta<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>t cos<span class=\"_ _3\"></span>t le<span class=\"_ _3\"></span>ss a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d am<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>ny rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d impairment loss.<span class=\"_ _5\"></span> The carrying value<span class=\"_ _5\"></span> is re<span class=\"_ _5\"></span>viewed f<span class=\"_ _5\"></span>or impairment<span class=\"_ _5\"></span> when ev<span class=\"_ _5\"></span>ents or<span class=\"_ _5\"></span> changes in c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>stan<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>te tha<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>y no<span class=\"_ _3\"></span>t be re<span class=\"_ _3\"></span>cove<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Computer<span class=\"_ _5\"></span> soft<span class=\"_ _3\"></span>ware,<span class=\"_ _5\"></span> including cloud c<span class=\"_ _5\"></span>ustomisation<span class=\"_ _5\"></span> costs, is<span class=\"_ _5\"></span> recognised as<span class=\"_ _5\"></span> an int<span class=\"_ _5\"></span>angible asset during<span class=\"_ _5\"></span> development,<span class=\"_ _5\"></span> with amortisation c<span class=\"_ _5\"></span>ommencing when the<span class=\"_ _5\"></span> soft<span class=\"_ _3\"></span>ware<span class=\"_ _5\"></span> is operat<span class=\"_ _5\"></span>ional. Amortisation is<span class=\"_ _5\"></span> charged t<span class=\"_ _5\"></span>o the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income t<span class=\"_ _5\"></span>o expenses<span class=\"_ _5\"></span> on a st<span class=\"_ _5\"></span>raight<span class=\"_ _6\"></span>-<span class=\"_ _2d1\"> </span>line basis<span class=\"_ _5\"></span> over<span class=\"_ _5\"></span> 5 years, being<span class=\"_ _5\"></span> the est<span class=\"_ _5\"></span>imated useful<span class=\"_ _5\"></span> life<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> intangible<span class=\"_ _5\"></span> asset.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-399": {
   "value": "(<span class=\"_ _6\"></span>o<span class=\"_ _5\"></span>) Property and equipment<span class=\"_ _2d1\"> </span>Prop<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s bo<span class=\"_ _3\"></span>th as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re own<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d tho<span class=\"_ _3\"></span>se w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _5\"></span>i<span class=\"_ _5\"></span>) Ini<span class=\"_ _3\"></span>tial a<span class=\"_ _3\"></span>nd su<span class=\"_ _3\"></span>bse<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ent m<span class=\"_ _3\"></span>eas<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>ment o<span class=\"_ _3\"></span>f own<span class=\"_ _3\"></span>ed as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>Ow<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d ite<span class=\"_ _3\"></span>ms o<span class=\"_ _3\"></span>f pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>re state<span class=\"_ _3\"></span>d at c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t le<span class=\"_ _3\"></span>ss a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d impairment. Cost<span class=\"_ _5\"></span> includes the<span class=\"_ _5\"></span> original pur<span class=\"_ _5\"></span>chase price<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> asset and t<span class=\"_ _5\"></span>he costs<span class=\"_ _5\"></span> attributable t<span class=\"_ _5\"></span>o br<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et to it<span class=\"_ _3\"></span>s wor<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on fo<span class=\"_ _3\"></span>r its i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ed u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>. D<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>ed to ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s within t<span class=\"_ _5\"></span>he st<span class=\"_ _5\"></span>atement o<span class=\"_ _5\"></span>f comprehensiv<span class=\"_ _5\"></span>e income on<span class=\"_ _5\"></span> a str<span class=\"_ _5\"></span>aight<span class=\"_ _5\"></span>-line<span class=\"_ _5\"></span> basis ov<span class=\"_ _5\"></span>er the<span class=\"_ _5\"></span> estimated<span class=\"_ _5\"></span> us<span class=\"_ _3\"></span>efu<span class=\"_ _3\"></span>l li<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re as fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ows<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span>Fi<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>, f<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d of<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>: <span class=\"_ _e\"> </span>5 to 15 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>Computer<span class=\"_ _5\"></span> equipment: <span class=\"_ _ea\"> </span>3 y<span class=\"_ _5\"></span>ears<span class=\"_ _2d1\"> </span>(<span class=\"_ _5\"></span>ii<span class=\"_ _5\"></span>) In<span class=\"_ _3\"></span>itia<span class=\"_ _3\"></span>l and s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>uent m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>sure<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>sset<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>A ri<span class=\"_ _3\"></span>ght-of-use a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>ty a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>pm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t for l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d ite<span class=\"_ _3\"></span>ms w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re not s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _5\"></span>-term o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>w-va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e exe<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n IF<span class=\"_ _3\"></span>RS 1<span class=\"_ _3\"></span>6. T<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s the Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> leased property por<span class=\"_ _3\"></span>tfolio. T<span class=\"_ _5\"></span>he right<span class=\"_ _6\"></span>-of<span class=\"_ _5\"></span>-use<span class=\"_ _5\"></span> asset recognised<span class=\"_ _5\"></span> on the<span class=\"_ _5\"></span> commencement da<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>s the va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y (<span class=\"_ _5\"></span>re<span class=\"_ _3\"></span>fer to ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy (ab<span class=\"_ _6\"></span>), p<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>us ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d di<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on c<span class=\"_ _3\"></span>ost<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al d<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ct c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts (<span class=\"_ _5\"></span>th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l cos<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>at w<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>ld n<span class=\"_ _3\"></span>ot h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d if th<span class=\"_ _3\"></span>e l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se h<span class=\"_ _3\"></span>ad n<span class=\"_ _3\"></span>ot b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n ob<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, su<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>s le<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>l fee<span class=\"_ _3\"></span>s<span class=\"_ _5\"></span>) a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>de be<span class=\"_ _3\"></span>fore or a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f the l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e. Fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, d<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n is char<span class=\"_ _5\"></span>ged to<span class=\"_ _5\"></span> expenses wit<span class=\"_ _5\"></span>hin the s<span class=\"_ _5\"></span>tatemen<span class=\"_ _5\"></span>t of compr<span class=\"_ _5\"></span>ehensive inc<span class=\"_ _5\"></span>ome on a<span class=\"_ _5\"></span> straight<span class=\"_ _6\"></span>-line basis<span class=\"_ _5\"></span> over t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>. (<span class=\"_ _6\"></span>iii<span class=\"_ _5\"></span>) Impairment of o<span class=\"_ _5\"></span>wned and leased assets<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e car<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f ow<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s is rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t wh<span class=\"_ _3\"></span>en eve<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s or ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>stan<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>te th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>y no<span class=\"_ _3\"></span>t be re<span class=\"_ _3\"></span>cove<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e. Any a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t m<span class=\"_ _3\"></span>ay h<span class=\"_ _3\"></span>ave s<span class=\"_ _3\"></span>uf<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>red i<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt are re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ewe<span class=\"_ _3\"></span>d for p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e reve<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>al o<span class=\"_ _3\"></span>f the i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>irm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt at each r<span class=\"_ _5\"></span>eporting dat<span class=\"_ _5\"></span>e.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-350": {
   "value": "(<span class=\"_ _6\"></span>o<span class=\"_ _5\"></span>) Property and equipment<span class=\"_ _2d1\"> </span>Prop<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s bo<span class=\"_ _3\"></span>th as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re own<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d tho<span class=\"_ _3\"></span>se w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>(<span class=\"_ _5\"></span>i<span class=\"_ _5\"></span>) Ini<span class=\"_ _3\"></span>tial a<span class=\"_ _3\"></span>nd su<span class=\"_ _3\"></span>bse<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ent m<span class=\"_ _3\"></span>eas<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>ment o<span class=\"_ _3\"></span>f own<span class=\"_ _3\"></span>ed as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>Ow<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d ite<span class=\"_ _3\"></span>ms o<span class=\"_ _3\"></span>f pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>re state<span class=\"_ _3\"></span>d at c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t le<span class=\"_ _3\"></span>ss a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d impairment. Cost<span class=\"_ _5\"></span> includes the<span class=\"_ _5\"></span> original pur<span class=\"_ _5\"></span>chase price<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> asset and t<span class=\"_ _5\"></span>he costs<span class=\"_ _5\"></span> attributable t<span class=\"_ _5\"></span>o br<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et to it<span class=\"_ _3\"></span>s wor<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on fo<span class=\"_ _3\"></span>r its i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ed u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>. D<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>ed to ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s within t<span class=\"_ _5\"></span>he st<span class=\"_ _5\"></span>atement o<span class=\"_ _5\"></span>f comprehensiv<span class=\"_ _5\"></span>e income on<span class=\"_ _5\"></span> a str<span class=\"_ _5\"></span>aight<span class=\"_ _5\"></span>-line<span class=\"_ _5\"></span> basis ov<span class=\"_ _5\"></span>er the<span class=\"_ _5\"></span> estimated<span class=\"_ _5\"></span> us<span class=\"_ _3\"></span>efu<span class=\"_ _3\"></span>l li<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re as fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ows<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span>Fi<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>, f<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d of<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>: <span class=\"_ _e\"> </span>5 to 15 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>Computer<span class=\"_ _5\"></span> equipment: <span class=\"_ _ea\"> </span>3 y<span class=\"_ _5\"></span>ears<span class=\"_ _2d1\"> </span>(<span class=\"_ _5\"></span>ii<span class=\"_ _5\"></span>) In<span class=\"_ _3\"></span>itia<span class=\"_ _3\"></span>l and s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>uent m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>sure<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>sset<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>A ri<span class=\"_ _3\"></span>ght-of-use a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>ty a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>pm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t for l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d ite<span class=\"_ _3\"></span>ms w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re not s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>t<span class=\"_ _5\"></span>-term o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>w-va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e exe<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n IF<span class=\"_ _3\"></span>RS 1<span class=\"_ _3\"></span>6. T<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s the Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> leased property por<span class=\"_ _3\"></span>tfolio. T<span class=\"_ _5\"></span>he right<span class=\"_ _6\"></span>-of<span class=\"_ _5\"></span>-use<span class=\"_ _5\"></span> asset recognised<span class=\"_ _5\"></span> on the<span class=\"_ _5\"></span> commencement da<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>s the va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y (<span class=\"_ _5\"></span>re<span class=\"_ _3\"></span>fer to ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy (ab<span class=\"_ _6\"></span>), p<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>us ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d di<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on c<span class=\"_ _3\"></span>ost<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al d<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ct c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts (<span class=\"_ _5\"></span>th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l cos<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>at w<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>ld n<span class=\"_ _3\"></span>ot h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d if th<span class=\"_ _3\"></span>e l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se h<span class=\"_ _3\"></span>ad n<span class=\"_ _3\"></span>ot b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n ob<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, su<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>s le<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>l fee<span class=\"_ _3\"></span>s<span class=\"_ _5\"></span>) a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>de be<span class=\"_ _3\"></span>fore or a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f the l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e. Fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, d<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n is char<span class=\"_ _5\"></span>ged to<span class=\"_ _5\"></span> expenses wit<span class=\"_ _5\"></span>hin the s<span class=\"_ _5\"></span>tatemen<span class=\"_ _5\"></span>t of compr<span class=\"_ _5\"></span>ehensive inc<span class=\"_ _5\"></span>ome on a<span class=\"_ _5\"></span> straight<span class=\"_ _6\"></span>-line basis<span class=\"_ _5\"></span> over t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>. (<span class=\"_ _6\"></span>iii<span class=\"_ _5\"></span>) Impairment of o<span class=\"_ _5\"></span>wned and leased assets<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e car<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f ow<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s is rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t wh<span class=\"_ _3\"></span>en eve<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s or ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>stan<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>te th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>y no<span class=\"_ _3\"></span>t be re<span class=\"_ _3\"></span>cove<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e. Any a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t m<span class=\"_ _3\"></span>ay h<span class=\"_ _3\"></span>ave s<span class=\"_ _3\"></span>uf<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>red i<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt are re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ewe<span class=\"_ _3\"></span>d for p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e reve<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>al o<span class=\"_ _3\"></span>f the i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>irm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt at each r<span class=\"_ _5\"></span>eporting dat<span class=\"_ _5\"></span>e.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-347": {
   "value": "(p<span class=\"_ _6\"></span>) Inve<span class=\"_ _5\"></span>stment property<span class=\"_ _2d1\"> </span>Inv<span class=\"_ _5\"></span>estment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties, which<span class=\"_ _5\"></span> are all<span class=\"_ _5\"></span> held within<span class=\"_ _5\"></span> the unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed funds, are<span class=\"_ _5\"></span> properties which<span class=\"_ _5\"></span> are h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d to ea<span class=\"_ _3\"></span>rn re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>com<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d/<span class=\"_ _5\"></span>o<span class=\"_ _3\"></span>r for ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>ey a<span class=\"_ _3\"></span>re state<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>. An e<span class=\"_ _5\"></span>x<span class=\"_ _3\"></span>ternal, independent<span class=\"_ _5\"></span> valuer<span class=\"_ _5\"></span>, having an<span class=\"_ _5\"></span> appropriat<span class=\"_ _5\"></span>e r<span class=\"_ _5\"></span>ecognised prof<span class=\"_ _5\"></span>essional qualification<span class=\"_ _5\"></span> an<span class=\"_ _3\"></span>d rec<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>n the l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>y of pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>, va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es t<span class=\"_ _3\"></span>he port<span class=\"_ _3\"></span>folio<span class=\"_ _5\"></span> every month.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s are b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n op<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n ma<span class=\"_ _3\"></span>rket va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t for w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y co<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d b<span class=\"_ _3\"></span>e exch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e da<span class=\"_ _3\"></span>te of va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n a wi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>uye<span class=\"_ _3\"></span>r an<span class=\"_ _3\"></span>d a wi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g se<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>er i<span class=\"_ _3\"></span>n an a<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>\u2019s-l<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>gt<span class=\"_ _3\"></span>h tran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n af<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r ma<span class=\"_ _3\"></span>rket<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g wh<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>d ea<span class=\"_ _3\"></span>ch act<span class=\"_ _5\"></span>ed knowledgeably<span class=\"_ _5\"></span>, prudent<span class=\"_ _5\"></span>ly and wit<span class=\"_ _5\"></span>hout compulsion. Any g<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>n or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g from a c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n the s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of comprehensiv<span class=\"_ _5\"></span>e income wit<span class=\"_ _5\"></span>hin inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> income. Rent<span class=\"_ _5\"></span>al r<span class=\"_ _5\"></span>eturn fr<span class=\"_ _5\"></span>om inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> propert<span class=\"_ _3\"></span>y is accoun<span class=\"_ _5\"></span>ted f<span class=\"_ _5\"></span>or as<span class=\"_ _5\"></span> described in accoun<span class=\"_ _5\"></span>ting policy<span class=\"_ _5\"></span> (<span class=\"_ _6\"></span>d<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-348": {
   "value": "(<span class=\"_ _6\"></span>q) Reinsurance<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span>Rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e fro<span class=\"_ _3\"></span>m rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>rs i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f no<span class=\"_ _3\"></span>n-un<span class=\"_ _3\"></span>it-<span class=\"_ _2d1\"> </span>li<span class=\"_ _3\"></span>nke<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>ract l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, n<span class=\"_ _3\"></span>et of a<span class=\"_ _3\"></span>ny fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Se<span class=\"_ _3\"></span>e (<span class=\"_ _5\"></span>v<span class=\"_ _5\"></span>) In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce contr<span class=\"_ _5\"></span>act liabilities<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> further informat<span class=\"_ _5\"></span>ion.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct bo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y fo<span class=\"_ _3\"></span>r a rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct is d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e ter<span class=\"_ _3\"></span>ms a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>. Su<span class=\"_ _3\"></span>ch te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d to be th<span class=\"_ _3\"></span>e sa<span class=\"_ _3\"></span>me as f<span class=\"_ _5\"></span>or the<span class=\"_ _5\"></span> underlying contr<span class=\"_ _5\"></span>acts.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForReinsuranceExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-351": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls3 ws2 gs1c7\">(<span class=\"_ _5\"></span>r<span class=\"_ _5\"></span>) Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>vabl<span class=\"_ _3\"></span>es </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls49 ws2 gs1c8\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>t am<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _3\"></span>ed </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1c9\">cos<span class=\"_ _3\"></span>t us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st m<span class=\"_ _3\"></span>eth<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1ca\">Mo<span class=\"_ _3\"></span>st s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1cb\">held at<span class=\"_ _5\"></span> amor<span class=\"_ _3\"></span>tised cos<span class=\"_ _5\"></span>t less impairment<span class=\"_ _5\"></span> losses, as t<span class=\"_ _5\"></span>he business model<span class=\"_ _5\"></span> for t<span class=\"_ _5\"></span>hese assets<span class=\"_ _5\"></span> is </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1cc\">to ho<span class=\"_ _3\"></span>ld to co<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ca<span class=\"_ _3\"></span>sh fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>t so<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ly o<span class=\"_ _3\"></span>f pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts of p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>nd </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1cd\">inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. The e<span class=\"_ _3\"></span>xce<span class=\"_ _3\"></span>pt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to thi<span class=\"_ _3\"></span>s is re<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>wal i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1ce\">thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y, and s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tly, rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ue </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1cf\">of a<span class=\"_ _3\"></span>ny im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _2\"></span>\u2019s car<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>yi<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1d0\">pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ted f<span class=\"_ _3\"></span>utu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws<span class=\"_ _3\"></span>, di<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>cou<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d at t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1d1\">rate<span class=\"_ _3\"></span>. Se<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cy (<span class=\"_ _5\"></span>a<span class=\"_ _3\"></span>f) f<span class=\"_ _5\"></span>o<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g to the t<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1d2\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>de p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re pa<span class=\"_ _3\"></span>id fo<span class=\"_ _3\"></span>r in </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1d3\">ad<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f the b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nef<span class=\"_ _3\"></span>it b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d an e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ed </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1d4\">in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e, a<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1d5\">Commission and<span class=\"_ _5\"></span> advice f<span class=\"_ _5\"></span>ees in r<span class=\"_ _5\"></span>espect of<span class=\"_ _5\"></span> some insuranc<span class=\"_ _5\"></span>e and in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> business may<span class=\"_ _5\"></span> be </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4d ws2 gs1d6\">pa<span class=\"_ _3\"></span>id to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>dva<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e of re<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>wal p<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>miu<span class=\"_ _3\"></span>ms a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d acc<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>d by up to 5 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The u<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1d7\">el<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt of th<span class=\"_ _3\"></span>is a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>d rem<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d as a<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1d8\">within o<span class=\"_ _5\"></span>ther r<span class=\"_ _5\"></span>eceivables. Should the<span class=\"_ _5\"></span> contributi<span class=\"_ _5\"></span>ons reduce<span class=\"_ _5\"></span> or st<span class=\"_ _5\"></span>op within<span class=\"_ _5\"></span> the initial<span class=\"_ _5\"></span> period, any<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1d9\">unearned amount<span class=\"_ _5\"></span> is reco<span class=\"_ _5\"></span>vered.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls48 ws48 gs1da\">Derecognition<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1db\">A fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t is p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ly d<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he ri<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>ts to re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows f<span class=\"_ _3\"></span>rom th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1dc\">as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>ve exp<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>r the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p h<span class=\"_ _3\"></span>as tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red i<span class=\"_ _3\"></span>ts r<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hts to re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows f<span class=\"_ _3\"></span>rom th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>et </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1dd\">or h<span class=\"_ _3\"></span>as a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>n ob<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on to p<span class=\"_ _3\"></span>ay t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws i<span class=\"_ _3\"></span>n fu<span class=\"_ _3\"></span>ll w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l de<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ay to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1de\">a thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r a \u2018pa<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>-thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h\u2019 a<span class=\"_ _3\"></span>rra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t; a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r (<span class=\"_ _5\"></span>a<span class=\"_ _5\"></span>) th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>as tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1df\">su<span class=\"_ _3\"></span>bsta<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l the r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ks an<span class=\"_ _3\"></span>d rew<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, or (b<span class=\"_ _6\"></span>) th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>as n<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>the<span class=\"_ _3\"></span>r tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1e0\">no<span class=\"_ _3\"></span>r retai<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>tia<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>sk a<span class=\"_ _3\"></span>nd re<span class=\"_ _3\"></span>ward<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>, bu<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1e1\">of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1e2\">Wh<span class=\"_ _3\"></span>en th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s tran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d it<span class=\"_ _3\"></span>s ri<span class=\"_ _3\"></span>ght<span class=\"_ _3\"></span>s to rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ve ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>low<span class=\"_ _3\"></span>s fro<span class=\"_ _3\"></span>m an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>r ha<span class=\"_ _3\"></span>s en<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1e3\">into a p<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>-throu<span class=\"_ _3\"></span>gh a<span class=\"_ _3\"></span>rra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, it eva<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s if, a<span class=\"_ _3\"></span>nd to w<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, it h<span class=\"_ _3\"></span>as re<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>sks </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1e4\">an<span class=\"_ _3\"></span>d rewa<span class=\"_ _3\"></span>rds o<span class=\"_ _3\"></span>f own<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>p. Wh<span class=\"_ _3\"></span>en i<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s ne<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red n<span class=\"_ _3\"></span>or re<span class=\"_ _3\"></span>tain<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bsta<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1e5\">the r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ks a<span class=\"_ _3\"></span>nd rew<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, no<span class=\"_ _3\"></span>r tran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>l of t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1e6\">to rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se th<span class=\"_ _3\"></span>e tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et to th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>nt of i<span class=\"_ _3\"></span>ts c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nvol<span class=\"_ _3\"></span>vem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>. In t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t ca<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>, the </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs1e7\">Group<span class=\"_ _5\"></span> also recognises an<span class=\"_ _5\"></span> associated liability<span class=\"_ _5\"></span>. The<span class=\"_ _5\"></span> transf<span class=\"_ _5\"></span>erred asset<span class=\"_ _5\"></span> and the associat<span class=\"_ _5\"></span>ed liability </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1e8\">are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red o<span class=\"_ _3\"></span>n a b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is th<span class=\"_ _3\"></span>at re<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>ght<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d ob<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s retai<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherReceivablesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-400": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs1ea\">(<span class=\"_ _6\"></span>s<span class=\"_ _5\"></span>) Financial in<span class=\"_ _5\"></span>vestments<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs1eb\">These financial<span class=\"_ _5\"></span> assets ar<span class=\"_ _5\"></span>e initially and<span class=\"_ _5\"></span> subsequently recognised<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> value thr<span class=\"_ _5\"></span>ough profi<span class=\"_ _5\"></span>t<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1ec\">an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>ith a<span class=\"_ _3\"></span>ll g<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ins a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>n inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1ed\">comprehensiv<span class=\"_ _5\"></span>e income. The<span class=\"_ _5\"></span> vast<span class=\"_ _5\"></span> majority of these<span class=\"_ _5\"></span> financial asset<span class=\"_ _5\"></span>s are<span class=\"_ _5\"></span> quoted, and<span class=\"_ _5\"></span> so the<span class=\"_ _5\"></span> fair<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1ee\">val<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n the va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>-as<span class=\"_ _3\"></span>k sp<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>st re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ntat<span class=\"_ _3\"></span>ive o<span class=\"_ _3\"></span>f fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3e ws4 gs1ef\">If the<span class=\"_ _5\"></span> market<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> a financial asse<span class=\"_ _5\"></span>t is not<span class=\"_ _5\"></span> active,<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup est<span class=\"_ _5\"></span>ablishes fair<span class=\"_ _5\"></span> value b<span class=\"_ _5\"></span>y using<span class=\"_ _5\"></span> valuation<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1f0\">tec<span class=\"_ _3\"></span>hn<span class=\"_ _3\"></span>iq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s su<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ar<span class=\"_ _3\"></span>m\u2019s<span class=\"_ _3\"></span>-le<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>th tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, refe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e to sim<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>d inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>,<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1f1\">discount<span class=\"_ _5\"></span>ed cash flo<span class=\"_ _5\"></span>w models or<span class=\"_ _5\"></span> option pricing<span class=\"_ _5\"></span> models.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1f2\">Su<span class=\"_ _3\"></span>bse<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h prof<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s i<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1f3\">req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red b<span class=\"_ _3\"></span>y IF<span class=\"_ _3\"></span>RS 9 for d<span class=\"_ _3\"></span>eb<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts fo<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h the o<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ves of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1f4\">are n<span class=\"_ _3\"></span>ot me<span class=\"_ _3\"></span>t by ei<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt to c<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct co<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws or s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1f5\">in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, or w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ere th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ter<span class=\"_ _3\"></span>ms of t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt d<span class=\"_ _3\"></span>o no<span class=\"_ _3\"></span>t gi<span class=\"_ _3\"></span>ve ri<span class=\"_ _3\"></span>se to ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h flo<span class=\"_ _3\"></span>ws<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1f6\">wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are s<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>y pa<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>l an<span class=\"_ _3\"></span>d inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>ere b<span class=\"_ _3\"></span>oth t<span class=\"_ _3\"></span>he \u2018<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>\u2019 a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d \u2018so<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ly<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1f7\">pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts of p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>\u2019 te<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>re me<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>n irre<span class=\"_ _3\"></span>voc<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1f8\">de<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on to d<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>te the d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>bt in<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss a<span class=\"_ _3\"></span>s do<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g so<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1f9\">aligns the<span class=\"_ _5\"></span> measurement<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> financial assets<span class=\"_ _5\"></span> with the<span class=\"_ _5\"></span> measurement<span class=\"_ _5\"></span> of their<span class=\"_ _5\"></span> associated<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1fa\">unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed liabilities.<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1fb\">Ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s not m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e ir<span class=\"_ _3\"></span>revoc<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e el<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n to pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs1fc\">equity instruments<span class=\"_ _5\"></span> in other<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income, and<span class=\"_ _5\"></span> so all equity ins<span class=\"_ _5\"></span>truments ar<span class=\"_ _5\"></span>e also<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1fd\">de<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1fe\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d sa<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s on tra<span class=\"_ _3\"></span>de d<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te. Th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs1ff\">wi<span class=\"_ _3\"></span>th inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs200\">income.<span class=\"_ _2d1\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-427": {
   "value": "(<span class=\"_ _6\"></span>s<span class=\"_ _5\"></span>) Financial in<span class=\"_ _5\"></span>vestments<span class=\"_ _2d1\"> </span>These financial<span class=\"_ _5\"></span> assets ar<span class=\"_ _5\"></span>e initially and<span class=\"_ _5\"></span> subsequently recognised<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> value thr<span class=\"_ _5\"></span>ough profi<span class=\"_ _5\"></span>t<span class=\"_ _2d1\"> </span> an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>ith a<span class=\"_ _3\"></span>ll g<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ins a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>n inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f<span class=\"_ _2d1\"> </span> comprehensiv<span class=\"_ _5\"></span>e income. The<span class=\"_ _5\"></span> vast<span class=\"_ _5\"></span> majority of these<span class=\"_ _5\"></span> financial asset<span class=\"_ _5\"></span>s are<span class=\"_ _5\"></span> quoted, and<span class=\"_ _5\"></span> so the<span class=\"_ _5\"></span> fair<span class=\"_ _2d1\"> </span> val<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n the va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>-as<span class=\"_ _3\"></span>k sp<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>st re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ntat<span class=\"_ _3\"></span>ive o<span class=\"_ _3\"></span>f fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span> If the<span class=\"_ _5\"></span> market<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> a financial asse<span class=\"_ _5\"></span>t is not<span class=\"_ _5\"></span> active,<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup est<span class=\"_ _5\"></span>ablishes fair<span class=\"_ _5\"></span> value b<span class=\"_ _5\"></span>y using<span class=\"_ _5\"></span> valuation<span class=\"_ _2d1\"> </span> tec<span class=\"_ _3\"></span>hn<span class=\"_ _3\"></span>iq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s su<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ar<span class=\"_ _3\"></span>m\u2019s<span class=\"_ _3\"></span>-le<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>th tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, refe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e to sim<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>d inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>,<span class=\"_ _2d1\"> </span> discount<span class=\"_ _5\"></span>ed cash flo<span class=\"_ _5\"></span>w models or<span class=\"_ _5\"></span> option pricing<span class=\"_ _5\"></span> models.<span class=\"_ _2d1\"> </span>Su<span class=\"_ _3\"></span>bse<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h prof<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s i<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span> req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red b<span class=\"_ _3\"></span>y IF<span class=\"_ _3\"></span>RS 9 for d<span class=\"_ _3\"></span>eb<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts fo<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h the o<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ves of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span> are n<span class=\"_ _3\"></span>ot me<span class=\"_ _3\"></span>t by ei<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt to c<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct co<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws or s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span> in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, or w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ere th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ter<span class=\"_ _3\"></span>ms of t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt d<span class=\"_ _3\"></span>o no<span class=\"_ _3\"></span>t gi<span class=\"_ _3\"></span>ve ri<span class=\"_ _3\"></span>se to ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h flo<span class=\"_ _3\"></span>ws<span class=\"_ _2d1\"> </span> wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are s<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>y pa<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>l an<span class=\"_ _3\"></span>d inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>ere b<span class=\"_ _3\"></span>oth t<span class=\"_ _3\"></span>he \u2018<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>\u2019 a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d \u2018so<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ly<span class=\"_ _2d1\"> </span> pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts of p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>\u2019 te<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>re me<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>n irre<span class=\"_ _3\"></span>voc<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le<span class=\"_ _2d1\"> </span> de<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on to d<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>te the d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>bt in<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss a<span class=\"_ _3\"></span>s do<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g so<span class=\"_ _2d1\"> </span> aligns the<span class=\"_ _5\"></span> measurement<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> financial assets<span class=\"_ _5\"></span> with the<span class=\"_ _5\"></span> measurement<span class=\"_ _5\"></span> of their<span class=\"_ _5\"></span> associated<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed liabilities.<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> Ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s not m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e ir<span class=\"_ _3\"></span>revoc<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e el<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n to pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f<span class=\"_ _2d1\"> </span> equity instruments<span class=\"_ _5\"></span> in other<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income, and<span class=\"_ _5\"></span> so all equity ins<span class=\"_ _5\"></span>truments ar<span class=\"_ _5\"></span>e also<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> de<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span> Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d sa<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s on tra<span class=\"_ _3\"></span>de d<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te. Th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span> wi<span class=\"_ _3\"></span>th inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve<span class=\"_ _2d1\"> </span> income.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-352": {
   "value": "(<span class=\"_ _6\"></span>s<span class=\"_ _5\"></span>) Financial in<span class=\"_ _5\"></span>vestments<span class=\"_ _2d1\"> </span>These financial<span class=\"_ _5\"></span> assets ar<span class=\"_ _5\"></span>e initially and<span class=\"_ _5\"></span> subsequently recognised<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> value thr<span class=\"_ _5\"></span>ough profi<span class=\"_ _5\"></span>t<span class=\"_ _2d1\"> </span>an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>ith a<span class=\"_ _3\"></span>ll g<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ins a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>n inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f<span class=\"_ _2d1\"> </span>comprehensiv<span class=\"_ _5\"></span>e income. The<span class=\"_ _5\"></span> vast<span class=\"_ _5\"></span> majority of these<span class=\"_ _5\"></span> financial asset<span class=\"_ _5\"></span>s are<span class=\"_ _5\"></span> quoted, and<span class=\"_ _5\"></span> so the<span class=\"_ _5\"></span> fair<span class=\"_ _2d1\"> </span>val<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n the va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>-as<span class=\"_ _3\"></span>k sp<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>st re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ntat<span class=\"_ _3\"></span>ive o<span class=\"_ _3\"></span>f fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>If the<span class=\"_ _5\"></span> market<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> a financial asse<span class=\"_ _5\"></span>t is not<span class=\"_ _5\"></span> active,<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup est<span class=\"_ _5\"></span>ablishes fair<span class=\"_ _5\"></span> value b<span class=\"_ _5\"></span>y using<span class=\"_ _5\"></span> valuation<span class=\"_ _2d1\"> </span>tec<span class=\"_ _3\"></span>hn<span class=\"_ _3\"></span>iq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s su<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ar<span class=\"_ _3\"></span>m\u2019s<span class=\"_ _3\"></span>-le<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>th tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, refe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e to sim<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>d inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>,<span class=\"_ _2d1\"> </span>discount<span class=\"_ _5\"></span>ed cash flo<span class=\"_ _5\"></span>w models or<span class=\"_ _5\"></span> option pricing<span class=\"_ _5\"></span> models.<span class=\"_ _2d1\"> </span>Su<span class=\"_ _3\"></span>bse<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h prof<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s i<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red b<span class=\"_ _3\"></span>y IF<span class=\"_ _3\"></span>RS 9 for d<span class=\"_ _3\"></span>eb<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts fo<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h the o<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ves of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span>are n<span class=\"_ _3\"></span>ot me<span class=\"_ _3\"></span>t by ei<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt to c<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct co<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws or s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span>in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, or w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ere th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ter<span class=\"_ _3\"></span>ms of t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt d<span class=\"_ _3\"></span>o no<span class=\"_ _3\"></span>t gi<span class=\"_ _3\"></span>ve ri<span class=\"_ _3\"></span>se to ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h flo<span class=\"_ _3\"></span>ws<span class=\"_ _2d1\"> </span>wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are s<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>y pa<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>l an<span class=\"_ _3\"></span>d inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>ere b<span class=\"_ _3\"></span>oth t<span class=\"_ _3\"></span>he \u2018<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>\u2019 a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d \u2018so<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ly<span class=\"_ _2d1\"> </span>pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts of p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>\u2019 te<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>re me<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>n irre<span class=\"_ _3\"></span>voc<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le<span class=\"_ _2d1\"> </span>de<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on to d<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>te the d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>bt in<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss a<span class=\"_ _3\"></span>s do<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g so<span class=\"_ _2d1\"> </span>aligns the<span class=\"_ _5\"></span> measurement<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> financial assets<span class=\"_ _5\"></span> with the<span class=\"_ _5\"></span> measurement<span class=\"_ _5\"></span> of their<span class=\"_ _5\"></span> associated<span class=\"_ _2d1\"> </span>unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed liabilities.<span class=\"_ _2d1\"> </span>Ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s not m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e ir<span class=\"_ _3\"></span>revoc<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e el<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n to pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f<span class=\"_ _2d1\"> </span>equity instruments<span class=\"_ _5\"></span> in other<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income, and<span class=\"_ _5\"></span> so all equity ins<span class=\"_ _5\"></span>truments ar<span class=\"_ _5\"></span>e also<span class=\"_ _2d1\"> </span>de<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d sa<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s on tra<span class=\"_ _3\"></span>de d<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te. Th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span>wi<span class=\"_ _3\"></span>th inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve<span class=\"_ _2d1\"> </span>income.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>t)<span class=\"_ _5\"></span> Derivativ<span class=\"_ _5\"></span>e financial ins<span class=\"_ _5\"></span>truments<span class=\"_ _2d1\"> </span>The Gr<span class=\"_ _5\"></span>oup uses<span class=\"_ _5\"></span> derivative<span class=\"_ _5\"></span> financial instr<span class=\"_ _5\"></span>uments within<span class=\"_ _5\"></span> some unit<span class=\"_ _6\"></span>-linked<span class=\"_ _5\"></span> funds, with<span class=\"_ _5\"></span> each contr<span class=\"_ _5\"></span>act<span class=\"_ _2d1\"> </span>initially and<span class=\"_ _5\"></span> subsequently recognised<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> value, based on<span class=\"_ _5\"></span> obser<span class=\"_ _3\"></span>vable mark<span class=\"_ _5\"></span>et prices.<span class=\"_ _5\"></span> All changes<span class=\"_ _2d1\"> </span>in v<span class=\"_ _5\"></span>alue are<span class=\"_ _5\"></span> recognised wit<span class=\"_ _5\"></span>hin inv<span class=\"_ _5\"></span>estment inc<span class=\"_ _5\"></span>ome in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span>(<span class=\"_ _6\"></span>aa<span class=\"_ _5\"></span>) Borrowings<span class=\"_ _2d1\"> </span>Bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>, ne<span class=\"_ _3\"></span>t of d<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctl<span class=\"_ _3\"></span>y at<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s,<span class=\"_ _2d1\"> </span>an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y sta<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>t am<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t. T<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nce b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ds a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span>red<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me ove<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od o<span class=\"_ _3\"></span>n an e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>tive i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t rate b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>. B<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on d<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>dow<span class=\"_ _3\"></span>n a<span class=\"_ _3\"></span>nd<span class=\"_ _2d1\"> </span>de<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-401": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs202\">(<span class=\"_ _6\"></span>t)<span class=\"_ _5\"></span> Derivativ<span class=\"_ _5\"></span>e financial ins<span class=\"_ _5\"></span>truments<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4a ws4 gs203\">The Gr<span class=\"_ _5\"></span>oup uses<span class=\"_ _5\"></span> derivative<span class=\"_ _5\"></span> financial instr<span class=\"_ _5\"></span>uments within<span class=\"_ _5\"></span> some unit<span class=\"_ _6\"></span>-linked<span class=\"_ _5\"></span> funds, with<span class=\"_ _5\"></span> each contr<span class=\"_ _5\"></span>act<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6d ws6 gs204\">initially and<span class=\"_ _5\"></span> subsequently recognised<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> value, based on<span class=\"_ _5\"></span> obser<span class=\"_ _3\"></span>vable mark<span class=\"_ _5\"></span>et prices.<span class=\"_ _5\"></span> All changes<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs205\">in v<span class=\"_ _5\"></span>alue are<span class=\"_ _5\"></span> recognised wit<span class=\"_ _5\"></span>hin inv<span class=\"_ _5\"></span>estment inc<span class=\"_ _5\"></span>ome in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-428": {
   "value": "(<span class=\"_ _6\"></span>t)<span class=\"_ _5\"></span> Derivativ<span class=\"_ _5\"></span>e financial ins<span class=\"_ _5\"></span>truments<span class=\"_ _2d1\"> </span>The Gr<span class=\"_ _5\"></span>oup uses<span class=\"_ _5\"></span> derivative<span class=\"_ _5\"></span> financial instr<span class=\"_ _5\"></span>uments within<span class=\"_ _5\"></span> some unit<span class=\"_ _6\"></span>-linked<span class=\"_ _5\"></span> funds, with<span class=\"_ _5\"></span> each contr<span class=\"_ _5\"></span>act<span class=\"_ _2d1\"> </span>initially and<span class=\"_ _5\"></span> subsequently recognised<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> value, based on<span class=\"_ _5\"></span> obser<span class=\"_ _3\"></span>vable mark<span class=\"_ _5\"></span>et prices.<span class=\"_ _5\"></span> All changes<span class=\"_ _2d1\"> </span>in v<span class=\"_ _5\"></span>alue are<span class=\"_ _5\"></span> recognised wit<span class=\"_ _5\"></span>hin inv<span class=\"_ _5\"></span>estment inc<span class=\"_ _5\"></span>ome in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-353": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls3 ws2 gs207\">(<span class=\"_ _5\"></span>u<span class=\"_ _5\"></span>) Cas<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d cas<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>uival<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs208\">Cas<span class=\"_ _3\"></span>h a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h in h<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, de<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ts h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d at c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>l wi<span class=\"_ _3\"></span>th b<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ks an<span class=\"_ _3\"></span>d oth<span class=\"_ _3\"></span>er </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs209\">short-<span class=\"_ _6\"></span>term highly<span class=\"_ _5\"></span> liquid inv<span class=\"_ _5\"></span>estments.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs20a\">Cas<span class=\"_ _3\"></span>h a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>in u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ked a<span class=\"_ _3\"></span>nd u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t tru<span class=\"_ _3\"></span>st f<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ds a<span class=\"_ _3\"></span>re cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d at fai<span class=\"_ _3\"></span>r </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs20b\">val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h prof<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, as m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e an i<span class=\"_ _3\"></span>rrevo<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le d<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to de<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>ate </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls49 ws2 gs20c\">the<span class=\"_ _3\"></span>m a<span class=\"_ _3\"></span>s su<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>n ord<span class=\"_ _3\"></span>er to a<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>gn th<span class=\"_ _3\"></span>e me<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs20d\">of t<span class=\"_ _5\"></span>heir associated<span class=\"_ _5\"></span> unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed liabilities. T<span class=\"_ _5\"></span>herefor<span class=\"_ _5\"></span>e, these<span class=\"_ _5\"></span> cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _5\"></span> are<span class=\"_ _5\"></span> initially </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs20e\">an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>ith g<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>es </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs20f\">recognised<span class=\"_ _5\"></span> within in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> return<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs210\">All o<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s are c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d at a<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>el </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs211\">for th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>s to hol<span class=\"_ _3\"></span>d to co<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l cas<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>st s<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ly o<span class=\"_ _3\"></span>f pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs212\">of p<span class=\"_ _3\"></span>rin<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>ey are i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs213\">at amortised co<span class=\"_ _5\"></span>st using the<span class=\"_ _5\"></span> effectiv<span class=\"_ _5\"></span>e int<span class=\"_ _5\"></span>erest met<span class=\"_ _5\"></span>hod, less impairment<span class=\"_ _5\"></span> losses. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-357": {
   "value": "(<span class=\"_ _6\"></span>v<span class=\"_ _5\"></span>) Insurance contract<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span>In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>ract l<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re de<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d by ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g the d<span class=\"_ _3\"></span>efa<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t Ge<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>l Me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent Model (<span class=\"_ _6\"></span>GMM<span class=\"_ _5\"></span>) to<span class=\"_ _5\"></span> non-unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed insurance<span class=\"_ _5\"></span> business and<span class=\"_ _5\"></span> reassurance<span class=\"_ _5\"></span> ceded, and the<span class=\"_ _5\"></span> Var<span class=\"_ _5\"></span>iable Fee A<span class=\"_ _5\"></span>pproach (<span class=\"_ _6\"></span>VF<span class=\"_ _5\"></span>A<span class=\"_ _5\"></span>) t<span class=\"_ _5\"></span>o unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed insur<span class=\"_ _5\"></span>ance business<span class=\"_ _5\"></span> measured under IFR<span class=\"_ _5\"></span>S 17<span class=\"_ _6\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct bo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n rea<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ses<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>y wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re are ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in fe<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>s or c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>stan<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>lte<span class=\"_ _3\"></span>r the c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct or c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>cts w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>n a po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>. Under the<span class=\"_ _5\"></span> GMM (<span class=\"_ _6\"></span>applicable to<span class=\"_ _5\"></span> non-unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed insurance<span class=\"_ _5\"></span> business and<span class=\"_ _5\"></span> reassurance<span class=\"_ _5\"></span> ceded<span class=\"_ _5\"></span>),<span class=\"_ _5\"></span> gro<span class=\"_ _3\"></span>ups o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts a<span class=\"_ _3\"></span>re re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>nd m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the Fu<span class=\"_ _3\"></span>lf<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt C<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h Fl<span class=\"_ _3\"></span>ows<span class=\"_ _3\"></span>, c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g an e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ate of f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>ted to ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct </span>the t<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f mo<span class=\"_ _3\"></span>ney, th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l ri<span class=\"_ _3\"></span>sks a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ted w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd a r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k adjustment<span class=\"_ _5\"></span> for non-<span class=\"_ _6\"></span>financial risk (<span class=\"_ _6\"></span>RA<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the C<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>al S<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e M<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>in (CSM<span class=\"_ _5\"></span>), c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ed p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in a g<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p of </span>co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t wi<span class=\"_ _3\"></span>ll b<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>s the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p prov<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fut<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f fut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>st es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>st to fu<span class=\"_ _3\"></span>lf<span class=\"_ _3\"></span>il c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s within t<span class=\"_ _5\"></span>he contr<span class=\"_ _5\"></span>act boundary<span class=\"_ _5\"></span>, incorpora<span class=\"_ _5\"></span>ting curr<span class=\"_ _5\"></span>ent non-<span class=\"_ _5\"></span>financial assump<span class=\"_ _5\"></span>tions.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e RA re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s the c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>n ent<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>s for b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ari<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g the u<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>taint<span class=\"_ _2\"></span>y ab<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt an<span class=\"_ _3\"></span>d ti<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ng o<span class=\"_ _3\"></span>f ca<span class=\"_ _3\"></span>sh fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se fro<span class=\"_ _3\"></span>m no<span class=\"_ _3\"></span>n-fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l ri<span class=\"_ _3\"></span>sk a<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>y f<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ls in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce co<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. It i<span class=\"_ _3\"></span>s ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g a co<span class=\"_ _3\"></span>st of c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>, le<span class=\"_ _3\"></span>vera<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he S<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>cy I<span class=\"_ _3\"></span>I view o<span class=\"_ _5\"></span>f non-<span class=\"_ _5\"></span>financial risk.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e CSM i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d at c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>tse<span class=\"_ _3\"></span>t or I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 17 tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y rem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d for<span class=\"_ _5\"></span> non-<span class=\"_ _5\"></span>financial changes in<span class=\"_ _5\"></span> the F<span class=\"_ _5\"></span>ulfilment Cash<span class=\"_ _5\"></span> Flows and<span class=\"_ _5\"></span> the accr<span class=\"_ _5\"></span>etion<span class=\"_ _5\"></span> of int<span class=\"_ _5\"></span>erest using<span class=\"_ _5\"></span> a di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt rate l<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ked i<span class=\"_ _3\"></span>n at t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. It i<span class=\"_ _3\"></span>s am<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _3\"></span>ed ove<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct in l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th cove<span class=\"_ _3\"></span>rag<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d up<span class=\"_ _3\"></span>on t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>um a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>e qu<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>tit<span class=\"_ _2\"></span>y of in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>f a gro<span class=\"_ _3\"></span>up o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts i<span class=\"_ _3\"></span>s ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d to be o<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>s (<span class=\"_ _5\"></span>i<span class=\"_ _3\"></span>.e<span class=\"_ _3\"></span>. lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>-ma<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng) ove<span class=\"_ _3\"></span>r the re<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng cove<span class=\"_ _3\"></span>rag<span class=\"_ _3\"></span>e pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>, a l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s is re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d im<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tel<span class=\"_ _3\"></span>y.<span class=\"_ _2d1\"> </span>Under the<span class=\"_ _5\"></span> VF<span class=\"_ _5\"></span>A (<span class=\"_ _6\"></span>applicable t<span class=\"_ _5\"></span>o unit<span class=\"_ _6\"></span>-linked<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> business<span class=\"_ _5\"></span>),<span class=\"_ _5\"></span> the GMM is<span class=\"_ _5\"></span> supplemented b<span class=\"_ _5\"></span>y an<span class=\"_ _5\"></span> adapta<span class=\"_ _5\"></span>tion f<span class=\"_ _5\"></span>or contr<span class=\"_ _5\"></span>acts wit<span class=\"_ _5\"></span>h direct<span class=\"_ _5\"></span> participation f<span class=\"_ _5\"></span>eatures. The<span class=\"_ _5\"></span> Fulfilment<span class=\"_ _5\"></span> Cash Flows<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed insurance<span class=\"_ _5\"></span> business r<span class=\"_ _5\"></span>eflect an<span class=\"_ _5\"></span> obligation t<span class=\"_ _5\"></span>o pay policyholders<span class=\"_ _5\"></span> an amount<span class=\"_ _5\"></span> equal to<span class=\"_ _5\"></span> the f<span class=\"_ _5\"></span>air value<span class=\"_ _5\"></span> of u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, le<span class=\"_ _3\"></span>ss t<span class=\"_ _3\"></span>he va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le fe<span class=\"_ _3\"></span>e for f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure s<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vic<span class=\"_ _3\"></span>e. T<span class=\"_ _3\"></span>he R<span class=\"_ _3\"></span>A ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>cts t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n for n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-fin<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al ri<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k in re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n to th<span class=\"_ _3\"></span>is va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le fe<span class=\"_ _3\"></span>e on<span class=\"_ _3\"></span>ly. Th<span class=\"_ _3\"></span>e CS<span class=\"_ _3\"></span>M is s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tly re<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red for<span class=\"_ _5\"></span> changes in t<span class=\"_ _5\"></span>he variable<span class=\"_ _5\"></span> fee only<span class=\"_ _6\"></span>, arising fr<span class=\"_ _5\"></span>om both<span class=\"_ _5\"></span> financial and<span class=\"_ _5\"></span> non-<span class=\"_ _5\"></span>financial risks.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-358": {
   "value": "(w) Investment contract benefits All of the Group\u2019s investment contracts are unit-linked. Unit-linked liabilities are measured at fair value by reference to the value of the underlying net asset value of the Group\u2019s unitised investment funds, on a bid valuation basis, at the reporting date. An allowance for deductions due to (or from) the Group in respect of policyholder tax on capital gains (and losses) in the life assurance funds is also reflected in the measurement of unit-linked liabilities. Investment contract benefits are recognised when units are first allocated to the policyholder; they are derecognised when units allocated to the policyholder have been cancelled. The decision by the Group to designate its unit-linked liabilities at fair value through profit and loss reflects the fact that the matching investment portfolio, which underpins the unit-linked liabilities, is recognised at fair value through profit and loss. ",
   "dimensions": {
    "concept": "stjamessplaceplc:DescriptionOfAccountingPolicyForInvestmentContractBenefits",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-354": {
   "value": "(x) Deferred income The initial margin on financial instruments is deferred and recognised on a straight-line basis over the expected lifetime of the financial instrument, which is between 6 and 14 years. ",
   "dimensions": {
    "concept": "stjamessplaceplc:DescriptionOfAccountingPolicyForDeferredIncome",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-355": {
   "value": "(y) Net asset value attributable to unit holders The Group consolidates unit trusts in which it holds more than 30% of the units and exercises control. The third-party interests in these unit trusts are termed the net asset value attributable to unit holders and are presented in the statement of financial position. They are classified at FVTPL, hence are initially and subsequently measured at fair value. The decision by the Group to designate the net asset value attributable to unit holders at FVTPL reflects the fact that the underlying investment portfolios are recognised at FVTPL. Income attributable to the third-party interests is accounted for within investment return, offset by a corresponding change in investment contract benefits. ",
   "dimensions": {
    "concept": "stjamessplaceplc:DescriptionOfAccountingPolicyForNetAssetValueAttributableToUnitHolders",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-356": {
   "value": "(<span class=\"_ _5\"></span>z<span class=\"_ _5\"></span>) Othe<span class=\"_ _3\"></span>r provisions<span class=\"_ _2d1\"> </span>Provi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s are m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>de w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re an eve<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as ta<span class=\"_ _3\"></span>ken p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t gi<span class=\"_ _3\"></span>ves th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p a le<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>l or co<span class=\"_ _3\"></span>nst<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve ob<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t pro<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>s set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt by a t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r of e<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>no<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>c be<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d a rel<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te ca<span class=\"_ _3\"></span>n be m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f the o<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>ed as a<span class=\"_ _3\"></span>n exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e to the s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>n the ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r tha<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>com<span class=\"_ _3\"></span>es awa<span class=\"_ _3\"></span>re of t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te at t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tatem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt of f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n da<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>dit<span class=\"_ _3\"></span>ure re<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red to s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e ob<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, tak<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g i<span class=\"_ _3\"></span>nto ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt re<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>evan<span class=\"_ _3\"></span>t ri<span class=\"_ _3\"></span>sks a<span class=\"_ _3\"></span>nd u<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>en p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s are eve<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y ma<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>ey are c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n carried in<span class=\"_ _5\"></span> the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForProvisionsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-403": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs256\">(<span class=\"_ _6\"></span>aa<span class=\"_ _5\"></span>) Borrowings<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs257\">Bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>, ne<span class=\"_ _3\"></span>t of d<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctl<span class=\"_ _3\"></span>y at<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s,<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs258\">an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y sta<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>t am<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t. T<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nce b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ds a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs259\">red<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me ove<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs25a\">pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od o<span class=\"_ _3\"></span>n an e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>tive i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t rate b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>. B<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on d<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>dow<span class=\"_ _3\"></span>n a<span class=\"_ _3\"></span>nd<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs25b\">de<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-429": {
   "value": "(<span class=\"_ _6\"></span>aa<span class=\"_ _5\"></span>) Borrowings<span class=\"_ _2d1\"> </span>Bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>, ne<span class=\"_ _3\"></span>t of d<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctl<span class=\"_ _3\"></span>y at<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s,<span class=\"_ _2d1\"> </span>an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y sta<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>t am<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t. T<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nce b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ds a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span>red<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me ove<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od o<span class=\"_ _3\"></span>n an e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>tive i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t rate b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>. B<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on d<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>dow<span class=\"_ _3\"></span>n a<span class=\"_ _3\"></span>nd<span class=\"_ _2d1\"> </span>de<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBorrowingsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-361": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls14a ws174 gs25d\">(a<span class=\"_ _3\"></span>b)<span class=\"_ _2\"></span> O<span class=\"_ _3\"></span>t<span class=\"_ _2\"></span>h<span class=\"_ _2\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span> p<span class=\"_ _2\"></span>a<span class=\"_ _2\"></span>y<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>b<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>e<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs25e\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>t am<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>tis<span class=\"_ _3\"></span>ed </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs25f\">cos<span class=\"_ _3\"></span>t us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st m<span class=\"_ _3\"></span>eth<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs260\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>de l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rda<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th I<span class=\"_ _3\"></span>FRS 1<span class=\"_ _3\"></span>6. O<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs261\">co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt d<span class=\"_ _3\"></span>ate of t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d as t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs262\">fu<span class=\"_ _3\"></span>ture l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to be m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>de ove<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e ter<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>. For t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p, fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs263\">in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are f<span class=\"_ _3\"></span>ixe<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h var<span class=\"_ _3\"></span>y d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g on a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>x or ra<span class=\"_ _3\"></span>te. T<span class=\"_ _3\"></span>he fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3f ws4 gs264\">lease payments<span class=\"_ _5\"></span> are disc<span class=\"_ _5\"></span>ounted<span class=\"_ _5\"></span> at the Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> increment<span class=\"_ _5\"></span>al borro<span class=\"_ _5\"></span>wing rat<span class=\"_ _5\"></span>e at t<span class=\"_ _5\"></span>he commencement </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs265\">da<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h var<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g on t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs266\">no<span class=\"_ _3\"></span>n-ca<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d for w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>ght to u<span class=\"_ _3\"></span>se th<span class=\"_ _3\"></span>e l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, pl<span class=\"_ _3\"></span>us p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ds </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs267\">cove<span class=\"_ _3\"></span>red by e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ere t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s rea<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ly c<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>in to b<span class=\"_ _3\"></span>e taken<span class=\"_ _3\"></span>. C<span class=\"_ _3\"></span>onve<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>y, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs268\">the n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-ca<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d is re<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>f it is re<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y ce<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>at a te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs269\">be t<span class=\"_ _5\"></span>aken.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs26a\">Th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>ntal b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g rate i<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _2\"></span>\u2019s ju<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t as to th<span class=\"_ _3\"></span>e rate o<span class=\"_ _3\"></span>f inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>at </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs26b\">the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d ha<span class=\"_ _3\"></span>ve to pa<span class=\"_ _3\"></span>y to bo<span class=\"_ _3\"></span>rro<span class=\"_ _3\"></span>w, over a s<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ar te<span class=\"_ _3\"></span>rm a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>ith s<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>r se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y, the fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs26c\">ne<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y to o<span class=\"_ _3\"></span>btai<span class=\"_ _3\"></span>n an a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set o<span class=\"_ _3\"></span>f a si<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e to the c<span class=\"_ _3\"></span>ost o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>ght-of-use a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is h<span class=\"_ _3\"></span>as </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs26d\">be<span class=\"_ _3\"></span>en d<span class=\"_ _3\"></span>ete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h refe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce to th<span class=\"_ _3\"></span>e rate of i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t of ex<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>gs h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs26e\">an<span class=\"_ _3\"></span>d ma<span class=\"_ _3\"></span>rket ra<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>ted to take i<span class=\"_ _3\"></span>nto ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd te<span class=\"_ _3\"></span>rm a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ted w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs26f\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ed t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rac<span class=\"_ _3\"></span>tic<span class=\"_ _3\"></span>al e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>n tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on to I<span class=\"_ _3\"></span>FRS 1<span class=\"_ _3\"></span>6 on 1 J<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y 201<span class=\"_ _3\"></span>9 of a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls49 ws2 gs270\">a si<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>le d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t rate to a po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io o<span class=\"_ _3\"></span>f le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h rea<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ar c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>racte<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>s by gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs271\">le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es by a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>pe a<span class=\"_ _3\"></span>nd re<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e da<span class=\"_ _3\"></span>te of tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. S<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rly, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs272\">pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly d<span class=\"_ _3\"></span>ete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es s<span class=\"_ _3\"></span>tand<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rd di<span class=\"_ _3\"></span>sco<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t rate<span class=\"_ _3\"></span>s to app<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>y for l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s en<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>to sin<span class=\"_ _3\"></span>ce </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs273\">1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>19 by as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>et t<span class=\"_ _3\"></span>yp<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls48 ws48 gs274\">Derecognition<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs275\">A financial<span class=\"_ _5\"></span> liability is derecognised<span class=\"_ _5\"></span> when the<span class=\"_ _5\"></span> obligation under t<span class=\"_ _5\"></span>he liability is dischar<span class=\"_ _5\"></span>ged, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs276\">cancelled or<span class=\"_ _5\"></span> expired.<span class=\"_ _2d1\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherPayablesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-359": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls14b ws175 gs278\">(<span class=\"_ _6\"></span>ac<span class=\"_ _5\"></span>) Emplo<span class=\"_ _5\"></span>yee<span class=\"_ _5\"></span> benefits<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls3e ws3e gs279\">(<span class=\"_ _6\"></span>i<span class=\"_ _5\"></span>) Pension<span class=\"_ _5\"></span> obligations<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs27a\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up o<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>s a def<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>ntr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rso<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>n for i<span class=\"_ _3\"></span>ts e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>loye<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs27b\">Co<span class=\"_ _3\"></span>ntr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s to thi<span class=\"_ _3\"></span>s p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>n are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s an e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs27c\">income as<span class=\"_ _5\"></span> incurred. The<span class=\"_ _5\"></span> Group<span class=\"_ _5\"></span> has no legal or<span class=\"_ _5\"></span> construct<span class=\"_ _5\"></span>ive obligations<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> pay further </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs27d\">co<span class=\"_ _3\"></span>ntr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s if t<span class=\"_ _3\"></span>he f<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d do<span class=\"_ _3\"></span>es n<span class=\"_ _3\"></span>ot h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s to pa<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oye<span class=\"_ _3\"></span>es th<span class=\"_ _3\"></span>e b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>its </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs27e\">rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g to em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oyee s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt an<span class=\"_ _3\"></span>d pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls3e ws3e gs27f\">(<span class=\"_ _6\"></span>ii<span class=\"_ _5\"></span>) Share-<span class=\"_ _5\"></span>based payments<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs280\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up o<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>s a nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>-ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ns fo<span class=\"_ _3\"></span>r em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oye<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs281\">ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re-b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent a<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rds g<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d as a<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs282\">sp<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>d ove<span class=\"_ _3\"></span>r the ve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h ac<span class=\"_ _3\"></span>cord<span class=\"_ _3\"></span>s w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d for w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs283\">rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h a cor<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y in t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e of e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>-<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs284\">set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f a li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y fo<span class=\"_ _3\"></span>r ca<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>-set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d pl<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs285\">Th<span class=\"_ _3\"></span>e total am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt to b<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d by refe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce to th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e aw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs286\">wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g stan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd op<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>cin<span class=\"_ _3\"></span>g m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>s as t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs287\">prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed by e<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oyee<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>rs c<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>not b<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d. F<span class=\"_ _3\"></span>or e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>-set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs288\">pl<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, the fa<span class=\"_ _3\"></span>ir v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d at g<span class=\"_ _3\"></span>rant d<span class=\"_ _3\"></span>ate a<span class=\"_ _3\"></span>nd n<span class=\"_ _3\"></span>ot s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>y rem<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs289\">For c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h-se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>ed p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e is re<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>t ea<span class=\"_ _3\"></span>ch re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te and a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e da<span class=\"_ _3\"></span>te </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs28a\">of se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th any c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs28b\">income f<span class=\"_ _5\"></span>or the<span class=\"_ _5\"></span> period. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls5b ws2 gs28c\">At ea<span class=\"_ _3\"></span>ch re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up rev<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>ts e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r of a<span class=\"_ _3\"></span>ward<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>re exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted<span class=\"_ _3\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs28d\">to vest a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>t rec<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es th<span class=\"_ _3\"></span>e im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f the re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on of o<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>f any, in th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs28e\">of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e, s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d for e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>oyee<span class=\"_ _3\"></span>, Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>nd </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs28f\">ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r of a<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rds th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y ves<span class=\"_ _3\"></span>t. T<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge to th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs290\">state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>s no<span class=\"_ _3\"></span>t revi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d for a<span class=\"_ _3\"></span>ny ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n ma<span class=\"_ _3\"></span>rket ve<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ng </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs291\">conditions.<span class=\"_ _2d1\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-402": {
   "value": "(<span class=\"_ _6\"></span>ii<span class=\"_ _5\"></span>) Share-<span class=\"_ _5\"></span>based payments<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up o<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>s a nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>-ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ns fo<span class=\"_ _3\"></span>r em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oye<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re-b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent a<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rds g<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d as a<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e sp<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>d ove<span class=\"_ _3\"></span>r the ve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h ac<span class=\"_ _3\"></span>cord<span class=\"_ _3\"></span>s w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d for w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h a cor<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y in t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e of e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>-<span class=\"_ _2d1\"> </span>set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f a li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y fo<span class=\"_ _3\"></span>r ca<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>-set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d pl<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e total am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt to b<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d by refe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce to th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e aw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g stan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd op<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>cin<span class=\"_ _3\"></span>g m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>s as t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed by e<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oyee<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>rs c<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>not b<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d. F<span class=\"_ _3\"></span>or e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>-set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d pl<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, the fa<span class=\"_ _3\"></span>ir v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d at g<span class=\"_ _3\"></span>rant d<span class=\"_ _3\"></span>ate a<span class=\"_ _3\"></span>nd n<span class=\"_ _3\"></span>ot s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>y rem<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>. For c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h-se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>ed p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e is re<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>t ea<span class=\"_ _3\"></span>ch re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te and a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e da<span class=\"_ _3\"></span>te of se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th any c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve income f<span class=\"_ _5\"></span>or the<span class=\"_ _5\"></span> period. At ea<span class=\"_ _3\"></span>ch re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up rev<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>ts e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r of a<span class=\"_ _3\"></span>ward<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>re exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted<span class=\"_ _3\"></span> to vest a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>t rec<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es th<span class=\"_ _3\"></span>e im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f the re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on of o<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>f any, in th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e, s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d for e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>oyee<span class=\"_ _3\"></span>, Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>nd ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r of a<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rds th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y ves<span class=\"_ _3\"></span>t. T<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge to th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ve in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>s no<span class=\"_ _3\"></span>t revi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d for a<span class=\"_ _3\"></span>ny ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n ma<span class=\"_ _3\"></span>rket ve<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ng conditions.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-360": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls11b ws135 gs293\">(<span class=\"_ _6\"></span>ad)<span class=\"_ _5\"></span> Share capital<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs294\">Ord<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y sha<span class=\"_ _3\"></span>res a<span class=\"_ _3\"></span>re cl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d as e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y. Wh<span class=\"_ _3\"></span>ere a<span class=\"_ _3\"></span>ny Gro<span class=\"_ _3\"></span>up e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y p<span class=\"_ _3\"></span>urch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs295\">eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y sh<span class=\"_ _3\"></span>are c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l (<span class=\"_ _5\"></span>sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d in tr<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t), the co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d is d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>cted f<span class=\"_ _3\"></span>rom e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs296\">at<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>s di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he S<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res i<span class=\"_ _3\"></span>n tru<span class=\"_ _3\"></span>st re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>ere s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s are </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs297\">su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>eq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y so<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d, re<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d or ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>f, any c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved i<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs298\">in e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>utab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e to sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, ne<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>ny di<span class=\"_ _3\"></span>rect<span class=\"_ _3\"></span>ly a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>ntal t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs299\">cos<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e tax e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fect<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-362": {
   "value": "(ae) Product classification The Group\u2019s products are classified for accounting purposes as either insurance contracts or investment contracts. (i) Insurance contracts Insurance contracts are contracts that transfer significant insurance risk. The Group\u2019s historic product range includes a variety of term assurance and whole-of-life protection contracts involving significant insurance risk transfer. (ii) Investment contracts Contracts that do not transfer significant insurance risk are treated as investment contracts. The majority of the business written by the Group is unit-linked investment business and is classified as investment contracts. ",
   "dimensions": {
    "concept": "stjamessplaceplc:DescriptionOfAccountingPolicyForProductClassification",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-366": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs2a6\">(<span class=\"_ _6\"></span>a<span class=\"_ _3\"></span>f<span class=\"_ _5\"></span>) Impairment<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls29 ws28 gs2a7\">(<span class=\"_ _6\"></span>i<span class=\"_ _5\"></span>) Non-financial assets<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2a8\">Ass<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t are s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n are rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t wh<span class=\"_ _3\"></span>en c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>stan<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s or </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2a9\">ev<span class=\"_ _5\"></span>ents indicat<span class=\"_ _5\"></span>e ther<span class=\"_ _5\"></span>e may be<span class=\"_ _5\"></span> uncer<span class=\"_ _3\"></span>tain<span class=\"_ _5\"></span>t<span class=\"_ _3\"></span>y o<span class=\"_ _5\"></span>ver their<span class=\"_ _5\"></span> value. A<span class=\"_ _5\"></span>n impairment loss<span class=\"_ _5\"></span> is r<span class=\"_ _5\"></span>ecognised </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2aa\">for th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt by w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>\u2019s c<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt exc<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>s its re<span class=\"_ _3\"></span>cov<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2ab\">Th<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>\u2019s fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue l<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>sts to s<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>l or i<span class=\"_ _3\"></span>ts va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e-in<span class=\"_ _3\"></span>-<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2ac\">use. Re<span class=\"_ _5\"></span>fer t<span class=\"_ _5\"></span>o accoun<span class=\"_ _5\"></span>ting policy<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>l<span class=\"_ _6\"></span>) for<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup\u2019s impairmen<span class=\"_ _5\"></span>t policy f<span class=\"_ _5\"></span>or goodwill.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls29 ws28 gs2ad\">(<span class=\"_ _6\"></span>ii<span class=\"_ _5\"></span>) Financial assets </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2ae\">Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d at a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>st are i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g an e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2af\">The model<span class=\"_ _5\"></span> splits financial<span class=\"_ _5\"></span> assets int<span class=\"_ _5\"></span>o performing, underperforming<span class=\"_ _5\"></span> and non-<span class=\"_ _5\"></span>per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2b0\">ca<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t qu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y si<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>nit<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. At in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>nit<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2b1\">financial asset<span class=\"_ _5\"></span>s are<span class=\"_ _5\"></span> considered t<span class=\"_ _5\"></span>o be<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>forming. T<span class=\"_ _5\"></span>hey become<span class=\"_ _5\"></span> underper<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> where t<span class=\"_ _5\"></span>here </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2b2\">has been a<span class=\"_ _5\"></span> significant<span class=\"_ _5\"></span> increase in<span class=\"_ _5\"></span> credit risk<span class=\"_ _5\"></span> since init<span class=\"_ _5\"></span>ial recognition,<span class=\"_ _5\"></span> and non-<span class=\"_ _5\"></span>per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> when </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4d ws2 gs2b3\">the<span class=\"_ _3\"></span>re i<span class=\"_ _3\"></span>s ob<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve evi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ce of i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>irm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>. 12 mo<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>hs of e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2b4\">within e<span class=\"_ _5\"></span>xpenses in t<span class=\"_ _5\"></span>he stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income and<span class=\"_ _5\"></span> netted against<span class=\"_ _5\"></span> the financial<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2b5\">asset in<span class=\"_ _5\"></span> the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position f<span class=\"_ _5\"></span>or all<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> financial assets, wi<span class=\"_ _5\"></span>th life<span class=\"_ _5\"></span>time </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2b6\">expect<span class=\"_ _5\"></span>ed credit<span class=\"_ _5\"></span> losses recognised<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> underper<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> and non-<span class=\"_ _5\"></span>per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> financial assets.<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2b7\">Ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s are b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>stor<span class=\"_ _3\"></span>ic l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f lo<span class=\"_ _3\"></span>ss ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r the re<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>evan<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2b8\">financial asset<span class=\"_ _5\"></span>s, with due<span class=\"_ _5\"></span> consideration<span class=\"_ _5\"></span> given t<span class=\"_ _5\"></span>o f<span class=\"_ _5\"></span>or<span class=\"_ _3\"></span>ward-<span class=\"_ _6\"></span>l<span class=\"_ _3\"></span>ooking inf<span class=\"_ _5\"></span>ormation. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2b9\">Th<span class=\"_ _3\"></span>e mos<span class=\"_ _3\"></span>t si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>t ca<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d at a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>st for t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p are </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2ba\">business loans<span class=\"_ _5\"></span> to P<span class=\"_ _5\"></span>artners<span class=\"_ _3\"></span>, which<span class=\"_ _5\"></span> are e<span class=\"_ _5\"></span>xplained in mor<span class=\"_ _5\"></span>e detail<span class=\"_ _5\"></span> in Not<span class=\"_ _5\"></span>e 15. T<span class=\"_ _5\"></span>he significant<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2bb\">increase<span class=\"_ _5\"></span> in credit<span class=\"_ _5\"></span> risk which<span class=\"_ _5\"></span> triggers the<span class=\"_ _5\"></span> move<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> underper<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> these </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2bc\">as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts is w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>ey are m<span class=\"_ _3\"></span>ore t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>n 30 d<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>st d<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>, in l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t in </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2bd\">IF<span class=\"_ _3\"></span>RS 9 F<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al I<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, or w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n the l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an fa<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y ha<span class=\"_ _3\"></span>s ex<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>s in t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>roc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s of b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2be\">ren<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>oti<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. B<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>re cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d as n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-per<span class=\"_ _2\"></span>form<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n is to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2bf\">a Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>o ha<span class=\"_ _3\"></span>s l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>p, o<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n i<span class=\"_ _3\"></span>s to a Par<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>om </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2c0\">ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs to b<span class=\"_ _3\"></span>e at s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>nt ri<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k of l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ip a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re a<span class=\"_ _3\"></span>n ord<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ly </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2c1\">set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f de<span class=\"_ _3\"></span>bt i<span class=\"_ _3\"></span>s con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d to be i<span class=\"_ _3\"></span>n qu<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e de<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>is </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2c2\">co<span class=\"_ _3\"></span>ntex<span class=\"_ _3\"></span>t i<span class=\"_ _3\"></span>s a cr<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>l ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ju<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, ab<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ut w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch m<span class=\"_ _3\"></span>ore i<span class=\"_ _3\"></span>nfor<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s set o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n N<span class=\"_ _3\"></span>ote 2. </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-404": {
   "value": "(<span class=\"_ _6\"></span>i<span class=\"_ _5\"></span>) Non-financial assets<span class=\"_ _2d1\"> </span>Ass<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t are s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n are rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t wh<span class=\"_ _3\"></span>en c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>stan<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s or ev<span class=\"_ _5\"></span>ents indicat<span class=\"_ _5\"></span>e ther<span class=\"_ _5\"></span>e may be<span class=\"_ _5\"></span> uncer<span class=\"_ _3\"></span>tain<span class=\"_ _5\"></span>t<span class=\"_ _3\"></span>y o<span class=\"_ _5\"></span>ver their<span class=\"_ _5\"></span> value. A<span class=\"_ _5\"></span>n impairment loss<span class=\"_ _5\"></span> is r<span class=\"_ _5\"></span>ecognised for th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt by w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>\u2019s c<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt exc<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>s its re<span class=\"_ _3\"></span>cov<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>\u2019s fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue l<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>sts to s<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>l or i<span class=\"_ _3\"></span>ts va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e-in<span class=\"_ _3\"></span>-<span class=\"_ _2d1\"> </span>use. Re<span class=\"_ _5\"></span>fer t<span class=\"_ _5\"></span>o accoun<span class=\"_ _5\"></span>ting policy<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>l<span class=\"_ _6\"></span>) for<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup\u2019s impairmen<span class=\"_ _5\"></span>t policy f<span class=\"_ _5\"></span>or goodwill.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-406": {
   "value": "(<span class=\"_ _6\"></span>ii<span class=\"_ _5\"></span>) Financial assets Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d at a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>st are i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g an e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>. The model<span class=\"_ _5\"></span> splits financial<span class=\"_ _5\"></span> assets int<span class=\"_ _5\"></span>o performing, underperforming<span class=\"_ _5\"></span> and non-<span class=\"_ _5\"></span>per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> ca<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t qu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y si<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>nit<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. At in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>nit<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n financial asset<span class=\"_ _5\"></span>s are<span class=\"_ _5\"></span> considered t<span class=\"_ _5\"></span>o be<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>forming. T<span class=\"_ _5\"></span>hey become<span class=\"_ _5\"></span> underper<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> where t<span class=\"_ _5\"></span>here has been a<span class=\"_ _5\"></span> significant<span class=\"_ _5\"></span> increase in<span class=\"_ _5\"></span> credit risk<span class=\"_ _5\"></span> since init<span class=\"_ _5\"></span>ial recognition,<span class=\"_ _5\"></span> and non-<span class=\"_ _5\"></span>per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> when the<span class=\"_ _3\"></span>re i<span class=\"_ _3\"></span>s ob<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve evi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ce of i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>irm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>. 12 mo<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>hs of e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d within e<span class=\"_ _5\"></span>xpenses in t<span class=\"_ _5\"></span>he stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income and<span class=\"_ _5\"></span> netted against<span class=\"_ _5\"></span> the financial<span class=\"_ _5\"></span> asset in<span class=\"_ _5\"></span> the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position f<span class=\"_ _5\"></span>or all<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> financial assets, wi<span class=\"_ _5\"></span>th life<span class=\"_ _5\"></span>time expect<span class=\"_ _5\"></span>ed credit<span class=\"_ _5\"></span> losses recognised<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> underper<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> and non-<span class=\"_ _5\"></span>per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> financial assets.<span class=\"_ _5\"></span> Ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s are b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>stor<span class=\"_ _3\"></span>ic l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f lo<span class=\"_ _3\"></span>ss ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r the re<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>evan<span class=\"_ _3\"></span>t financial asset<span class=\"_ _5\"></span>s, with due<span class=\"_ _5\"></span> consideration<span class=\"_ _5\"></span> given t<span class=\"_ _5\"></span>o f<span class=\"_ _5\"></span>or<span class=\"_ _3\"></span>ward-<span class=\"_ _6\"></span>l<span class=\"_ _3\"></span>ooking inf<span class=\"_ _5\"></span>ormation. Th<span class=\"_ _3\"></span>e mos<span class=\"_ _3\"></span>t si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>t ca<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d at a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>st for t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p are business loans<span class=\"_ _5\"></span> to P<span class=\"_ _5\"></span>artners<span class=\"_ _3\"></span>, which<span class=\"_ _5\"></span> are e<span class=\"_ _5\"></span>xplained in mor<span class=\"_ _5\"></span>e detail<span class=\"_ _5\"></span> in Not<span class=\"_ _5\"></span>e 15. T<span class=\"_ _5\"></span>he significant<span class=\"_ _5\"></span> increase<span class=\"_ _5\"></span> in credit<span class=\"_ _5\"></span> risk which<span class=\"_ _5\"></span> triggers the<span class=\"_ _5\"></span> move<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> underper<span class=\"_ _3\"></span>forming<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> these as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts is w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>ey are m<span class=\"_ _3\"></span>ore t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>n 30 d<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>st d<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>, in l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t in IF<span class=\"_ _3\"></span>RS 9 F<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al I<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, or w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n the l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an fa<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y ha<span class=\"_ _3\"></span>s ex<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>s in t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>roc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s of b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng ren<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>oti<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. B<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>re cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d as n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-per<span class=\"_ _2\"></span>form<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n is to a Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>o ha<span class=\"_ _3\"></span>s l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>p, o<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n i<span class=\"_ _3\"></span>s to a Par<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>om ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs to b<span class=\"_ _3\"></span>e at s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>nt ri<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k of l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ip a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re a<span class=\"_ _3\"></span>n ord<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ly set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f de<span class=\"_ _3\"></span>bt i<span class=\"_ _3\"></span>s con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d to be i<span class=\"_ _3\"></span>n qu<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e de<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>is co<span class=\"_ _3\"></span>ntex<span class=\"_ _3\"></span>t i<span class=\"_ _3\"></span>s a cr<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>l ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ju<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, ab<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ut w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch m<span class=\"_ _3\"></span>ore i<span class=\"_ _3\"></span>nfor<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s set o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n N<span class=\"_ _3\"></span>ote 2. ",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-363": {
   "value": "(<span class=\"_ _6\"></span>ag) F<span class=\"_ _5\"></span>oreign currenc<span class=\"_ _5\"></span>y translation<span class=\"_ _2d1\"> </span>The Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> present<span class=\"_ _5\"></span>ation and t<span class=\"_ _5\"></span>he Compan<span class=\"_ _5\"></span>y<span class=\"_ _3\"></span>\u2019s f<span class=\"_ _5\"></span>unctional curr<span class=\"_ _5\"></span>ency is<span class=\"_ _5\"></span> pounds Sterling.<span class=\"_ _2d1\"> </span>The st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of compr<span class=\"_ _5\"></span>ehensive income<span class=\"_ _5\"></span> and st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of cash<span class=\"_ _5\"></span> flows f<span class=\"_ _5\"></span>or f<span class=\"_ _5\"></span>oreign subsidiarie<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span>are tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d into t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>enta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>cy us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g exc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e rate<span class=\"_ _3\"></span>s preva<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>t the<span class=\"_ _2d1\"> </span>date<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> transact<span class=\"_ _5\"></span>ion. The st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position f<span class=\"_ _5\"></span>or f<span class=\"_ _5\"></span>oreign subsidiarie<span class=\"_ _5\"></span>s is tr<span class=\"_ _5\"></span>anslated<span class=\"_ _2d1\"> </span>at th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar-end ex<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge ra<span class=\"_ _3\"></span>te. E<span class=\"_ _3\"></span>xc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e rate d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g fro<span class=\"_ _3\"></span>m th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e tran<span class=\"_ _3\"></span>sl<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re<span class=\"_ _2d1\"> </span>tak<span class=\"_ _5\"></span>en t<span class=\"_ _5\"></span>o the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of c<span class=\"_ _5\"></span>omprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span>Fore<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>n cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>ncy t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s are t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sl<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>to pou<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s S<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ex<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge ra<span class=\"_ _3\"></span>te<span class=\"_ _2d1\"> </span>pre<span class=\"_ _5\"></span>vailing at<span class=\"_ _5\"></span> the dat<span class=\"_ _5\"></span>e of t<span class=\"_ _5\"></span>he tran<span class=\"_ _5\"></span>sactions. Monet<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>y assets<span class=\"_ _5\"></span> and liabilities<span class=\"_ _5\"></span> denominated<span class=\"_ _5\"></span> in<span class=\"_ _2d1\"> </span>fore<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>n cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nci<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g the ra<span class=\"_ _3\"></span>te of ex<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge r<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g at t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate a<span class=\"_ _3\"></span>nd<span class=\"_ _2d1\"> </span>the g<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>in o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>n tran<span class=\"_ _3\"></span>sl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e.<span class=\"_ _2d1\"> </span>Non-mone<span class=\"_ _5\"></span>tary assets<span class=\"_ _5\"></span> and liabilities<span class=\"_ _5\"></span> which are<span class=\"_ _5\"></span> held at his<span class=\"_ _5\"></span>torical<span class=\"_ _5\"></span> cost ar<span class=\"_ _5\"></span>e translat<span class=\"_ _5\"></span>ed using<span class=\"_ _2d1\"> </span>exc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e rate<span class=\"_ _3\"></span>s preva<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g at t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f the t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on; t<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>se h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e are t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sl<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g exc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e rate<span class=\"_ _3\"></span>s ru<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e da<span class=\"_ _3\"></span>te on w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e was d<span class=\"_ _3\"></span>ete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-405": {
   "value": "<div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2c4\">The Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> present<span class=\"_ _5\"></span>ation and t<span class=\"_ _5\"></span>he Compan<span class=\"_ _5\"></span>y<span class=\"_ _3\"></span>\u2019s f<span class=\"_ _5\"></span>unctional curr<span class=\"_ _5\"></span>ency is<span class=\"_ _5\"></span> pounds Sterling.<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2c5\">The st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of compr<span class=\"_ _5\"></span>ehensive income<span class=\"_ _5\"></span> and st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of cash<span class=\"_ _5\"></span> flows f<span class=\"_ _5\"></span>or f<span class=\"_ _5\"></span>oreign subsidiarie<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2c6\">are tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d into t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>enta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>cy us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g exc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e rate<span class=\"_ _3\"></span>s preva<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>t the<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2c7\">date<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> transact<span class=\"_ _5\"></span>ion. The st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position f<span class=\"_ _5\"></span>or f<span class=\"_ _5\"></span>oreign subsidiarie<span class=\"_ _5\"></span>s is tr<span class=\"_ _5\"></span>anslated<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2c8\">at th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar-end ex<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge ra<span class=\"_ _3\"></span>te. E<span class=\"_ _3\"></span>xc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e rate d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g fro<span class=\"_ _3\"></span>m th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e tran<span class=\"_ _3\"></span>sl<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2c9\">tak<span class=\"_ _5\"></span>en t<span class=\"_ _5\"></span>o the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of c<span class=\"_ _5\"></span>omprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span> </div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-364": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs2cb\">(<span class=\"_ _6\"></span>ah<span class=\"_ _5\"></span>) Segment reporting<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2cc\">Op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d in a m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tent w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2cd\">to<span class=\"_ _5\"></span> the Chie<span class=\"_ _5\"></span>f Operating<span class=\"_ _5\"></span> Decision-Maker<span class=\"_ _6\"></span>. The C<span class=\"_ _5\"></span>hief Operat<span class=\"_ _5\"></span>ing Decision-Mak<span class=\"_ _5\"></span>er,<span class=\"_ _5\"></span> responsible f<span class=\"_ _5\"></span>or </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2ce\">al<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng re<span class=\"_ _3\"></span>sou<span class=\"_ _3\"></span>rce<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f the o<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g se<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>, h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2cf\">id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tif<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>s the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cut<span class=\"_ _3\"></span>ive C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-365": {
   "value": "(ai) Current and non-current disclosure Assets which are expected to be recovered or settled no more than 12 months after the reporting date are disclosed as current within the Notes to the financial statements. Those expected to be recovered or settled more than 12 months after the reporting date are disclosed as non-current. Liabilities which are expected or due to be settled no more than 12 months after the reporting date are disclosed as current within the Notes to the financial statements. Those liabilities which are expected or due to be settled more than 12 months after the reporting date are disclosed as non-current. ",
   "dimensions": {
    "concept": "stjamessplaceplc:DescriptionOfAccountingPolicyForCurrentAndNonCurrentDisclosure",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-367": {
   "value": "(aj) Alternative performance measures Within the financial statements, a number of alternative performance measures (APMs) are disclosed. An APM is a measure of financial performance, financial position or cash flows which is not defined by the relevant financial reporting framework, which for the Group is International Financial Reporting Standards as adopted by the UK Endorsement Board. APMs are used to provide greater insight into the performance of the Group and the way it is managed by the Directors. A definition of each of the APMs is included in the glossary of alternative performance measures section, which explains why it is used and, where applicable, explains how the measure can be reconciled to the IFRS financial statements.",
   "dimensions": {
    "concept": "stjamessplaceplc:DescriptionOfAccountingPolicyForAlternativePerformanceMeasures",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-368": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs2e4\">2<span class=\"_ _3\"></span>. Critical accounting e<span class=\"_ _5\"></span>stimates and judgements in applying </div><div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs2e5\">accounting policies<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls52 ws4f gs2e6\">Estima<span class=\"_ _3\"></span>tes<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2e7\">Cri<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>l acc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s are th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h gi<span class=\"_ _3\"></span>ve ri<span class=\"_ _3\"></span>se to a s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>nt ri<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k of ma<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2e8\">adjustment<span class=\"_ _5\"></span> to t<span class=\"_ _5\"></span>he balances r<span class=\"_ _5\"></span>ecognised in t<span class=\"_ _5\"></span>he financial s<span class=\"_ _5\"></span>tatemen<span class=\"_ _5\"></span>ts within<span class=\"_ _5\"></span> the next 12<span class=\"_ _5\"></span> months. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2e9\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s cri<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>l ac<span class=\"_ _3\"></span>cou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s rel<span class=\"_ _3\"></span>ate to:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs2ea\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">determ<span class=\"_ _5\"></span>ining the v<span class=\"_ _5\"></span>alue of<span class=\"_ _5\"></span> insurance c<span class=\"_ _5\"></span>ontract<span class=\"_ _5\"></span> liabilities and<span class=\"_ _5\"></span> reinsur<span class=\"_ _5\"></span>ance assets<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs2eb\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">determ<span class=\"_ _5\"></span>ining the f<span class=\"_ _5\"></span>air v<span class=\"_ _5\"></span>alue of in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> property<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs2ec\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">determ<span class=\"_ _5\"></span>ining the f<span class=\"_ _5\"></span>air v<span class=\"_ _5\"></span>alue of L<span class=\"_ _5\"></span>evel<span class=\"_ _5\"></span> 3 fixed<span class=\"_ _5\"></span> income securities<span class=\"_ _5\"></span> and equities<span class=\"_ _5\"></span> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs2ed\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">determ<span class=\"_ _5\"></span>ining the v<span class=\"_ _5\"></span>alue of<span class=\"_ _5\"></span> the Ongoing Service E<span class=\"_ _5\"></span>vidence pr<span class=\"_ _5\"></span>ovision<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs2ee\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">determ<span class=\"_ _5\"></span>ining the v<span class=\"_ _5\"></span>alue of<span class=\"_ _5\"></span> the complaints<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vision<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2ef\">Estimat<span class=\"_ _5\"></span>es ar<span class=\"_ _5\"></span>e also a<span class=\"_ _5\"></span>pplied in calculating<span class=\"_ _5\"></span> other asse<span class=\"_ _5\"></span>ts of<span class=\"_ _5\"></span> the financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements, including </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2f0\">de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f de<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red ta<span class=\"_ _3\"></span>x as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s, t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2f1\">readiness<span class=\"_ _5\"></span> prepayment and<span class=\"_ _5\"></span> other pr<span class=\"_ _5\"></span>ovisions. </div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs2f2\">Determining the<span class=\"_ _5\"></span> value of<span class=\"_ _5\"></span> insurance contract liabilities<span class=\"_ _5\"></span> and reinsurance as<span class=\"_ _5\"></span>sets </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2f3\">In a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith I<span class=\"_ _3\"></span>F<span class=\"_ _3\"></span>RS 17<span class=\"_ _5\"></span>, th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s us<span class=\"_ _3\"></span>ed t<span class=\"_ _3\"></span>he fol<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>owi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns i<span class=\"_ _3\"></span>n the c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2f4\">of insur<span class=\"_ _5\"></span>ance cont<span class=\"_ _5\"></span>ract<span class=\"_ _5\"></span> liabilities and<span class=\"_ _5\"></span> reinsurance<span class=\"_ _5\"></span> assets:<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs2f5\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d rate of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent re<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on c<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t ris<span class=\"_ _3\"></span>k-free sw<span class=\"_ _3\"></span>ap ra<span class=\"_ _3\"></span>tes<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs2f6\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the m<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>tali<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d mo<span class=\"_ _3\"></span>rb<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lts o<span class=\"_ _3\"></span>f an i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tig<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2f7\">experience during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs2f8\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>l of ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s, w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ich fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w is b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>al ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n 2024 </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2f9\">an<span class=\"_ _3\"></span>d exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted ra<span class=\"_ _3\"></span>tes i<span class=\"_ _3\"></span>n 2025 a<span class=\"_ _3\"></span>nd ove<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>ng te<span class=\"_ _3\"></span>rm<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs2fa\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the l<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>pse a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n, w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ich i<span class=\"_ _3\"></span>s se<span class=\"_ _3\"></span>t ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n an i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nce d<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>rin<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs2fb\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>s dete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed u<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g a cos<span class=\"_ _3\"></span>t of c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital a<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h wi<span class=\"_ _3\"></span>th a 3% c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2fc\">(<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: 3%)<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>ere h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en n<span class=\"_ _3\"></span>o ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge d<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs2fd\">Further de<span class=\"_ _5\"></span>tails o<span class=\"_ _5\"></span>f the v<span class=\"_ _5\"></span>aluation of<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> contrac<span class=\"_ _5\"></span>t liabilities<span class=\"_ _5\"></span> and reinsur<span class=\"_ _5\"></span>ance asset<span class=\"_ _5\"></span>s, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs2fe\">in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g se<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, are s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t in N<span class=\"_ _3\"></span>ote 1<span class=\"_ _3\"></span>7<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs2ff\">Determining the<span class=\"_ _5\"></span> fair value<span class=\"_ _5\"></span> of inv<span class=\"_ _5\"></span>estment property<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs300\">In a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith I<span class=\"_ _3\"></span>AS 40<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s at c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs301\">subsequently<span class=\"_ _5\"></span> remeasures<span class=\"_ _5\"></span> its portfolio t<span class=\"_ _5\"></span>o fair<span class=\"_ _5\"></span> value<span class=\"_ _5\"></span> in the s<span class=\"_ _5\"></span>tatemen<span class=\"_ _5\"></span>t of financial<span class=\"_ _5\"></span> position. Fair<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs302\">val<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d at l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>st m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>ly by p<span class=\"_ _3\"></span>rofes<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l ex<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. It i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on a<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs303\">ma<span class=\"_ _3\"></span>rket va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rda<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e gu<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Roya<span class=\"_ _3\"></span>l In<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs304\">of Ch<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d Su<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>veyor<span class=\"_ _3\"></span>s (RICS), bei<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t tha<span class=\"_ _3\"></span>t wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>ed f<span class=\"_ _3\"></span>rom a sa<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs305\">of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>n an o<span class=\"_ _3\"></span>rde<span class=\"_ _3\"></span>rl<span class=\"_ _3\"></span>y tran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs307\">Th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y is i<span class=\"_ _3\"></span>nh<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve as i<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>s, a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g oth<span class=\"_ _3\"></span>er fa<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls49 ws2 gs308\">as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns to b<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>de re<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g the a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y of e<span class=\"_ _3\"></span>xi<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g ten<span class=\"_ _3\"></span>ant<span class=\"_ _3\"></span>s to me<span class=\"_ _3\"></span>et th<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>r ren<span class=\"_ _3\"></span>tal o<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs309\">over t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>re li<span class=\"_ _3\"></span>fe of th<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>r l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, the e<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>nto th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>ture<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs30a\">the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of a p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>\u2019s pote<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>al to re<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>in a<span class=\"_ _3\"></span>s an a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve tec<span class=\"_ _3\"></span>hn<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>onf<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs30b\">exi<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g an<span class=\"_ _3\"></span>d pro<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve ten<span class=\"_ _3\"></span>ant<span class=\"_ _3\"></span>s in a c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d a ju<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t on t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 wsbf gs30c\">of a<span class=\"_ _5\"></span> building, its location<span class=\"_ _5\"></span> and the<span class=\"_ _5\"></span> surrounding<span class=\"_ _5\"></span> environmen<span class=\"_ _5\"></span>t. Wherev<span class=\"_ _5\"></span>er appropr<span class=\"_ _5\"></span>iate, sust<span class=\"_ _5\"></span>ainability </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs30d\">an<span class=\"_ _3\"></span>d env<span class=\"_ _3\"></span>iro<span class=\"_ _3\"></span>nm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tal m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rs are a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>ral p<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>t of the va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>n a val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs30e\">cont<span class=\"_ _5\"></span>ex<span class=\"_ _3\"></span>t, sust<span class=\"_ _5\"></span>ainabilit<span class=\"_ _3\"></span>y encompasses<span class=\"_ _5\"></span> a wide r<span class=\"_ _5\"></span>ange of<span class=\"_ _5\"></span> physical, social,<span class=\"_ _5\"></span> environment<span class=\"_ _5\"></span>al and<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs30f\">ec<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>ic fa<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at c<span class=\"_ _3\"></span>an a<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fect v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e ran<span class=\"_ _3\"></span>ge o<span class=\"_ _3\"></span>f is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>s key env<span class=\"_ _3\"></span>iro<span class=\"_ _3\"></span>nm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tal ri<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ks<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs310\">such as<span class=\"_ _5\"></span> flooding, energy e<span class=\"_ _5\"></span>f<span class=\"_ _3\"></span>ficiency and<span class=\"_ _5\"></span> climate,<span class=\"_ _5\"></span> as well<span class=\"_ _5\"></span> as design, configur<span class=\"_ _5\"></span>ation, accessibility<span class=\"_ _5\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs311\">legislation, management and<span class=\"_ _5\"></span> fiscal consider<span class=\"_ _5\"></span>ations and, addit<span class=\"_ _5\"></span>ionally,<span class=\"_ _5\"></span> current<span class=\"_ _5\"></span> and hist<span class=\"_ _5\"></span>orical land<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs312\">us<span class=\"_ _3\"></span>e. As s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>, inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt pro<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ies a<span class=\"_ _3\"></span>re cl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d as Leve<span class=\"_ _3\"></span>l 3 i<span class=\"_ _3\"></span>n the I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 13 fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>rchy </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs313\">be<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>ey are va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tec<span class=\"_ _3\"></span>hn<span class=\"_ _3\"></span>iq<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are n<span class=\"_ _3\"></span>ot b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n ob<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs314\">During the<span class=\"_ _5\"></span> year<span class=\"_ _5\"></span>, SJP<span class=\"_ _5\"></span> announced the decision<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> wind down<span class=\"_ _5\"></span> the Pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ty Unit T<span class=\"_ _6\"></span>rust and<span class=\"_ _5\"></span> remov<span class=\"_ _5\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs315\">the P<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _2\"></span>y Life a<span class=\"_ _3\"></span>nd Pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n fu<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>pt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ss o<span class=\"_ _3\"></span>f de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs316\">inv<span class=\"_ _5\"></span>estment pr<span class=\"_ _5\"></span>opert<span class=\"_ _3\"></span>y remains<span class=\"_ _5\"></span> unchanged. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs317\">Further de<span class=\"_ _5\"></span>tails o<span class=\"_ _5\"></span>f the v<span class=\"_ _5\"></span>aluation of<span class=\"_ _5\"></span> inv<span class=\"_ _5\"></span>estment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties, including<span class=\"_ _5\"></span> sensitivity analysis, are<span class=\"_ _5\"></span> set </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs318\">ou<span class=\"_ _3\"></span>t in N<span class=\"_ _3\"></span>ote 20<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs319\">Determining the<span class=\"_ _5\"></span> fair value<span class=\"_ _5\"></span> of Lev<span class=\"_ _5\"></span>el 3 fix<span class=\"_ _5\"></span>ed income securi<span class=\"_ _5\"></span>ties and equities<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs31a\">In a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith I<span class=\"_ _3\"></span>F<span class=\"_ _3\"></span>RS 9, t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p el<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ts to cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>ts po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>o of po<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>icy<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>com<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3e ws4 gs31b\">securities<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> value t<span class=\"_ _5\"></span>hrough pr<span class=\"_ _5\"></span>ofit and<span class=\"_ _5\"></span> loss t<span class=\"_ _5\"></span>o match<span class=\"_ _5\"></span> the acc<span class=\"_ _5\"></span>ounting f<span class=\"_ _5\"></span>or policyholder liabilit<span class=\"_ _5\"></span>ies. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs31c\">It<span class=\"_ _3\"></span>s po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io o<span class=\"_ _3\"></span>f eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s is re<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red to b<span class=\"_ _3\"></span>e he<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>. As a re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs31d\">al<span class=\"_ _3\"></span>l fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s are h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>st ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs31e\">fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>cal<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>y be<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e tran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>.e<span class=\"_ _3\"></span>. th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs31f\">of th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on g<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>n or re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs320\">A nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>re he<span class=\"_ _3\"></span>ld i<span class=\"_ _3\"></span>n pr<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>te cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d pr<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>te eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs321\">recognised<span class=\"_ _5\"></span> within fixed<span class=\"_ _5\"></span> income securities<span class=\"_ _5\"></span> and within<span class=\"_ _5\"></span> equities, respec<span class=\"_ _5\"></span>tively<span class=\"_ _5\"></span>, on t<span class=\"_ _5\"></span>he consolidat<span class=\"_ _5\"></span>ed </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs322\">stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> financial posit<span class=\"_ _5\"></span>ion<span class=\"_ _3\"></span>. The<span class=\"_ _5\"></span> fair<span class=\"_ _5\"></span> value of<span class=\"_ _5\"></span> these asse<span class=\"_ _5\"></span>ts is de<span class=\"_ _5\"></span>termined f<span class=\"_ _5\"></span>ollowing a<span class=\"_ _5\"></span> monthly </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs323\">val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>roc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h us<span class=\"_ _3\"></span>es t<span class=\"_ _3\"></span>wo d<span class=\"_ _3\"></span>if<span class=\"_ _2\"></span>feren<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>s ver<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on by </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs324\">profe<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al ex<span class=\"_ _2\"></span>tern<span class=\"_ _3\"></span>al va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>ls u<span class=\"_ _3\"></span>se s<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rket c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>ves a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d an es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs325\">of fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d to fl<span class=\"_ _3\"></span>ow fro<span class=\"_ _3\"></span>m the i<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>y. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs326\">Th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y su<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve as th<span class=\"_ _3\"></span>ey re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire a n<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r of a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s to be m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs327\">su<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>s dete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g wh<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ch e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ves a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>r rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs328\">performance met<span class=\"_ _5\"></span>rics (<span class=\"_ _6\"></span>for<span class=\"_ _5\"></span> example earnings<span class=\"_ _5\"></span> befor<span class=\"_ _5\"></span>e int<span class=\"_ _5\"></span>erest, tax, depr<span class=\"_ _5\"></span>eciation and<span class=\"_ _5\"></span> amor<span class=\"_ _3\"></span>tisation<span class=\"_ _6\"></span>),<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs329\">de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ap<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ate di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt ra<span class=\"_ _3\"></span>tes an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>w fore<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>sts to u<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, the w<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ght<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs32a\">to ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>y to ea<span class=\"_ _3\"></span>ch va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n met<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>y, and th<span class=\"_ _3\"></span>e po<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>t in th<span class=\"_ _3\"></span>e ra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e of va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s to se<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct a<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs32b\">the fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>. As th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>ts to th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>s are u<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>obs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts i<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs32c\">pr<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>te cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d pr<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>te eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts are c<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s Leve<span class=\"_ _3\"></span>l 3 in th<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>FRS 1<span class=\"_ _3\"></span>3 fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue h<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>rarc<span class=\"_ _3\"></span>hy. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs32d\">Further de<span class=\"_ _5\"></span>tails about<span class=\"_ _5\"></span> the v<span class=\"_ _5\"></span>aluation models, including sensi<span class=\"_ _5\"></span>tivity analysis, is set<span class=\"_ _5\"></span> out in<span class=\"_ _5\"></span> Note<span class=\"_ _5\"></span> 20.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls3 ws2 gs32f\">De<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ing t<span class=\"_ _3\"></span>he va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e On<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g Ser<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ice E<span class=\"_ _3\"></span>vid<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>rovis<span class=\"_ _3\"></span>ion </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs330\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>as c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>tte<span class=\"_ _3\"></span>d to revi<span class=\"_ _3\"></span>ew t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>-po<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>at h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>d for </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs331\">on<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vic<span class=\"_ _3\"></span>es s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ce t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tar<span class=\"_ _3\"></span>t of 2<span class=\"_ _3\"></span>018 b<span class=\"_ _3\"></span>ut w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>e evi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e of d<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>y fa<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs332\">the a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le s<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>. Whe<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ard o<span class=\"_ _3\"></span>f evi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e is d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>ed by t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p to be </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs333\">ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l inv<span class=\"_ _3\"></span>ite c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to jo<span class=\"_ _3\"></span>in th<span class=\"_ _3\"></span>e rev<span class=\"_ _3\"></span>iew (the \u2018O<span class=\"_ _3\"></span>pt-In po<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>\u2019), but wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re the </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs334\">stan<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ard of e<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e is d<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>d to b<span class=\"_ _3\"></span>e po<span class=\"_ _3\"></span>or th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p wi<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>n the rev<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ew un<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ss </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs335\">instruct<span class=\"_ _5\"></span>ed otherwise (<span class=\"_ _6\"></span>the<span class=\"_ _5\"></span> \u2018Opt<span class=\"_ _5\"></span>-Out population\u2019<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs336\">In a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith I<span class=\"_ _3\"></span>AS 37<span class=\"_ _5\"></span>, a<span class=\"_ _3\"></span>nd ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g an i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f a sta<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs337\">rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t of c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>ken by a s<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d pe<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>as q<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ant<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs338\">On<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g Se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e Evi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n as t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>t est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f the a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t ne<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y to s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs339\">the pr<span class=\"_ _5\"></span>esent obligation,<span class=\"_ _5\"></span> taking int<span class=\"_ _5\"></span>o accoun<span class=\"_ _5\"></span>t the<span class=\"_ _5\"></span> associated risk<span class=\"_ _5\"></span>s and unc<span class=\"_ _5\"></span>er<span class=\"_ _3\"></span>taint<span class=\"_ _5\"></span>ies.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs33a\">Th<span class=\"_ _3\"></span>e pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od fo<span class=\"_ _3\"></span>r the rev<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ew ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d by the G<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>up to co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce f<span class=\"_ _3\"></span>rom 201<span class=\"_ _3\"></span>8 fol<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>owi<span class=\"_ _3\"></span>ng </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs33b\">an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>n forc<span class=\"_ _3\"></span>e du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>s pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs33c\">retai<span class=\"_ _3\"></span>n ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f de<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ver<span class=\"_ _2\"></span>y for thi<span class=\"_ _3\"></span>s p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d of ti<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs33d\">Key esti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g the e<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>re: </div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs33e\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">ex<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on f<span class=\"_ _3\"></span>rom a re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>tive c<span class=\"_ _3\"></span>oh<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>t \u2013 tha<span class=\"_ _3\"></span>t the i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, of a sta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs33f\">cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ntat<span class=\"_ _3\"></span>ive c<span class=\"_ _3\"></span>oh<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t o<span class=\"_ _3\"></span>f cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rds<span class=\"_ _3\"></span>, ca<span class=\"_ _3\"></span>n be e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted to t<span class=\"_ _3\"></span>he w<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>er rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs340\">population </div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs341\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">Op<span class=\"_ _3\"></span>t-In resp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>nse ra<span class=\"_ _3\"></span>te \u2013 th<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e rate by c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to an i<span class=\"_ _3\"></span>nvi<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, ta<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nto a<span class=\"_ _3\"></span>cco<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs342\">industry experience<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs343\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">administr<span class=\"_ _5\"></span>ation costs<span class=\"_ _5\"></span> \u2013 that<span class=\"_ _5\"></span> in-house<span class=\"_ _5\"></span> historic<span class=\"_ _5\"></span> experience and<span class=\"_ _5\"></span> wider mark<span class=\"_ _5\"></span>et experience<span class=\"_ _5\"></span> of </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs344\">si<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>r exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s ca<span class=\"_ _3\"></span>n be u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d to es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te the c<span class=\"_ _3\"></span>ost to f<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>l th<span class=\"_ _3\"></span>e exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs345\">Further de<span class=\"_ _5\"></span>tails o<span class=\"_ _5\"></span>f the pr<span class=\"_ _5\"></span>ovision, including<span class=\"_ _5\"></span> sensitivity analysis, are<span class=\"_ _5\"></span> set out<span class=\"_ _5\"></span> in Not<span class=\"_ _5\"></span>e 18.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs346\">Determining the<span class=\"_ _5\"></span> value of<span class=\"_ _5\"></span> the complaints provi<span class=\"_ _5\"></span>sion </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs347\">In a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith I<span class=\"_ _3\"></span>AS 37 th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>as c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>ed to q<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>y th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ts p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs348\">the b<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>t es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt n<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y to se<span class=\"_ _3\"></span>tt<span class=\"_ _3\"></span>le t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ob<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, tak<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nto ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs349\">the associa<span class=\"_ _5\"></span>ted risk<span class=\"_ _5\"></span>s and uncertain<span class=\"_ _5\"></span>ties. The k<span class=\"_ _5\"></span>ey<span class=\"_ _5\"></span> estimate<span class=\"_ _5\"></span> in assessing t<span class=\"_ _5\"></span>he value<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> provision<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs34a\">is th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng re<span class=\"_ _3\"></span>dre<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>. Fur<span class=\"_ _2\"></span>the<span class=\"_ _3\"></span>r de<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>ls of t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs34b\">are s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t in N<span class=\"_ _3\"></span>ote 1<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs34d\">Judgements<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs34e\">Th<span class=\"_ _3\"></span>e pri<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>s in w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ed j<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>re as fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs34f\">Consolidation<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs350\">Enti<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es are c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d wit<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>tatem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts i<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>ey are c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d by </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs351\">the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p. C<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol e<span class=\"_ _3\"></span>xi<span class=\"_ _3\"></span>sts i<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s ex<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d to, o<span class=\"_ _3\"></span>r ha<span class=\"_ _3\"></span>s ri<span class=\"_ _3\"></span>ght<span class=\"_ _3\"></span>s to, var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ret<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>ns f<span class=\"_ _3\"></span>rom </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs352\">its i<span class=\"_ _3\"></span>nvol<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>as t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y to af<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e retu<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs353\">its p<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>er ove<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e ent<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y. Si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ant j<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t can b<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>nvol<span class=\"_ _3\"></span>ved i<span class=\"_ _3\"></span>n de<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>the<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs354\">Gro<span class=\"_ _3\"></span>up c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rol<span class=\"_ _3\"></span>s an e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y, suc<span class=\"_ _3\"></span>h as i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>se of t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>et u<span class=\"_ _3\"></span>p for th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs355\">se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n tran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, S<span class=\"_ _3\"></span>J<span class=\"_ _3\"></span>P Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r Loa<span class=\"_ _3\"></span>ns N<span class=\"_ _3\"></span>o.<span class=\"_ _3\"></span>1 Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd fo<span class=\"_ _3\"></span>r the G<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s uni<span class=\"_ _3\"></span>t tr<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs356\">A str<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>red e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y is o<span class=\"_ _3\"></span>ne t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n de<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>ed s<span class=\"_ _3\"></span>o th<span class=\"_ _3\"></span>at vot<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g or s<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ar r<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ht<span class=\"_ _3\"></span>s are n<span class=\"_ _3\"></span>ot th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs357\">do<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nt fa<span class=\"_ _3\"></span>ctor i<span class=\"_ _3\"></span>n de<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng w<span class=\"_ _3\"></span>ho c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e en<span class=\"_ _3\"></span>tit<span class=\"_ _2\"></span>y<span class=\"_ _5\"></span>. As a re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>, fa<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s su<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>eth<span class=\"_ _3\"></span>er a </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs358\">Gro<span class=\"_ _3\"></span>up e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y is a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to di<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>e rel<span class=\"_ _3\"></span>evan<span class=\"_ _3\"></span>t ac<span class=\"_ _3\"></span>tiv<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e en<span class=\"_ _3\"></span>tit<span class=\"_ _2\"></span>y and t<span class=\"_ _3\"></span>he ex<span class=\"_ _2\"></span>tent to wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs359\">Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s ex<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d to vari<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>lit<span class=\"_ _2\"></span>y of retu<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>s are c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>f SJ<span class=\"_ _3\"></span>P Par<span class=\"_ _2\"></span>tne<span class=\"_ _3\"></span>r Loa<span class=\"_ _3\"></span>ns N<span class=\"_ _3\"></span>o.<span class=\"_ _3\"></span>1 </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs35a\">Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _3\"></span>, it w<span class=\"_ _3\"></span>as d<span class=\"_ _3\"></span>ete<span class=\"_ _3\"></span>rmi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p do<span class=\"_ _3\"></span>es c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d h<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce it i<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs35b\">Thi<span class=\"_ _3\"></span>s i<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>e to an e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y in th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ju<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>or tra<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>f lo<span class=\"_ _3\"></span>an n<span class=\"_ _3\"></span>ote<span class=\"_ _3\"></span>s, h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs35c\">su<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ect to va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f retu<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e sa<span class=\"_ _3\"></span>me e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y be<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e to dire<span class=\"_ _3\"></span>ct t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>lev<span class=\"_ _3\"></span>ant a<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs35d\">of th<span class=\"_ _3\"></span>e st<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>red e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh i<span class=\"_ _3\"></span>ts ro<span class=\"_ _3\"></span>le o<span class=\"_ _3\"></span>f se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>r to th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed p<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs35e\">Un<span class=\"_ _3\"></span>it tr<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>re co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>an 3<span class=\"_ _3\"></span>0% of t<span class=\"_ _3\"></span>he u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ts in t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t un<span class=\"_ _3\"></span>it t<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs35f\">Thi<span class=\"_ _3\"></span>s i<span class=\"_ _3\"></span>s the t<span class=\"_ _3\"></span>hre<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d at w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p is c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>red to a<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>ieve c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol<span class=\"_ _3\"></span>, h<span class=\"_ _3\"></span>av<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g re<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>rd to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs360\">facto<span class=\"_ _3\"></span>rs s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h as<span class=\"_ _3\"></span>: </div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs361\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the s<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>pe o<span class=\"_ _3\"></span>f de<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-ma<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y he<span class=\"_ _3\"></span>ld by S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pla<span class=\"_ _3\"></span>ce U<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it Trust G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _3\"></span>, </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs362\">the<span class=\"_ _5\"></span> unit trus<span class=\"_ _5\"></span>t manager<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs363\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">ri<span class=\"_ _3\"></span>ght<span class=\"_ _3\"></span>s he<span class=\"_ _3\"></span>ld by e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es to re<span class=\"_ _3\"></span>move t<span class=\"_ _3\"></span>he u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t tru<span class=\"_ _3\"></span>st m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs364\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ure to va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le re<span class=\"_ _3\"></span>tur<span class=\"_ _3\"></span>ns t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h its h<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>it tr<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>ts ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs365\">to inf<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce t<span class=\"_ _3\"></span>he u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t tru<span class=\"_ _3\"></span>st m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>\u2019s rem<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls104 ws110 gs366\">Determining<span class=\"_ _5\"></span> non-performing busines<span class=\"_ _5\"></span>s loans to<span class=\"_ _5\"></span> Partners<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs367\">Bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ans to P<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs are c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d to be n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-per<span class=\"_ _2\"></span>form<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g (<span class=\"_ _5\"></span>S<span class=\"_ _3\"></span>tag<span class=\"_ _3\"></span>e 3<span class=\"_ _5\"></span>), in t<span class=\"_ _3\"></span>he co<span class=\"_ _3\"></span>ntex<span class=\"_ _2\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs368\">of th<span class=\"_ _3\"></span>e de<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n pre<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>d by I<span class=\"_ _3\"></span>FRS 9<span class=\"_ _3\"></span>, if t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re in d<span class=\"_ _3\"></span>efa<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t. T<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>s is d<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s a l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n to eit<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs369\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">a Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r wh<span class=\"_ _3\"></span>o ha<span class=\"_ _3\"></span>s l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>p; o<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs36a\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">a Partner<span class=\"_ _5\"></span> whom management considers<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> be at significan<span class=\"_ _5\"></span>t risk o<span class=\"_ _5\"></span>f leaving the<span class=\"_ _5\"></span> Partnership </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs36b\">an<span class=\"_ _3\"></span>d wh<span class=\"_ _3\"></span>ere a<span class=\"_ _3\"></span>n ord<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>bt is c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d to be in q<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>est<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls104 ws110 gs36c\">Determining<span class=\"_ _5\"></span> the derecognition of<span class=\"_ _5\"></span> business loan<span class=\"_ _5\"></span>s to Partners<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs36d\">Bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ans to P<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs are d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, in t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>onte<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e de<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>cri<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ed  </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs36e\">by IF<span class=\"_ _3\"></span>RS 9, w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>en:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs36f\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n so<span class=\"_ _3\"></span>ld to a th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>-pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs370\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the<span class=\"_ _3\"></span>re i<span class=\"_ _3\"></span>s an o<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to pay re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows i<span class=\"_ _3\"></span>n fu<span class=\"_ _3\"></span>ll w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ut m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>al d<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ay to a t<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>rd-<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs371\">part<span class=\"_ _3\"></span>y under a<span class=\"_ _5\"></span> \u2018pass-t<span class=\"_ _5\"></span>hrough\u2019 arr<span class=\"_ _5\"></span>angement<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs372\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the o<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ator h<span class=\"_ _3\"></span>as t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>tant<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l the r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ks a<span class=\"_ _3\"></span>nd rew<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s of ow<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs373\">See Not<span class=\"_ _5\"></span>e 15<span class=\"_ _5\"></span> for further in<span class=\"_ _5\"></span>formation<span class=\"_ _5\"></span> on the<span class=\"_ _5\"></span> derecognition<span class=\"_ _5\"></span> of business loans<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> Partners.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-369": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs375\">3. Segment reporting<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs376\">IF<span class=\"_ _3\"></span>RS 8 O<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g Se<span class=\"_ _3\"></span>gm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>s op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s to be i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s of i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs377\">rep<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>s ab<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>re reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ly re<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ewe<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Bo<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>n ord<span class=\"_ _3\"></span>er to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs378\">al<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>te res<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rces to e<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h se<span class=\"_ _3\"></span>gm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt an<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss i<span class=\"_ _3\"></span>ts p<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>form<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs379\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s on<span class=\"_ _3\"></span>ly re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>gm<span class=\"_ _3\"></span>ent u<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r IF<span class=\"_ _3\"></span>RS 8 i<span class=\"_ _3\"></span>s a \u2018w<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>lth m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _2\"></span>\u2019 bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss \u2013 </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs37a\">pro<span class=\"_ _5\"></span>viding support to<span class=\"_ _5\"></span> our clients<span class=\"_ _5\"></span> through<span class=\"_ _5\"></span> our network<span class=\"_ _5\"></span> of advisers pr<span class=\"_ _5\"></span>oviding v<span class=\"_ _5\"></span>aluable face-<span class=\"_ _6\"></span>to-<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs37b\">face<span class=\"_ _5\"></span> financial advice,<span class=\"_ _5\"></span> and financial solut<span class=\"_ _5\"></span>ions including (<span class=\"_ _6\"></span>but not<span class=\"_ _5\"></span> limited<span class=\"_ _5\"></span> to<span class=\"_ _6\"></span>) wealth<span class=\"_ _5\"></span> management </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs37c\">pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>cts m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ufa<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p, su<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce b<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ds<span class=\"_ _3\"></span>, p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, un<span class=\"_ _3\"></span>it t<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>SA </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs37d\">inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d a D<span class=\"_ _3\"></span>FM se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs37e\">Se<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rate g<span class=\"_ _3\"></span>eo<span class=\"_ _3\"></span>gra<span class=\"_ _3\"></span>ph<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>gm<span class=\"_ _3\"></span>enta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n is n<span class=\"_ _3\"></span>ot p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ente<span class=\"_ _3\"></span>d s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ce th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up d<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>es no<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs37f\">se<span class=\"_ _3\"></span>gm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t its b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s g<span class=\"_ _3\"></span>eo<span class=\"_ _3\"></span>gra<span class=\"_ _3\"></span>ph<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly. Mo<span class=\"_ _3\"></span>st o<span class=\"_ _3\"></span>f its c<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tome<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>s are b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e Un<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d Ki<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs380\">as i<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. In p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ar, the o<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n b<span class=\"_ _3\"></span>ase<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n Asi<span class=\"_ _3\"></span>a is n<span class=\"_ _3\"></span>ot ye<span class=\"_ _3\"></span>t su<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tly </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs381\">ma<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l for se<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>te con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. </div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls48 ws48 gs382\">Segment re<span class=\"_ _5\"></span>venue<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs383\">Reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved f<span class=\"_ _3\"></span>rom fe<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e is s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n No<span class=\"_ _3\"></span>te 4, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch d<span class=\"_ _3\"></span>eta<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs384\">di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nt t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>s of reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m ou<span class=\"_ _3\"></span>r wea<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>h ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 lsb ws9 gs385\">Segment profit<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs386\">T<span class=\"_ _5\"></span>wo s<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>te me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>s of p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it are m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ito<span class=\"_ _3\"></span>red by t<span class=\"_ _3\"></span>he B<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e are th<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>ost-tax Un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rl<span class=\"_ _3\"></span>yi<span class=\"_ _3\"></span>ng </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs387\">ca<span class=\"_ _3\"></span>sh re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>-tax Euro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>an E<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d Valu<span class=\"_ _3\"></span>e (EEV) profi<span class=\"_ _3\"></span>t. Fu<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er d<span class=\"_ _3\"></span>eta<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>s ca<span class=\"_ _3\"></span>n be fo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs388\">within t<span class=\"_ _5\"></span>he glossary of alt<span class=\"_ _5\"></span>ernative performance<span class=\"_ _5\"></span> measures section. </div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs389\">Underlying cash re<span class=\"_ _5\"></span>sult<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs38a\">Th<span class=\"_ _3\"></span>e me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f cas<span class=\"_ _3\"></span>h p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t mo<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tore<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Bo<span class=\"_ _3\"></span>ard i<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e po<span class=\"_ _3\"></span>st-t<span class=\"_ _5\"></span>a<span class=\"_ _3\"></span>x Un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rl<span class=\"_ _3\"></span>yi<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls49 ws2 gs38b\">For f<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n pl<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se re<span class=\"_ _3\"></span>fer to t<span class=\"_ _3\"></span>he g<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f al<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>tive p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>s se<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs38c\">Mo<span class=\"_ _3\"></span>re de<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>l is p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d in s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on 2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 of t<span class=\"_ _3\"></span>he f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs38d\">Th<span class=\"_ _3\"></span>e Cas<span class=\"_ _3\"></span>h res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t sh<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d not b<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>nf<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>low<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs38e\">wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h is p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>cord<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nce w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h IAS 7.<span class=\"_ _2d1\"> </span></div><div class=\"gs390\"><table class=\"s w16d h136\" id=\"_f0e6a96e-9292-4c6f-ac29-2ac9928124e9\"><tr><td></td><td class=\"t m0 x3e8 h7e y37a0 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y37a0 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y37a1 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y37a1 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x3eb h7e y37a2 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x3ec h1c y37a2 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y37a3 w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x3ee y37a4 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a6 w16f h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">Underlying cash result<span class=\"_ _5\"></span> af<span class=\"_ _3\"></span>ter tax<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ef y37a6 w170 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls96 ws93\">4<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f0 y37a6 w171 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3f ws3f\">392.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3796 w172 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Ongoing Service E<span class=\"_ _5\"></span>vidence pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f1 y3796 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f2 y3796 w173 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>7)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3797 w174 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5 ws176\">M<span class=\"_ _3\"></span>ov<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>e<span class=\"_ _2\"></span>nt<span class=\"_ _3\"></span> i<span class=\"_ _3\"></span>n D<span class=\"_ _3\"></span>AC/D<span class=\"_ _3\"></span>I<span class=\"_ _3\"></span>R<span class=\"_ _3\"></span>/P<span class=\"_ _3\"></span>V<span class=\"_ _3\"></span>I<span class=\"_ _3\"></span>F<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f3 y3797 w175 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f4 y3797 w176 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3798 w177 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">Impact o<span class=\"_ _5\"></span>f policyholder<span class=\"_ _5\"></span> tax as<span class=\"_ _5\"></span>ymmetry (<span class=\"_ _6\"></span>see Not<span class=\"_ _5\"></span>e 4<span class=\"_ _6\"></span>)</div><div class=\"t m0 x3f5 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f6 y37a7 w178 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f7 y37a7 w179 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a8 w17a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Equity-settled shar<span class=\"_ _5\"></span>e-based payments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f8 y37a8 w17b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f9 y37a8 w4f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w17c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f defe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3fa y37a9 w17d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa8 wsa2\">(9<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3fb y37a9 w17e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(2<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w17f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Other<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3fc y379b w180 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3fd y379b w181 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w182 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">IFR<span class=\"_ _3\"></span>S pro<span class=\"_ _3\"></span>fit/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>l<span class=\"_ _3\"></span>oss) afte<span class=\"_ _3\"></span>r ta<span class=\"_ _3\"></span>x<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3fe y379c w183 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">398.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ff y379c w52 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">(<span class=\"_ _6\"></span>9.9<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3764 w184 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Shareholder<span class=\"_ _5\"></span> tax<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x400 y3764 w185 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x401 y3764 w8d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w43 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Profit<span class=\"_ _5\"></span>/<span class=\"_ _6\"></span>(<span class=\"_ _5\"></span>loss<span class=\"_ _5\"></span>) before ta<span class=\"_ _5\"></span>x attributable to shareholders\u2019 returns<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x402 y37aa w44 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">535.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x403 y37aa w45 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w186 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>ax attributable t<span class=\"_ _5\"></span>o policyholder<span class=\"_ _5\"></span> returns<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x404 y37ab w187 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">513<span class=\"_ _3\"></span>.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x405 y37ab w188 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">444.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w189 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">IFR<span class=\"_ _3\"></span>S pro<span class=\"_ _3\"></span>fit b<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>ore t<span class=\"_ _3\"></span>ax<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x406 y3731 w18a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">1,049.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x407 y3731 w3e h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls29 ws28\">439.6<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs391\">1  <span class=\"_ _2d\"> </span>Further in<span class=\"_ _5\"></span>formation on<span class=\"_ _5\"></span> policyholder t<span class=\"_ _5\"></span>ax asymmetry can<span class=\"_ _5\"></span> also be<span class=\"_ _5\"></span> found in<span class=\"_ _5\"></span> the Glossary<span class=\"_ _5\"></span>. </div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls73 ws74 gs392\">EEV oper<span class=\"_ _3\"></span>ating profit<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs393\">EE<span class=\"_ _3\"></span>V op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t is m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ito<span class=\"_ _3\"></span>red by t<span class=\"_ _3\"></span>he B<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts of t<span class=\"_ _3\"></span>he EE<span class=\"_ _3\"></span>V o<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g prof<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>re </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs394\">included in<span class=\"_ _5\"></span> more det<span class=\"_ _5\"></span>ail in<span class=\"_ _5\"></span> the financial<span class=\"_ _5\"></span> review<span class=\"_ _5\"></span> within the<span class=\"_ _5\"></span> Annual R<span class=\"_ _5\"></span>epor<span class=\"_ _3\"></span>t and<span class=\"_ _5\"></span> Accounts.<span class=\"_ _2d1\"> </span></div><div class=\"gs395\"><table class=\"s w18b h137\" id=\"_e5626a57-3e13-4692-9e85-c95a6f00786b\"><tr><td></td><td class=\"t m0 x3e8 h7e y37ac ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y37ac ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y37ad ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x408 h1c y37ad ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x3eb h7e y37ae ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y37ae ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y37af w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x3ee y37b0 w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37b1 w18c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">EE<span class=\"_ _3\"></span>V op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t/(<span class=\"_ _6\"></span>lo<span class=\"_ _3\"></span>ss) before ta<span class=\"_ _3\"></span>x af<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r exc<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al ite<span class=\"_ _3\"></span>ms<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x409 y37b1 w18d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">1,045.0</div></td><td class=\"c n x40a y37b1 w18e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">(<span class=\"_ _5\"></span>1,89<span class=\"_ _5\"></span>1.6<span class=\"_ _1\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37b2 w18f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Investment<span class=\"_ _5\"></span> return variance<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x40b y37b2 w190 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">533<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x40c y37b2 w191 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">5<span class=\"_ _3\"></span>01<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37b3 w192 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Economic<span class=\"_ _5\"></span> assumption c<span class=\"_ _5\"></span>hanges<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x40d y37b3 w19 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x40e y37b3 w71 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">2.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37b4 w193 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">EE<span class=\"_ _3\"></span>V pro<span class=\"_ _3\"></span>fit/<span class=\"_ _5\"></span>(loss<span class=\"_ _5\"></span>) be<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>re ta<span class=\"_ _3\"></span>x<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x40f y37b4 w194 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1,6<span class=\"_ _3\"></span>02<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2</div></td><td class=\"c n x410 y37b4 w195 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y37b5 ff3 fs4 fc2 sc0 ls3 ws2\">Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s to IFR<span class=\"_ _3\"></span>S ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y37b6 w196 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Deduct: amortisation o<span class=\"_ _5\"></span>f purchased<span class=\"_ _5\"></span> value of<span class=\"_ _5\"></span> in-<span class=\"_ _5\"></span>forc<span class=\"_ _5\"></span>e business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x411 y37b6 w197 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x412 y37b6 w198 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37b7 w199 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Move<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>et li<span class=\"_ _3\"></span>fe val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f in<span class=\"_ _3\"></span>-force b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s (<span class=\"_ _5\"></span>ne<span class=\"_ _3\"></span>t of tax)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x413 y37b7 w19a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(3<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)</div></td><td class=\"c n x414 y37b7 w19b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsc9 wse6\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>769<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y37b8 ff3 fs4 fc2 sc0 ls3 ws2\">Move<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>et un<span class=\"_ _3\"></span>it t<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>nd D<span class=\"_ _3\"></span>FM va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of i<span class=\"_ _3\"></span>n-force </td><td></td><td></td></tr><tr><td class=\"c n x265 y37b9 w19c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">business (<span class=\"_ _6\"></span>net of<span class=\"_ _5\"></span> tax<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x415 y37b9 w19d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>345.4<span class=\"_ _5\"></span>)</div></td><td class=\"c n x416 y37b9 w19e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2<span class=\"_ _3\"></span>26<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y37ba ff3 fs4 fc2 sc0 ls6 ws4\">Movemen<span class=\"_ _5\"></span>t of balance<span class=\"_ _5\"></span> sheet ot<span class=\"_ _5\"></span>her value<span class=\"_ _5\"></span> of in-<span class=\"_ _5\"></span>for<span class=\"_ _5\"></span>ce business </td><td></td><td></td></tr><tr><td class=\"c n x265 y3763 w19f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">(<span class=\"_ _5\"></span>ne<span class=\"_ _3\"></span>t of tax)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x417 y3763 w1a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>9<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)</div></td><td class=\"c n x418 y3763 w1a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3764 w1a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>ax on mov<span class=\"_ _5\"></span>ement in<span class=\"_ _5\"></span> value of<span class=\"_ _5\"></span> in-<span class=\"_ _5\"></span>force<span class=\"_ _5\"></span> business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x419 y3764 w1a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(7<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)</div></td><td class=\"c n x41a y3764 w1a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">309.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w43 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Profit<span class=\"_ _5\"></span>/<span class=\"_ _6\"></span>(<span class=\"_ _5\"></span>loss<span class=\"_ _5\"></span>) before ta<span class=\"_ _5\"></span>x attributable to shareholders\u2019 returns<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x402 y37aa w44 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">535.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x403 y37aa w45 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w186 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>ax attributable t<span class=\"_ _5\"></span>o policyholder<span class=\"_ _5\"></span> returns<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x404 y379f w187 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">513<span class=\"_ _3\"></span>.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x405 y379f w188 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">444.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w189 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">IFR<span class=\"_ _3\"></span>S pro<span class=\"_ _3\"></span>fit b<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>ore t<span class=\"_ _3\"></span>ax<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x406 y3731 w18a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">1,049.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x407 y3731 w3e h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls29 ws28\">439.6<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs396\">The mo<span class=\"_ _5\"></span>vement in<span class=\"_ _5\"></span> life,<span class=\"_ _5\"></span> unit trust<span class=\"_ _5\"></span> and DFM, and o<span class=\"_ _5\"></span>ther v<span class=\"_ _5\"></span>alue of in-<span class=\"_ _6\"></span>force<span class=\"_ _5\"></span> business is t<span class=\"_ _5\"></span>he difference<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs397\">be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>en th<span class=\"_ _3\"></span>e op<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>at w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>rge f<span class=\"_ _3\"></span>rom th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs398\">in<span class=\"_ _3\"></span>-force bo<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>k over ti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>e, a<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ter a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g for DAC an<span class=\"_ _3\"></span>d DI<span class=\"_ _3\"></span>R i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are a<span class=\"_ _3\"></span>lre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>dy i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs399\">under IFRS.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls52 ws4f gs39b\">Segme<span class=\"_ _3\"></span>nt assets<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls3 ws2 gs39c\">Fun<span class=\"_ _3\"></span>ds un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r ma<span class=\"_ _3\"></span>nag<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>ent (FU<span class=\"_ _3\"></span>M) </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs39d\">FU<span class=\"_ _3\"></span>M<span class=\"_ _3\"></span>, as re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d in s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 1 of th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al rev<span class=\"_ _3\"></span>iew, i<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f se<span class=\"_ _3\"></span>gm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs39e\">is m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>itore<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n a mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is by t<span class=\"_ _3\"></span>he B<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"gs39f\"><table class=\"s w1a5 h138\" id=\"_44ae1a4a-dfbf-431b-a505-c60369774ee6\"><tr><td></td><td class=\"t m0 x41b h7e y37bb ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y37bb ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y37bc ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y37bc ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y37bd w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x41e y37be w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37bf w1a7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Investment<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41f y37bf w1a8 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">39,180.0</div></td><td class=\"c n x420 y37bf w1a9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">35,990.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37c0 w1aa h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Pension<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x421 y37c0 w1ab h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">101,980.0</div></td><td class=\"c n x422 y37c0 w1ac h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">87<span class=\"_ _5\"></span>,<span class=\"_ _3\"></span>320.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37c1 w1ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">UT<span class=\"_ _5\"></span>/ISA a<span class=\"_ _3\"></span>nd D<span class=\"_ _3\"></span>FM<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x423 y37c1 w1ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">49,050.0</div></td><td class=\"c n x424 y37c1 w1af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">4<span class=\"_ _3\"></span>4,<span class=\"_ _3\"></span>890.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37c2 w1b0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l FU<span class=\"_ _3\"></span>M<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x425 y37c2 w1b1 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">190,<span class=\"_ _3\"></span>210.0</div></td><td class=\"c n x426 y37c2 w1b2 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls38 ws38\">168,<span class=\"_ _3\"></span>200.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y37c3 ff3 fs4 fc2 sc0 ls6 ws4\">Exclude client<span class=\"_ _5\"></span> and thir<span class=\"_ _5\"></span>d-party holdings in non<span class=\"_ _5\"></span>-consolidat<span class=\"_ _5\"></span>ed unit tr<span class=\"_ _5\"></span>usts </td><td></td><td></td></tr><tr><td class=\"c n x265 y3762 w1b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">an<span class=\"_ _3\"></span>d DF<span class=\"_ _3\"></span>M<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x427 y3762 w1b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _6\"></span>4,183.3<span class=\"_ _6\"></span>)</div></td><td class=\"c n x428 y3762 w1b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">(<span class=\"_ _6\"></span>4<span class=\"_ _3\"></span>,360.<span class=\"_ _3\"></span>4<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3763 w1b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Other<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x429 y3763 w1b7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3,9<span class=\"_ _3\"></span>23<span class=\"_ _3\"></span>.7</div></td><td class=\"c n x42a y3763 w1b8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3<span class=\"_ _3\"></span>,968.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w1b9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Gross assets held<span class=\"_ _5\"></span> to cov<span class=\"_ _5\"></span>er unit liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x42b y379d w1ba h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">189,950.<span class=\"_ _3\"></span>4</div></td><td class=\"c n x42c y379d w1bb h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls58 ws56\">1<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>7,<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w1bc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">IFRS int<span class=\"_ _5\"></span>angible assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x42d y379e w1bd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">335.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x42e y379e wf1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">399.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w1be h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Shareholder gr<span class=\"_ _5\"></span>oss assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x42f y379f w1bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">4<span class=\"_ _3\"></span>,589.6</div></td><td class=\"c n x430 y379f w1c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">4,085.<span class=\"_ _5\"></span>7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 we2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x431 y3731 we3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsb9 wsbb\">194,<span class=\"_ _3\"></span>875.<span class=\"_ _3\"></span>1</div></td><td class=\"c n x432 y3731 w1c1 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">172<span class=\"_ _3\"></span>,29<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3a0\">Other r<span class=\"_ _5\"></span>epresents<span class=\"_ _5\"></span> liabilities included<span class=\"_ _5\"></span> within the<span class=\"_ _5\"></span> underlying unit<span class=\"_ _5\"></span> trusts. The un<span class=\"_ _5\"></span>it trust<span class=\"_ _5\"></span> liabilities f<span class=\"_ _5\"></span>orm </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3a1\">a rec<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>tem b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n total F<span class=\"_ _3\"></span>UM<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ted n<span class=\"_ _3\"></span>et of t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d total a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3a2\">which ex<span class=\"_ _5\"></span>clude these<span class=\"_ _5\"></span> liabilities.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3a3\">Mo<span class=\"_ _3\"></span>re de<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>l on I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S inta<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r gro<span class=\"_ _3\"></span>ss a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets i<span class=\"_ _3\"></span>s prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in s<span class=\"_ _3\"></span>ect<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n 2.<span class=\"_ _2\"></span>2 of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3a4\">the financial<span class=\"_ _5\"></span> re<span class=\"_ _5\"></span>view.<span class=\"_ _5\"></span> </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-370": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs3a6\">4. Fee and comm<span class=\"_ _5\"></span>ission income<span class=\"_ _2d1\"> </span></div><div class=\"gs3a7\"><table class=\"s w1c2 h139\" id=\"_30d91f2b-c53b-4edd-b3a8-8696d6d50b5c\"><tr><td></td><td class=\"t m0 x433 h7e y37c4 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y37c4 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y37c5 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y37c5 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x41c h7e y37c6 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y37c6 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y37c7 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y37c8 w1a6 h12c\"><div class=\"t m0 x262 h7e y372e ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375e w1c3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Adv<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es (p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t RD<span class=\"_ _3\"></span>R)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x435 y375e w1c4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">1,089.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x436 y375e w1c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">954<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375f w1c6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Third-<span class=\"_ _6\"></span>p<span class=\"_ _3\"></span>art<span class=\"_ _3\"></span>y f<span class=\"_ _5\"></span>ee and commission<span class=\"_ _5\"></span> income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x437 y375f w1c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>31.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x438 y375f w1c8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">132.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3760 w1c9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Wealt<span class=\"_ _5\"></span>h management<span class=\"_ _5\"></span> fees<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x439 y3760 w1ca h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">1,<span class=\"_ _3\"></span>234<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x43a y3760 w1cb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">1,065.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37c9 w1cc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> management f<span class=\"_ _5\"></span>ees<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x43b y37c9 w1cd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">74<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x43c y37c9 w1ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">68.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ca w1cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fund<span class=\"_ _5\"></span> tax<span class=\"_ _5\"></span> deductions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x43d y37ca w1d0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">513.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x43e y37ca w1d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">444.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cb w1d2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">Policyholder<span class=\"_ _5\"></span> tax<span class=\"_ _5\"></span> asymmetry<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x43f y37cb w178 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x440 y37cb w1d3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cc w1d4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Discre<span class=\"_ _5\"></span>tionary fund<span class=\"_ _5\"></span> management f<span class=\"_ _5\"></span>ees<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x441 y37cc w1d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x442 y37cc w1d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w1d7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Fee<span class=\"_ _5\"></span> and commission income before DIR amortisation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x443 y37cd w1d8 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">3,026.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x444 y37cd w1d9 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">2,643.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w1da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Amortisation of<span class=\"_ _5\"></span> DIR<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x445 y37ab w1db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x446 y37ab w1dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">145<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w1dd h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal fee and commission income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x447 y3731 w1de h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">3,163<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x448 y3731 w1df h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">2,78<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3a9\">Adv<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved f<span class=\"_ _3\"></span>rom c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts for t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l an<span class=\"_ _3\"></span>d on<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3aa\">in re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to a p<span class=\"_ _3\"></span>ost-Retai<span class=\"_ _3\"></span>l D<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on Rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w (<span class=\"_ _5\"></span>R<span class=\"_ _3\"></span>DR) inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent i<span class=\"_ _3\"></span>nto a S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Jam<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3ab\">or thir<span class=\"_ _5\"></span>d-party product.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3ac\">Third-<span class=\"_ _6\"></span>p<span class=\"_ _3\"></span>art<span class=\"_ _3\"></span>y f<span class=\"_ _5\"></span>ee and commission<span class=\"_ _5\"></span> income is<span class=\"_ _5\"></span> received<span class=\"_ _5\"></span> from t<span class=\"_ _5\"></span>he produc<span class=\"_ _5\"></span>t pro<span class=\"_ _5\"></span>vider where<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3ad\">an i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>to a thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y p<span class=\"_ _3\"></span>rod<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>t.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3ae\">Wea<span class=\"_ _3\"></span>lth m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt fe<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>s lev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n ma<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>fact<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3af\">Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t fee<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nts fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of a<span class=\"_ _3\"></span>ll a<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ts of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs3b0\">inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> management. Br<span class=\"_ _5\"></span>oadly<span class=\"_ _5\"></span>, in<span class=\"_ _5\"></span>vestmen<span class=\"_ _5\"></span>t management<span class=\"_ _5\"></span> fees<span class=\"_ _5\"></span> are ma<span class=\"_ _5\"></span>tched b<span class=\"_ _5\"></span>y in<span class=\"_ _5\"></span>vest<span class=\"_ _5\"></span>ment </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs3b1\">management<span class=\"_ _5\"></span> expenses.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3b2\">Fund ta<span class=\"_ _3\"></span>x de<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>uct<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>s cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ted to<span class=\"_ _3\"></span>, or d<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>ted fro<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>fe in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3b3\">business t<span class=\"_ _5\"></span>o mat<span class=\"_ _5\"></span>ch policyholder t<span class=\"_ _5\"></span>ax cr<span class=\"_ _5\"></span>edits or<span class=\"_ _5\"></span> charges. Mark<span class=\"_ _5\"></span>et conditions<span class=\"_ _5\"></span> will impact<span class=\"_ _5\"></span> the lev<span class=\"_ _5\"></span>el </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3b4\">of fu<span class=\"_ _3\"></span>nd ta<span class=\"_ _3\"></span>x de<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>uct<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>y le<span class=\"_ _3\"></span>ad to s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>nt ye<span class=\"_ _3\"></span>ar-on-yea<span class=\"_ _3\"></span>r move<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>en m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>kets </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3b5\">are vo<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3b6\">Life<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> tax incor<span class=\"_ _5\"></span>porates<span class=\"_ _5\"></span> a policyholder<span class=\"_ _5\"></span> tax element, and<span class=\"_ _5\"></span> the financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements of<span class=\"_ _5\"></span> a </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3b7\">life<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> group need<span class=\"_ _5\"></span> to r<span class=\"_ _5\"></span>eflect t<span class=\"_ _5\"></span>he liability t<span class=\"_ _5\"></span>o HMRC, wit<span class=\"_ _5\"></span>h the cor<span class=\"_ _5\"></span>responding deducti<span class=\"_ _5\"></span>ons </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3b8\">incorporat<span class=\"_ _5\"></span>ed int<span class=\"_ _5\"></span>o policy<span class=\"_ _5\"></span> charges (<span class=\"_ _6\"></span>\u2018Fund t<span class=\"_ _5\"></span>ax deduction<span class=\"_ _5\"></span>s\u2019 in the<span class=\"_ _5\"></span> table on<span class=\"_ _5\"></span> the left<span class=\"_ _5\"></span>).<span class=\"_ _5\"></span> The t<span class=\"_ _5\"></span>ax liability </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3b9\">to HM<span class=\"_ _3\"></span>RC i<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ed u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g IAS 12 I<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e T<span class=\"_ _5\"></span>a<span class=\"_ _3\"></span>xes<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch d<span class=\"_ _3\"></span>oe<span class=\"_ _3\"></span>s not a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>low d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3ba\">po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cy ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rge<span class=\"_ _3\"></span>s are d<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d to en<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re fai<span class=\"_ _3\"></span>r ou<span class=\"_ _3\"></span>tcom<span class=\"_ _3\"></span>es b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d so ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct a w<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3bb\">ran<span class=\"_ _3\"></span>ge o<span class=\"_ _3\"></span>f po<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>le o<span class=\"_ _3\"></span>utc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is g<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>es ri<span class=\"_ _3\"></span>se to d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3bc\">fu<span class=\"_ _3\"></span>ture c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d he<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e an a<span class=\"_ _3\"></span>sym<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>etr<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e IF<span class=\"_ _3\"></span>RS co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted s<span class=\"_ _3\"></span>tatem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3bd\">po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fs<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e. T<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>et tax </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3be\">asy<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>met<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y ba<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>cts a te<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>rar<span class=\"_ _3\"></span>y p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n, a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ab<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e of m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket vol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y w<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3bf\">exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct it w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l un<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>s fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>sh fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me l<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s u<span class=\"_ _3\"></span>nce<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>in a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>re ul<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tel<span class=\"_ _3\"></span>y rea<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3c0\">Ex<span class=\"_ _3\"></span>ternal<span class=\"_ _5\"></span> market<span class=\"_ _5\"></span> conditions<span class=\"_ _5\"></span> drive the<span class=\"_ _5\"></span> mov<span class=\"_ _5\"></span>ement in t<span class=\"_ _5\"></span>he policyholder t<span class=\"_ _5\"></span>ax asymmet<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>y balances. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3c1\">Ne<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>rket g<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r to 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 h<span class=\"_ _3\"></span>ave re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lte<span class=\"_ _3\"></span>d in a n<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ive p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>yh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4b ws49 gs3c2\">tax<span class=\"_ _5\"></span> asymmetry<span class=\"_ _5\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls49 ws2 gs3c3\">Di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>reti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y fun<span class=\"_ _3\"></span>d ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t fee<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nts fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of D<span class=\"_ _3\"></span>FM s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls49 ws2 gs3c4\">Wh<span class=\"_ _3\"></span>ere a<span class=\"_ _3\"></span>n inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n ma<span class=\"_ _3\"></span>de i<span class=\"_ _3\"></span>n a St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l pro<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ct c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge i<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3c5\">deferr<span class=\"_ _5\"></span>ed and r<span class=\"_ _5\"></span>ecognised as a<span class=\"_ _5\"></span> deferr<span class=\"_ _5\"></span>ed income lia<span class=\"_ _5\"></span>bilit<span class=\"_ _3\"></span>y<span class=\"_ _5\"></span>. This<span class=\"_ _5\"></span> liability is extinguished, and income<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3c6\">recognised, o<span class=\"_ _5\"></span>ver the<span class=\"_ _5\"></span> expect<span class=\"_ _5\"></span>ed life<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> invest<span class=\"_ _5\"></span>ment. The income<span class=\"_ _5\"></span> is the<span class=\"_ _5\"></span> amortisation of<span class=\"_ _5\"></span> DIR in the<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3c7\">tab<span class=\"_ _3\"></span>le o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e lef<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-371": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 lsac wsa9 gs3c9\">5. Exp<span class=\"_ _3\"></span>enses<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3ca\">Th<span class=\"_ _3\"></span>e foll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ite<span class=\"_ _3\"></span>ms a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3cb\">comprehensiv<span class=\"_ _5\"></span>e income:<span class=\"_ _2d1\"> </span></div><div class=\"gs3cc\"><table class=\"s w1e0 h13a\" id=\"_de471aa9-3f2b-47fe-a628-bd904b3f6524\"><tr><td></td><td class=\"t m0 x433 h7e y37ce ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y37ce ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y37cf ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y37cf ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y37d0 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y37d0 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y37d1 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y37d2 w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y378f w1e1 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Pay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x449 y378f w1e2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">1<span class=\"_ _3\"></span>,134<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44a y378f w1e3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">1,<span class=\"_ _3\"></span>013<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y37d3 ff3 fs4 fc2 sc0 ls3 ws2\">Fee<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>ya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s a<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>itor<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d it<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ates<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x44b y37d4 w1e4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">For<span class=\"_ _5\"></span> the audit<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> Company and<span class=\"_ _5\"></span> consolidated<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44c y37d4 w1e5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44d y37d4 w1e6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.4</div></td></tr><tr><td class=\"t m0 x33d h8 y37d5 ff3 fs4 fc2 sc0 ls6 ws4\"> <span class=\"_ _4f\"> </span>For<span class=\"_ _5\"></span> other services:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x44b y37d6 w1e7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 A<span class=\"_ _5\"></span>udit of<span class=\"_ _5\"></span> the Compan<span class=\"_ _5\"></span>y<span class=\"_ _3\"></span>\u2019s s<span class=\"_ _5\"></span>ubsidiaries (<span class=\"_ _6\"></span>excluding uni<span class=\"_ _5\"></span>t trusts<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44e y37d6 w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44f y37d6 w1e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x44b y37d7 w1ea h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Aud<span class=\"_ _3\"></span>it of t<span class=\"_ _3\"></span>he C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s u<span class=\"_ _3\"></span>nit t<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>sts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x450 y37d7 w1eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x451 y37d7 w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x44b y37d8 w1ec h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Aud<span class=\"_ _3\"></span>it-rela<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x452 y37d8 wa2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x453 y37d8 w82 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x44b y37d9 w1ed h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Oth<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x454 y37d9 w1ee h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x455 y37d9 w1ee h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37da w1ef h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l fe<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>ayab<span class=\"_ _3\"></span>le t<span class=\"_ _3\"></span>o th<span class=\"_ _3\"></span>e Com<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s audi<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d its a<span class=\"_ _3\"></span>sso<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x456 y37da w1f0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x457 y37da w1f1 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls38 ws38\">3<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y37db ff3 fs4 fc2 sc0 ls9 ws7\">Employee<span class=\"_ _5\"></span> costs:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y37dc w1f2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Wages<span class=\"_ _5\"></span> and salaries<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x458 y37dc w1f3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">255.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x459 y37dc w1f4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">20<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37dd w1f5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Social securit<span class=\"_ _3\"></span>y costs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45a y37dd w1f6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">29.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45b y37dd w1f7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37de w1f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>sts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45c y37de w1f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">21<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45d y37de w1fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">18.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37df w1fb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cos<span class=\"_ _3\"></span>t of e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>loy<span class=\"_ _3\"></span>ee s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re aw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45e y37df w1fc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45f y37df w1fd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37e0 w1fe h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal employee costs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x460 y37e0 w1ff h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">3<span class=\"_ _2\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f0 y37e0 w200 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">253.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y37e1 ff5 fs4 fc1 sc0 ls3 ws2\">Averag<span class=\"_ _3\"></span>e mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly n<span class=\"_ _3\"></span>umb<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f pe<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>ons e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>loye<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Gr<span class=\"_ _3\"></span>oup </td><td></td><td></td></tr><tr><td class=\"c n x265 y3731 w201 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">during the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x461 y3731 w202 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\"><span><span class=\"gs3cd\" id=\"__168\">3, 206</span><span class=\"_ _2d1\"> </span></span></div></td><td class=\"c n x462 y3731 w203 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa5 ws3\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>942<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3ce\">In<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n fee<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>ya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s a<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>itor<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d it<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s for au<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it-rela<span class=\"_ _3\"></span>ted </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3cf\">assurance<span class=\"_ _5\"></span> ser<span class=\"_ _3\"></span>vices is<span class=\"_ _5\"></span> \u00a30.2 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a30.2 million<span class=\"_ _6\"></span>) f<span class=\"_ _5\"></span>or non-<span class=\"_ _5\"></span>audit services as defined<span class=\"_ _5\"></span> by<span class=\"_ _5\"></span> the </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3d0\">Group\u2019<span class=\"_ _5\"></span>s policy<span class=\"_ _5\"></span> on auditor<span class=\"_ _5\"></span> independence. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3d1\">Th<span class=\"_ _3\"></span>e ab<span class=\"_ _3\"></span>ove em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oye<span class=\"_ _3\"></span>e cos<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>nfor<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>s Di<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s\u2019 re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Ful<span class=\"_ _3\"></span>l de<span class=\"_ _3\"></span>tail<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3d2\">Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors<span class=\"_ _3\"></span>\u2019 re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, sh<span class=\"_ _3\"></span>are o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>n sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s are </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3d3\">disclosed in<span class=\"_ _5\"></span> the Dir<span class=\"_ _5\"></span>ectors\u2019 r<span class=\"_ _5\"></span>emuneration<span class=\"_ _5\"></span> report<span class=\"_ _3\"></span>, and<span class=\"_ _5\"></span> further informat<span class=\"_ _5\"></span>ion is also<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vided below.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3d4\">All pension<span class=\"_ _5\"></span> costs r<span class=\"_ _5\"></span>elated<span class=\"_ _5\"></span> to defined<span class=\"_ _5\"></span> contribution<span class=\"_ _5\"></span> schemes and<span class=\"_ _5\"></span> cash supplements<span class=\"_ _5\"></span> in lieu </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3d5\">of con<span class=\"_ _5\"></span>tributions t<span class=\"_ _5\"></span>o defined<span class=\"_ _5\"></span> contribution<span class=\"_ _5\"></span> pension schemes. A<span class=\"_ _5\"></span>t 31<span class=\"_ _5\"></span> December 202<span class=\"_ _5\"></span>4, the<span class=\"_ _5\"></span> number </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3d6\">of D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s to wh<span class=\"_ _3\"></span>om ret<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s are a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>, in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng a c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3e ws4 gs3d7\">supplement in<span class=\"_ _5\"></span> lieu of c<span class=\"_ _5\"></span>ontributions<span class=\"_ _5\"></span> to de<span class=\"_ _5\"></span>fined contributi<span class=\"_ _5\"></span>on pension schemes, is<span class=\"_ _5\"></span> two (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: two<span class=\"_ _6\"></span>), </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3d8\">wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e total c<span class=\"_ _3\"></span>ost b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g \u00a30.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a30.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on). Retire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>its a<span class=\"_ _3\"></span>re a<span class=\"_ _3\"></span>ccr<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3d9\">defined con<span class=\"_ _5\"></span>tribution pension<span class=\"_ _5\"></span> schemes f<span class=\"_ _5\"></span>or nil (<span class=\"_ _6\"></span>2023<span class=\"_ _5\"></span>: one<span class=\"_ _6\"></span>) Direct<span class=\"_ _5\"></span>or at<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear-<span class=\"_ _5\"></span>end.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3db\">Th<span class=\"_ _3\"></span>e num<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors w<span class=\"_ _3\"></span>ho e<span class=\"_ _3\"></span>xerc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns ove<span class=\"_ _3\"></span>r sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s in t<span class=\"_ _3\"></span>he C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3dc\">is n<span class=\"_ _3\"></span>il (2023: n<span class=\"_ _3\"></span>il<span class=\"_ _5\"></span>). Th<span class=\"_ _3\"></span>e nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f Di<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of wh<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e qu<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>if<span class=\"_ _2\"></span>yin<span class=\"_ _3\"></span>g se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res w<span class=\"_ _3\"></span>ere </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3dd\">rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>-term i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>ive s<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>ree (2023: t<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>o<span class=\"_ _5\"></span>), an<span class=\"_ _3\"></span>d the to<span class=\"_ _3\"></span>tal am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3de\">receiv<span class=\"_ _5\"></span>able by<span class=\"_ _5\"></span> the Direc<span class=\"_ _5\"></span>tors under<span class=\"_ _5\"></span> long-<span class=\"_ _5\"></span>term incen<span class=\"_ _5\"></span>tive sc<span class=\"_ _5\"></span>hemes is \u00a3<span class=\"_ _5\"></span>0.4 million (<span class=\"_ _6\"></span>2023<span class=\"_ _5\"></span>: \u00a31.8 million<span class=\"_ _6\"></span>).<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3df\">Th<span class=\"_ _3\"></span>e ag<span class=\"_ _3\"></span>gre<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>te ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>e by Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>f sh<span class=\"_ _3\"></span>are o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>pt of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3e0\">de<span class=\"_ _3\"></span>ferre<span class=\"_ _3\"></span>d b<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>us p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>n sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar w<span class=\"_ _3\"></span>as \u00a3n<span class=\"_ _3\"></span>il (2023: \u00a35<span class=\"_ _3\"></span>.4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3e1\">In<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>s \u00a313<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3472.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) i<span class=\"_ _3\"></span>n rel<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on to c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3e2\">See Not<span class=\"_ _5\"></span>e 18 f<span class=\"_ _5\"></span>or further in<span class=\"_ _5\"></span>formation.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h7 ff4 fs3 fc1 sc0 lsac wsa9 gs3f6\">8. Insu<span class=\"_ _3\"></span>rance se<span class=\"_ _3\"></span>rvi<span class=\"_ _3\"></span>ce expenses<span class=\"_ _2d1\"> </span></div><div class=\"gs3f7\"><table class=\"s w24b h13f\" id=\"_19d629e1-ac2e-4468-9fd3-34ea2d889409\"><tr><td></td><td class=\"t m0 x3e8 h7e y3803 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3803 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y3804 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3804 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3805 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3805 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d hb y3806 ff1f fs4 fc2 sc0 ls7 ws5\">Amount<span class=\"_ _5\"></span>s rela<span class=\"_ _5\"></span>ting t<span class=\"_ _5\"></span>o chan<span class=\"_ _5\"></span>ges in liabilit<span class=\"_ _5\"></span>ies f<span class=\"_ _5\"></span>or r<span class=\"_ _5\"></span>emaining co<span class=\"_ _5\"></span>vera<span class=\"_ _5\"></span>ge<span class=\"_ _2d1\"> </span></td><td class=\"c n x3ed y3807 w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x3ee y3808 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w24c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Incurr<span class=\"_ _5\"></span>ed claims and<span class=\"_ _5\"></span> other ins<span class=\"_ _5\"></span>urance service expenses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x499 y379f w29 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(2<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49a y379f w24d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(2<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w24e h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal insurance services expenses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49b y3731 w24f h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls58 ws56\">(2<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49c y3731 w2a h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)</div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-430": {
   "value": "5. Exp<span class=\"_ _3\"></span>enses<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e foll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ite<span class=\"_ _3\"></span>ms a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f comprehensiv<span class=\"_ _5\"></span>e income:<span class=\"_ _2d1\"> </span><table class=\"s w1e0 h13a\" id=\"_de471aa9-3f2b-47fe-a628-bd904b3f6524\"><tr><td></td><td class=\"t m0 x433 h7e y37ce ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y37ce ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y37cf ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y37cf ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y37d0 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y37d0 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y37d1 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y37d2 w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y378f w1e1 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Pay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x449 y378f w1e2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">1<span class=\"_ _3\"></span>,134<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44a y378f w1e3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">1,<span class=\"_ _3\"></span>013<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y37d3 ff3 fs4 fc2 sc0 ls3 ws2\">Fee<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>ya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s a<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>itor<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d it<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ates<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x44b y37d4 w1e4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">For<span class=\"_ _5\"></span> the audit<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> Company and<span class=\"_ _5\"></span> consolidated<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44c y37d4 w1e5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44d y37d4 w1e6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.4</div></td></tr><tr><td class=\"t m0 x33d h8 y37d5 ff3 fs4 fc2 sc0 ls6 ws4\"> <span class=\"_ _4f\"> </span>For<span class=\"_ _5\"></span> other services:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x44b y37d6 w1e7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 A<span class=\"_ _5\"></span>udit of<span class=\"_ _5\"></span> the Compan<span class=\"_ _5\"></span>y<span class=\"_ _3\"></span>\u2019s s<span class=\"_ _5\"></span>ubsidiaries (<span class=\"_ _6\"></span>excluding uni<span class=\"_ _5\"></span>t trusts<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44e y37d6 w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44f y37d6 w1e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x44b y37d7 w1ea h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Aud<span class=\"_ _3\"></span>it of t<span class=\"_ _3\"></span>he C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s u<span class=\"_ _3\"></span>nit t<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>sts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x450 y37d7 w1eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x451 y37d7 w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x44b y37d8 w1ec h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Aud<span class=\"_ _3\"></span>it-rela<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x452 y37d8 wa2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x453 y37d8 w82 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x44b y37d9 w1ed h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Oth<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x454 y37d9 w1ee h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x455 y37d9 w1ee h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37da w1ef h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l fe<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>ayab<span class=\"_ _3\"></span>le t<span class=\"_ _3\"></span>o th<span class=\"_ _3\"></span>e Com<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s audi<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d its a<span class=\"_ _3\"></span>sso<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x456 y37da w1f0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x457 y37da w1f1 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls38 ws38\">3<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y37db ff3 fs4 fc2 sc0 ls9 ws7\">Employee<span class=\"_ _5\"></span> costs:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y37dc w1f2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Wages<span class=\"_ _5\"></span> and salaries<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x458 y37dc w1f3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">255.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x459 y37dc w1f4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">20<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37dd w1f5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Social securit<span class=\"_ _3\"></span>y costs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45a y37dd w1f6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">29.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45b y37dd w1f7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37de w1f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>sts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45c y37de w1f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">21<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45d y37de w1fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">18.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37df w1fb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cos<span class=\"_ _3\"></span>t of e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>loy<span class=\"_ _3\"></span>ee s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re aw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45e y37df w1fc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45f y37df w1fd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37e0 w1fe h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal employee costs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x460 y37e0 w1ff h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">3<span class=\"_ _2\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f0 y37e0 w200 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">253.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y37e1 ff5 fs4 fc1 sc0 ls3 ws2\">Averag<span class=\"_ _3\"></span>e mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly n<span class=\"_ _3\"></span>umb<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f pe<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>ons e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>loye<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Gr<span class=\"_ _3\"></span>oup </td><td></td><td></td></tr><tr><td class=\"c n x265 y3731 w201 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">during the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x461 y3731 w202 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\"><span><span class=\"gs3cd\" id=\"__168\">3, 206</span><span class=\"_ _2d1\"> </span></span></div></td><td class=\"c n x462 y3731 w203 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa5 ws3\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>942<span class=\"_ _2d1\"> </span></div></td></tr></table>In<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n fee<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>ya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s a<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>itor<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d it<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s for au<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it-rela<span class=\"_ _3\"></span>ted assurance<span class=\"_ _5\"></span> ser<span class=\"_ _3\"></span>vices is<span class=\"_ _5\"></span> \u00a30.2 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a30.2 million<span class=\"_ _6\"></span>) f<span class=\"_ _5\"></span>or non-<span class=\"_ _5\"></span>audit services as defined<span class=\"_ _5\"></span> by<span class=\"_ _5\"></span> the Group\u2019<span class=\"_ _5\"></span>s policy<span class=\"_ _5\"></span> on auditor<span class=\"_ _5\"></span> independence. Th<span class=\"_ _3\"></span>e ab<span class=\"_ _3\"></span>ove em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oye<span class=\"_ _3\"></span>e cos<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>nfor<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>s Di<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s\u2019 re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Ful<span class=\"_ _3\"></span>l de<span class=\"_ _3\"></span>tail<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors<span class=\"_ _3\"></span>\u2019 re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, sh<span class=\"_ _3\"></span>are o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>n sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s are disclosed in<span class=\"_ _5\"></span> the Dir<span class=\"_ _5\"></span>ectors\u2019 r<span class=\"_ _5\"></span>emuneration<span class=\"_ _5\"></span> report<span class=\"_ _3\"></span>, and<span class=\"_ _5\"></span> further informat<span class=\"_ _5\"></span>ion is also<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vided below.<span class=\"_ _2d1\"> </span>All pension<span class=\"_ _5\"></span> costs r<span class=\"_ _5\"></span>elated<span class=\"_ _5\"></span> to defined<span class=\"_ _5\"></span> contribution<span class=\"_ _5\"></span> schemes and<span class=\"_ _5\"></span> cash supplements<span class=\"_ _5\"></span> in lieu of con<span class=\"_ _5\"></span>tributions t<span class=\"_ _5\"></span>o defined<span class=\"_ _5\"></span> contribution<span class=\"_ _5\"></span> pension schemes. A<span class=\"_ _5\"></span>t 31<span class=\"_ _5\"></span> December 202<span class=\"_ _5\"></span>4, the<span class=\"_ _5\"></span> number of D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s to wh<span class=\"_ _3\"></span>om ret<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s are a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>, in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng a c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h supplement in<span class=\"_ _5\"></span> lieu of c<span class=\"_ _5\"></span>ontributions<span class=\"_ _5\"></span> to de<span class=\"_ _5\"></span>fined contributi<span class=\"_ _5\"></span>on pension schemes, is<span class=\"_ _5\"></span> two (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: two<span class=\"_ _6\"></span>), wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e total c<span class=\"_ _3\"></span>ost b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g \u00a30.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a30.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on). Retire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>its a<span class=\"_ _3\"></span>re a<span class=\"_ _3\"></span>ccr<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>n defined con<span class=\"_ _5\"></span>tribution pension<span class=\"_ _5\"></span> schemes f<span class=\"_ _5\"></span>or nil (<span class=\"_ _6\"></span>2023<span class=\"_ _5\"></span>: one<span class=\"_ _6\"></span>) Direct<span class=\"_ _5\"></span>or at<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear-<span class=\"_ _5\"></span>end.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e num<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors w<span class=\"_ _3\"></span>ho e<span class=\"_ _3\"></span>xerc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns ove<span class=\"_ _3\"></span>r sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s in t<span class=\"_ _3\"></span>he C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar is n<span class=\"_ _3\"></span>il (2023: n<span class=\"_ _3\"></span>il<span class=\"_ _5\"></span>). Th<span class=\"_ _3\"></span>e nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f Di<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of wh<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e qu<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>if<span class=\"_ _2\"></span>yin<span class=\"_ _3\"></span>g se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res w<span class=\"_ _3\"></span>ere rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>-term i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>ive s<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>ree (2023: t<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>o<span class=\"_ _5\"></span>), an<span class=\"_ _3\"></span>d the to<span class=\"_ _3\"></span>tal am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt receiv<span class=\"_ _5\"></span>able by<span class=\"_ _5\"></span> the Direc<span class=\"_ _5\"></span>tors under<span class=\"_ _5\"></span> long-<span class=\"_ _5\"></span>term incen<span class=\"_ _5\"></span>tive sc<span class=\"_ _5\"></span>hemes is \u00a3<span class=\"_ _5\"></span>0.4 million (<span class=\"_ _6\"></span>2023<span class=\"_ _5\"></span>: \u00a31.8 million<span class=\"_ _6\"></span>).<span class=\"_ _5\"></span> Th<span class=\"_ _3\"></span>e ag<span class=\"_ _3\"></span>gre<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>te ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>e by Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>f sh<span class=\"_ _3\"></span>are o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>pt of de<span class=\"_ _3\"></span>ferre<span class=\"_ _3\"></span>d b<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>us p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>n sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar w<span class=\"_ _3\"></span>as \u00a3n<span class=\"_ _3\"></span>il (2023: \u00a35<span class=\"_ _3\"></span>.4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on).<span class=\"_ _2d1\"> </span>In<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>s \u00a313<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3472.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) i<span class=\"_ _3\"></span>n rel<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on to c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. See Not<span class=\"_ _5\"></span>e 18 f<span class=\"_ _5\"></span>or further in<span class=\"_ _5\"></span>formation.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutEmployeesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-407": {
   "value": "5. Exp<span class=\"_ _3\"></span>enses<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e foll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ite<span class=\"_ _3\"></span>ms a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f comprehensiv<span class=\"_ _5\"></span>e income:<span class=\"_ _2d1\"> </span><table class=\"s w1e0 h13a\" id=\"_de471aa9-3f2b-47fe-a628-bd904b3f6524\"><tr><td></td><td class=\"t m0 x433 h7e y37ce ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y37ce ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y37cf ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y37cf ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y37d0 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y37d0 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y37d1 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y37d2 w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y378f w1e1 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Pay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x449 y378f w1e2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">1<span class=\"_ _3\"></span>,134<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44a y378f w1e3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">1,<span class=\"_ _3\"></span>013<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y37d3 ff3 fs4 fc2 sc0 ls3 ws2\">Fee<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>ya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s a<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>itor<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d it<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ates<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x44b y37d4 w1e4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">For<span class=\"_ _5\"></span> the audit<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> Company and<span class=\"_ _5\"></span> consolidated<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44c y37d4 w1e5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44d y37d4 w1e6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.4</div></td></tr><tr><td class=\"t m0 x33d h8 y37d5 ff3 fs4 fc2 sc0 ls6 ws4\"> <span class=\"_ _4f\"> </span>For<span class=\"_ _5\"></span> other services:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x44b y37d6 w1e7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 A<span class=\"_ _5\"></span>udit of<span class=\"_ _5\"></span> the Compan<span class=\"_ _5\"></span>y<span class=\"_ _3\"></span>\u2019s s<span class=\"_ _5\"></span>ubsidiaries (<span class=\"_ _6\"></span>excluding uni<span class=\"_ _5\"></span>t trusts<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44e y37d6 w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44f y37d6 w1e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x44b y37d7 w1ea h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Aud<span class=\"_ _3\"></span>it of t<span class=\"_ _3\"></span>he C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s u<span class=\"_ _3\"></span>nit t<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>sts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x450 y37d7 w1eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x451 y37d7 w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x44b y37d8 w1ec h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Aud<span class=\"_ _3\"></span>it-rela<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x452 y37d8 wa2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x453 y37d8 w82 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x44b y37d9 w1ed h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Oth<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x454 y37d9 w1ee h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x455 y37d9 w1ee h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37da w1ef h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l fe<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>ayab<span class=\"_ _3\"></span>le t<span class=\"_ _3\"></span>o th<span class=\"_ _3\"></span>e Com<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s audi<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d its a<span class=\"_ _3\"></span>sso<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x456 y37da w1f0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x457 y37da w1f1 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls38 ws38\">3<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y37db ff3 fs4 fc2 sc0 ls9 ws7\">Employee<span class=\"_ _5\"></span> costs:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y37dc w1f2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Wages<span class=\"_ _5\"></span> and salaries<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x458 y37dc w1f3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">255.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x459 y37dc w1f4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">20<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37dd w1f5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Social securit<span class=\"_ _3\"></span>y costs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45a y37dd w1f6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">29.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45b y37dd w1f7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37de w1f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>sts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45c y37de w1f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">21<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45d y37de w1fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">18.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37df w1fb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cos<span class=\"_ _3\"></span>t of e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>loy<span class=\"_ _3\"></span>ee s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re aw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45e y37df w1fc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45f y37df w1fd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37e0 w1fe h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal employee costs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x460 y37e0 w1ff h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">3<span class=\"_ _2\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f0 y37e0 w200 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">253.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y37e1 ff5 fs4 fc1 sc0 ls3 ws2\">Averag<span class=\"_ _3\"></span>e mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly n<span class=\"_ _3\"></span>umb<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f pe<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>ons e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>loye<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Gr<span class=\"_ _3\"></span>oup </td><td></td><td></td></tr><tr><td class=\"c n x265 y3731 w201 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">during the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x461 y3731 w202 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\"><span><span class=\"gs3cd\" id=\"__168\">3, 206</span><span class=\"_ _2d1\"> </span></span></div></td><td class=\"c n x462 y3731 w203 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa5 ws3\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>942<span class=\"_ _2d1\"> </span></div></td></tr></table>In<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n fee<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>ya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s a<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>itor<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d it<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s for au<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it-rela<span class=\"_ _3\"></span>ted assurance<span class=\"_ _5\"></span> ser<span class=\"_ _3\"></span>vices is<span class=\"_ _5\"></span> \u00a30.2 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a30.2 million<span class=\"_ _6\"></span>) f<span class=\"_ _5\"></span>or non-<span class=\"_ _5\"></span>audit services as defined<span class=\"_ _5\"></span> by<span class=\"_ _5\"></span> the Group\u2019<span class=\"_ _5\"></span>s policy<span class=\"_ _5\"></span> on auditor<span class=\"_ _5\"></span> independence. Th<span class=\"_ _3\"></span>e ab<span class=\"_ _3\"></span>ove em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oye<span class=\"_ _3\"></span>e cos<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>nfor<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>s Di<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s\u2019 re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Ful<span class=\"_ _3\"></span>l de<span class=\"_ _3\"></span>tail<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors<span class=\"_ _3\"></span>\u2019 re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, sh<span class=\"_ _3\"></span>are o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>n sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s are disclosed in<span class=\"_ _5\"></span> the Dir<span class=\"_ _5\"></span>ectors\u2019 r<span class=\"_ _5\"></span>emuneration<span class=\"_ _5\"></span> report<span class=\"_ _3\"></span>, and<span class=\"_ _5\"></span> further informat<span class=\"_ _5\"></span>ion is also<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vided below.<span class=\"_ _2d1\"> </span>All pension<span class=\"_ _5\"></span> costs r<span class=\"_ _5\"></span>elated<span class=\"_ _5\"></span> to defined<span class=\"_ _5\"></span> contribution<span class=\"_ _5\"></span> schemes and<span class=\"_ _5\"></span> cash supplements<span class=\"_ _5\"></span> in lieu of con<span class=\"_ _5\"></span>tributions t<span class=\"_ _5\"></span>o defined<span class=\"_ _5\"></span> contribution<span class=\"_ _5\"></span> pension schemes. A<span class=\"_ _5\"></span>t 31<span class=\"_ _5\"></span> December 202<span class=\"_ _5\"></span>4, the<span class=\"_ _5\"></span> number of D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s to wh<span class=\"_ _3\"></span>om ret<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s are a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>, in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng a c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h supplement in<span class=\"_ _5\"></span> lieu of c<span class=\"_ _5\"></span>ontributions<span class=\"_ _5\"></span> to de<span class=\"_ _5\"></span>fined contributi<span class=\"_ _5\"></span>on pension schemes, is<span class=\"_ _5\"></span> two (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: two<span class=\"_ _6\"></span>), wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e total c<span class=\"_ _3\"></span>ost b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g \u00a30.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a30.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on). Retire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>its a<span class=\"_ _3\"></span>re a<span class=\"_ _3\"></span>ccr<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>n defined con<span class=\"_ _5\"></span>tribution pension<span class=\"_ _5\"></span> schemes f<span class=\"_ _5\"></span>or nil (<span class=\"_ _6\"></span>2023<span class=\"_ _5\"></span>: one<span class=\"_ _6\"></span>) Direct<span class=\"_ _5\"></span>or at<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear-<span class=\"_ _5\"></span>end.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e num<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors w<span class=\"_ _3\"></span>ho e<span class=\"_ _3\"></span>xerc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns ove<span class=\"_ _3\"></span>r sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s in t<span class=\"_ _3\"></span>he C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar is n<span class=\"_ _3\"></span>il (2023: n<span class=\"_ _3\"></span>il<span class=\"_ _5\"></span>). Th<span class=\"_ _3\"></span>e nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f Di<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of wh<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e qu<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>if<span class=\"_ _2\"></span>yin<span class=\"_ _3\"></span>g se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res w<span class=\"_ _3\"></span>ere rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>-term i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>ive s<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>ree (2023: t<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>o<span class=\"_ _5\"></span>), an<span class=\"_ _3\"></span>d the to<span class=\"_ _3\"></span>tal am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt receiv<span class=\"_ _5\"></span>able by<span class=\"_ _5\"></span> the Direc<span class=\"_ _5\"></span>tors under<span class=\"_ _5\"></span> long-<span class=\"_ _5\"></span>term incen<span class=\"_ _5\"></span>tive sc<span class=\"_ _5\"></span>hemes is \u00a3<span class=\"_ _5\"></span>0.4 million (<span class=\"_ _6\"></span>2023<span class=\"_ _5\"></span>: \u00a31.8 million<span class=\"_ _6\"></span>).<span class=\"_ _5\"></span> Th<span class=\"_ _3\"></span>e ag<span class=\"_ _3\"></span>gre<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>te ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>e by Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>f sh<span class=\"_ _3\"></span>are o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>pt of de<span class=\"_ _3\"></span>ferre<span class=\"_ _3\"></span>d b<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>us p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>n sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar w<span class=\"_ _3\"></span>as \u00a3n<span class=\"_ _3\"></span>il (2023: \u00a35<span class=\"_ _3\"></span>.4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on).<span class=\"_ _2d1\"> </span>In<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>s \u00a313<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3472.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) i<span class=\"_ _3\"></span>n rel<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on to c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. See Not<span class=\"_ _5\"></span>e 18 f<span class=\"_ _5\"></span>or further in<span class=\"_ _5\"></span>formation.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-372": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls53 ws21 gs3e4\">6. Inv<span class=\"_ _5\"></span>estment retur<span class=\"_ _5\"></span>n and mov<span class=\"_ _5\"></span>ement in in<span class=\"_ _5\"></span>ve<span class=\"_ _5\"></span>stment contract benefits<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3e5\">The majori<span class=\"_ _5\"></span>t<span class=\"_ _3\"></span>y of<span class=\"_ _5\"></span> the business<span class=\"_ _5\"></span> written b<span class=\"_ _5\"></span>y the Gr<span class=\"_ _5\"></span>oup is<span class=\"_ _5\"></span> unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed inv<span class=\"_ _5\"></span>estment business, and<span class=\"_ _5\"></span> so </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3e6\">inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>its a<span class=\"_ _3\"></span>re me<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red by re<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e to the u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g n<span class=\"_ _3\"></span>et as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3e7\">the Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> unitised in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> funds. As a<span class=\"_ _5\"></span> result, in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> retur<span class=\"_ _5\"></span>n on the<span class=\"_ _5\"></span> unitised in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3e8\">funds and<span class=\"_ _5\"></span> the mo<span class=\"_ _5\"></span>vement in<span class=\"_ _5\"></span> inve<span class=\"_ _5\"></span>stment cont<span class=\"_ _5\"></span>ract<span class=\"_ _5\"></span> benefits ar<span class=\"_ _5\"></span>e linked. </div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs3e9\">Inv<span class=\"_ _5\"></span>estment return<span class=\"_ _2d1\"> </span></div><div class=\"gs3ea\"><table class=\"s w204 h13b\" id=\"_47bc19bf-05e8-4bb6-b069-4d9239f5e3a6\"><tr><td></td><td class=\"t m0 x3e8 h7e y37e2 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y37e2 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y37e3 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y37e3 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y37e4 ffe fsa fc1 sc0 ls1 ws1\">2024 </td><td class=\"t m0 x389 h1c y37e4 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d hb y37e5 ff1f fs4 fc2 sc0 ls46 ws46\">Attribut<span class=\"_ _5\"></span>able to<span class=\"_ _5\"></span> unit-<span class=\"_ _6\"></span>l<span class=\"_ _3\"></span>inked in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> contrac<span class=\"_ _5\"></span>t benefits:<span class=\"_ _2d1\"> </span></td><td class=\"c n x3ed y37e6 w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x463 y37e7 w13 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37e8 w205 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Rent<span class=\"_ _5\"></span>al income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x464 y37e8 w206 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">60.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x465 y37e8 w207 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">69.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3739 w208 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Los<span class=\"_ _3\"></span>s on reva<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x466 y3739 w209 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _6\"></span>3.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x467 y3739 w20a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _0\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y37e9 w20b h134\"><div class=\"t m0 x262 h8 y378d ff3 fs4 fc2 sc0 ls6 ws4\">Net in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> return<span class=\"_ _5\"></span> on financial<span class=\"_ _5\"></span> instruments<span class=\"_ _5\"></span> classified at f<span class=\"_ _5\"></span>air value<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">through<span class=\"_ _5\"></span> profit<span class=\"_ _5\"></span> and loss<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x468 y37e9 w20c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">15<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>594<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6</div></td><td class=\"c n x469 y37e9 w20d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">13<span class=\"_ _3\"></span>,013.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x46a y37ea w20e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">15,652<span class=\"_ _3\"></span>.1</div></td><td class=\"c n x46b y37ea w20f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls29 ws28\">13,<span class=\"_ _3\"></span>038.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37eb w210 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Income attribut<span class=\"_ _5\"></span>able to<span class=\"_ _5\"></span> third-<span class=\"_ _6\"></span>p<span class=\"_ _3\"></span>art<span class=\"_ _3\"></span>y holdings<span class=\"_ _5\"></span> in unit t<span class=\"_ _5\"></span>rusts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x46c y37eb w211 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">7<span class=\"_ _1\"></span>,036.4</div></td><td class=\"c n x46d y37eb w212 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">3,<span class=\"_ _3\"></span>092<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ec w213 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent r<span class=\"_ _3\"></span>etu<span class=\"_ _3\"></span>rn on n<span class=\"_ _3\"></span>et as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts he<span class=\"_ _3\"></span>ld t<span class=\"_ _3\"></span>o cover u<span class=\"_ _3\"></span>nit l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bil<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ies<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x46e y37ec w214 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">22<span class=\"_ _3\"></span>,688<span class=\"_ _3\"></span>.5</div></td><td class=\"c n x46f y37ec w215 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls48 ws48\">16,130.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y37ed w20b h135\"><div class=\"t m0 x262 h8 y3790 ff3 fs4 fc2 sc0 ls6 ws4\">Net in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> return<span class=\"_ _5\"></span> on financial<span class=\"_ _5\"></span> instruments<span class=\"_ _5\"></span> classified at f<span class=\"_ _5\"></span>air value<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x470 y37ed w216 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">95.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x471 y37ed w217 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">60.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ee w218 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Net in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> return<span class=\"_ _5\"></span> on financial<span class=\"_ _5\"></span> instruments<span class=\"_ _5\"></span> held at amortised cos<span class=\"_ _5\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x472 y37ee w219 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x473 y37ee w21a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">6.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ef w21b h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Inv<span class=\"_ _5\"></span>estment return on<span class=\"_ _5\"></span> sharehold<span class=\"_ _3\"></span>er assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x474 y37ef w21c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls35 ws35\">96.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x475 y37ef w21d h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls97 ws94\">6<span class=\"_ _3\"></span>6.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w21e h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal inves<span class=\"_ _5\"></span>tment return<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x476 y3731 w21f h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls7 ws5\">22<span class=\"_ _3\"></span>,7<span class=\"_ _5\"></span>85.3</div></td><td class=\"c n x477 y3731 w6a h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>6<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3eb\">Included in t<span class=\"_ _5\"></span>he net in<span class=\"_ _5\"></span>vestmen<span class=\"_ _5\"></span>t ret<span class=\"_ _5\"></span>urn on financia<span class=\"_ _5\"></span>l instruments<span class=\"_ _5\"></span> classified as<span class=\"_ _5\"></span> fair v<span class=\"_ _5\"></span>alue thr<span class=\"_ _5\"></span>ough </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3ec\">prof<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>in i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>tur<span class=\"_ _3\"></span>n on n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld to cove<span class=\"_ _3\"></span>r u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>s di<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3ed\">income of<span class=\"_ _5\"></span> \u00a31,57<span class=\"_ _5\"></span>6.7 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a31,499.1<span class=\"_ _5\"></span> million<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs3ef\">Mov<span class=\"_ _5\"></span>ement in in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> contract benefits<span class=\"_ _2d1\"> </span></div><div class=\"gs3f0\"><table class=\"s w220 h13c\" id=\"_e7d5c2ae-f376-42d4-aea2-23fcc3964080\"><tr><td></td><td class=\"c n x478 y37f0 w221 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x479 y3738 w222 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x41d y37f1 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x41e y37f2 w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37d6 w223 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x47a y37d6 w224 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">123,149<span class=\"_ _3\"></span>.8</div></td><td class=\"c n x47b y37d6 w225 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">106,964.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37f3 w226 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Deposits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x47c y37f3 w1b8 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">14,4<span class=\"_ _5\"></span>51.<span class=\"_ _5\"></span>6</div></td><td class=\"c n x47d y37f3 w227 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">11<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>42<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37f4 w228 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Wi<span class=\"_ _3\"></span>thd<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>wal<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x47e y37f4 w229 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">(10,7<span class=\"_ _3\"></span>78<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2)</div></td><td class=\"c n x47f y37f4 w22a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>7,<span class=\"_ _2\"></span>4<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37f5 w22b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Movemen<span class=\"_ _5\"></span>t in unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed inv<span class=\"_ _5\"></span>estment con<span class=\"_ _5\"></span>tract<span class=\"_ _5\"></span> benefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x480 y37f5 w22c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">15<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>52<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>1</div></td><td class=\"c n x481 y37f5 w22d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">13,<span class=\"_ _3\"></span>038.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37eb w22e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fees<span class=\"_ _5\"></span> and other<span class=\"_ _5\"></span> adjustments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x482 y37eb w22f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">(<span class=\"_ _6\"></span>1,436.5<span class=\"_ _1\"></span>)</div></td><td class=\"c n x483 y37eb w230 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37f6 w231 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x484 y37f6 w232 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">141<span class=\"_ _3\"></span>,03<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>8</div></td><td class=\"c n x485 y37f6 wfd h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls91 ws8f\">123,<span class=\"_ _3\"></span>149.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37dc w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x486 y37dc w234 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">6,762<span class=\"_ _3\"></span>.1</div></td><td class=\"c n x487 y37dc w235 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">6,58<span class=\"_ _3\"></span>4.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37dd w236 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x488 y37dd w237 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsc9 wse6\">13<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>276<span class=\"_ _3\"></span>.7</div></td><td class=\"c n x489 y37dd w238 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">116<span class=\"_ _3\"></span>,565<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x48a y37f7 w232 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">141,<span class=\"_ _3\"></span>03<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>8</div></td><td class=\"c n x48b y37f7 w239 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls91 ws8f\">123,1<span class=\"_ _3\"></span>49.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y37f8 ff5 fs4 fc1 sc0 ls3e ws3e\">Movement<span class=\"_ _5\"></span> in unit liabilities<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y37f9 w23a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> contrac<span class=\"_ _5\"></span>t benefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x48c y37f9 w23b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">1<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>52<span class=\"_ _3\"></span>.1</div></td><td class=\"c n x48d y37f9 w23c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">1<span class=\"_ _3\"></span>3,03<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37fa w23d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Third-<span class=\"_ _6\"></span>p<span class=\"_ _3\"></span>art<span class=\"_ _3\"></span>y unit<span class=\"_ _5\"></span> trust holdings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x48e y37fa w23e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">7<span class=\"_ _6\"></span>,036.4</div></td><td class=\"c n x48f y37fa w212 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">3,<span class=\"_ _3\"></span>092.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3731 w23f h13d\"><div class=\"t m0 x262 h1e y37fb ff5 fs4 fc1 sc0 ls3 ws2\">Move<span class=\"_ _3\"></span>men<span class=\"_ _3\"></span>t in inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t con<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>act b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nef<span class=\"_ _3\"></span>its i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">consolidated statement of<span class=\"_ _5\"></span> comprehensive income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x490 y3731 w240 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">22<span class=\"_ _3\"></span>,68<span class=\"_ _3\"></span>8.5</div></td><td class=\"c n x491 y3731 w241 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls48 ws48\">16,<span class=\"_ _3\"></span>130.9<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3f1\">See accoun<span class=\"_ _5\"></span>ting policy<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>ai<span class=\"_ _6\"></span>) for<span class=\"_ _5\"></span> further informat<span class=\"_ _5\"></span>ion on t<span class=\"_ _5\"></span>he curren<span class=\"_ _5\"></span>t and non-<span class=\"_ _5\"></span>current<span class=\"_ _5\"></span> disclosure.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs46a\">14. Financial in<span class=\"_ _5\"></span>ve<span class=\"_ _5\"></span>stments, inv<span class=\"_ _6\"></span>estment proper<span class=\"_ _3\"></span>ty and cash and <span class=\"ls3 ws2\"> </span></div><div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs46b\">cash equiv<span class=\"_ _5\"></span>alents<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs46c\">Financial in<span class=\"_ _5\"></span>vestments<span class=\"_ _5\"></span> </div><div class=\"gs46d\"><table class=\"s w416 h151\" id=\"_42c9c0e4-0e75-4fd9-9ce4-d0b6292f512c\"><tr><td></td><td class=\"t m0 x41b h7e y38d7 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38d7 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38d8 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38d8 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38d9 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38da w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w417 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x742 y3802 w418 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">130,549.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x743 y3802 w419 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">116<span class=\"_ _3\"></span>,761<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x744 y379e w41b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">26,118.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x745 y379e w41c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">27<span class=\"_ _1\"></span>,244<span class=\"_ _5\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w41d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estments in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inv<span class=\"_ _5\"></span>estment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x746 y379f w41e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">25<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>652<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x747 y379f w41f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w420 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial inv<span class=\"_ _5\"></span>estments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x748 y3731 w421 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">182<span class=\"_ _3\"></span>,3<span class=\"_ _3\"></span>20.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x749 y3731 w422 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls58 ws56\">1<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>7,<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs46e\">Net assets<span class=\"_ _5\"></span> held to cov<span class=\"_ _5\"></span>er unit l<span class=\"_ _5\"></span>iabilities<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3e ws4 gs46f\">Included within<span class=\"_ _5\"></span> the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position ar<span class=\"_ _5\"></span>e the<span class=\"_ _5\"></span> following asse<span class=\"_ _5\"></span>ts and liabili<span class=\"_ _5\"></span>ties making<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs470\">up th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d to cove<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d to cover u<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs471\">in Ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t 1 of th<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>FRS to S<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>cy I<span class=\"_ _3\"></span>I Ne<span class=\"_ _3\"></span>t Ass<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e Sh<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>t rec<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs472\">of th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l rev<span class=\"_ _3\"></span>iew. </div><div class=\"gs473\"><table class=\"s w423 h152\" id=\"_6ab3bde2-7670-478b-a09f-94a03585935e\"><tr><td></td><td class=\"t m0 x41b h7e y38db ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38db ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38dc ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38dc ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1e y38dd ff5 fs4 fc1 sc0 ls3e ws3e\">Assets<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y38de w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38df w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e0 wc3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> property<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74a y38e0 w424 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">892.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74b y38e0 w425 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e1 w417 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x742 y38e1 w418 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">130,549.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74c y38e1 w426 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">116<span class=\"_ _3\"></span>,761.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e2 w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74d y38e2 w427 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">2<span class=\"_ _5\"></span>6,109.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74e y38e2 w428 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">2<span class=\"_ _2\"></span>7,<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e3 w429 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74f y38e3 w42a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23,<span class=\"_ _3\"></span>45<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x750 y38e3 w42b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">12,5<span class=\"_ _5\"></span>13.<span class=\"_ _5\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e4 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x751 y38e4 w42c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5,<span class=\"_ _3\"></span>311<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x752 y38e4 w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5,<span class=\"_ _3\"></span>918<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bc wd3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x753 y38bc w42e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">816<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cf y38bc w42f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">846.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bd wdb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Derivative<span class=\"_ _5\"></span> financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x754 y38bd w430 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>812.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x755 y38bd w431 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>420<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38be we2 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x756 y38be w432 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">189,950.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x757 y38be w1bb h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls58 ws56\">1<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>7,<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y38e5 ff5 fs4 fc1 sc0 ls3e ws3e\">Liabilities<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y382c wf7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x758 y382c w433 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6<span class=\"_ _3\"></span>92<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x759 y382c w434 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">61<span class=\"_ _5\"></span>3.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382d wfe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Derivativ<span class=\"_ _5\"></span>e financial liabili<span class=\"_ _5\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75a y382d w435 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3<span class=\"_ _3\"></span>,052.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75b y382d w436 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3,<span class=\"_ _3\"></span>073<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382e w106 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75c y382e w437 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa7 wsa1\">3<span class=\"_ _3\"></span>,<span class=\"_ _2\"></span>74<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x363 y382e w438 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">3,686.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w439 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Net assets held<span class=\"_ _5\"></span> to cov<span class=\"_ _5\"></span>er linked liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75d y379c w43a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">186<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>20<span class=\"_ _3\"></span>5.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75e y379c w43b h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls4b ws49\">164,121.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f wfb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Investment contract be<span class=\"_ _3\"></span>nefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75f y380f wfc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">14<span class=\"_ _6\"></span>1<span class=\"_ _3\"></span>,0<span class=\"_ _5\"></span>38.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x760 y380f w239 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">123<span class=\"_ _3\"></span>,149.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w43c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le to u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x761 y3810 w43d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">44,<span class=\"_ _3\"></span>699.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x762 y3810 w43e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">40,<span class=\"_ _3\"></span>536.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w43f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed insur<span class=\"_ _5\"></span>ance contr<span class=\"_ _5\"></span>act liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x763 y37ab w15b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x764 y37ab w440 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">435.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w441 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Net unit-<span class=\"_ _5\"></span>linked liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x765 y3731 w442 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">18<span class=\"_ _3\"></span>6,<span class=\"_ _3\"></span>20<span class=\"_ _3\"></span>5.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x766 y3731 w443 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls4b ws49\">164,121.5<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs474\">Net asset<span class=\"_ _5\"></span>s held t<span class=\"_ _5\"></span>o co<span class=\"_ _5\"></span>ver link<span class=\"_ _5\"></span>ed liabilities, and<span class=\"_ _5\"></span> third-<span class=\"_ _5\"></span>part<span class=\"_ _3\"></span>y holdings in<span class=\"_ _5\"></span> unit trust<span class=\"_ _5\"></span>s, are c<span class=\"_ _5\"></span>onsidered<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs475\">to ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f up to o<span class=\"_ _3\"></span>ne ye<span class=\"_ _3\"></span>ar s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ce t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re rep<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs476\">tran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e on d<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Se<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g po<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>icy (ai<span class=\"_ _5\"></span>) for fu<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er i<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>n cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>nd<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs477\">non-cur<span class=\"_ _5\"></span>rent disclos<span class=\"_ _5\"></span>ure.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs479\">Inv<span class=\"_ _5\"></span>estment property<span class=\"_ _2d1\"> </span></div><div class=\"gs47a\"><table class=\"s w444 h153\" id=\"_7ed7e6e7-d351-4cd6-b7cc-64b2137a4a71\"><tr><td></td><td class=\"c n x72e y38e6 w221 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72f y38e7 w403 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x3ed y38e8 w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y38e9 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ea w223 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x767 y38ea w425 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x768 y38ea w445 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>294<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w446 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Capit<span class=\"_ _5\"></span>alised expenditure<span class=\"_ _5\"></span> on exist<span class=\"_ _5\"></span>ing properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x769 y380f w447 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76a y380f w284 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">1<span class=\"_ _3\"></span>0.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w373 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76b y3810 w448 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(2<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76c y3810 w449 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w44a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76d y37ab w209 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _6\"></span>3.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76e y37ab w20a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _0\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76f y3731 w44b h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">892<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x770 y3731 w44c h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,11<span class=\"_ _3\"></span>0.3<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs47b\">The Gr<span class=\"_ _5\"></span>oup is t<span class=\"_ _5\"></span>he lessor f<span class=\"_ _5\"></span>or a<span class=\"_ _5\"></span> por<span class=\"_ _3\"></span>tfolio of<span class=\"_ _5\"></span> properties which<span class=\"_ _5\"></span> meet the<span class=\"_ _5\"></span> definition o<span class=\"_ _5\"></span>f inv<span class=\"_ _5\"></span>estment </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs47c\">property.<span class=\"_ _5\"></span> The portfolio is<span class=\"_ _5\"></span> held within unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed funds, leased out<span class=\"_ _5\"></span> under operat<span class=\"_ _5\"></span>ing leases, and is<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs47d\">considered<span class=\"_ _5\"></span> current. How<span class=\"_ _5\"></span>ever<span class=\"_ _6\"></span>, since in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> properties ar<span class=\"_ _5\"></span>e not t<span class=\"_ _5\"></span>raded in<span class=\"_ _5\"></span> an organised<span class=\"_ _5\"></span> public </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs47e\">ma<span class=\"_ _3\"></span>rket t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>ly i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>id c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>red w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h ma<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re are n<span class=\"_ _3\"></span>o </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs47f\">rest<span class=\"_ _5\"></span>rictions on<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>ealisability of the<span class=\"_ _5\"></span> Group\u2019s<span class=\"_ _5\"></span> individual pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties, or on<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>emittance of<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs480\">income or<span class=\"_ _5\"></span> disposal pr<span class=\"_ _5\"></span>oceeds<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs481\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ows va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>s stra<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>es to mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>se t<span class=\"_ _3\"></span>he r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ks as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th a<span class=\"_ _3\"></span>ny rig<span class=\"_ _3\"></span>ht<span class=\"_ _3\"></span>s the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs482\">ret<span class=\"_ _5\"></span>ains in<span class=\"_ _5\"></span> the in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> properties. These st<span class=\"_ _5\"></span>rategies<span class=\"_ _5\"></span> include:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs483\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">activ<span class=\"_ _5\"></span>ely re<span class=\"_ _5\"></span>viewing and monit<span class=\"_ _5\"></span>oring t<span class=\"_ _5\"></span>he condition<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> properties and undertaking<span class=\"_ _5\"></span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs484\">ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te rep<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital w<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ks pro<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cts a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs485\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">engaging pr<span class=\"_ _5\"></span>ofe<span class=\"_ _5\"></span>ssional legal<span class=\"_ _5\"></span> advisers in<span class=\"_ _5\"></span> drafting<span class=\"_ _5\"></span> prudent lease<span class=\"_ _5\"></span> terms<span class=\"_ _5\"></span> gov<span class=\"_ _5\"></span>erning the<span class=\"_ _5\"></span> use </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs486\">of t<span class=\"_ _5\"></span>he pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties<span class=\"_ _5\"></span> and engaging<span class=\"_ _5\"></span> specialist ass<span class=\"_ _5\"></span>et managers<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> overs<span class=\"_ _5\"></span>ee adherenc<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o these<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs487\">ter<span class=\"_ _3\"></span>ms on a<span class=\"_ _3\"></span>n o<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is </div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs488\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">activ<span class=\"_ _5\"></span>ely re<span class=\"_ _5\"></span>viewing and monit<span class=\"_ _5\"></span>oring lessee<span class=\"_ _5\"></span> financial co<span class=\"_ _5\"></span>venant posit<span class=\"_ _5\"></span>ions </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs489\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">maintaining<span class=\"_ _5\"></span> appropriat<span class=\"_ _5\"></span>e and<span class=\"_ _5\"></span> prudent insurance<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> the pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs48a\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">senior<span class=\"_ _5\"></span> management r<span class=\"_ _5\"></span>egularly r<span class=\"_ _5\"></span>eviewing<span class=\"_ _5\"></span> the in<span class=\"_ _5\"></span>vest<span class=\"_ _5\"></span>ment pr<span class=\"_ _5\"></span>opert<span class=\"_ _3\"></span>y portfolio<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> oversee<span class=\"_ _5\"></span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs48b\">diversificat<span class=\"_ _5\"></span>ion and performance,<span class=\"_ _5\"></span> and t<span class=\"_ _5\"></span>o maximise v<span class=\"_ _5\"></span>alue and occupanc<span class=\"_ _5\"></span>y rat<span class=\"_ _5\"></span>es. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs48c\">Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d at l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>t mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly by e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>veyor<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls5b ws2 gs48d\">wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e gu<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Roya<span class=\"_ _3\"></span>l In<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of C<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d Su<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>veyo<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs48e\">val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e \u2018m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h\u2019 va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ion te<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ue: t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t is<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs48f\">pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt in<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n ge<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ted by m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns i<span class=\"_ _3\"></span>nvol<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ica<span class=\"_ _3\"></span>l or </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs490\">comparable (<span class=\"_ _6\"></span>i.e. similar<span class=\"_ _6\"></span>) assets.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs491\">Th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>stor<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ost o<span class=\"_ _3\"></span>f inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 is \u00a3<span class=\"_ _3\"></span>987<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs492\">(<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a31<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>297<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Thi<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs493\">any s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t reval<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs495\">The r<span class=\"_ _5\"></span>ental<span class=\"_ _5\"></span> income and<span class=\"_ _5\"></span> direct oper<span class=\"_ _5\"></span>ating expenses<span class=\"_ _5\"></span> recognised in<span class=\"_ _5\"></span> the consolidat<span class=\"_ _5\"></span>ed st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs496\">of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>tie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow. Al<span class=\"_ _3\"></span>l exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs497\">rel<span class=\"_ _3\"></span>ate to p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y g<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>ng re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"gs498\"><table class=\"s w1e0 h154\" id=\"_6d4ebd1b-6c1c-44d5-8770-a98bbe0ec64d\"><tr><td></td><td class=\"t m0 x433 h7e y38eb ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y38eb ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y38ec ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38ec ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38ed ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38ed ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38ee w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38ef w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w205 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Rent<span class=\"_ _5\"></span>al income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x464 y3730 w44d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">60.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x465 y3730 w44e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">69.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w44f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Direc<span class=\"_ _5\"></span>t operat<span class=\"_ _5\"></span>ing expense<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x771 y3731 w287 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">9.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x772 y3731 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">5.0<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs499\">At<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear-<span class=\"_ _5\"></span>end con<span class=\"_ _5\"></span>tractual<span class=\"_ _5\"></span> obligations t<span class=\"_ _5\"></span>o purc<span class=\"_ _5\"></span>hase, construct<span class=\"_ _5\"></span> or dev<span class=\"_ _5\"></span>elop inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> propert<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs49a\">amount<span class=\"_ _5\"></span>ed to<span class=\"_ _5\"></span> \u00a36.4 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a313.4 million<span class=\"_ _1\"></span>). The<span class=\"_ _5\"></span> most significan<span class=\"_ _5\"></span>t contr<span class=\"_ _5\"></span>actual obligation<span class=\"_ _5\"></span> at </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs49b\">31<span class=\"_ _5\"></span> December 202<span class=\"_ _5\"></span>4 was<span class=\"_ _5\"></span> for r<span class=\"_ _5\"></span>efurbishment<span class=\"_ _5\"></span> of a building<span class=\"_ _5\"></span> in Manchest<span class=\"_ _5\"></span>er to<span class=\"_ _5\"></span>talling \u00a3<span class=\"_ _5\"></span>2.7 million<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs49c\">(<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a39.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4b gs49d\">Contr<span class=\"_ _5\"></span>actual obligation<span class=\"_ _5\"></span>s to<span class=\"_ _5\"></span> dispose of<span class=\"_ _5\"></span> inves<span class=\"_ _5\"></span>tment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ty amounted<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> \u00a328.0 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a3nil<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs49e\">A ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ysi<span class=\"_ _3\"></span>s of u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l re<span class=\"_ _3\"></span>ntal i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e to be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d on a<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs49f\">ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s for th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>ex<span class=\"_ _3\"></span>t fi<span class=\"_ _3\"></span>ve ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d the to<span class=\"_ _3\"></span>tal to be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>ed th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ter, is s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow.<span class=\"_ _2d1\"> </span></div><div class=\"gs4a0\"><table class=\"s w450 h155\" id=\"_c8abcc6c-3853-43c6-989c-50be35db057d\"><tr><td></td><td class=\"t m0 x41b h7e y38f0 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f0 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38f1 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38f1 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h8 y38f2 ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me to be re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved i<span class=\"_ _3\"></span>n:<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y38f3 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38f4 w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38f5 w2a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x773 y38f5 w451 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">45<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x774 y38f5 w452 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">64.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38f6 w453 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x775 y38f6 w454 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">42.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x776 y38f6 w455 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">58.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w456 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x777 y38d1 w457 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">38.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x778 y38d1 w458 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">52.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w459 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x779 y380f w45a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">33.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77a y380f w45b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>7.<span class=\"_ _0\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w45c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77b y3810 w45d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">29.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ff y3810 w45e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">41.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w45f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Y<span class=\"_ _5\"></span>e<span class=\"_ _3\"></span>ar 6 o<span class=\"_ _3\"></span>nwa<span class=\"_ _3\"></span>rds<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77c y37ab w460 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">156.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77d y37ab w461 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">235.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w462 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal undiscounted contractual rental<span class=\"_ _5\"></span> income to be received<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77e y3731 w463 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77f y3731 w26f h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls97 ws94\">4<span class=\"_ _3\"></span>99<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls3 ws2 gs4a1\">Cash a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>sh eq<span class=\"_ _3\"></span>uival<span class=\"_ _3\"></span>ents<span class=\"_ _2d1\"> </span></div><div class=\"gs4a2\"><table class=\"s w464 h156\" id=\"_a57767e2-229f-4f0c-8d11-6b2955c2814d\"><tr><td></td><td class=\"t m0 x41b h7e y38f7 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f7 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38f8 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38f8 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38d5 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38d6 w1a6 h12c\"><div class=\"t m0 x262 h7e y372e ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w465 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cas<span class=\"_ _3\"></span>h a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts n<span class=\"_ _3\"></span>ot he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d to cove<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>it li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x780 y3810 w466 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">352<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x781 y3810 w467 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w468 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Balances held<span class=\"_ _5\"></span> to co<span class=\"_ _5\"></span>ver un<span class=\"_ _5\"></span>it liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x782 y37ab w42c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5,<span class=\"_ _3\"></span>311<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x783 y37ab w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5,<span class=\"_ _3\"></span>918<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w469 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash and cash equiv<span class=\"_ _5\"></span>alents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x784 y3731 w46a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">5,663.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x444 y3731 we1 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls52 ws4f\">6,<span class=\"_ _3\"></span>204<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4a3\">All c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>re con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentContractsLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-373": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs3f3\">7<span class=\"_ _6\"></span>. Insurance re<span class=\"_ _5\"></span>venue<span class=\"_ _2d1\"> </span></div><div class=\"gs3f4\"><table class=\"s w1e0 h13e\" id=\"_f05ef801-6d96-4000-b002-d493aa9a43d5\"><tr><td></td><td class=\"t m0 x433 h7e y37fc ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y37fc ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y37fd ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y37fd ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y37fe ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y37fe ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d hb y37ff ff1f fs4 fc2 sc0 ls7 ws5\">Amount<span class=\"_ _5\"></span>s rela<span class=\"_ _5\"></span>ting t<span class=\"_ _5\"></span>o chan<span class=\"_ _5\"></span>ges in liabilit<span class=\"_ _5\"></span>ies f<span class=\"_ _5\"></span>or r<span class=\"_ _5\"></span>emaining co<span class=\"_ _5\"></span>vera<span class=\"_ _5\"></span>ge<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y3800 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x41e y3801 w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w242 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Expect<span class=\"_ _5\"></span>ed incurred<span class=\"_ _5\"></span> claims and o<span class=\"_ _5\"></span>ther insur<span class=\"_ _5\"></span>ance service expenses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x492 y3802 w243 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x493 y3802 wb7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">23.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w244 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Change<span class=\"_ _5\"></span> in risk<span class=\"_ _5\"></span> adjustment f<span class=\"_ _5\"></span>or non-<span class=\"_ _5\"></span>financial risk<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> risk expir<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x494 y379e w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x453 y379e w82 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w246 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 CS<span class=\"_ _3\"></span>M rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d for s<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vic<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x495 y37ab w247 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">1.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x496 y37ab w248 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">1<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w249 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal insurance rev<span class=\"_ _5\"></span>enue<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x497 y3731 w24a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">25.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x498 y3731 w26 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">25.<span class=\"_ _3\"></span>3</div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInsurancePremiumRevenueExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-374": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs3f9\">9. Finance income and finance co<span class=\"_ _5\"></span>sts<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3fa\">The f<span class=\"_ _5\"></span>ollowing it<span class=\"_ _5\"></span>ems are<span class=\"_ _5\"></span> included within<span class=\"_ _5\"></span> other finance<span class=\"_ _5\"></span> income disclosed<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3fb\">comprehensiv<span class=\"_ _5\"></span>e income:<span class=\"_ _2d1\"> </span></div><div class=\"gs3fc\"><table class=\"s w250 h140\" id=\"_71a87910-eedf-42d8-9af8-c2629c26316d\"><tr><td></td><td class=\"t m0 x3e8 h7e y3809 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3809 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y380a ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y380a ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y380b ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y380b ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y380c w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y380d w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a8 w251 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d on c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49d y37a8 w252 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49e y37a8 w253 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w254 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d on b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49f y37a9 w255 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">43.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a0 y37a9 w256 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380e w257 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Finance income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a1 y380e w258 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">58.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a2 y380e w37 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsaa wsa6\">48.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w259 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> paid on e<span class=\"_ _5\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _5\"></span>nal borr<span class=\"_ _5\"></span>owings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a3 y380f w25a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a4 y380f w25b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w25c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inter<span class=\"_ _5\"></span>est paid<span class=\"_ _5\"></span> on lease liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x411 y3810 w197 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a5 y3810 w91 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w25d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Other int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a6 y37ab w91 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a7 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w25e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Finance costs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a8 y3731 w25f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(36<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a9 y3731 w260 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3fd\">Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved o<span class=\"_ _3\"></span>n sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r ca<span class=\"_ _3\"></span>sh a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>nts </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs3fe\">and business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners. See Not<span class=\"_ _5\"></span>e 15<span class=\"_ _5\"></span> for further<span class=\"_ _5\"></span> information<span class=\"_ _5\"></span> on business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs3ff\">Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt t<span class=\"_ _3\"></span>he co<span class=\"_ _3\"></span>st o<span class=\"_ _3\"></span>f inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs400\">inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e on t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-408": {
   "value": "9. Finance income and finance co<span class=\"_ _5\"></span>sts<span class=\"_ _2d1\"> </span>The f<span class=\"_ _5\"></span>ollowing it<span class=\"_ _5\"></span>ems are<span class=\"_ _5\"></span> included within<span class=\"_ _5\"></span> other finance<span class=\"_ _5\"></span> income disclosed<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income:<span class=\"_ _2d1\"> </span><table class=\"s w250 h140\" id=\"_71a87910-eedf-42d8-9af8-c2629c26316d\"><tr><td></td><td class=\"t m0 x3e8 h7e y3809 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3809 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y380a ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y380a ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y380b ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y380b ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y380c w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y380d w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a8 w251 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d on c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49d y37a8 w252 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49e y37a8 w253 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w254 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d on b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49f y37a9 w255 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">43.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a0 y37a9 w256 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380e w257 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Finance income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a1 y380e w258 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">58.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a2 y380e w37 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsaa wsa6\">48.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w259 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> paid on e<span class=\"_ _5\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _5\"></span>nal borr<span class=\"_ _5\"></span>owings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a3 y380f w25a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a4 y380f w25b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w25c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inter<span class=\"_ _5\"></span>est paid<span class=\"_ _5\"></span> on lease liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x411 y3810 w197 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a5 y3810 w91 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w25d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Other int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a6 y37ab w91 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a7 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w25e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Finance costs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a8 y3731 w25f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(36<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a9 y3731 w260 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr></table>Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved o<span class=\"_ _3\"></span>n sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r ca<span class=\"_ _3\"></span>sh a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>nts and business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners. See Not<span class=\"_ _5\"></span>e 15<span class=\"_ _5\"></span> for further<span class=\"_ _5\"></span> information<span class=\"_ _5\"></span> on business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners. Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt t<span class=\"_ _3\"></span>he co<span class=\"_ _3\"></span>st o<span class=\"_ _3\"></span>f inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e on t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-431": {
   "value": "9. Finance income and finance co<span class=\"_ _5\"></span>sts<span class=\"_ _2d1\"> </span>The f<span class=\"_ _5\"></span>ollowing it<span class=\"_ _5\"></span>ems are<span class=\"_ _5\"></span> included within<span class=\"_ _5\"></span> other finance<span class=\"_ _5\"></span> income disclosed<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income:<span class=\"_ _2d1\"> </span><table class=\"s w250 h140\" id=\"_71a87910-eedf-42d8-9af8-c2629c26316d\"><tr><td></td><td class=\"t m0 x3e8 h7e y3809 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3809 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y380a ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y380a ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y380b ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y380b ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y380c w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y380d w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a8 w251 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d on c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49d y37a8 w252 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49e y37a8 w253 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w254 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d on b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49f y37a9 w255 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">43.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a0 y37a9 w256 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380e w257 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Finance income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a1 y380e w258 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">58.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a2 y380e w37 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsaa wsa6\">48.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w259 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> paid on e<span class=\"_ _5\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _5\"></span>nal borr<span class=\"_ _5\"></span>owings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a3 y380f w25a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a4 y380f w25b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w25c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inter<span class=\"_ _5\"></span>est paid<span class=\"_ _5\"></span> on lease liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x411 y3810 w197 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a5 y3810 w91 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w25d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Other int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a6 y37ab w91 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a7 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w25e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Finance costs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a8 y3731 w25f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(36<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a9 y3731 w260 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr></table>Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved o<span class=\"_ _3\"></span>n sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r ca<span class=\"_ _3\"></span>sh a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>nts and business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners. See Not<span class=\"_ _5\"></span>e 15<span class=\"_ _5\"></span> for further<span class=\"_ _5\"></span> information<span class=\"_ _5\"></span> on business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners. Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt t<span class=\"_ _3\"></span>he co<span class=\"_ _3\"></span>st o<span class=\"_ _3\"></span>f inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e on t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceCostExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-441": {
   "value": "9. Finance income and finance co<span class=\"_ _5\"></span>sts<span class=\"_ _2d1\"> </span>The f<span class=\"_ _5\"></span>ollowing it<span class=\"_ _5\"></span>ems are<span class=\"_ _5\"></span> included within<span class=\"_ _5\"></span> other finance<span class=\"_ _5\"></span> income disclosed<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income:<span class=\"_ _2d1\"> </span><table class=\"s w250 h140\" id=\"_71a87910-eedf-42d8-9af8-c2629c26316d\"><tr><td></td><td class=\"t m0 x3e8 h7e y3809 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3809 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y380a ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y380a ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y380b ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y380b ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y380c w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y380d w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a8 w251 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d on c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49d y37a8 w252 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49e y37a8 w253 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w254 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d on b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49f y37a9 w255 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">43.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a0 y37a9 w256 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380e w257 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Finance income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a1 y380e w258 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">58.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a2 y380e w37 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsaa wsa6\">48.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w259 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> paid on e<span class=\"_ _5\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _5\"></span>nal borr<span class=\"_ _5\"></span>owings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a3 y380f w25a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a4 y380f w25b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w25c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inter<span class=\"_ _5\"></span>est paid<span class=\"_ _5\"></span> on lease liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x411 y3810 w197 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a5 y3810 w91 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w25d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Other int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a6 y37ab w91 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a7 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w25e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Finance costs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a8 y3731 w25f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(36<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a9 y3731 w260 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr></table>Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved o<span class=\"_ _3\"></span>n sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r ca<span class=\"_ _3\"></span>sh a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>nts and business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners. See Not<span class=\"_ _5\"></span>e 15<span class=\"_ _5\"></span> for further<span class=\"_ _5\"></span> information<span class=\"_ _5\"></span> on business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners. Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt t<span class=\"_ _3\"></span>he co<span class=\"_ _3\"></span>st o<span class=\"_ _3\"></span>f inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e on t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-446": {
   "value": "9. Finance income and finance co<span class=\"_ _5\"></span>sts<span class=\"_ _2d1\"> </span>The f<span class=\"_ _5\"></span>ollowing it<span class=\"_ _5\"></span>ems are<span class=\"_ _5\"></span> included within<span class=\"_ _5\"></span> other finance<span class=\"_ _5\"></span> income disclosed<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income:<span class=\"_ _2d1\"> </span><table class=\"s w250 h140\" id=\"_71a87910-eedf-42d8-9af8-c2629c26316d\"><tr><td></td><td class=\"t m0 x3e8 h7e y3809 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3809 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y380a ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y380a ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y380b ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y380b ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y380c w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y380d w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a8 w251 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d on c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49d y37a8 w252 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49e y37a8 w253 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w254 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d on b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49f y37a9 w255 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">43.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a0 y37a9 w256 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380e w257 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Finance income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a1 y380e w258 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">58.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a2 y380e w37 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsaa wsa6\">48.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w259 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> paid on e<span class=\"_ _5\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _5\"></span>nal borr<span class=\"_ _5\"></span>owings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a3 y380f w25a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a4 y380f w25b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w25c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inter<span class=\"_ _5\"></span>est paid<span class=\"_ _5\"></span> on lease liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x411 y3810 w197 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a5 y3810 w91 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w25d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Other int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a6 y37ab w91 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a7 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w25e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Finance costs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a8 y3731 w25f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(36<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a9 y3731 w260 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr></table>Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved o<span class=\"_ _3\"></span>n sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r ca<span class=\"_ _3\"></span>sh a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>nts and business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners. See Not<span class=\"_ _5\"></span>e 15<span class=\"_ _5\"></span> for further<span class=\"_ _5\"></span> information<span class=\"_ _5\"></span> on business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners. Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt t<span class=\"_ _3\"></span>he co<span class=\"_ _3\"></span>st o<span class=\"_ _3\"></span>f inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e on t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-450": {
   "value": "9. Finance income and finance co<span class=\"_ _5\"></span>sts<span class=\"_ _2d1\"> </span>The f<span class=\"_ _5\"></span>ollowing it<span class=\"_ _5\"></span>ems are<span class=\"_ _5\"></span> included within<span class=\"_ _5\"></span> other finance<span class=\"_ _5\"></span> income disclosed<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income:<span class=\"_ _2d1\"> </span><table class=\"s w250 h140\" id=\"_71a87910-eedf-42d8-9af8-c2629c26316d\"><tr><td></td><td class=\"t m0 x3e8 h7e y3809 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3809 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y380a ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y380a ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y380b ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y380b ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y380c w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y380d w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a8 w251 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d on c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49d y37a8 w252 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49e y37a8 w253 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w254 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d on b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x49f y37a9 w255 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">43.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a0 y37a9 w256 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380e w257 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Finance income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a1 y380e w258 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">58.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a2 y380e w37 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsaa wsa6\">48.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w259 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> paid on e<span class=\"_ _5\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _5\"></span>nal borr<span class=\"_ _5\"></span>owings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a3 y380f w25a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a4 y380f w25b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w25c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inter<span class=\"_ _5\"></span>est paid<span class=\"_ _5\"></span> on lease liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x411 y3810 w197 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a5 y3810 w91 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w25d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Other int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a6 y37ab w91 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a7 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w25e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Finance costs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a8 y3731 w25f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(36<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a9 y3731 w260 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr></table>Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved o<span class=\"_ _3\"></span>n sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r ca<span class=\"_ _3\"></span>sh a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>nts and business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners. See Not<span class=\"_ _5\"></span>e 15<span class=\"_ _5\"></span> for further<span class=\"_ _5\"></span> information<span class=\"_ _5\"></span> on business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners. Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>sts re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt t<span class=\"_ _3\"></span>he co<span class=\"_ _3\"></span>st o<span class=\"_ _3\"></span>f inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e on t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-375": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls3 ws2 gs402\">10. Inc<span class=\"_ _3\"></span>ome and de<span class=\"_ _3\"></span>ferred taxes<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls3 ws2 gs403\">T<span class=\"_ _5\"></span>ax fo<span class=\"_ _3\"></span>r the yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div><div class=\"gs404\"><table class=\"s w261 h141\" id=\"_fecf8af3-a1f7-4752-b76d-525d968297ba\"><tr><td></td><td class=\"t m0 x433 h7e y3811 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y3811 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y3812 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3812 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y3813 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3813 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1e y3814 ff5 fs4 fc1 sc0 ls3e ws3e\">Current<span class=\"_ _5\"></span> tax<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y3815 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y3816 w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3817 ff3 fs4 fc2 sc0 ls3 ws2\">UK c<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n tax<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3818 w262 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t yea<span class=\"_ _3\"></span>r ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4aa y3818 w263 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">33<span class=\"_ _3\"></span>0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ab y3818 w264 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">222.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3819 w265 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ac y3819 w266 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">1<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ad y3819 w267 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y381a ff3 fs4 fc2 sc0 ls46 ws46\">Overseas t<span class=\"_ _5\"></span>axes<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y381b w262 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t yea<span class=\"_ _3\"></span>r ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ae y381b w268 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4af y381b w269 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">2.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y381c w265 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b0 y381c w26a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b1 y381c w120 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y381d ff5 fs4 fc1 sc0 ls3e ws3e\">Deferred tax<span class=\"_ _2d1\"> </span></td><td class=\"c n x4b2 y381e w26b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">349.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b3 y381e w26c h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">225<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y381f w26d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unrealised c<span class=\"_ _5\"></span>apital gains<span class=\"_ _5\"></span> in unit<span class=\"_ _6\"></span>-linked<span class=\"_ _5\"></span> funds<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b4 y381f w26e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">2<span class=\"_ _3\"></span>61.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b5 y381f w26f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3820 ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>rel<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>ved e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3821 w270 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Utilisat<span class=\"_ _5\"></span>ion in t<span class=\"_ _5\"></span>he year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b6 y3821 w271 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">8.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x39b y3821 w272 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3822 ff3 fs4 fc2 sc0 ls8 ws6\">Capital<span class=\"_ _5\"></span> losses </td><td></td><td></td></tr><tr><td class=\"c n x265 y3823 w270 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Utilisat<span class=\"_ _5\"></span>ion in t<span class=\"_ _5\"></span>he year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b7 y3823 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b8 y3823 w273 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3824 w265 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b9 y3824 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ba y3824 w274 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3825 w275 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">DAC, DI<span class=\"_ _3\"></span>R an<span class=\"_ _3\"></span>d PV<span class=\"_ _3\"></span>IF<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4bb y3825 w276 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4bc y3825 w277 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3826 w278 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Share-<span class=\"_ _5\"></span>based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4bd y3826 w279 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4be y3826 w27a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">8.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3827 w27b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4bf y3827 w27c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c0 y3827 w27d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3828 w27e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed asse<span class=\"_ _5\"></span>t timing differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c1 y3828 w1e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c2 y3828 w27f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">2.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3829 w280 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">UK t<span class=\"_ _3\"></span>rad<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c3 y3829 w281 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">40.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c4 y3829 w282 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382a w283 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> items<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c5 y382a w284 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c6 y382a w285 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">1.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382b w286 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Overseas losses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c7 y382b w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45f y382b w287 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382c w288 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">T<span class=\"_ _6\"></span>ransitional adjustment<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c8 y382c w289 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c9 y382c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382d w28a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ca y382d w28b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cb y382d w274 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x4cc y382e w28c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">301<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cd y382e w28d h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls1 ws1\">2<span class=\"_ _3\"></span>24<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w28e h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ta<span class=\"_ _3\"></span>x cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ce y379c w28f h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">6<span class=\"_ _3\"></span>50.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cf y379c w290 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls57 ws55\">4<span class=\"_ _3\"></span>49.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y382f ff5 fs4 fc1 sc0 ls3e ws3e\">Attributable to<span class=\"_ _5\"></span>:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3810 w291 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">\u2013 P<span class=\"_ _5\"></span>olicyholders<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4d0 y3810 w1d0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">513<span class=\"_ _3\"></span>.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4d1 y3810 w1d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">444.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w292 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">\u2013 Shar<span class=\"_ _5\"></span>eholders<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4d2 y37ab w293 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44f y37ab w294 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x4b2 y3731 w295 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">650.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4d3 y3731 wf5 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls57 ws55\">449.5<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls49 ws2 gs406\">Th<span class=\"_ _3\"></span>e pri<span class=\"_ _3\"></span>or ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt of \u00a31<span class=\"_ _3\"></span>.6 m<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e in c<span class=\"_ _3\"></span>urre<span class=\"_ _3\"></span>nt ta<span class=\"_ _3\"></span>x on t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts a \u00a3<span class=\"_ _3\"></span>2.<span class=\"_ _3\"></span>4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs407\">ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r tax (2023: \u00a31<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) and a c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>f \u00a30.<span class=\"_ _3\"></span>8 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs408\">res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct of s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er ta<span class=\"_ _3\"></span>x (2023: \u00a31<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge)<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>e pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r a<span class=\"_ _3\"></span>dju<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of \u00a3<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs409\">cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t in d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax o<span class=\"_ _3\"></span>n the l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s \u00a30.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct of p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r tax </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs40a\">(<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>) a<span class=\"_ _3\"></span>nd a cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it of \u00a3<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er ta<span class=\"_ _3\"></span>x (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a30.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs40b\">In a<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g at t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>fore ta<span class=\"_ _3\"></span>x at<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>\u2019 ret<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, it i<span class=\"_ _3\"></span>s ne<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs40c\">es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of t<span class=\"_ _3\"></span>he tota<span class=\"_ _3\"></span>l tax c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it) bet<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>at p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e in re<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs40d\">of poli<span class=\"_ _5\"></span>cyholders and<span class=\"_ _5\"></span> that<span class=\"_ _5\"></span> payable b<span class=\"_ _5\"></span>y shar<span class=\"_ _5\"></span>eholders. Shar<span class=\"_ _5\"></span>eholder t<span class=\"_ _5\"></span>ax is e<span class=\"_ _5\"></span>stimated<span class=\"_ _5\"></span> by<span class=\"_ _5\"></span> making </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs40e\">an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve rate o<span class=\"_ _3\"></span>f tax th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to the s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s on t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>its </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs40f\">at<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is i<span class=\"_ _3\"></span>s ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d by a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs410\">tax ra<span class=\"_ _3\"></span>tes to th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r prof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The re<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f the ta<span class=\"_ _3\"></span>x ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) repre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts ta<span class=\"_ _3\"></span>x on </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs411\">policyholders\u2019 in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> returns. T<span class=\"_ _5\"></span>his calculation<span class=\"_ _5\"></span> method is<span class=\"_ _5\"></span> consistent<span class=\"_ _5\"></span> with the<span class=\"_ _5\"></span> legislation </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs412\">rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g to the c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of ta<span class=\"_ _3\"></span>x on s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs414\">Reconciliation of<span class=\"_ _5\"></span> tax charge to e<span class=\"_ _5\"></span>xpected tax<span class=\"_ _2d1\"> </span></div><div class=\"gs415\"><table class=\"s w296 h142\" id=\"_1acd9d4e-c77d-48e4-a715-9c657124cfe5\"><tr><td></td><td class=\"t m0 x4d4 h7e y3830 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td></td><td class=\"t m0 x4d5 h1c y3830 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 x4d6 h7e y3831 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td></td><td class=\"t m0 x4d7 h1c y3831 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td></td></tr><tr><td></td><td class=\"t m0 x4d8 h7e y3832 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td></td><td class=\"t m0 x4d9 h1c y3832 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td></td><td class=\"c n x4da y3833 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4db y3834 w297 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3835 ff3 fs4 fc2 sc0 ls3 ws2\">Prof<span class=\"_ _3\"></span>it b<span class=\"_ _3\"></span>efo<span class=\"_ _3\"></span>re tax<span class=\"_ _2d1\"> </span></td><td class=\"c n x4dc y3836 w298 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">1,<span class=\"_ _3\"></span>049.1<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4dd y3836 w299 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">4<span class=\"_ _3\"></span>39.6<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3837 w29a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ax a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cyh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s\u2019 re<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4de y3837 w41 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4df y3837 w42 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">(<span class=\"_ _1\"></span>444.1<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c x265 y3839 w29b h143\"><div class=\"t m0 x262 h1e y3838 ff5 fs4 fc1 sc0 ls3e ws3e\">Profit<span class=\"_ _5\"></span>/<span class=\"_ _6\"></span>(<span class=\"_ _5\"></span>loss<span class=\"_ _5\"></span>) before ta<span class=\"_ _5\"></span>x attributable to<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">shareholders\u2019 returns<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e0 y3839 w44 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls92 ws82\">535.9<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4e1 y3839 w29c h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y383a ff3 fs4 fc2 sc0 ls3 ws2\">Sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r tax ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rge/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) at co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y383b w29d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">tax ra<span class=\"_ _3\"></span>te of 25% (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: 23<span class=\"_ _3\"></span>.5%)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e2 y383b wc1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">134<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e3 y383b w29e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">25%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e4 y383b w29f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e5 y383b w2a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">23<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y383c ff5 fs4 fc1 sc0 ls9a ws97\">Adju<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>men<span class=\"_ _3\"></span>ts:<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y383d ff3 fs4 fc2 sc0 ls3 ws2\">Lowe<span class=\"_ _3\"></span>r rate<span class=\"_ _3\"></span>s of co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on ta<span class=\"_ _3\"></span>x </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y383e w2a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">in o<span class=\"_ _5\"></span>verseas subsidiarie<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e6 y383e w2a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e7 y383e w2a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>%)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e8 y383e w2a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e9 y383e w2a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">39.<span class=\"_ _3\"></span>4%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y383f w2a6 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Expected shareholder tax<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ea y383f w2a7 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">132<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4eb y383f w2a8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">24.<span class=\"_ _3\"></span>8%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ec y383f w2a9 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6e ws6c\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ed y383f w2aa h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">62.<span class=\"_ _3\"></span>9%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3840 ff5 fs4 fc1 sc0 ls48 ws48\">Effects of:<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3841 w2ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Non-<span class=\"_ _5\"></span>taxable<span class=\"_ _5\"></span> income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ee y3841 w2ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4ef y3841 w2ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3842 ff3 fs4 fc2 sc0 ls3 ws2\">Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3843 w2ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t tax<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f0 y3843 w2af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f1 y3843 w2b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">1.0<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3844 w2b1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 De<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red ta<span class=\"_ _3\"></span>x<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f2 y3844 w2b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f3 y3844 w2b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3845 ff3 fs4 fc2 sc0 ls3 ws2\">Di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g an<span class=\"_ _3\"></span>d tax b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3846 w2b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">in re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>loye<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re sch<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f4 y3846 w28b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f5 y3846 w2b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c x265 y3847 w2b6 h135\"><div class=\"t m0 x262 h8 y3790 ff3 fs4 fc2 sc0 ls3 ws2\">Im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e in ta<span class=\"_ _3\"></span>x rates b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt an<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red ta<span class=\"_ _3\"></span>x<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f6 y3847 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f7 y3847 w5e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3848 w2b7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Disallowa<span class=\"_ _5\"></span>ble expenses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f8 y3848 w2b8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">6.1<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f9 y3848 w2b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">4<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c x265 y384b w2ba h144\"><div class=\"t m0 x262 h8 y3849 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>cou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ba<span class=\"_ _3\"></span>se<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x4fa hf6 y384a ff3 fs61 fc1 sc0 ls3 ws2\">\u2013<span class=\"fs4 fc2 ls6 ws4\"> Hong K<span class=\"_ _5\"></span>ong<span class=\"_ _2d1\"> </span></span></div></td><td class=\"c n x4fb y384b w84 h12a\"><div class=\"t m0 x262 hf6 y384a ff3 fs4 fc2 sc0 ls14d ws177\">4.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4fc y384b w54 h12a\"><div class=\"t m0 x262 hf6 y384a ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y379a w2bb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Pro<span class=\"_ _5\"></span>vision f<span class=\"_ _5\"></span>or futur<span class=\"_ _5\"></span>e liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4fd y379a w4f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4fe y379a w2bc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y384c w2bd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ax l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s no<span class=\"_ _3\"></span>t rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ff y384c w2be h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.4<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x500 y384c w2bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">1.9<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y384d ff3 fs4 fc2 sc0 ls57 ws55\">Other<span class=\"_ _2d1\"> </span></td><td class=\"c n x501 y37ed w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x502 y37ed w82 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td></td><td class=\"c n x503 y384e w245 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">4.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x504 y384e w2c0 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls1a ws19\">0.<span class=\"_ _3\"></span>9%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x505 y384e w284 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">8.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x506 y384e w2c1 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>%)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w2c2 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Shareholder tax charge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x507 y37aa w2c3 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x508 y37aa w2c4 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">25.7%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x509 y37aa w294 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsab wsa8\">5.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x50a y37aa w2c5 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls98 ws95\">(<span class=\"_ _5\"></span>120.0%<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384f w2c6 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Policyholder tax<span class=\"_ _5\"></span> charge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x50b y384f w2c7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">513<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x50c y384f w1d1 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsb0 wsaf\">444.1<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3731 w28e h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ta<span class=\"_ _3\"></span>x cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x50d y3731 w28f h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">650<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x50e y3731 wf5 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls57 ws55\">449.5<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs417\">T<span class=\"_ _5\"></span>ax c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted o<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>fore ta<span class=\"_ _3\"></span>x at 25<span class=\"_ _3\"></span>.0% (2023: 23<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5%<span class=\"_ _5\"></span>) wou<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt to a ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls5b ws2 gs418\">\u00a3262<span class=\"_ _3\"></span>.3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge o<span class=\"_ _3\"></span>f \u00a310<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f \u00a338<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>.4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3<span class=\"_ _3\"></span>34<span class=\"_ _3\"></span>6.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on) </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs419\">be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>en th<span class=\"_ _3\"></span>is n<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e total ta<span class=\"_ _3\"></span>x ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e of \u00a36<span class=\"_ _3\"></span>50.7 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a34<span class=\"_ _3\"></span>49.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) is </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs41a\">ma<span class=\"_ _3\"></span>de u<span class=\"_ _3\"></span>p of th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ite<span class=\"_ _3\"></span>ms a<span class=\"_ _3\"></span>bove w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch tota<span class=\"_ _3\"></span>l a ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e of \u00a33<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a36<span class=\"_ _3\"></span>.5 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs41b\">ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _5\"></span>) an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct of th<span class=\"_ _3\"></span>e ap<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>nm<span class=\"_ _3\"></span>ent m<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>y on tax a<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le to p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs41c\">retu<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>s of \u00a33<span class=\"_ _3\"></span>84<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a333<span class=\"_ _3\"></span>9.7 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls3 ws2 gs41d\">T<span class=\"_ _5\"></span>ax p<span class=\"_ _3\"></span>aid i<span class=\"_ _3\"></span>n the yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div><div class=\"gs41e\"><table class=\"s w2c8 h145\" id=\"_9d5f9f2c-44ae-4321-bf6b-02fe252f47ed\"><tr><td></td><td class=\"t m0 x3e8 h7e y3850 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3850 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y3851 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3851 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3852 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3852 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3853 w12 h146\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3854 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3855 w2c9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t tax c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge fo<span class=\"_ _3\"></span>r the ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x50f y3855 w2ca h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">349.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x510 y3855 w2cb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">225<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3856 ff3 fs4 fc2 sc0 ls3 ws2\">(<span class=\"_ _5\"></span>Pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to be m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>de<span class=\"_ _5\"></span>)/<span class=\"_ _5\"></span>refu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>e to be re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved i<span class=\"_ _3\"></span>n fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re yea<span class=\"_ _3\"></span>rs </td><td></td><td></td></tr><tr><td class=\"c n x265 y3857 w2cc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x511 y3857 w2cd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(2<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x512 y3857 w2ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">1<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3858 ff3 fs4 fc2 sc0 ls3 ws2\">Pay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>de/<span class=\"_ _5\"></span>(refun<span class=\"_ _3\"></span>ds re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d<span class=\"_ _5\"></span>) i<span class=\"_ _3\"></span>n cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t yea<span class=\"_ _3\"></span>r in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct </td><td></td><td></td></tr><tr><td class=\"c n x265 y37a8 w2cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">of p<span class=\"_ _3\"></span>rio<span class=\"_ _3\"></span>r ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x513 y37a8 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x514 y37a8 w2d0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w17f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Other<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3fc y37a9 w2d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x515 y37a9 w2d2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380e w2d3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa7 wsa1\">Ta<span class=\"_ _3\"></span>x<span class=\"_ _2\"></span> p<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>i<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x516 y380e w2d4 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">326<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x517 y380e w2d5 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">179.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3859 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ax p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>id ca<span class=\"_ _3\"></span>n b<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>yse<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>s:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y380f w2d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 T<span class=\"_ _5\"></span>ax<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d in U<span class=\"_ _3\"></span>K<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x518 y380f w2d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">252<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x519 y380f wc1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">156<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w2d8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 T<span class=\"_ _6\"></span>axes paid<span class=\"_ _5\"></span> in ov<span class=\"_ _5\"></span>erseas jurisdict<span class=\"_ _5\"></span>ions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f3 y3810 w2d9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">5.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51a y3810 w2da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w2db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Withholding<span class=\"_ _5\"></span> taxes<span class=\"_ _5\"></span> suffered on<span class=\"_ _5\"></span> inv<span class=\"_ _5\"></span>estment income<span class=\"_ _5\"></span> received<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51b y37ab w2dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">6<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51c y37ab w2dd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w2de h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51d y3731 w2df h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">326.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51e y3731 w2e0 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">179<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls69 ws67 gs420\">Deferred tax balances<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls3 ws2 gs421\">De<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red t<span class=\"_ _3\"></span>ax a<span class=\"_ _3\"></span>sset<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div><div class=\"gs422\"><table class=\"s w2e1 h147\" id=\"_2eeb28c5-5cbb-49fb-9b11-e85244811acf\"><tr><td></td><td></td><td class=\"t m0 x51f h7e y385a ffe fsa fc1 sc0 ls3 ws2\" colspan=\"2\">(<span class=\"_ _5\"></span>Ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _5\"></span>)/<span class=\"_ _6\"></span>c<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>dit to t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>eme<span class=\"_ _3\"></span>nt </td><td></td><td></td><td></td><td class=\"t m0 x520 h7e y385a ffe fsa fc1 sc0 ls23 ws22\">Expected<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td class=\"t m0 x521 h7e y385b ffe fsa fc1 sc0 ls20 ws1f\" colspan=\"2\">of comprehens<span class=\"_ _5\"></span>ive income<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td class=\"t m0 x522 h7e y385b ffe fsa fc1 sc0 ls22 ws7\">utilisation period<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x523 h7e y385c ffe fsa fc1 sc0 lsa2 ws2\">As at <span class=\"ls3\"> </span></td><td class=\"t m0 x521 h7e y385d ffe fsa fc1 sc0 ls22 ws7\" colspan=\"2\">Utilised and </td><td></td><td class=\"t m0 x524 h7e y385d ffe fsa fc1 sc0 ls2b ws1e\">Reanalysis to </td><td class=\"t m0 x525 h7e y385d ffe fsa fc1 sc0 lsa2 ws2\">As at </td><td class=\"t m0 x2a8 h7e y385d ffe fsa fc1 sc0 lsa2 ws2\">As at <span class=\"ls3\"> </span></td></tr><tr><td></td><td class=\"t m0 x2a0 h7e y385e ffe fsa fc1 sc0 ls1c wsa5\"><span>1 January </span></td><td class=\"t m0 x526 h7e y385f ffe fsa fc1 sc0 ls23 ws22\">creat<span class=\"_ _5\"></span>ed <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x527 h7e y385f ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal  </td><td class=\"t m0 x528 h7e y385f ffe fsa fc1 sc0 ls1c wsa5\">Impact of </td><td class=\"t m0 x529 h7e y385f ffe fsa fc1 sc0 ls3 wsb\">deferred tax </td><td class=\"t m0 x52a h7e y385f ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x25e h7e y385f ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x52b h7e y3860 ffe fsa fc1 sc0 ls1 ws1\"><span>2024<span class=\"_ _2d1\"> </span></span></td><td class=\"t m0 x52c h7e y3861 ffe fsa fc1 sc0 ls1c wsa5\">in year<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52d h7e y3861 ffe fsa fc1 sc0 ls1c ws1b\">(<span class=\"_ _5\"></span>charge<span class=\"_ _5\"></span>)<span class=\"_ _6\"></span>/cr<span class=\"_ _5\"></span>edit<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52e h7e y3861 ffe fsa fc1 sc0 ls2b ws2a\">acquisitions<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52f h7e y3861 ffe fsa fc1 sc0 ls1c ws1b\">liabilities<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x525 h7e y3861 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h7e y3861 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x530 y3862 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x531 y3862 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x532 y3862 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x533 y3862 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x534 y3862 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x535 y3862 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3863 w2e2 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls9 ws7\">Deferred acquisition costs<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>DA<span class=\"_ _5\"></span>C<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x536 y3863 w2e3 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls58 ws56\">(1<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x537 y3863 w120 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x538 y3863 w120 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x539 y3863 w77 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53a y3863 w2e4 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls48 ws48\">19.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53b y3863 w2e5 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls92 ws82\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53c y3863 w2e6 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">14 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3864 w2e7 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Deferr<span class=\"_ _5\"></span>ed income (<span class=\"_ _6\"></span>DIR<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53d y3864 w2e8 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls38 ws38\">35.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53e y3864 w11f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53f y3864 w175 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x540 y3864 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x541 y3864 w2e9 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _6\"></span>33.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x542 y3864 w2ea h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x543 y3864 w2eb h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14<span class=\"_ _3\"></span> ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3865 w2ec h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>set te<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>rar<span class=\"_ _3\"></span>y d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x544 y3865 w2ed h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">1.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x545 y3865 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x546 y3865 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x547 y3865 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x548 y3865 w59 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x549 y3865 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54a y3865 w2ee h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">6<span class=\"_ _3\"></span> yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3866 w27b h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54b y3866 w2ef h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">(<span class=\"_ _5\"></span>19.9<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54c y3866 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54d y3866 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54e y3866 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54f y3866 w1fa h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3c3 y3866 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x550 y3866 w2f0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">2<span class=\"_ _3\"></span>0 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w278 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls7 ws5\">Share-<span class=\"_ _5\"></span>based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x551 y379d w2f1 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x552 y379d w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x553 y379d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x554 y379d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x555 y379d w2f2 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x556 y379d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x557 y379d w2f3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">3 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w280 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">UK t<span class=\"_ _3\"></span>rad<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x558 y3810 w2f4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x559 y3810 w282 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55a y3810 w2f5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55b y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55c y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55d y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55e y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w2f6 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> tempora<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>y differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55f y3766 w2f7 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x560 y3766 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x561 y3766 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x562 y3766 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x563 y3766 w2be h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsb4 ws88\">2.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x564 y3766 w98 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x565 y3766 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w2de h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x566 y3731 w2f8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">36.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x567 y3731 w9b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x568 y3731 w2f9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x569 y3731 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x56a y3731 w2fa h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls7 ws5\">2.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x56b y3731 w2fb h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">2<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table></div><div class=\"gs423\"><table class=\"s w2fc h148\" id=\"_26fbfcb4-e871-4399-9255-c33bdaffcdf7\"><tr><td></td><td></td><td></td><td class=\"t m0 x56c h1c y3867 ff3 fsa fc1 sc0 ls3 ws2\">Cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t/(<span class=\"_ _5\"></span>ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rge) to the s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </td><td></td><td></td><td></td><td class=\"t m0 x520 h1c y3867 ff3 fsa fc1 sc0 ls1f ws1e\">Expect<span class=\"_ _5\"></span>ed </td></tr><tr><td></td><td></td><td class=\"t m0 x521 h1c y3868 ff3 fsa fc1 sc0 ls3d ws3d\" colspan=\"2\">of compr<span class=\"_ _5\"></span>ehensive income<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td class=\"t m0 x56d h1c y3868 ff3 fsa fc1 sc0 ls24 ws18\">utilisation period<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x523 h1c y3869 ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t <span class=\"ls3\"> </span></td><td class=\"t m0 x56e h1c y386a ff3 fsa fc1 sc0 lsc ws3d\">Utilised and<span class=\"_ _5\"></span> </td><td class=\"t m0 x527 h1c y386a ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span> <span class=\"ls3 ws2\"> </span></td><td></td><td class=\"t m0 x56f h1c y386a ff3 fsa fc1 sc0 lsc ws3d\">Reanalysis t<span class=\"_ _5\"></span>o </td><td class=\"t m0 x525 h1c y386a ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h1c y386a ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t <span class=\"ls3\"> </span></td></tr><tr><td></td><td class=\"t m0 x570 h1c y386b ff3 fsa fc1 sc0 lsc ws3d\">1 January </td><td class=\"t m0 x526 h1c y386c ff3 fsa fc1 sc0 ls1f ws1e\">creat<span class=\"_ _5\"></span>ed <span class=\"_ _5\"></span><span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x571 h1c y386c ff3 fsa fc1 sc0 ls109 ws115\">credit/<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x572 h1c y386c ff3 fsa fc1 sc0 ls23 wsa4\">Impact of<span class=\"_ _5\"></span> </td><td class=\"t m0 x529 h1c y386c ff3 fsa fc1 sc0 ls23 wsa4\">deferr<span class=\"_ _5\"></span>ed tax<span class=\"_ _5\"></span> </td><td class=\"t m0 x573 h1c y386c ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x25e h1c y386c ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x523 h1c y386d ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x574 h1c y386e ff3 fsa fc1 sc0 lsc ws3d\">in y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x575 h1c y386e ff3 fsa fc1 sc0 ls14e ws178\">(c<span class=\"_ _3\"></span>h<span class=\"_ _2\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>e)<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52e h1c y386e ff3 fsa fc1 sc0 ls23 ws22\">acquisitions<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x576 h1c y386e ff3 fsa fc1 sc0 ls23 ws22\">liabilities<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x525 h1c y386e ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h1c y386e ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x577 y386f w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x578 y386f w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x579 y386f w16e h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57a y386f w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57b y386f w16e h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57c y386f w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3863 w2e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Deferred acquisition costs<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>DA<span class=\"_ _5\"></span>C<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57d y3863 w2fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57e y3863 w2ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57f y3863 w300 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x580 y3863 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x581 y3863 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x582 y3863 w301 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x583 y3863 w302 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">14 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3864 w2e7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Deferr<span class=\"_ _5\"></span>ed income (<span class=\"_ _6\"></span>DIR<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x584 y3864 w303 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x585 y3864 w304 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x586 y3864 w305 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x587 y3864 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x588 y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x589 y3864 w306 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58a y3864 w307 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">14 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3865 w2ec h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>set te<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>rar<span class=\"_ _3\"></span>y d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58b y3865 w308 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58c y3865 w304 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58d y3865 w304 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58e y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58f y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x590 y3865 w2ed h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">1.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x591 y3865 w309 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3866 w27b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x592 y3866 w30a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(2<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x593 y3866 w30b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x594 y3866 w30c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x595 y3866 wa1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x596 y3866 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x597 y3866 w30d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">(<span class=\"_ _5\"></span>19.9<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x598 y3866 w30e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">20 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w278 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Share-<span class=\"_ _5\"></span>based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x599 y379d w30f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">12<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59a y379d w5f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59b y379d w310 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(8<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59c y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59d y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59e y379d w311 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59f y379d w312 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w280 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">UK t<span class=\"_ _3\"></span>rad<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a0 y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a1 y37aa w313 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a2 y37aa w314 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a3 y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a4 y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a5 y37aa w315 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a6 y37aa w316 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384f w2f6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> tempora<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>y differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a7 y384f w317 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a8 y384f w318 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a9 y384f wb2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5aa y384f w319 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ab y384f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ac y384f wb2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ad y384f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w31a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ae y3731 w31b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">12.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5af y3731 w31c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5b0 y3731 w31d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5b1 y3731 w31e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5b2 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5b3 y3731 w31f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.5<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs425\">Deferred tax<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div><div class=\"gs426\"><table class=\"s w2e1 h149\" id=\"_fa2adb32-61b1-4f44-82ec-0e1d494efdd0\"><tr><td></td><td></td><td class=\"t m0 x5b4 h7e y3870 ffe fsa fc1 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rge/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>cr<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>it) to the s<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent </td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x520 h7e y3870 ffe fsa fc1 sc0 ls23 ws22\">Expected<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td class=\"t m0 x51f h7e y3871 ffe fsa fc1 sc0 ls20 ws1f\">of comprehens<span class=\"_ _5\"></span>ive income<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x522 h7e y3871 ffe fsa fc1 sc0 ls22 ws7\">utilisation period<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td class=\"t m0 x2a4 h7e y3872 ffe fsa fc1 sc0 ls22 ws7\">Utilised and <span class=\"_ _5\"></span><span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x5b5 h7e y3872 ffe fsa fc1 sc0 ls1c wsa5\">Impact of <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x527 h7e y3872 ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal  </td><td></td><td class=\"t m0 x5b6 h7e y3872 ffe fsa fc1 sc0 ls2b ws2a\">Reanalysis </td><td class=\"t m0 x525 h7e y3872 ffe fsa fc1 sc0 lsa2 ws2\">As at </td><td class=\"t m0 x2a8 h7e y3872 ffe fsa fc1 sc0 lsa2 ws2\">As at <span class=\"ls3\"> </span></td></tr><tr><td></td><td class=\"t m0 x5b7 h7e y3873 ffe fsa fc1 sc0 lsa2 ws2\">As at <span class=\"ls3\"> </span></td><td class=\"t m0 x5b4 h7e y3874 ffe fsa fc1 sc0 ls23 ws22\">creat<span class=\"_ _5\"></span>ed <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x5b8 h7e y3874 ffe fsa fc1 sc0 ls3 wsb\">tax rate <span class=\"ws2\"> </span></td><td class=\"t m0 x5b9 h7e y3874 ffe fsa fc1 sc0 ls1c ws1b\">charge<span class=\"_ _5\"></span>/<span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x528 h7e y3874 ffe fsa fc1 sc0 ls1c wsa5\">Impact of </td><td class=\"t m0 x5ba h7e y3874 ffe fsa fc1 sc0 ls3 wsb\">from deferred </td><td class=\"t m0 x52a h7e y3874 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x25e h7e y3874 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x5bb h7e y3875 ffe fsa fc1 sc0 ls1c wsa5\">1 January <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x5bc h7e y3876 ffe fsa fc1 sc0 ls1c wsa5\">in year<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5b8 h7e y3876 ffe fsa fc1 sc0 ls1c ws1b\">change<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5bd h7e y3876 ffe fsa fc1 sc0 ls1c ws1b\">(<span class=\"_ _5\"></span>credit<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52e h7e y3876 ffe fsa fc1 sc0 ls2b ws2a\">acquisitions<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5be h7e y3876 ffe fsa fc1 sc0 ls1c wsa5\">tax assets<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x525 h7e y3876 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h7e y3876 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x5b7 h7e y3877 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x5bf h7e y3878 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></td><td class=\"c n x5c0 y3879 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c1 y3879 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c2 y3879 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c3 y3879 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c4 y3879 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c5 y3879 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Millio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y387a w2e2 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls9 ws7\">Deferred acquisition costs<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>DA<span class=\"_ _5\"></span>C<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c6 y387a w303 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls98 ws95\">12.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c7 y387a w320 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c8 y387a w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c9 y387a w13c h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ca y387a w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5cb y387a w321 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls48 ws48\">19.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5cc y387a w322 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">24.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5cd y387a w323 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">14 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387b w2e7 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls6 ws4\">Deferr<span class=\"_ _5\"></span>ed income (<span class=\"_ _6\"></span>DIR<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ce y387b w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5cf y387b w324 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d0 y387b w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d1 y387b w325 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d2 y387b w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d3 y387b w326 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _5\"></span>33.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d4 y387b w327 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d5 y387b w2e6 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">14 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387c w328 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Purchased<span class=\"_ _5\"></span> value o<span class=\"_ _5\"></span>f in-<span class=\"_ _5\"></span>for<span class=\"_ _5\"></span>ce business (<span class=\"_ _6\"></span>PVIF<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d6 y387c w329 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls38 ws38\">2.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d7 y387c w2af h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d8 y387c w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d9 y387c w32a h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5da y387c w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x302 y387c w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5db y387c w98 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsb4 ws88\">1.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5dc y387c w32b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">2 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3863 w32c h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Unrealised c<span class=\"_ _5\"></span>apital gains<span class=\"_ _5\"></span> on lif<span class=\"_ _5\"></span>e insurance<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>BLAG<span class=\"_ _5\"></span>AB<span class=\"_ _5\"></span>) asset<span class=\"_ _5\"></span>s backing unit<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5dd y3863 w32d h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa5 ws3\">42<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5de y3863 w32e h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">261.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5df y3863 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e0 y3863 w32f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">261<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e1 y3863 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ab y3863 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e2 y3863 w330 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">684<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e3 y3863 w2ee h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">6 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3864 w331 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Unreliev<span class=\"_ _5\"></span>ed expenses<span class=\"_ _5\"></span> on life<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e4 y3864 w332 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsb1 wsb0\">(2<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e5 y3864 w333 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">8<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e6 y3864 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e7 y3864 w334 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">8<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e8 y3864 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e9 y3864 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ea y3864 w335 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5eb y3864 w336 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">4 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387d w2ec h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>set te<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>rar<span class=\"_ _3\"></span>y d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ce y387d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ec y387d w1e9 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ed y387d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ee y387d w337 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ef y387d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f0 y387d w59 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f1 y387d w338 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f2 y387d w339 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">6 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387e w27b h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ce y387e w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f3 y387e w8f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f4 y387e w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f5 y387e w8f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f6 y387e w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f7 y387e w33a h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f8 y387e w33b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f9 y387e w33c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">20 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387f w33d h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls7 ws5\">Share<span class=\"_ _5\"></span> based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ce y387f w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f3 y387f w33e h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fa y387f w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fb y387f w276 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fc y387f w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fd y387f w2f2 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fe y387f w33f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6c ws6a\">(1<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ff y387f w340 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">3 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w288 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls8 ws6\">T<span class=\"_ _6\"></span>ransitional adjustment<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x600 y37cd w76 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x601 y37cd w289 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x602 y37cd w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x603 y37cd w341 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x604 y37cd w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x605 y37cd w342 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls35 ws35\">1.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x606 y37cd w343 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">5.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x607 y37cd w344 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">4 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w2f6 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> tempora<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>y differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x608 y3766 w345 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x609 y3766 w346 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls35 ws35\">3.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60a y3766 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60b y3766 w347 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls35 ws35\">3<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60c y3766 w120 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60d y3766 w348 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60e y3766 w245 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">4.7<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3731 w2de h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60f y3731 w349 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4c ws4a\">411<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x610 y3731 w34a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">265.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x611 y3731 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x612 y3731 w34b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">265.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x613 y3731 w98 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x614 y3731 w34c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls7 ws5\">2<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x615 y3731 w34d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsb9 wsbb\">679.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table></div><div class=\"gs427\"><table class=\"s w2fc h14a\" id=\"_f9533c6c-6f24-4936-a097-c36e3e6c0ad3\"><tr><td></td><td></td><td class=\"t m0 x2ab h1c y3880 ff3 fsa fc1 sc0 ls3 ws2\">Ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e/(<span class=\"_ _6\"></span>c<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) to the s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x520 h1c y3880 ff3 fsa fc1 sc0 ls1f ws1e\">Expect<span class=\"_ _5\"></span>ed </td></tr><tr><td></td><td></td><td class=\"t m0 x51f h1c y3881 ff3 fsa fc1 sc0 ls3d ws3d\">of compr<span class=\"_ _5\"></span>ehensive income<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x56d h1c y3881 ff3 fsa fc1 sc0 ls24 ws18\">utilisation period<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x5b7 h1c y3882 ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t <span class=\"ls3\"> </span></td><td class=\"t m0 x616 h1c y3883 ff3 fsa fc1 sc0 lsc ws3d\">Utilised and<span class=\"_ _5\"></span> <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x5b5 h1c y3883 ff3 fsa fc1 sc0 ls23 wsa4\">Impact of<span class=\"_ _5\"></span> <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x527 h1c y3883 ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span> <span class=\"ls3 ws2\"> </span></td><td></td><td class=\"t m0 x617 h1c y3883 ff3 fsa fc1 sc0 lsc wsb\">Reanalysis </td><td class=\"t m0 x525 h1c y3883 ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t </td><td class=\"t m0 x2a8 h1c y3883 ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t <span class=\"ls3\"> </span></td></tr><tr><td></td><td class=\"t m0 x618 h1c y3884 ff3 fsa fc1 sc0 lsc ws3d\">1 January </td><td class=\"t m0 x5b4 h1c y3885 ff3 fsa fc1 sc0 ls1f ws1e\">creat<span class=\"_ _5\"></span>ed <span class=\"_ _5\"></span><span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x619 h1c y3885 ff3 fsa fc1 sc0 ls1 wsb3\">tax ra<span class=\"_ _3\"></span>te <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x61a h1c y3885 ff3 fsa fc1 sc0 ls13a ws179\">ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e/<span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x572 h1c y3885 ff3 fsa fc1 sc0 ls23 wsa4\">Impact of<span class=\"_ _5\"></span> </td><td class=\"t m0 x61b h1c y3885 ff3 fsa fc1 sc0 ls2a ws1b\">from d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d </td><td class=\"t m0 x573 h1c y3885 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x25e h1c y3885 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x5b7 h1c y3886 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5bc h1c y3887 ff3 fsa fc1 sc0 lsc ws3d\">in y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5b8 h1c y3887 ff3 fsa fc1 sc0 ls29 ws28\">change<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5bd h1c y3887 ff3 fsa fc1 sc0 ls109 ws115\">(<span class=\"_ _5\"></span>credit<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52e h1c y3887 ff3 fsa fc1 sc0 ls23 ws22\">acquisitions<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5be h1c y3887 ff3 fsa fc1 sc0 ls1c ws7\">tax assets<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x525 h1c y3887 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h1c y3887 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x61c y3888 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x61d y3888 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x61e y3888 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x61f y3888 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x620 y3888 w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x621 y3888 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x622 y3888 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3864 w34e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es (avai<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e for f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure re<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ef)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x623 y3864 w34f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x624 y3864 w350 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x625 y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x626 y3864 w351 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x627 y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x628 y3864 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x629 y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62a y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3865 w2e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Deferred acquisition costs<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>DA<span class=\"_ _5\"></span>C<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62b y3865 w352 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">20.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62c y3865 w353 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62d y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62e y3865 w353 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a3 y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a4 y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62f y3865 w354 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">12<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x630 y3865 w302 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>4 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3866 w328 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Purchased<span class=\"_ _5\"></span> value o<span class=\"_ _5\"></span>f in-<span class=\"_ _5\"></span>for<span class=\"_ _5\"></span>ce business (<span class=\"_ _6\"></span>PVIF<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x631 y3866 w355 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x632 y3866 w2af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x633 y3866 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x634 y3866 w356 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x635 y3866 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x2cb y3866 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x636 y3866 w357 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x637 y3866 w358 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w32c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unrealised c<span class=\"_ _5\"></span>apital gains<span class=\"_ _5\"></span> on lif<span class=\"_ _5\"></span>e insurance<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>BLAG<span class=\"_ _5\"></span>AB<span class=\"_ _5\"></span>) asset<span class=\"_ _5\"></span>s backing unit<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x638 y379d w24a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">180.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x639 y379d w359 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2<span class=\"_ _5\"></span>43.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63a y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63b y379d w35a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">243.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63c y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63d y379d w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63e y379d w35b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">42<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63f y379d w35c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w331 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unreliev<span class=\"_ _5\"></span>ed expenses<span class=\"_ _5\"></span> on life<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x640 y37cd w35d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x641 y37cd w35e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">11<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x642 y37cd w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x643 y37cd w35e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">11<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x644 y37cd w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x645 y37cd w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x646 y37cd w123 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">(26<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x647 y37cd w35f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5 y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w2f6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> tempora<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>y differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x648 y3766 w4f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x649 y3766 w360 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">0.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x642 y3766 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64a y3766 w361 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64b y3766 wa2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64c y3766 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64d y3766 w362 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64e y3766 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w31a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64f y3731 w363 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">162<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x650 y3731 w364 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">248<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x651 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x652 y3731 w365 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x653 y3731 w114 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x654 y3731 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x655 y3731 wab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">411<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs429\">Appropriat<span class=\"_ _5\"></span>e in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> income, gains<span class=\"_ _5\"></span> or profi<span class=\"_ _5\"></span>ts are<span class=\"_ _5\"></span> expected<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> arise against wh<span class=\"_ _5\"></span>ich the t<span class=\"_ _5\"></span>ax </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs42a\">as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts ca<span class=\"_ _3\"></span>n be u<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>st th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>al ra<span class=\"_ _3\"></span>tes of u<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l de<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>n bu<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s grow<span class=\"_ _2\"></span>th </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs42b\">an<span class=\"_ _3\"></span>d ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al fa<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>cul<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rl<span class=\"_ _3\"></span>y inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>rket c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, t<span class=\"_ _3\"></span>hey h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en te<span class=\"_ _3\"></span>sted fo<span class=\"_ _3\"></span>r </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs42c\">se<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y to ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>re res<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt to a ra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e of re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly fo<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e sc<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>s. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 lsd4 ws2 gs42d\">At the re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te the<span class=\"_ _3\"></span>re we<span class=\"_ _3\"></span>re un<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>f \u00a319.<span class=\"_ _3\"></span>4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a317.3 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs42e\">in res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct of \u00a3<span class=\"_ _3\"></span>116<span class=\"_ _3\"></span>.7 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a3101<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) of l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s in c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re ap<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>ria<span class=\"_ _3\"></span>te pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ts </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs42f\">are n<span class=\"_ _3\"></span>ot co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>rob<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fore<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>st p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>ese l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>rim<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ril<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>te to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs430\">Asia-<span class=\"_ _5\"></span>based businesses and<span class=\"_ _5\"></span> can be<span class=\"_ _5\"></span> carried f<span class=\"_ _5\"></span>or<span class=\"_ _3\"></span>ward<span class=\"_ _5\"></span> indefinitely<span class=\"_ _6\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs431\">Future tax<span class=\"_ _5\"></span> changes<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs432\">Th<span class=\"_ _3\"></span>ere a<span class=\"_ _3\"></span>re no re<span class=\"_ _3\"></span>leva<span class=\"_ _3\"></span>nt e<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re tax ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs433\">Changes in accoun<span class=\"_ _5\"></span>ting base \u2013 Hong K<span class=\"_ _6\"></span>ong<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs434\">As of 1 J<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>y 2024<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce Au<span class=\"_ _3\"></span>tho<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y (IA<span class=\"_ _5\"></span>) in H<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ng Kon<span class=\"_ _3\"></span>g ha<span class=\"_ _3\"></span>s im<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nted t<span class=\"_ _3\"></span>he R<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k-Bas<span class=\"_ _3\"></span>ed </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs435\">Capit<span class=\"_ _5\"></span>al (<span class=\"_ _6\"></span>RBC<span class=\"_ _5\"></span>) r<span class=\"_ _5\"></span>egime. The RBC<span class=\"_ _5\"></span> regime int<span class=\"_ _5\"></span>roduces signific<span class=\"_ _5\"></span>ant changes<span class=\"_ _5\"></span> in the calc<span class=\"_ _5\"></span>ulation of<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs436\">no<span class=\"_ _3\"></span>n-un<span class=\"_ _3\"></span>it re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d the M<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n Ove<span class=\"_ _3\"></span>r Cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt Est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate (MOC<span class=\"_ _3\"></span>E<span class=\"_ _5\"></span>) co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e prev<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>us </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs437\">ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal re<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>. As a res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g SJ<span class=\"_ _3\"></span>PI<span class=\"_ _3\"></span>H<span class=\"_ _3\"></span>K\u2019s ta<span class=\"_ _3\"></span>xab<span class=\"_ _3\"></span>le p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the re<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ato<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>is </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs438\">gi<span class=\"_ _3\"></span>ves r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e in th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar to a tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ion<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l tax l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y, whi<span class=\"_ _3\"></span>ch u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er R<span class=\"_ _3\"></span>BC r<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l be r<span class=\"_ _3\"></span>un o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs439\">cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt tax ove<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>t fi<span class=\"_ _3\"></span>ve ye<span class=\"_ _3\"></span>ars o<span class=\"_ _3\"></span>n a st<span class=\"_ _3\"></span>rai<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs43a\">Pillar T<span class=\"_ _6\"></span>wo \u2013<span class=\"_ _5\"></span> global minimum tax<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs43b\">Wi<span class=\"_ _3\"></span>th ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct f<span class=\"_ _3\"></span>rom 1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y 2024 th<span class=\"_ _3\"></span>e SJ<span class=\"_ _3\"></span>P Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s su<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t to the g<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>al mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>m tax r<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>es </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs43c\">intr<span class=\"_ _5\"></span>oduced by<span class=\"_ _5\"></span> the Organisat<span class=\"_ _5\"></span>ion for<span class=\"_ _5\"></span> Economic<span class=\"_ _5\"></span> Co-operat<span class=\"_ _5\"></span>ion and De<span class=\"_ _5\"></span>velopment (<span class=\"_ _6\"></span>OECD<span class=\"_ _6\"></span>) and<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs43d\">adopted<span class=\"_ _5\"></span> into<span class=\"_ _5\"></span> local legislation<span class=\"_ _5\"></span> of vario<span class=\"_ _5\"></span>us terri<span class=\"_ _5\"></span>tories in<span class=\"_ _5\"></span> which the<span class=\"_ _5\"></span> SJP Gr<span class=\"_ _5\"></span>oup operat<span class=\"_ _5\"></span>es; including<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs43e\">the U<span class=\"_ _3\"></span>K a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>rel<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s su<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t to a do<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>c top<span class=\"_ _3\"></span>-up ta<span class=\"_ _3\"></span>x in re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to it<span class=\"_ _3\"></span>s op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s in </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs43f\">Ire<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tuto<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te tax ra<span class=\"_ _3\"></span>te is 12<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5%<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s the e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve tax ra<span class=\"_ _3\"></span>te for </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs440\">the S<span class=\"_ _3\"></span>J<span class=\"_ _3\"></span>P prof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in I<span class=\"_ _3\"></span>rel<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nd to 15% a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>n ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt of \u00a30<span class=\"_ _3\"></span>.1 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l Ir<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>h tax h<span class=\"_ _3\"></span>as </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws97 gs441\">be<span class=\"_ _3\"></span>en p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>is re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t. A P<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>r T<span class=\"_ _5\"></span>wo a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t is n<span class=\"_ _3\"></span>ot re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d in a<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>cat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs442\">SJ<span class=\"_ _3\"></span>P op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>. </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-432": {
   "value": "10. Inc<span class=\"_ _3\"></span>ome and de<span class=\"_ _3\"></span>ferred taxes<span class=\"_ _2d1\"> </span>T<span class=\"_ _5\"></span>ax fo<span class=\"_ _3\"></span>r the yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span><table class=\"s w261 h141\" id=\"_fecf8af3-a1f7-4752-b76d-525d968297ba\"><tr><td></td><td class=\"t m0 x433 h7e y3811 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y3811 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y3812 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3812 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y3813 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3813 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1e y3814 ff5 fs4 fc1 sc0 ls3e ws3e\">Current<span class=\"_ _5\"></span> tax<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y3815 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y3816 w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3817 ff3 fs4 fc2 sc0 ls3 ws2\">UK c<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n tax<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3818 w262 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t yea<span class=\"_ _3\"></span>r ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4aa y3818 w263 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">33<span class=\"_ _3\"></span>0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ab y3818 w264 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">222.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3819 w265 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ac y3819 w266 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">1<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ad y3819 w267 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y381a ff3 fs4 fc2 sc0 ls46 ws46\">Overseas t<span class=\"_ _5\"></span>axes<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y381b w262 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t yea<span class=\"_ _3\"></span>r ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ae y381b w268 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4af y381b w269 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">2.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y381c w265 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b0 y381c w26a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b1 y381c w120 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y381d ff5 fs4 fc1 sc0 ls3e ws3e\">Deferred tax<span class=\"_ _2d1\"> </span></td><td class=\"c n x4b2 y381e w26b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">349.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b3 y381e w26c h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">225<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y381f w26d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unrealised c<span class=\"_ _5\"></span>apital gains<span class=\"_ _5\"></span> in unit<span class=\"_ _6\"></span>-linked<span class=\"_ _5\"></span> funds<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b4 y381f w26e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">2<span class=\"_ _3\"></span>61.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b5 y381f w26f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3820 ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>rel<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>ved e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3821 w270 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Utilisat<span class=\"_ _5\"></span>ion in t<span class=\"_ _5\"></span>he year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b6 y3821 w271 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">8.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x39b y3821 w272 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3822 ff3 fs4 fc2 sc0 ls8 ws6\">Capital<span class=\"_ _5\"></span> losses </td><td></td><td></td></tr><tr><td class=\"c n x265 y3823 w270 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Utilisat<span class=\"_ _5\"></span>ion in t<span class=\"_ _5\"></span>he year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b7 y3823 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b8 y3823 w273 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3824 w265 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b9 y3824 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ba y3824 w274 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3825 w275 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">DAC, DI<span class=\"_ _3\"></span>R an<span class=\"_ _3\"></span>d PV<span class=\"_ _3\"></span>IF<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4bb y3825 w276 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4bc y3825 w277 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3826 w278 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Share-<span class=\"_ _5\"></span>based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4bd y3826 w279 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4be y3826 w27a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">8.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3827 w27b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4bf y3827 w27c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c0 y3827 w27d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3828 w27e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed asse<span class=\"_ _5\"></span>t timing differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c1 y3828 w1e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c2 y3828 w27f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">2.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3829 w280 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">UK t<span class=\"_ _3\"></span>rad<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c3 y3829 w281 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">40.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c4 y3829 w282 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382a w283 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> items<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c5 y382a w284 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c6 y382a w285 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">1.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382b w286 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Overseas losses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c7 y382b w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45f y382b w287 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382c w288 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">T<span class=\"_ _6\"></span>ransitional adjustment<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c8 y382c w289 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c9 y382c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382d w28a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ca y382d w28b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cb y382d w274 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x4cc y382e w28c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">301<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cd y382e w28d h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls1 ws1\">2<span class=\"_ _3\"></span>24<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w28e h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ta<span class=\"_ _3\"></span>x cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ce y379c w28f h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">6<span class=\"_ _3\"></span>50.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cf y379c w290 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls57 ws55\">4<span class=\"_ _3\"></span>49.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y382f ff5 fs4 fc1 sc0 ls3e ws3e\">Attributable to<span class=\"_ _5\"></span>:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3810 w291 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">\u2013 P<span class=\"_ _5\"></span>olicyholders<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4d0 y3810 w1d0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">513<span class=\"_ _3\"></span>.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4d1 y3810 w1d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">444.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w292 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">\u2013 Shar<span class=\"_ _5\"></span>eholders<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4d2 y37ab w293 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44f y37ab w294 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x4b2 y3731 w295 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">650.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4d3 y3731 wf5 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls57 ws55\">449.5<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e pri<span class=\"_ _3\"></span>or ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt of \u00a31<span class=\"_ _3\"></span>.6 m<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e in c<span class=\"_ _3\"></span>urre<span class=\"_ _3\"></span>nt ta<span class=\"_ _3\"></span>x on t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts a \u00a3<span class=\"_ _3\"></span>2.<span class=\"_ _3\"></span>4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r tax (2023: \u00a31<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) and a c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>f \u00a30.<span class=\"_ _3\"></span>8 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct of s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er ta<span class=\"_ _3\"></span>x (2023: \u00a31<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge)<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>e pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r a<span class=\"_ _3\"></span>dju<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of \u00a3<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t in d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax o<span class=\"_ _3\"></span>n the l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s \u00a30.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct of p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r tax (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>) a<span class=\"_ _3\"></span>nd a cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it of \u00a3<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er ta<span class=\"_ _3\"></span>x (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a30.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>In a<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g at t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>fore ta<span class=\"_ _3\"></span>x at<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>\u2019 ret<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, it i<span class=\"_ _3\"></span>s ne<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y to es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of t<span class=\"_ _3\"></span>he tota<span class=\"_ _3\"></span>l tax c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it) bet<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>at p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e in re<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct of poli<span class=\"_ _5\"></span>cyholders and<span class=\"_ _5\"></span> that<span class=\"_ _5\"></span> payable b<span class=\"_ _5\"></span>y shar<span class=\"_ _5\"></span>eholders. Shar<span class=\"_ _5\"></span>eholder t<span class=\"_ _5\"></span>ax is e<span class=\"_ _5\"></span>stimated<span class=\"_ _5\"></span> by<span class=\"_ _5\"></span> making an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve rate o<span class=\"_ _3\"></span>f tax th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to the s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s on t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>its at<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is i<span class=\"_ _3\"></span>s ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d by a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te tax ra<span class=\"_ _3\"></span>tes to th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r prof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The re<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f the ta<span class=\"_ _3\"></span>x ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) repre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts ta<span class=\"_ _3\"></span>x on policyholders\u2019 in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> returns. T<span class=\"_ _5\"></span>his calculation<span class=\"_ _5\"></span> method is<span class=\"_ _5\"></span> consistent<span class=\"_ _5\"></span> with the<span class=\"_ _5\"></span> legislation rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g to the c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of ta<span class=\"_ _3\"></span>x on s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s.<span class=\"_ _2d1\"> </span>Reconciliation of<span class=\"_ _5\"></span> tax charge to e<span class=\"_ _5\"></span>xpected tax<span class=\"_ _2d1\"> </span><table class=\"s w296 h142\" id=\"_1acd9d4e-c77d-48e4-a715-9c657124cfe5\"><tr><td></td><td class=\"t m0 x4d4 h7e y3830 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td></td><td class=\"t m0 x4d5 h1c y3830 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 x4d6 h7e y3831 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td></td><td class=\"t m0 x4d7 h1c y3831 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td></td></tr><tr><td></td><td class=\"t m0 x4d8 h7e y3832 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td></td><td class=\"t m0 x4d9 h1c y3832 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td></td><td class=\"c n x4da y3833 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4db y3834 w297 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3835 ff3 fs4 fc2 sc0 ls3 ws2\">Prof<span class=\"_ _3\"></span>it b<span class=\"_ _3\"></span>efo<span class=\"_ _3\"></span>re tax<span class=\"_ _2d1\"> </span></td><td class=\"c n x4dc y3836 w298 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">1,<span class=\"_ _3\"></span>049.1<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4dd y3836 w299 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">4<span class=\"_ _3\"></span>39.6<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3837 w29a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ax a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cyh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s\u2019 re<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4de y3837 w41 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4df y3837 w42 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">(<span class=\"_ _1\"></span>444.1<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c x265 y3839 w29b h143\"><div class=\"t m0 x262 h1e y3838 ff5 fs4 fc1 sc0 ls3e ws3e\">Profit<span class=\"_ _5\"></span>/<span class=\"_ _6\"></span>(<span class=\"_ _5\"></span>loss<span class=\"_ _5\"></span>) before ta<span class=\"_ _5\"></span>x attributable to<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">shareholders\u2019 returns<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e0 y3839 w44 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls92 ws82\">535.9<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4e1 y3839 w29c h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y383a ff3 fs4 fc2 sc0 ls3 ws2\">Sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r tax ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rge/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) at co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y383b w29d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">tax ra<span class=\"_ _3\"></span>te of 25% (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: 23<span class=\"_ _3\"></span>.5%)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e2 y383b wc1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">134<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e3 y383b w29e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">25%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e4 y383b w29f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e5 y383b w2a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">23<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y383c ff5 fs4 fc1 sc0 ls9a ws97\">Adju<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>men<span class=\"_ _3\"></span>ts:<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y383d ff3 fs4 fc2 sc0 ls3 ws2\">Lowe<span class=\"_ _3\"></span>r rate<span class=\"_ _3\"></span>s of co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on ta<span class=\"_ _3\"></span>x </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y383e w2a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">in o<span class=\"_ _5\"></span>verseas subsidiarie<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e6 y383e w2a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e7 y383e w2a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>%)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e8 y383e w2a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e9 y383e w2a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">39.<span class=\"_ _3\"></span>4%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y383f w2a6 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Expected shareholder tax<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ea y383f w2a7 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">132<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4eb y383f w2a8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">24.<span class=\"_ _3\"></span>8%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ec y383f w2a9 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6e ws6c\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ed y383f w2aa h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">62.<span class=\"_ _3\"></span>9%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3840 ff5 fs4 fc1 sc0 ls48 ws48\">Effects of:<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3841 w2ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Non-<span class=\"_ _5\"></span>taxable<span class=\"_ _5\"></span> income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ee y3841 w2ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4ef y3841 w2ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3842 ff3 fs4 fc2 sc0 ls3 ws2\">Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3843 w2ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t tax<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f0 y3843 w2af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f1 y3843 w2b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">1.0<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3844 w2b1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 De<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red ta<span class=\"_ _3\"></span>x<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f2 y3844 w2b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f3 y3844 w2b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3845 ff3 fs4 fc2 sc0 ls3 ws2\">Di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g an<span class=\"_ _3\"></span>d tax b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3846 w2b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">in re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>loye<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re sch<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f4 y3846 w28b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f5 y3846 w2b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c x265 y3847 w2b6 h135\"><div class=\"t m0 x262 h8 y3790 ff3 fs4 fc2 sc0 ls3 ws2\">Im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e in ta<span class=\"_ _3\"></span>x rates b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt an<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red ta<span class=\"_ _3\"></span>x<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f6 y3847 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f7 y3847 w5e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3848 w2b7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Disallowa<span class=\"_ _5\"></span>ble expenses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f8 y3848 w2b8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">6.1<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f9 y3848 w2b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">4<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c x265 y384b w2ba h144\"><div class=\"t m0 x262 h8 y3849 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>cou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ba<span class=\"_ _3\"></span>se<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x4fa hf6 y384a ff3 fs61 fc1 sc0 ls3 ws2\">\u2013<span class=\"fs4 fc2 ls6 ws4\"> Hong K<span class=\"_ _5\"></span>ong<span class=\"_ _2d1\"> </span></span></div></td><td class=\"c n x4fb y384b w84 h12a\"><div class=\"t m0 x262 hf6 y384a ff3 fs4 fc2 sc0 ls14d ws177\">4.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4fc y384b w54 h12a\"><div class=\"t m0 x262 hf6 y384a ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y379a w2bb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Pro<span class=\"_ _5\"></span>vision f<span class=\"_ _5\"></span>or futur<span class=\"_ _5\"></span>e liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4fd y379a w4f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4fe y379a w2bc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y384c w2bd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ax l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s no<span class=\"_ _3\"></span>t rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ff y384c w2be h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.4<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x500 y384c w2bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">1.9<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y384d ff3 fs4 fc2 sc0 ls57 ws55\">Other<span class=\"_ _2d1\"> </span></td><td class=\"c n x501 y37ed w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x502 y37ed w82 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td></td><td class=\"c n x503 y384e w245 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">4.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x504 y384e w2c0 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls1a ws19\">0.<span class=\"_ _3\"></span>9%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x505 y384e w284 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">8.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x506 y384e w2c1 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>%)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w2c2 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Shareholder tax charge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x507 y37aa w2c3 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x508 y37aa w2c4 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">25.7%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x509 y37aa w294 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsab wsa8\">5.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x50a y37aa w2c5 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls98 ws95\">(<span class=\"_ _5\"></span>120.0%<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384f w2c6 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Policyholder tax<span class=\"_ _5\"></span> charge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x50b y384f w2c7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">513<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x50c y384f w1d1 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsb0 wsaf\">444.1<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3731 w28e h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ta<span class=\"_ _3\"></span>x cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x50d y3731 w28f h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">650<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x50e y3731 wf5 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls57 ws55\">449.5<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table>T<span class=\"_ _5\"></span>ax c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted o<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>fore ta<span class=\"_ _3\"></span>x at 25<span class=\"_ _3\"></span>.0% (2023: 23<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5%<span class=\"_ _5\"></span>) wou<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt to a ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e of \u00a3262<span class=\"_ _3\"></span>.3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge o<span class=\"_ _3\"></span>f \u00a310<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f \u00a338<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>.4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3<span class=\"_ _3\"></span>34<span class=\"_ _3\"></span>6.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on) be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>en th<span class=\"_ _3\"></span>is n<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e total ta<span class=\"_ _3\"></span>x ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e of \u00a36<span class=\"_ _3\"></span>50.7 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a34<span class=\"_ _3\"></span>49.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) is ma<span class=\"_ _3\"></span>de u<span class=\"_ _3\"></span>p of th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ite<span class=\"_ _3\"></span>ms a<span class=\"_ _3\"></span>bove w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch tota<span class=\"_ _3\"></span>l a ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e of \u00a33<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a36<span class=\"_ _3\"></span>.5 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _5\"></span>) an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct of th<span class=\"_ _3\"></span>e ap<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>nm<span class=\"_ _3\"></span>ent m<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>y on tax a<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le to p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r retu<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>s of \u00a33<span class=\"_ _3\"></span>84<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a333<span class=\"_ _3\"></span>9.7 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span>T<span class=\"_ _5\"></span>ax p<span class=\"_ _3\"></span>aid i<span class=\"_ _3\"></span>n the yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span><table class=\"s w2c8 h145\" id=\"_9d5f9f2c-44ae-4321-bf6b-02fe252f47ed\"><tr><td></td><td class=\"t m0 x3e8 h7e y3850 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3850 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y3851 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3851 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3852 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3852 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3853 w12 h146\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3854 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3855 w2c9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t tax c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge fo<span class=\"_ _3\"></span>r the ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x50f y3855 w2ca h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">349.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x510 y3855 w2cb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">225<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3856 ff3 fs4 fc2 sc0 ls3 ws2\">(<span class=\"_ _5\"></span>Pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to be m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>de<span class=\"_ _5\"></span>)/<span class=\"_ _5\"></span>refu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>e to be re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved i<span class=\"_ _3\"></span>n fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re yea<span class=\"_ _3\"></span>rs </td><td></td><td></td></tr><tr><td class=\"c n x265 y3857 w2cc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x511 y3857 w2cd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(2<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x512 y3857 w2ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">1<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3858 ff3 fs4 fc2 sc0 ls3 ws2\">Pay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>de/<span class=\"_ _5\"></span>(refun<span class=\"_ _3\"></span>ds re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d<span class=\"_ _5\"></span>) i<span class=\"_ _3\"></span>n cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t yea<span class=\"_ _3\"></span>r in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct </td><td></td><td></td></tr><tr><td class=\"c n x265 y37a8 w2cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">of p<span class=\"_ _3\"></span>rio<span class=\"_ _3\"></span>r ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x513 y37a8 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x514 y37a8 w2d0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w17f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Other<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3fc y37a9 w2d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x515 y37a9 w2d2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380e w2d3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa7 wsa1\">Ta<span class=\"_ _3\"></span>x<span class=\"_ _2\"></span> p<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>i<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x516 y380e w2d4 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">326<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x517 y380e w2d5 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">179.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3859 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ax p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>id ca<span class=\"_ _3\"></span>n b<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>yse<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>s:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y380f w2d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 T<span class=\"_ _5\"></span>ax<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d in U<span class=\"_ _3\"></span>K<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x518 y380f w2d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">252<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x519 y380f wc1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">156<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w2d8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 T<span class=\"_ _6\"></span>axes paid<span class=\"_ _5\"></span> in ov<span class=\"_ _5\"></span>erseas jurisdict<span class=\"_ _5\"></span>ions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f3 y3810 w2d9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">5.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51a y3810 w2da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w2db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Withholding<span class=\"_ _5\"></span> taxes<span class=\"_ _5\"></span> suffered on<span class=\"_ _5\"></span> inv<span class=\"_ _5\"></span>estment income<span class=\"_ _5\"></span> received<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51b y37ab w2dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">6<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51c y37ab w2dd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w2de h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51d y3731 w2df h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">326.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51e y3731 w2e0 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">179<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr></table>Deferred tax balances<span class=\"_ _2d1\"> </span>De<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red t<span class=\"_ _3\"></span>ax a<span class=\"_ _3\"></span>sset<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span><table class=\"s w2e1 h147\" id=\"_2eeb28c5-5cbb-49fb-9b11-e85244811acf\"><tr><td></td><td></td><td class=\"t m0 x51f h7e y385a ffe fsa fc1 sc0 ls3 ws2\" colspan=\"2\">(<span class=\"_ _5\"></span>Ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _5\"></span>)/<span class=\"_ _6\"></span>c<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>dit to t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>eme<span class=\"_ _3\"></span>nt </td><td></td><td></td><td></td><td class=\"t m0 x520 h7e y385a ffe fsa fc1 sc0 ls23 ws22\">Expected<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td class=\"t m0 x521 h7e y385b ffe fsa fc1 sc0 ls20 ws1f\" colspan=\"2\">of comprehens<span class=\"_ _5\"></span>ive income<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td class=\"t m0 x522 h7e y385b ffe fsa fc1 sc0 ls22 ws7\">utilisation period<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x523 h7e y385c ffe fsa fc1 sc0 lsa2 ws2\">As at <span class=\"ls3\"> </span></td><td class=\"t m0 x521 h7e y385d ffe fsa fc1 sc0 ls22 ws7\" colspan=\"2\">Utilised and </td><td></td><td class=\"t m0 x524 h7e y385d ffe fsa fc1 sc0 ls2b ws1e\">Reanalysis to </td><td class=\"t m0 x525 h7e y385d ffe fsa fc1 sc0 lsa2 ws2\">As at </td><td class=\"t m0 x2a8 h7e y385d ffe fsa fc1 sc0 lsa2 ws2\">As at <span class=\"ls3\"> </span></td></tr><tr><td></td><td class=\"t m0 x2a0 h7e y385e ffe fsa fc1 sc0 ls1c wsa5\"><span>1 January </span></td><td class=\"t m0 x526 h7e y385f ffe fsa fc1 sc0 ls23 ws22\">creat<span class=\"_ _5\"></span>ed <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x527 h7e y385f ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal  </td><td class=\"t m0 x528 h7e y385f ffe fsa fc1 sc0 ls1c wsa5\">Impact of </td><td class=\"t m0 x529 h7e y385f ffe fsa fc1 sc0 ls3 wsb\">deferred tax </td><td class=\"t m0 x52a h7e y385f ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x25e h7e y385f ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x52b h7e y3860 ffe fsa fc1 sc0 ls1 ws1\"><span>2024<span class=\"_ _2d1\"> </span></span></td><td class=\"t m0 x52c h7e y3861 ffe fsa fc1 sc0 ls1c wsa5\">in year<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52d h7e y3861 ffe fsa fc1 sc0 ls1c ws1b\">(<span class=\"_ _5\"></span>charge<span class=\"_ _5\"></span>)<span class=\"_ _6\"></span>/cr<span class=\"_ _5\"></span>edit<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52e h7e y3861 ffe fsa fc1 sc0 ls2b ws2a\">acquisitions<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52f h7e y3861 ffe fsa fc1 sc0 ls1c ws1b\">liabilities<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x525 h7e y3861 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h7e y3861 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x530 y3862 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x531 y3862 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x532 y3862 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x533 y3862 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x534 y3862 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x535 y3862 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3863 w2e2 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls9 ws7\">Deferred acquisition costs<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>DA<span class=\"_ _5\"></span>C<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x536 y3863 w2e3 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls58 ws56\">(1<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x537 y3863 w120 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x538 y3863 w120 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x539 y3863 w77 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53a y3863 w2e4 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls48 ws48\">19.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53b y3863 w2e5 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls92 ws82\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53c y3863 w2e6 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">14 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3864 w2e7 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Deferr<span class=\"_ _5\"></span>ed income (<span class=\"_ _6\"></span>DIR<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53d y3864 w2e8 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls38 ws38\">35.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53e y3864 w11f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53f y3864 w175 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x540 y3864 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x541 y3864 w2e9 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _6\"></span>33.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x542 y3864 w2ea h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x543 y3864 w2eb h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14<span class=\"_ _3\"></span> ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3865 w2ec h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>set te<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>rar<span class=\"_ _3\"></span>y d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x544 y3865 w2ed h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">1.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x545 y3865 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x546 y3865 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x547 y3865 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x548 y3865 w59 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x549 y3865 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54a y3865 w2ee h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">6<span class=\"_ _3\"></span> yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3866 w27b h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54b y3866 w2ef h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">(<span class=\"_ _5\"></span>19.9<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54c y3866 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54d y3866 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54e y3866 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54f y3866 w1fa h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3c3 y3866 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x550 y3866 w2f0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">2<span class=\"_ _3\"></span>0 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w278 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls7 ws5\">Share-<span class=\"_ _5\"></span>based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x551 y379d w2f1 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x552 y379d w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x553 y379d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x554 y379d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x555 y379d w2f2 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x556 y379d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x557 y379d w2f3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">3 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w280 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">UK t<span class=\"_ _3\"></span>rad<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x558 y3810 w2f4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x559 y3810 w282 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55a y3810 w2f5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55b y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55c y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55d y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55e y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w2f6 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> tempora<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>y differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55f y3766 w2f7 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x560 y3766 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x561 y3766 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x562 y3766 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x563 y3766 w2be h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsb4 ws88\">2.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x564 y3766 w98 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x565 y3766 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w2de h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x566 y3731 w2f8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">36.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x567 y3731 w9b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x568 y3731 w2f9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x569 y3731 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x56a y3731 w2fa h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls7 ws5\">2.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x56b y3731 w2fb h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">2<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table><table class=\"s w2fc h148\" id=\"_26fbfcb4-e871-4399-9255-c33bdaffcdf7\"><tr><td></td><td></td><td></td><td class=\"t m0 x56c h1c y3867 ff3 fsa fc1 sc0 ls3 ws2\">Cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t/(<span class=\"_ _5\"></span>ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rge) to the s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </td><td></td><td></td><td></td><td class=\"t m0 x520 h1c y3867 ff3 fsa fc1 sc0 ls1f ws1e\">Expect<span class=\"_ _5\"></span>ed </td></tr><tr><td></td><td></td><td class=\"t m0 x521 h1c y3868 ff3 fsa fc1 sc0 ls3d ws3d\" colspan=\"2\">of compr<span class=\"_ _5\"></span>ehensive income<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td class=\"t m0 x56d h1c y3868 ff3 fsa fc1 sc0 ls24 ws18\">utilisation period<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x523 h1c y3869 ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t <span class=\"ls3\"> </span></td><td class=\"t m0 x56e h1c y386a ff3 fsa fc1 sc0 lsc ws3d\">Utilised and<span class=\"_ _5\"></span> </td><td class=\"t m0 x527 h1c y386a ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span> <span class=\"ls3 ws2\"> </span></td><td></td><td class=\"t m0 x56f h1c y386a ff3 fsa fc1 sc0 lsc ws3d\">Reanalysis t<span class=\"_ _5\"></span>o </td><td class=\"t m0 x525 h1c y386a ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h1c y386a ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t <span class=\"ls3\"> </span></td></tr><tr><td></td><td class=\"t m0 x570 h1c y386b ff3 fsa fc1 sc0 lsc ws3d\">1 January </td><td class=\"t m0 x526 h1c y386c ff3 fsa fc1 sc0 ls1f ws1e\">creat<span class=\"_ _5\"></span>ed <span class=\"_ _5\"></span><span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x571 h1c y386c ff3 fsa fc1 sc0 ls109 ws115\">credit/<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x572 h1c y386c ff3 fsa fc1 sc0 ls23 wsa4\">Impact of<span class=\"_ _5\"></span> </td><td class=\"t m0 x529 h1c y386c ff3 fsa fc1 sc0 ls23 wsa4\">deferr<span class=\"_ _5\"></span>ed tax<span class=\"_ _5\"></span> </td><td class=\"t m0 x573 h1c y386c ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x25e h1c y386c ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x523 h1c y386d ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x574 h1c y386e ff3 fsa fc1 sc0 lsc ws3d\">in y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x575 h1c y386e ff3 fsa fc1 sc0 ls14e ws178\">(c<span class=\"_ _3\"></span>h<span class=\"_ _2\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>e)<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52e h1c y386e ff3 fsa fc1 sc0 ls23 ws22\">acquisitions<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x576 h1c y386e ff3 fsa fc1 sc0 ls23 ws22\">liabilities<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x525 h1c y386e ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h1c y386e ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x577 y386f w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x578 y386f w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x579 y386f w16e h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57a y386f w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57b y386f w16e h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57c y386f w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3863 w2e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Deferred acquisition costs<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>DA<span class=\"_ _5\"></span>C<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57d y3863 w2fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57e y3863 w2ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57f y3863 w300 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x580 y3863 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x581 y3863 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x582 y3863 w301 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x583 y3863 w302 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">14 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3864 w2e7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Deferr<span class=\"_ _5\"></span>ed income (<span class=\"_ _6\"></span>DIR<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x584 y3864 w303 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x585 y3864 w304 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x586 y3864 w305 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x587 y3864 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x588 y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x589 y3864 w306 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58a y3864 w307 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">14 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3865 w2ec h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>set te<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>rar<span class=\"_ _3\"></span>y d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58b y3865 w308 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58c y3865 w304 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58d y3865 w304 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58e y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58f y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x590 y3865 w2ed h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">1.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x591 y3865 w309 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3866 w27b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x592 y3866 w30a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(2<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x593 y3866 w30b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x594 y3866 w30c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x595 y3866 wa1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x596 y3866 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x597 y3866 w30d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">(<span class=\"_ _5\"></span>19.9<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x598 y3866 w30e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">20 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w278 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Share-<span class=\"_ _5\"></span>based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x599 y379d w30f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">12<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59a y379d w5f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59b y379d w310 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(8<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59c y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59d y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59e y379d w311 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59f y379d w312 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w280 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">UK t<span class=\"_ _3\"></span>rad<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a0 y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a1 y37aa w313 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a2 y37aa w314 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a3 y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a4 y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a5 y37aa w315 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a6 y37aa w316 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384f w2f6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> tempora<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>y differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a7 y384f w317 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a8 y384f w318 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a9 y384f wb2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5aa y384f w319 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ab y384f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ac y384f wb2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ad y384f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w31a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ae y3731 w31b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">12.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5af y3731 w31c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5b0 y3731 w31d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5b1 y3731 w31e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5b2 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5b3 y3731 w31f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.5<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table>Deferred tax<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span><table class=\"s w2e1 h149\" id=\"_fa2adb32-61b1-4f44-82ec-0e1d494efdd0\"><tr><td></td><td></td><td class=\"t m0 x5b4 h7e y3870 ffe fsa fc1 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rge/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>cr<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>it) to the s<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent </td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x520 h7e y3870 ffe fsa fc1 sc0 ls23 ws22\">Expected<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td class=\"t m0 x51f h7e y3871 ffe fsa fc1 sc0 ls20 ws1f\">of comprehens<span class=\"_ _5\"></span>ive income<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x522 h7e y3871 ffe fsa fc1 sc0 ls22 ws7\">utilisation period<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td class=\"t m0 x2a4 h7e y3872 ffe fsa fc1 sc0 ls22 ws7\">Utilised and <span class=\"_ _5\"></span><span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x5b5 h7e y3872 ffe fsa fc1 sc0 ls1c wsa5\">Impact of <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x527 h7e y3872 ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal  </td><td></td><td class=\"t m0 x5b6 h7e y3872 ffe fsa fc1 sc0 ls2b ws2a\">Reanalysis </td><td class=\"t m0 x525 h7e y3872 ffe fsa fc1 sc0 lsa2 ws2\">As at </td><td class=\"t m0 x2a8 h7e y3872 ffe fsa fc1 sc0 lsa2 ws2\">As at <span class=\"ls3\"> </span></td></tr><tr><td></td><td class=\"t m0 x5b7 h7e y3873 ffe fsa fc1 sc0 lsa2 ws2\">As at <span class=\"ls3\"> </span></td><td class=\"t m0 x5b4 h7e y3874 ffe fsa fc1 sc0 ls23 ws22\">creat<span class=\"_ _5\"></span>ed <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x5b8 h7e y3874 ffe fsa fc1 sc0 ls3 wsb\">tax rate <span class=\"ws2\"> </span></td><td class=\"t m0 x5b9 h7e y3874 ffe fsa fc1 sc0 ls1c ws1b\">charge<span class=\"_ _5\"></span>/<span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x528 h7e y3874 ffe fsa fc1 sc0 ls1c wsa5\">Impact of </td><td class=\"t m0 x5ba h7e y3874 ffe fsa fc1 sc0 ls3 wsb\">from deferred </td><td class=\"t m0 x52a h7e y3874 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x25e h7e y3874 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x5bb h7e y3875 ffe fsa fc1 sc0 ls1c wsa5\">1 January <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x5bc h7e y3876 ffe fsa fc1 sc0 ls1c wsa5\">in year<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5b8 h7e y3876 ffe fsa fc1 sc0 ls1c ws1b\">change<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5bd h7e y3876 ffe fsa fc1 sc0 ls1c ws1b\">(<span class=\"_ _5\"></span>credit<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52e h7e y3876 ffe fsa fc1 sc0 ls2b ws2a\">acquisitions<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5be h7e y3876 ffe fsa fc1 sc0 ls1c wsa5\">tax assets<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x525 h7e y3876 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h7e y3876 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x5b7 h7e y3877 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x5bf h7e y3878 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></td><td class=\"c n x5c0 y3879 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c1 y3879 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c2 y3879 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c3 y3879 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c4 y3879 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c5 y3879 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Millio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y387a w2e2 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls9 ws7\">Deferred acquisition costs<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>DA<span class=\"_ _5\"></span>C<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c6 y387a w303 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls98 ws95\">12.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c7 y387a w320 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c8 y387a w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c9 y387a w13c h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ca y387a w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5cb y387a w321 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls48 ws48\">19.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5cc y387a w322 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">24.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5cd y387a w323 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">14 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387b w2e7 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls6 ws4\">Deferr<span class=\"_ _5\"></span>ed income (<span class=\"_ _6\"></span>DIR<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ce y387b w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5cf y387b w324 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d0 y387b w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d1 y387b w325 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d2 y387b w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d3 y387b w326 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _5\"></span>33.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d4 y387b w327 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d5 y387b w2e6 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">14 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387c w328 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Purchased<span class=\"_ _5\"></span> value o<span class=\"_ _5\"></span>f in-<span class=\"_ _5\"></span>for<span class=\"_ _5\"></span>ce business (<span class=\"_ _6\"></span>PVIF<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d6 y387c w329 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls38 ws38\">2.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d7 y387c w2af h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d8 y387c w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d9 y387c w32a h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5da y387c w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x302 y387c w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5db y387c w98 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsb4 ws88\">1.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5dc y387c w32b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">2 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3863 w32c h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Unrealised c<span class=\"_ _5\"></span>apital gains<span class=\"_ _5\"></span> on lif<span class=\"_ _5\"></span>e insurance<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>BLAG<span class=\"_ _5\"></span>AB<span class=\"_ _5\"></span>) asset<span class=\"_ _5\"></span>s backing unit<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5dd y3863 w32d h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa5 ws3\">42<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5de y3863 w32e h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">261.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5df y3863 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e0 y3863 w32f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">261<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e1 y3863 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ab y3863 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e2 y3863 w330 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">684<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e3 y3863 w2ee h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">6 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3864 w331 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Unreliev<span class=\"_ _5\"></span>ed expenses<span class=\"_ _5\"></span> on life<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e4 y3864 w332 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsb1 wsb0\">(2<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e5 y3864 w333 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">8<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e6 y3864 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e7 y3864 w334 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">8<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e8 y3864 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e9 y3864 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ea y3864 w335 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5eb y3864 w336 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">4 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387d w2ec h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>set te<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>rar<span class=\"_ _3\"></span>y d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ce y387d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ec y387d w1e9 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ed y387d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ee y387d w337 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ef y387d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f0 y387d w59 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f1 y387d w338 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f2 y387d w339 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">6 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387e w27b h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ce y387e w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f3 y387e w8f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f4 y387e w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f5 y387e w8f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f6 y387e w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f7 y387e w33a h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f8 y387e w33b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f9 y387e w33c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">20 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387f w33d h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls7 ws5\">Share<span class=\"_ _5\"></span> based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ce y387f w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f3 y387f w33e h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fa y387f w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fb y387f w276 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fc y387f w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fd y387f w2f2 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fe y387f w33f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6c ws6a\">(1<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ff y387f w340 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">3 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w288 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls8 ws6\">T<span class=\"_ _6\"></span>ransitional adjustment<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x600 y37cd w76 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x601 y37cd w289 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x602 y37cd w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x603 y37cd w341 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x604 y37cd w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x605 y37cd w342 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls35 ws35\">1.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x606 y37cd w343 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">5.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x607 y37cd w344 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">4 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w2f6 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> tempora<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>y differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x608 y3766 w345 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x609 y3766 w346 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls35 ws35\">3.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60a y3766 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60b y3766 w347 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls35 ws35\">3<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60c y3766 w120 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60d y3766 w348 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60e y3766 w245 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">4.7<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3731 w2de h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60f y3731 w349 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4c ws4a\">411<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x610 y3731 w34a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">265.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x611 y3731 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x612 y3731 w34b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">265.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x613 y3731 w98 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x614 y3731 w34c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls7 ws5\">2<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x615 y3731 w34d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsb9 wsbb\">679.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table><table class=\"s w2fc h14a\" id=\"_f9533c6c-6f24-4936-a097-c36e3e6c0ad3\"><tr><td></td><td></td><td class=\"t m0 x2ab h1c y3880 ff3 fsa fc1 sc0 ls3 ws2\">Ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e/(<span class=\"_ _6\"></span>c<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) to the s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x520 h1c y3880 ff3 fsa fc1 sc0 ls1f ws1e\">Expect<span class=\"_ _5\"></span>ed </td></tr><tr><td></td><td></td><td class=\"t m0 x51f h1c y3881 ff3 fsa fc1 sc0 ls3d ws3d\">of compr<span class=\"_ _5\"></span>ehensive income<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x56d h1c y3881 ff3 fsa fc1 sc0 ls24 ws18\">utilisation period<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x5b7 h1c y3882 ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t <span class=\"ls3\"> </span></td><td class=\"t m0 x616 h1c y3883 ff3 fsa fc1 sc0 lsc ws3d\">Utilised and<span class=\"_ _5\"></span> <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x5b5 h1c y3883 ff3 fsa fc1 sc0 ls23 wsa4\">Impact of<span class=\"_ _5\"></span> <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x527 h1c y3883 ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span> <span class=\"ls3 ws2\"> </span></td><td></td><td class=\"t m0 x617 h1c y3883 ff3 fsa fc1 sc0 lsc wsb\">Reanalysis </td><td class=\"t m0 x525 h1c y3883 ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t </td><td class=\"t m0 x2a8 h1c y3883 ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t <span class=\"ls3\"> </span></td></tr><tr><td></td><td class=\"t m0 x618 h1c y3884 ff3 fsa fc1 sc0 lsc ws3d\">1 January </td><td class=\"t m0 x5b4 h1c y3885 ff3 fsa fc1 sc0 ls1f ws1e\">creat<span class=\"_ _5\"></span>ed <span class=\"_ _5\"></span><span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x619 h1c y3885 ff3 fsa fc1 sc0 ls1 wsb3\">tax ra<span class=\"_ _3\"></span>te <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x61a h1c y3885 ff3 fsa fc1 sc0 ls13a ws179\">ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e/<span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x572 h1c y3885 ff3 fsa fc1 sc0 ls23 wsa4\">Impact of<span class=\"_ _5\"></span> </td><td class=\"t m0 x61b h1c y3885 ff3 fsa fc1 sc0 ls2a ws1b\">from d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d </td><td class=\"t m0 x573 h1c y3885 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x25e h1c y3885 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x5b7 h1c y3886 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5bc h1c y3887 ff3 fsa fc1 sc0 lsc ws3d\">in y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5b8 h1c y3887 ff3 fsa fc1 sc0 ls29 ws28\">change<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5bd h1c y3887 ff3 fsa fc1 sc0 ls109 ws115\">(<span class=\"_ _5\"></span>credit<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52e h1c y3887 ff3 fsa fc1 sc0 ls23 ws22\">acquisitions<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5be h1c y3887 ff3 fsa fc1 sc0 ls1c ws7\">tax assets<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x525 h1c y3887 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h1c y3887 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x61c y3888 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x61d y3888 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x61e y3888 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x61f y3888 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x620 y3888 w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x621 y3888 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x622 y3888 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3864 w34e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es (avai<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e for f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure re<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ef)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x623 y3864 w34f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x624 y3864 w350 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x625 y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x626 y3864 w351 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x627 y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x628 y3864 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x629 y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62a y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3865 w2e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Deferred acquisition costs<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>DA<span class=\"_ _5\"></span>C<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62b y3865 w352 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">20.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62c y3865 w353 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62d y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62e y3865 w353 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a3 y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a4 y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62f y3865 w354 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">12<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x630 y3865 w302 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>4 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3866 w328 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Purchased<span class=\"_ _5\"></span> value o<span class=\"_ _5\"></span>f in-<span class=\"_ _5\"></span>for<span class=\"_ _5\"></span>ce business (<span class=\"_ _6\"></span>PVIF<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x631 y3866 w355 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x632 y3866 w2af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x633 y3866 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x634 y3866 w356 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x635 y3866 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x2cb y3866 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x636 y3866 w357 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x637 y3866 w358 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w32c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unrealised c<span class=\"_ _5\"></span>apital gains<span class=\"_ _5\"></span> on lif<span class=\"_ _5\"></span>e insurance<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>BLAG<span class=\"_ _5\"></span>AB<span class=\"_ _5\"></span>) asset<span class=\"_ _5\"></span>s backing unit<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x638 y379d w24a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">180.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x639 y379d w359 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2<span class=\"_ _5\"></span>43.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63a y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63b y379d w35a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">243.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63c y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63d y379d w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63e y379d w35b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">42<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63f y379d w35c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w331 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unreliev<span class=\"_ _5\"></span>ed expenses<span class=\"_ _5\"></span> on life<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x640 y37cd w35d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x641 y37cd w35e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">11<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x642 y37cd w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x643 y37cd w35e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">11<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x644 y37cd w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x645 y37cd w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x646 y37cd w123 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">(26<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x647 y37cd w35f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5 y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w2f6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> tempora<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>y differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x648 y3766 w4f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x649 y3766 w360 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">0.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x642 y3766 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64a y3766 w361 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64b y3766 wa2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64c y3766 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64d y3766 w362 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64e y3766 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w31a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64f y3731 w363 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">162<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x650 y3731 w364 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">248<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x651 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x652 y3731 w365 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x653 y3731 w114 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x654 y3731 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x655 y3731 wab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">411<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table>Appropriat<span class=\"_ _5\"></span>e in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> income, gains<span class=\"_ _5\"></span> or profi<span class=\"_ _5\"></span>ts are<span class=\"_ _5\"></span> expected<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> arise against wh<span class=\"_ _5\"></span>ich the t<span class=\"_ _5\"></span>ax as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts ca<span class=\"_ _3\"></span>n be u<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>st th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>al ra<span class=\"_ _3\"></span>tes of u<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l de<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>n bu<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s grow<span class=\"_ _2\"></span>th an<span class=\"_ _3\"></span>d ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al fa<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>cul<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rl<span class=\"_ _3\"></span>y inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>rket c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, t<span class=\"_ _3\"></span>hey h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en te<span class=\"_ _3\"></span>sted fo<span class=\"_ _3\"></span>r se<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y to ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>re res<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt to a ra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e of re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly fo<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e sc<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>s. At the re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te the<span class=\"_ _3\"></span>re we<span class=\"_ _3\"></span>re un<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>f \u00a319.<span class=\"_ _3\"></span>4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a317.3 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) in res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct of \u00a3<span class=\"_ _3\"></span>116<span class=\"_ _3\"></span>.7 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a3101<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) of l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s in c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re ap<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>ria<span class=\"_ _3\"></span>te pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ts are n<span class=\"_ _3\"></span>ot co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>rob<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fore<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>st p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>ese l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>rim<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ril<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>te to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s Asia-<span class=\"_ _5\"></span>based businesses and<span class=\"_ _5\"></span> can be<span class=\"_ _5\"></span> carried f<span class=\"_ _5\"></span>or<span class=\"_ _3\"></span>ward<span class=\"_ _5\"></span> indefinitely<span class=\"_ _6\"></span>.<span class=\"_ _2d1\"> </span>Future tax<span class=\"_ _5\"></span> changes<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>ere a<span class=\"_ _3\"></span>re no re<span class=\"_ _3\"></span>leva<span class=\"_ _3\"></span>nt e<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re tax ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Changes in accoun<span class=\"_ _5\"></span>ting base \u2013 Hong K<span class=\"_ _6\"></span>ong<span class=\"_ _2d1\"> </span>As of 1 J<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>y 2024<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce Au<span class=\"_ _3\"></span>tho<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y (IA<span class=\"_ _5\"></span>) in H<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ng Kon<span class=\"_ _3\"></span>g ha<span class=\"_ _3\"></span>s im<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nted t<span class=\"_ _3\"></span>he R<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k-Bas<span class=\"_ _3\"></span>ed Capit<span class=\"_ _5\"></span>al (<span class=\"_ _6\"></span>RBC<span class=\"_ _5\"></span>) r<span class=\"_ _5\"></span>egime. The RBC<span class=\"_ _5\"></span> regime int<span class=\"_ _5\"></span>roduces signific<span class=\"_ _5\"></span>ant changes<span class=\"_ _5\"></span> in the calc<span class=\"_ _5\"></span>ulation of<span class=\"_ _5\"></span> no<span class=\"_ _3\"></span>n-un<span class=\"_ _3\"></span>it re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d the M<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n Ove<span class=\"_ _3\"></span>r Cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt Est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate (MOC<span class=\"_ _3\"></span>E<span class=\"_ _5\"></span>) co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e prev<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>us ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal re<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>. As a res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g SJ<span class=\"_ _3\"></span>PI<span class=\"_ _3\"></span>H<span class=\"_ _3\"></span>K\u2019s ta<span class=\"_ _3\"></span>xab<span class=\"_ _3\"></span>le p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the re<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ato<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>is gi<span class=\"_ _3\"></span>ves r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e in th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar to a tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ion<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l tax l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y, whi<span class=\"_ _3\"></span>ch u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er R<span class=\"_ _3\"></span>BC r<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l be r<span class=\"_ _3\"></span>un o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt tax ove<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>t fi<span class=\"_ _3\"></span>ve ye<span class=\"_ _3\"></span>ars o<span class=\"_ _3\"></span>n a st<span class=\"_ _3\"></span>rai<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Pillar T<span class=\"_ _6\"></span>wo \u2013<span class=\"_ _5\"></span> global minimum tax<span class=\"_ _2d1\"> </span>Wi<span class=\"_ _3\"></span>th ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct f<span class=\"_ _3\"></span>rom 1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y 2024 th<span class=\"_ _3\"></span>e SJ<span class=\"_ _3\"></span>P Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s su<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t to the g<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>al mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>m tax r<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>es intr<span class=\"_ _5\"></span>oduced by<span class=\"_ _5\"></span> the Organisat<span class=\"_ _5\"></span>ion for<span class=\"_ _5\"></span> Economic<span class=\"_ _5\"></span> Co-operat<span class=\"_ _5\"></span>ion and De<span class=\"_ _5\"></span>velopment (<span class=\"_ _6\"></span>OECD<span class=\"_ _6\"></span>) and<span class=\"_ _5\"></span> adopted<span class=\"_ _5\"></span> into<span class=\"_ _5\"></span> local legislation<span class=\"_ _5\"></span> of vario<span class=\"_ _5\"></span>us terri<span class=\"_ _5\"></span>tories in<span class=\"_ _5\"></span> which the<span class=\"_ _5\"></span> SJP Gr<span class=\"_ _5\"></span>oup operat<span class=\"_ _5\"></span>es; including<span class=\"_ _5\"></span> the U<span class=\"_ _3\"></span>K a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>rel<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s su<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t to a do<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>c top<span class=\"_ _3\"></span>-up ta<span class=\"_ _3\"></span>x in re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to it<span class=\"_ _3\"></span>s op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s in Ire<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tuto<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te tax ra<span class=\"_ _3\"></span>te is 12<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5%<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s the e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve tax ra<span class=\"_ _3\"></span>te for the S<span class=\"_ _3\"></span>J<span class=\"_ _3\"></span>P prof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in I<span class=\"_ _3\"></span>rel<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nd to 15% a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>n ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt of \u00a30<span class=\"_ _3\"></span>.1 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l Ir<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>h tax h<span class=\"_ _3\"></span>as be<span class=\"_ _3\"></span>en p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>is re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t. A P<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>r T<span class=\"_ _5\"></span>wo a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t is n<span class=\"_ _3\"></span>ot re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d in a<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>cat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch SJ<span class=\"_ _3\"></span>P op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTaxReceivablesAndPayablesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-409": {
   "value": "10. Inc<span class=\"_ _3\"></span>ome and de<span class=\"_ _3\"></span>ferred taxes<span class=\"_ _2d1\"> </span>T<span class=\"_ _5\"></span>ax fo<span class=\"_ _3\"></span>r the yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span><table class=\"s w261 h141\" id=\"_fecf8af3-a1f7-4752-b76d-525d968297ba\"><tr><td></td><td class=\"t m0 x433 h7e y3811 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y3811 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y3812 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3812 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y3813 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3813 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1e y3814 ff5 fs4 fc1 sc0 ls3e ws3e\">Current<span class=\"_ _5\"></span> tax<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y3815 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y3816 w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3817 ff3 fs4 fc2 sc0 ls3 ws2\">UK c<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n tax<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3818 w262 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t yea<span class=\"_ _3\"></span>r ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4aa y3818 w263 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">33<span class=\"_ _3\"></span>0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ab y3818 w264 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">222.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3819 w265 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ac y3819 w266 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">1<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ad y3819 w267 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y381a ff3 fs4 fc2 sc0 ls46 ws46\">Overseas t<span class=\"_ _5\"></span>axes<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y381b w262 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t yea<span class=\"_ _3\"></span>r ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ae y381b w268 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4af y381b w269 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">2.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y381c w265 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b0 y381c w26a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b1 y381c w120 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y381d ff5 fs4 fc1 sc0 ls3e ws3e\">Deferred tax<span class=\"_ _2d1\"> </span></td><td class=\"c n x4b2 y381e w26b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">349.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b3 y381e w26c h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">225<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y381f w26d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unrealised c<span class=\"_ _5\"></span>apital gains<span class=\"_ _5\"></span> in unit<span class=\"_ _6\"></span>-linked<span class=\"_ _5\"></span> funds<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b4 y381f w26e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">2<span class=\"_ _3\"></span>61.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b5 y381f w26f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3820 ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>rel<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>ved e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3821 w270 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Utilisat<span class=\"_ _5\"></span>ion in t<span class=\"_ _5\"></span>he year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b6 y3821 w271 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">8.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x39b y3821 w272 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3822 ff3 fs4 fc2 sc0 ls8 ws6\">Capital<span class=\"_ _5\"></span> losses </td><td></td><td></td></tr><tr><td class=\"c n x265 y3823 w270 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Utilisat<span class=\"_ _5\"></span>ion in t<span class=\"_ _5\"></span>he year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b7 y3823 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b8 y3823 w273 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3824 w265 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b9 y3824 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ba y3824 w274 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3825 w275 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">DAC, DI<span class=\"_ _3\"></span>R an<span class=\"_ _3\"></span>d PV<span class=\"_ _3\"></span>IF<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4bb y3825 w276 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4bc y3825 w277 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3826 w278 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Share-<span class=\"_ _5\"></span>based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4bd y3826 w279 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4be y3826 w27a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">8.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3827 w27b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4bf y3827 w27c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c0 y3827 w27d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3828 w27e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed asse<span class=\"_ _5\"></span>t timing differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c1 y3828 w1e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c2 y3828 w27f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">2.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3829 w280 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">UK t<span class=\"_ _3\"></span>rad<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c3 y3829 w281 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">40.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c4 y3829 w282 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382a w283 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> items<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c5 y382a w284 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c6 y382a w285 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">1.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382b w286 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Overseas losses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c7 y382b w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45f y382b w287 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382c w288 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">T<span class=\"_ _6\"></span>ransitional adjustment<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c8 y382c w289 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c9 y382c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382d w28a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ca y382d w28b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cb y382d w274 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x4cc y382e w28c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">301<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cd y382e w28d h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls1 ws1\">2<span class=\"_ _3\"></span>24<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w28e h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ta<span class=\"_ _3\"></span>x cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ce y379c w28f h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">6<span class=\"_ _3\"></span>50.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cf y379c w290 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls57 ws55\">4<span class=\"_ _3\"></span>49.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y382f ff5 fs4 fc1 sc0 ls3e ws3e\">Attributable to<span class=\"_ _5\"></span>:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3810 w291 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">\u2013 P<span class=\"_ _5\"></span>olicyholders<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4d0 y3810 w1d0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">513<span class=\"_ _3\"></span>.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4d1 y3810 w1d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">444.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w292 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">\u2013 Shar<span class=\"_ _5\"></span>eholders<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4d2 y37ab w293 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44f y37ab w294 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x4b2 y3731 w295 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">650.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4d3 y3731 wf5 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls57 ws55\">449.5<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e pri<span class=\"_ _3\"></span>or ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt of \u00a31<span class=\"_ _3\"></span>.6 m<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e in c<span class=\"_ _3\"></span>urre<span class=\"_ _3\"></span>nt ta<span class=\"_ _3\"></span>x on t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts a \u00a3<span class=\"_ _3\"></span>2.<span class=\"_ _3\"></span>4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r tax (2023: \u00a31<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) and a c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>f \u00a30.<span class=\"_ _3\"></span>8 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct of s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er ta<span class=\"_ _3\"></span>x (2023: \u00a31<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge)<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>e pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r a<span class=\"_ _3\"></span>dju<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of \u00a3<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t in d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax o<span class=\"_ _3\"></span>n the l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s \u00a30.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct of p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r tax (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>) a<span class=\"_ _3\"></span>nd a cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it of \u00a3<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er ta<span class=\"_ _3\"></span>x (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a30.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>In a<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g at t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>fore ta<span class=\"_ _3\"></span>x at<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>\u2019 ret<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, it i<span class=\"_ _3\"></span>s ne<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y to es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of t<span class=\"_ _3\"></span>he tota<span class=\"_ _3\"></span>l tax c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it) bet<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>at p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e in re<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct of poli<span class=\"_ _5\"></span>cyholders and<span class=\"_ _5\"></span> that<span class=\"_ _5\"></span> payable b<span class=\"_ _5\"></span>y shar<span class=\"_ _5\"></span>eholders. Shar<span class=\"_ _5\"></span>eholder t<span class=\"_ _5\"></span>ax is e<span class=\"_ _5\"></span>stimated<span class=\"_ _5\"></span> by<span class=\"_ _5\"></span> making an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve rate o<span class=\"_ _3\"></span>f tax th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to the s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s on t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>its at<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is i<span class=\"_ _3\"></span>s ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d by a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te tax ra<span class=\"_ _3\"></span>tes to th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r prof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The re<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f the ta<span class=\"_ _3\"></span>x ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) repre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts ta<span class=\"_ _3\"></span>x on policyholders\u2019 in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> returns. T<span class=\"_ _5\"></span>his calculation<span class=\"_ _5\"></span> method is<span class=\"_ _5\"></span> consistent<span class=\"_ _5\"></span> with the<span class=\"_ _5\"></span> legislation rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g to the c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of ta<span class=\"_ _3\"></span>x on s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s.<span class=\"_ _2d1\"> </span>Reconciliation of<span class=\"_ _5\"></span> tax charge to e<span class=\"_ _5\"></span>xpected tax<span class=\"_ _2d1\"> </span><table class=\"s w296 h142\" id=\"_1acd9d4e-c77d-48e4-a715-9c657124cfe5\"><tr><td></td><td class=\"t m0 x4d4 h7e y3830 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td></td><td class=\"t m0 x4d5 h1c y3830 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 x4d6 h7e y3831 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td></td><td class=\"t m0 x4d7 h1c y3831 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td></td></tr><tr><td></td><td class=\"t m0 x4d8 h7e y3832 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td></td><td class=\"t m0 x4d9 h1c y3832 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td></td><td class=\"c n x4da y3833 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4db y3834 w297 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3835 ff3 fs4 fc2 sc0 ls3 ws2\">Prof<span class=\"_ _3\"></span>it b<span class=\"_ _3\"></span>efo<span class=\"_ _3\"></span>re tax<span class=\"_ _2d1\"> </span></td><td class=\"c n x4dc y3836 w298 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">1,<span class=\"_ _3\"></span>049.1<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4dd y3836 w299 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">4<span class=\"_ _3\"></span>39.6<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3837 w29a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ax a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>uta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cyh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s\u2019 re<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4de y3837 w41 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4df y3837 w42 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">(<span class=\"_ _1\"></span>444.1<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c x265 y3839 w29b h143\"><div class=\"t m0 x262 h1e y3838 ff5 fs4 fc1 sc0 ls3e ws3e\">Profit<span class=\"_ _5\"></span>/<span class=\"_ _6\"></span>(<span class=\"_ _5\"></span>loss<span class=\"_ _5\"></span>) before ta<span class=\"_ _5\"></span>x attributable to<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">shareholders\u2019 returns<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e0 y3839 w44 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls92 ws82\">535.9<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4e1 y3839 w29c h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y383a ff3 fs4 fc2 sc0 ls3 ws2\">Sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r tax ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rge/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) at co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y383b w29d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">tax ra<span class=\"_ _3\"></span>te of 25% (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: 23<span class=\"_ _3\"></span>.5%)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e2 y383b wc1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">134<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e3 y383b w29e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">25%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e4 y383b w29f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e5 y383b w2a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">23<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y383c ff5 fs4 fc1 sc0 ls9a ws97\">Adju<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>men<span class=\"_ _3\"></span>ts:<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y383d ff3 fs4 fc2 sc0 ls3 ws2\">Lowe<span class=\"_ _3\"></span>r rate<span class=\"_ _3\"></span>s of co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on ta<span class=\"_ _3\"></span>x </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y383e w2a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">in o<span class=\"_ _5\"></span>verseas subsidiarie<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e6 y383e w2a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e7 y383e w2a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>%)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e8 y383e w2a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4e9 y383e w2a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">39.<span class=\"_ _3\"></span>4%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y383f w2a6 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Expected shareholder tax<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ea y383f w2a7 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">132<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4eb y383f w2a8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">24.<span class=\"_ _3\"></span>8%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ec y383f w2a9 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6e ws6c\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ed y383f w2aa h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">62.<span class=\"_ _3\"></span>9%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3840 ff5 fs4 fc1 sc0 ls48 ws48\">Effects of:<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3841 w2ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Non-<span class=\"_ _5\"></span>taxable<span class=\"_ _5\"></span> income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ee y3841 w2ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4ef y3841 w2ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3842 ff3 fs4 fc2 sc0 ls3 ws2\">Adj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r yea<span class=\"_ _3\"></span>r </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3843 w2ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t tax<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f0 y3843 w2af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f1 y3843 w2b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">1.0<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3844 w2b1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 De<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red ta<span class=\"_ _3\"></span>x<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f2 y3844 w2b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f3 y3844 w2b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3845 ff3 fs4 fc2 sc0 ls3 ws2\">Di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g an<span class=\"_ _3\"></span>d tax b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3846 w2b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">in re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>loye<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re sch<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f4 y3846 w28b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f5 y3846 w2b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c x265 y3847 w2b6 h135\"><div class=\"t m0 x262 h8 y3790 ff3 fs4 fc2 sc0 ls3 ws2\">Im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e in ta<span class=\"_ _3\"></span>x rates b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt an<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red ta<span class=\"_ _3\"></span>x<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f6 y3847 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f7 y3847 w5e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3848 w2b7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Disallowa<span class=\"_ _5\"></span>ble expenses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4f8 y3848 w2b8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">6.1<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4f9 y3848 w2b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">4<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c x265 y384b w2ba h144\"><div class=\"t m0 x262 h8 y3849 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>cou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ba<span class=\"_ _3\"></span>se<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x4fa hf6 y384a ff3 fs61 fc1 sc0 ls3 ws2\">\u2013<span class=\"fs4 fc2 ls6 ws4\"> Hong K<span class=\"_ _5\"></span>ong<span class=\"_ _2d1\"> </span></span></div></td><td class=\"c n x4fb y384b w84 h12a\"><div class=\"t m0 x262 hf6 y384a ff3 fs4 fc2 sc0 ls14d ws177\">4.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4fc y384b w54 h12a\"><div class=\"t m0 x262 hf6 y384a ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y379a w2bb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Pro<span class=\"_ _5\"></span>vision f<span class=\"_ _5\"></span>or futur<span class=\"_ _5\"></span>e liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4fd y379a w4f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x4fe y379a w2bc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y384c w2bd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ax l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s no<span class=\"_ _3\"></span>t rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ff y384c w2be h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.4<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x500 y384c w2bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">1.9<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"t m0 x33d h8 y384d ff3 fs4 fc2 sc0 ls57 ws55\">Other<span class=\"_ _2d1\"> </span></td><td class=\"c n x501 y37ed w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x502 y37ed w82 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td></td><td class=\"c n x503 y384e w245 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">4.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x504 y384e w2c0 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls1a ws19\">0.<span class=\"_ _3\"></span>9%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x505 y384e w284 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">8.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x506 y384e w2c1 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>%)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w2c2 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Shareholder tax charge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x507 y37aa w2c3 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x508 y37aa w2c4 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">25.7%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x509 y37aa w294 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsab wsa8\">5.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x50a y37aa w2c5 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls98 ws95\">(<span class=\"_ _5\"></span>120.0%<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384f w2c6 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Policyholder tax<span class=\"_ _5\"></span> charge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x50b y384f w2c7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">513<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x50c y384f w1d1 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsb0 wsaf\">444.1<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3731 w28e h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ta<span class=\"_ _3\"></span>x cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x50d y3731 w28f h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">650<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x50e y3731 wf5 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls57 ws55\">449.5<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table>T<span class=\"_ _5\"></span>ax c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted o<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>fore ta<span class=\"_ _3\"></span>x at 25<span class=\"_ _3\"></span>.0% (2023: 23<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5%<span class=\"_ _5\"></span>) wou<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt to a ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e of \u00a3262<span class=\"_ _3\"></span>.3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge o<span class=\"_ _3\"></span>f \u00a310<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f \u00a338<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>.4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3<span class=\"_ _3\"></span>34<span class=\"_ _3\"></span>6.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on) be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>en th<span class=\"_ _3\"></span>is n<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e total ta<span class=\"_ _3\"></span>x ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e of \u00a36<span class=\"_ _3\"></span>50.7 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a34<span class=\"_ _3\"></span>49.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) is ma<span class=\"_ _3\"></span>de u<span class=\"_ _3\"></span>p of th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ite<span class=\"_ _3\"></span>ms a<span class=\"_ _3\"></span>bove w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch tota<span class=\"_ _3\"></span>l a ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e of \u00a33<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a36<span class=\"_ _3\"></span>.5 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _5\"></span>) an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct of th<span class=\"_ _3\"></span>e ap<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>nm<span class=\"_ _3\"></span>ent m<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>y on tax a<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le to p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>icy<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r retu<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>s of \u00a33<span class=\"_ _3\"></span>84<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a333<span class=\"_ _3\"></span>9.7 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span>T<span class=\"_ _5\"></span>ax p<span class=\"_ _3\"></span>aid i<span class=\"_ _3\"></span>n the yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span><table class=\"s w2c8 h145\" id=\"_9d5f9f2c-44ae-4321-bf6b-02fe252f47ed\"><tr><td></td><td class=\"t m0 x3e8 h7e y3850 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3850 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y3851 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3851 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3852 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3852 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3853 w12 h146\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3854 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3855 w2c9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t tax c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge fo<span class=\"_ _3\"></span>r the ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x50f y3855 w2ca h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">349.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x510 y3855 w2cb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">225<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3856 ff3 fs4 fc2 sc0 ls3 ws2\">(<span class=\"_ _5\"></span>Pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to be m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>de<span class=\"_ _5\"></span>)/<span class=\"_ _5\"></span>refu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>e to be re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved i<span class=\"_ _3\"></span>n fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re yea<span class=\"_ _3\"></span>rs </td><td></td><td></td></tr><tr><td class=\"c n x265 y3857 w2cc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x511 y3857 w2cd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(2<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x512 y3857 w2ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">1<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3858 ff3 fs4 fc2 sc0 ls3 ws2\">Pay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>de/<span class=\"_ _5\"></span>(refun<span class=\"_ _3\"></span>ds re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d<span class=\"_ _5\"></span>) i<span class=\"_ _3\"></span>n cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t yea<span class=\"_ _3\"></span>r in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct </td><td></td><td></td></tr><tr><td class=\"c n x265 y37a8 w2cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">of p<span class=\"_ _3\"></span>rio<span class=\"_ _3\"></span>r ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x513 y37a8 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x514 y37a8 w2d0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w17f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Other<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3fc y37a9 w2d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x515 y37a9 w2d2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380e w2d3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa7 wsa1\">Ta<span class=\"_ _3\"></span>x<span class=\"_ _2\"></span> p<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>i<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x516 y380e w2d4 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">326<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x517 y380e w2d5 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">179.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3859 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ax p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>id ca<span class=\"_ _3\"></span>n b<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>yse<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>s:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y380f w2d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 T<span class=\"_ _5\"></span>ax<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d in U<span class=\"_ _3\"></span>K<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x518 y380f w2d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">252<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x519 y380f wc1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">156<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w2d8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 T<span class=\"_ _6\"></span>axes paid<span class=\"_ _5\"></span> in ov<span class=\"_ _5\"></span>erseas jurisdict<span class=\"_ _5\"></span>ions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3f3 y3810 w2d9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">5.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51a y3810 w2da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w2db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Withholding<span class=\"_ _5\"></span> taxes<span class=\"_ _5\"></span> suffered on<span class=\"_ _5\"></span> inv<span class=\"_ _5\"></span>estment income<span class=\"_ _5\"></span> received<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51b y37ab w2dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">6<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51c y37ab w2dd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w2de h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51d y3731 w2df h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">326.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51e y3731 w2e0 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">179<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr></table>Deferred tax balances<span class=\"_ _2d1\"> </span>De<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red t<span class=\"_ _3\"></span>ax a<span class=\"_ _3\"></span>sset<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span><table class=\"s w2e1 h147\" id=\"_2eeb28c5-5cbb-49fb-9b11-e85244811acf\"><tr><td></td><td></td><td class=\"t m0 x51f h7e y385a ffe fsa fc1 sc0 ls3 ws2\" colspan=\"2\">(<span class=\"_ _5\"></span>Ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _5\"></span>)/<span class=\"_ _6\"></span>c<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>dit to t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>eme<span class=\"_ _3\"></span>nt </td><td></td><td></td><td></td><td class=\"t m0 x520 h7e y385a ffe fsa fc1 sc0 ls23 ws22\">Expected<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td class=\"t m0 x521 h7e y385b ffe fsa fc1 sc0 ls20 ws1f\" colspan=\"2\">of comprehens<span class=\"_ _5\"></span>ive income<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td class=\"t m0 x522 h7e y385b ffe fsa fc1 sc0 ls22 ws7\">utilisation period<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x523 h7e y385c ffe fsa fc1 sc0 lsa2 ws2\">As at <span class=\"ls3\"> </span></td><td class=\"t m0 x521 h7e y385d ffe fsa fc1 sc0 ls22 ws7\" colspan=\"2\">Utilised and </td><td></td><td class=\"t m0 x524 h7e y385d ffe fsa fc1 sc0 ls2b ws1e\">Reanalysis to </td><td class=\"t m0 x525 h7e y385d ffe fsa fc1 sc0 lsa2 ws2\">As at </td><td class=\"t m0 x2a8 h7e y385d ffe fsa fc1 sc0 lsa2 ws2\">As at <span class=\"ls3\"> </span></td></tr><tr><td></td><td class=\"t m0 x2a0 h7e y385e ffe fsa fc1 sc0 ls1c wsa5\"><span>1 January </span></td><td class=\"t m0 x526 h7e y385f ffe fsa fc1 sc0 ls23 ws22\">creat<span class=\"_ _5\"></span>ed <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x527 h7e y385f ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal  </td><td class=\"t m0 x528 h7e y385f ffe fsa fc1 sc0 ls1c wsa5\">Impact of </td><td class=\"t m0 x529 h7e y385f ffe fsa fc1 sc0 ls3 wsb\">deferred tax </td><td class=\"t m0 x52a h7e y385f ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x25e h7e y385f ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x52b h7e y3860 ffe fsa fc1 sc0 ls1 ws1\"><span>2024<span class=\"_ _2d1\"> </span></span></td><td class=\"t m0 x52c h7e y3861 ffe fsa fc1 sc0 ls1c wsa5\">in year<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52d h7e y3861 ffe fsa fc1 sc0 ls1c ws1b\">(<span class=\"_ _5\"></span>charge<span class=\"_ _5\"></span>)<span class=\"_ _6\"></span>/cr<span class=\"_ _5\"></span>edit<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52e h7e y3861 ffe fsa fc1 sc0 ls2b ws2a\">acquisitions<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52f h7e y3861 ffe fsa fc1 sc0 ls1c ws1b\">liabilities<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x525 h7e y3861 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h7e y3861 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x530 y3862 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x531 y3862 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x532 y3862 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x533 y3862 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x534 y3862 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x535 y3862 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3863 w2e2 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls9 ws7\">Deferred acquisition costs<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>DA<span class=\"_ _5\"></span>C<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x536 y3863 w2e3 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls58 ws56\">(1<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x537 y3863 w120 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x538 y3863 w120 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x539 y3863 w77 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53a y3863 w2e4 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls48 ws48\">19.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53b y3863 w2e5 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls92 ws82\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53c y3863 w2e6 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">14 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3864 w2e7 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Deferr<span class=\"_ _5\"></span>ed income (<span class=\"_ _6\"></span>DIR<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53d y3864 w2e8 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls38 ws38\">35.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53e y3864 w11f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x53f y3864 w175 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x540 y3864 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x541 y3864 w2e9 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _6\"></span>33.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x542 y3864 w2ea h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x543 y3864 w2eb h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14<span class=\"_ _3\"></span> ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3865 w2ec h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>set te<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>rar<span class=\"_ _3\"></span>y d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x544 y3865 w2ed h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">1.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x545 y3865 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x546 y3865 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x547 y3865 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x548 y3865 w59 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x549 y3865 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54a y3865 w2ee h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">6<span class=\"_ _3\"></span> yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3866 w27b h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54b y3866 w2ef h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">(<span class=\"_ _5\"></span>19.9<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54c y3866 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54d y3866 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54e y3866 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x54f y3866 w1fa h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3c3 y3866 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x550 y3866 w2f0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">2<span class=\"_ _3\"></span>0 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w278 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls7 ws5\">Share-<span class=\"_ _5\"></span>based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x551 y379d w2f1 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x552 y379d w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x553 y379d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x554 y379d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x555 y379d w2f2 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x556 y379d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x557 y379d w2f3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">3 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w280 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">UK t<span class=\"_ _3\"></span>rad<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x558 y3810 w2f4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x559 y3810 w282 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55a y3810 w2f5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55b y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55c y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55d y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55e y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w2f6 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> tempora<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>y differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x55f y3766 w2f7 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x560 y3766 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x561 y3766 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x562 y3766 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x563 y3766 w2be h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsb4 ws88\">2.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x564 y3766 w98 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x565 y3766 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w2de h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x566 y3731 w2f8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">36.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x567 y3731 w9b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x568 y3731 w2f9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x569 y3731 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x56a y3731 w2fa h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls7 ws5\">2.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x56b y3731 w2fb h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">2<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table><table class=\"s w2fc h148\" id=\"_26fbfcb4-e871-4399-9255-c33bdaffcdf7\"><tr><td></td><td></td><td></td><td class=\"t m0 x56c h1c y3867 ff3 fsa fc1 sc0 ls3 ws2\">Cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t/(<span class=\"_ _5\"></span>ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rge) to the s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </td><td></td><td></td><td></td><td class=\"t m0 x520 h1c y3867 ff3 fsa fc1 sc0 ls1f ws1e\">Expect<span class=\"_ _5\"></span>ed </td></tr><tr><td></td><td></td><td class=\"t m0 x521 h1c y3868 ff3 fsa fc1 sc0 ls3d ws3d\" colspan=\"2\">of compr<span class=\"_ _5\"></span>ehensive income<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td class=\"t m0 x56d h1c y3868 ff3 fsa fc1 sc0 ls24 ws18\">utilisation period<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x523 h1c y3869 ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t <span class=\"ls3\"> </span></td><td class=\"t m0 x56e h1c y386a ff3 fsa fc1 sc0 lsc ws3d\">Utilised and<span class=\"_ _5\"></span> </td><td class=\"t m0 x527 h1c y386a ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span> <span class=\"ls3 ws2\"> </span></td><td></td><td class=\"t m0 x56f h1c y386a ff3 fsa fc1 sc0 lsc ws3d\">Reanalysis t<span class=\"_ _5\"></span>o </td><td class=\"t m0 x525 h1c y386a ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h1c y386a ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t <span class=\"ls3\"> </span></td></tr><tr><td></td><td class=\"t m0 x570 h1c y386b ff3 fsa fc1 sc0 lsc ws3d\">1 January </td><td class=\"t m0 x526 h1c y386c ff3 fsa fc1 sc0 ls1f ws1e\">creat<span class=\"_ _5\"></span>ed <span class=\"_ _5\"></span><span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x571 h1c y386c ff3 fsa fc1 sc0 ls109 ws115\">credit/<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x572 h1c y386c ff3 fsa fc1 sc0 ls23 wsa4\">Impact of<span class=\"_ _5\"></span> </td><td class=\"t m0 x529 h1c y386c ff3 fsa fc1 sc0 ls23 wsa4\">deferr<span class=\"_ _5\"></span>ed tax<span class=\"_ _5\"></span> </td><td class=\"t m0 x573 h1c y386c ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x25e h1c y386c ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x523 h1c y386d ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x574 h1c y386e ff3 fsa fc1 sc0 lsc ws3d\">in y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x575 h1c y386e ff3 fsa fc1 sc0 ls14e ws178\">(c<span class=\"_ _3\"></span>h<span class=\"_ _2\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>e)<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52e h1c y386e ff3 fsa fc1 sc0 ls23 ws22\">acquisitions<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x576 h1c y386e ff3 fsa fc1 sc0 ls23 ws22\">liabilities<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x525 h1c y386e ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h1c y386e ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x577 y386f w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x578 y386f w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x579 y386f w16e h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57a y386f w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57b y386f w16e h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57c y386f w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3863 w2e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Deferred acquisition costs<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>DA<span class=\"_ _5\"></span>C<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57d y3863 w2fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57e y3863 w2ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x57f y3863 w300 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x580 y3863 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x581 y3863 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x582 y3863 w301 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x583 y3863 w302 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">14 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3864 w2e7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Deferr<span class=\"_ _5\"></span>ed income (<span class=\"_ _6\"></span>DIR<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x584 y3864 w303 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x585 y3864 w304 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x586 y3864 w305 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x587 y3864 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x588 y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x589 y3864 w306 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58a y3864 w307 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">14 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3865 w2ec h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>set te<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>rar<span class=\"_ _3\"></span>y d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58b y3865 w308 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58c y3865 w304 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58d y3865 w304 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58e y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58f y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x590 y3865 w2ed h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">1.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x591 y3865 w309 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3866 w27b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x592 y3866 w30a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(2<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x593 y3866 w30b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x594 y3866 w30c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x595 y3866 wa1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x596 y3866 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x597 y3866 w30d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">(<span class=\"_ _5\"></span>19.9<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x598 y3866 w30e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">20 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w278 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Share-<span class=\"_ _5\"></span>based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x599 y379d w30f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">12<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59a y379d w5f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59b y379d w310 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(8<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59c y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59d y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59e y379d w311 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x59f y379d w312 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w280 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">UK t<span class=\"_ _3\"></span>rad<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a0 y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a1 y37aa w313 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a2 y37aa w314 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a3 y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a4 y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a5 y37aa w315 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a6 y37aa w316 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384f w2f6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> tempora<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>y differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a7 y384f w317 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a8 y384f w318 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a9 y384f wb2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5aa y384f w319 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ab y384f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ac y384f wb2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ad y384f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w31a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ae y3731 w31b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">12.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5af y3731 w31c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5b0 y3731 w31d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5b1 y3731 w31e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5b2 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5b3 y3731 w31f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.5<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table>Deferred tax<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span><table class=\"s w2e1 h149\" id=\"_fa2adb32-61b1-4f44-82ec-0e1d494efdd0\"><tr><td></td><td></td><td class=\"t m0 x5b4 h7e y3870 ffe fsa fc1 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rge/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>cr<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>it) to the s<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent </td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x520 h7e y3870 ffe fsa fc1 sc0 ls23 ws22\">Expected<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td class=\"t m0 x51f h7e y3871 ffe fsa fc1 sc0 ls20 ws1f\">of comprehens<span class=\"_ _5\"></span>ive income<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x522 h7e y3871 ffe fsa fc1 sc0 ls22 ws7\">utilisation period<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td class=\"t m0 x2a4 h7e y3872 ffe fsa fc1 sc0 ls22 ws7\">Utilised and <span class=\"_ _5\"></span><span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x5b5 h7e y3872 ffe fsa fc1 sc0 ls1c wsa5\">Impact of <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x527 h7e y3872 ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal  </td><td></td><td class=\"t m0 x5b6 h7e y3872 ffe fsa fc1 sc0 ls2b ws2a\">Reanalysis </td><td class=\"t m0 x525 h7e y3872 ffe fsa fc1 sc0 lsa2 ws2\">As at </td><td class=\"t m0 x2a8 h7e y3872 ffe fsa fc1 sc0 lsa2 ws2\">As at <span class=\"ls3\"> </span></td></tr><tr><td></td><td class=\"t m0 x5b7 h7e y3873 ffe fsa fc1 sc0 lsa2 ws2\">As at <span class=\"ls3\"> </span></td><td class=\"t m0 x5b4 h7e y3874 ffe fsa fc1 sc0 ls23 ws22\">creat<span class=\"_ _5\"></span>ed <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x5b8 h7e y3874 ffe fsa fc1 sc0 ls3 wsb\">tax rate <span class=\"ws2\"> </span></td><td class=\"t m0 x5b9 h7e y3874 ffe fsa fc1 sc0 ls1c ws1b\">charge<span class=\"_ _5\"></span>/<span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x528 h7e y3874 ffe fsa fc1 sc0 ls1c wsa5\">Impact of </td><td class=\"t m0 x5ba h7e y3874 ffe fsa fc1 sc0 ls3 wsb\">from deferred </td><td class=\"t m0 x52a h7e y3874 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x25e h7e y3874 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x5bb h7e y3875 ffe fsa fc1 sc0 ls1c wsa5\">1 January <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x5bc h7e y3876 ffe fsa fc1 sc0 ls1c wsa5\">in year<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5b8 h7e y3876 ffe fsa fc1 sc0 ls1c ws1b\">change<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5bd h7e y3876 ffe fsa fc1 sc0 ls1c ws1b\">(<span class=\"_ _5\"></span>credit<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52e h7e y3876 ffe fsa fc1 sc0 ls2b ws2a\">acquisitions<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5be h7e y3876 ffe fsa fc1 sc0 ls1c wsa5\">tax assets<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x525 h7e y3876 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h7e y3876 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x5b7 h7e y3877 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x5bf h7e y3878 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></td><td class=\"c n x5c0 y3879 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c1 y3879 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c2 y3879 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c3 y3879 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c4 y3879 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c5 y3879 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Millio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y387a w2e2 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls9 ws7\">Deferred acquisition costs<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>DA<span class=\"_ _5\"></span>C<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c6 y387a w303 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls98 ws95\">12.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c7 y387a w320 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c8 y387a w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5c9 y387a w13c h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ca y387a w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5cb y387a w321 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls48 ws48\">19.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5cc y387a w322 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">24.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5cd y387a w323 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">14 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387b w2e7 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls6 ws4\">Deferr<span class=\"_ _5\"></span>ed income (<span class=\"_ _6\"></span>DIR<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ce y387b w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5cf y387b w324 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d0 y387b w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d1 y387b w325 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d2 y387b w54 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d3 y387b w326 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _5\"></span>33.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d4 y387b w327 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d5 y387b w2e6 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">14 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387c w328 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Purchased<span class=\"_ _5\"></span> value o<span class=\"_ _5\"></span>f in-<span class=\"_ _5\"></span>for<span class=\"_ _5\"></span>ce business (<span class=\"_ _6\"></span>PVIF<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d6 y387c w329 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls38 ws38\">2.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d7 y387c w2af h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d8 y387c w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5d9 y387c w32a h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5da y387c w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x302 y387c w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5db y387c w98 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsb4 ws88\">1.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5dc y387c w32b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">2 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3863 w32c h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Unrealised c<span class=\"_ _5\"></span>apital gains<span class=\"_ _5\"></span> on lif<span class=\"_ _5\"></span>e insurance<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>BLAG<span class=\"_ _5\"></span>AB<span class=\"_ _5\"></span>) asset<span class=\"_ _5\"></span>s backing unit<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5dd y3863 w32d h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa5 ws3\">42<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5de y3863 w32e h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">261.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5df y3863 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e0 y3863 w32f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">261<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e1 y3863 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ab y3863 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e2 y3863 w330 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">684<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e3 y3863 w2ee h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">6 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3864 w331 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Unreliev<span class=\"_ _5\"></span>ed expenses<span class=\"_ _5\"></span> on life<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e4 y3864 w332 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsb1 wsb0\">(2<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e5 y3864 w333 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">8<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e6 y3864 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e7 y3864 w334 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">8<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e8 y3864 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5e9 y3864 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ea y3864 w335 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5eb y3864 w336 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">4 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387d w2ec h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>set te<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>rar<span class=\"_ _3\"></span>y d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ce y387d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ec y387d w1e9 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ed y387d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ee y387d w337 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ef y387d w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f0 y387d w59 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f1 y387d w338 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f2 y387d w339 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">6 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387e w27b h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ce y387e w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f3 y387e w8f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f4 y387e w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f5 y387e w8f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f6 y387e w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f7 y387e w33a h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f8 y387e w33b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f9 y387e w33c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">20 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387f w33d h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls7 ws5\">Share<span class=\"_ _5\"></span> based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ce y387f w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5f3 y387f w33e h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fa y387f w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fb y387f w276 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fc y387f w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fd y387f w2f2 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5fe y387f w33f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6c ws6a\">(1<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5ff y387f w340 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">3 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w288 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls8 ws6\">T<span class=\"_ _6\"></span>ransitional adjustment<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x600 y37cd w76 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x601 y37cd w289 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x602 y37cd w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x603 y37cd w341 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x604 y37cd w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x605 y37cd w342 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls35 ws35\">1.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x606 y37cd w343 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">5.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x607 y37cd w344 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">4 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w2f6 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> tempora<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>y differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x608 y3766 w345 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x609 y3766 w346 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls35 ws35\">3.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60a y3766 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60b y3766 w347 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls35 ws35\">3<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60c y3766 w120 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60d y3766 w348 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60e y3766 w245 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">4.7<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3731 w2de h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x60f y3731 w349 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4c ws4a\">411<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x610 y3731 w34a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">265.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x611 y3731 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x612 y3731 w34b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">265.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x613 y3731 w98 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x614 y3731 w34c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls7 ws5\">2<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x615 y3731 w34d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsb9 wsbb\">679.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table><table class=\"s w2fc h14a\" id=\"_f9533c6c-6f24-4936-a097-c36e3e6c0ad3\"><tr><td></td><td></td><td class=\"t m0 x2ab h1c y3880 ff3 fsa fc1 sc0 ls3 ws2\">Ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e/(<span class=\"_ _6\"></span>c<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t) to the s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x520 h1c y3880 ff3 fsa fc1 sc0 ls1f ws1e\">Expect<span class=\"_ _5\"></span>ed </td></tr><tr><td></td><td></td><td class=\"t m0 x51f h1c y3881 ff3 fsa fc1 sc0 ls3d ws3d\">of compr<span class=\"_ _5\"></span>ehensive income<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x56d h1c y3881 ff3 fsa fc1 sc0 ls24 ws18\">utilisation period<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x5b7 h1c y3882 ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t <span class=\"ls3\"> </span></td><td class=\"t m0 x616 h1c y3883 ff3 fsa fc1 sc0 lsc ws3d\">Utilised and<span class=\"_ _5\"></span> <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x5b5 h1c y3883 ff3 fsa fc1 sc0 ls23 wsa4\">Impact of<span class=\"_ _5\"></span> <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x527 h1c y3883 ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span> <span class=\"ls3 ws2\"> </span></td><td></td><td class=\"t m0 x617 h1c y3883 ff3 fsa fc1 sc0 lsc wsb\">Reanalysis </td><td class=\"t m0 x525 h1c y3883 ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t </td><td class=\"t m0 x2a8 h1c y3883 ff3 fsa fc1 sc0 ls84 ws2\">As a<span class=\"_ _3\"></span>t <span class=\"ls3\"> </span></td></tr><tr><td></td><td class=\"t m0 x618 h1c y3884 ff3 fsa fc1 sc0 lsc ws3d\">1 January </td><td class=\"t m0 x5b4 h1c y3885 ff3 fsa fc1 sc0 ls1f ws1e\">creat<span class=\"_ _5\"></span>ed <span class=\"_ _5\"></span><span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x619 h1c y3885 ff3 fsa fc1 sc0 ls1 wsb3\">tax ra<span class=\"_ _3\"></span>te <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x61a h1c y3885 ff3 fsa fc1 sc0 ls13a ws179\">ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e/<span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x572 h1c y3885 ff3 fsa fc1 sc0 ls23 wsa4\">Impact of<span class=\"_ _5\"></span> </td><td class=\"t m0 x61b h1c y3885 ff3 fsa fc1 sc0 ls2a ws1b\">from d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d </td><td class=\"t m0 x573 h1c y3885 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x25e h1c y3885 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x5b7 h1c y3886 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5bc h1c y3887 ff3 fsa fc1 sc0 lsc ws3d\">in y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5b8 h1c y3887 ff3 fsa fc1 sc0 ls29 ws28\">change<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5bd h1c y3887 ff3 fsa fc1 sc0 ls109 ws115\">(<span class=\"_ _5\"></span>credit<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x52e h1c y3887 ff3 fsa fc1 sc0 ls23 ws22\">acquisitions<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x5be h1c y3887 ff3 fsa fc1 sc0 ls1c ws7\">tax assets<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x525 h1c y3887 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x2a8 h1c y3887 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x61c y3888 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x61d y3888 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x61e y3888 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x61f y3888 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x620 y3888 w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x621 y3888 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x622 y3888 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3864 w34e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es (avai<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e for f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure re<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ef)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x623 y3864 w34f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x624 y3864 w350 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x625 y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x626 y3864 w351 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x627 y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x628 y3864 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x629 y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62a y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3865 w2e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Deferred acquisition costs<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>DA<span class=\"_ _5\"></span>C<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62b y3865 w352 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">20.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62c y3865 w353 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62d y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62e y3865 w353 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a3 y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x5a4 y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x62f y3865 w354 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">12<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x630 y3865 w302 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>4 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3866 w328 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Purchased<span class=\"_ _5\"></span> value o<span class=\"_ _5\"></span>f in-<span class=\"_ _5\"></span>for<span class=\"_ _5\"></span>ce business (<span class=\"_ _6\"></span>PVIF<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x631 y3866 w355 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x632 y3866 w2af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x633 y3866 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x634 y3866 w356 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x635 y3866 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x2cb y3866 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x636 y3866 w357 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x637 y3866 w358 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w32c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unrealised c<span class=\"_ _5\"></span>apital gains<span class=\"_ _5\"></span> on lif<span class=\"_ _5\"></span>e insurance<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>BLAG<span class=\"_ _5\"></span>AB<span class=\"_ _5\"></span>) asset<span class=\"_ _5\"></span>s backing unit<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x638 y379d w24a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">180.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x639 y379d w359 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2<span class=\"_ _5\"></span>43.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63a y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63b y379d w35a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">243.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63c y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63d y379d w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63e y379d w35b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">42<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x63f y379d w35c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w331 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unreliev<span class=\"_ _5\"></span>ed expenses<span class=\"_ _5\"></span> on life<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x640 y37cd w35d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x641 y37cd w35e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">11<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x642 y37cd w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x643 y37cd w35e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">11<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x644 y37cd w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x645 y37cd w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x646 y37cd w123 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">(26<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x647 y37cd w35f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5 y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w2f6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> tempora<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>y differ<span class=\"_ _5\"></span>ences<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x648 y3766 w4f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x649 y3766 w360 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">0.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x642 y3766 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64a y3766 w361 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64b y3766 wa2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64c y3766 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64d y3766 w362 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64e y3766 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w31a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x64f y3731 w363 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">162<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x650 y3731 w364 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">248<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x651 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x652 y3731 w365 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x653 y3731 w114 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x654 y3731 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x655 y3731 wab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">411<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td></td></tr></table>Appropriat<span class=\"_ _5\"></span>e in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> income, gains<span class=\"_ _5\"></span> or profi<span class=\"_ _5\"></span>ts are<span class=\"_ _5\"></span> expected<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> arise against wh<span class=\"_ _5\"></span>ich the t<span class=\"_ _5\"></span>ax as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts ca<span class=\"_ _3\"></span>n be u<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>st th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>al ra<span class=\"_ _3\"></span>tes of u<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l de<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>n bu<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s grow<span class=\"_ _2\"></span>th an<span class=\"_ _3\"></span>d ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al fa<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>cul<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rl<span class=\"_ _3\"></span>y inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>rket c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, t<span class=\"_ _3\"></span>hey h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en te<span class=\"_ _3\"></span>sted fo<span class=\"_ _3\"></span>r se<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y to ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>re res<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt to a ra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e of re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly fo<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e sc<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>s. At the re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te the<span class=\"_ _3\"></span>re we<span class=\"_ _3\"></span>re un<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d tax a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>f \u00a319.<span class=\"_ _3\"></span>4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a317.3 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) in res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct of \u00a3<span class=\"_ _3\"></span>116<span class=\"_ _3\"></span>.7 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a3101<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) of l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s in c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re ap<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>ria<span class=\"_ _3\"></span>te pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ts are n<span class=\"_ _3\"></span>ot co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>rob<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fore<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>st p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>ese l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>rim<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ril<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>te to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s Asia-<span class=\"_ _5\"></span>based businesses and<span class=\"_ _5\"></span> can be<span class=\"_ _5\"></span> carried f<span class=\"_ _5\"></span>or<span class=\"_ _3\"></span>ward<span class=\"_ _5\"></span> indefinitely<span class=\"_ _6\"></span>.<span class=\"_ _2d1\"> </span>Future tax<span class=\"_ _5\"></span> changes<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>ere a<span class=\"_ _3\"></span>re no re<span class=\"_ _3\"></span>leva<span class=\"_ _3\"></span>nt e<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re tax ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Changes in accoun<span class=\"_ _5\"></span>ting base \u2013 Hong K<span class=\"_ _6\"></span>ong<span class=\"_ _2d1\"> </span>As of 1 J<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>y 2024<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce Au<span class=\"_ _3\"></span>tho<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y (IA<span class=\"_ _5\"></span>) in H<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ng Kon<span class=\"_ _3\"></span>g ha<span class=\"_ _3\"></span>s im<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nted t<span class=\"_ _3\"></span>he R<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k-Bas<span class=\"_ _3\"></span>ed Capit<span class=\"_ _5\"></span>al (<span class=\"_ _6\"></span>RBC<span class=\"_ _5\"></span>) r<span class=\"_ _5\"></span>egime. The RBC<span class=\"_ _5\"></span> regime int<span class=\"_ _5\"></span>roduces signific<span class=\"_ _5\"></span>ant changes<span class=\"_ _5\"></span> in the calc<span class=\"_ _5\"></span>ulation of<span class=\"_ _5\"></span> no<span class=\"_ _3\"></span>n-un<span class=\"_ _3\"></span>it re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d the M<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n Ove<span class=\"_ _3\"></span>r Cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt Est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate (MOC<span class=\"_ _3\"></span>E<span class=\"_ _5\"></span>) co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d to th<span class=\"_ _3\"></span>e prev<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>us ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal re<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>. As a res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g SJ<span class=\"_ _3\"></span>PI<span class=\"_ _3\"></span>H<span class=\"_ _3\"></span>K\u2019s ta<span class=\"_ _3\"></span>xab<span class=\"_ _3\"></span>le p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the re<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ato<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>is gi<span class=\"_ _3\"></span>ves r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e in th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar to a tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ion<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l tax l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y, whi<span class=\"_ _3\"></span>ch u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er R<span class=\"_ _3\"></span>BC r<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l be r<span class=\"_ _3\"></span>un o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt tax ove<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>t fi<span class=\"_ _3\"></span>ve ye<span class=\"_ _3\"></span>ars o<span class=\"_ _3\"></span>n a st<span class=\"_ _3\"></span>rai<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Pillar T<span class=\"_ _6\"></span>wo \u2013<span class=\"_ _5\"></span> global minimum tax<span class=\"_ _2d1\"> </span>Wi<span class=\"_ _3\"></span>th ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct f<span class=\"_ _3\"></span>rom 1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y 2024 th<span class=\"_ _3\"></span>e SJ<span class=\"_ _3\"></span>P Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s su<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t to the g<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>al mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>m tax r<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>es intr<span class=\"_ _5\"></span>oduced by<span class=\"_ _5\"></span> the Organisat<span class=\"_ _5\"></span>ion for<span class=\"_ _5\"></span> Economic<span class=\"_ _5\"></span> Co-operat<span class=\"_ _5\"></span>ion and De<span class=\"_ _5\"></span>velopment (<span class=\"_ _6\"></span>OECD<span class=\"_ _6\"></span>) and<span class=\"_ _5\"></span> adopted<span class=\"_ _5\"></span> into<span class=\"_ _5\"></span> local legislation<span class=\"_ _5\"></span> of vario<span class=\"_ _5\"></span>us terri<span class=\"_ _5\"></span>tories in<span class=\"_ _5\"></span> which the<span class=\"_ _5\"></span> SJP Gr<span class=\"_ _5\"></span>oup operat<span class=\"_ _5\"></span>es; including<span class=\"_ _5\"></span> the U<span class=\"_ _3\"></span>K a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>rel<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s su<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t to a do<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>c top<span class=\"_ _3\"></span>-up ta<span class=\"_ _3\"></span>x in re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to it<span class=\"_ _3\"></span>s op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s in Ire<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tuto<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te tax ra<span class=\"_ _3\"></span>te is 12<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5%<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s the e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve tax ra<span class=\"_ _3\"></span>te for the S<span class=\"_ _3\"></span>J<span class=\"_ _3\"></span>P prof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in I<span class=\"_ _3\"></span>rel<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nd to 15% a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>n ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt of \u00a30<span class=\"_ _3\"></span>.1 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l Ir<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>h tax h<span class=\"_ _3\"></span>as be<span class=\"_ _3\"></span>en p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>is re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t. A P<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>r T<span class=\"_ _5\"></span>wo a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t is n<span class=\"_ _3\"></span>ot re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d in a<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>cat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch SJ<span class=\"_ _3\"></span>P op<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-376": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls3 ws2 gs444\">11. G<span class=\"_ _3\"></span>ood<span class=\"_ _3\"></span>will, intan<span class=\"_ _3\"></span>gible asset<span class=\"_ _3\"></span>s, deferred a<span class=\"_ _3\"></span>cquisitio<span class=\"_ _3\"></span>n costs (<span class=\"_ _5\"></span>D<span class=\"_ _5\"></span>AC<span class=\"_ _1\"></span>) </div><div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs445\">and deferred income (<span class=\"_ _6\"></span>DI<span class=\"_ _3\"></span>R<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div><div class=\"gs446\"><table class=\"s w366 h14b\" id=\"_54192631-bd38-4c42-959a-31c223319940\"><tr><td></td><td></td><td></td><td class=\"t m0 x656 h7e y3889 ffe fsa fc1 sc0 ls22 ws21\">Computer </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x657 h7e y388a ffe fsa fc1 sc0 ls3 ws2\">Purchase<span class=\"_ _3\"></span>d  </td><td class=\"t m0 x658 h7e y388a ffe fsa fc1 sc0 ls1c wsa5\">software and </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x659 h7e y388b ffe fsa fc1 sc0 lsa2 ws2\">val<span class=\"_ _3\"></span>ue of<span class=\"_ _3\"></span> </td><td class=\"t m0 x65a h7e y388b ffe fsa fc1 sc0 ls3 wsb\">other spe<span class=\"_ _3\"></span>cific </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x659 h7e y388c ffe fsa fc1 sc0 lsd wsc\">in-<span class=\"_ _5\"></span>force </td><td class=\"t m0 x65b h7e y388c ffe fsa fc1 sc0 ls3 ws2\">soft<span class=\"_ _3\"></span>ware </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x65c h7e y388d ffe fsa fc1 sc0 ls1c ws1b\">Goodwill<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x65d h7e y388d ffe fsa fc1 sc0 ls1c ws1b\">business<span class=\"_ _2d1\"> </span></td><td class=\"c n x65e y388e w367 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">developments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x65f y388e w368 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls14f ws9b\">DAC<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x660 y388e w369 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1e ws1d\">DIR<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x661 y388f w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x662 y388f w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x663 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x664 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x665 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Millio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3890 ff5 fs4 fc1 sc0 ls4a wsa7\">Cost<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3891 w36a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x666 y3891 w36b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">36.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x667 y3891 w36c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x668 y3891 w36d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">70<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x669 y3891 w36e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,050<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66a y3891 w36f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">(1,635.0<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3892 w370 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Additions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66b y3892 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66c y3892 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66d y3892 w371 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">10.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66e y3892 w36b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">39.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66f y3892 w372 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>106<span class=\"_ _3\"></span>.6<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3893 w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x670 y3893 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x671 y3893 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x672 y3893 w374 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x673 y3893 w375 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x674 y3893 w376 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">105.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3894 w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x675 y3894 w377 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">36.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x676 y3894 w378 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x677 y3894 w379 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">65.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x678 y3894 w37a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">945.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x679 y3894 w37b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">(<span class=\"_ _5\"></span>1,636.<span class=\"_ _3\"></span>3<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3895 w37c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Add<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67a y3895 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67b y3895 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67c y3895 w37d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67d y3895 w37e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">45.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67e y3895 w37f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>1<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3896 w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x670 y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x671 y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67f y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x680 y3896 w380 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x681 y3896 w381 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">153.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3897 w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x682 y3897 w383 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">3<span class=\"_ _3\"></span>6.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x683 y3897 w384 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x684 y3897 w385 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsb9 wsbb\">70.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x685 y3897 w386 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">809.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x686 y3897 w387 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">(<span class=\"_ _5\"></span>1,598.4<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3898 ff5 fs4 fc1 sc0 ls3e ws3e\">Accumulated amortisation </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x38d h1e y3899 ff5 fs4 fc1 sc0 ls3e ws3e\">and impairment<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y389a w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x687 y389a w118 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x688 y389a w388 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">62.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x689 y389a w389 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68a y389a w38a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">714<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68b y389a w38b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389b w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68c y389b w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68d y389b w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68e y389b w38d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68f y389b w38e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">72<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x690 y389b w38f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389c w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x691 y389c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x692 y389c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x693 y389c w391 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x409 y389c w392 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x694 y389c w376 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">105.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389d w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x695 y389d w2f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x696 y389d w393 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">65.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x697 y389d w394 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x698 y389d w395 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4c ws4a\">641.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x699 y389d w396 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389e w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69a y389e w397 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69b y389e w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x37e y389e w398 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">22<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69c y389e w26a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">63<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69d y389e w399 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389f w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x691 y389f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x692 y389f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69e y389f w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69f y389f w380 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a0 y389f w39a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">153<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a0 w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a1 y38a0 w39b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">13.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a2 y38a0 w142 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">68.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a3 y38a0 w39c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">60.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a4 y38a0 w39d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls97 ws94\">52<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a5 y38a0 w39e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">(<span class=\"_ _5\"></span>1,128.9<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38a1 ff5 fs4 fc1 sc0 ls3e ws3e\">Carrying value<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y38a2 w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a6 y38a2 w39f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">33.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a7 y38a2 wa9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a8 y38a2 w3a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">33.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a9 y38a2 w3a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">336.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6aa y38a2 w3a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">(530.4<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a3 w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ab y38a3 w39f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">33.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ac y38a3 w3a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">8<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ad y38a3 wb7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ae y38a3 w3a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">304.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6af y38a3 w3a6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a4 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b0 y38a4 w3a7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls48 ws48\">23.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b1 y38a4 w3a8 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls46 ws46\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b2 y38a4 w389 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b3 y38a4 w3a9 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3f\">286.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b4 y38a4 w3aa h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls150 ws17a\">(4<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>9<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384c w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67a y384c w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b5 y384c w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b6 y384c w2b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">4.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b7 y384c w1c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">52.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b8 y384c w3ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a5 w3ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b9 y38a5 w3ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">23.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ba y38a5 w3ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">1<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bb y38a5 w3af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">6<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bc y38a5 w3b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">233.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bd y38a5 w3b1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">(<span class=\"_ _5\"></span>339.3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38a6 ff5 fs4 fc1 sc0 ls3e ws3e\">Outstanding amortisation period<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y379f w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6be y379f w3b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bf y379f w3b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c0 y379f w3b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c1 y379f w3b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">14 ye<span class=\"_ _3\"></span>ars<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c2 y379f w3b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6 to 14 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a1 y3731 w3b7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls12f ws154\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c3 y3731 w3b8 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">1 yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c4 y3731 w3b9 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">5 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x6c5 y3731 w3ba h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\"><span class=\"ls12f ws154\"><span class=\"lsa5 ws3\"><span class=\"ls1 ws1\">14 yea<span class=\"_ _3\"></span>rs<span class=\"_ _e7\"> </span></span></span></span>6 to 14 ye<span class=\"_ _3\"></span>ars<span class=\"_ _2d1\"> </span></div></td></tr></table></div>Goodwill<span class=\"_ _2d1\"> </span>Go<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>s rev<span class=\"_ _3\"></span>iew<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>nnu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, or w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n ci<span class=\"_ _3\"></span>rcu<span class=\"_ _3\"></span>msta<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>r eve<span class=\"_ _3\"></span>nts<span class=\"_ _2d1\"> </span>in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>te the<span class=\"_ _3\"></span>re ma<span class=\"_ _3\"></span>y b<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>y ove<span class=\"_ _3\"></span>r its v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span>val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>-in<span class=\"_ _3\"></span>-use c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g pre<span class=\"_ _3\"></span>-tax ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws<span class=\"_ _3\"></span>. D<span class=\"_ _3\"></span>etai<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se<span class=\"_ _2d1\"> </span>ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s are p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span>K<span class=\"_ _5\"></span>ey assump<span class=\"_ _5\"></span>tions based on<span class=\"_ _5\"></span> experience:<span class=\"_ _5\"></span> <span class=\"_ _65\"> </span>V<span class=\"_ _6\"></span>alue of new<span class=\"_ _5\"></span> business and<span class=\"_ _5\"></span> expenses<span class=\"_ _2d1\"> </span>Proj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>d: <span class=\"_ _23c\"> </span>Fi<span class=\"_ _3\"></span>ve yea<span class=\"_ _3\"></span>rs e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>nto p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>tui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y/t<span class=\"_ _5\"></span>e<span class=\"_ _3\"></span>n yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span>Pre<span class=\"_ _3\"></span>-tax di<span class=\"_ _3\"></span>sco<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t rate b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n a ri<span class=\"_ _3\"></span>sk-free ra<span class=\"_ _3\"></span>te pl<span class=\"_ _3\"></span>us a r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n: <span class=\"_ _c0\"> </span>7<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>8% to 1<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>8% (2023: 6<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8% to 9.<span class=\"_ _3\"></span>8%)<span class=\"_ _2d1\"> </span>T<span class=\"_ _5\"></span>er<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th ra<span class=\"_ _3\"></span>te: <span class=\"_ _238\"> </span>1<span class=\"_ _3\"></span>.9% (2023: 1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8%)<span class=\"_ _2d1\"> </span>It i<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at n<span class=\"_ _3\"></span>o rea<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>vel<span class=\"_ _3\"></span>s of c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he key as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>would r<span class=\"_ _5\"></span>esult in<span class=\"_ _5\"></span> a material<span class=\"_ _5\"></span> impairment of<span class=\"_ _5\"></span> the goodwill.<span class=\"_ _2d1\"> </span>Purchased v<span class=\"_ _5\"></span>alue of in-force<span class=\"_ _5\"></span> business<span class=\"_ _5\"></span>/D<span class=\"_ _5\"></span>AC<span class=\"_ _6\"></span>/com<span class=\"_ _5\"></span>puter software<span class=\"_ _2d1\"> </span>Amortisation is<span class=\"_ _5\"></span> charged t<span class=\"_ _5\"></span>o expenses<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span>Amortisation pr<span class=\"_ _5\"></span>ofiles are<span class=\"_ _5\"></span> reassessed annually<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>DIR<span class=\"_ _2d1\"> </span>Amortisation is<span class=\"_ _5\"></span> credit<span class=\"_ _5\"></span>ed within<span class=\"_ _5\"></span> fee and<span class=\"_ _5\"></span> commission income<span class=\"_ _5\"></span> in the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of compr<span class=\"_ _5\"></span>ehensive<span class=\"_ _2d1\"> </span>income. Amortisation pr<span class=\"_ _5\"></span>ofiles ar<span class=\"_ _5\"></span>e reassessed annually<span class=\"_ _6\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-442": {
   "value": "11. G<span class=\"_ _3\"></span>ood<span class=\"_ _3\"></span>will, intan<span class=\"_ _3\"></span>gible asset<span class=\"_ _3\"></span>s, deferred a<span class=\"_ _3\"></span>cquisitio<span class=\"_ _3\"></span>n costs (<span class=\"_ _5\"></span>D<span class=\"_ _5\"></span>AC<span class=\"_ _1\"></span>) and deferred income (<span class=\"_ _6\"></span>DI<span class=\"_ _3\"></span>R<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span><table class=\"s w366 h14b\" id=\"_54192631-bd38-4c42-959a-31c223319940\"><tr><td></td><td></td><td></td><td class=\"t m0 x656 h7e y3889 ffe fsa fc1 sc0 ls22 ws21\">Computer </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x657 h7e y388a ffe fsa fc1 sc0 ls3 ws2\">Purchase<span class=\"_ _3\"></span>d  </td><td class=\"t m0 x658 h7e y388a ffe fsa fc1 sc0 ls1c wsa5\">software and </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x659 h7e y388b ffe fsa fc1 sc0 lsa2 ws2\">val<span class=\"_ _3\"></span>ue of<span class=\"_ _3\"></span> </td><td class=\"t m0 x65a h7e y388b ffe fsa fc1 sc0 ls3 wsb\">other spe<span class=\"_ _3\"></span>cific </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x659 h7e y388c ffe fsa fc1 sc0 lsd wsc\">in-<span class=\"_ _5\"></span>force </td><td class=\"t m0 x65b h7e y388c ffe fsa fc1 sc0 ls3 ws2\">soft<span class=\"_ _3\"></span>ware </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x65c h7e y388d ffe fsa fc1 sc0 ls1c ws1b\">Goodwill<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x65d h7e y388d ffe fsa fc1 sc0 ls1c ws1b\">business<span class=\"_ _2d1\"> </span></td><td class=\"c n x65e y388e w367 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">developments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x65f y388e w368 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls14f ws9b\">DAC<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x660 y388e w369 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1e ws1d\">DIR<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x661 y388f w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x662 y388f w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x663 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x664 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x665 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Millio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3890 ff5 fs4 fc1 sc0 ls4a wsa7\">Cost<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3891 w36a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x666 y3891 w36b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">36.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x667 y3891 w36c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x668 y3891 w36d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">70<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x669 y3891 w36e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,050<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66a y3891 w36f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">(1,635.0<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3892 w370 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Additions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66b y3892 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66c y3892 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66d y3892 w371 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">10.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66e y3892 w36b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">39.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66f y3892 w372 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>106<span class=\"_ _3\"></span>.6<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3893 w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x670 y3893 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x671 y3893 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x672 y3893 w374 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x673 y3893 w375 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x674 y3893 w376 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">105.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3894 w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x675 y3894 w377 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">36.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x676 y3894 w378 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x677 y3894 w379 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">65.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x678 y3894 w37a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">945.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x679 y3894 w37b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">(<span class=\"_ _5\"></span>1,636.<span class=\"_ _3\"></span>3<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3895 w37c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Add<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67a y3895 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67b y3895 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67c y3895 w37d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67d y3895 w37e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">45.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67e y3895 w37f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>1<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3896 w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x670 y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x671 y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67f y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x680 y3896 w380 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x681 y3896 w381 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">153.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3897 w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x682 y3897 w383 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">3<span class=\"_ _3\"></span>6.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x683 y3897 w384 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x684 y3897 w385 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsb9 wsbb\">70.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x685 y3897 w386 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">809.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x686 y3897 w387 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">(<span class=\"_ _5\"></span>1,598.4<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3898 ff5 fs4 fc1 sc0 ls3e ws3e\">Accumulated amortisation </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x38d h1e y3899 ff5 fs4 fc1 sc0 ls3e ws3e\">and impairment<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y389a w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x687 y389a w118 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x688 y389a w388 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">62.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x689 y389a w389 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68a y389a w38a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">714<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68b y389a w38b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389b w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68c y389b w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68d y389b w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68e y389b w38d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68f y389b w38e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">72<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x690 y389b w38f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389c w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x691 y389c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x692 y389c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x693 y389c w391 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x409 y389c w392 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x694 y389c w376 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">105.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389d w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x695 y389d w2f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x696 y389d w393 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">65.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x697 y389d w394 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x698 y389d w395 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4c ws4a\">641.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x699 y389d w396 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389e w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69a y389e w397 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69b y389e w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x37e y389e w398 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">22<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69c y389e w26a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">63<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69d y389e w399 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389f w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x691 y389f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x692 y389f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69e y389f w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69f y389f w380 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a0 y389f w39a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">153<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a0 w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a1 y38a0 w39b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">13.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a2 y38a0 w142 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">68.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a3 y38a0 w39c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">60.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a4 y38a0 w39d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls97 ws94\">52<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a5 y38a0 w39e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">(<span class=\"_ _5\"></span>1,128.9<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38a1 ff5 fs4 fc1 sc0 ls3e ws3e\">Carrying value<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y38a2 w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a6 y38a2 w39f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">33.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a7 y38a2 wa9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a8 y38a2 w3a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">33.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a9 y38a2 w3a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">336.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6aa y38a2 w3a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">(530.4<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a3 w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ab y38a3 w39f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">33.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ac y38a3 w3a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">8<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ad y38a3 wb7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ae y38a3 w3a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">304.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6af y38a3 w3a6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a4 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b0 y38a4 w3a7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls48 ws48\">23.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b1 y38a4 w3a8 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls46 ws46\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b2 y38a4 w389 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b3 y38a4 w3a9 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3f\">286.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b4 y38a4 w3aa h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls150 ws17a\">(4<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>9<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384c w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67a y384c w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b5 y384c w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b6 y384c w2b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">4.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b7 y384c w1c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">52.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b8 y384c w3ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a5 w3ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b9 y38a5 w3ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">23.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ba y38a5 w3ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">1<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bb y38a5 w3af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">6<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bc y38a5 w3b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">233.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bd y38a5 w3b1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">(<span class=\"_ _5\"></span>339.3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38a6 ff5 fs4 fc1 sc0 ls3e ws3e\">Outstanding amortisation period<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y379f w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6be y379f w3b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bf y379f w3b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c0 y379f w3b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c1 y379f w3b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">14 ye<span class=\"_ _3\"></span>ars<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c2 y379f w3b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6 to 14 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a1 y3731 w3b7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls12f ws154\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c3 y3731 w3b8 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">1 yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c4 y3731 w3b9 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">5 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x6c5 y3731 w3ba h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\"><span class=\"ls12f ws154\"><span class=\"lsa5 ws3\"><span class=\"ls1 ws1\">14 yea<span class=\"_ _3\"></span>rs<span class=\"_ _e7\"> </span></span></span></span>6 to 14 ye<span class=\"_ _3\"></span>ars<span class=\"_ _2d1\"> </span></div></td></tr></table>Goodwill<span class=\"_ _2d1\"> </span>Go<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>s rev<span class=\"_ _3\"></span>iew<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>nnu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, or w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n ci<span class=\"_ _3\"></span>rcu<span class=\"_ _3\"></span>msta<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>r eve<span class=\"_ _3\"></span>nts<span class=\"_ _2d1\"> </span>in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>te the<span class=\"_ _3\"></span>re ma<span class=\"_ _3\"></span>y b<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>y ove<span class=\"_ _3\"></span>r its v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span>val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>-in<span class=\"_ _3\"></span>-use c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g pre<span class=\"_ _3\"></span>-tax ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws<span class=\"_ _3\"></span>. D<span class=\"_ _3\"></span>etai<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se<span class=\"_ _2d1\"> </span>ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s are p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span>K<span class=\"_ _5\"></span>ey assump<span class=\"_ _5\"></span>tions based on<span class=\"_ _5\"></span> experience:<span class=\"_ _5\"></span> <span class=\"_ _65\"> </span>V<span class=\"_ _6\"></span>alue of new<span class=\"_ _5\"></span> business and<span class=\"_ _5\"></span> expenses<span class=\"_ _2d1\"> </span>Proj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>d: <span class=\"_ _23c\"> </span>Fi<span class=\"_ _3\"></span>ve yea<span class=\"_ _3\"></span>rs e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>nto p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>tui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y/t<span class=\"_ _5\"></span>e<span class=\"_ _3\"></span>n yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span>Pre<span class=\"_ _3\"></span>-tax di<span class=\"_ _3\"></span>sco<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t rate b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n a ri<span class=\"_ _3\"></span>sk-free ra<span class=\"_ _3\"></span>te pl<span class=\"_ _3\"></span>us a r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n: <span class=\"_ _c0\"> </span>7<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>8% to 1<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>8% (2023: 6<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8% to 9.<span class=\"_ _3\"></span>8%)<span class=\"_ _2d1\"> </span>T<span class=\"_ _5\"></span>er<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th ra<span class=\"_ _3\"></span>te: <span class=\"_ _238\"> </span>1<span class=\"_ _3\"></span>.9% (2023: 1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8%)<span class=\"_ _2d1\"> </span>It i<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at n<span class=\"_ _3\"></span>o rea<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>vel<span class=\"_ _3\"></span>s of c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he key as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>would r<span class=\"_ _5\"></span>esult in<span class=\"_ _5\"></span> a material<span class=\"_ _5\"></span> impairment of<span class=\"_ _5\"></span> the goodwill.<span class=\"_ _2d1\"> </span>Purchased v<span class=\"_ _5\"></span>alue of in-force<span class=\"_ _5\"></span> business<span class=\"_ _5\"></span>/D<span class=\"_ _5\"></span>AC<span class=\"_ _6\"></span>/com<span class=\"_ _5\"></span>puter software<span class=\"_ _2d1\"> </span>Amortisation is<span class=\"_ _5\"></span> charged t<span class=\"_ _5\"></span>o expenses<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span>Amortisation pr<span class=\"_ _5\"></span>ofiles are<span class=\"_ _5\"></span> reassessed annually<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>DIR<span class=\"_ _2d1\"> </span>Amortisation is<span class=\"_ _5\"></span> credit<span class=\"_ _5\"></span>ed within<span class=\"_ _5\"></span> fee and<span class=\"_ _5\"></span> commission income<span class=\"_ _5\"></span> in the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of compr<span class=\"_ _5\"></span>ehensive<span class=\"_ _2d1\"> </span>income. Amortisation pr<span class=\"_ _5\"></span>ofiles ar<span class=\"_ _5\"></span>e reassessed annually<span class=\"_ _6\"></span>.<span class=\"_ _2d1\"> </span>12<span class=\"_ _3\"></span>. Propert<span class=\"_ _3\"></span>y and equipment, including leased assets<span class=\"_ _2d1\"> </span><table class=\"s w3bb h14c\" id=\"_1f8acf40-6cad-4cd7-9f58-af80fbd6b229\"><tr><td></td><td class=\"t m0 x6c6 h7e y38a7 ffe fsa fc1 sc0 ls1c wsa5\">Fixtures, fittings </td><td></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x6c7 h7e y38a8 ffe fsa fc1 sc0 lsd ws1f\">and office </td><td class=\"t m0 x656 h7e y38a8 ffe fsa fc1 sc0 ls22 ws21\">Computer </td><td class=\"t m0 x6c8 h7e y38a8 ffe fsa fc1 sc0 ls1c wsa5\">Leased assets: </td><td></td></tr><tr><td></td><td class=\"t m0 x6c9 h7e y38a9 ffe fsa fc1 sc0 ls1c ws1b\">equipment<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x6ca h7e y38a9 ffe fsa fc1 sc0 ls1c ws1b\">equipment<span class=\"_ _2d1\"> </span></td><td class=\"c n x6cb y38aa w3bc h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6cc y38aa w67 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x6cd y38ab w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ce y38ab w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6cf y38ab w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d0 y38ab w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38ac ff5 fs4 fc1 sc0 ls4a wsa7\">Cost<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y38ad w36a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d1 y38ad wb8 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">56.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d2 y38ad w3bd h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d3 y38ad w3be h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">168<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d4 y38ad w3bf h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">232<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ae w370 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Additions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d5 y38ae w3c0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">9.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d6 y38ae w219 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">1.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d7 y38ae w3c1 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d8 y38ae w5e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">35.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38af w3c2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Rev<span class=\"_ _5\"></span>aluations<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d9 y38af w77 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6da y38af w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6db y38af w3c3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6dc y38af wb2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b0 w3c4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Acquisit<span class=\"_ _5\"></span>ion of sub<span class=\"_ _5\"></span>sidiar<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6dd y38b0 w3c5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6de y38b0 w120 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6df y38b0 w3c6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e0 y38b0 wa2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b1 w373 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ba y38b1 w318 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e1 y38b1 w93 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _0\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e2 y38b1 wa7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(9<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e3 y38b1 w3c7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b2 w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e4 y38b2 w3c8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">63<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e5 y38b2 w3c9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">10.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e6 y38b2 w3ca h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">180.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e7 y38b2 w3cb h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">254<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b3 w370 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Additions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e8 y38b3 w7a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e9 y38b3 w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ea y38b3 w3cc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6eb y38b3 w3cd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">8.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b4 w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ba y38b4 w318 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ec y38b4 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ed y38b4 w3ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ee y38b4 w3cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b5 w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ef y38b5 w3d0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">64.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f0 y38b5 w3d1 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">10.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f1 y38b5 w3d2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls49 ws17c\">17<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f2 y38b5 w3d3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">248.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38b6 ff5 fs4 fc1 sc0 ls35 ws35\">Accumulated depreciati<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y38b7 w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f3 y38b7 w3d4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f4 y38b7 w2d9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">5.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f5 y38b7 w26a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">53<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f6 y38b7 w253 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">8<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b8 w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f7 y38b8 w3d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">5<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f8 y38b8 w2ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">1<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f9 y38b8 w3d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6fa y38b8 w3d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b9 w3c4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Acquisit<span class=\"_ _5\"></span>ion of sub<span class=\"_ _5\"></span>sidiar<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6dd y38b9 w3c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6fb y38b9 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6fc y38b9 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6fd y38b9 w3c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ba w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6fe y38ba w90 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ff y38ba w175 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x700 y38ba w243 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(7.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x701 y38ba w3d8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa8 wsa2\">(9<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bb w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x702 y38bb w3d9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">31<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x703 y38bb w114 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">7.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x704 y38bb w3da h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">62<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x705 y38bb w3db h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">101<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bc w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f7 y38bc w2fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x706 y38bc w3ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">1<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x707 y38bc w175 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x708 y38bc w1d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bd w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6fe y38bd w3dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x709 y38bd w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70a y38bd w3dd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70b y38bd w132 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(1<span class=\"_ _2\"></span>0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38be w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70c y38be w3de h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">36.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70d y38be w3df h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">9.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70e y38be w3e0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">69.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70f y38be w3e1 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">114<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38bf ff5 fs4 fc1 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t bo<span class=\"_ _3\"></span>ok val<span class=\"_ _3\"></span>ue<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y382d w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d1 y382d w3a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x710 y382d wc9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">2<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x711 y382d w3e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">114.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x712 y382d w3e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">14<span class=\"_ _3\"></span>5.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x713 y379b w3e4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x714 y379b w118 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">2.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f5 y379b w2b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">118<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x715 y379b wc2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">153<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70c y379c w52 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">28.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x716 y379c w3e5 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x717 y379c w3e6 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">103<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x718 y379c w3e7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">134.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38c0 ff5 fs4 fc1 sc0 ls3e ws3e\">Depreciation period (<span class=\"_ _6\"></span>estimate<span class=\"_ _3\"></span>d useful<span class=\"_ _5\"></span> life<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y37ab w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x719 y37ab w3e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5 to 15 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x71a y37ab w312 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x71b y37ab w3e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1 t<span class=\"_ _5\"></span>o 17 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3731 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x71c y3731 w3ea h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">5 to 15 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x71d y3731 w2f3 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">3 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x71e y3731 w3eb h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">1 to 17 years</div></td><td></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-447": {
   "value": "11. G<span class=\"_ _3\"></span>ood<span class=\"_ _3\"></span>will, intan<span class=\"_ _3\"></span>gible asset<span class=\"_ _3\"></span>s, deferred a<span class=\"_ _3\"></span>cquisitio<span class=\"_ _3\"></span>n costs (<span class=\"_ _5\"></span>D<span class=\"_ _5\"></span>AC<span class=\"_ _1\"></span>) and deferred income (<span class=\"_ _6\"></span>DI<span class=\"_ _3\"></span>R<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span><table class=\"s w366 h14b\" id=\"_54192631-bd38-4c42-959a-31c223319940\"><tr><td></td><td></td><td></td><td class=\"t m0 x656 h7e y3889 ffe fsa fc1 sc0 ls22 ws21\">Computer </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x657 h7e y388a ffe fsa fc1 sc0 ls3 ws2\">Purchase<span class=\"_ _3\"></span>d  </td><td class=\"t m0 x658 h7e y388a ffe fsa fc1 sc0 ls1c wsa5\">software and </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x659 h7e y388b ffe fsa fc1 sc0 lsa2 ws2\">val<span class=\"_ _3\"></span>ue of<span class=\"_ _3\"></span> </td><td class=\"t m0 x65a h7e y388b ffe fsa fc1 sc0 ls3 wsb\">other spe<span class=\"_ _3\"></span>cific </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x659 h7e y388c ffe fsa fc1 sc0 lsd wsc\">in-<span class=\"_ _5\"></span>force </td><td class=\"t m0 x65b h7e y388c ffe fsa fc1 sc0 ls3 ws2\">soft<span class=\"_ _3\"></span>ware </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x65c h7e y388d ffe fsa fc1 sc0 ls1c ws1b\">Goodwill<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x65d h7e y388d ffe fsa fc1 sc0 ls1c ws1b\">business<span class=\"_ _2d1\"> </span></td><td class=\"c n x65e y388e w367 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">developments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x65f y388e w368 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls14f ws9b\">DAC<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x660 y388e w369 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1e ws1d\">DIR<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x661 y388f w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x662 y388f w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x663 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x664 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x665 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Millio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3890 ff5 fs4 fc1 sc0 ls4a wsa7\">Cost<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3891 w36a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x666 y3891 w36b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">36.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x667 y3891 w36c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x668 y3891 w36d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">70<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x669 y3891 w36e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,050<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66a y3891 w36f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">(1,635.0<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3892 w370 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Additions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66b y3892 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66c y3892 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66d y3892 w371 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">10.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66e y3892 w36b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">39.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66f y3892 w372 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>106<span class=\"_ _3\"></span>.6<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3893 w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x670 y3893 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x671 y3893 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x672 y3893 w374 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x673 y3893 w375 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x674 y3893 w376 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">105.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3894 w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x675 y3894 w377 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">36.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x676 y3894 w378 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x677 y3894 w379 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">65.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x678 y3894 w37a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">945.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x679 y3894 w37b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">(<span class=\"_ _5\"></span>1,636.<span class=\"_ _3\"></span>3<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3895 w37c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Add<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67a y3895 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67b y3895 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67c y3895 w37d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67d y3895 w37e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">45.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67e y3895 w37f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>1<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3896 w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x670 y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x671 y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67f y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x680 y3896 w380 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x681 y3896 w381 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">153.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3897 w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x682 y3897 w383 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">3<span class=\"_ _3\"></span>6.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x683 y3897 w384 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x684 y3897 w385 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsb9 wsbb\">70.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x685 y3897 w386 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">809.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x686 y3897 w387 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">(<span class=\"_ _5\"></span>1,598.4<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3898 ff5 fs4 fc1 sc0 ls3e ws3e\">Accumulated amortisation </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x38d h1e y3899 ff5 fs4 fc1 sc0 ls3e ws3e\">and impairment<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y389a w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x687 y389a w118 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x688 y389a w388 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">62.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x689 y389a w389 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68a y389a w38a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">714<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68b y389a w38b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389b w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68c y389b w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68d y389b w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68e y389b w38d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68f y389b w38e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">72<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x690 y389b w38f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389c w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x691 y389c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x692 y389c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x693 y389c w391 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x409 y389c w392 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x694 y389c w376 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">105.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389d w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x695 y389d w2f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x696 y389d w393 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">65.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x697 y389d w394 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x698 y389d w395 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4c ws4a\">641.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x699 y389d w396 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389e w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69a y389e w397 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69b y389e w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x37e y389e w398 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">22<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69c y389e w26a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">63<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69d y389e w399 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389f w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x691 y389f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x692 y389f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69e y389f w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69f y389f w380 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a0 y389f w39a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">153<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a0 w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a1 y38a0 w39b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">13.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a2 y38a0 w142 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">68.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a3 y38a0 w39c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">60.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a4 y38a0 w39d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls97 ws94\">52<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a5 y38a0 w39e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">(<span class=\"_ _5\"></span>1,128.9<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38a1 ff5 fs4 fc1 sc0 ls3e ws3e\">Carrying value<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y38a2 w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a6 y38a2 w39f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">33.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a7 y38a2 wa9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a8 y38a2 w3a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">33.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a9 y38a2 w3a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">336.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6aa y38a2 w3a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">(530.4<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a3 w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ab y38a3 w39f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">33.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ac y38a3 w3a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">8<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ad y38a3 wb7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ae y38a3 w3a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">304.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6af y38a3 w3a6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a4 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b0 y38a4 w3a7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls48 ws48\">23.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b1 y38a4 w3a8 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls46 ws46\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b2 y38a4 w389 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b3 y38a4 w3a9 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3f\">286.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b4 y38a4 w3aa h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls150 ws17a\">(4<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>9<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384c w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67a y384c w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b5 y384c w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b6 y384c w2b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">4.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b7 y384c w1c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">52.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b8 y384c w3ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a5 w3ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b9 y38a5 w3ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">23.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ba y38a5 w3ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">1<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bb y38a5 w3af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">6<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bc y38a5 w3b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">233.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bd y38a5 w3b1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">(<span class=\"_ _5\"></span>339.3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38a6 ff5 fs4 fc1 sc0 ls3e ws3e\">Outstanding amortisation period<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y379f w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6be y379f w3b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bf y379f w3b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c0 y379f w3b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c1 y379f w3b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">14 ye<span class=\"_ _3\"></span>ars<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c2 y379f w3b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6 to 14 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a1 y3731 w3b7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls12f ws154\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c3 y3731 w3b8 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">1 yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c4 y3731 w3b9 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">5 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x6c5 y3731 w3ba h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\"><span class=\"ls12f ws154\"><span class=\"lsa5 ws3\"><span class=\"ls1 ws1\">14 yea<span class=\"_ _3\"></span>rs<span class=\"_ _e7\"> </span></span></span></span>6 to 14 ye<span class=\"_ _3\"></span>ars<span class=\"_ _2d1\"> </span></div></td></tr></table>Goodwill<span class=\"_ _2d1\"> </span>Go<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>s rev<span class=\"_ _3\"></span>iew<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>nnu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, or w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n ci<span class=\"_ _3\"></span>rcu<span class=\"_ _3\"></span>msta<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>r eve<span class=\"_ _3\"></span>nts<span class=\"_ _2d1\"> </span>in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>te the<span class=\"_ _3\"></span>re ma<span class=\"_ _3\"></span>y b<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>y ove<span class=\"_ _3\"></span>r its v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span>val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>-in<span class=\"_ _3\"></span>-use c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g pre<span class=\"_ _3\"></span>-tax ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws<span class=\"_ _3\"></span>. D<span class=\"_ _3\"></span>etai<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se<span class=\"_ _2d1\"> </span>ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s are p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span>K<span class=\"_ _5\"></span>ey assump<span class=\"_ _5\"></span>tions based on<span class=\"_ _5\"></span> experience:<span class=\"_ _5\"></span> <span class=\"_ _65\"> </span>V<span class=\"_ _6\"></span>alue of new<span class=\"_ _5\"></span> business and<span class=\"_ _5\"></span> expenses<span class=\"_ _2d1\"> </span>Proj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>d: <span class=\"_ _23c\"> </span>Fi<span class=\"_ _3\"></span>ve yea<span class=\"_ _3\"></span>rs e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>nto p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>tui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y/t<span class=\"_ _5\"></span>e<span class=\"_ _3\"></span>n yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span>Pre<span class=\"_ _3\"></span>-tax di<span class=\"_ _3\"></span>sco<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t rate b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n a ri<span class=\"_ _3\"></span>sk-free ra<span class=\"_ _3\"></span>te pl<span class=\"_ _3\"></span>us a r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n: <span class=\"_ _c0\"> </span>7<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>8% to 1<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>8% (2023: 6<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8% to 9.<span class=\"_ _3\"></span>8%)<span class=\"_ _2d1\"> </span>T<span class=\"_ _5\"></span>er<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th ra<span class=\"_ _3\"></span>te: <span class=\"_ _238\"> </span>1<span class=\"_ _3\"></span>.9% (2023: 1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8%)<span class=\"_ _2d1\"> </span>It i<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at n<span class=\"_ _3\"></span>o rea<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>vel<span class=\"_ _3\"></span>s of c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he key as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>would r<span class=\"_ _5\"></span>esult in<span class=\"_ _5\"></span> a material<span class=\"_ _5\"></span> impairment of<span class=\"_ _5\"></span> the goodwill.<span class=\"_ _2d1\"> </span>Purchased v<span class=\"_ _5\"></span>alue of in-force<span class=\"_ _5\"></span> business<span class=\"_ _5\"></span>/D<span class=\"_ _5\"></span>AC<span class=\"_ _6\"></span>/com<span class=\"_ _5\"></span>puter software<span class=\"_ _2d1\"> </span>Amortisation is<span class=\"_ _5\"></span> charged t<span class=\"_ _5\"></span>o expenses<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span>Amortisation pr<span class=\"_ _5\"></span>ofiles are<span class=\"_ _5\"></span> reassessed annually<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>DIR<span class=\"_ _2d1\"> </span>Amortisation is<span class=\"_ _5\"></span> credit<span class=\"_ _5\"></span>ed within<span class=\"_ _5\"></span> fee and<span class=\"_ _5\"></span> commission income<span class=\"_ _5\"></span> in the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of compr<span class=\"_ _5\"></span>ehensive<span class=\"_ _2d1\"> </span>income. Amortisation pr<span class=\"_ _5\"></span>ofiles ar<span class=\"_ _5\"></span>e reassessed annually<span class=\"_ _6\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredIncomeExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-433": {
   "value": "11. G<span class=\"_ _3\"></span>ood<span class=\"_ _3\"></span>will, intan<span class=\"_ _3\"></span>gible asset<span class=\"_ _3\"></span>s, deferred a<span class=\"_ _3\"></span>cquisitio<span class=\"_ _3\"></span>n costs (<span class=\"_ _5\"></span>D<span class=\"_ _5\"></span>AC<span class=\"_ _1\"></span>) and deferred income (<span class=\"_ _6\"></span>DI<span class=\"_ _3\"></span>R<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span><table class=\"s w366 h14b\" id=\"_54192631-bd38-4c42-959a-31c223319940\"><tr><td></td><td></td><td></td><td class=\"t m0 x656 h7e y3889 ffe fsa fc1 sc0 ls22 ws21\">Computer </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x657 h7e y388a ffe fsa fc1 sc0 ls3 ws2\">Purchase<span class=\"_ _3\"></span>d  </td><td class=\"t m0 x658 h7e y388a ffe fsa fc1 sc0 ls1c wsa5\">software and </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x659 h7e y388b ffe fsa fc1 sc0 lsa2 ws2\">val<span class=\"_ _3\"></span>ue of<span class=\"_ _3\"></span> </td><td class=\"t m0 x65a h7e y388b ffe fsa fc1 sc0 ls3 wsb\">other spe<span class=\"_ _3\"></span>cific </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x659 h7e y388c ffe fsa fc1 sc0 lsd wsc\">in-<span class=\"_ _5\"></span>force </td><td class=\"t m0 x65b h7e y388c ffe fsa fc1 sc0 ls3 ws2\">soft<span class=\"_ _3\"></span>ware </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x65c h7e y388d ffe fsa fc1 sc0 ls1c ws1b\">Goodwill<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x65d h7e y388d ffe fsa fc1 sc0 ls1c ws1b\">business<span class=\"_ _2d1\"> </span></td><td class=\"c n x65e y388e w367 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">developments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x65f y388e w368 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls14f ws9b\">DAC<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x660 y388e w369 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1e ws1d\">DIR<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x661 y388f w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x662 y388f w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x663 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x664 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x665 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Millio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3890 ff5 fs4 fc1 sc0 ls4a wsa7\">Cost<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3891 w36a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x666 y3891 w36b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">36.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x667 y3891 w36c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x668 y3891 w36d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">70<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x669 y3891 w36e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,050<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66a y3891 w36f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">(1,635.0<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3892 w370 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Additions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66b y3892 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66c y3892 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66d y3892 w371 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">10.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66e y3892 w36b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">39.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66f y3892 w372 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>106<span class=\"_ _3\"></span>.6<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3893 w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x670 y3893 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x671 y3893 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x672 y3893 w374 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x673 y3893 w375 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x674 y3893 w376 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">105.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3894 w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x675 y3894 w377 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">36.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x676 y3894 w378 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x677 y3894 w379 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">65.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x678 y3894 w37a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">945.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x679 y3894 w37b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">(<span class=\"_ _5\"></span>1,636.<span class=\"_ _3\"></span>3<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3895 w37c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Add<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67a y3895 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67b y3895 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67c y3895 w37d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67d y3895 w37e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">45.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67e y3895 w37f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>1<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3896 w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x670 y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x671 y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67f y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x680 y3896 w380 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x681 y3896 w381 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">153.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3897 w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x682 y3897 w383 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">3<span class=\"_ _3\"></span>6.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x683 y3897 w384 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x684 y3897 w385 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsb9 wsbb\">70.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x685 y3897 w386 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">809.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x686 y3897 w387 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">(<span class=\"_ _5\"></span>1,598.4<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3898 ff5 fs4 fc1 sc0 ls3e ws3e\">Accumulated amortisation </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x38d h1e y3899 ff5 fs4 fc1 sc0 ls3e ws3e\">and impairment<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y389a w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x687 y389a w118 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x688 y389a w388 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">62.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x689 y389a w389 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68a y389a w38a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">714<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68b y389a w38b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389b w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68c y389b w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68d y389b w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68e y389b w38d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68f y389b w38e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">72<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x690 y389b w38f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389c w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x691 y389c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x692 y389c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x693 y389c w391 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x409 y389c w392 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x694 y389c w376 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">105.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389d w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x695 y389d w2f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x696 y389d w393 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">65.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x697 y389d w394 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x698 y389d w395 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4c ws4a\">641.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x699 y389d w396 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389e w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69a y389e w397 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69b y389e w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x37e y389e w398 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">22<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69c y389e w26a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">63<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69d y389e w399 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389f w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x691 y389f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x692 y389f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69e y389f w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69f y389f w380 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a0 y389f w39a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">153<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a0 w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a1 y38a0 w39b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">13.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a2 y38a0 w142 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">68.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a3 y38a0 w39c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">60.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a4 y38a0 w39d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls97 ws94\">52<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a5 y38a0 w39e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">(<span class=\"_ _5\"></span>1,128.9<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38a1 ff5 fs4 fc1 sc0 ls3e ws3e\">Carrying value<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y38a2 w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a6 y38a2 w39f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">33.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a7 y38a2 wa9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a8 y38a2 w3a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">33.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a9 y38a2 w3a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">336.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6aa y38a2 w3a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">(530.4<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a3 w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ab y38a3 w39f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">33.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ac y38a3 w3a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">8<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ad y38a3 wb7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ae y38a3 w3a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">304.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6af y38a3 w3a6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a4 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b0 y38a4 w3a7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls48 ws48\">23.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b1 y38a4 w3a8 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls46 ws46\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b2 y38a4 w389 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b3 y38a4 w3a9 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3f\">286.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b4 y38a4 w3aa h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls150 ws17a\">(4<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>9<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384c w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67a y384c w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b5 y384c w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b6 y384c w2b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">4.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b7 y384c w1c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">52.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b8 y384c w3ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a5 w3ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b9 y38a5 w3ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">23.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ba y38a5 w3ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">1<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bb y38a5 w3af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">6<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bc y38a5 w3b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">233.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bd y38a5 w3b1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">(<span class=\"_ _5\"></span>339.3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38a6 ff5 fs4 fc1 sc0 ls3e ws3e\">Outstanding amortisation period<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y379f w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6be y379f w3b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bf y379f w3b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c0 y379f w3b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c1 y379f w3b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">14 ye<span class=\"_ _3\"></span>ars<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c2 y379f w3b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6 to 14 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a1 y3731 w3b7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls12f ws154\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c3 y3731 w3b8 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">1 yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c4 y3731 w3b9 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">5 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x6c5 y3731 w3ba h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\"><span class=\"ls12f ws154\"><span class=\"lsa5 ws3\"><span class=\"ls1 ws1\">14 yea<span class=\"_ _3\"></span>rs<span class=\"_ _e7\"> </span></span></span></span>6 to 14 ye<span class=\"_ _3\"></span>ars<span class=\"_ _2d1\"> </span></div></td></tr></table>Goodwill<span class=\"_ _2d1\"> </span>Go<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>s rev<span class=\"_ _3\"></span>iew<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>nnu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, or w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n ci<span class=\"_ _3\"></span>rcu<span class=\"_ _3\"></span>msta<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>r eve<span class=\"_ _3\"></span>nts<span class=\"_ _2d1\"> </span>in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>te the<span class=\"_ _3\"></span>re ma<span class=\"_ _3\"></span>y b<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>y ove<span class=\"_ _3\"></span>r its v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span>val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>-in<span class=\"_ _3\"></span>-use c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g pre<span class=\"_ _3\"></span>-tax ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws<span class=\"_ _3\"></span>. D<span class=\"_ _3\"></span>etai<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se<span class=\"_ _2d1\"> </span>ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s are p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span>K<span class=\"_ _5\"></span>ey assump<span class=\"_ _5\"></span>tions based on<span class=\"_ _5\"></span> experience:<span class=\"_ _5\"></span> <span class=\"_ _65\"> </span>V<span class=\"_ _6\"></span>alue of new<span class=\"_ _5\"></span> business and<span class=\"_ _5\"></span> expenses<span class=\"_ _2d1\"> </span>Proj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>d: <span class=\"_ _23c\"> </span>Fi<span class=\"_ _3\"></span>ve yea<span class=\"_ _3\"></span>rs e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>nto p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>tui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y/t<span class=\"_ _5\"></span>e<span class=\"_ _3\"></span>n yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span>Pre<span class=\"_ _3\"></span>-tax di<span class=\"_ _3\"></span>sco<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t rate b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n a ri<span class=\"_ _3\"></span>sk-free ra<span class=\"_ _3\"></span>te pl<span class=\"_ _3\"></span>us a r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n: <span class=\"_ _c0\"> </span>7<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>8% to 1<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>8% (2023: 6<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8% to 9.<span class=\"_ _3\"></span>8%)<span class=\"_ _2d1\"> </span>T<span class=\"_ _5\"></span>er<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th ra<span class=\"_ _3\"></span>te: <span class=\"_ _238\"> </span>1<span class=\"_ _3\"></span>.9% (2023: 1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8%)<span class=\"_ _2d1\"> </span>It i<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at n<span class=\"_ _3\"></span>o rea<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>vel<span class=\"_ _3\"></span>s of c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he key as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>would r<span class=\"_ _5\"></span>esult in<span class=\"_ _5\"></span> a material<span class=\"_ _5\"></span> impairment of<span class=\"_ _5\"></span> the goodwill.<span class=\"_ _2d1\"> </span>Purchased v<span class=\"_ _5\"></span>alue of in-force<span class=\"_ _5\"></span> business<span class=\"_ _5\"></span>/D<span class=\"_ _5\"></span>AC<span class=\"_ _6\"></span>/com<span class=\"_ _5\"></span>puter software<span class=\"_ _2d1\"> </span>Amortisation is<span class=\"_ _5\"></span> charged t<span class=\"_ _5\"></span>o expenses<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span>Amortisation pr<span class=\"_ _5\"></span>ofiles are<span class=\"_ _5\"></span> reassessed annually<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>DIR<span class=\"_ _2d1\"> </span>Amortisation is<span class=\"_ _5\"></span> credit<span class=\"_ _5\"></span>ed within<span class=\"_ _5\"></span> fee and<span class=\"_ _5\"></span> commission income<span class=\"_ _5\"></span> in the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of compr<span class=\"_ _5\"></span>ehensive<span class=\"_ _2d1\"> </span>income. Amortisation pr<span class=\"_ _5\"></span>ofiles ar<span class=\"_ _5\"></span>e reassessed annually<span class=\"_ _6\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-410": {
   "value": "11. G<span class=\"_ _3\"></span>ood<span class=\"_ _3\"></span>will, intan<span class=\"_ _3\"></span>gible asset<span class=\"_ _3\"></span>s, deferred a<span class=\"_ _3\"></span>cquisitio<span class=\"_ _3\"></span>n costs (<span class=\"_ _5\"></span>D<span class=\"_ _5\"></span>AC<span class=\"_ _1\"></span>) and deferred income (<span class=\"_ _6\"></span>DI<span class=\"_ _3\"></span>R<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span><table class=\"s w366 h14b\" id=\"_54192631-bd38-4c42-959a-31c223319940\"><tr><td></td><td></td><td></td><td class=\"t m0 x656 h7e y3889 ffe fsa fc1 sc0 ls22 ws21\">Computer </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x657 h7e y388a ffe fsa fc1 sc0 ls3 ws2\">Purchase<span class=\"_ _3\"></span>d  </td><td class=\"t m0 x658 h7e y388a ffe fsa fc1 sc0 ls1c wsa5\">software and </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x659 h7e y388b ffe fsa fc1 sc0 lsa2 ws2\">val<span class=\"_ _3\"></span>ue of<span class=\"_ _3\"></span> </td><td class=\"t m0 x65a h7e y388b ffe fsa fc1 sc0 ls3 wsb\">other spe<span class=\"_ _3\"></span>cific </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x659 h7e y388c ffe fsa fc1 sc0 lsd wsc\">in-<span class=\"_ _5\"></span>force </td><td class=\"t m0 x65b h7e y388c ffe fsa fc1 sc0 ls3 ws2\">soft<span class=\"_ _3\"></span>ware </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x65c h7e y388d ffe fsa fc1 sc0 ls1c ws1b\">Goodwill<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x65d h7e y388d ffe fsa fc1 sc0 ls1c ws1b\">business<span class=\"_ _2d1\"> </span></td><td class=\"c n x65e y388e w367 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">developments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x65f y388e w368 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls14f ws9b\">DAC<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x660 y388e w369 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1e ws1d\">DIR<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x661 y388f w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x662 y388f w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x663 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x664 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x665 y388f w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Millio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3890 ff5 fs4 fc1 sc0 ls4a wsa7\">Cost<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3891 w36a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x666 y3891 w36b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">36.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x667 y3891 w36c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x668 y3891 w36d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">70<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x669 y3891 w36e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,050<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66a y3891 w36f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">(1,635.0<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3892 w370 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Additions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66b y3892 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66c y3892 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66d y3892 w371 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">10.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66e y3892 w36b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">39.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x66f y3892 w372 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>106<span class=\"_ _3\"></span>.6<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3893 w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x670 y3893 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x671 y3893 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x672 y3893 w374 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x673 y3893 w375 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x674 y3893 w376 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">105.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3894 w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x675 y3894 w377 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">36.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x676 y3894 w378 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x677 y3894 w379 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">65.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x678 y3894 w37a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">945.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x679 y3894 w37b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">(<span class=\"_ _5\"></span>1,636.<span class=\"_ _3\"></span>3<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3895 w37c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Add<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67a y3895 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67b y3895 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67c y3895 w37d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67d y3895 w37e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">45.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67e y3895 w37f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>1<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3896 w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x670 y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x671 y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67f y3896 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x680 y3896 w380 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x681 y3896 w381 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">153.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3897 w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x682 y3897 w383 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">3<span class=\"_ _3\"></span>6.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x683 y3897 w384 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">73<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x684 y3897 w385 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsb9 wsbb\">70.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x685 y3897 w386 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">809.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x686 y3897 w387 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">(<span class=\"_ _5\"></span>1,598.4<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3898 ff5 fs4 fc1 sc0 ls3e ws3e\">Accumulated amortisation </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x38d h1e y3899 ff5 fs4 fc1 sc0 ls3e ws3e\">and impairment<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y389a w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x687 y389a w118 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x688 y389a w388 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">62.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x689 y389a w389 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68a y389a w38a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">714<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68b y389a w38b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389b w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68c y389b w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68d y389b w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68e y389b w38d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x68f y389b w38e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">72<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x690 y389b w38f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389c w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x691 y389c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x692 y389c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x693 y389c w391 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x409 y389c w392 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x694 y389c w376 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">105.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389d w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x695 y389d w2f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x696 y389d w393 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">65.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x697 y389d w394 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x698 y389d w395 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4c ws4a\">641.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x699 y389d w396 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389e w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69a y389e w397 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69b y389e w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x37e y389e w398 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">22<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69c y389e w26a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">63<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69d y389e w399 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y389f w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x691 y389f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x692 y389f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69e y389f w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x69f y389f w380 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a0 y389f w39a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">153<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a0 w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a1 y38a0 w39b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">13.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a2 y38a0 w142 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">68.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a3 y38a0 w39c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">60.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a4 y38a0 w39d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls97 ws94\">52<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a5 y38a0 w39e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">(<span class=\"_ _5\"></span>1,128.9<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38a1 ff5 fs4 fc1 sc0 ls3e ws3e\">Carrying value<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y38a2 w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a6 y38a2 w39f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">33.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a7 y38a2 wa9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a8 y38a2 w3a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">33.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a9 y38a2 w3a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">336.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6aa y38a2 w3a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">(530.4<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a3 w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ab y38a3 w39f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">33.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ac y38a3 w3a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">8<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ad y38a3 wb7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ae y38a3 w3a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">304.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6af y38a3 w3a6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a4 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b0 y38a4 w3a7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls48 ws48\">23.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b1 y38a4 w3a8 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls46 ws46\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b2 y38a4 w389 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b3 y38a4 w3a9 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3f\">286.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b4 y38a4 w3aa h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls150 ws17a\">(4<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>9<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384c w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67a y384c w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b5 y384c w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b6 y384c w2b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">4.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b7 y384c w1c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">52.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b8 y384c w3ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a5 w3ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b9 y38a5 w3ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">23.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ba y38a5 w3ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">1<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bb y38a5 w3af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">6<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bc y38a5 w3b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">233.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bd y38a5 w3b1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">(<span class=\"_ _5\"></span>339.3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38a6 ff5 fs4 fc1 sc0 ls3e ws3e\">Outstanding amortisation period<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y379f w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6be y379f w3b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6bf y379f w3b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c0 y379f w3b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c1 y379f w3b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">14 ye<span class=\"_ _3\"></span>ars<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c2 y379f w3b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6 to 14 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6a1 y3731 w3b7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls12f ws154\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c3 y3731 w3b8 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">1 yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6c4 y3731 w3b9 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">5 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x6c5 y3731 w3ba h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\"><span class=\"ls12f ws154\"><span class=\"lsa5 ws3\"><span class=\"ls1 ws1\">14 yea<span class=\"_ _3\"></span>rs<span class=\"_ _e7\"> </span></span></span></span>6 to 14 ye<span class=\"_ _3\"></span>ars<span class=\"_ _2d1\"> </span></div></td></tr></table><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls48 ws48 gs448\">Goodwill<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs449\">Go<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>s rev<span class=\"_ _3\"></span>iew<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>t le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>nnu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y for i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, or w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n ci<span class=\"_ _3\"></span>rcu<span class=\"_ _3\"></span>msta<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>r eve<span class=\"_ _3\"></span>nts<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs44a\">in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>te the<span class=\"_ _3\"></span>re ma<span class=\"_ _3\"></span>y b<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>y ove<span class=\"_ _3\"></span>r its v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>overa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs44b\">val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>-in<span class=\"_ _3\"></span>-use c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g pre<span class=\"_ _3\"></span>-tax ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws<span class=\"_ _3\"></span>. D<span class=\"_ _3\"></span>etai<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs44c\">ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s are p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs44d\">K<span class=\"_ _5\"></span>ey assump<span class=\"_ _5\"></span>tions based on<span class=\"_ _5\"></span> experience:<span class=\"_ _5\"></span> <span class=\"_ _65\"> </span>V<span class=\"_ _6\"></span>alue of new<span class=\"_ _5\"></span> business and<span class=\"_ _5\"></span> expenses<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs44e\">Proj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>d: <span class=\"_ _23c\"> </span>Fi<span class=\"_ _3\"></span>ve yea<span class=\"_ _3\"></span>rs e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>nto p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>tui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y/t<span class=\"_ _5\"></span>e<span class=\"_ _3\"></span>n yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs44f\">Pre<span class=\"_ _3\"></span>-tax di<span class=\"_ _3\"></span>sco<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t rate b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n  </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs450\">a ri<span class=\"_ _3\"></span>sk-free ra<span class=\"_ _3\"></span>te pl<span class=\"_ _3\"></span>us a r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n: <span class=\"_ _c0\"> </span>7<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>8% to 1<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>8% (2023: 6<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8% to 9.<span class=\"_ _3\"></span>8%)<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs451\">T<span class=\"_ _5\"></span>er<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th ra<span class=\"_ _3\"></span>te: <span class=\"_ _238\"> </span>1<span class=\"_ _3\"></span>.9% (2023: 1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8%)<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs452\">It i<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at n<span class=\"_ _3\"></span>o rea<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>vel<span class=\"_ _3\"></span>s of c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he key as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs453\">would r<span class=\"_ _5\"></span>esult in<span class=\"_ _5\"></span> a material<span class=\"_ _5\"></span> impairment of<span class=\"_ _5\"></span> the goodwill.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs454\">Purchased v<span class=\"_ _5\"></span>alue of in-force<span class=\"_ _5\"></span> business<span class=\"_ _5\"></span>/D<span class=\"_ _5\"></span>AC<span class=\"_ _6\"></span>/com<span class=\"_ _5\"></span>puter software<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs455\">Amortisation is<span class=\"_ _5\"></span> charged t<span class=\"_ _5\"></span>o expenses<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs456\">Amortisation pr<span class=\"_ _5\"></span>ofiles are<span class=\"_ _5\"></span> reassessed annually<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls151 ws17b gs457\">DIR<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs458\">Amortisation is<span class=\"_ _5\"></span> credit<span class=\"_ _5\"></span>ed within<span class=\"_ _5\"></span> fee and<span class=\"_ _5\"></span> commission income<span class=\"_ _5\"></span> in the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of compr<span class=\"_ _5\"></span>ehensive<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs459\">income. Amortisation pr<span class=\"_ _5\"></span>ofiles ar<span class=\"_ _5\"></span>e reassessed annually<span class=\"_ _6\"></span>.<span class=\"_ _2d1\"> </span></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-377": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs45b\">12<span class=\"_ _3\"></span>. Propert<span class=\"_ _3\"></span>y and equipment, including leased assets<span class=\"_ _2d1\"> </span></div><div class=\"gs45c\"><table class=\"s w3bb h14c\" id=\"_1f8acf40-6cad-4cd7-9f58-af80fbd6b229\"><tr><td></td><td class=\"t m0 x6c6 h7e y38a7 ffe fsa fc1 sc0 ls1c wsa5\">Fixtures, fittings </td><td></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x6c7 h7e y38a8 ffe fsa fc1 sc0 lsd ws1f\">and office </td><td class=\"t m0 x656 h7e y38a8 ffe fsa fc1 sc0 ls22 ws21\">Computer </td><td class=\"t m0 x6c8 h7e y38a8 ffe fsa fc1 sc0 ls1c wsa5\">Leased assets: </td><td></td></tr><tr><td></td><td class=\"t m0 x6c9 h7e y38a9 ffe fsa fc1 sc0 ls1c ws1b\">equipment<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x6ca h7e y38a9 ffe fsa fc1 sc0 ls1c ws1b\">equipment<span class=\"_ _2d1\"> </span></td><td class=\"c n x6cb y38aa w3bc h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6cc y38aa w67 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x6cd y38ab w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ce y38ab w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6cf y38ab w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d0 y38ab w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38ac ff5 fs4 fc1 sc0 ls4a wsa7\">Cost<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y38ad w36a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d1 y38ad wb8 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">56.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d2 y38ad w3bd h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d3 y38ad w3be h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">168<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d4 y38ad w3bf h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">232<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ae w370 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Additions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d5 y38ae w3c0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">9.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d6 y38ae w219 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">1.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d7 y38ae w3c1 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d8 y38ae w5e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">35.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38af w3c2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Rev<span class=\"_ _5\"></span>aluations<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d9 y38af w77 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6da y38af w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6db y38af w3c3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6dc y38af wb2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b0 w3c4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Acquisit<span class=\"_ _5\"></span>ion of sub<span class=\"_ _5\"></span>sidiar<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6dd y38b0 w3c5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6de y38b0 w120 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6df y38b0 w3c6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e0 y38b0 wa2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b1 w373 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ba y38b1 w318 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e1 y38b1 w93 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _0\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e2 y38b1 wa7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(9<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e3 y38b1 w3c7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b2 w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e4 y38b2 w3c8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">63<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e5 y38b2 w3c9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">10.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e6 y38b2 w3ca h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">180.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e7 y38b2 w3cb h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">254<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b3 w370 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Additions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e8 y38b3 w7a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e9 y38b3 w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ea y38b3 w3cc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6eb y38b3 w3cd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">8.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b4 w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ba y38b4 w318 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ec y38b4 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ed y38b4 w3ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ee y38b4 w3cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b5 w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ef y38b5 w3d0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">64.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f0 y38b5 w3d1 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">10.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f1 y38b5 w3d2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls49 ws17c\">17<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f2 y38b5 w3d3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">248.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38b6 ff5 fs4 fc1 sc0 ls35 ws35\">Accumulated depreciati<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y38b7 w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f3 y38b7 w3d4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f4 y38b7 w2d9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">5.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f5 y38b7 w26a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">53<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f6 y38b7 w253 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">8<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b8 w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f7 y38b8 w3d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">5<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f8 y38b8 w2ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">1<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f9 y38b8 w3d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6fa y38b8 w3d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38b9 w3c4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Acquisit<span class=\"_ _5\"></span>ion of sub<span class=\"_ _5\"></span>sidiar<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6dd y38b9 w3c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6fb y38b9 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6fc y38b9 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6fd y38b9 w3c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ba w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6fe y38ba w90 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ff y38ba w175 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x700 y38ba w243 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(7.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x701 y38ba w3d8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa8 wsa2\">(9<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bb w92 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x702 y38bb w3d9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">31<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x703 y38bb w114 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">7.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x704 y38bb w3da h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">62<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x705 y38bb w3db h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">101<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bc w38c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>rg<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f7 y38bc w2fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x706 y38bc w3ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">1<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x707 y38bc w175 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x708 y38bc w1d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bd w390 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Eliminat<span class=\"_ _5\"></span>ed on disposal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6fe y38bd w3dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x709 y38bd w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70a y38bd w3dd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70b y38bd w132 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(1<span class=\"_ _2\"></span>0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38be w382 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70c y38be w3de h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">36.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70d y38be w3df h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">9.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70e y38be w3e0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">69.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70f y38be w3e1 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">114<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38bf ff5 fs4 fc1 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t bo<span class=\"_ _3\"></span>ok val<span class=\"_ _3\"></span>ue<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y382d w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6d1 y382d w3a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x710 y382d wc9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">2<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x711 y382d w3e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">114.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x712 y382d w3e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">14<span class=\"_ _3\"></span>5.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x713 y379b w3e4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x714 y379b w118 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">2.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6f5 y379b w2b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">118<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x715 y379b wc2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">153<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70c y379c w52 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">28.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x716 y379c w3e5 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x717 y379c w3e6 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">103<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x718 y379c w3e7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">134.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y38c0 ff5 fs4 fc1 sc0 ls3e ws3e\">Depreciation period (<span class=\"_ _6\"></span>estimate<span class=\"_ _3\"></span>d useful<span class=\"_ _5\"></span> life<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y37ab w3a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x719 y37ab w3e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5 to 15 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x71a y37ab w312 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3 yea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x71b y37ab w3e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1 t<span class=\"_ _5\"></span>o 17 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td class=\"c n x265 y3731 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x71c y3731 w3ea h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">5 to 15 year<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x71d y3731 w2f3 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa5 ws3\">3 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x71e y3731 w3eb h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">1 to 17 years</div></td><td></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-378": {
   "value": "13. Le<span class=\"_ _3\"></span>ases<span class=\"_ _2d1\"> </span>Thi<span class=\"_ _3\"></span>s n<span class=\"_ _3\"></span>ote prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rma<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>n le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ses w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ere th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>roup i<span class=\"_ _3\"></span>s a l<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>e. Fo<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n on l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span>wh<span class=\"_ _3\"></span>ere t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p is a l<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>r, refer to No<span class=\"_ _3\"></span>te 14<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>The G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s leasi<span class=\"_ _3\"></span>ng ac<span class=\"_ _3\"></span>tivi<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s and h<span class=\"_ _3\"></span>ow th<span class=\"_ _3\"></span>ese ar<span class=\"_ _3\"></span>e acc<span class=\"_ _3\"></span>ount<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span>The Gr<span class=\"_ _5\"></span>oup leases a<span class=\"_ _5\"></span> port<span class=\"_ _3\"></span>folio<span class=\"_ _5\"></span> of office pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties, equipment<span class=\"_ _5\"></span> and vehicles. The<span class=\"_ _5\"></span> exempt<span class=\"_ _5\"></span>ions<span class=\"_ _2d1\"> </span>ava<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r IF<span class=\"_ _3\"></span>RS 1<span class=\"_ _3\"></span>6 for l<span class=\"_ _3\"></span>ow-va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e or s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>te<span class=\"_ _3\"></span>rm l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d to al<span class=\"_ _3\"></span>l le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span>equipment and<span class=\"_ _5\"></span> vehicles, and s<span class=\"_ _5\"></span>o the leased<span class=\"_ _5\"></span> assets and<span class=\"_ _5\"></span> lease liabilities<span class=\"_ _5\"></span> on the<span class=\"_ _5\"></span> consolidated<span class=\"_ _2d1\"> </span>state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e de<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e for l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>expense on<span class=\"_ _5\"></span> lease liabilities<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> consolidated s<span class=\"_ _5\"></span>tatemen<span class=\"_ _5\"></span>t of compr<span class=\"_ _5\"></span>ehensive inc<span class=\"_ _5\"></span>ome, relat<span class=\"_ _5\"></span>e<span class=\"_ _2d1\"> </span>to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>o of o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s on<span class=\"_ _3\"></span>ly.<span class=\"_ _2d1\"> </span>Lea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s are n<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>oti<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted o<span class=\"_ _3\"></span>n an i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d h<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce co<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>in a va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>y of d<span class=\"_ _3\"></span>if<span class=\"_ _2\"></span>feren<span class=\"_ _3\"></span>t ter<span class=\"_ _3\"></span>ms a<span class=\"_ _3\"></span>nd<span class=\"_ _2d1\"> </span>co<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>ey co<span class=\"_ _3\"></span>ntai<span class=\"_ _3\"></span>n cove<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d res<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s bu<span class=\"_ _3\"></span>t ge<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ral<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>y the<span class=\"_ _3\"></span>se a<span class=\"_ _3\"></span>re sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ard a<span class=\"_ _3\"></span>nd to b<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span>exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted i<span class=\"_ _3\"></span>n a mo<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e cre<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d un<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>n-m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t term<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. T<span class=\"_ _5\"></span>y<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>l cove<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nts<span class=\"_ _2d1\"> </span>in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e pa<span class=\"_ _3\"></span>yi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g the a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l re<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>iu<span class=\"_ _3\"></span>ms<span class=\"_ _3\"></span>, s<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vic<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e, ra<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>nd VA<span class=\"_ _6\"></span>T a<span class=\"_ _3\"></span>nd ke<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span>the pr<span class=\"_ _5\"></span>opert<span class=\"_ _3\"></span>y in good<span class=\"_ _5\"></span> repair and<span class=\"_ _5\"></span> condition t<span class=\"_ _5\"></span>hroughout t<span class=\"_ _5\"></span>he lease. T<span class=\"_ _6\"></span>ypical re<span class=\"_ _5\"></span>strictions<span class=\"_ _5\"></span> include<span class=\"_ _2d1\"> </span>pe<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ce u<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd n<span class=\"_ _3\"></span>ot tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>rin<span class=\"_ _3\"></span>g o<span class=\"_ _3\"></span>r as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e to a thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ut<span class=\"_ _2d1\"> </span>the l<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>\u2019s co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. The<span class=\"_ _3\"></span>re are n<span class=\"_ _3\"></span>o res<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>al va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s exp<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to vari<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>n l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s, a<span class=\"_ _3\"></span>s a nu<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r of l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>revi<span class=\"_ _3\"></span>ews d<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>rin<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ked to a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>x or to m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket rates<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>n a<span class=\"_ _3\"></span>cco<span class=\"_ _3\"></span>rda<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ce<span class=\"_ _2d1\"> </span>wi<span class=\"_ _3\"></span>th I<span class=\"_ _3\"></span>FRS 1<span class=\"_ _3\"></span>6, t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts are i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ex o<span class=\"_ _3\"></span>r rate<span class=\"_ _2d1\"> </span>at th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent d<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e. Es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tes of f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure re<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re not m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>de;<span class=\"_ _2d1\"> </span>the<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re take<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>to acc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n the l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ies a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s on<span class=\"_ _3\"></span>ly w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span>the l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d so th<span class=\"_ _3\"></span>e var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s reso<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ved<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re are n<span class=\"_ _3\"></span>o var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span>pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re not l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ked to a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>x or to ma<span class=\"_ _3\"></span>rke<span class=\"_ _3\"></span>t rates<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>as n<span class=\"_ _3\"></span>ot en<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>to any sa<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>eb<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ck tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>De<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>ls re<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>rdi<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng p<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>cie<span class=\"_ _3\"></span>s ap<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ed to l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n No<span class=\"_ _3\"></span>te 1: refe<span class=\"_ _3\"></span>r to po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span>(<span class=\"_ _5\"></span>c<span class=\"_ _5\"></span>)(<span class=\"_ _6\"></span>i<span class=\"_ _3\"></span>i<span class=\"_ _5\"></span>) Le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, (<span class=\"_ _5\"></span>o<span class=\"_ _5\"></span>) Pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>nd (ab<span class=\"_ _6\"></span>) O<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Amounts recogni<span class=\"_ _5\"></span>sed in the consolidated s<span class=\"_ _5\"></span>tatement of financial<span class=\"_ _5\"></span> position<span class=\"_ _2d1\"> </span>The f<span class=\"_ _5\"></span>ollowing amount<span class=\"_ _5\"></span>s are<span class=\"_ _5\"></span> recognised in<span class=\"_ _5\"></span> the consolidat<span class=\"_ _5\"></span>ed st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position.<span class=\"_ _2d1\"> </span><table class=\"s w3ec h14d\" id=\"_d8c534c5-a98f-4de7-8cfb-58d16b4dbb14\"><tr><td></td><td class=\"t m0 x41b h7e y38c1 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38c1 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38c2 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38c2 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h8 y38c3 ff3 fs4 fc2 sc0 ls3 ws2\">Wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nce \u2013 re<span class=\"_ _3\"></span>fer to N<span class=\"_ _3\"></span>ote 12<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y38c4 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x41e y38c5 w1a6 h12c\"><div class=\"t m0 x262 h7e y372e ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w3ed h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Leased assets:<span class=\"_ _5\"></span> proper<span class=\"_ _3\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x71f y37cd w3ee h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">103.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x720 y37cd w3ef h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls98 ws95\">118.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y38c6 ff3 fs4 fc2 sc0 ls3 ws2\">Wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e oth<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e \u2013 refe<span class=\"_ _3\"></span>r to No<span class=\"_ _3\"></span>te 16<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3731 w3f0 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Lease liabilities:<span class=\"_ _5\"></span> proper<span class=\"_ _3\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x721 y3731 w3f1 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>7.<span class=\"_ _0\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x722 y3731 w3f2 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls52 ws4f\">120.5<span class=\"_ _2d1\"> </span></div></td></tr></table>A mo<span class=\"_ _5\"></span>vement schedule<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> leased assets, setting ou<span class=\"_ _5\"></span>t additions<span class=\"_ _5\"></span> during the y<span class=\"_ _5\"></span>ear and depr<span class=\"_ _5\"></span>eciation<span class=\"_ _2d1\"> </span>ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>s pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d in N<span class=\"_ _3\"></span>ote 12<span class=\"_ _3\"></span>. A move<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent s<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>le fo<span class=\"_ _3\"></span>r le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s is p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ted o<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span>the right<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs45e\">Amounts recogni<span class=\"_ _5\"></span>sed in the consolidated s<span class=\"_ _5\"></span>tatement of comprehensi<span class=\"_ _5\"></span>ve income<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs45f\">Th<span class=\"_ _3\"></span>e foll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g to le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s in t<span class=\"_ _3\"></span>he co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs460\">stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income.<span class=\"_ _2d1\"> </span></div><div class=\"gs461\"><table class=\"s w3f3 h14e\" id=\"_a7282621-358a-4f27-8ba0-7cf6d43b420c\"><tr><td></td><td class=\"t m0 x3e8 h7e y38c7 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y38c7 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y38c8 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y38c8 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y38c9 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y38c9 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y38ca w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x3ee y38cb w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3762 w3f4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">De<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e for l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets<span class=\"_ _3\"></span>: pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x411 y3762 w3f5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x723 y3762 w3d6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cb w3f6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inter<span class=\"_ _5\"></span>est expense<span class=\"_ _5\"></span> on lease liabilit<span class=\"_ _5\"></span>ies: pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x724 y37cb w325 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x725 y37cb w3f7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cc w3f8 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Lea<span class=\"_ _3\"></span>se e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng to s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>ter<span class=\"_ _3\"></span>m le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x726 y37cc w2d9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x727 y37cc w3f9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3765 w3fa h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Lea<span class=\"_ _3\"></span>se e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng to l<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>-valu<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x728 y3765 w3fb h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x729 y3765 w3fc h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">2.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w16f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>ens<span class=\"_ _3\"></span>e for t<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>e year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72a y3766 w3fd h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1a ws19\">21.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72b y3766 w3fe h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls4b ws49\">22.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w3ff h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ca<span class=\"_ _3\"></span>sh ou<span class=\"_ _3\"></span>tf<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>w for l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>ses d<span class=\"_ _3\"></span>uri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72c y3731 w400 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _3\"></span>7.<span class=\"_ _0\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72d y3731 w401 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs462\">Reconciliation of<span class=\"_ _5\"></span> lease liabilities: properties </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs463\">The f<span class=\"_ _5\"></span>ollowing mo<span class=\"_ _5\"></span>vement schedule<span class=\"_ _5\"></span> reconciles t<span class=\"_ _5\"></span>he opening and<span class=\"_ _5\"></span> closing lease liabilit<span class=\"_ _5\"></span>ies relating<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs464\">to<span class=\"_ _5\"></span> properties in<span class=\"_ _5\"></span> the consolidat<span class=\"_ _5\"></span>ed st<span class=\"_ _5\"></span>atement o<span class=\"_ _5\"></span>f financial posit<span class=\"_ _5\"></span>ion.<span class=\"_ _2d1\"> </span></div><div class=\"gs465\"><table class=\"s w402 h14f\" id=\"_ab98ee3f-6efb-4d4c-9d51-270ebd82f106\"><tr><td></td><td class=\"c n x72e y38cc w221 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72f y38cd w403 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x3ed y38ce w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x3ee y38cf w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d0 w223 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x730 y38d0 w404 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">120.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x731 y38d0 w405 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11<span class=\"_ _3\"></span>6.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w370 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Additions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x732 y38d1 w406 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">4<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x733 y38d1 w407 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">19.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x734 y380f w408 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x735 y380f w409 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w40a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x736 y3810 w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x737 y3810 w3f7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w40b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">Lease<span class=\"_ _5\"></span> payments made<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x738 y37ab w40c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x739 y37ab w40d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w40e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>lan<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x73a y3731 w155 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _3\"></span>0<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x73b y3731 w40f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls52 ws4f\">120.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs466\">The principal<span class=\"_ _5\"></span> lease payments<span class=\"_ _5\"></span> disclosed in t<span class=\"_ _5\"></span>he table<span class=\"_ _5\"></span> below link t<span class=\"_ _6\"></span>o the principal<span class=\"_ _5\"></span> lease payments </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs467\">set o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws as fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s:<span class=\"_ _2d1\"> </span></div><div class=\"gs468\"><table class=\"s w3f3 h150\" id=\"_7da4825e-24c1-45c8-a579-7d8f65b0b52b\"><tr><td></td><td class=\"t m0 x3e8 h7e y38d2 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y38d2 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y38d3 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y38d3 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y38d4 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y38d4 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y38d5 w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x3ee y38d6 w16e h12c\"><div class=\"t m0 x262 h7e y372e ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w410 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> payments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x73c y3810 w411 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x73d y3810 w341 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w412 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Principal<span class=\"_ _5\"></span> lease payments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x73e y37ab w2c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">14.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x73f y37ab w413 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">14<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w414 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Lea<span class=\"_ _3\"></span>se p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x740 y3731 w415 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">17.<span class=\"_ _0\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x741 y3731 w401 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>6</div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-434": {
   "value": "14. Financial in<span class=\"_ _5\"></span>ve<span class=\"_ _5\"></span>stments, inv<span class=\"_ _6\"></span>estment proper<span class=\"_ _3\"></span>ty and cash and <span class=\"ls3 ws2\"> </span>cash equiv<span class=\"_ _5\"></span>alents<span class=\"_ _2d1\"> </span>Financial in<span class=\"_ _5\"></span>vestments<span class=\"_ _5\"></span> <table class=\"s w416 h151\" id=\"_42c9c0e4-0e75-4fd9-9ce4-d0b6292f512c\"><tr><td></td><td class=\"t m0 x41b h7e y38d7 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38d7 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38d8 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38d8 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38d9 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38da w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w417 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x742 y3802 w418 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">130,549.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x743 y3802 w419 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">116<span class=\"_ _3\"></span>,761<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x744 y379e w41b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">26,118.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x745 y379e w41c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">27<span class=\"_ _1\"></span>,244<span class=\"_ _5\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w41d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estments in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inv<span class=\"_ _5\"></span>estment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x746 y379f w41e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">25<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>652<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x747 y379f w41f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w420 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial inv<span class=\"_ _5\"></span>estments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x748 y3731 w421 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">182<span class=\"_ _3\"></span>,3<span class=\"_ _3\"></span>20.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x749 y3731 w422 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls58 ws56\">1<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>7,<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td></tr></table>Net assets<span class=\"_ _5\"></span> held to cov<span class=\"_ _5\"></span>er unit l<span class=\"_ _5\"></span>iabilities<span class=\"_ _2d1\"> </span> Included within<span class=\"_ _5\"></span> the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position ar<span class=\"_ _5\"></span>e the<span class=\"_ _5\"></span> following asse<span class=\"_ _5\"></span>ts and liabili<span class=\"_ _5\"></span>ties making<span class=\"_ _2d1\"> </span> up th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d to cove<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d to cover u<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut<span class=\"_ _2d1\"> </span> in Ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t 1 of th<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>FRS to S<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>cy I<span class=\"_ _3\"></span>I Ne<span class=\"_ _3\"></span>t Ass<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e Sh<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>t rec<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span> of th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l rev<span class=\"_ _3\"></span>iew. <table class=\"s w423 h152\" id=\"_6ab3bde2-7670-478b-a09f-94a03585935e\"><tr><td></td><td class=\"t m0 x41b h7e y38db ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38db ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38dc ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38dc ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1e y38dd ff5 fs4 fc1 sc0 ls3e ws3e\">Assets<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y38de w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38df w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e0 wc3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> property<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74a y38e0 w424 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">892.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74b y38e0 w425 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e1 w417 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x742 y38e1 w418 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">130,549.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74c y38e1 w426 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">116<span class=\"_ _3\"></span>,761.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e2 w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74d y38e2 w427 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">2<span class=\"_ _5\"></span>6,109.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74e y38e2 w428 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">2<span class=\"_ _2\"></span>7,<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e3 w429 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74f y38e3 w42a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23,<span class=\"_ _3\"></span>45<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x750 y38e3 w42b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">12,5<span class=\"_ _5\"></span>13.<span class=\"_ _5\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e4 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x751 y38e4 w42c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5,<span class=\"_ _3\"></span>311<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x752 y38e4 w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5,<span class=\"_ _3\"></span>918<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bc wd3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x753 y38bc w42e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">816<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cf y38bc w42f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">846.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bd wdb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Derivative<span class=\"_ _5\"></span> financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x754 y38bd w430 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>812.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x755 y38bd w431 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>420<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38be we2 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x756 y38be w432 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">189,950.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x757 y38be w1bb h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls58 ws56\">1<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>7,<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y38e5 ff5 fs4 fc1 sc0 ls3e ws3e\">Liabilities<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y382c wf7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x758 y382c w433 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6<span class=\"_ _3\"></span>92<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x759 y382c w434 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">61<span class=\"_ _5\"></span>3.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382d wfe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Derivativ<span class=\"_ _5\"></span>e financial liabili<span class=\"_ _5\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75a y382d w435 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3<span class=\"_ _3\"></span>,052.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75b y382d w436 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3,<span class=\"_ _3\"></span>073<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382e w106 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75c y382e w437 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa7 wsa1\">3<span class=\"_ _3\"></span>,<span class=\"_ _2\"></span>74<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x363 y382e w438 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">3,686.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w439 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Net assets held<span class=\"_ _5\"></span> to cov<span class=\"_ _5\"></span>er linked liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75d y379c w43a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">186<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>20<span class=\"_ _3\"></span>5.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75e y379c w43b h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls4b ws49\">164,121.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f wfb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Investment contract be<span class=\"_ _3\"></span>nefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75f y380f wfc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">14<span class=\"_ _6\"></span>1<span class=\"_ _3\"></span>,0<span class=\"_ _5\"></span>38.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x760 y380f w239 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">123<span class=\"_ _3\"></span>,149.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w43c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le to u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x761 y3810 w43d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">44,<span class=\"_ _3\"></span>699.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x762 y3810 w43e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">40,<span class=\"_ _3\"></span>536.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w43f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed insur<span class=\"_ _5\"></span>ance contr<span class=\"_ _5\"></span>act liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x763 y37ab w15b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x764 y37ab w440 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">435.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w441 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Net unit-<span class=\"_ _5\"></span>linked liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x765 y3731 w442 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">18<span class=\"_ _3\"></span>6,<span class=\"_ _3\"></span>20<span class=\"_ _3\"></span>5.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x766 y3731 w443 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls4b ws49\">164,121.5<span class=\"_ _2d1\"> </span></div></td></tr></table>Net asset<span class=\"_ _5\"></span>s held t<span class=\"_ _5\"></span>o co<span class=\"_ _5\"></span>ver link<span class=\"_ _5\"></span>ed liabilities, and<span class=\"_ _5\"></span> third-<span class=\"_ _5\"></span>part<span class=\"_ _3\"></span>y holdings in<span class=\"_ _5\"></span> unit trust<span class=\"_ _5\"></span>s, are c<span class=\"_ _5\"></span>onsidered<span class=\"_ _2d1\"> </span> to ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f up to o<span class=\"_ _3\"></span>ne ye<span class=\"_ _3\"></span>ar s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ce t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re rep<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span> tran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e on d<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Se<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g po<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>icy (ai<span class=\"_ _5\"></span>) for fu<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er i<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>n cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>nd<span class=\"_ _2d1\"> </span> non-cur<span class=\"_ _5\"></span>rent disclos<span class=\"_ _5\"></span>ure.<span class=\"_ _2d1\"> </span>Inv<span class=\"_ _5\"></span>estment property<span class=\"_ _2d1\"> </span><table class=\"s w444 h153\" id=\"_7ed7e6e7-d351-4cd6-b7cc-64b2137a4a71\"><tr><td></td><td class=\"c n x72e y38e6 w221 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72f y38e7 w403 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x3ed y38e8 w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y38e9 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ea w223 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x767 y38ea w425 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x768 y38ea w445 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>294<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w446 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Capit<span class=\"_ _5\"></span>alised expenditure<span class=\"_ _5\"></span> on exist<span class=\"_ _5\"></span>ing properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x769 y380f w447 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76a y380f w284 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">1<span class=\"_ _3\"></span>0.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w373 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76b y3810 w448 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(2<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76c y3810 w449 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w44a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76d y37ab w209 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _6\"></span>3.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76e y37ab w20a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _0\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76f y3731 w44b h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">892<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x770 y3731 w44c h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,11<span class=\"_ _3\"></span>0.3<span class=\"_ _2d1\"> </span></div></td></tr></table>The Gr<span class=\"_ _5\"></span>oup is t<span class=\"_ _5\"></span>he lessor f<span class=\"_ _5\"></span>or a<span class=\"_ _5\"></span> por<span class=\"_ _3\"></span>tfolio of<span class=\"_ _5\"></span> properties which<span class=\"_ _5\"></span> meet the<span class=\"_ _5\"></span> definition o<span class=\"_ _5\"></span>f inv<span class=\"_ _5\"></span>estment property.<span class=\"_ _5\"></span> The portfolio is<span class=\"_ _5\"></span> held within unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed funds, leased out<span class=\"_ _5\"></span> under operat<span class=\"_ _5\"></span>ing leases, and is<span class=\"_ _5\"></span> considered<span class=\"_ _5\"></span> current. How<span class=\"_ _5\"></span>ever<span class=\"_ _6\"></span>, since in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> properties ar<span class=\"_ _5\"></span>e not t<span class=\"_ _5\"></span>raded in<span class=\"_ _5\"></span> an organised<span class=\"_ _5\"></span> public ma<span class=\"_ _3\"></span>rket t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>ly i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>id c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>red w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h ma<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re are n<span class=\"_ _3\"></span>o rest<span class=\"_ _5\"></span>rictions on<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>ealisability of the<span class=\"_ _5\"></span> Group\u2019s<span class=\"_ _5\"></span> individual pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties, or on<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>emittance of<span class=\"_ _5\"></span> income or<span class=\"_ _5\"></span> disposal pr<span class=\"_ _5\"></span>oceeds<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ows va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>s stra<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>es to mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>se t<span class=\"_ _3\"></span>he r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ks as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th a<span class=\"_ _3\"></span>ny rig<span class=\"_ _3\"></span>ht<span class=\"_ _3\"></span>s the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ret<span class=\"_ _5\"></span>ains in<span class=\"_ _5\"></span> the in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> properties. These st<span class=\"_ _5\"></span>rategies<span class=\"_ _5\"></span> include:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">activ<span class=\"_ _5\"></span>ely re<span class=\"_ _5\"></span>viewing and monit<span class=\"_ _5\"></span>oring t<span class=\"_ _5\"></span>he condition<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> properties and undertaking<span class=\"_ _5\"></span> </span>ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te rep<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital w<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ks pro<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cts a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">engaging pr<span class=\"_ _5\"></span>ofe<span class=\"_ _5\"></span>ssional legal<span class=\"_ _5\"></span> advisers in<span class=\"_ _5\"></span> drafting<span class=\"_ _5\"></span> prudent lease<span class=\"_ _5\"></span> terms<span class=\"_ _5\"></span> gov<span class=\"_ _5\"></span>erning the<span class=\"_ _5\"></span> use </span>of t<span class=\"_ _5\"></span>he pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties<span class=\"_ _5\"></span> and engaging<span class=\"_ _5\"></span> specialist ass<span class=\"_ _5\"></span>et managers<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> overs<span class=\"_ _5\"></span>ee adherenc<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o these<span class=\"_ _5\"></span> ter<span class=\"_ _3\"></span>ms on a<span class=\"_ _3\"></span>n o<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">activ<span class=\"_ _5\"></span>ely re<span class=\"_ _5\"></span>viewing and monit<span class=\"_ _5\"></span>oring lessee<span class=\"_ _5\"></span> financial co<span class=\"_ _5\"></span>venant posit<span class=\"_ _5\"></span>ions </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">maintaining<span class=\"_ _5\"></span> appropriat<span class=\"_ _5\"></span>e and<span class=\"_ _5\"></span> prudent insurance<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> the pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">senior<span class=\"_ _5\"></span> management r<span class=\"_ _5\"></span>egularly r<span class=\"_ _5\"></span>eviewing<span class=\"_ _5\"></span> the in<span class=\"_ _5\"></span>vest<span class=\"_ _5\"></span>ment pr<span class=\"_ _5\"></span>opert<span class=\"_ _3\"></span>y portfolio<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> oversee<span class=\"_ _5\"></span> </span>diversificat<span class=\"_ _5\"></span>ion and performance,<span class=\"_ _5\"></span> and t<span class=\"_ _5\"></span>o maximise v<span class=\"_ _5\"></span>alue and occupanc<span class=\"_ _5\"></span>y rat<span class=\"_ _5\"></span>es. Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d at l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>t mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly by e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>veyor<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e gu<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Roya<span class=\"_ _3\"></span>l In<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of C<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d Su<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>veyo<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span> val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e \u2018m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h\u2019 va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ion te<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ue: t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t is<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt in<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n ge<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ted by m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns i<span class=\"_ _3\"></span>nvol<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ica<span class=\"_ _3\"></span>l or comparable (<span class=\"_ _6\"></span>i.e. similar<span class=\"_ _6\"></span>) assets.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>stor<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ost o<span class=\"_ _3\"></span>f inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 is \u00a3<span class=\"_ _3\"></span>987<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a31<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>297<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Thi<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r to any s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t reval<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>The r<span class=\"_ _5\"></span>ental<span class=\"_ _5\"></span> income and<span class=\"_ _5\"></span> direct oper<span class=\"_ _5\"></span>ating expenses<span class=\"_ _5\"></span> recognised in<span class=\"_ _5\"></span> the consolidat<span class=\"_ _5\"></span>ed st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>tie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow. Al<span class=\"_ _3\"></span>l exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es rel<span class=\"_ _3\"></span>ate to p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y g<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>ng re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><table class=\"s w1e0 h154\" id=\"_6d4ebd1b-6c1c-44d5-8770-a98bbe0ec64d\"><tr><td></td><td class=\"t m0 x433 h7e y38eb ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y38eb ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y38ec ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38ec ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38ed ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38ed ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38ee w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38ef w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w205 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Rent<span class=\"_ _5\"></span>al income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x464 y3730 w44d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">60.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x465 y3730 w44e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">69.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w44f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Direc<span class=\"_ _5\"></span>t operat<span class=\"_ _5\"></span>ing expense<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x771 y3731 w287 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">9.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x772 y3731 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">5.0<span class=\"_ _2d1\"> </span></div></td></tr></table>At<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear-<span class=\"_ _5\"></span>end con<span class=\"_ _5\"></span>tractual<span class=\"_ _5\"></span> obligations t<span class=\"_ _5\"></span>o purc<span class=\"_ _5\"></span>hase, construct<span class=\"_ _5\"></span> or dev<span class=\"_ _5\"></span>elop inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> propert<span class=\"_ _3\"></span>y amount<span class=\"_ _5\"></span>ed to<span class=\"_ _5\"></span> \u00a36.4 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a313.4 million<span class=\"_ _1\"></span>). The<span class=\"_ _5\"></span> most significan<span class=\"_ _5\"></span>t contr<span class=\"_ _5\"></span>actual obligation<span class=\"_ _5\"></span> at 31<span class=\"_ _5\"></span> December 202<span class=\"_ _5\"></span>4 was<span class=\"_ _5\"></span> for r<span class=\"_ _5\"></span>efurbishment<span class=\"_ _5\"></span> of a building<span class=\"_ _5\"></span> in Manchest<span class=\"_ _5\"></span>er to<span class=\"_ _5\"></span>talling \u00a3<span class=\"_ _5\"></span>2.7 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a39.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Contr<span class=\"_ _5\"></span>actual obligation<span class=\"_ _5\"></span>s to<span class=\"_ _5\"></span> dispose of<span class=\"_ _5\"></span> inves<span class=\"_ _5\"></span>tment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ty amounted<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> \u00a328.0 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a3nil<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>A ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ysi<span class=\"_ _3\"></span>s of u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l re<span class=\"_ _3\"></span>ntal i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e to be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d on a<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s for th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>ex<span class=\"_ _3\"></span>t fi<span class=\"_ _3\"></span>ve ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d the to<span class=\"_ _3\"></span>tal to be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>ed th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ter, is s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow.<span class=\"_ _2d1\"> </span><table class=\"s w450 h155\" id=\"_c8abcc6c-3853-43c6-989c-50be35db057d\"><tr><td></td><td class=\"t m0 x41b h7e y38f0 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f0 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38f1 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38f1 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h8 y38f2 ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me to be re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved i<span class=\"_ _3\"></span>n:<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y38f3 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38f4 w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38f5 w2a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x773 y38f5 w451 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">45<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x774 y38f5 w452 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">64.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38f6 w453 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x775 y38f6 w454 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">42.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x776 y38f6 w455 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">58.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w456 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x777 y38d1 w457 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">38.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x778 y38d1 w458 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">52.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w459 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x779 y380f w45a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">33.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77a y380f w45b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>7.<span class=\"_ _0\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w45c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77b y3810 w45d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">29.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ff y3810 w45e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">41.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w45f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Y<span class=\"_ _5\"></span>e<span class=\"_ _3\"></span>ar 6 o<span class=\"_ _3\"></span>nwa<span class=\"_ _3\"></span>rds<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77c y37ab w460 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">156.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77d y37ab w461 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">235.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w462 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal undiscounted contractual rental<span class=\"_ _5\"></span> income to be received<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77e y3731 w463 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77f y3731 w26f h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls97 ws94\">4<span class=\"_ _3\"></span>99<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr></table>Cash a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>sh eq<span class=\"_ _3\"></span>uival<span class=\"_ _3\"></span>ents<span class=\"_ _2d1\"> </span><table class=\"s w464 h156\" id=\"_a57767e2-229f-4f0c-8d11-6b2955c2814d\"><tr><td></td><td class=\"t m0 x41b h7e y38f7 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f7 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38f8 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38f8 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38d5 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38d6 w1a6 h12c\"><div class=\"t m0 x262 h7e y372e ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w465 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cas<span class=\"_ _3\"></span>h a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts n<span class=\"_ _3\"></span>ot he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d to cove<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>it li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x780 y3810 w466 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">352<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x781 y3810 w467 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w468 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Balances held<span class=\"_ _5\"></span> to co<span class=\"_ _5\"></span>ver un<span class=\"_ _5\"></span>it liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x782 y37ab w42c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5,<span class=\"_ _3\"></span>311<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x783 y37ab w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5,<span class=\"_ _3\"></span>918<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w469 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash and cash equiv<span class=\"_ _5\"></span>alents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x784 y3731 w46a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">5,663.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x444 y3731 we1 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls52 ws4f\">6,<span class=\"_ _3\"></span>204<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr></table>All c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>re con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-443": {
   "value": "14. Financial in<span class=\"_ _5\"></span>ve<span class=\"_ _5\"></span>stments, inv<span class=\"_ _6\"></span>estment proper<span class=\"_ _3\"></span>ty and cash and <span class=\"ls3 ws2\"> </span>cash equiv<span class=\"_ _5\"></span>alents<span class=\"_ _2d1\"> </span>Financial in<span class=\"_ _5\"></span>vestments<span class=\"_ _5\"></span> <table class=\"s w416 h151\" id=\"_42c9c0e4-0e75-4fd9-9ce4-d0b6292f512c\"><tr><td></td><td class=\"t m0 x41b h7e y38d7 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38d7 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38d8 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38d8 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38d9 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38da w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w417 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x742 y3802 w418 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">130,549.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x743 y3802 w419 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">116<span class=\"_ _3\"></span>,761<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x744 y379e w41b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">26,118.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x745 y379e w41c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">27<span class=\"_ _1\"></span>,244<span class=\"_ _5\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w41d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estments in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inv<span class=\"_ _5\"></span>estment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x746 y379f w41e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">25<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>652<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x747 y379f w41f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w420 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial inv<span class=\"_ _5\"></span>estments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x748 y3731 w421 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">182<span class=\"_ _3\"></span>,3<span class=\"_ _3\"></span>20.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x749 y3731 w422 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls58 ws56\">1<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>7,<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td></tr></table>Net assets<span class=\"_ _5\"></span> held to cov<span class=\"_ _5\"></span>er unit l<span class=\"_ _5\"></span>iabilities<span class=\"_ _2d1\"> </span> Included within<span class=\"_ _5\"></span> the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position ar<span class=\"_ _5\"></span>e the<span class=\"_ _5\"></span> following asse<span class=\"_ _5\"></span>ts and liabili<span class=\"_ _5\"></span>ties making<span class=\"_ _2d1\"> </span> up th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d to cove<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d to cover u<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut<span class=\"_ _2d1\"> </span> in Ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t 1 of th<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>FRS to S<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>cy I<span class=\"_ _3\"></span>I Ne<span class=\"_ _3\"></span>t Ass<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e Sh<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>t rec<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span> of th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l rev<span class=\"_ _3\"></span>iew. <table class=\"s w423 h152\" id=\"_6ab3bde2-7670-478b-a09f-94a03585935e\"><tr><td></td><td class=\"t m0 x41b h7e y38db ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38db ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38dc ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38dc ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1e y38dd ff5 fs4 fc1 sc0 ls3e ws3e\">Assets<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y38de w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38df w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e0 wc3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> property<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74a y38e0 w424 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">892.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74b y38e0 w425 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e1 w417 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x742 y38e1 w418 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">130,549.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74c y38e1 w426 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">116<span class=\"_ _3\"></span>,761.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e2 w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74d y38e2 w427 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">2<span class=\"_ _5\"></span>6,109.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74e y38e2 w428 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">2<span class=\"_ _2\"></span>7,<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e3 w429 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74f y38e3 w42a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23,<span class=\"_ _3\"></span>45<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x750 y38e3 w42b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">12,5<span class=\"_ _5\"></span>13.<span class=\"_ _5\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e4 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x751 y38e4 w42c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5,<span class=\"_ _3\"></span>311<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x752 y38e4 w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5,<span class=\"_ _3\"></span>918<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bc wd3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x753 y38bc w42e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">816<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cf y38bc w42f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">846.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bd wdb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Derivative<span class=\"_ _5\"></span> financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x754 y38bd w430 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>812.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x755 y38bd w431 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>420<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38be we2 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x756 y38be w432 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">189,950.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x757 y38be w1bb h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls58 ws56\">1<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>7,<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y38e5 ff5 fs4 fc1 sc0 ls3e ws3e\">Liabilities<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y382c wf7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x758 y382c w433 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6<span class=\"_ _3\"></span>92<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x759 y382c w434 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">61<span class=\"_ _5\"></span>3.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382d wfe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Derivativ<span class=\"_ _5\"></span>e financial liabili<span class=\"_ _5\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75a y382d w435 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3<span class=\"_ _3\"></span>,052.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75b y382d w436 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3,<span class=\"_ _3\"></span>073<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382e w106 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75c y382e w437 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa7 wsa1\">3<span class=\"_ _3\"></span>,<span class=\"_ _2\"></span>74<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x363 y382e w438 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">3,686.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w439 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Net assets held<span class=\"_ _5\"></span> to cov<span class=\"_ _5\"></span>er linked liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75d y379c w43a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">186<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>20<span class=\"_ _3\"></span>5.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75e y379c w43b h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls4b ws49\">164,121.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f wfb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Investment contract be<span class=\"_ _3\"></span>nefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75f y380f wfc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">14<span class=\"_ _6\"></span>1<span class=\"_ _3\"></span>,0<span class=\"_ _5\"></span>38.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x760 y380f w239 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">123<span class=\"_ _3\"></span>,149.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w43c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le to u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x761 y3810 w43d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">44,<span class=\"_ _3\"></span>699.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x762 y3810 w43e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">40,<span class=\"_ _3\"></span>536.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w43f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed insur<span class=\"_ _5\"></span>ance contr<span class=\"_ _5\"></span>act liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x763 y37ab w15b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x764 y37ab w440 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">435.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w441 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Net unit-<span class=\"_ _5\"></span>linked liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x765 y3731 w442 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">18<span class=\"_ _3\"></span>6,<span class=\"_ _3\"></span>20<span class=\"_ _3\"></span>5.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x766 y3731 w443 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls4b ws49\">164,121.5<span class=\"_ _2d1\"> </span></div></td></tr></table>Net asset<span class=\"_ _5\"></span>s held t<span class=\"_ _5\"></span>o co<span class=\"_ _5\"></span>ver link<span class=\"_ _5\"></span>ed liabilities, and<span class=\"_ _5\"></span> third-<span class=\"_ _5\"></span>part<span class=\"_ _3\"></span>y holdings in<span class=\"_ _5\"></span> unit trust<span class=\"_ _5\"></span>s, are c<span class=\"_ _5\"></span>onsidered<span class=\"_ _2d1\"> </span> to ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f up to o<span class=\"_ _3\"></span>ne ye<span class=\"_ _3\"></span>ar s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ce t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re rep<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span> tran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e on d<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Se<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g po<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>icy (ai<span class=\"_ _5\"></span>) for fu<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er i<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>n cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>nd<span class=\"_ _2d1\"> </span> non-cur<span class=\"_ _5\"></span>rent disclos<span class=\"_ _5\"></span>ure.<span class=\"_ _2d1\"> </span>Inv<span class=\"_ _5\"></span>estment property<span class=\"_ _2d1\"> </span><table class=\"s w444 h153\" id=\"_7ed7e6e7-d351-4cd6-b7cc-64b2137a4a71\"><tr><td></td><td class=\"c n x72e y38e6 w221 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72f y38e7 w403 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x3ed y38e8 w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y38e9 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ea w223 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x767 y38ea w425 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x768 y38ea w445 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>294<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w446 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Capit<span class=\"_ _5\"></span>alised expenditure<span class=\"_ _5\"></span> on exist<span class=\"_ _5\"></span>ing properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x769 y380f w447 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76a y380f w284 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">1<span class=\"_ _3\"></span>0.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w373 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76b y3810 w448 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(2<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76c y3810 w449 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w44a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76d y37ab w209 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _6\"></span>3.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76e y37ab w20a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _0\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76f y3731 w44b h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">892<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x770 y3731 w44c h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,11<span class=\"_ _3\"></span>0.3<span class=\"_ _2d1\"> </span></div></td></tr></table>The Gr<span class=\"_ _5\"></span>oup is t<span class=\"_ _5\"></span>he lessor f<span class=\"_ _5\"></span>or a<span class=\"_ _5\"></span> por<span class=\"_ _3\"></span>tfolio of<span class=\"_ _5\"></span> properties which<span class=\"_ _5\"></span> meet the<span class=\"_ _5\"></span> definition o<span class=\"_ _5\"></span>f inv<span class=\"_ _5\"></span>estment property.<span class=\"_ _5\"></span> The portfolio is<span class=\"_ _5\"></span> held within unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed funds, leased out<span class=\"_ _5\"></span> under operat<span class=\"_ _5\"></span>ing leases, and is<span class=\"_ _5\"></span> considered<span class=\"_ _5\"></span> current. How<span class=\"_ _5\"></span>ever<span class=\"_ _6\"></span>, since in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> properties ar<span class=\"_ _5\"></span>e not t<span class=\"_ _5\"></span>raded in<span class=\"_ _5\"></span> an organised<span class=\"_ _5\"></span> public ma<span class=\"_ _3\"></span>rket t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>ly i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>id c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>red w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h ma<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re are n<span class=\"_ _3\"></span>o rest<span class=\"_ _5\"></span>rictions on<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>ealisability of the<span class=\"_ _5\"></span> Group\u2019s<span class=\"_ _5\"></span> individual pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties, or on<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>emittance of<span class=\"_ _5\"></span> income or<span class=\"_ _5\"></span> disposal pr<span class=\"_ _5\"></span>oceeds<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ows va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>s stra<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>es to mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>se t<span class=\"_ _3\"></span>he r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ks as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th a<span class=\"_ _3\"></span>ny rig<span class=\"_ _3\"></span>ht<span class=\"_ _3\"></span>s the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ret<span class=\"_ _5\"></span>ains in<span class=\"_ _5\"></span> the in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> properties. These st<span class=\"_ _5\"></span>rategies<span class=\"_ _5\"></span> include:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">activ<span class=\"_ _5\"></span>ely re<span class=\"_ _5\"></span>viewing and monit<span class=\"_ _5\"></span>oring t<span class=\"_ _5\"></span>he condition<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> properties and undertaking<span class=\"_ _5\"></span> </span>ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te rep<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital w<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ks pro<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cts a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">engaging pr<span class=\"_ _5\"></span>ofe<span class=\"_ _5\"></span>ssional legal<span class=\"_ _5\"></span> advisers in<span class=\"_ _5\"></span> drafting<span class=\"_ _5\"></span> prudent lease<span class=\"_ _5\"></span> terms<span class=\"_ _5\"></span> gov<span class=\"_ _5\"></span>erning the<span class=\"_ _5\"></span> use </span>of t<span class=\"_ _5\"></span>he pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties<span class=\"_ _5\"></span> and engaging<span class=\"_ _5\"></span> specialist ass<span class=\"_ _5\"></span>et managers<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> overs<span class=\"_ _5\"></span>ee adherenc<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o these<span class=\"_ _5\"></span> ter<span class=\"_ _3\"></span>ms on a<span class=\"_ _3\"></span>n o<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">activ<span class=\"_ _5\"></span>ely re<span class=\"_ _5\"></span>viewing and monit<span class=\"_ _5\"></span>oring lessee<span class=\"_ _5\"></span> financial co<span class=\"_ _5\"></span>venant posit<span class=\"_ _5\"></span>ions </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">maintaining<span class=\"_ _5\"></span> appropriat<span class=\"_ _5\"></span>e and<span class=\"_ _5\"></span> prudent insurance<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> the pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">senior<span class=\"_ _5\"></span> management r<span class=\"_ _5\"></span>egularly r<span class=\"_ _5\"></span>eviewing<span class=\"_ _5\"></span> the in<span class=\"_ _5\"></span>vest<span class=\"_ _5\"></span>ment pr<span class=\"_ _5\"></span>opert<span class=\"_ _3\"></span>y portfolio<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> oversee<span class=\"_ _5\"></span> </span>diversificat<span class=\"_ _5\"></span>ion and performance,<span class=\"_ _5\"></span> and t<span class=\"_ _5\"></span>o maximise v<span class=\"_ _5\"></span>alue and occupanc<span class=\"_ _5\"></span>y rat<span class=\"_ _5\"></span>es. Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d at l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>t mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly by e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>veyor<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e gu<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Roya<span class=\"_ _3\"></span>l In<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of C<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d Su<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>veyo<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span> val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e \u2018m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h\u2019 va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ion te<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ue: t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t is<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt in<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n ge<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ted by m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns i<span class=\"_ _3\"></span>nvol<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ica<span class=\"_ _3\"></span>l or comparable (<span class=\"_ _6\"></span>i.e. similar<span class=\"_ _6\"></span>) assets.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>stor<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ost o<span class=\"_ _3\"></span>f inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 is \u00a3<span class=\"_ _3\"></span>987<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a31<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>297<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Thi<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r to any s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t reval<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>The r<span class=\"_ _5\"></span>ental<span class=\"_ _5\"></span> income and<span class=\"_ _5\"></span> direct oper<span class=\"_ _5\"></span>ating expenses<span class=\"_ _5\"></span> recognised in<span class=\"_ _5\"></span> the consolidat<span class=\"_ _5\"></span>ed st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>tie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow. Al<span class=\"_ _3\"></span>l exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es rel<span class=\"_ _3\"></span>ate to p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y g<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>ng re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><table class=\"s w1e0 h154\" id=\"_6d4ebd1b-6c1c-44d5-8770-a98bbe0ec64d\"><tr><td></td><td class=\"t m0 x433 h7e y38eb ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y38eb ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y38ec ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38ec ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38ed ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38ed ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38ee w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38ef w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w205 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Rent<span class=\"_ _5\"></span>al income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x464 y3730 w44d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">60.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x465 y3730 w44e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">69.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w44f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Direc<span class=\"_ _5\"></span>t operat<span class=\"_ _5\"></span>ing expense<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x771 y3731 w287 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">9.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x772 y3731 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">5.0<span class=\"_ _2d1\"> </span></div></td></tr></table>At<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear-<span class=\"_ _5\"></span>end con<span class=\"_ _5\"></span>tractual<span class=\"_ _5\"></span> obligations t<span class=\"_ _5\"></span>o purc<span class=\"_ _5\"></span>hase, construct<span class=\"_ _5\"></span> or dev<span class=\"_ _5\"></span>elop inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> propert<span class=\"_ _3\"></span>y amount<span class=\"_ _5\"></span>ed to<span class=\"_ _5\"></span> \u00a36.4 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a313.4 million<span class=\"_ _1\"></span>). The<span class=\"_ _5\"></span> most significan<span class=\"_ _5\"></span>t contr<span class=\"_ _5\"></span>actual obligation<span class=\"_ _5\"></span> at 31<span class=\"_ _5\"></span> December 202<span class=\"_ _5\"></span>4 was<span class=\"_ _5\"></span> for r<span class=\"_ _5\"></span>efurbishment<span class=\"_ _5\"></span> of a building<span class=\"_ _5\"></span> in Manchest<span class=\"_ _5\"></span>er to<span class=\"_ _5\"></span>talling \u00a3<span class=\"_ _5\"></span>2.7 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a39.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Contr<span class=\"_ _5\"></span>actual obligation<span class=\"_ _5\"></span>s to<span class=\"_ _5\"></span> dispose of<span class=\"_ _5\"></span> inves<span class=\"_ _5\"></span>tment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ty amounted<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> \u00a328.0 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a3nil<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>A ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ysi<span class=\"_ _3\"></span>s of u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l re<span class=\"_ _3\"></span>ntal i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e to be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d on a<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s for th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>ex<span class=\"_ _3\"></span>t fi<span class=\"_ _3\"></span>ve ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d the to<span class=\"_ _3\"></span>tal to be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>ed th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ter, is s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow.<span class=\"_ _2d1\"> </span><table class=\"s w450 h155\" id=\"_c8abcc6c-3853-43c6-989c-50be35db057d\"><tr><td></td><td class=\"t m0 x41b h7e y38f0 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f0 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38f1 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38f1 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h8 y38f2 ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me to be re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved i<span class=\"_ _3\"></span>n:<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y38f3 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38f4 w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38f5 w2a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x773 y38f5 w451 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">45<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x774 y38f5 w452 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">64.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38f6 w453 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x775 y38f6 w454 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">42.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x776 y38f6 w455 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">58.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w456 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x777 y38d1 w457 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">38.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x778 y38d1 w458 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">52.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w459 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x779 y380f w45a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">33.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77a y380f w45b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>7.<span class=\"_ _0\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w45c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77b y3810 w45d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">29.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ff y3810 w45e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">41.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w45f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Y<span class=\"_ _5\"></span>e<span class=\"_ _3\"></span>ar 6 o<span class=\"_ _3\"></span>nwa<span class=\"_ _3\"></span>rds<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77c y37ab w460 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">156.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77d y37ab w461 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">235.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w462 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal undiscounted contractual rental<span class=\"_ _5\"></span> income to be received<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77e y3731 w463 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77f y3731 w26f h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls97 ws94\">4<span class=\"_ _3\"></span>99<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr></table>Cash a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>sh eq<span class=\"_ _3\"></span>uival<span class=\"_ _3\"></span>ents<span class=\"_ _2d1\"> </span><table class=\"s w464 h156\" id=\"_a57767e2-229f-4f0c-8d11-6b2955c2814d\"><tr><td></td><td class=\"t m0 x41b h7e y38f7 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f7 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38f8 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38f8 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38d5 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38d6 w1a6 h12c\"><div class=\"t m0 x262 h7e y372e ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w465 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cas<span class=\"_ _3\"></span>h a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts n<span class=\"_ _3\"></span>ot he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d to cove<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>it li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x780 y3810 w466 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">352<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x781 y3810 w467 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w468 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Balances held<span class=\"_ _5\"></span> to co<span class=\"_ _5\"></span>ver un<span class=\"_ _5\"></span>it liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x782 y37ab w42c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5,<span class=\"_ _3\"></span>311<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x783 y37ab w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5,<span class=\"_ _3\"></span>918<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w469 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash and cash equiv<span class=\"_ _5\"></span>alents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x784 y3731 w46a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">5,663.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x444 y3731 we1 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls52 ws4f\">6,<span class=\"_ _3\"></span>204<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr></table>All c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>re con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNetAssetValueAttributableToUnitholdersExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-451": {
   "value": "14. Financial in<span class=\"_ _5\"></span>ve<span class=\"_ _5\"></span>stments, inv<span class=\"_ _6\"></span>estment proper<span class=\"_ _3\"></span>ty and cash and <span class=\"ls3 ws2\"> </span>cash equiv<span class=\"_ _5\"></span>alents<span class=\"_ _2d1\"> </span>Financial in<span class=\"_ _5\"></span>vestments<span class=\"_ _5\"></span> <table class=\"s w416 h151\" id=\"_42c9c0e4-0e75-4fd9-9ce4-d0b6292f512c\"><tr><td></td><td class=\"t m0 x41b h7e y38d7 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38d7 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38d8 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38d8 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38d9 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38da w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w417 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x742 y3802 w418 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">130,549.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x743 y3802 w419 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">116<span class=\"_ _3\"></span>,761<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x744 y379e w41b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">26,118.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x745 y379e w41c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">27<span class=\"_ _1\"></span>,244<span class=\"_ _5\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w41d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estments in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inv<span class=\"_ _5\"></span>estment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x746 y379f w41e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">25<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>652<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x747 y379f w41f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w420 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial inv<span class=\"_ _5\"></span>estments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x748 y3731 w421 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">182<span class=\"_ _3\"></span>,3<span class=\"_ _3\"></span>20.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x749 y3731 w422 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls58 ws56\">1<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>7,<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td></tr></table>Net assets<span class=\"_ _5\"></span> held to cov<span class=\"_ _5\"></span>er unit l<span class=\"_ _5\"></span>iabilities<span class=\"_ _2d1\"> </span> Included within<span class=\"_ _5\"></span> the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position ar<span class=\"_ _5\"></span>e the<span class=\"_ _5\"></span> following asse<span class=\"_ _5\"></span>ts and liabili<span class=\"_ _5\"></span>ties making<span class=\"_ _2d1\"> </span> up th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d to cove<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d to cover u<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut<span class=\"_ _2d1\"> </span> in Ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t 1 of th<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>FRS to S<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>cy I<span class=\"_ _3\"></span>I Ne<span class=\"_ _3\"></span>t Ass<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e Sh<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>t rec<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span> of th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l rev<span class=\"_ _3\"></span>iew. <table class=\"s w423 h152\" id=\"_6ab3bde2-7670-478b-a09f-94a03585935e\"><tr><td></td><td class=\"t m0 x41b h7e y38db ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38db ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38dc ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38dc ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1e y38dd ff5 fs4 fc1 sc0 ls3e ws3e\">Assets<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y38de w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38df w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e0 wc3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> property<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74a y38e0 w424 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">892.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74b y38e0 w425 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e1 w417 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x742 y38e1 w418 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">130,549.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74c y38e1 w426 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">116<span class=\"_ _3\"></span>,761.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e2 w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74d y38e2 w427 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">2<span class=\"_ _5\"></span>6,109.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74e y38e2 w428 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">2<span class=\"_ _2\"></span>7,<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e3 w429 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74f y38e3 w42a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23,<span class=\"_ _3\"></span>45<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x750 y38e3 w42b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">12,5<span class=\"_ _5\"></span>13.<span class=\"_ _5\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e4 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x751 y38e4 w42c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5,<span class=\"_ _3\"></span>311<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x752 y38e4 w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5,<span class=\"_ _3\"></span>918<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bc wd3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x753 y38bc w42e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">816<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cf y38bc w42f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">846.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bd wdb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Derivative<span class=\"_ _5\"></span> financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x754 y38bd w430 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>812.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x755 y38bd w431 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>420<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38be we2 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x756 y38be w432 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">189,950.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x757 y38be w1bb h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls58 ws56\">1<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>7,<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y38e5 ff5 fs4 fc1 sc0 ls3e ws3e\">Liabilities<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y382c wf7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x758 y382c w433 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6<span class=\"_ _3\"></span>92<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x759 y382c w434 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">61<span class=\"_ _5\"></span>3.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382d wfe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Derivativ<span class=\"_ _5\"></span>e financial liabili<span class=\"_ _5\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75a y382d w435 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3<span class=\"_ _3\"></span>,052.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75b y382d w436 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3,<span class=\"_ _3\"></span>073<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382e w106 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75c y382e w437 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa7 wsa1\">3<span class=\"_ _3\"></span>,<span class=\"_ _2\"></span>74<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x363 y382e w438 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">3,686.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w439 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Net assets held<span class=\"_ _5\"></span> to cov<span class=\"_ _5\"></span>er linked liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75d y379c w43a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">186<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>20<span class=\"_ _3\"></span>5.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75e y379c w43b h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls4b ws49\">164,121.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f wfb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Investment contract be<span class=\"_ _3\"></span>nefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75f y380f wfc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">14<span class=\"_ _6\"></span>1<span class=\"_ _3\"></span>,0<span class=\"_ _5\"></span>38.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x760 y380f w239 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">123<span class=\"_ _3\"></span>,149.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w43c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le to u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x761 y3810 w43d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">44,<span class=\"_ _3\"></span>699.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x762 y3810 w43e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">40,<span class=\"_ _3\"></span>536.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w43f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed insur<span class=\"_ _5\"></span>ance contr<span class=\"_ _5\"></span>act liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x763 y37ab w15b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x764 y37ab w440 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">435.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w441 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Net unit-<span class=\"_ _5\"></span>linked liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x765 y3731 w442 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">18<span class=\"_ _3\"></span>6,<span class=\"_ _3\"></span>20<span class=\"_ _3\"></span>5.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x766 y3731 w443 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls4b ws49\">164,121.5<span class=\"_ _2d1\"> </span></div></td></tr></table>Net asset<span class=\"_ _5\"></span>s held t<span class=\"_ _5\"></span>o co<span class=\"_ _5\"></span>ver link<span class=\"_ _5\"></span>ed liabilities, and<span class=\"_ _5\"></span> third-<span class=\"_ _5\"></span>part<span class=\"_ _3\"></span>y holdings in<span class=\"_ _5\"></span> unit trust<span class=\"_ _5\"></span>s, are c<span class=\"_ _5\"></span>onsidered<span class=\"_ _2d1\"> </span> to ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f up to o<span class=\"_ _3\"></span>ne ye<span class=\"_ _3\"></span>ar s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ce t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re rep<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span> tran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e on d<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Se<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g po<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>icy (ai<span class=\"_ _5\"></span>) for fu<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er i<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>n cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>nd<span class=\"_ _2d1\"> </span> non-cur<span class=\"_ _5\"></span>rent disclos<span class=\"_ _5\"></span>ure.<span class=\"_ _2d1\"> </span>Inv<span class=\"_ _5\"></span>estment property<span class=\"_ _2d1\"> </span><table class=\"s w444 h153\" id=\"_7ed7e6e7-d351-4cd6-b7cc-64b2137a4a71\"><tr><td></td><td class=\"c n x72e y38e6 w221 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72f y38e7 w403 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x3ed y38e8 w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y38e9 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ea w223 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x767 y38ea w425 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x768 y38ea w445 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>294<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w446 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Capit<span class=\"_ _5\"></span>alised expenditure<span class=\"_ _5\"></span> on exist<span class=\"_ _5\"></span>ing properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x769 y380f w447 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76a y380f w284 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">1<span class=\"_ _3\"></span>0.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w373 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76b y3810 w448 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(2<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76c y3810 w449 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w44a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76d y37ab w209 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _6\"></span>3.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76e y37ab w20a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _0\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76f y3731 w44b h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">892<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x770 y3731 w44c h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,11<span class=\"_ _3\"></span>0.3<span class=\"_ _2d1\"> </span></div></td></tr></table>The Gr<span class=\"_ _5\"></span>oup is t<span class=\"_ _5\"></span>he lessor f<span class=\"_ _5\"></span>or a<span class=\"_ _5\"></span> por<span class=\"_ _3\"></span>tfolio of<span class=\"_ _5\"></span> properties which<span class=\"_ _5\"></span> meet the<span class=\"_ _5\"></span> definition o<span class=\"_ _5\"></span>f inv<span class=\"_ _5\"></span>estment property.<span class=\"_ _5\"></span> The portfolio is<span class=\"_ _5\"></span> held within unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed funds, leased out<span class=\"_ _5\"></span> under operat<span class=\"_ _5\"></span>ing leases, and is<span class=\"_ _5\"></span> considered<span class=\"_ _5\"></span> current. How<span class=\"_ _5\"></span>ever<span class=\"_ _6\"></span>, since in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> properties ar<span class=\"_ _5\"></span>e not t<span class=\"_ _5\"></span>raded in<span class=\"_ _5\"></span> an organised<span class=\"_ _5\"></span> public ma<span class=\"_ _3\"></span>rket t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>ly i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>id c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>red w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h ma<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re are n<span class=\"_ _3\"></span>o rest<span class=\"_ _5\"></span>rictions on<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>ealisability of the<span class=\"_ _5\"></span> Group\u2019s<span class=\"_ _5\"></span> individual pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties, or on<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>emittance of<span class=\"_ _5\"></span> income or<span class=\"_ _5\"></span> disposal pr<span class=\"_ _5\"></span>oceeds<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ows va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>s stra<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>es to mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>se t<span class=\"_ _3\"></span>he r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ks as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th a<span class=\"_ _3\"></span>ny rig<span class=\"_ _3\"></span>ht<span class=\"_ _3\"></span>s the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ret<span class=\"_ _5\"></span>ains in<span class=\"_ _5\"></span> the in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> properties. These st<span class=\"_ _5\"></span>rategies<span class=\"_ _5\"></span> include:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">activ<span class=\"_ _5\"></span>ely re<span class=\"_ _5\"></span>viewing and monit<span class=\"_ _5\"></span>oring t<span class=\"_ _5\"></span>he condition<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> properties and undertaking<span class=\"_ _5\"></span> </span>ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te rep<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital w<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ks pro<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cts a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">engaging pr<span class=\"_ _5\"></span>ofe<span class=\"_ _5\"></span>ssional legal<span class=\"_ _5\"></span> advisers in<span class=\"_ _5\"></span> drafting<span class=\"_ _5\"></span> prudent lease<span class=\"_ _5\"></span> terms<span class=\"_ _5\"></span> gov<span class=\"_ _5\"></span>erning the<span class=\"_ _5\"></span> use </span>of t<span class=\"_ _5\"></span>he pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties<span class=\"_ _5\"></span> and engaging<span class=\"_ _5\"></span> specialist ass<span class=\"_ _5\"></span>et managers<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> overs<span class=\"_ _5\"></span>ee adherenc<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o these<span class=\"_ _5\"></span> ter<span class=\"_ _3\"></span>ms on a<span class=\"_ _3\"></span>n o<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">activ<span class=\"_ _5\"></span>ely re<span class=\"_ _5\"></span>viewing and monit<span class=\"_ _5\"></span>oring lessee<span class=\"_ _5\"></span> financial co<span class=\"_ _5\"></span>venant posit<span class=\"_ _5\"></span>ions </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">maintaining<span class=\"_ _5\"></span> appropriat<span class=\"_ _5\"></span>e and<span class=\"_ _5\"></span> prudent insurance<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> the pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">senior<span class=\"_ _5\"></span> management r<span class=\"_ _5\"></span>egularly r<span class=\"_ _5\"></span>eviewing<span class=\"_ _5\"></span> the in<span class=\"_ _5\"></span>vest<span class=\"_ _5\"></span>ment pr<span class=\"_ _5\"></span>opert<span class=\"_ _3\"></span>y portfolio<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> oversee<span class=\"_ _5\"></span> </span>diversificat<span class=\"_ _5\"></span>ion and performance,<span class=\"_ _5\"></span> and t<span class=\"_ _5\"></span>o maximise v<span class=\"_ _5\"></span>alue and occupanc<span class=\"_ _5\"></span>y rat<span class=\"_ _5\"></span>es. Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d at l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>t mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly by e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>veyor<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e gu<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Roya<span class=\"_ _3\"></span>l In<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of C<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d Su<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>veyo<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span> val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e \u2018m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h\u2019 va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ion te<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ue: t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t is<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt in<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n ge<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ted by m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns i<span class=\"_ _3\"></span>nvol<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ica<span class=\"_ _3\"></span>l or comparable (<span class=\"_ _6\"></span>i.e. similar<span class=\"_ _6\"></span>) assets.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>stor<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ost o<span class=\"_ _3\"></span>f inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 is \u00a3<span class=\"_ _3\"></span>987<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a31<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>297<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Thi<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r to any s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t reval<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>The r<span class=\"_ _5\"></span>ental<span class=\"_ _5\"></span> income and<span class=\"_ _5\"></span> direct oper<span class=\"_ _5\"></span>ating expenses<span class=\"_ _5\"></span> recognised in<span class=\"_ _5\"></span> the consolidat<span class=\"_ _5\"></span>ed st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>tie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow. Al<span class=\"_ _3\"></span>l exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es rel<span class=\"_ _3\"></span>ate to p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y g<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>ng re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><table class=\"s w1e0 h154\" id=\"_6d4ebd1b-6c1c-44d5-8770-a98bbe0ec64d\"><tr><td></td><td class=\"t m0 x433 h7e y38eb ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y38eb ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y38ec ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38ec ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38ed ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38ed ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38ee w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38ef w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w205 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Rent<span class=\"_ _5\"></span>al income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x464 y3730 w44d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">60.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x465 y3730 w44e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">69.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w44f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Direc<span class=\"_ _5\"></span>t operat<span class=\"_ _5\"></span>ing expense<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x771 y3731 w287 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">9.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x772 y3731 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">5.0<span class=\"_ _2d1\"> </span></div></td></tr></table>At<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear-<span class=\"_ _5\"></span>end con<span class=\"_ _5\"></span>tractual<span class=\"_ _5\"></span> obligations t<span class=\"_ _5\"></span>o purc<span class=\"_ _5\"></span>hase, construct<span class=\"_ _5\"></span> or dev<span class=\"_ _5\"></span>elop inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> propert<span class=\"_ _3\"></span>y amount<span class=\"_ _5\"></span>ed to<span class=\"_ _5\"></span> \u00a36.4 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a313.4 million<span class=\"_ _1\"></span>). The<span class=\"_ _5\"></span> most significan<span class=\"_ _5\"></span>t contr<span class=\"_ _5\"></span>actual obligation<span class=\"_ _5\"></span> at 31<span class=\"_ _5\"></span> December 202<span class=\"_ _5\"></span>4 was<span class=\"_ _5\"></span> for r<span class=\"_ _5\"></span>efurbishment<span class=\"_ _5\"></span> of a building<span class=\"_ _5\"></span> in Manchest<span class=\"_ _5\"></span>er to<span class=\"_ _5\"></span>talling \u00a3<span class=\"_ _5\"></span>2.7 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a39.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Contr<span class=\"_ _5\"></span>actual obligation<span class=\"_ _5\"></span>s to<span class=\"_ _5\"></span> dispose of<span class=\"_ _5\"></span> inves<span class=\"_ _5\"></span>tment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ty amounted<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> \u00a328.0 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a3nil<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>A ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ysi<span class=\"_ _3\"></span>s of u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l re<span class=\"_ _3\"></span>ntal i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e to be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d on a<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s for th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>ex<span class=\"_ _3\"></span>t fi<span class=\"_ _3\"></span>ve ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d the to<span class=\"_ _3\"></span>tal to be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>ed th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ter, is s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow.<span class=\"_ _2d1\"> </span><table class=\"s w450 h155\" id=\"_c8abcc6c-3853-43c6-989c-50be35db057d\"><tr><td></td><td class=\"t m0 x41b h7e y38f0 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f0 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38f1 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38f1 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h8 y38f2 ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me to be re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved i<span class=\"_ _3\"></span>n:<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y38f3 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38f4 w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38f5 w2a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x773 y38f5 w451 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">45<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x774 y38f5 w452 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">64.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38f6 w453 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x775 y38f6 w454 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">42.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x776 y38f6 w455 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">58.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w456 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x777 y38d1 w457 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">38.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x778 y38d1 w458 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">52.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w459 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x779 y380f w45a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">33.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77a y380f w45b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>7.<span class=\"_ _0\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w45c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77b y3810 w45d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">29.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ff y3810 w45e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">41.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w45f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Y<span class=\"_ _5\"></span>e<span class=\"_ _3\"></span>ar 6 o<span class=\"_ _3\"></span>nwa<span class=\"_ _3\"></span>rds<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77c y37ab w460 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">156.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77d y37ab w461 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">235.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w462 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal undiscounted contractual rental<span class=\"_ _5\"></span> income to be received<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77e y3731 w463 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77f y3731 w26f h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls97 ws94\">4<span class=\"_ _3\"></span>99<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr></table>Cash a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>sh eq<span class=\"_ _3\"></span>uival<span class=\"_ _3\"></span>ents<span class=\"_ _2d1\"> </span><table class=\"s w464 h156\" id=\"_a57767e2-229f-4f0c-8d11-6b2955c2814d\"><tr><td></td><td class=\"t m0 x41b h7e y38f7 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f7 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38f8 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38f8 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38d5 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38d6 w1a6 h12c\"><div class=\"t m0 x262 h7e y372e ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w465 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cas<span class=\"_ _3\"></span>h a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts n<span class=\"_ _3\"></span>ot he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d to cove<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>it li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x780 y3810 w466 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">352<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x781 y3810 w467 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w468 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Balances held<span class=\"_ _5\"></span> to co<span class=\"_ _5\"></span>ver un<span class=\"_ _5\"></span>it liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x782 y37ab w42c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5,<span class=\"_ _3\"></span>311<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x783 y37ab w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5,<span class=\"_ _3\"></span>918<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w469 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash and cash equiv<span class=\"_ _5\"></span>alents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x784 y3731 w46a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">5,663.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x444 y3731 we1 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls52 ws4f\">6,<span class=\"_ _3\"></span>204<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr></table>All c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>re con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>19. Borrowings and<span class=\"_ _5\"></span> financial commitments<span class=\"_ _2d1\"> </span>Borrowings<span class=\"_ _2d1\"> </span>Bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s are a l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g fro<span class=\"_ _3\"></span>m fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g act<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s. T<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s t<span class=\"_ _3\"></span>wo d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nt t<span class=\"_ _3\"></span>yp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>s of b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s: <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">se<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>or u<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d to ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge w<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital<span class=\"_ _3\"></span>, </span>bridge int<span class=\"_ _5\"></span>ra-Gr<span class=\"_ _5\"></span>oup cash flo<span class=\"_ _5\"></span>ws and fund<span class=\"_ _5\"></span> inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> the business<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n lo<span class=\"_ _3\"></span>an n<span class=\"_ _3\"></span>otes w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d on<span class=\"_ _3\"></span>ly o<span class=\"_ _3\"></span>n a le<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>reg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted p<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e </span>Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d he<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e are n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-rec<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>e to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. Further in<span class=\"_ _5\"></span>formation<span class=\"_ _5\"></span> about business loans<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> Partners is pr<span class=\"_ _5\"></span>ovided in<span class=\"_ _5\"></span> Note<span class=\"_ _5\"></span> 15.<span class=\"_ _2d1\"> </span>Senior unsecured<span class=\"_ _5\"></span> corporate borrowings<span class=\"_ _2d1\"> </span><table class=\"s w3ec h171\" id=\"_edad8abd-5746-4e5f-af38-168e1f42f877\"><tr><td></td><td class=\"t m0 x41b h7e y3a05 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3a05 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y3a06 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3a06 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y3a07 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y3a08 w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w624 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Corpor<span class=\"_ _5\"></span>ate<span class=\"_ _5\"></span> borrowing<span class=\"_ _5\"></span>s: bank<span class=\"_ _5\"></span> loans<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fe y379e w625 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">250.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x351 y379e w626 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w627 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Corporat<span class=\"_ _5\"></span>e borr<span class=\"_ _5\"></span>owings: loan<span class=\"_ _5\"></span> notes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ff y379f w628 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa00 y379f w629 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">151<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w62a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Senior unsecured corporate<span class=\"_ _5\"></span> borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa01 y3731 w62b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4a wsa7\">388.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa02 y3731 w62c h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">201.1<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e pri<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d cor<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>rate b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs a<span class=\"_ _3\"></span>re: <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">An un<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>n revol<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>dit fa<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y (RCF<span class=\"_ _5\"></span>) of \u00a3<span class=\"_ _3\"></span>34<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h is re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e at m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>uri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y </span>in 202<span class=\"_ _3\"></span>8 wi<span class=\"_ _3\"></span>th var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>. At 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 th<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>dra<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t ava<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le u<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r this f<span class=\"_ _5\"></span>acility was \u00a3<span class=\"_ _5\"></span>345.0 million (<span class=\"_ _6\"></span>202<span class=\"_ _5\"></span>3: \u00a32<span class=\"_ _5\"></span>95.0 million<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">A fu<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y dra<span class=\"_ _3\"></span>wn \u00a3<span class=\"_ _3\"></span>250.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n br<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ng fa<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y, whi<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y in 2026 o<span class=\"_ _3\"></span>r </span>so<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>scre<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of t<span class=\"_ _3\"></span>he C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny wi<span class=\"_ _3\"></span>th d<span class=\"_ _3\"></span>ue n<span class=\"_ _3\"></span>oti<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th va<span class=\"_ _3\"></span>ria<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">A No<span class=\"_ _3\"></span>te Purc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se Ag<span class=\"_ _3\"></span>ree<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent fo<span class=\"_ _3\"></span>r \u00a33<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>otes a<span class=\"_ _3\"></span>re rep<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>ree e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>al </span>in<span class=\"_ _3\"></span>stal<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>fore m<span class=\"_ _3\"></span>atu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y in 2<span class=\"_ _3\"></span>027<span class=\"_ _5\"></span>, w<span class=\"_ _3\"></span>ith va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t rates<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">A No<span class=\"_ _3\"></span>te Purc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se Ag<span class=\"_ _3\"></span>ree<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent fo<span class=\"_ _3\"></span>r \u00a310<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e no<span class=\"_ _3\"></span>tes are re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e at m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>n 2031<span class=\"_ _3\"></span>, </span>wi<span class=\"_ _3\"></span>th var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>On 1<span class=\"_ _3\"></span>3 Feb<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y 2025 th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e an i<span class=\"_ _3\"></span>rrevo<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt to re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y dra<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>n \u00a3250<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on b<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n. T<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>e on 27 Fe<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 2<span class=\"_ _3\"></span>025.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e com<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ed d<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>n ca<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>or u<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te bo<span class=\"_ _3\"></span>rro<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s as a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 is \u00a3<span class=\"_ _3\"></span>38<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>.3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3<span class=\"_ _3\"></span>201<span class=\"_ _3\"></span>.1 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. T<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p is re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d to co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ly w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l cove<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t are l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ked to (i<span class=\"_ _6\"></span>) b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>et l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>rag<span class=\"_ _3\"></span>e, (ii<span class=\"_ _5\"></span>) total F<span class=\"_ _3\"></span>UM<span class=\"_ _3\"></span>, (iii) a min<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>um leve<span class=\"_ _3\"></span>l of n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets; a<span class=\"_ _3\"></span>nd (iv<span class=\"_ _5\"></span>) ou<span class=\"_ _3\"></span>r So<span class=\"_ _3\"></span>lve<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>cy II ra<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>o at th<span class=\"_ _3\"></span>e e<span class=\"_ _3\"></span>nd of e<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l an<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>teri<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>oven<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nts th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ut th<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. The<span class=\"_ _3\"></span>re are<span class=\"_ _5\"></span> no indications<span class=\"_ _5\"></span> that the<span class=\"_ _5\"></span> Group<span class=\"_ _5\"></span> would have<span class=\"_ _5\"></span> difficulties complying wit<span class=\"_ _5\"></span>h the c<span class=\"_ _5\"></span>ovenant<span class=\"_ _5\"></span>s when the<span class=\"_ _3\"></span>y wi<span class=\"_ _3\"></span>ll b<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>t teste<span class=\"_ _3\"></span>d at 3<span class=\"_ _3\"></span>0 Ju<span class=\"_ _3\"></span>ne 2<span class=\"_ _3\"></span>025.<span class=\"_ _2d1\"> </span>T<span class=\"_ _5\"></span>otal borro<span class=\"_ _5\"></span>wings<span class=\"_ _2d1\"> </span><table class=\"s w62d h172\" id=\"_8b20ae20-4555-45a5-acb7-9a1ab42323b5\"><tr><td></td><td class=\"t m0 x3ea h7e y3a09 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3a09 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3a0a ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3a0a ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3a0b w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3a0c w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w62e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Senior unsecur<span class=\"_ _5\"></span>ed corpora<span class=\"_ _5\"></span>te borr<span class=\"_ _5\"></span>owings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa03 y379b w11d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">388.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa04 y379b w62f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">201<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ed w630 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Senior tr<span class=\"_ _5\"></span>anche of<span class=\"_ _5\"></span> non-r<span class=\"_ _5\"></span>ecourse securit<span class=\"_ _5\"></span>isation loan no<span class=\"_ _5\"></span>tes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa05 y37ed w631 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">128<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa06 y37ed w632 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w633 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa07 y384e w634 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">516<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa08 y384e w635 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls92 ws82\">251.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w233 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa09 y379e w306 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">41<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67e y379e w636 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">62<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w3ac h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0a y379f w637 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4c ws4a\">475<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0b y379f w638 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">189.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n xa0c y3731 w634 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">516<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0d y3731 w635 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls92 ws82\">251.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>or tra<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>f se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n lo<span class=\"_ _3\"></span>an n<span class=\"_ _3\"></span>ote<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le ov<span class=\"_ _3\"></span>er th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>fe of th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d to be f<span class=\"_ _3\"></span>ive ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _5\"></span>) w<span class=\"_ _3\"></span>ith a va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t rate<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>ey are h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>red o<span class=\"_ _3\"></span>n a le<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>reg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>o of b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e oth<span class=\"_ _3\"></span>er n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>f the s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y S<span class=\"_ _3\"></span>JP Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er Lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ns N<span class=\"_ _3\"></span>o.<span class=\"_ _3\"></span>1 Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _3\"></span>. Ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs of t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n no<span class=\"_ _3\"></span>tes h<span class=\"_ _3\"></span>ave n<span class=\"_ _3\"></span>o rec<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>e to the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld by a<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y within t<span class=\"_ _5\"></span>he Group.<span class=\"_ _5\"></span> For<span class=\"_ _5\"></span> fur<span class=\"_ _3\"></span>ther in<span class=\"_ _5\"></span>formation<span class=\"_ _5\"></span> on business loans<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> Partners<span class=\"_ _3\"></span>, including<span class=\"_ _5\"></span> the sale<span class=\"_ _5\"></span> of se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>ed b<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar, refe<span class=\"_ _3\"></span>r to Note 1<span class=\"_ _3\"></span>5. In a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to the s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r tra<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>he of s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an n<span class=\"_ _3\"></span>otes<span class=\"_ _3\"></span>, a j<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r tran<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>e ha<span class=\"_ _3\"></span>s b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to<span class=\"_ _5\"></span> another en<span class=\"_ _5\"></span>tity within t<span class=\"_ _5\"></span>he Group.<span class=\"_ _5\"></span> The junior<span class=\"_ _5\"></span> notes<span class=\"_ _5\"></span> were<span class=\"_ _5\"></span> eliminated on<span class=\"_ _5\"></span> consolidation in<span class=\"_ _5\"></span> the pre<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>o do n<span class=\"_ _3\"></span>ot fo<span class=\"_ _3\"></span>rm p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t o<span class=\"_ _3\"></span>f Gro<span class=\"_ _3\"></span>up b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>gs<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><table class=\"s w639 h173\" id=\"_6f805f67-9711-4acd-a07a-6355351389c3\"><tr><td></td><td class=\"t m0 x3ea h7e y3a0d ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3a0d ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3a0e ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3a0e ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3a0f w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3a10 w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w63a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Junior t<span class=\"_ _5\"></span>ranche of<span class=\"_ _5\"></span> non-r<span class=\"_ _5\"></span>ecourse securit<span class=\"_ _5\"></span>isation loan<span class=\"_ _5\"></span> notes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0e y37a9 w63b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls155 wsf9\">48.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0f y37a9 w63c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">20.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w630 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Senior tr<span class=\"_ _5\"></span>anche of<span class=\"_ _5\"></span> non-r<span class=\"_ _5\"></span>ecourse securit<span class=\"_ _5\"></span>isation loan no<span class=\"_ _5\"></span>tes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa05 y379b w631 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">128<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa06 y379b w632 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w63d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal non-recourse securitisation loan no<span class=\"_ _5\"></span>tes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa10 y379c w63e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsfe ws158\">176.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa11 y379c w63f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls156 ws144\">71.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y379e w640 h174\"><div class=\"t m0 x262 h1e y3a11 ff5 fs4 fc1 sc0 ls6 ws4\">Back<span class=\"_ _5\"></span>ed by<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Securitised<span class=\"_ _5\"></span> business loans t<span class=\"_ _5\"></span>o Partners (<span class=\"_ _1\"></span>se<span class=\"_ _3\"></span>e Not<span class=\"_ _5\"></span>e 15<span class=\"_ _1\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa12 y379e w641 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">170.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa13 y379e w642 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">6<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w643 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r net a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s of S<span class=\"_ _3\"></span>JP Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er Lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s N<span class=\"_ _3\"></span>o.<span class=\"_ _3\"></span>1 Li<span class=\"_ _3\"></span>mite<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c5 y379f w566 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">6.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa14 y379f w644 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">4.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w645 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ne<span class=\"_ _3\"></span>t ass<span class=\"_ _3\"></span>ets h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by SJP P<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er Lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s No.<span class=\"_ _3\"></span>1 Lim<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x404 y3731 w646 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsfe ws158\">176.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x701 y3731 w647 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls156 ws144\">71.2<span class=\"_ _2d1\"> </span></div></td></tr></table>Movemen<span class=\"_ _5\"></span>t in borrowings<span class=\"_ _2d1\"> </span>Borrowings<span class=\"_ _5\"></span> are<span class=\"_ _5\"></span> liabilities arising<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> financing activitie<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>. The<span class=\"_ _5\"></span> cash and<span class=\"_ _5\"></span> non-cash<span class=\"_ _5\"></span> movements<span class=\"_ _5\"></span> in b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>gs ove<span class=\"_ _3\"></span>r the y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>r are s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow, w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h move<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o se<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>t in t<span class=\"_ _3\"></span>he co<span class=\"_ _3\"></span>nso<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>low<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. <table class=\"s w648 h175\" id=\"_7c699925-2bba-4a4c-9195-8552db998c7f\"><tr><td></td><td class=\"t m0 xa15 h7e y3a12 ffe fsa fc1 sc0 ls3 ws2\">Senior </td><td class=\"t m0 xa16 h7e y3a12 ffe fsa fc1 sc0 ls3 ws2\">Senior  </td><td></td><td class=\"t m0 xa17 h1c y3a12 ff3 fsa fc1 sc0 ls24 ws23\">Senior </td><td class=\"t m0 x41c h1c y3a12 ff3 fsa fc1 sc0 ls24 ws23\">Senior <span class=\"ls3 ws2\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 xa18 h7e y3a13 ffe fsa fc1 sc0 ls2b ws2a\">unsecured </td><td class=\"t m0 xa19 h7e y3a13 ffe fsa fc1 sc0 ls1c wsa5\">tranche of </td><td></td><td class=\"t m0 x869 h1c y3a13 ff3 fsa fc1 sc0 ls24 ws23\">unsecured </td><td class=\"t m0 x4d5 h1c y3a13 ff3 fsa fc1 sc0 lsc ws3d\">tranche<span class=\"_ _5\"></span> of </td><td></td></tr><tr><td></td><td class=\"t m0 xa1a h7e y3a14 ffe fsa fc1 sc0 ls3 ws2\">corpora<span class=\"_ _3\"></span>te </td><td class=\"t m0 xa1b h7e y3a14 ffe fsa fc1 sc0 ls3 ws2\">securitis<span class=\"_ _3\"></span>ation </td><td class=\"t m0 x865 h7e y3a14 ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal </td><td class=\"t m0 xa1c h1c y3a14 ff3 fsa fc1 sc0 ls1a ws19\">corporate </td><td class=\"t m0 xa1d h1c y3a14 ff3 fsa fc1 sc0 ls24 ws23\">securitisation </td><td class=\"t m0 x33c h1c y3a14 ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span> </td></tr><tr><td></td><td class=\"t m0 xa1e h7e y3a15 ffe fsa fc1 sc0 lsd wsc\">borrowings<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa1f h7e y3a15 ffe fsa fc1 sc0 ls1c wsa5\">loan notes<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa20 h7e y3a15 ffe fsa fc1 sc0 lsd wsc\">borrowings<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x920 h1c y3a15 ff3 fsa fc1 sc0 lsc wsb\">borrowings<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x4d5 h1c y3a15 ff3 fsa fc1 sc0 lsc ws3d\">loan not<span class=\"_ _5\"></span>es<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa21 h1c y3a15 ff3 fsa fc1 sc0 lsc wsb\">borrowings<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n xa22 y3a16 w221 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa23 y3a16 w649 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa24 y3a16 w221 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa25 y3a17 w222 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa26 y3a17 w222 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa27 y3a17 w222 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n xa28 y3a18 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa29 y3a18 w6a h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2a y3a18 w6a h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Milli<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2b y3a19 w13 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2c y3a19 w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2d y3a19 w297 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3a1a w223 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2e y3a1a w62c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">201.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2f y3a1a w64a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa30 y3a1a w64b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">251<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa31 y3a1a w64c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">163.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa32 y3a1a w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa33 y3a1a w64c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">163.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a1b ff3 fs4 fc2 sc0 ls6 ws4\">Additional<span class=\"_ _5\"></span> borrowing<span class=\"_ _5\"></span> </td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a1c w64d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa34 y3a1c w604 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">360.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa35 y3a1c w64e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">113<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa36 y3a1c w492 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4c ws4a\">473<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa37 y3a1c w64f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">175<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa38 y3a1c w650 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">58<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa39 y3a1c w651 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">233<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3a1e w652 h176\"><div class=\"t m0 x262 h8 y3a1d ff3 fs4 fc2 sc0 ls7 ws5\">Repayment<span class=\"_ _5\"></span> of<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y378d ff3 fs4 fc2 sc0 ls6 ws4\">borrowings<span class=\"_ _5\"></span> during the<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3a y3a1e w653 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(1<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3b y3a1e wf5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3c y3a1e w654 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">(<span class=\"_ _6\"></span>208<span class=\"_ _3\"></span>.1<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3d y3a1e w655 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3e y3a1e w656 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3f y3a1e w657 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a1f ff3 fs4 fc2 sc0 ls3 ws2\">Cos<span class=\"_ _3\"></span>ts o<span class=\"_ _3\"></span>n ad<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al </td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3a20 w658 h134\"><div class=\"t m0 x262 h8 y378d ff3 fs4 fc2 sc0 ls6 ws4\">borrowings<span class=\"_ _5\"></span> during<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">the ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa40 y3a20 w4c3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa41 y3a20 w659 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa42 y3a20 w65a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa43 y3a20 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa44 y3a20 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa45 y3a20 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a21 ff3 fs4 fc2 sc0 ls9a ws7\">Unwind of borrowing<span class=\"_ _5\"></span> costs </td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a22 w65b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>non-cash mo<span class=\"_ _5\"></span>vement<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa46 y3a22 w1e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa47 y3a22 w65c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa48 y3a22 w3ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">1<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa49 y3a22 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e5 y3a22 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4a y3a22 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3a23 w65d h134\"><div class=\"t m0 x262 h8 y378d ff3 fs4 fc2 sc0 ls46 ws46\">Reclassification of<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">pre<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>id l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an fa<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y37ab w65e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">expense<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> prepayments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4b y37ab w4c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4c y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4d y37ab w90 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4e y37ab w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4f y37ab w4c3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa50 y37ab wa1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa51 y3731 w62b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4a wsa7\">388.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa52 y3731 w65f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">128.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa53 y3731 w28d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">516<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa54 y3731 w660 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">201<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa55 y3731 w632 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls98 ws95\">50.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa56 y3731 w635 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">251<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr></table>The f<span class=\"_ _5\"></span>air value<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> outst<span class=\"_ _5\"></span>anding borrowings<span class=\"_ _5\"></span> is not<span class=\"_ _5\"></span> materially<span class=\"_ _5\"></span> different f<span class=\"_ _5\"></span>rom amortised c<span class=\"_ _5\"></span>ost. In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e on b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in F<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>n the c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>ted stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income.<span class=\"_ _2d1\"> </span>Financial commitments<span class=\"_ _2d1\"> </span>Guarantees<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>rante<span class=\"_ _3\"></span>es l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed by t<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>rd pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. In t<span class=\"_ _3\"></span>he eve<span class=\"_ _3\"></span>nt of d<span class=\"_ _3\"></span>efa<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t on<span class=\"_ _2d1\"> </span> any i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>s to rep<span class=\"_ _3\"></span>ay th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>ll a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n, w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span> exc<span class=\"_ _3\"></span>ept<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of M<span class=\"_ _3\"></span>etro B<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>. Fo<span class=\"_ _3\"></span>r thi<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>-par<span class=\"_ _2\"></span>ty t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>es to cove<span class=\"_ _3\"></span>r l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s up to 50% o<span class=\"_ _3\"></span>f<span class=\"_ _2d1\"> </span> the va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue to th<span class=\"_ _3\"></span>e total l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns d<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cure<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>st th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me s<span class=\"_ _3\"></span>tre<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span> of th<span class=\"_ _3\"></span>e Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>r. The va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>d is a<span class=\"_ _3\"></span>s fol<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws:<span class=\"_ _2d1\"> </span><table class=\"s w661 h177\" id=\"_121c3164-d3bb-4967-a5cc-22748c801513\"><tr><td></td><td></td><td class=\"c n x6cd y3a24 w662 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lse1 wsa5\">Loans guaranteed<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xa57 y3a24 w663 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls3 ws2\">Fa<span class=\"_ _3\"></span>cil<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"t m0 xa58 h7e y3a25 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x897 h1c y3a25 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x3ea h7e y3a25 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3a25 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 xa59 h7e y3a26 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa5a h1c y3a26 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x3eb h7e y3a26 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3a26 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x6cd y38ce w12 h146\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5b y3a27 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5c y38ce w6a h146\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5d y3a27 w297 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d0 w664 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Bank of<span class=\"_ _5\"></span> Scotland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5e y38d0 w303 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">12.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5f y38d0 w665 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">19.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa60 y38d0 w666 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa61 y38d0 w667 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">35.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w668 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">Inv<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>tec<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa62 y38d1 w669 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">26<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa63 y38d1 w3a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">33.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa64 y38d1 w66a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa65 y38d1 w66b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w66c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls78 ws79\">Me<span class=\"_ _3\"></span>tro B<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>k<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa66 y380f w66d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">10.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa67 y380f w401 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa68 y380f w667 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">35.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa69 y380f w66b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w66e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">NatWest<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6a y3810 w66f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6b y3810 w670 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6c y3810 w454 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">75.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x498 y3810 w454 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">75.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w671 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Santander<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6d y37ab w672 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">171<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6e y37ab w1a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">186<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6f y37ab w673 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">206.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e3 y37ab w674 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">189.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w675 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal loans<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa70 y3731 w676 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">248.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa71 y3731 w677 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls2b ws2a\">289.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa72 y3731 w678 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">38<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8da y3731 w679 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls29 ws28\">399.1<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the<span class=\"_ _3\"></span>se g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s \u00a3ni<span class=\"_ _3\"></span>l (2023: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-411": {
   "value": "14. Financial in<span class=\"_ _5\"></span>ve<span class=\"_ _5\"></span>stments, inv<span class=\"_ _6\"></span>estment proper<span class=\"_ _3\"></span>ty and cash and cash equiv<span class=\"_ _5\"></span>alents<span class=\"_ _2d1\"> </span>Financial in<span class=\"_ _5\"></span>vestments<table class=\"s w416 h151\" id=\"_42c9c0e4-0e75-4fd9-9ce4-d0b6292f512c\"><tr><td></td><td class=\"t m0 x41b h7e y38d7 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38d7 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38d8 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38d8 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38d9 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38da w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w417 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x742 y3802 w418 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">130,549.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x743 y3802 w419 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">116<span class=\"_ _3\"></span>,761<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x744 y379e w41b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">26,118.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x745 y379e w41c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">27<span class=\"_ _1\"></span>,244<span class=\"_ _5\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w41d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estments in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inv<span class=\"_ _5\"></span>estment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x746 y379f w41e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">25<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>652<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x747 y379f w41f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w420 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial inv<span class=\"_ _5\"></span>estments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x748 y3731 w421 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">182<span class=\"_ _3\"></span>,3<span class=\"_ _3\"></span>20.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x749 y3731 w422 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls58 ws56\">1<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>7,<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td></tr></table>Net assets<span class=\"_ _5\"></span> held to cov<span class=\"_ _5\"></span>er unit l<span class=\"_ _5\"></span>iabilities<span class=\"_ _2d1\"> </span>Included within<span class=\"_ _5\"></span> the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> position ar<span class=\"_ _5\"></span>e the<span class=\"_ _5\"></span> following asse<span class=\"_ _5\"></span>ts and liabili<span class=\"_ _5\"></span>ties making<span class=\"_ _2d1\"> </span>up th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d to cove<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d to cover u<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut<span class=\"_ _2d1\"> </span>in Ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t 1 of th<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>FRS to S<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>cy I<span class=\"_ _3\"></span>I Ne<span class=\"_ _3\"></span>t Ass<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e Sh<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>t rec<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n in s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span>of th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l rev<span class=\"_ _3\"></span>iew.<table class=\"s w423 h152\" id=\"_6ab3bde2-7670-478b-a09f-94a03585935e\"><tr><td></td><td class=\"t m0 x41b h7e y38db ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38db ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38dc ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38dc ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1e y38dd ff5 fs4 fc1 sc0 ls3e ws3e\">Assets<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y38de w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38df w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e0 wc3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> property<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74a y38e0 w424 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">892.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74b y38e0 w425 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e1 w417 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x742 y38e1 w418 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">130,549.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74c y38e1 w426 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">116<span class=\"_ _3\"></span>,761.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e2 w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74d y38e2 w427 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">2<span class=\"_ _5\"></span>6,109.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74e y38e2 w428 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">2<span class=\"_ _2\"></span>7,<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e3 w429 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x74f y38e3 w42a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23,<span class=\"_ _3\"></span>45<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x750 y38e3 w42b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">12,5<span class=\"_ _5\"></span>13.<span class=\"_ _5\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38e4 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x751 y38e4 w42c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5,<span class=\"_ _3\"></span>311<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x752 y38e4 w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5,<span class=\"_ _3\"></span>918<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bc wd3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x753 y38bc w42e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">816<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4cf y38bc w42f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">846.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38bd wdb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Derivative<span class=\"_ _5\"></span> financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x754 y38bd w430 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>812.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x755 y38bd w431 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>420<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38be we2 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x756 y38be w432 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">189,950.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x757 y38be w1bb h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls58 ws56\">1<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>7,<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y38e5 ff5 fs4 fc1 sc0 ls3e ws3e\">Liabilities<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y382c wf7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x758 y382c w433 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6<span class=\"_ _3\"></span>92<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x759 y382c w434 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">61<span class=\"_ _5\"></span>3.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382d wfe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Derivativ<span class=\"_ _5\"></span>e financial liabili<span class=\"_ _5\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75a y382d w435 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3<span class=\"_ _3\"></span>,052.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75b y382d w436 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3,<span class=\"_ _3\"></span>073<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382e w106 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75c y382e w437 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsa7 wsa1\">3<span class=\"_ _3\"></span>,<span class=\"_ _2\"></span>74<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x363 y382e w438 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3e ws3e\">3,686.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w439 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Net assets held<span class=\"_ _5\"></span> to cov<span class=\"_ _5\"></span>er linked liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75d y379c w43a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">186<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>20<span class=\"_ _3\"></span>5.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75e y379c w43b h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls4b ws49\">164,121.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f wfb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Investment contract be<span class=\"_ _3\"></span>nefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x75f y380f wfc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">14<span class=\"_ _6\"></span>1<span class=\"_ _3\"></span>,0<span class=\"_ _5\"></span>38.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x760 y380f w239 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">123<span class=\"_ _3\"></span>,149.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w43c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le to u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x761 y3810 w43d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">44,<span class=\"_ _3\"></span>699.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x762 y3810 w43e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">40,<span class=\"_ _3\"></span>536.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w43f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed insur<span class=\"_ _5\"></span>ance contr<span class=\"_ _5\"></span>act liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x763 y37ab w15b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x764 y37ab w440 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">435.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w441 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Net unit-<span class=\"_ _5\"></span>linked liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x765 y3731 w442 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">18<span class=\"_ _3\"></span>6,<span class=\"_ _3\"></span>20<span class=\"_ _3\"></span>5.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x766 y3731 w443 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls4b ws49\">164,121.5<span class=\"_ _2d1\"> </span></div></td></tr></table>Net asset<span class=\"_ _5\"></span>s held t<span class=\"_ _5\"></span>o co<span class=\"_ _5\"></span>ver link<span class=\"_ _5\"></span>ed liabilities, and<span class=\"_ _5\"></span> third-<span class=\"_ _5\"></span>part<span class=\"_ _3\"></span>y holdings in<span class=\"_ _5\"></span> unit trust<span class=\"_ _5\"></span>s, are c<span class=\"_ _5\"></span>onsidered<span class=\"_ _2d1\"> </span>to ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f up to o<span class=\"_ _3\"></span>ne ye<span class=\"_ _3\"></span>ar s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ce t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re rep<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span>tran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e on d<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Se<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g po<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>icy (ai<span class=\"_ _5\"></span>) for fu<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er i<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>n cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>nd<span class=\"_ _2d1\"> </span>non-cur<span class=\"_ _5\"></span>rent disclos<span class=\"_ _5\"></span>ure.<span class=\"_ _2d1\"> </span>Inv<span class=\"_ _5\"></span>estment property<span class=\"_ _2d1\"> </span><table class=\"s w444 h153\" id=\"_7ed7e6e7-d351-4cd6-b7cc-64b2137a4a71\"><tr><td></td><td class=\"c n x72e y38e6 w221 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72f y38e7 w403 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x3ed y38e8 w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y38e9 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ea w223 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x767 y38ea w425 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x768 y38ea w445 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>294<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w446 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Capit<span class=\"_ _5\"></span>alised expenditure<span class=\"_ _5\"></span> on exist<span class=\"_ _5\"></span>ing properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x769 y380f w447 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76a y380f w284 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">1<span class=\"_ _3\"></span>0.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w373 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76b y3810 w448 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(2<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76c y3810 w449 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w44a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76d y37ab w209 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _6\"></span>3.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76e y37ab w20a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _0\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76f y3731 w44b h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">892<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x770 y3731 w44c h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,11<span class=\"_ _3\"></span>0.3<span class=\"_ _2d1\"> </span></div></td></tr></table>The Gr<span class=\"_ _5\"></span>oup is t<span class=\"_ _5\"></span>he lessor f<span class=\"_ _5\"></span>or a<span class=\"_ _5\"></span> por<span class=\"_ _3\"></span>tfolio of<span class=\"_ _5\"></span> properties which<span class=\"_ _5\"></span> meet the<span class=\"_ _5\"></span> definition o<span class=\"_ _5\"></span>f inv<span class=\"_ _5\"></span>estment property.<span class=\"_ _5\"></span> The portfolio is<span class=\"_ _5\"></span> held within unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed funds, leased out<span class=\"_ _5\"></span> under operat<span class=\"_ _5\"></span>ing leases, and is<span class=\"_ _5\"></span> considered<span class=\"_ _5\"></span> current. How<span class=\"_ _5\"></span>ever<span class=\"_ _6\"></span>, since in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> properties ar<span class=\"_ _5\"></span>e not t<span class=\"_ _5\"></span>raded in<span class=\"_ _5\"></span> an organised<span class=\"_ _5\"></span> public ma<span class=\"_ _3\"></span>rket t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>ly i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>id c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>red w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h ma<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re are n<span class=\"_ _3\"></span>o rest<span class=\"_ _5\"></span>rictions on<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>ealisability of the<span class=\"_ _5\"></span> Group\u2019s<span class=\"_ _5\"></span> individual pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties, or on<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>emittance of<span class=\"_ _5\"></span> income or<span class=\"_ _5\"></span> disposal pr<span class=\"_ _5\"></span>oceeds<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ows va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>s stra<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>es to mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>se t<span class=\"_ _3\"></span>he r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ks as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th a<span class=\"_ _3\"></span>ny rig<span class=\"_ _3\"></span>ht<span class=\"_ _3\"></span>s the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ret<span class=\"_ _5\"></span>ains in<span class=\"_ _5\"></span> the in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> properties. These st<span class=\"_ _5\"></span>rategies<span class=\"_ _5\"></span> include:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">activ<span class=\"_ _5\"></span>ely re<span class=\"_ _5\"></span>viewing and monit<span class=\"_ _5\"></span>oring t<span class=\"_ _5\"></span>he condition<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> properties and undertaking<span class=\"_ _5\"></span> </span>ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te rep<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital w<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ks pro<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cts a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">engaging pr<span class=\"_ _5\"></span>ofe<span class=\"_ _5\"></span>ssional legal<span class=\"_ _5\"></span> advisers in<span class=\"_ _5\"></span> drafting<span class=\"_ _5\"></span> prudent lease<span class=\"_ _5\"></span> terms<span class=\"_ _5\"></span> gov<span class=\"_ _5\"></span>erning the<span class=\"_ _5\"></span> use </span>of t<span class=\"_ _5\"></span>he pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties<span class=\"_ _5\"></span> and engaging<span class=\"_ _5\"></span> specialist ass<span class=\"_ _5\"></span>et managers<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> overs<span class=\"_ _5\"></span>ee adherenc<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o these<span class=\"_ _5\"></span> ter<span class=\"_ _3\"></span>ms on a<span class=\"_ _3\"></span>n o<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">activ<span class=\"_ _5\"></span>ely re<span class=\"_ _5\"></span>viewing and monit<span class=\"_ _5\"></span>oring lessee<span class=\"_ _5\"></span> financial co<span class=\"_ _5\"></span>venant posit<span class=\"_ _5\"></span>ions </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">maintaining<span class=\"_ _5\"></span> appropriat<span class=\"_ _5\"></span>e and<span class=\"_ _5\"></span> prudent insurance<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> the pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">senior<span class=\"_ _5\"></span> management r<span class=\"_ _5\"></span>egularly r<span class=\"_ _5\"></span>eviewing<span class=\"_ _5\"></span> the in<span class=\"_ _5\"></span>vest<span class=\"_ _5\"></span>ment pr<span class=\"_ _5\"></span>opert<span class=\"_ _3\"></span>y portfolio<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> oversee<span class=\"_ _5\"></span> </span>diversificat<span class=\"_ _5\"></span>ion and performance,<span class=\"_ _5\"></span> and t<span class=\"_ _5\"></span>o maximise v<span class=\"_ _5\"></span>alue and occupanc<span class=\"_ _5\"></span>y rat<span class=\"_ _5\"></span>es. Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d at l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>t mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly by e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>veyor<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e gu<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Roya<span class=\"_ _3\"></span>l In<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of C<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d Su<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>veyo<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span> val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e \u2018m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h\u2019 va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ion te<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ue: t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t is<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt in<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n ge<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ted by m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns i<span class=\"_ _3\"></span>nvol<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ica<span class=\"_ _3\"></span>l or comparable (<span class=\"_ _6\"></span>i.e. similar<span class=\"_ _6\"></span>) assets.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>stor<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ost o<span class=\"_ _3\"></span>f inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 is \u00a3<span class=\"_ _3\"></span>987<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a31<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>297<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Thi<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r to any s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t reval<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>The r<span class=\"_ _5\"></span>ental<span class=\"_ _5\"></span> income and<span class=\"_ _5\"></span> direct oper<span class=\"_ _5\"></span>ating expenses<span class=\"_ _5\"></span> recognised in<span class=\"_ _5\"></span> the consolidat<span class=\"_ _5\"></span>ed st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>tie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow. Al<span class=\"_ _3\"></span>l exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es rel<span class=\"_ _3\"></span>ate to p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y g<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>ng re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><table class=\"s w1e0 h154\" id=\"_6d4ebd1b-6c1c-44d5-8770-a98bbe0ec64d\"><tr><td></td><td class=\"t m0 x433 h7e y38eb ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y38eb ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y38ec ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38ec ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38ed ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38ed ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38ee w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38ef w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w205 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Rent<span class=\"_ _5\"></span>al income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x464 y3730 w44d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">60.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x465 y3730 w44e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">69.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w44f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Direc<span class=\"_ _5\"></span>t operat<span class=\"_ _5\"></span>ing expense<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x771 y3731 w287 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">9.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x772 y3731 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">5.0<span class=\"_ _2d1\"> </span></div></td></tr></table>At<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear-<span class=\"_ _5\"></span>end con<span class=\"_ _5\"></span>tractual<span class=\"_ _5\"></span> obligations t<span class=\"_ _5\"></span>o purc<span class=\"_ _5\"></span>hase, construct<span class=\"_ _5\"></span> or dev<span class=\"_ _5\"></span>elop inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> propert<span class=\"_ _3\"></span>y amount<span class=\"_ _5\"></span>ed to<span class=\"_ _5\"></span> \u00a36.4 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a313.4 million<span class=\"_ _1\"></span>). The<span class=\"_ _5\"></span> most significan<span class=\"_ _5\"></span>t contr<span class=\"_ _5\"></span>actual obligation<span class=\"_ _5\"></span> at 31<span class=\"_ _5\"></span> December 202<span class=\"_ _5\"></span>4 was<span class=\"_ _5\"></span> for r<span class=\"_ _5\"></span>efurbishment<span class=\"_ _5\"></span> of a building<span class=\"_ _5\"></span> in Manchest<span class=\"_ _5\"></span>er to<span class=\"_ _5\"></span>talling \u00a3<span class=\"_ _5\"></span>2.7 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a39.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Contr<span class=\"_ _5\"></span>actual obligation<span class=\"_ _5\"></span>s to<span class=\"_ _5\"></span> dispose of<span class=\"_ _5\"></span> inves<span class=\"_ _5\"></span>tment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ty amounted<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> \u00a328.0 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a3nil<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>A ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ysi<span class=\"_ _3\"></span>s of u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l re<span class=\"_ _3\"></span>ntal i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e to be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d on a<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s for th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>ex<span class=\"_ _3\"></span>t fi<span class=\"_ _3\"></span>ve ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d the to<span class=\"_ _3\"></span>tal to be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>ed th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ter, is s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow.<span class=\"_ _2d1\"> </span><table class=\"s w450 h155\" id=\"_c8abcc6c-3853-43c6-989c-50be35db057d\"><tr><td></td><td class=\"t m0 x41b h7e y38f0 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f0 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38f1 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38f1 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h8 y38f2 ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me to be re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved i<span class=\"_ _3\"></span>n:<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y38f3 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38f4 w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38f5 w2a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x773 y38f5 w451 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">45<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x774 y38f5 w452 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">64.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38f6 w453 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x775 y38f6 w454 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">42.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x776 y38f6 w455 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">58.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w456 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x777 y38d1 w457 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">38.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x778 y38d1 w458 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">52.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w459 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x779 y380f w45a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">33.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77a y380f w45b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>7.<span class=\"_ _0\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w45c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77b y3810 w45d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">29.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ff y3810 w45e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">41.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w45f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Y<span class=\"_ _5\"></span>e<span class=\"_ _3\"></span>ar 6 o<span class=\"_ _3\"></span>nwa<span class=\"_ _3\"></span>rds<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77c y37ab w460 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">156.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77d y37ab w461 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">235.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w462 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal undiscounted contractual rental<span class=\"_ _5\"></span> income to be received<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77e y3731 w463 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77f y3731 w26f h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls97 ws94\">4<span class=\"_ _3\"></span>99<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr></table>Cash a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>sh eq<span class=\"_ _3\"></span>uival<span class=\"_ _3\"></span>ents<span class=\"_ _2d1\"> </span><table class=\"s w464 h156\" id=\"_a57767e2-229f-4f0c-8d11-6b2955c2814d\"><tr><td></td><td class=\"t m0 x41b h7e y38f7 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f7 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38f8 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38f8 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38d5 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38d6 w1a6 h12c\"><div class=\"t m0 x262 h7e y372e ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w465 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cas<span class=\"_ _3\"></span>h a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts n<span class=\"_ _3\"></span>ot he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d to cove<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>it li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x780 y3810 w466 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">352<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x781 y3810 w467 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w468 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Balances held<span class=\"_ _5\"></span> to co<span class=\"_ _5\"></span>ver un<span class=\"_ _5\"></span>it liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x782 y37ab w42c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5,<span class=\"_ _3\"></span>311<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x783 y37ab w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5,<span class=\"_ _3\"></span>918<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w469 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash and cash equiv<span class=\"_ _5\"></span>alents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x784 y3731 w46a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">5,663.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x444 y3731 we1 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls52 ws4f\">6,<span class=\"_ _3\"></span>204<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr></table>All c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>re con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>17<span class=\"_ _1\"></span>. Insurance contract liabilities and reinsurance as<span class=\"_ _5\"></span>sets<span class=\"_ _2d1\"> </span>Risk<span class=\"_ _2d1\"> </span>Insurance<span class=\"_ _5\"></span> risk arises<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> inherent uncertain<span class=\"_ _5\"></span>ties as<span class=\"_ _5\"></span> to t<span class=\"_ _5\"></span>he occurrence,<span class=\"_ _5\"></span> amount and<span class=\"_ _5\"></span> timing of<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> liabilities. The<span class=\"_ _5\"></span> Group assumes<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> risk by<span class=\"_ _5\"></span> issuing insur<span class=\"_ _5\"></span>ance contr<span class=\"_ _5\"></span>acts<span class=\"_ _5\"></span> under wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p a<span class=\"_ _3\"></span>gre<span class=\"_ _3\"></span>es to co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ate th<span class=\"_ _3\"></span>e cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt (or othe<span class=\"_ _3\"></span>r b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y<span class=\"_ _5\"></span>) if a s<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>ture ev<span class=\"_ _5\"></span>ent (<span class=\"_ _6\"></span>the insur<span class=\"_ _5\"></span>ed ev<span class=\"_ _5\"></span>ent<span class=\"_ _5\"></span>) occurs. The<span class=\"_ _5\"></span> Group in<span class=\"_ _5\"></span>sures mortality and<span class=\"_ _5\"></span> morbidity risks<span class=\"_ _5\"></span> but has no<span class=\"_ _5\"></span> lo<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>evi<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y ri<span class=\"_ _3\"></span>sk a<span class=\"_ _3\"></span>s we h<span class=\"_ _3\"></span>ave n<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>r wr<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>n any an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y bus<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>as a l<span class=\"_ _3\"></span>ow a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>eti<span class=\"_ _3\"></span>te for insurance<span class=\"_ _5\"></span> risk, only activ<span class=\"_ _5\"></span>ely pursuing it<span class=\"_ _5\"></span> where f<span class=\"_ _5\"></span>inancially beneficial, or<span class=\"_ _5\"></span> in support of st<span class=\"_ _5\"></span>rategic<span class=\"_ _5\"></span> obj<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ctive<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><table class=\"s w50f h15f\" id=\"_7fb348cd-ef19-4566-836e-02fbe28e875a\"><tr><td class=\"c n x265 y3922 w510 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">Risk<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x828 y3922 w511 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsc wsb\">Description<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x829 y3922 w512 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1b ws1a\">M<span class=\"_ _3\"></span>anagement<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3923 ff5 fs4 fc1 sc0 ls46 ws46\">Underwriting<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x82a h8 y3924 ff3 fs4 fc2 sc0 ls4b ws49\">Failur<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o price a<span class=\"_ _5\"></span>ppropriat<span class=\"_ _5\"></span>ely </td><td class=\"t m0 x65d h8 y3925 ff3 fs4 fc2 sc0 ls3 ws2\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up ce<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d wr<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g new p<span class=\"_ _3\"></span>rote<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on </td></tr><tr><td></td><td class=\"t m0 x82a h8 y3926 ff3 fs4 fc2 sc0 ls3 ws2\">for a ri<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>, or t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>t of </td><td class=\"t m0 x65d h8 y3927 ff3 fs4 fc2 sc0 ls6 ws4\">business in<span class=\"_ _5\"></span> April 20<span class=\"_ _5\"></span>11 and<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>emaining UK </td></tr><tr><td></td><td class=\"t m0 x82a h8 y3928 ff3 fs4 fc2 sc0 ls57 ws55\">anti-sele<span class=\"_ _3\"></span>ction<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x65d h8 y3929 ff3 fs4 fc2 sc0 ls3 ws2\">in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce ri<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k is s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>tia<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y cove<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d by </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y392a ff3 fs4 fc2 sc0 ls3 ws2\">qu<span class=\"_ _3\"></span>ota sh<span class=\"_ _3\"></span>are re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h a lo<span class=\"_ _3\"></span>w leve<span class=\"_ _3\"></span>l of </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y392b ff3 fs4 fc2 sc0 ls6 ws4\">ret<span class=\"_ _5\"></span>ention. Experience is<span class=\"_ _5\"></span> monitor<span class=\"_ _5\"></span>ed regularly<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y392c ff3 fs4 fc2 sc0 ls6 ws4\">and f<span class=\"_ _5\"></span>or most<span class=\"_ _5\"></span> business the<span class=\"_ _5\"></span> premium or<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y392d ff3 fs4 fc2 sc0 ls3 ws2\">de<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on ra<span class=\"_ _3\"></span>tes c<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>e revi<span class=\"_ _3\"></span>ew<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h1e y392e ff5 fs4 fc1 sc0 ls46 ws46\">Epidemic<span class=\"_ _5\"></span>/<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x82a h8 y392f ff3 fs4 fc2 sc0 ls3 ws2\">An un<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly l<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er </td><td class=\"t m0 x65d h8 y3930 ff3 fs4 fc2 sc0 ls3 ws2\">Prote<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e. </td></tr><tr><td class=\"t m0 x38d h1e y3931 ff5 fs4 fc1 sc0 ls29 ws28\">disaster<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x82a h8 y3932 ff3 fs4 fc2 sc0 ls6 ws4\">of claims<span class=\"_ _5\"></span> arising fr<span class=\"_ _5\"></span>om a single<span class=\"_ _5\"></span> </td><td class=\"t m0 x65d h8 y3933 ff3 fs4 fc2 sc0 ls3 ws2\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>as f<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ly re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red t<span class=\"_ _3\"></span>he U<span class=\"_ _3\"></span>K </td></tr><tr><td></td><td class=\"t m0 x82a h8 y3934 ff3 fs4 fc2 sc0 ls6 ws4\">incident or<span class=\"_ _5\"></span> even<span class=\"_ _5\"></span>t.<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x65d h8 y3935 ff3 fs4 fc2 sc0 ls6 ws4\">insurance<span class=\"_ _5\"></span> risk.<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h1e y3936 ff5 fs4 fc1 sc0 ls3e ws3e\">Expense<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x82a h8 y3937 ff3 fs4 fc2 sc0 ls3 ws2\">Adm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>trat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cos<span class=\"_ _3\"></span>ts e<span class=\"_ _3\"></span>xce<span class=\"_ _3\"></span>ed </td><td class=\"t m0 x65d h8 y3937 ff3 fs4 fc2 sc0 ls3 ws2\">Adm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>trat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n is o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rce<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d a tar<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>f o<span class=\"_ _3\"></span>f </td></tr><tr><td></td><td class=\"t m0 x82a h8 y3938 ff3 fs4 fc2 sc0 ls57 ws55\">expen<span class=\"_ _3\"></span>se allowa<span class=\"_ _3\"></span>nce.<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x65d h8 y3938 ff3 fs4 fc2 sc0 ls3 ws2\">cos<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>s ag<span class=\"_ _3\"></span>ree<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct i<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tore<span class=\"_ _3\"></span>d </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y3939 ff3 fs4 fc2 sc0 ls3 ws2\">reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ly to ra<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e cos<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>. </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y393a ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>al o<span class=\"_ _3\"></span>ver<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ad e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s are m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>itore<span class=\"_ _3\"></span>d </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y393b ff3 fs4 fc2 sc0 ls7 ws5\">and clo<span class=\"_ _5\"></span>sely managed.<span class=\"_ _2d1\"> </span></td></tr></table>Insurance contract liabi<span class=\"_ _5\"></span>lities<span class=\"_ _2d1\"> </span>Reconciliation of<span class=\"_ _5\"></span> the liability for remaining co<span class=\"_ _5\"></span>verage and<span class=\"_ _5\"></span> the liability for incurred<span class=\"_ _5\"></span> claims<span class=\"_ _2d1\"> </span><table class=\"s w534 h161\" id=\"_99813d3d-6d98-4ef6-805a-ff72da5ef912\"><tr><td></td><td class=\"t m0 x865 h7e y3952 ffe fsa fc1 sc0 ls3 ws2\">Lia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>lit<span class=\"_ _3\"></span>y fo<span class=\"_ _3\"></span>r </td><td></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x4d6 h7e y3953 ffe fsa fc1 sc0 ls1b ws1a\">remaining<span class=\"_ _5\"></span> coverage<span class=\"_ _2d1\"> </span></td><td></td><td class=\"t m0 x866 h7e y3954 ffe fsa fc1 sc0 lsaf wsad\">Liability for </td><td></td></tr><tr><td></td><td class=\"t m0 x7aa h7e y3955 ffe fsa fc1 sc0 ls1c wsa5\">Excluding loss </td><td class=\"t m0 x2b2 h7e y3955 ffe fsa fc1 sc0 ls3 ws2\">Loss </td><td class=\"t m0 x867 h7e y3955 ffe fsa fc1 sc0 ls3 ws2\">incurred </td><td></td></tr><tr><td></td><td class=\"t m0 x868 h7e y3956 ffe fsa fc1 sc0 lsd wsc\">component<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x869 h7e y3956 ffe fsa fc1 sc0 lsd wsc\">component<span class=\"_ _2d1\"> </span></td><td class=\"c n x86a y3957 w299 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">claims<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x86b y3957 w496 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x86c y3958 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x86d y3958 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x86e y3958 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Milli<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x86f y3958 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3959 w535 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 202<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x870 y3959 w536 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">47<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x871 y3959 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x872 y3959 w537 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">18.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x873 y3959 w538 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">496<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y395a w23 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83e y395a w539 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">(2<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x874 y395a w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x875 y395a w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x876 y395a w53a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">(2<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y395b w27 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Insurance service expenses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x877 y395b w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x878 y395b w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x879 y395b w53b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87a y395b w53b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y395c ff3 fs4 fc2 sc0 ls6 ws4\">Finance income<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> contract<span class=\"_ _5\"></span>s </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y395d w51d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x845 y395d w53c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87b y395d w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87c y395d w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87d y395d w34f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y395e ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ges i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e st<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y394b w53d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">of comprehensive<span class=\"_ _5\"></span> income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87e y394b w53e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">(2<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87f y394b w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x880 y394b w53f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1a ws19\">21.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x881 y394b w540 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls94 ws91\">(5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y395f ff3 fs4 fc2 sc0 ls57 ws55\">Investment com<span class=\"_ _3\"></span>pone<span class=\"_ _3\"></span>nts exclude<span class=\"_ _3\"></span>d </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3960 ff3 fs4 fc2 sc0 ls3 ws2\">from i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3961 w541 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">service expense<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x882 y3961 w542 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">25<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x883 y3961 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x884 y3961 w543 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">46.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x885 y3961 w544 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">7<span class=\"_ _3\"></span>1.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3962 w545 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Prem<span class=\"_ _3\"></span>iu<span class=\"_ _3\"></span>ms re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x886 y3962 w546 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">2<span class=\"_ _5\"></span>8.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x887 y3962 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x888 y3962 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x889 y3962 w547 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">28.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3963 ff3 fs4 fc2 sc0 ls6 ws4\">Claims and<span class=\"_ _5\"></span> other ins<span class=\"_ _5\"></span>urance service </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y382d w548 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">expenses<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x88a y382d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x88b y382d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x88c y382d w549 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(7<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x36b y382d w54a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(7<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382e w54b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash flows<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x88d y382e w547 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsaa wsa6\">28.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x88e y382e w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x88f y382e w54c h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls5e ws5c\">(7<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x674 y382e w54d h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3903 w54e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>lan<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x890 y3903 w54f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">5<span class=\"_ _3\"></span>04.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x891 y3903 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x892 y3903 w550 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x893 y3903 w551 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">518<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td class=\"c n x894 y3810 w552 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w236 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td class=\"c n x895 y37ab w553 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">440.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td></td><td class=\"t m0 x896 h1e y3964 ff5 fs4 fc1 sc0 ls1 ws1\">518<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></td></tr></table><table class=\"s w261 h160\" id=\"_19f57555-c551-46ca-b093-e4e6b5092e0b\"><tr><td></td><td class=\"t m0 x82b h1c y393c ff3 fsa fc1 sc0 ls3d ws3d\">Liability for<span class=\"_ _5\"></span> <span class=\"ls3 ws2\"> </span></td><td></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x82c h1c y393d ff3 fsa fc1 sc0 ls3d ws3d\">remaining c<span class=\"_ _5\"></span>overage<span class=\"_ _5\"></span> </td><td></td><td class=\"t m0 x38c h1c y393e ff3 fsa fc1 sc0 lsc wsb\">Liability </td><td></td></tr><tr><td></td><td class=\"t m0 x82d h1c y393f ff3 fsa fc1 sc0 ls23 wsa4\">Excluding loss<span class=\"_ _5\"></span> </td><td class=\"t m0 x82e h1c y393f ff3 fsa fc1 sc0 ls8a ws11b\">Loss<span class=\"_ _3\"></span> </td><td class=\"t m0 x82f h1c y3940 ff3 fsa fc1 sc0 lsc ws3d\">for<span class=\"_ _5\"></span> incurred </td><td></td></tr><tr><td></td><td class=\"c x831 y3941 w513 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">component</div><div class=\"t m0 x830 h8a y377d ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2</div></td><td class=\"t m0 x65b h1c y3942 ff3 fsa fc1 sc0 lsc wsb\">component<span class=\"_ _2d1\"> </span></td><td class=\"c x833 y3941 w514 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls24 ws23\">claims</div><div class=\"t m0 x832 h8a y377d ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c x835 y3941 w515 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l</div><div class=\"t m0 x834 h8a y377d ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x836 y3943 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x837 y3943 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x838 y3943 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x839 y3943 w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3944 w516 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83a y3944 w517 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">4<span class=\"_ _3\"></span>52<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83b y3944 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83c y3944 w518 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83d y3944 w519 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">470.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3945 w51a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83e y3945 w2a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83f y3945 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x840 y3945 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x694 y3945 w2a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3946 w51b h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Insurance service expenses</div><div class=\"t m0 x841 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x65e y3947 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x842 y3947 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x843 y3947 w51c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x844 y3947 w51c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3948 ff3 fs4 fc2 sc0 ls6 ws4\">Finance expense<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> contrac<span class=\"_ _5\"></span>ts </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3949 w51d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x845 y3949 w31e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x846 y3949 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x847 y3949 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x848 y3949 w51e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y394a ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y394b w51f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">of compr<span class=\"_ _5\"></span>ehensive inc<span class=\"_ _5\"></span>ome<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x849 y394b w520 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">(22.5<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84a y394b w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84b y394b w521 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84c y394b w522 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">2.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y394c ff3 fs4 fc2 sc0 ls57 ws55\">Investment com<span class=\"_ _3\"></span>pone<span class=\"_ _3\"></span>nts exclude<span class=\"_ _3\"></span>d </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x38d h8 y394d ff3 fs4 fc2 sc0 ls3 ws2\">from i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y394e w523 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">service expense<span class=\"_ _5\"></span>s</div><div class=\"t m0 x84d h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84e y394e w1fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84f y394e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x850 y394e w524 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">33<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x851 y394e w525 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">49.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y37f6 w526 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Prem<span class=\"_ _3\"></span>iu<span class=\"_ _3\"></span>ms re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved</div><div class=\"t m0 x852 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x853 y37f6 w527 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x854 y37f6 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x855 y37f6 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x856 y37f6 w528 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y394f ff3 fs4 fc2 sc0 ls6 ws4\">Claims and<span class=\"_ _5\"></span> other ins<span class=\"_ _5\"></span>urance service </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3950 w529 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">expenses<span class=\"_ _5\"></span> paid</div><div class=\"t m0 x857 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x65e y3950 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x842 y3950 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x858 y3950 w52a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(5<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x859 y3950 w52b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(5<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382e w52c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l cas<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x85a y382e w527 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x85b y382e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x85c y382e w52d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(5<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x85d y382e w52e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(2<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3903 w52f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x85e y3903 w530 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x85f y3903 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x860 y3903 w33a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">18.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x861 y3903 w531 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">496.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td class=\"c n x862 y37cd w532 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">84.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w3ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td class=\"c n x863 y3766 w533 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">412.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td></td><td class=\"t m0 x864 h8 y3951 ff3 fs4 fc2 sc0 ls57 ws55\">496.0<span class=\"_ _2d1\"> </span></td></tr></table>1 <span class=\"_ _3a\"> </span>Resta<span class=\"_ _5\"></span>ted t<span class=\"_ _5\"></span>o reclassify \u00a32<span class=\"_ _5\"></span>4.5 million Insur<span class=\"_ _5\"></span>ance service expenses<span class=\"_ _5\"></span> from Liability<span class=\"_ _5\"></span> for r<span class=\"_ _5\"></span>emaining cover<span class=\"_ _5\"></span>age (<span class=\"_ _5\"></span>LRC<span class=\"_ _6\"></span>) excluding<span class=\"_ _5\"></span> loss component t<span class=\"_ _5\"></span>o Liability f<span class=\"_ _5\"></span>or incurred<span class=\"_ _5\"></span> claims (<span class=\"_ _6\"></span>LIC)<span class=\"_ _5\"></span>, t<span class=\"_ _5\"></span>o better r<span class=\"_ _5\"></span>eflect the<span class=\"_ _5\"></span> nature<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> item.<span class=\"_ _2d1\"> </span>2 <span class=\"_ _2d\"> </span>Re<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d to be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ter r<span class=\"_ _3\"></span>efl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>: In<span class=\"_ _3\"></span>ves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s exc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed f<span class=\"_ _3\"></span>rom i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce rev<span class=\"_ _5\"></span>enue and insur<span class=\"_ _5\"></span>ance service expenses<span class=\"_ _5\"></span> \u00a33.6 million<span class=\"_ _5\"></span> negative in<span class=\"_ _5\"></span> LRC ex<span class=\"_ _5\"></span>cluding loss component<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> \u00a316.4 million<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span>; Inv<span class=\"_ _5\"></span>estment components<span class=\"_ _5\"></span> excluded fr<span class=\"_ _5\"></span>om insur<span class=\"_ _5\"></span>ance rev<span class=\"_ _5\"></span>enue and<span class=\"_ _5\"></span> insurance service expenses<span class=\"_ _5\"></span> \u00a3nil<span class=\"_ _5\"></span> in LIC t<span class=\"_ _5\"></span>o a \u00a333.0 million<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span>; Premiums<span class=\"_ _5\"></span> received<span class=\"_ _5\"></span> \u00a331.3 million negat<span class=\"_ _5\"></span>ive t<span class=\"_ _5\"></span>o \u00a331.3 million<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span>; Claims and<span class=\"_ _5\"></span> other insur<span class=\"_ _5\"></span>ance service expenses paid<span class=\"_ _5\"></span> \u00a358.1 milli<span class=\"_ _5\"></span>on positive<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> \u00a3nil in<span class=\"_ _5\"></span> LRC excluding<span class=\"_ _5\"></span> loss component;<span class=\"_ _5\"></span> Claims and<span class=\"_ _5\"></span> other insur<span class=\"_ _5\"></span>ance service expenses paid<span class=\"_ _5\"></span> \u00a30.3 million<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span> LIC to<span class=\"_ _5\"></span> \u00a357<span class=\"_ _6\"></span>.2 million negative.<span class=\"_ _5\"></span> Al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>bov<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d in a n<span class=\"_ _3\"></span>et n<span class=\"_ _3\"></span>il i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>n pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar.<span class=\"_ _2d1\"> </span>Reconciliation of<span class=\"_ _5\"></span> the measurement components<span class=\"_ _2d1\"> </span><table class=\"s w568 h165\" id=\"_00d73782-edf8-4408-bab5-67239232a0d4\"><tr><td></td><td class=\"t m0 x8c8 h7e y3974 ffe fsa fc1 sc0 ls3 wsb\">Estimates of </td><td class=\"t m0 x8c9 h7e y3974 ffe fsa fc1 sc0 ls1c wsa5\">Risk adjustment </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x8ca h7e y3975 ffe fsa fc1 sc0 lsa2 ws2\">pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f </td><td class=\"t m0 x8cb h7e y3975 ffe fsa fc1 sc0 lsd ws1f\">for non<span class=\"_ _5\"></span>-<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x8cc h7e y3976 ffe fsa fc1 sc0 lsa2 ws2\">fut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h flo<span class=\"_ _3\"></span>ws<span class=\"_ _2d1\"> </span></td><td class=\"c n x8cd y3977 w569 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c wsa5\">financial risk<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ce y3977 w56a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls5c ws5a\">CSM<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8cf y3977 w56b h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x7ad y3978 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d0 y3978 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d1 y3978 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d2 y3978 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3979 w535 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 202<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d3 y3979 w42f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">463<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d4 y3979 w56c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">6<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d5 y3979 w56d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d6 y3979 w56e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y397a w56f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ce res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d7 y397a w570 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d8 y397a w571 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d9 y397a w3f9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">2<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8da y397a w539 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">(2<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y397b ff3 fs4 fc2 sc0 ls6 ws4\">Finance income<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y397c w55f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8db y397c w572 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8dc y397c w7f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8dd y397c w120 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8de y397c w53c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y397d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ges i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e st<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y397e w53d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">of comprehensive<span class=\"_ _5\"></span> income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8df y397e w573 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">(<span class=\"_ _5\"></span>28.0<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e0 y397e w574 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e1 y397e w575 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">2<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e2 y397e w2e9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y397f ff3 fs4 fc2 sc0 ls57 ws55\">Investment com<span class=\"_ _3\"></span>pone<span class=\"_ _3\"></span>nts exclude<span class=\"_ _3\"></span>d <span class=\"ls3 ws2\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3980 w576 h135\"><div class=\"t m0 x262 h8 y3790 ff3 fs4 fc2 sc0 ls3 ws2\">from i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">insurance service expenses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e3 y3980 w542 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">25.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e4 y3980 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e5 y3980 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e6 y3980 w577 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">25.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3981 w545 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Prem<span class=\"_ _3\"></span>iu<span class=\"_ _3\"></span>ms re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e7 y3981 w547 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">28.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e8 y3981 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e9 y3981 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ea y3981 w547 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">28.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w54b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash flows<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8eb y37aa w578 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">28.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ec y37aa w579 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ed y37aa w57a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ee y37aa w578 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">28.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w54e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>lan<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ef y3731 w57b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4a wsa7\">488.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f0 y3731 w57c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">4.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f1 y3731 w57d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">1<span class=\"_ _3\"></span>0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f2 y3731 w57e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">504<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr></table><table class=\"s w554 h162\" id=\"_48ea3a23-f11a-45eb-8f0d-e7c9a8b29279\"><tr><td></td><td class=\"t m0 x657 h1c y3965 ff3 fsa fc1 sc0 ls84 ws2\">Est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>f </td><td class=\"t m0 x897 h1c y3965 ff3 fsa fc1 sc0 ls23 wsa4\">Risk adjus<span class=\"_ _5\"></span>tment </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x898 h1c y3966 ff3 fsa fc1 sc0 ls84 ws2\">pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f </td><td class=\"t m0 x899 h1c y3966 ff3 fsa fc1 sc0 lsc ws3d\">for<span class=\"_ _5\"></span> non-<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c x89b y3968 w555 h163\" colspan=\"2\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">future<span class=\"_ _5\"></span> cash flows</div><div class=\"t m0 x89a h8a y3967 ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x89c y3968 w556 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">financial risk<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x89d y3968 w313 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls3 ws2\">CS<span class=\"_ _3\"></span>M<span class=\"_ _2d1\"> </span></div></td><td class=\"c x89f y3968 w557 h163\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l</div><div class=\"t m0 x89e h8a y3967 ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x8a0 y3969 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a1 y3969 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a2 y3969 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a3 y3969 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y396a w516 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a4 y396a w558 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">439.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a5 y396a w559 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a6 y396a w4a7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78a y396a w55a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">452<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y396b w55b h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ce res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t</div><div class=\"t m0 x8a7 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a8 y396b w55c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a9 y396b w120 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8aa y396b w55d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">1<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ab y396b w55e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y396c ff3 fs4 fc2 sc0 ls6 ws4\">Finance expense<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y396d w55f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ac y396d wc9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">2<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ad y396d w120 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ae y396d w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8af y396d w31e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y396e ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y396f w51f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">of compr<span class=\"_ _5\"></span>ehensive inc<span class=\"_ _5\"></span>ome<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b0 y396f w19e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(2<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b1 y396f w31e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b2 y396f w560 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">1.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b3 y396f w561 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">(<span class=\"_ _5\"></span>22.5<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3970 ff3 fs4 fc2 sc0 ls57 ws55\">Investment com<span class=\"_ _3\"></span>pone<span class=\"_ _3\"></span>nts exclude<span class=\"_ _3\"></span>d <span class=\"ls3 ws2\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3971 w562 h135\"><div class=\"t m0 x262 h8 y3790 ff3 fs4 fc2 sc0 ls3 ws2\">from i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">insurance service expenses</div><div class=\"t m0 x841 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b4 y3971 w1fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b5 y3971 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b6 y3971 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b7 y3971 w33a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3973 w526 h164\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Prem<span class=\"_ _3\"></span>iu<span class=\"_ _3\"></span>ms re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved</div><div class=\"t m0 x852 h2a y3972 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b8 y3973 w527 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b9 y3973 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ba y3973 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8bb y3973 w563 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3903 w564 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Claims and<span class=\"_ _5\"></span> other ins<span class=\"_ _5\"></span>urance service expenses<span class=\"_ _5\"></span> paid</div><div class=\"t m0 x8bc h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84e y3903 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8bd y3903 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8be y3903 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8bf y3903 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w52c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l cas<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c0 y37cd w563 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c1 y37cd w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c2 y37cd w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c3 y37cd w527 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w52f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c4 y3731 w565 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">463.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c5 y3731 w566 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">6.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c6 y3731 w567 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c7 y3731 w530 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr></table>1 <span class=\"_ _3a\"> </span>Re<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>d to b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g i<span class=\"_ _3\"></span>n: I<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt \u00a31<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>on n<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tiv<span class=\"_ _3\"></span>e in Est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s of p<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows to<span class=\"_ _3\"></span>\u00a32<span class=\"_ _3\"></span>6.<span class=\"_ _3\"></span>4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on n<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>2 <span class=\"_ _2d\"> </span>Re<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d to be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ter r<span class=\"_ _3\"></span>efl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>: In<span class=\"_ _3\"></span>ves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s exc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed f<span class=\"_ _3\"></span>rom i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s \u00a33<span class=\"_ _3\"></span>.6 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n ne<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve i<span class=\"_ _3\"></span>n Est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tes o<span class=\"_ _3\"></span>f pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s to \u00a316.4 million<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span>; Premiums<span class=\"_ _5\"></span> received<span class=\"_ _5\"></span> \u00a331.3 million negativ<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o \u00a331.3 million<span class=\"_ _5\"></span> positive;<span class=\"_ _5\"></span> Claims and<span class=\"_ _5\"></span> other insur<span class=\"_ _5\"></span>ance se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>id \u00a35<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>e to \u00a3ni<span class=\"_ _3\"></span>l in E<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s of p<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e o<span class=\"_ _3\"></span>f fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws<span class=\"_ _3\"></span>. Al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>bov<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d in a n<span class=\"_ _3\"></span>et n<span class=\"_ _3\"></span>il i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>n pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar.<span class=\"_ _2d1\"> </span>Insurance contract liabi<span class=\"_ _5\"></span>lities \u2013 contractual service margin<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>CSM<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span><table class=\"s w57f h166\" id=\"_1a1901cd-6f9f-4d72-b523-d57b3f4a6bf7\"><tr><td></td><td class=\"t m0 x3ea h7e y3982 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3982 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3983 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3983 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3984 w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x463 y3985 w13 h12c\"><div class=\"t m0 x262 h7e y372e ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w580 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Les<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>n 1 ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f3 y3802 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f4 y3802 wa2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w581 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In 2 to 5 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f5 y379e w582 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">1.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f6 y379e w2ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">1<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w583 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls147 ws170\">&gt;5 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f7 y379f w584 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">8.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f8 y379f w2fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w585 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal CSM for<span class=\"_ _5\"></span> insurance contracts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f9 y3731 w3d9 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">10.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8fa y3731 w567 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsaa wsa6\">8.8<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ysi<span class=\"_ _3\"></span>s ab<span class=\"_ _3\"></span>ove s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ws th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of t<span class=\"_ _3\"></span>he CS<span class=\"_ _3\"></span>M re<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g at t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>f the reporting<span class=\"_ _5\"></span> year<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>Reinsurance<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span>Reconciliation of<span class=\"_ _5\"></span> the remaining cov<span class=\"_ _5\"></span>erage and incurred<span class=\"_ _5\"></span> claims components<span class=\"_ _2d1\"> </span><table class=\"s w5a1 h168\" id=\"_bb9ca159-c4bb-475e-a86f-5646a67c4db2\"><tr><td></td><td class=\"t m0 x920 h7e y3993 ffe fsa fc1 sc0 ls1c ws1b\">Remaining </td><td class=\"t m0 x433 h7e y3993 ffe fsa fc1 sc0 ls8a ws11b\">Recove<span class=\"_ _3\"></span>rabl<span class=\"_ _3\"></span>e </td><td></td></tr><tr><td></td><td class=\"t m0 x7a6 h7e y3994 ffe fsa fc1 sc0 ls1a ws19\">cover<span class=\"_ _5\"></span>age </td><td class=\"t m0 x921 h7e y3994 ffe fsa fc1 sc0 ls1c wsa5\">for claims </td><td></td></tr><tr><td></td><td class=\"t m0 x922 h7e y3995 ffe fsa fc1 sc0 lsd wsc\">component<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y3996 w5a2 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls25 ws24\">reinsured<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x923 y3996 w5a3 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">Tot<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x924 y3997 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x925 y3997 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x926 y3997 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Milli<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3998 w535 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 202<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x927 y3998 w5a0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x928 y3998 w5a4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x885 y3998 w5a5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">13.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3999 w2b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x929 y3999 w5a6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x92a y3999 w5a7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">19.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x92b y3999 w2c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y399a ff3 fs4 fc2 sc0 ls6 ws4\">Finance income<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> reinsuranc<span class=\"_ _5\"></span>e <span class=\"ls3 ws2\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y399b w55f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x92c y399b w1e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x92d y399b w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x92e y399b w1e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y399c w5a8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal changes in the statement<span class=\"_ _5\"></span> of comprehensive income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x92f y399c w5a9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x930 y399c w5aa h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls52 ws4f\">19.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x931 y399c w38a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y399d w5ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Premiums<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x932 y399d w5ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x933 y399d w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x934 y399d w5ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y399e ff3 fs4 fc2 sc0 ls3 ws2\">Amo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ts re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>rs re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng </td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y399f w5ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">to<span class=\"_ _5\"></span> incurred<span class=\"_ _5\"></span> claims<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x935 y399f w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x936 y399f w5ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x937 y399f w5af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y39a0 w54b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash flows<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x938 y39a0 w5b0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls52 ws4f\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x939 y39a0 w5b1 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(1<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x93a y39a0 w5b2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">4<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w54e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>lan<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x93b y384e w5b3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">4.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x93c y384e w5b4 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">10.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x93d y384e w5b5 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n x93e y379e w5b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w236 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n x93f y379f w5b7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">4<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x339 h1e y39a1 ff5 fs4 fc1 sc0 ls1 ws1\">14.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></td></tr></table><table class=\"s w586 h167\" id=\"_19cc4552-66c6-427d-86b0-f3dc55b9fe02\"><tr><td></td><td class=\"t m0 x8fb h1c y3986 ff3 fsa fc1 sc0 lsc wsb\">Remaining </td><td class=\"t m0 x8fc h1c y3986 ff3 fsa fc1 sc0 ls1e ws1d\">Recov<span class=\"_ _5\"></span>erable </td><td></td></tr><tr><td></td><td class=\"t m0 x8fd h1c y3987 ff3 fsa fc1 sc0 ls1e ws1d\">cov<span class=\"_ _5\"></span>erage<span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x8fe h1c y3987 ff3 fsa fc1 sc0 ls24 ws18\">for<span class=\"_ _5\"></span> claims </td><td></td></tr><tr><td></td><td class=\"c x900 y3988 w587 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">component</div><div class=\"t m0 x8ff h8a y377d ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c x3ed y3988 w588 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">reinsured</div><div class=\"t m0 x901 h8a y377d ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c x835 y3988 w515 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l</div><div class=\"t m0 x834 h8a y377d ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x902 y3989 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x903 y3989 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x904 y3989 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y398a w516 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x905 y398a w589 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">49.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x906 y398a w58a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">5.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x907 y398a w58b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">54<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y398b w58c h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e</div><div class=\"t m0 x908 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x909 y398b w58d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x90a y398b w58e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">10.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x90b y398b w58f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y398c ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es fro<span class=\"_ _3\"></span>m rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>s  </td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x38d h8 y398d ff3 fs4 fc2 sc0 ls3 ws2\">rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss<span class=\"_ _2d1\"> </span></td><td class=\"c n x90c y398e w590 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x90d y398e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x90e y398e w591 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ea w592 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>otal changes<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x90f y37ea w593 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x910 y37ea w594 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">1<span class=\"_ _3\"></span>0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x911 y37ea w595 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y398f w596 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Premiums<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x912 y398f w1f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">21<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x913 y398f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x914 y398f w1f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">21<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3990 ff3 fs4 fc2 sc0 ls3 ws2\">Rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ture<span class=\"_ _2d1\"> </span></td><td class=\"c n x909 y37f6 w597 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x915 y37f6 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x916 y37f6 w598 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>1<span class=\"_ _0\"></span>.<span class=\"_ _3\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3991 ff3 fs4 fc2 sc0 ls3 ws2\">Amo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ts re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>rs re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng </td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3950 w599 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">to<span class=\"_ _5\"></span> incurred<span class=\"_ _5\"></span> claims</div><div class=\"t m0 x917 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x918 y3950 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x919 y3950 w3c8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa8 wsa2\">(9<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x91a y3950 w59a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa8 wsa2\">(9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382e w52c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l cas<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x91b y382e w15b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(1<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x91c y382e w59a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa8 wsa2\">(9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x446 y382e w59b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3903 w52f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x91d y3903 w59c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x91e y3903 w59d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x91f y3903 w59e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">13.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n x8f4 y37cd w59f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w3ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n x51a y3766 w5a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x3ec h8 y3992 ff3 fs4 fc2 sc0 ls48 ws48\">13.0<span class=\"_ _2d1\"> </span></td></tr></table>1 <span class=\"_ _3a\"> </span>Re<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>d to b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g i<span class=\"_ _3\"></span>n: N<span class=\"_ _3\"></span>et re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e \u00a35<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n ne<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve i<span class=\"_ _3\"></span>n Remaining co<span class=\"_ _5\"></span>verage<span class=\"_ _5\"></span> component to<span class=\"_ _5\"></span> \u00a315.7<span class=\"_ _5\"></span> million negativ<span class=\"_ _5\"></span>e; Net<span class=\"_ _5\"></span> reinsurance<span class=\"_ _5\"></span> expense \u00a3nil<span class=\"_ _5\"></span> in Reco<span class=\"_ _5\"></span>verable<span class=\"_ _5\"></span> for claims<span class=\"_ _5\"></span> reinsur<span class=\"_ _5\"></span>ed to<span class=\"_ _5\"></span> \u00a310.7<span class=\"_ _5\"></span> million positiv<span class=\"_ _5\"></span>e.<span class=\"_ _2d1\"> </span>2 <span class=\"_ _2d\"> </span>Re<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d to be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ter r<span class=\"_ _3\"></span>efl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>: Am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fr<span class=\"_ _3\"></span>om re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>rs r<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g to in<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>red claims \u00a3<span class=\"_ _5\"></span>10.7 million<span class=\"_ _5\"></span> negative in<span class=\"_ _5\"></span> Remaining co<span class=\"_ _5\"></span>verage<span class=\"_ _5\"></span> component to<span class=\"_ _5\"></span> \u00a3nil;<span class=\"_ _5\"></span> Amounts r<span class=\"_ _5\"></span>eceived fr<span class=\"_ _5\"></span>om reinsur<span class=\"_ _5\"></span>ers relating<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> incurred claims<span class=\"_ _5\"></span> \u00a31.1 million<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span> in Recov<span class=\"_ _5\"></span>erable f<span class=\"_ _5\"></span>or claims r<span class=\"_ _5\"></span>einsured t<span class=\"_ _5\"></span>o \u00a39.6<span class=\"_ _5\"></span> million negativ<span class=\"_ _5\"></span>e.<span class=\"_ _2d1\"> </span>Al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>bov<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d in a n<span class=\"_ _3\"></span>et n<span class=\"_ _3\"></span>il i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>n pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar.<span class=\"_ _2d1\"> </span>Reconciliation of<span class=\"_ _5\"></span> the measurement components<span class=\"_ _2d1\"> </span><table class=\"s w5cc h16c\" id=\"_f4d504aa-1874-4d0d-a1b9-6642cba5b2d4\"><tr><td></td><td class=\"t m0 x8c8 h7e y39b2 ffe fsa fc1 sc0 ls3 wsb\">Estimates of </td><td class=\"t m0 x8c9 h7e y39b2 ffe fsa fc1 sc0 ls1c wsa5\">Risk adjustment </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x8ca h7e y39b3 ffe fsa fc1 sc0 lsa2 ws2\">pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f </td><td class=\"t m0 x8cb h7e y39b3 ffe fsa fc1 sc0 lsd ws1f\">for non<span class=\"_ _5\"></span>-<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x8cc h7e y39b4 ffe fsa fc1 sc0 lsa2 ws2\">fut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h flo<span class=\"_ _3\"></span>ws<span class=\"_ _2d1\"> </span></td><td class=\"c n x8cd y39b5 w569 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c wsa5\">financial risk<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ce y39b5 w56a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls5c ws5a\">CSM<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8cf y39b5 w56b h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x7ad y39b6 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d0 y39b6 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d1 y39b6 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d2 y39b6 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y39b7 w535 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 202<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x965 y39b7 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x966 y39b7 w14d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">1.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x967 y39b7 w1fd h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x968 y39b7 w5a0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y39b8 w2b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x969 y39b8 w5cd h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96a y39b8 w4cb h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96b y39b8 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d7 y39b8 w5ce h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y39b9 ff3 fs4 fc2 sc0 ls6 ws4\">Finance income<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> reinsuranc<span class=\"_ _5\"></span>e </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y39ba w55f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8db y39ba w245 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96c y39ba w274 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96d y39ba w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96e y39ba w1e5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y39bb ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ges i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e st<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y39a0 w53d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">of comprehensive<span class=\"_ _5\"></span> income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96f y39a0 w5cf h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls153 ws17f\">(21<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x970 y39a0 w5d0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x971 y39a0 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x972 y39a0 w5a9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3981 w5ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Premiums<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x973 y3981 w1fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x974 y3981 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x975 y3981 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x976 y3981 w5ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w54b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash flows<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x977 y37aa w5d1 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls52 ws4f\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x887 y37aa w76 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x888 y37aa w76 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x978 y37aa w5b0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls52 ws4f\">19.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w54e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>lan<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x979 y3731 w5d2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls58 ws56\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x97a y3731 wad h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x97b y3731 w5bc h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">5.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x97c y3731 w5b3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">4.1<span class=\"_ _2d1\"> </span></div></td></tr></table><table class=\"s w261 h16a\" id=\"_7c73580a-2649-44ff-99c8-8eda3afc0b72\"><tr><td></td><td class=\"t m0 x657 h1c y39a6 ff3 fsa fc1 sc0 ls84 ws2\">Est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>f </td><td class=\"t m0 x897 h1c y39a6 ff3 fsa fc1 sc0 ls23 wsa4\">Risk adjus<span class=\"_ _5\"></span>tment </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x898 h1c y39a7 ff3 fsa fc1 sc0 ls84 ws2\">pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f </td><td class=\"t m0 x899 h1c y39a7 ff3 fsa fc1 sc0 lsc ws3d\">for<span class=\"_ _5\"></span> non-<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td></td><td class=\"c x89b y39a8 w555 h163\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">future<span class=\"_ _5\"></span> cash flows</div><div class=\"t m0 x89a h8a y3967 ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x89c y39a8 w556 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">financial risk<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x89d y39a8 w313 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls3 ws2\">CS<span class=\"_ _3\"></span>M<span class=\"_ _2d1\"> </span></div></td><td class=\"c x89f y39a8 w557 h16b\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l</div><div class=\"t m0 x89e h92 y3967 ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x8a0 y39a9 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a1 y39a9 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a2 y39a9 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a3 y39a9 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y39aa w516 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x946 y39aa w5be h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">35.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x947 y39aa w5bf h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x948 y39aa w5c0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x949 y39aa w5c1 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">49<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y396d w58c h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e</div><div class=\"t m0 x908 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x94a y396d w391 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x94b y396d w86 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x94c y396d w31e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x94d y396d w5c2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y39ab ff3 fs4 fc2 sc0 ls6 ws4\">Finance expenses<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> reinsur<span class=\"_ _5\"></span>ance </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y39ac w55f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x94e y39ac w87 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x94f y39ac w5c3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x950 y39ac w197 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x951 y39ac w5c4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y39ad ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y39ae w51f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">of compr<span class=\"_ _5\"></span>ehensive inc<span class=\"_ _5\"></span>ome<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x952 y39ae w5c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x953 y39ae w5c6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x954 y39ae w32a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x955 y39ae w593 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y39af w596 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Premiums<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x956 y39af w1f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">21<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x957 y39af w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x958 y39af w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x959 y39af w5c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">21.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y39b0 ff3 fs4 fc2 sc0 ls3 ws2\">Rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ture<span class=\"_ _2d1\"> </span></td><td class=\"c n x836 y37f7 w597 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x95a y37f7 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x95b y37f7 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x95c y37f7 w5c8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y39b1 ff3 fs4 fc2 sc0 ls3 ws2\">Amo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ts re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>rs </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y384e w5c9 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">relating<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> incurred claims</div><div class=\"t m0 x95d h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84e y384e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8bd y384e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8be y384e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8bf y384e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w52c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l cas<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x95e y37aa w5ca h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(1<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x95f y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x960 y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x961 y37aa w15b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(1<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w52f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x962 y3731 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x963 y3731 w5cb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">1<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x964 y3731 w5bd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x457 y3731 w5a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.3<span class=\"_ _2d1\"> </span></div></td></tr></table>1 <span class=\"_ _3a\"> </span>Re<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>d to b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g i<span class=\"_ _3\"></span>n: N<span class=\"_ _3\"></span>et re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e \u00a34<span class=\"_ _3\"></span>.7 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>on n<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>e in Es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>s of p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws to \u00a31<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on n<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>2 <span class=\"_ _2d\"> </span>Re<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d to be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ter r<span class=\"_ _3\"></span>efl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>: Am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fr<span class=\"_ _3\"></span>om re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>rs r<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g to in<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>red cl<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ms \u00a3<span class=\"_ _3\"></span>10<span class=\"_ _3\"></span>.7 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>on n<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tiv<span class=\"_ _3\"></span>e in Es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s of p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws to \u00a3n<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>bov<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d in a n<span class=\"_ _3\"></span>et n<span class=\"_ _3\"></span>il i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>n pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar.<span class=\"_ _2d1\"> </span>All re<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>nsu<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>re me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h.<span class=\"_ _2d1\"> </span>Reinsurance<span class=\"_ _5\"></span> assets \u2013 Con<span class=\"_ _5\"></span>tractual service margin (<span class=\"_ _6\"></span>CSM)<span class=\"_ _2d1\"> </span><table class=\"s w5b8 h169\" id=\"_0bfdcc30-ac87-477a-ac4d-da3126d9bab7\"><tr><td></td><td class=\"t m0 x3ea h7e y39a2 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y39a2 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y39a3 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y39a3 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y39a4 w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y39a5 w16e h12c\"><div class=\"t m0 x262 h7e y372e ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w580 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Les<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>n 1 ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x940 y380f w120 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x941 y380f w120 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w581 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In 2 to 5 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x942 y3810 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x943 y3810 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w583 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls147 ws170\">&gt;5 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f7 y37ab w5b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">4.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x944 y37ab w5ba h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">4<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w5bb h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal CSM for<span class=\"_ _5\"></span> reinsurance contracts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x945 y3731 w5bc h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">5.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x73d y3731 w5bd h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsab wsa8\">5.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ysi<span class=\"_ _3\"></span>s ab<span class=\"_ _3\"></span>ove s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ws th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of t<span class=\"_ _3\"></span>he CS<span class=\"_ _3\"></span>M re<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g at t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>f the reporting<span class=\"_ _5\"></span> year<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs524\">Assump<span class=\"_ _5\"></span>tions used in the c<span class=\"_ _5\"></span>alculation of insurance con<span class=\"_ _5\"></span>tract liabilities and </div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs525\">reinsurance as<span class=\"_ _5\"></span>sets<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs526\">The principal<span class=\"_ _5\"></span> assumptions<span class=\"_ _5\"></span> used in t<span class=\"_ _5\"></span>he calculation<span class=\"_ _5\"></span> of insuranc<span class=\"_ _5\"></span>e contr<span class=\"_ _5\"></span>act liabilitie<span class=\"_ _5\"></span>s and </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs527\">rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s are<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"gs528\"><table class=\"s w5e0 h16e\" id=\"_5c3807ea-0f3e-41fc-8769-47d79b4754b5\"><tr><td class=\"c n x265 y39c2 w5e1 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsc wsb\">Assumption<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x996 y39c2 w5e2 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsc wsb\">D<span class=\"_ _3\"></span>escriptio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h1e y39c3 ff5 fs4 fc1 sc0 ls29 ws28\">Interest rate<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x997 h8 y39c4 ff3 fs4 fc2 sc0 ls3 ws2\">Th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>te is ca<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>cul<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted by refe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e to the l<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g-ter<span class=\"_ _3\"></span>m </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x997 h8 y39c5 ff3 fs4 fc2 sc0 ls3 ws2\">ri<span class=\"_ _3\"></span>sk-free s<span class=\"_ _3\"></span>wap ra<span class=\"_ _3\"></span>te at t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>et d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic ra<span class=\"_ _3\"></span>tes u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d are </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x997 h8 y39c6 ff3 fs4 fc2 sc0 ls3 ws2\">be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>en 3<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4% an<span class=\"_ _3\"></span>d 4.<span class=\"_ _3\"></span>5% de<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng o<span class=\"_ _3\"></span>n the ta<span class=\"_ _3\"></span>x re<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>me (2023: 2<span class=\"_ _3\"></span>.9% a<span class=\"_ _3\"></span>nd 4<span class=\"_ _3\"></span>.7<span class=\"_ _3\"></span>%<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h1e y39c7 ff5 fs4 fc1 sc0 ls3e ws3e\">Mortalit<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x997 h8 y39c8 ff3 fs4 fc2 sc0 ls3 ws2\">Mo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tal<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n Gro<span class=\"_ _3\"></span>up ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d is s<span class=\"_ _3\"></span>et at 6<span class=\"_ _3\"></span>5% of th<span class=\"_ _3\"></span>e TM/F92 tabl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>s </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x997 h8 y39c9 ff3 fs4 fc2 sc0 ls6 ws4\">with an<span class=\"_ _5\"></span> additional loading<span class=\"_ _5\"></span> for smok<span class=\"_ _5\"></span>ers. </td><td></td><td></td></tr><tr><td class=\"t m0 x33d h1e y39ca ff5 fs4 fc1 sc0 ls3 ws2\">Mo<span class=\"_ _3\"></span>rbi<span class=\"_ _3\"></span>dit<span class=\"_ _3\"></span>y \u2013 </td><td class=\"t m0 x997 h8 y39cb ff3 fs4 fc2 sc0 ls3 ws2\">Mo<span class=\"_ _3\"></span>rb<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n Gro<span class=\"_ _3\"></span>up ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e. Th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>en n<span class=\"_ _3\"></span>o ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng </td><td></td><td></td></tr><tr><td class=\"t m0 x33d h1e y39cc ff5 fs4 fc1 sc0 ls3e ws3e\">critical illness<span class=\"_ _2d1\"> </span></td><td class=\"c n x998 y39cd w5e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x999 y39cd w5e4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">. Sa<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l rate<span class=\"_ _3\"></span>s pe<span class=\"_ _3\"></span>r \u00a3 for a m<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>e no<span class=\"_ _3\"></span>n-s<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>ker a<span class=\"_ _3\"></span>re:<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td></td><td class=\"c n x998 y39ce w5e5 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls9c wsb8\">Age<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99a y39ce w274 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls139 ws162\">Rate<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39cf w5e6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">25<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99b y39cf w5e7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a wsa7\">0.<span class=\"_ _3\"></span>063%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39d0 w5e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">35<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99c y39d0 w5e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">0.111%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39d1 w5ea h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">45<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99d y39d1 w5eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>266%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y39d2 ff5 fs4 fc1 sc0 ls3 ws2\">Mo<span class=\"_ _3\"></span>rbi<span class=\"_ _3\"></span>dit<span class=\"_ _3\"></span>y \u2013 </td><td></td><td class=\"t m0 x997 h8 y39d3 ff3 fs4 fc2 sc0 ls3 ws2\" colspan=\"2\">Mo<span class=\"_ _3\"></span>rb<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n Gro<span class=\"_ _3\"></span>up ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e. Th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>en n<span class=\"_ _3\"></span>o ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng </td></tr><tr><td class=\"t m0 x33d h1e y39d4 ff5 fs4 fc1 sc0 ls46 ws46\">permanent<span class=\"_ _5\"></span> <span class=\"ls3 ws2\"> </span></td><td class=\"c n x998 y39d5 w5e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x999 y39d5 w5ec h12a\" colspan=\"2\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">. Sa<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l rate<span class=\"_ _3\"></span>s pe<span class=\"_ _3\"></span>r \u00a3 in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nef<span class=\"_ _3\"></span>it fo<span class=\"_ _3\"></span>r a ma<span class=\"_ _3\"></span>le n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-sm<span class=\"_ _3\"></span>oke<span class=\"_ _3\"></span>r are:<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y39d6 ff5 fs4 fc1 sc0 ls3e ws3e\">health insurance<span class=\"_ _2d1\"> </span></td><td class=\"c n x998 y39d7 w5e5 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls9c wsb8\">Age<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99a y39d7 w274 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls139 ws162\">Rate<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39d8 w5e6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">25<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99e y39d8 w5ed h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">0.<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>28%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39d9 w5e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">35<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99f y39d9 w5ee h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.603%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39da w5ea h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">45<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x9a0 y39da w5ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">1.<span class=\"_ _3\"></span>308%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y39db ff5 fs4 fc1 sc0 ls3e ws3e\">Expenses<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x997 h8 y39dc ff3 fs4 fc2 sc0 ls3 ws2\" colspan=\"2\">Co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s are c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g for th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts of </td><td></td></tr><tr><td></td><td class=\"t m0 x997 h8 y39dd ff3 fs4 fc2 sc0 ls6 ws4\" colspan=\"2\">administr<span class=\"_ _5\"></span>ation of<span class=\"_ _5\"></span> the business.<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x9a1 h7e y39de ffe fsa fc1 sc0 ls1f ws1e\">Annual cost<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x41b h7e y39df ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y39e0 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x997 h7e y39e1 ffe fsa fc1 sc0 lse1 wsa5\">Product<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x41c h7e y39e2 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y39e1 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x998 y39e3 w5f0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Onshore<span class=\"_ _5\"></span> prot<span class=\"_ _5\"></span>ection business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9a2 y39e3 w5f1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">\u00a335<span class=\"_ _3\"></span>.69<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9a3 y39e3 w5f2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a335<span class=\"_ _3\"></span>.1<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39e4 w5f3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Offshore pr<span class=\"_ _5\"></span>otect<span class=\"_ _5\"></span>ion business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9a4 y39e4 w3d3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsc9 wse6\">\u00a3<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>.76<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9a5 y39e4 w5f4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">\u00a369<span class=\"_ _3\"></span>.72<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y39e5 ff5 fs4 fc1 sc0 ls48 ws48\">Persistency<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x997 h8 y39e6 ff3 fs4 fc2 sc0 ls3 ws2\">of th<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The<span class=\"_ _3\"></span>re h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n no c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>n rates d<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g 2024<span class=\"_ _3\"></span>. Sa<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e </td><td></td><td class=\"t m0 x997 h8 y39e7 ff3 fs4 fc2 sc0 ls3 ws2\">All<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>de fo<span class=\"_ _3\"></span>r a be<span class=\"_ _3\"></span>st-est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate l<span class=\"_ _3\"></span>evel o<span class=\"_ _3\"></span>f la<span class=\"_ _3\"></span>ps<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on </td></tr><tr><td></td><td class=\"t m0 x997 h8 y39e8 ff3 fs4 fc2 sc0 ls8 ws6\">annual lapse<span class=\"_ _5\"></span> rates<span class=\"_ _5\"></span> are:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x9a6 h7e y39e9 ffe fsa fc1 sc0 ls1c ws1b\">Lapse<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x998 y39ea w5f5 h127\"><div class=\"t m0 x262 h7e y372e ffe fsa fc1 sc0 lse1 wsa5\">Product<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x9a7 y39ea w5f6 h127\"><div class=\"t m0 x262 h7e y372e ffe fsa fc1 sc0 ls3 wsb\">All durati<span class=\"_ _3\"></span>ons<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39eb w5f0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Onshore<span class=\"_ _5\"></span> prot<span class=\"_ _5\"></span>ection business<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x9a8 y39eb w5f7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">9%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39ec w5f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Of<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ore w<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>le o<span class=\"_ _3\"></span>f li<span class=\"_ _3\"></span>fe<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x9a9 y39ec w5f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a wsa7\">8%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39ed w5fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Offshore crit<span class=\"_ _5\"></span>ical illness<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x9aa y39ed w5fb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a wsa7\">13%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y39ee ff5 fs4 fc1 sc0 ls3e ws3e\">Risk adjustment<span class=\"_ _2d1\"> </span></td><td></td><td></td><td class=\"t m0 x997 h8 y39ef ff3 fs4 fc2 sc0 ls3 ws2\">Th<span class=\"_ _3\"></span>e ris<span class=\"_ _3\"></span>k a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>ust<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g a co<span class=\"_ _3\"></span>st of c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h wi<span class=\"_ _3\"></span>th a 3% </td></tr><tr><td></td><td class=\"t m0 x997 h8 y39f0 ff3 fs4 fc2 sc0 ls3 ws2\">ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e. T<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n no c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng 20<span class=\"_ _3\"></span>24.<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr></table></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls52 ws4f gs52a\">Sensitivit<span class=\"_ _3\"></span>y analysis<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs52b\">Th<span class=\"_ _3\"></span>e tabl<span class=\"_ _3\"></span>e b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow s<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>ut t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tiv<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>fit o<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s a<span class=\"_ _3\"></span>nd n<span class=\"_ _3\"></span>et as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs52c\">ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in key a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e leve<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f se<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y te<span class=\"_ _3\"></span>sted a<span class=\"_ _3\"></span>re co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>t wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs52d\">in th<span class=\"_ _3\"></span>e EE<span class=\"_ _3\"></span>V pr<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd re<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t rea<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e leve<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>s of ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>e in th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ons<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs52e\">Th<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ysi<span class=\"_ _3\"></span>s ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>s the c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le/assu<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on s<span class=\"_ _3\"></span>how<span class=\"_ _3\"></span>n wh<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>ll ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es/<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs52f\">as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re le<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>t un<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. In p<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ce va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s/<span class=\"_ _5\"></span>as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns m<span class=\"_ _3\"></span>ay c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e at t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs530\">tim<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>, as so<span class=\"_ _3\"></span>me m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>y be c<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d (<span class=\"_ _5\"></span>for ex<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>e, a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t rate<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>so re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs531\">in a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e in e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s if th<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>ncre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>s hi<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>er i<span class=\"_ _3\"></span>nfl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). It s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d al<span class=\"_ _3\"></span>so b<span class=\"_ _3\"></span>e no<span class=\"_ _3\"></span>ted </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs532\">that in<span class=\"_ _5\"></span> some inst<span class=\"_ _5\"></span>ances sensit<span class=\"_ _5\"></span>ivities are<span class=\"_ _5\"></span> non-linear<span class=\"_ _6\"></span>. The sensi<span class=\"_ _5\"></span>tivity percent<span class=\"_ _5\"></span>age has been a<span class=\"_ _5\"></span>pplied </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs533\">in p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>: for ex<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>e, a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f a 10% s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y to a wi<span class=\"_ _3\"></span>thd<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>al </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs534\">as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of 8% w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>t to 8.<span class=\"_ _3\"></span>8%<span class=\"_ _2\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"gs535\"><table class=\"s w5d3 h16d\" id=\"_6854d629-12d0-4606-b267-20fb230983f3\"><tr><td></td><td></td><td class=\"t m0 x97d h7e y39bc ffe fsa fc1 sc0 ls1c wsa5\">Change in </td><td class=\"t m0 x38e h1c y39bc ff3 fsa fc1 sc0 lsc ws3d\">Change in<span class=\"_ _5\"></span> </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x97e h7e y39bd ffe fsa fc1 sc0 lsaf wsb3\">profit </td><td class=\"t m0 x801 h1c y39bd ff3 fsa fc1 sc0 ls2a ws29\">prof<span class=\"_ _3\"></span>it </td><td class=\"t m0 x97f h7e y39bd ffe fsa fc1 sc0 ls1c wsa5\">Change in <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x980 h1c y39bd ff3 fsa fc1 sc0 lsc ws3d\">Change in<span class=\"_ _5\"></span> </td></tr><tr><td></td><td class=\"t m0 x981 h7e y39be ffe fsa fc1 sc0 ls1c wsa5\">Change in </td><td class=\"t m0 x982 h7e y39be ffe fsa fc1 sc0 lsd ws1f\">before t<span class=\"_ _5\"></span>ax </td><td class=\"t m0 x983 h1c y39be ff3 fsa fc1 sc0 ls1 wsb3\">be<span class=\"_ _3\"></span>fore ta<span class=\"_ _3\"></span>x </td><td class=\"t m0 x97f h7e y39be ffe fsa fc1 sc0 ls25 ws22\">net assets<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x980 h1c y39be ff3 fsa fc1 sc0 ls1c ws7\">net assets </td></tr><tr><td></td><td class=\"t m0 x984 h7e y39bf ffe fsa fc1 sc0 ls1c ws1b\">assumption<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x985 h7e y39bf ffe fsa fc1 sc0 ls1 ws1\">2024</td><td class=\"t m0 x801 h1c y39bf ff3 fsa fc1 sc0 ls3 ws22\"> 2023</td><td class=\"t m0 x986 h7e y39bf ffe fsa fc1 sc0 ls1 ws9c\"> 2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y39bf ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h7e y39c0 ffe fsa fc1 sc0 ls1f ws1e\">Sensitivity analysis<span class=\"_ _2d1\"> </span></td><td class=\"c n x987 y38ee w5d4 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1a ws19\">Percent<span class=\"_ _5\"></span>age<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x988 y38ee w6a h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x989 y39c1 w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x98a y38ee w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x98b y39c1 w2fd h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w5d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t rate<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x98c y3730 w5d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>%)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x98d y3730 w5d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x98e y3730 w5d8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x98f y3730 w5d9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _3\"></span>.<span class=\"_ _0\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x990 y3730 w5da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w5db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Mortality/<span class=\"_ _6\"></span>morbidity<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x991 y3731 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x992 y3731 w5dd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x993 y3731 w5de h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x994 y3731 w4f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x995 y3731 w5df h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs536\">A ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>dra<span class=\"_ _3\"></span>wal ra<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s wi<span class=\"_ _3\"></span>ll h<span class=\"_ _3\"></span>av<span class=\"_ _3\"></span>e no m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>al i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>act o<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs537\">in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets<span class=\"_ _3\"></span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInsuranceContractsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-448": {
   "value": "Inv<span class=\"_ _5\"></span>estment property<span class=\"_ _2d1\"> </span><table class=\"s w444 h153\" id=\"_7ed7e6e7-d351-4cd6-b7cc-64b2137a4a71\"><tr><td></td><td class=\"c n x72e y38e6 w221 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72f y38e7 w403 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x3ed y38e8 w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y38e9 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ea w223 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x767 y38ea w425 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x768 y38ea w445 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>294<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w446 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Capit<span class=\"_ _5\"></span>alised expenditure<span class=\"_ _5\"></span> on exist<span class=\"_ _5\"></span>ing properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x769 y380f w447 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76a y380f w284 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">1<span class=\"_ _3\"></span>0.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w373 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76b y3810 w448 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(2<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76c y3810 w449 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w44a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76d y37ab w209 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _6\"></span>3.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76e y37ab w20a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _0\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x76f y3731 w44b h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">892<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x770 y3731 w44c h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,11<span class=\"_ _3\"></span>0.3<span class=\"_ _2d1\"> </span></div></td></tr></table>The Gr<span class=\"_ _5\"></span>oup is t<span class=\"_ _5\"></span>he lessor f<span class=\"_ _5\"></span>or a<span class=\"_ _5\"></span> por<span class=\"_ _3\"></span>tfolio of<span class=\"_ _5\"></span> properties which<span class=\"_ _5\"></span> meet the<span class=\"_ _5\"></span> definition o<span class=\"_ _5\"></span>f inv<span class=\"_ _5\"></span>estment property.<span class=\"_ _5\"></span> The portfolio is<span class=\"_ _5\"></span> held within unit<span class=\"_ _6\"></span>-link<span class=\"_ _5\"></span>ed funds, leased out<span class=\"_ _5\"></span> under operat<span class=\"_ _5\"></span>ing leases, and is<span class=\"_ _5\"></span> considered<span class=\"_ _5\"></span> current. How<span class=\"_ _5\"></span>ever<span class=\"_ _6\"></span>, since in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> properties ar<span class=\"_ _5\"></span>e not t<span class=\"_ _5\"></span>raded in<span class=\"_ _5\"></span> an organised<span class=\"_ _5\"></span> public ma<span class=\"_ _3\"></span>rket t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>ly i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>id c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>red w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h ma<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re are n<span class=\"_ _3\"></span>o rest<span class=\"_ _5\"></span>rictions on<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>ealisability of the<span class=\"_ _5\"></span> Group\u2019s<span class=\"_ _5\"></span> individual pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties, or on<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>emittance of<span class=\"_ _5\"></span> income or<span class=\"_ _5\"></span> disposal pr<span class=\"_ _5\"></span>oceeds<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ows va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>s stra<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>es to mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>se t<span class=\"_ _3\"></span>he r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ks as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th a<span class=\"_ _3\"></span>ny rig<span class=\"_ _3\"></span>ht<span class=\"_ _3\"></span>s the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ret<span class=\"_ _5\"></span>ains in<span class=\"_ _5\"></span> the in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> properties. These st<span class=\"_ _5\"></span>rategies<span class=\"_ _5\"></span> include:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">activ<span class=\"_ _5\"></span>ely re<span class=\"_ _5\"></span>viewing and monit<span class=\"_ _5\"></span>oring t<span class=\"_ _5\"></span>he condition<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> properties and undertaking<span class=\"_ _5\"></span> </span>ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te rep<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital w<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ks pro<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cts a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">engaging pr<span class=\"_ _5\"></span>ofe<span class=\"_ _5\"></span>ssional legal<span class=\"_ _5\"></span> advisers in<span class=\"_ _5\"></span> drafting<span class=\"_ _5\"></span> prudent lease<span class=\"_ _5\"></span> terms<span class=\"_ _5\"></span> gov<span class=\"_ _5\"></span>erning the<span class=\"_ _5\"></span> use </span>of t<span class=\"_ _5\"></span>he pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties<span class=\"_ _5\"></span> and engaging<span class=\"_ _5\"></span> specialist ass<span class=\"_ _5\"></span>et managers<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> overs<span class=\"_ _5\"></span>ee adherenc<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o these<span class=\"_ _5\"></span> ter<span class=\"_ _3\"></span>ms on a<span class=\"_ _3\"></span>n o<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">activ<span class=\"_ _5\"></span>ely re<span class=\"_ _5\"></span>viewing and monit<span class=\"_ _5\"></span>oring lessee<span class=\"_ _5\"></span> financial co<span class=\"_ _5\"></span>venant posit<span class=\"_ _5\"></span>ions </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">maintaining<span class=\"_ _5\"></span> appropriat<span class=\"_ _5\"></span>e and<span class=\"_ _5\"></span> prudent insurance<span class=\"_ _5\"></span> for<span class=\"_ _5\"></span> the pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ties </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">senior<span class=\"_ _5\"></span> management r<span class=\"_ _5\"></span>egularly r<span class=\"_ _5\"></span>eviewing<span class=\"_ _5\"></span> the in<span class=\"_ _5\"></span>vest<span class=\"_ _5\"></span>ment pr<span class=\"_ _5\"></span>opert<span class=\"_ _3\"></span>y portfolio<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> oversee<span class=\"_ _5\"></span> </span>diversificat<span class=\"_ _5\"></span>ion and performance,<span class=\"_ _5\"></span> and t<span class=\"_ _5\"></span>o maximise v<span class=\"_ _5\"></span>alue and occupanc<span class=\"_ _5\"></span>y rat<span class=\"_ _5\"></span>es. Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d at l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>t mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly by e<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d su<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>veyor<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e gu<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Roya<span class=\"_ _3\"></span>l In<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of C<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d Su<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>veyo<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span> val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e \u2018m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h\u2019 va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ion te<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ue: t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t is<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt in<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n ge<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ted by m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns i<span class=\"_ _3\"></span>nvol<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ica<span class=\"_ _3\"></span>l or comparable (<span class=\"_ _6\"></span>i.e. similar<span class=\"_ _6\"></span>) assets.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>stor<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ost o<span class=\"_ _3\"></span>f inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 is \u00a3<span class=\"_ _3\"></span>987<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a31<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>297<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Thi<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pr<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r to any s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t reval<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>The r<span class=\"_ _5\"></span>ental<span class=\"_ _5\"></span> income and<span class=\"_ _5\"></span> direct oper<span class=\"_ _5\"></span>ating expenses<span class=\"_ _5\"></span> recognised in<span class=\"_ _5\"></span> the consolidat<span class=\"_ _5\"></span>ed st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>tie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow. Al<span class=\"_ _3\"></span>l exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es rel<span class=\"_ _3\"></span>ate to p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y g<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>ng re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><table class=\"s w1e0 h154\" id=\"_6d4ebd1b-6c1c-44d5-8770-a98bbe0ec64d\"><tr><td></td><td class=\"t m0 x433 h7e y38eb ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y38eb ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y38ec ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38ec ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38ed ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38ed ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38ee w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38ef w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w205 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Rent<span class=\"_ _5\"></span>al income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x464 y3730 w44d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">60.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x465 y3730 w44e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">69.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w44f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Direc<span class=\"_ _5\"></span>t operat<span class=\"_ _5\"></span>ing expense<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x771 y3731 w287 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">9.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x772 y3731 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">5.0<span class=\"_ _2d1\"> </span></div></td></tr></table>At<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear-<span class=\"_ _5\"></span>end con<span class=\"_ _5\"></span>tractual<span class=\"_ _5\"></span> obligations t<span class=\"_ _5\"></span>o purc<span class=\"_ _5\"></span>hase, construct<span class=\"_ _5\"></span> or dev<span class=\"_ _5\"></span>elop inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> propert<span class=\"_ _3\"></span>y amount<span class=\"_ _5\"></span>ed to<span class=\"_ _5\"></span> \u00a36.4 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a313.4 million<span class=\"_ _1\"></span>). The<span class=\"_ _5\"></span> most significan<span class=\"_ _5\"></span>t contr<span class=\"_ _5\"></span>actual obligation<span class=\"_ _5\"></span> at 31<span class=\"_ _5\"></span> December 202<span class=\"_ _5\"></span>4 was<span class=\"_ _5\"></span> for r<span class=\"_ _5\"></span>efurbishment<span class=\"_ _5\"></span> of a building<span class=\"_ _5\"></span> in Manchest<span class=\"_ _5\"></span>er to<span class=\"_ _5\"></span>talling \u00a3<span class=\"_ _5\"></span>2.7 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a39.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Contr<span class=\"_ _5\"></span>actual obligation<span class=\"_ _5\"></span>s to<span class=\"_ _5\"></span> dispose of<span class=\"_ _5\"></span> inves<span class=\"_ _5\"></span>tment pr<span class=\"_ _5\"></span>oper<span class=\"_ _3\"></span>ty amounted<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> \u00a328.0 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a3nil<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>A ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ysi<span class=\"_ _3\"></span>s of u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l re<span class=\"_ _3\"></span>ntal i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e to be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d on a<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s for th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>ex<span class=\"_ _3\"></span>t fi<span class=\"_ _3\"></span>ve ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d the to<span class=\"_ _3\"></span>tal to be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>ed th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ter, is s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow.<span class=\"_ _2d1\"> </span><table class=\"s w450 h155\" id=\"_c8abcc6c-3853-43c6-989c-50be35db057d\"><tr><td></td><td class=\"t m0 x41b h7e y38f0 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f0 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38f1 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38f1 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h8 y38f2 ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me to be re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved i<span class=\"_ _3\"></span>n:<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y38f3 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38f4 w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38f5 w2a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x773 y38f5 w451 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">45<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x774 y38f5 w452 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">64.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38f6 w453 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x775 y38f6 w454 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">42.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x776 y38f6 w455 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">58.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w456 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x777 y38d1 w457 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">38.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x778 y38d1 w458 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">52.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w459 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x779 y380f w45a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">33.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77a y380f w45b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>7.<span class=\"_ _0\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w45c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">Ye<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>r 5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77b y3810 w45d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">29.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ff y3810 w45e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">41.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w45f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Y<span class=\"_ _5\"></span>e<span class=\"_ _3\"></span>ar 6 o<span class=\"_ _3\"></span>nwa<span class=\"_ _3\"></span>rds<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77c y37ab w460 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">156.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77d y37ab w461 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">235.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w462 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal undiscounted contractual rental<span class=\"_ _5\"></span> income to be received<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77e y3731 w463 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x77f y3731 w26f h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls97 ws94\">4<span class=\"_ _3\"></span>99<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentPropertyExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-449": {
   "value": "Cash a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>sh eq<span class=\"_ _3\"></span>uival<span class=\"_ _3\"></span>ents<span class=\"_ _2d1\"> </span><table class=\"s w464 h156\" id=\"_a57767e2-229f-4f0c-8d11-6b2955c2814d\"><tr><td></td><td class=\"t m0 x41b h7e y38f7 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f7 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38f8 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38f8 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38d5 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38d6 w1a6 h12c\"><div class=\"t m0 x262 h7e y372e ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w465 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cas<span class=\"_ _3\"></span>h a<span class=\"_ _3\"></span>nd ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts n<span class=\"_ _3\"></span>ot he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d to cove<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>it li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x780 y3810 w466 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">352<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x781 y3810 w467 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w468 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Balances held<span class=\"_ _5\"></span> to co<span class=\"_ _5\"></span>ver un<span class=\"_ _5\"></span>it liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x782 y37ab w42c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5,<span class=\"_ _3\"></span>311<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x783 y37ab w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5,<span class=\"_ _3\"></span>918<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w469 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash and cash equiv<span class=\"_ _5\"></span>alents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x784 y3731 w46a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">5,663.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x444 y3731 we1 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls52 ws4f\">6,<span class=\"_ _3\"></span>204<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr></table>All c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh e<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>re con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>d cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndCashEquivalentsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-379": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs4a5\">15. Other receiva<span class=\"_ _5\"></span>bles<span class=\"_ _2d1\"> </span></div><div class=\"gs3f7\"><table class=\"s w46b h157\" id=\"_d2260f09-2836-4cf3-b82f-8cf9ad741ce4\"><tr><td></td><td class=\"t m0 x3ea h7e y38f9 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y38f9 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y38fa ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y38fa ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y38fb w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y38fc w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3759 w46c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a ws4\">Receivables<span class=\"_ _5\"></span> in r<span class=\"_ _5\"></span>elation t<span class=\"_ _5\"></span>o unit liabilit<span class=\"_ _5\"></span>ies excluding<span class=\"_ _5\"></span> policyholder int<span class=\"_ _5\"></span>erests<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x785 y3759 w295 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">656.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x786 y3759 w46d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">956.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38fd w46e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Other r<span class=\"_ _5\"></span>eceivables in<span class=\"_ _5\"></span> relation<span class=\"_ _5\"></span> to lif<span class=\"_ _5\"></span>e and<span class=\"_ _5\"></span> unit trust<span class=\"_ _5\"></span> business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x787 y38fd w46f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">55<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x788 y38fd w33e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>51.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38fe w470 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Operati<span class=\"_ _5\"></span>onal readi<span class=\"_ _5\"></span>ness prepa<span class=\"_ _5\"></span>yment<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x789 y38fe w471 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">256.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78a y38fe w471 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">283.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ff w472 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Adva<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ed p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78b y38ff w209 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78c y38ff w473 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">127<span class=\"_ _5\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3900 w474 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Other pr<span class=\"_ _5\"></span>epayments and<span class=\"_ _5\"></span> accrued income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78d y3900 w475 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78e y3900 w476 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3901 w477 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Business loans<span class=\"_ _5\"></span> to P<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>tners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78f y3901 w478 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">5<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x790 y3901 w479 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">408.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382b w47a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x791 y382b w47b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">121<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x792 y382b w47c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382c w47d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Miscellaneous<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x793 y382c w36b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">45.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x794 y382c w47e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">44.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3902 w47f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>les o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e So<span class=\"_ _3\"></span>lven<span class=\"_ _3\"></span>cy I<span class=\"_ _3\"></span>I Ne<span class=\"_ _3\"></span>t Asse<span class=\"_ _3\"></span>ts Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e Sh<span class=\"_ _3\"></span>eet<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x795 y3902 w480 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x796 y3902 w481 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">2,14<span class=\"_ _5\"></span>7<span class=\"_ _6\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w482 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Pol<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>yh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>sts i<span class=\"_ _3\"></span>n ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s (<span class=\"_ _5\"></span>se<span class=\"_ _3\"></span>e N<span class=\"_ _3\"></span>ote 14)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x797 y379b w42e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">816<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x798 y379b w483 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">846<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ed w17f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Other<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x736 y37ed w2be h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x799 y37ed w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3903 w484 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal other receivables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x79a y3903 w485 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">2<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>8<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x79b y3903 w486 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _3\"></span>,<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>9<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x402 y3810 w44b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>,781<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x79c y3810 w487 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,2<span class=\"_ _5\"></span>43.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w3ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x79d y37ab w488 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">906.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x79e y37ab w112 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">753<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x6cb y3731 w485 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">2<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x79f y3731 w489 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4a6\">All i<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>s wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>in ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>es m<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>t the d<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>cia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>xce<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4a7\">of p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d ad<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue of t<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>se f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4a8\">held at<span class=\"_ _5\"></span> amor<span class=\"_ _3\"></span>tised cos<span class=\"_ _5\"></span>t is not<span class=\"_ _5\"></span> materially<span class=\"_ _5\"></span> different<span class=\"_ _5\"></span> from amortised<span class=\"_ _5\"></span> cost.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4a9\">Rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to uni<span class=\"_ _3\"></span>t li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s rel<span class=\"_ _3\"></span>ate to o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket tra<span class=\"_ _3\"></span>de s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts (sal<span class=\"_ _3\"></span>es<span class=\"_ _5\"></span>) </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4aa\">in the<span class=\"_ _5\"></span> life<span class=\"_ _5\"></span> unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed funds and<span class=\"_ _5\"></span> the consolidat<span class=\"_ _5\"></span>ed unit<span class=\"_ _5\"></span> trusts. Other<span class=\"_ _5\"></span> receivables<span class=\"_ _5\"></span> in relation<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4ab\">insurance<span class=\"_ _5\"></span> and unit<span class=\"_ _5\"></span> trust business<span class=\"_ _5\"></span> primarily relat<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o outst<span class=\"_ _5\"></span>anding policy-<span class=\"_ _5\"></span>relat<span class=\"_ _5\"></span>ed settlement </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4ac\">tim<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s. B<span class=\"_ _3\"></span>ot<span class=\"_ _3\"></span>h of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s of re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re sh<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t-term<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4ad\">The oper<span class=\"_ _5\"></span>ational r<span class=\"_ _5\"></span>eadiness prepayment<span class=\"_ _5\"></span> consists of<span class=\"_ _5\"></span> directly<span class=\"_ _5\"></span> inv<span class=\"_ _5\"></span>oiced operational<span class=\"_ _5\"></span> readiness c<span class=\"_ _5\"></span>osts </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls5b ws2 gs4ae\">ad<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d rel<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tes to th<span class=\"_ _3\"></span>e Bl<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r ad<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>stra<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>m wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>en d<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>d by o<span class=\"_ _3\"></span>ur </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls2b ws6 gs4af\">ke<span class=\"_ _5\"></span>y outsour<span class=\"_ _5\"></span>ced back-<span class=\"_ _5\"></span>office administrat<span class=\"_ _5\"></span>ion pro<span class=\"_ _5\"></span>vider.<span class=\"_ _5\"></span> Manageme<span class=\"_ _3\"></span>nt has<span class=\"_ _5\"></span> assessed the r<span class=\"_ _5\"></span>ecover<span class=\"_ _5\"></span>abilit<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4b0\">of th<span class=\"_ _3\"></span>is p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ag<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>t the e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t sa<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>f low<span class=\"_ _3\"></span>er f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure tar<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>f c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>ris<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4b1\">from t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>. It i<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ieve<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at n<span class=\"_ _3\"></span>o rea<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4b2\">wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>is a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, nota<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y l<span class=\"_ _3\"></span>evel<span class=\"_ _3\"></span>s of f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, the a<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d fut<span class=\"_ _3\"></span>ure s<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vic<span class=\"_ _3\"></span>e tar<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4b3\">an<span class=\"_ _3\"></span>d the d<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>sco<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t rate<span class=\"_ _3\"></span>, wou<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d ha<span class=\"_ _3\"></span>ve an i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4b4\">Ren<span class=\"_ _3\"></span>ewa<span class=\"_ _3\"></span>l i<span class=\"_ _3\"></span>nco<span class=\"_ _3\"></span>me a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t the p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>sh fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4b5\">business combinat<span class=\"_ _5\"></span>ions or book<span class=\"_ _5\"></span>s of business<span class=\"_ _5\"></span> acquired<span class=\"_ _5\"></span> by the<span class=\"_ _5\"></span> Group.<span class=\"_ _2d1\"> </span><span class=\"_ _5\"></span> </div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls52 ws4f gs4b7\">Business lo<span class=\"_ _3\"></span>ans to Partne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div><div class=\"gs415\"><table class=\"s w48a h158\" id=\"_59c93db8-2cf0-4d46-beca-7bdd52e13900\"><tr><td></td><td class=\"t m0 x41b h7e y3904 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3904 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x41c h7e y3905 ffe fsa fc1 sc0 ls1 ws1\">2024</td><td class=\"t m0 x339 h1c y3905 ff3 fsa fc1 sc0 ls3 ws22\"> 2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y3906 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y3907 w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w48b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Business loans<span class=\"_ _5\"></span> to P<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>tners dir<span class=\"_ _5\"></span>ectly f<span class=\"_ _5\"></span>unded by<span class=\"_ _5\"></span> the Group<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7a0 y3810 w48c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">38<span class=\"_ _3\"></span>6.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7a1 y3810 w48d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">340.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w48e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Securitised<span class=\"_ _5\"></span> business loans t<span class=\"_ _5\"></span>o Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7a2 y37ab w48f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">170<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7a3 y37ab w490 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">6<span class=\"_ _3\"></span>7.<span class=\"_ _0\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w491 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal business loans to P<span class=\"_ _5\"></span>art<span class=\"_ _3\"></span>ners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7a4 y3731 w492 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls96 ws93\">5<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7a5 y3731 w493 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls38 ws38\">408<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4d ws2 gs4b8\">Bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ans to P<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs are i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>b<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng (lin<span class=\"_ _3\"></span>ked to Ba<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>k of Eng<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d ba<span class=\"_ _3\"></span>se ra<span class=\"_ _3\"></span>te pl<span class=\"_ _3\"></span>us a m<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>in), </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4b9\">rep<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>n li<span class=\"_ _3\"></span>ne w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>an c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct an<span class=\"_ _3\"></span>d se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>t the f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4ba\">stre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ms of t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tiv<span class=\"_ _3\"></span>e Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. </div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls3 ws2 gs4bb\">Rec<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>cil<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>usi<span class=\"_ _3\"></span>nes<span class=\"_ _3\"></span>s loa<span class=\"_ _3\"></span>ns to P<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>ers<span class=\"_ _3\"></span>\u2019 op<span class=\"_ _3\"></span>eni<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>nd cl<span class=\"_ _3\"></span>osi<span class=\"_ _3\"></span>ng g<span class=\"_ _3\"></span>ros<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>ala<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div><div class=\"gs4bc\"><table class=\"s w494 h159\" id=\"_9c99e2db-d1ce-463a-a060-12fac6ab6e9c\"><tr><td></td><td></td><td class=\"t m0 x7a6 h7e y3908 ffe fsa fc1 sc0 ls1a ws1a\">Stage<span class=\"_ _5\"></span> 2: <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x7a7 h7e y3908 ffe fsa fc1 sc0 ls1a ws1a\">Stage<span class=\"_ _5\"></span> 3: <span class=\"ls3 ws2\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 x7a8 h7e y3909 ffe fsa fc1 sc0 ls1a ws1a\">Stage<span class=\"_ _5\"></span> 1: <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x7a9 h7e y3909 ffe fsa fc1 sc0 ls1a ws19\">under<span class=\"_ _5\"></span>- <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x41c h7e y3909 ffe fsa fc1 sc0 ls8a ws11b\">non-<span class=\"ls3 ws2\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 x7aa h7e y390a ffe fsa fc1 sc0 lsd wsc\">performing<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x7ab h7e y390a ffe fsa fc1 sc0 lsd wsc\">performing<span class=\"_ _2d1\"> </span></td><td class=\"c n x48a y390b w495 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">performing<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ac y390b w496 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x7ad y390c w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ae y390c w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7af y390c w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b0 y390c w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y390d w497 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Gro<span class=\"_ _3\"></span>ss b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b1 y390d w498 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">359.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x693 y390d w499 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">44<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b2 y390d w49a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">8.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b3 y390d w49b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">412.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y390e ff3 fs4 fc2 sc0 ls6 ws4\">Business loans<span class=\"_ _5\"></span> to P<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>tners classific<span class=\"_ _5\"></span>ation </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y390f ff3 fs4 fc2 sc0 ls7 ws5\">changes:<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3910 w49c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">\u2013 T<span class=\"_ _6\"></span>ransf<span class=\"_ _5\"></span>er t<span class=\"_ _5\"></span>o underperfo<span class=\"_ _5\"></span>rming<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b4 y3910 w49d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b5 y3910 w49e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">19.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b6 y3910 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b7 y3910 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3911 w49f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r to no<span class=\"_ _3\"></span>n-pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b8 y3911 w4a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b9 y3911 w2ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ba y3911 w4a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7bb y3911 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ea w4a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r to pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ng<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7bc y38ea w4a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7bd y38ea w4a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44e y38ea w274 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7be y38ea w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w4a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">New lending<span class=\"_ _5\"></span> activity during t<span class=\"_ _5\"></span>he year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7bf y3802 w4a6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">215.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c0 y3802 w4a7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c1 y3802 w4a8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">2.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c2 y3802 w4a9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">225<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w4aa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c3 y379e w4ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c4 y379e w4ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">3.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c5 y379e w329 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">2.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70b y379e w4ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">4<span class=\"_ _3\"></span>3.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w4ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Repayment<span class=\"_ _5\"></span> activity during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c6 y379f w4af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c7 y379f w277 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c8 y379f w90 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c9 y379f w4b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w4b1 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Gr<span class=\"_ _3\"></span>oss b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ca y3731 w4b2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">484.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7cb y3731 w4b3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">48.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7cc y3731 w4b4 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">3<span class=\"_ _3\"></span>3.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7cd y3731 w4b5 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">565.8<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs4bd\"><table class=\"s w4b6 h15a\" id=\"_cbab9db1-14db-4ec4-8416-a441a1c508d2\"><tr><td></td><td></td><td class=\"t m0 x33e h1c y3912 ff3 fsa fc1 sc0 lse1 ws17d\">Stage<span class=\"_ _5\"></span> 2: </td><td class=\"t m0 x7a7 h1c y3912 ff3 fsa fc1 sc0 ls84 ws2\">Sta<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>e 3: <span class=\"ls3\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 x7a8 h1c y3913 ff3 fsa fc1 sc0 ls84 ws2\">Sta<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>e 1: </td><td class=\"t m0 x7a9 h1c y3913 ff3 fsa fc1 sc0 lsc wsb\">under<span class=\"_ _5\"></span>-<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x41c h1c y3913 ff3 fsa fc1 sc0 lsc wsb\">non-<span class=\"ls3 ws2\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 x7aa h1c y3914 ff3 fsa fc1 sc0 lsc wsb\">performing<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x7ce h1c y3914 ff3 fsa fc1 sc0 lsc wsb\">performing<span class=\"_ _2d1\"> </span></td><td class=\"c n x48a y3916 w4b7 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">performing<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7cf y3916 w4b8 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x7d0 y3917 w13 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d1 y3917 w13 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d2 y3917 w1a6 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d3 y3917 w1a6 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3918 w4b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Gro<span class=\"_ _3\"></span>ss b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 2<span class=\"_ _3\"></span>023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d4 y3918 w4ba h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _2\"></span>97.<span class=\"_ _2\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d5 y3918 w4bb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d6 y3918 w1e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">4.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d7 y3918 w4bc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">319.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3919 ff3 fs4 fc2 sc0 ls6 ws4\">Business loans<span class=\"_ _5\"></span> to P<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>tners classific<span class=\"_ _5\"></span>ation </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y391a ff3 fs4 fc2 sc0 ls7 ws5\">changes:<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3864 w49c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">\u2013 T<span class=\"_ _6\"></span>ransf<span class=\"_ _5\"></span>er t<span class=\"_ _5\"></span>o underperfo<span class=\"_ _5\"></span>rming<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d8 y3864 w4bd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d9 y3864 w4be h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7da y3864 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7db y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3865 w49f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r to no<span class=\"_ _3\"></span>n-pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7dc y3865 w4bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7dd y3865 w4c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7de y3865 w289 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7df y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3866 w4a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r to pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ng<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e0 y3866 w4c1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls14d ws177\">4.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e1 y3866 w4c2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e2 y3866 w4c3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e3 y3866 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w4a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">New lending<span class=\"_ _5\"></span> activity during t<span class=\"_ _5\"></span>he year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e4 y379d w4c4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">195.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e5 y379d w4c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">16.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e6 y379d w82 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e7 y379d w4c6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">212.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w4aa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e8 y37cd w4c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">26.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e9 y37cd w176 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ea y37cd w1eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x357 y37cd w4c8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">30.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w4ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Repayment<span class=\"_ _5\"></span> activity during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7eb y3766 w4c9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ec y3766 w4ca h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ed y3766 w4cb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ee y3766 w4cc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w4cd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Gro<span class=\"_ _3\"></span>ss b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ef y3731 w4ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">359<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f0 y3731 w58 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">4<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f1 y3731 w49a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">8.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f2 y3731 w4cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">41<span class=\"_ _3\"></span>2.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 lsb5 wsb7 gs4bf\">Business loans to Part<span class=\"_ _3\"></span>ners: provision </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4c0\">Th<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s im<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rme<span class=\"_ _3\"></span>nt m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>l for b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n the l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4c1\">loss experienced<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> por<span class=\"_ _3\"></span>tfolio, wi<span class=\"_ _5\"></span>th due consider<span class=\"_ _5\"></span>ation giv<span class=\"_ _5\"></span>en t<span class=\"_ _5\"></span>o forward-<span class=\"_ _6\"></span>l<span class=\"_ _3\"></span>ooking inf<span class=\"_ _5\"></span>ormation. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4c2\">For t<span class=\"_ _3\"></span>hos<span class=\"_ _3\"></span>e bu<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs s<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d to a thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>n 202<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>, fu<span class=\"_ _3\"></span>ll cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k was t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4c3\">Th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n he<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>nst b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s as a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 wa<span class=\"_ _3\"></span>s \u00a38<span class=\"_ _3\"></span>.5 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4c4\">(<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a34.<span class=\"_ _3\"></span>8 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. D<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r, \u00a31.1 m<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n wa<span class=\"_ _3\"></span>s rel<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d (2023: \u00a30.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ion), </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4c5\">\u00a33.1 million<span class=\"_ _5\"></span> was utilis<span class=\"_ _5\"></span>ed (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a33.4 million<span class=\"_ _6\"></span>) and<span class=\"_ _5\"></span> new pr<span class=\"_ _5\"></span>ovisions and<span class=\"_ _5\"></span> adjustments<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> existing </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4c6\">pro<span class=\"_ _5\"></span>visions increased<span class=\"_ _5\"></span> the t<span class=\"_ _5\"></span>otal<span class=\"_ _5\"></span> by \u00a3<span class=\"_ _5\"></span>7<span class=\"_ _6\"></span>.9 million (<span class=\"_ _6\"></span>2023<span class=\"_ _5\"></span>: \u00a3<span class=\"_ _5\"></span>4.6 million<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4c7\">Th<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>s no p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>t am<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls3 ws2 gs4c8\">Bu<span class=\"_ _3\"></span>sin<span class=\"_ _3\"></span>ess l<span class=\"_ _3\"></span>oan<span class=\"_ _3\"></span>s to Pa<span class=\"_ _3\"></span>rt<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs as r<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>nise<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f fin<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>cia<span class=\"_ _3\"></span>l po<span class=\"_ _3\"></span>sit<span class=\"_ _3\"></span>ion<span class=\"_ _2d1\"> </span></div><div class=\"gs4c9\"><table class=\"s w4d0 h15c\" id=\"_3f07987d-5440-4bcd-8c0a-0a47e1aa842b\"><tr><td></td><td class=\"t m0 x3ea h7e y391b ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y391b ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y391c ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y391c ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y38d5 w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y391d w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w4d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Gross<span class=\"_ _5\"></span> business loans t<span class=\"_ _5\"></span>o Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f3 y3810 w4d2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">565.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f4 y3810 w4d3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">412.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w4d4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f5 y37ab w4d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f6 y37ab w4d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _3\"></span>.<span class=\"_ _0\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w4d7 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Net business loans t<span class=\"_ _5\"></span>o Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f7 y3731 w4d8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">5<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f8 y3731 w493 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls38 ws38\">408<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs4ca\">Renewal<span class=\"_ _5\"></span> income assets<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs4cb\">Movemen<span class=\"_ _5\"></span>t in renewal<span class=\"_ _5\"></span> income assets<span class=\"_ _2d1\"> </span></div><div class=\"gs4cc\"><table class=\"s w4d9 h153\" id=\"_4ed13b0a-933d-4feb-ae4b-093fcda89cec\"><tr><td></td><td class=\"c n x72e y38e6 w221 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72f y391e w403 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x3ed y3800 w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3801 w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ea w223 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f9 y38ea w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7fa y38ea w4db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">115.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w370 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Additions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x732 y3802 w311 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7fb y3802 w4dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7fc y379e w4dd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7fd y379e w4de h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w4df h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Rev<span class=\"_ _5\"></span>aluation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7fe y379f w4e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ff y379f w4e1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x800 y3731 w4e2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">121<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x694 y3731 w4da h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 lsd4 ws2 gs4cd\">Th<span class=\"_ _3\"></span>e key ass<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d for th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the re<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ewa<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me a<span class=\"_ _3\"></span>re as fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ows<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"gs4ce\"><table class=\"s w4e3 h15d\" id=\"_a732fa6e-e547-409d-a878-6aa691aedebc\"><tr><td></td><td class=\"t m0 x801 h7e y391f ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y391f ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x802 h7e y3920 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3920 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"c x265 y3921 w4e4 h15e\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Lap<span class=\"_ _3\"></span>se ra<span class=\"_ _3\"></span>te \u2013 SJ<span class=\"_ _3\"></span>P Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r ren<span class=\"_ _3\"></span>ewa<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me</div><div class=\"t m0 x803 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x804 y3921 w4e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">5.0% t<span class=\"_ _5\"></span>o 15.0%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x805 y3921 w4e6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">5.0% to<span class=\"_ _5\"></span> 15.0%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3730 w4e7 h15e\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Lapse<span class=\"_ _5\"></span> rat<span class=\"_ _5\"></span>e \u2013 non-<span class=\"_ _6\"></span>SJP renewal<span class=\"_ _5\"></span> income</div><div class=\"t m0 x806 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x807 y3730 w4e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6.<span class=\"_ _3\"></span>5% to 25.<span class=\"_ _3\"></span>0%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x808 y3730 w4e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6.5% to 25<span class=\"_ _3\"></span>.0%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w4ea h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Discount r<span class=\"_ _5\"></span>ate<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x809 y3731 w4eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a wsa7\">15.<span class=\"_ _3\"></span>8%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x80a y3731 w4ec h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8%<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs4cf\">1 <span class=\"_ _3a\"> </span>Fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e st<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>ms a<span class=\"_ _3\"></span>re p<span class=\"_ _3\"></span>roj<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d ma<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g us<span class=\"_ _3\"></span>e of re<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>p\u2019s e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs4d0\">the business<span class=\"_ _5\"></span> or,<span class=\"_ _5\"></span> where<span class=\"_ _5\"></span> insuf<span class=\"_ _3\"></span>ficient dat<span class=\"_ _5\"></span>a exists,<span class=\"_ _5\"></span> from e<span class=\"_ _5\"></span>x<span class=\"_ _3\"></span>ternal<span class=\"_ _5\"></span> industry experience. These<span class=\"_ _5\"></span> assumptions<span class=\"_ _5\"></span> are r<span class=\"_ _5\"></span>eviewed </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs4d1\">on an<span class=\"_ _5\"></span> annual basis.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4d2\">These assump<span class=\"_ _5\"></span>tions hav<span class=\"_ _5\"></span>e been used f<span class=\"_ _5\"></span>or the<span class=\"_ _5\"></span> analysis of<span class=\"_ _5\"></span> each business c<span class=\"_ _5\"></span>ombination classified </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4d3\">within r<span class=\"_ _5\"></span>enewal<span class=\"_ _5\"></span> income.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherReceivablesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-412": {
   "value": "15. Other receiva<span class=\"_ _5\"></span>bles<span class=\"_ _2d1\"> </span><table class=\"s w46b h157\" id=\"_d2260f09-2836-4cf3-b82f-8cf9ad741ce4\"><tr><td></td><td class=\"t m0 x3ea h7e y38f9 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y38f9 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y38fa ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y38fa ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y38fb w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y38fc w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3759 w46c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a ws4\">Receivables<span class=\"_ _5\"></span> in r<span class=\"_ _5\"></span>elation t<span class=\"_ _5\"></span>o unit liabilit<span class=\"_ _5\"></span>ies excluding<span class=\"_ _5\"></span> policyholder int<span class=\"_ _5\"></span>erests<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x785 y3759 w295 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">656.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x786 y3759 w46d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">956.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38fd w46e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Other r<span class=\"_ _5\"></span>eceivables in<span class=\"_ _5\"></span> relation<span class=\"_ _5\"></span> to lif<span class=\"_ _5\"></span>e and<span class=\"_ _5\"></span> unit trust<span class=\"_ _5\"></span> business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x787 y38fd w46f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">55<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x788 y38fd w33e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>51.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38fe w470 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Operati<span class=\"_ _5\"></span>onal readi<span class=\"_ _5\"></span>ness prepa<span class=\"_ _5\"></span>yment<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x789 y38fe w471 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">256.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78a y38fe w471 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">283.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ff w472 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Adva<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ed p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78b y38ff w209 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78c y38ff w473 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">127<span class=\"_ _5\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3900 w474 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Other pr<span class=\"_ _5\"></span>epayments and<span class=\"_ _5\"></span> accrued income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78d y3900 w475 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78e y3900 w476 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3901 w477 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Business loans<span class=\"_ _5\"></span> to P<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>tners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78f y3901 w478 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">5<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x790 y3901 w479 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">408.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382b w47a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x791 y382b w47b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">121<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x792 y382b w47c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382c w47d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Miscellaneous<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x793 y382c w36b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">45.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x794 y382c w47e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">44.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3902 w47f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r re<span class=\"_ _3\"></span>cei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>les o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e So<span class=\"_ _3\"></span>lven<span class=\"_ _3\"></span>cy I<span class=\"_ _3\"></span>I Ne<span class=\"_ _3\"></span>t Asse<span class=\"_ _3\"></span>ts Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e Sh<span class=\"_ _3\"></span>eet<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x795 y3902 w480 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x796 y3902 w481 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">2,14<span class=\"_ _5\"></span>7<span class=\"_ _6\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w482 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Pol<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>yh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>sts i<span class=\"_ _3\"></span>n ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s (<span class=\"_ _5\"></span>se<span class=\"_ _3\"></span>e N<span class=\"_ _3\"></span>ote 14)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x797 y379b w42e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">816<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x798 y379b w483 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">846<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ed w17f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Other<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x736 y37ed w2be h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x799 y37ed w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3903 w484 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal other receivables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x79a y3903 w485 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">2<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>8<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x79b y3903 w486 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _3\"></span>,<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>9<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x402 y3810 w44b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>,781<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x79c y3810 w487 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,2<span class=\"_ _5\"></span>43.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w3ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x79d y37ab w488 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">906.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x79e y37ab w112 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">753<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x6cb y3731 w485 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">2<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x79f y3731 w489 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr></table>All i<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>s wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>in ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>es m<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>t the d<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>cia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>xce<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on of p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d ad<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue of t<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>se f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets held at<span class=\"_ _5\"></span> amor<span class=\"_ _3\"></span>tised cos<span class=\"_ _5\"></span>t is not<span class=\"_ _5\"></span> materially<span class=\"_ _5\"></span> different<span class=\"_ _5\"></span> from amortised<span class=\"_ _5\"></span> cost.<span class=\"_ _2d1\"> </span>Rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to uni<span class=\"_ _3\"></span>t li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s rel<span class=\"_ _3\"></span>ate to o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket tra<span class=\"_ _3\"></span>de s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts (sal<span class=\"_ _3\"></span>es<span class=\"_ _5\"></span>) in the<span class=\"_ _5\"></span> life<span class=\"_ _5\"></span> unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed funds and<span class=\"_ _5\"></span> the consolidat<span class=\"_ _5\"></span>ed unit<span class=\"_ _5\"></span> trusts. Other<span class=\"_ _5\"></span> receivables<span class=\"_ _5\"></span> in relation<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> and unit<span class=\"_ _5\"></span> trust business<span class=\"_ _5\"></span> primarily relat<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o outst<span class=\"_ _5\"></span>anding policy-<span class=\"_ _5\"></span>relat<span class=\"_ _5\"></span>ed settlement tim<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s. B<span class=\"_ _3\"></span>ot<span class=\"_ _3\"></span>h of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s of re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re sh<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t-term<span class=\"_ _3\"></span>. The oper<span class=\"_ _5\"></span>ational r<span class=\"_ _5\"></span>eadiness prepayment<span class=\"_ _5\"></span> consists of<span class=\"_ _5\"></span> directly<span class=\"_ _5\"></span> inv<span class=\"_ _5\"></span>oiced operational<span class=\"_ _5\"></span> readiness c<span class=\"_ _5\"></span>osts ad<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d rel<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tes to th<span class=\"_ _3\"></span>e Bl<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r ad<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>stra<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>m wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>en d<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>d by o<span class=\"_ _3\"></span>ur ke<span class=\"_ _5\"></span>y outsour<span class=\"_ _5\"></span>ced back-<span class=\"_ _5\"></span>office administrat<span class=\"_ _5\"></span>ion pro<span class=\"_ _5\"></span>vider.<span class=\"_ _5\"></span> Manageme<span class=\"_ _3\"></span>nt has<span class=\"_ _5\"></span> assessed the r<span class=\"_ _5\"></span>ecover<span class=\"_ _5\"></span>abilit<span class=\"_ _3\"></span>y of th<span class=\"_ _3\"></span>is p<span class=\"_ _3\"></span>rep<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ag<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>t the e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t sa<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>f low<span class=\"_ _3\"></span>er f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure tar<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>f c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>ris<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g from t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>. It i<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ieve<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at n<span class=\"_ _3\"></span>o rea<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>is a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, nota<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y l<span class=\"_ _3\"></span>evel<span class=\"_ _3\"></span>s of f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, the a<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d fut<span class=\"_ _3\"></span>ure s<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vic<span class=\"_ _3\"></span>e tar<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d the d<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>sco<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t rate<span class=\"_ _3\"></span>, wou<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d ha<span class=\"_ _3\"></span>ve an i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Ren<span class=\"_ _3\"></span>ewa<span class=\"_ _3\"></span>l i<span class=\"_ _3\"></span>nco<span class=\"_ _3\"></span>me a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t the p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>sh fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th business combinat<span class=\"_ _5\"></span>ions or book<span class=\"_ _5\"></span>s of business<span class=\"_ _5\"></span> acquired<span class=\"_ _5\"></span> by the<span class=\"_ _5\"></span> Group.<span class=\"_ _2d1\"> </span>Business lo<span class=\"_ _3\"></span>ans to Partne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span><table class=\"s w48a h158\" id=\"_59c93db8-2cf0-4d46-beca-7bdd52e13900\"><tr><td></td><td class=\"t m0 x41b h7e y3904 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3904 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x41c h7e y3905 ffe fsa fc1 sc0 ls1 ws1\">2024</td><td class=\"t m0 x339 h1c y3905 ff3 fsa fc1 sc0 ls3 ws22\"> 2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y3906 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y3907 w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w48b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Business loans<span class=\"_ _5\"></span> to P<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>tners dir<span class=\"_ _5\"></span>ectly f<span class=\"_ _5\"></span>unded by<span class=\"_ _5\"></span> the Group<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7a0 y3810 w48c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">38<span class=\"_ _3\"></span>6.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7a1 y3810 w48d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">340.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w48e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Securitised<span class=\"_ _5\"></span> business loans t<span class=\"_ _5\"></span>o Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7a2 y37ab w48f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">170<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7a3 y37ab w490 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">6<span class=\"_ _3\"></span>7.<span class=\"_ _0\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w491 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal business loans to P<span class=\"_ _5\"></span>art<span class=\"_ _3\"></span>ners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7a4 y3731 w492 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls96 ws93\">5<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7a5 y3731 w493 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls38 ws38\">408<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr></table>Bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ans to P<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs are i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>b<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng (lin<span class=\"_ _3\"></span>ked to Ba<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>k of Eng<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d ba<span class=\"_ _3\"></span>se ra<span class=\"_ _3\"></span>te pl<span class=\"_ _3\"></span>us a m<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>in), rep<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>n li<span class=\"_ _3\"></span>ne w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>an c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct an<span class=\"_ _3\"></span>d se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>t the f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e stre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ms of t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tiv<span class=\"_ _3\"></span>e Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. Rec<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>cil<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>usi<span class=\"_ _3\"></span>nes<span class=\"_ _3\"></span>s loa<span class=\"_ _3\"></span>ns to P<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>ers<span class=\"_ _3\"></span>\u2019 op<span class=\"_ _3\"></span>eni<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>nd cl<span class=\"_ _3\"></span>osi<span class=\"_ _3\"></span>ng g<span class=\"_ _3\"></span>ros<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>ala<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span><table class=\"s w494 h159\" id=\"_9c99e2db-d1ce-463a-a060-12fac6ab6e9c\"><tr><td></td><td></td><td class=\"t m0 x7a6 h7e y3908 ffe fsa fc1 sc0 ls1a ws1a\">Stage<span class=\"_ _5\"></span> 2: <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x7a7 h7e y3908 ffe fsa fc1 sc0 ls1a ws1a\">Stage<span class=\"_ _5\"></span> 3: <span class=\"ls3 ws2\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 x7a8 h7e y3909 ffe fsa fc1 sc0 ls1a ws1a\">Stage<span class=\"_ _5\"></span> 1: <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x7a9 h7e y3909 ffe fsa fc1 sc0 ls1a ws19\">under<span class=\"_ _5\"></span>- <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x41c h7e y3909 ffe fsa fc1 sc0 ls8a ws11b\">non-<span class=\"ls3 ws2\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 x7aa h7e y390a ffe fsa fc1 sc0 lsd wsc\">performing<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x7ab h7e y390a ffe fsa fc1 sc0 lsd wsc\">performing<span class=\"_ _2d1\"> </span></td><td class=\"c n x48a y390b w495 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">performing<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ac y390b w496 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x7ad y390c w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ae y390c w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7af y390c w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b0 y390c w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y390d w497 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Gro<span class=\"_ _3\"></span>ss b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b1 y390d w498 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">359.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x693 y390d w499 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">44<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b2 y390d w49a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">8.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b3 y390d w49b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">412.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y390e ff3 fs4 fc2 sc0 ls6 ws4\">Business loans<span class=\"_ _5\"></span> to P<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>tners classific<span class=\"_ _5\"></span>ation </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y390f ff3 fs4 fc2 sc0 ls7 ws5\">changes:<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3910 w49c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">\u2013 T<span class=\"_ _6\"></span>ransf<span class=\"_ _5\"></span>er t<span class=\"_ _5\"></span>o underperfo<span class=\"_ _5\"></span>rming<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b4 y3910 w49d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b5 y3910 w49e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">19.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b6 y3910 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b7 y3910 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3911 w49f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r to no<span class=\"_ _3\"></span>n-pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b8 y3911 w4a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b9 y3911 w2ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ba y3911 w4a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7bb y3911 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ea w4a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r to pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ng<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7bc y38ea w4a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7bd y38ea w4a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44e y38ea w274 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7be y38ea w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w4a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">New lending<span class=\"_ _5\"></span> activity during t<span class=\"_ _5\"></span>he year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7bf y3802 w4a6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">215.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c0 y3802 w4a7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c1 y3802 w4a8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">2.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c2 y3802 w4a9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">225<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w4aa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c3 y379e w4ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c4 y379e w4ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">3.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c5 y379e w329 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">2.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x70b y379e w4ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">4<span class=\"_ _3\"></span>3.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w4ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Repayment<span class=\"_ _5\"></span> activity during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c6 y379f w4af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c7 y379f w277 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c8 y379f w90 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7c9 y379f w4b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w4b1 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Gr<span class=\"_ _3\"></span>oss b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ca y3731 w4b2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">484.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7cb y3731 w4b3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">48.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7cc y3731 w4b4 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">3<span class=\"_ _3\"></span>3.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7cd y3731 w4b5 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">565.8<span class=\"_ _2d1\"> </span></div></td></tr></table><table class=\"s w4b6 h15a\" id=\"_cbab9db1-14db-4ec4-8416-a441a1c508d2\"><tr><td></td><td></td><td class=\"t m0 x33e h1c y3912 ff3 fsa fc1 sc0 lse1 ws17d\">Stage<span class=\"_ _5\"></span> 2: </td><td class=\"t m0 x7a7 h1c y3912 ff3 fsa fc1 sc0 ls84 ws2\">Sta<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>e 3: <span class=\"ls3\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 x7a8 h1c y3913 ff3 fsa fc1 sc0 ls84 ws2\">Sta<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>e 1: </td><td class=\"t m0 x7a9 h1c y3913 ff3 fsa fc1 sc0 lsc wsb\">under<span class=\"_ _5\"></span>-<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x41c h1c y3913 ff3 fsa fc1 sc0 lsc wsb\">non-<span class=\"ls3 ws2\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 x7aa h1c y3914 ff3 fsa fc1 sc0 lsc wsb\">performing<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x7ce h1c y3914 ff3 fsa fc1 sc0 lsc wsb\">performing<span class=\"_ _2d1\"> </span></td><td class=\"c n x48a y3916 w4b7 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">performing<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7cf y3916 w4b8 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x7d0 y3917 w13 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d1 y3917 w13 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d2 y3917 w1a6 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d3 y3917 w1a6 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3918 w4b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Gro<span class=\"_ _3\"></span>ss b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 2<span class=\"_ _3\"></span>023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d4 y3918 w4ba h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _2\"></span>97.<span class=\"_ _2\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d5 y3918 w4bb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d6 y3918 w1e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">4.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d7 y3918 w4bc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">319.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3919 ff3 fs4 fc2 sc0 ls6 ws4\">Business loans<span class=\"_ _5\"></span> to P<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>tners classific<span class=\"_ _5\"></span>ation </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y391a ff3 fs4 fc2 sc0 ls7 ws5\">changes:<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3864 w49c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">\u2013 T<span class=\"_ _6\"></span>ransf<span class=\"_ _5\"></span>er t<span class=\"_ _5\"></span>o underperfo<span class=\"_ _5\"></span>rming<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d8 y3864 w4bd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d9 y3864 w4be h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7da y3864 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7db y3864 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3865 w49f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r to no<span class=\"_ _3\"></span>n-pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7dc y3865 w4bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7dd y3865 w4c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7de y3865 w289 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7df y3865 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3866 w4a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r to pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ng<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e0 y3866 w4c1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls14d ws177\">4.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e1 y3866 w4c2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e2 y3866 w4c3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e3 y3866 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w4a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">New lending<span class=\"_ _5\"></span> activity during t<span class=\"_ _5\"></span>he year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e4 y379d w4c4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">195.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e5 y379d w4c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">16.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e6 y379d w82 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e7 y379d w4c6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">212.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w4aa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e8 y37cd w4c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">26.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e9 y37cd w176 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ea y37cd w1eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x357 y37cd w4c8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">30.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w4ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Repayment<span class=\"_ _5\"></span> activity during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7eb y3766 w4c9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ec y3766 w4ca h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ed y3766 w4cb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ee y3766 w4cc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w4cd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Gro<span class=\"_ _3\"></span>ss b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ef y3731 w4ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">359<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f0 y3731 w58 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">4<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f1 y3731 w49a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">8.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f2 y3731 w4cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">41<span class=\"_ _3\"></span>2.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr></table>Business loans to Part<span class=\"_ _3\"></span>ners: provision Th<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s im<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rme<span class=\"_ _3\"></span>nt m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>l for b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n the l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f loss experienced<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> por<span class=\"_ _3\"></span>tfolio, wi<span class=\"_ _5\"></span>th due consider<span class=\"_ _5\"></span>ation giv<span class=\"_ _5\"></span>en t<span class=\"_ _5\"></span>o forward-<span class=\"_ _6\"></span>l<span class=\"_ _3\"></span>ooking inf<span class=\"_ _5\"></span>ormation. For t<span class=\"_ _3\"></span>hos<span class=\"_ _3\"></span>e bu<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs s<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d to a thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>n 202<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>, fu<span class=\"_ _3\"></span>ll cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k was t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n he<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>nst b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s as a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 wa<span class=\"_ _3\"></span>s \u00a38<span class=\"_ _3\"></span>.5 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a34.<span class=\"_ _3\"></span>8 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. D<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r, \u00a31.1 m<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n wa<span class=\"_ _3\"></span>s rel<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d (2023: \u00a30.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ion), \u00a33.1 million<span class=\"_ _5\"></span> was utilis<span class=\"_ _5\"></span>ed (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a33.4 million<span class=\"_ _6\"></span>) and<span class=\"_ _5\"></span> new pr<span class=\"_ _5\"></span>ovisions and<span class=\"_ _5\"></span> adjustments<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> existing pro<span class=\"_ _5\"></span>visions increased<span class=\"_ _5\"></span> the t<span class=\"_ _5\"></span>otal<span class=\"_ _5\"></span> by \u00a3<span class=\"_ _5\"></span>7<span class=\"_ _6\"></span>.9 million (<span class=\"_ _6\"></span>2023<span class=\"_ _5\"></span>: \u00a3<span class=\"_ _5\"></span>4.6 million<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>s no p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>t am<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t.<span class=\"_ _2d1\"> </span>Bu<span class=\"_ _3\"></span>sin<span class=\"_ _3\"></span>ess l<span class=\"_ _3\"></span>oan<span class=\"_ _3\"></span>s to Pa<span class=\"_ _3\"></span>rt<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs as r<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>nise<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f fin<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>cia<span class=\"_ _3\"></span>l po<span class=\"_ _3\"></span>sit<span class=\"_ _3\"></span>ion<span class=\"_ _2d1\"> </span><table class=\"s w4d0 h15c\" id=\"_3f07987d-5440-4bcd-8c0a-0a47e1aa842b\"><tr><td></td><td class=\"t m0 x3ea h7e y391b ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y391b ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y391c ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y391c ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y38d5 w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y391d w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w4d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Gross<span class=\"_ _5\"></span> business loans t<span class=\"_ _5\"></span>o Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f3 y3810 w4d2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">565.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f4 y3810 w4d3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">412.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w4d4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f5 y37ab w4d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f6 y37ab w4d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _3\"></span>.<span class=\"_ _0\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w4d7 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Net business loans t<span class=\"_ _5\"></span>o Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f7 y3731 w4d8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">5<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f8 y3731 w493 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls38 ws38\">408<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr></table>Renewal<span class=\"_ _5\"></span> income assets<span class=\"_ _2d1\"> </span>Movemen<span class=\"_ _5\"></span>t in renewal<span class=\"_ _5\"></span> income assets<span class=\"_ _2d1\"> </span><table class=\"s w4d9 h153\" id=\"_4ed13b0a-933d-4feb-ae4b-093fcda89cec\"><tr><td></td><td class=\"c n x72e y38e6 w221 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72f y391e w403 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x3ed y3800 w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3801 w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ea w223 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f9 y38ea w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7fa y38ea w4db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">115.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w370 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Additions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x732 y3802 w311 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7fb y3802 w4dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w373 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Disposals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7fc y379e w4dd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7fd y379e w4de h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w4df h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Rev<span class=\"_ _5\"></span>aluation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7fe y379f w4e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ff y379f w4e1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x800 y3731 w4e2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">121<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x694 y3731 w4da h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e key ass<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d for th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the re<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ewa<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me a<span class=\"_ _3\"></span>re as fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ows<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span><table class=\"s w4e3 h15d\" id=\"_a732fa6e-e547-409d-a878-6aa691aedebc\"><tr><td></td><td class=\"t m0 x801 h7e y391f ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y391f ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x802 h7e y3920 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3920 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"c x265 y3921 w4e4 h15e\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Lap<span class=\"_ _3\"></span>se ra<span class=\"_ _3\"></span>te \u2013 SJ<span class=\"_ _3\"></span>P Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r ren<span class=\"_ _3\"></span>ewa<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me</div><div class=\"t m0 x803 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x804 y3921 w4e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">5.0% t<span class=\"_ _5\"></span>o 15.0%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x805 y3921 w4e6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">5.0% to<span class=\"_ _5\"></span> 15.0%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3730 w4e7 h15e\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Lapse<span class=\"_ _5\"></span> rat<span class=\"_ _5\"></span>e \u2013 non-<span class=\"_ _6\"></span>SJP renewal<span class=\"_ _5\"></span> income</div><div class=\"t m0 x806 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x807 y3730 w4e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6.<span class=\"_ _3\"></span>5% to 25.<span class=\"_ _3\"></span>0%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x808 y3730 w4e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6.5% to 25<span class=\"_ _3\"></span>.0%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w4ea h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Discount r<span class=\"_ _5\"></span>ate<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x809 y3731 w4eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a wsa7\">15.<span class=\"_ _3\"></span>8%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x80a y3731 w4ec h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8%<span class=\"_ _2d1\"> </span></div></td></tr></table>1 <span class=\"_ _3a\"> </span>Fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e st<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>ms a<span class=\"_ _3\"></span>re p<span class=\"_ _3\"></span>roj<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d ma<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g us<span class=\"_ _3\"></span>e of re<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns d<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>p\u2019s e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f the business<span class=\"_ _5\"></span> or,<span class=\"_ _5\"></span> where<span class=\"_ _5\"></span> insuf<span class=\"_ _3\"></span>ficient dat<span class=\"_ _5\"></span>a exists,<span class=\"_ _5\"></span> from e<span class=\"_ _5\"></span>x<span class=\"_ _3\"></span>ternal<span class=\"_ _5\"></span> industry experience. These<span class=\"_ _5\"></span> assumptions<span class=\"_ _5\"></span> are r<span class=\"_ _5\"></span>eviewed on an<span class=\"_ _5\"></span> annual basis.<span class=\"_ _2d1\"> </span>These assump<span class=\"_ _5\"></span>tions hav<span class=\"_ _5\"></span>e been used f<span class=\"_ _5\"></span>or the<span class=\"_ _5\"></span> analysis of<span class=\"_ _5\"></span> each business c<span class=\"_ _5\"></span>ombination classified within r<span class=\"_ _5\"></span>enewal<span class=\"_ _5\"></span> income.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPrepaymentsAndOtherAssetsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-435": {
   "value": "Business loans to Part<span class=\"_ _3\"></span>ners: provision Th<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s im<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rme<span class=\"_ _3\"></span>nt m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>l for b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n the l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f loss experienced<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> por<span class=\"_ _3\"></span>tfolio, wi<span class=\"_ _5\"></span>th due consider<span class=\"_ _5\"></span>ation giv<span class=\"_ _5\"></span>en t<span class=\"_ _5\"></span>o forward-<span class=\"_ _6\"></span>l<span class=\"_ _3\"></span>ooking inf<span class=\"_ _5\"></span>ormation. For t<span class=\"_ _3\"></span>hos<span class=\"_ _3\"></span>e bu<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs s<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d to a thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>n 202<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>, fu<span class=\"_ _3\"></span>ll cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k was t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n he<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>nst b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s as a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 wa<span class=\"_ _3\"></span>s \u00a38<span class=\"_ _3\"></span>.5 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a34.<span class=\"_ _3\"></span>8 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. D<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r, \u00a31.1 m<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n wa<span class=\"_ _3\"></span>s rel<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d (2023: \u00a30.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ion), \u00a33.1 million<span class=\"_ _5\"></span> was utilis<span class=\"_ _5\"></span>ed (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a33.4 million<span class=\"_ _6\"></span>) and<span class=\"_ _5\"></span> new pr<span class=\"_ _5\"></span>ovisions and<span class=\"_ _5\"></span> adjustments<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> existing pro<span class=\"_ _5\"></span>visions increased<span class=\"_ _5\"></span> the t<span class=\"_ _5\"></span>otal<span class=\"_ _5\"></span> by \u00a3<span class=\"_ _5\"></span>7<span class=\"_ _6\"></span>.9 million (<span class=\"_ _6\"></span>2023<span class=\"_ _5\"></span>: \u00a3<span class=\"_ _5\"></span>4.6 million<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>s no p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>t am<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAllowanceForCreditLossesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-444": {
   "value": "Business loans to Part<span class=\"_ _3\"></span>ners: provision Th<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s im<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>rme<span class=\"_ _3\"></span>nt m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>l for b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n the l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f loss experienced<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> por<span class=\"_ _3\"></span>tfolio, wi<span class=\"_ _5\"></span>th due consider<span class=\"_ _5\"></span>ation giv<span class=\"_ _5\"></span>en t<span class=\"_ _5\"></span>o forward-<span class=\"_ _6\"></span>l<span class=\"_ _3\"></span>ooking inf<span class=\"_ _5\"></span>ormation. For t<span class=\"_ _3\"></span>hos<span class=\"_ _3\"></span>e bu<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs s<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d to a thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>n 202<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>, fu<span class=\"_ _3\"></span>ll cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k was t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n he<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>nst b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s as a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 wa<span class=\"_ _3\"></span>s \u00a38<span class=\"_ _3\"></span>.5 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a34.<span class=\"_ _3\"></span>8 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. D<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r, \u00a31.1 m<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n wa<span class=\"_ _3\"></span>s rel<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d (2023: \u00a30.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ion), \u00a33.1 million<span class=\"_ _5\"></span> was utilis<span class=\"_ _5\"></span>ed (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a33.4 million<span class=\"_ _6\"></span>) and<span class=\"_ _5\"></span> new pr<span class=\"_ _5\"></span>ovisions and<span class=\"_ _5\"></span> adjustments<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> existing pro<span class=\"_ _5\"></span>visions increased<span class=\"_ _5\"></span> the t<span class=\"_ _5\"></span>otal<span class=\"_ _5\"></span> by \u00a3<span class=\"_ _5\"></span>7<span class=\"_ _6\"></span>.9 million (<span class=\"_ _6\"></span>2023<span class=\"_ _5\"></span>: \u00a3<span class=\"_ _5\"></span>4.6 million<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>s no p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>t am<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentOfAssetsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-413": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs4d5\">16. Other payables<span class=\"_ _2d1\"> </span></div><div class=\"gs3f7\"><table class=\"s w4ed h157\" id=\"_d738c849-1394-4cd9-beeb-ad92fd7b002f\"><tr><td></td><td class=\"t m0 x41b h7e y38f9 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f9 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38fa ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38fa ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38fb w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38fc w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3759 w4ee h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Payables<span class=\"_ _5\"></span> in relat<span class=\"_ _5\"></span>ion to<span class=\"_ _5\"></span> unit liabilit<span class=\"_ _5\"></span>ies excluding<span class=\"_ _5\"></span> policyholder int<span class=\"_ _5\"></span>erests<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x80b y3759 w4ef h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">2<span class=\"_ _3\"></span>16<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x80c y3759 w209 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38fd w4f0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Other pay<span class=\"_ _5\"></span>ables in r<span class=\"_ _5\"></span>elation t<span class=\"_ _5\"></span>o life<span class=\"_ _5\"></span> and unit<span class=\"_ _5\"></span> trust business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x80d y38fd w1a4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">590<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x80e y38fd w4f1 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">738<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38fe w4f2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Acc<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>al for o<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce fe<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x80f y38fe w4f3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">168.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x810 y38fe w4f4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">150.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ff w4f5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">Other acc<span class=\"_ _5\"></span>ruals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x811 y38ff w4f6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">138.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x812 y38ff w4f7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">101<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3900 w4f8 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Contract paym<span class=\"_ _3\"></span>ent<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x813 y3900 w4f9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">72.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x814 y3900 w207 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsbf wsbf\">84<span class=\"_ _3\"></span>.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3901 w4fa h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Lea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>: pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es (<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>ee N<span class=\"_ _3\"></span>ote 13)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x815 y3901 w7f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>0<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x816 y3901 w40f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">120.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382b w4fb h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables in<span class=\"_ _5\"></span> relat<span class=\"_ _5\"></span>ion t<span class=\"_ _5\"></span>o Partner<span class=\"_ _5\"></span> payments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x817 y382b w4fc h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">88<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x818 y382b w4fd h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">75.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382c w4fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Miscellaneous<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x793 y382c w4ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">62<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x819 y382c w37e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3902 w500 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>yabl<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e So<span class=\"_ _3\"></span>lven<span class=\"_ _3\"></span>cy I<span class=\"_ _3\"></span>I Net As<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nce S<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>et<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x81a y3902 w501 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">1,445.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x81b y3902 w502 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w503 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Pol<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>yh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>sts i<span class=\"_ _3\"></span>n ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s (<span class=\"_ _5\"></span>se<span class=\"_ _3\"></span>e N<span class=\"_ _3\"></span>ote 14)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x81c y379b w504 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">692.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x81d y379b w505 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">613.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ed w506 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r (<span class=\"_ _5\"></span>se<span class=\"_ _3\"></span>e ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt 2 on p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ge 24<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x81e y37ed w2da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x81f y37ed w507 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3903 w508 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal other payables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x820 y3903 w509 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">2<span class=\"_ _3\"></span>,144<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x821 y3903 w50a h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls46 ws46\">2,388<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x822 y3810 w50b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>992.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x823 y3810 w50c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">2<span class=\"_ _3\"></span>,21<span class=\"_ _3\"></span>2.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w236 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x824 y37ab w50d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">151<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x825 y37ab w50e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">175.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x826 y3731 w509 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">2<span class=\"_ _3\"></span>,14<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x827 y3731 wfa h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls46 ws46\">2,<span class=\"_ _3\"></span>388.1<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4d6\">Paya<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s in re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>te to ou<span class=\"_ _3\"></span>tsta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ma<span class=\"_ _3\"></span>rket t<span class=\"_ _3\"></span>rad<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s (pu<span class=\"_ _3\"></span>rch<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es) </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4d7\">in the<span class=\"_ _5\"></span> life<span class=\"_ _5\"></span> unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed funds and<span class=\"_ _5\"></span> the consolidat<span class=\"_ _5\"></span>ed unit<span class=\"_ _5\"></span> trusts. Other<span class=\"_ _5\"></span> payables in<span class=\"_ _5\"></span> relation t<span class=\"_ _5\"></span>o </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4d8\">insurance<span class=\"_ _5\"></span> and unit<span class=\"_ _5\"></span> trust business<span class=\"_ _5\"></span> primarily relat<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o outst<span class=\"_ _5\"></span>anding policy-<span class=\"_ _5\"></span>relat<span class=\"_ _5\"></span>ed settlement </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4d9\">tim<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s. B<span class=\"_ _3\"></span>ot<span class=\"_ _3\"></span>h of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s of p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re sh<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t-term<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4da\">Th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt of \u00a372<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a38<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>de by </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4db\">a thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vic<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p as p<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>t of a se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>gre<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re no<span class=\"_ _3\"></span>n-<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4dc\">inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t-bea<span class=\"_ _3\"></span>rin<span class=\"_ _3\"></span>g a<span class=\"_ _3\"></span>nd re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le o<span class=\"_ _3\"></span>ver th<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>fe of t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e ag<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t. T<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rac<span class=\"_ _3\"></span>t pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4dd\">rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>or to 20<span class=\"_ _3\"></span>20 is re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e on a s<span class=\"_ _3\"></span>trai<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s ove<span class=\"_ _3\"></span>r the o<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l 12-ye<span class=\"_ _3\"></span>ar te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4de\">wi<span class=\"_ _3\"></span>th rep<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ng o<span class=\"_ _3\"></span>n 1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y 2017<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n 2020 i<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4df\">rep<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e o<span class=\"_ _3\"></span>n a stra<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ht-lin<span class=\"_ _3\"></span>e ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s ove<span class=\"_ _3\"></span>r 13 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d 4 mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th rep<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ng </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4e0\">on 1 S<span class=\"_ _3\"></span>epte<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r 2020<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4e1\">Th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s: p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s li<span class=\"_ _3\"></span>ne i<span class=\"_ _3\"></span>tem re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ent v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue of f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4e2\">as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io o<span class=\"_ _3\"></span>f pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4e3\">The f<span class=\"_ _5\"></span>air value<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> instruments<span class=\"_ _5\"></span> held at amortised co<span class=\"_ _5\"></span>st within<span class=\"_ _5\"></span> other pay<span class=\"_ _5\"></span>ables is not<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4e4\">materially<span class=\"_ _5\"></span> different<span class=\"_ _5\"></span> from amortised<span class=\"_ _5\"></span> cost.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4e5\">Pol<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>yh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>sts i<span class=\"_ _3\"></span>n ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t-t<span class=\"_ _5\"></span>e<span class=\"_ _3\"></span>rm i<span class=\"_ _3\"></span>n na<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>n var<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4e6\">from<span class=\"_ _5\"></span> period t<span class=\"_ _5\"></span>o period due<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> prev<span class=\"_ _5\"></span>ailing marke<span class=\"_ _5\"></span>t conditions<span class=\"_ _5\"></span> and underlying t<span class=\"_ _5\"></span>rading act<span class=\"_ _5\"></span>ivit<span class=\"_ _3\"></span>y<span class=\"_ _5\"></span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-381": {
   "value": "16. Other payables<span class=\"_ _2d1\"> </span><table class=\"s w4ed h157\" id=\"_d738c849-1394-4cd9-beeb-ad92fd7b002f\"><tr><td></td><td class=\"t m0 x41b h7e y38f9 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y38f9 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y38fa ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y38fa ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38fb w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y38fc w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3759 w4ee h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Payables<span class=\"_ _5\"></span> in relat<span class=\"_ _5\"></span>ion to<span class=\"_ _5\"></span> unit liabilit<span class=\"_ _5\"></span>ies excluding<span class=\"_ _5\"></span> policyholder int<span class=\"_ _5\"></span>erests<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x80b y3759 w4ef h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">2<span class=\"_ _3\"></span>16<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x80c y3759 w209 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38fd w4f0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Other pay<span class=\"_ _5\"></span>ables in r<span class=\"_ _5\"></span>elation t<span class=\"_ _5\"></span>o life<span class=\"_ _5\"></span> and unit<span class=\"_ _5\"></span> trust business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x80d y38fd w1a4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">590<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x80e y38fd w4f1 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">738<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38fe w4f2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Acc<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>al for o<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce fe<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x80f y38fe w4f3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">168.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x810 y38fe w4f4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">150.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38ff w4f5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">Other acc<span class=\"_ _5\"></span>ruals<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x811 y38ff w4f6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">138.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x812 y38ff w4f7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">101<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3900 w4f8 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Contract paym<span class=\"_ _3\"></span>ent<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x813 y3900 w4f9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">72.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x814 y3900 w207 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsbf wsbf\">84<span class=\"_ _3\"></span>.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3901 w4fa h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Lea<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>: pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es (<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>ee N<span class=\"_ _3\"></span>ote 13)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x815 y3901 w7f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>0<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x816 y3901 w40f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">120.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382b w4fb h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables in<span class=\"_ _5\"></span> relat<span class=\"_ _5\"></span>ion t<span class=\"_ _5\"></span>o Partner<span class=\"_ _5\"></span> payments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x817 y382b w4fc h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">88<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x818 y382b w4fd h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">75.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382c w4fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Miscellaneous<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x793 y382c w4ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">62<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x819 y382c w37e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3902 w500 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>yabl<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e So<span class=\"_ _3\"></span>lven<span class=\"_ _3\"></span>cy I<span class=\"_ _3\"></span>I Net As<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nce S<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>et<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x81a y3902 w501 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">1,445.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x81b y3902 w502 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w503 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Pol<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>yh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>sts i<span class=\"_ _3\"></span>n ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s (<span class=\"_ _5\"></span>se<span class=\"_ _3\"></span>e N<span class=\"_ _3\"></span>ote 14)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x81c y379b w504 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">692.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x81d y379b w505 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">613.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ed w506 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r (<span class=\"_ _5\"></span>se<span class=\"_ _3\"></span>e ad<span class=\"_ _3\"></span>ju<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt 2 on p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ge 24<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x81e y37ed w2da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x81f y37ed w507 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3903 w508 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal other payables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x820 y3903 w509 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">2<span class=\"_ _3\"></span>,144<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x821 y3903 w50a h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls46 ws46\">2,388<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x822 y3810 w50b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>992.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x823 y3810 w50c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">2<span class=\"_ _3\"></span>,21<span class=\"_ _3\"></span>2.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w236 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x824 y37ab w50d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">151<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x825 y37ab w50e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">175.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x826 y3731 w509 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">2<span class=\"_ _3\"></span>,14<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x827 y3731 wfa h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls46 ws46\">2,<span class=\"_ _3\"></span>388.1<span class=\"_ _2d1\"> </span></div></td></tr></table>Paya<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s in re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>te to ou<span class=\"_ _3\"></span>tsta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ma<span class=\"_ _3\"></span>rket t<span class=\"_ _3\"></span>rad<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s (pu<span class=\"_ _3\"></span>rch<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es) in the<span class=\"_ _5\"></span> life<span class=\"_ _5\"></span> unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed funds and<span class=\"_ _5\"></span> the consolidat<span class=\"_ _5\"></span>ed unit<span class=\"_ _5\"></span> trusts. Other<span class=\"_ _5\"></span> payables in<span class=\"_ _5\"></span> relation t<span class=\"_ _5\"></span>o insurance<span class=\"_ _5\"></span> and unit<span class=\"_ _5\"></span> trust business<span class=\"_ _5\"></span> primarily relat<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o outst<span class=\"_ _5\"></span>anding policy-<span class=\"_ _5\"></span>relat<span class=\"_ _5\"></span>ed settlement tim<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s. B<span class=\"_ _3\"></span>ot<span class=\"_ _3\"></span>h of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s of p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re sh<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t-term<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt of \u00a372<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a38<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>de by a thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vic<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p as p<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>t of a se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>gre<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re no<span class=\"_ _3\"></span>n-<span class=\"_ _2d1\"> </span>inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t-bea<span class=\"_ _3\"></span>rin<span class=\"_ _3\"></span>g a<span class=\"_ _3\"></span>nd re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le o<span class=\"_ _3\"></span>ver th<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>fe of t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e ag<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t. T<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rac<span class=\"_ _3\"></span>t pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>or to 20<span class=\"_ _3\"></span>20 is re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e on a s<span class=\"_ _3\"></span>trai<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s ove<span class=\"_ _3\"></span>r the o<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l 12-ye<span class=\"_ _3\"></span>ar te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th rep<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ng o<span class=\"_ _3\"></span>n 1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y 2017<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n 2020 i<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e o<span class=\"_ _3\"></span>n a stra<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ht-lin<span class=\"_ _3\"></span>e ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s ove<span class=\"_ _3\"></span>r 13 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d 4 mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th rep<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ng on 1 S<span class=\"_ _3\"></span>epte<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r 2020<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s: p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s li<span class=\"_ _3\"></span>ne i<span class=\"_ _3\"></span>tem re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ent v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue of f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io o<span class=\"_ _3\"></span>f pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The f<span class=\"_ _5\"></span>air value<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> instruments<span class=\"_ _5\"></span> held at amortised co<span class=\"_ _5\"></span>st within<span class=\"_ _5\"></span> other pay<span class=\"_ _5\"></span>ables is not<span class=\"_ _5\"></span> materially<span class=\"_ _5\"></span> different<span class=\"_ _5\"></span> from amortised<span class=\"_ _5\"></span> cost.<span class=\"_ _2d1\"> </span>Pol<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>yh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>sts i<span class=\"_ _3\"></span>n ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t-t<span class=\"_ _5\"></span>e<span class=\"_ _3\"></span>rm i<span class=\"_ _3\"></span>n na<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>n var<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y from<span class=\"_ _5\"></span> period t<span class=\"_ _5\"></span>o period due<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> prev<span class=\"_ _5\"></span>ailing marke<span class=\"_ _5\"></span>t conditions<span class=\"_ _5\"></span> and underlying t<span class=\"_ _5\"></span>rading act<span class=\"_ _5\"></span>ivit<span class=\"_ _3\"></span>y<span class=\"_ _5\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherPayablesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-380": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs4e8\">17<span class=\"_ _1\"></span>. Insurance contract liabilities and reinsurance as<span class=\"_ _5\"></span>sets<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 lsc0 wsc3 gs4e9\">Risk<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4ea\">Insurance<span class=\"_ _5\"></span> risk arises<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> inherent uncertain<span class=\"_ _5\"></span>ties as<span class=\"_ _5\"></span> to t<span class=\"_ _5\"></span>he occurrence,<span class=\"_ _5\"></span> amount and<span class=\"_ _5\"></span> timing of<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4eb\">insurance<span class=\"_ _5\"></span> liabilities. The<span class=\"_ _5\"></span> Group assumes<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> risk by<span class=\"_ _5\"></span> issuing insur<span class=\"_ _5\"></span>ance contr<span class=\"_ _5\"></span>acts<span class=\"_ _5\"></span> under </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4ec\">wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p a<span class=\"_ _3\"></span>gre<span class=\"_ _3\"></span>es to co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ate th<span class=\"_ _3\"></span>e cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt (or othe<span class=\"_ _3\"></span>r b<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y<span class=\"_ _5\"></span>) if a s<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>ture </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4ed\">ev<span class=\"_ _5\"></span>ent (<span class=\"_ _6\"></span>the insur<span class=\"_ _5\"></span>ed ev<span class=\"_ _5\"></span>ent<span class=\"_ _5\"></span>) occurs. The<span class=\"_ _5\"></span> Group in<span class=\"_ _5\"></span>sures mortality and<span class=\"_ _5\"></span> morbidity risks<span class=\"_ _5\"></span> but has no<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs4ee\">lo<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>evi<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y ri<span class=\"_ _3\"></span>sk a<span class=\"_ _3\"></span>s we h<span class=\"_ _3\"></span>ave n<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>r wr<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>n any an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y bus<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>as a l<span class=\"_ _3\"></span>ow a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>eti<span class=\"_ _3\"></span>te for </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs4ef\">insurance<span class=\"_ _5\"></span> risk, only activ<span class=\"_ _5\"></span>ely pursuing it<span class=\"_ _5\"></span> where f<span class=\"_ _5\"></span>inancially beneficial, or<span class=\"_ _5\"></span> in support of st<span class=\"_ _5\"></span>rategic<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls32 ws31 gs4f0\">obj<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ctive<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"gs4f1\"><table class=\"s w50f h15f\" id=\"_7fb348cd-ef19-4566-836e-02fbe28e875a\"><tr><td class=\"c n x265 y3922 w510 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">Risk<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x828 y3922 w511 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsc wsb\">Description<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x829 y3922 w512 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1b ws1a\">M<span class=\"_ _3\"></span>anagement<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3923 ff5 fs4 fc1 sc0 ls46 ws46\">Underwriting<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x82a h8 y3924 ff3 fs4 fc2 sc0 ls4b ws49\">Failur<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o price a<span class=\"_ _5\"></span>ppropriat<span class=\"_ _5\"></span>ely </td><td class=\"t m0 x65d h8 y3925 ff3 fs4 fc2 sc0 ls3 ws2\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up ce<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d wr<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g new p<span class=\"_ _3\"></span>rote<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on </td></tr><tr><td></td><td class=\"t m0 x82a h8 y3926 ff3 fs4 fc2 sc0 ls3 ws2\">for a ri<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>, or t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>t of </td><td class=\"t m0 x65d h8 y3927 ff3 fs4 fc2 sc0 ls6 ws4\">business in<span class=\"_ _5\"></span> April 20<span class=\"_ _5\"></span>11 and<span class=\"_ _5\"></span> the r<span class=\"_ _5\"></span>emaining UK </td></tr><tr><td></td><td class=\"t m0 x82a h8 y3928 ff3 fs4 fc2 sc0 ls57 ws55\">anti-sele<span class=\"_ _3\"></span>ction<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x65d h8 y3929 ff3 fs4 fc2 sc0 ls3 ws2\">in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce ri<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k is s<span class=\"_ _3\"></span>ubs<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>tia<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y cove<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d by </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y392a ff3 fs4 fc2 sc0 ls3 ws2\">qu<span class=\"_ _3\"></span>ota sh<span class=\"_ _3\"></span>are re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h a lo<span class=\"_ _3\"></span>w leve<span class=\"_ _3\"></span>l of </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y392b ff3 fs4 fc2 sc0 ls6 ws4\">ret<span class=\"_ _5\"></span>ention. Experience is<span class=\"_ _5\"></span> monitor<span class=\"_ _5\"></span>ed regularly<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y392c ff3 fs4 fc2 sc0 ls6 ws4\">and f<span class=\"_ _5\"></span>or most<span class=\"_ _5\"></span> business the<span class=\"_ _5\"></span> premium or<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y392d ff3 fs4 fc2 sc0 ls3 ws2\">de<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on ra<span class=\"_ _3\"></span>tes c<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>e revi<span class=\"_ _3\"></span>ew<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h1e y392e ff5 fs4 fc1 sc0 ls46 ws46\">Epidemic<span class=\"_ _5\"></span>/<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x82a h8 y392f ff3 fs4 fc2 sc0 ls3 ws2\">An un<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly l<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er </td><td class=\"t m0 x65d h8 y3930 ff3 fs4 fc2 sc0 ls3 ws2\">Prote<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e. </td></tr><tr><td class=\"t m0 x38d h1e y3931 ff5 fs4 fc1 sc0 ls29 ws28\">disaster<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x82a h8 y3932 ff3 fs4 fc2 sc0 ls6 ws4\">of claims<span class=\"_ _5\"></span> arising fr<span class=\"_ _5\"></span>om a single<span class=\"_ _5\"></span> </td><td class=\"t m0 x65d h8 y3933 ff3 fs4 fc2 sc0 ls3 ws2\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>as f<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ly re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red t<span class=\"_ _3\"></span>he U<span class=\"_ _3\"></span>K </td></tr><tr><td></td><td class=\"t m0 x82a h8 y3934 ff3 fs4 fc2 sc0 ls6 ws4\">incident or<span class=\"_ _5\"></span> even<span class=\"_ _5\"></span>t.<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x65d h8 y3935 ff3 fs4 fc2 sc0 ls6 ws4\">insurance<span class=\"_ _5\"></span> risk.<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h1e y3936 ff5 fs4 fc1 sc0 ls3e ws3e\">Expense<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x82a h8 y3937 ff3 fs4 fc2 sc0 ls3 ws2\">Adm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>trat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cos<span class=\"_ _3\"></span>ts e<span class=\"_ _3\"></span>xce<span class=\"_ _3\"></span>ed </td><td class=\"t m0 x65d h8 y3937 ff3 fs4 fc2 sc0 ls3 ws2\">Adm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>trat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n is o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rce<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d a tar<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>f o<span class=\"_ _3\"></span>f </td></tr><tr><td></td><td class=\"t m0 x82a h8 y3938 ff3 fs4 fc2 sc0 ls57 ws55\">expen<span class=\"_ _3\"></span>se allowa<span class=\"_ _3\"></span>nce.<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x65d h8 y3938 ff3 fs4 fc2 sc0 ls3 ws2\">cos<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>s ag<span class=\"_ _3\"></span>ree<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct i<span class=\"_ _3\"></span>s mo<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tore<span class=\"_ _3\"></span>d </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y3939 ff3 fs4 fc2 sc0 ls3 ws2\">reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ly to ra<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e cos<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>. </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y393a ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>al o<span class=\"_ _3\"></span>ver<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ad e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s are m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>itore<span class=\"_ _3\"></span>d </td></tr><tr><td></td><td></td><td class=\"t m0 x65d h8 y393b ff3 fs4 fc2 sc0 ls7 ws5\">and clo<span class=\"_ _5\"></span>sely managed.<span class=\"_ _2d1\"> </span></td></tr></table></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs4f3\">Insurance contract liabi<span class=\"_ _5\"></span>lities<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs4f4\">Reconciliation of<span class=\"_ _5\"></span> the liability for remaining co<span class=\"_ _5\"></span>verage and<span class=\"_ _5\"></span> the liability for incurred<span class=\"_ _5\"></span> claims<span class=\"_ _2d1\"> </span></div><div class=\"gs422\"><table class=\"s w534 h161\" id=\"_99813d3d-6d98-4ef6-805a-ff72da5ef912\"><tr><td></td><td class=\"t m0 x865 h7e y3952 ffe fsa fc1 sc0 ls3 ws2\">Lia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>lit<span class=\"_ _3\"></span>y fo<span class=\"_ _3\"></span>r </td><td></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x4d6 h7e y3953 ffe fsa fc1 sc0 ls1b ws1a\">remaining<span class=\"_ _5\"></span> coverage<span class=\"_ _2d1\"> </span></td><td></td><td class=\"t m0 x866 h7e y3954 ffe fsa fc1 sc0 lsaf wsad\">Liability for </td><td></td></tr><tr><td></td><td class=\"t m0 x7aa h7e y3955 ffe fsa fc1 sc0 ls1c wsa5\">Excluding loss </td><td class=\"t m0 x2b2 h7e y3955 ffe fsa fc1 sc0 ls3 ws2\">Loss </td><td class=\"t m0 x867 h7e y3955 ffe fsa fc1 sc0 ls3 ws2\">incurred </td><td></td></tr><tr><td></td><td class=\"t m0 x868 h7e y3956 ffe fsa fc1 sc0 lsd wsc\">component<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x869 h7e y3956 ffe fsa fc1 sc0 lsd wsc\">component<span class=\"_ _2d1\"> </span></td><td class=\"c n x86a y3957 w299 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">claims<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x86b y3957 w496 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x86c y3958 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x86d y3958 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x86e y3958 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Milli<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x86f y3958 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3959 w535 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 202<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x870 y3959 w536 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">47<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x871 y3959 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x872 y3959 w537 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">18.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x873 y3959 w538 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">496<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y395a w23 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83e y395a w539 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">(2<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x874 y395a w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x875 y395a w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x876 y395a w53a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">(2<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y395b w27 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Insurance service expenses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x877 y395b w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x878 y395b w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x879 y395b w53b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87a y395b w53b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y395c ff3 fs4 fc2 sc0 ls6 ws4\">Finance income<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> contract<span class=\"_ _5\"></span>s </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y395d w51d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x845 y395d w53c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87b y395d w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87c y395d w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87d y395d w34f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y395e ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ges i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e st<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y394b w53d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">of comprehensive<span class=\"_ _5\"></span> income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87e y394b w53e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">(2<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87f y394b w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x880 y394b w53f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1a ws19\">21.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x881 y394b w540 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls94 ws91\">(5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y395f ff3 fs4 fc2 sc0 ls57 ws55\">Investment com<span class=\"_ _3\"></span>pone<span class=\"_ _3\"></span>nts exclude<span class=\"_ _3\"></span>d </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3960 ff3 fs4 fc2 sc0 ls3 ws2\">from i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3961 w541 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">service expense<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x882 y3961 w542 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">25<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x883 y3961 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x884 y3961 w543 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">46.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x885 y3961 w544 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">7<span class=\"_ _3\"></span>1.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3962 w545 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Prem<span class=\"_ _3\"></span>iu<span class=\"_ _3\"></span>ms re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x886 y3962 w546 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">2<span class=\"_ _5\"></span>8.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x887 y3962 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x888 y3962 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x889 y3962 w547 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">28.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3963 ff3 fs4 fc2 sc0 ls6 ws4\">Claims and<span class=\"_ _5\"></span> other ins<span class=\"_ _5\"></span>urance service </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y382d w548 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">expenses<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x88a y382d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x88b y382d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x88c y382d w549 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(7<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x36b y382d w54a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(7<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382e w54b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash flows<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x88d y382e w547 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsaa wsa6\">28.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x88e y382e w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x88f y382e w54c h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls5e ws5c\">(7<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x674 y382e w54d h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3903 w54e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>lan<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x890 y3903 w54f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">5<span class=\"_ _3\"></span>04.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x891 y3903 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x892 y3903 w550 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x893 y3903 w551 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">518<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td class=\"c n x894 y3810 w552 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w236 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td class=\"c n x895 y37ab w553 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">440.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td></td><td class=\"t m0 x896 h1e y3964 ff5 fs4 fc1 sc0 ls1 ws1\">518<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></td></tr></table></div><div class=\"gs4f5\"><table class=\"s w261 h160\" id=\"_19f57555-c551-46ca-b093-e4e6b5092e0b\"><tr><td></td><td class=\"t m0 x82b h1c y393c ff3 fsa fc1 sc0 ls3d ws3d\">Liability for<span class=\"_ _5\"></span> <span class=\"ls3 ws2\"> </span></td><td></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x82c h1c y393d ff3 fsa fc1 sc0 ls3d ws3d\">remaining c<span class=\"_ _5\"></span>overage<span class=\"_ _5\"></span> </td><td></td><td class=\"t m0 x38c h1c y393e ff3 fsa fc1 sc0 lsc wsb\">Liability </td><td></td></tr><tr><td></td><td class=\"t m0 x82d h1c y393f ff3 fsa fc1 sc0 ls23 wsa4\">Excluding loss<span class=\"_ _5\"></span> </td><td class=\"t m0 x82e h1c y393f ff3 fsa fc1 sc0 ls8a ws11b\">Loss<span class=\"_ _3\"></span> </td><td class=\"t m0 x82f h1c y3940 ff3 fsa fc1 sc0 lsc ws3d\">for<span class=\"_ _5\"></span> incurred </td><td></td></tr><tr><td></td><td class=\"c x831 y3941 w513 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">component</div><div class=\"t m0 x830 h8a y377d ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2</div></td><td class=\"t m0 x65b h1c y3942 ff3 fsa fc1 sc0 lsc wsb\">component<span class=\"_ _2d1\"> </span></td><td class=\"c x833 y3941 w514 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls24 ws23\">claims</div><div class=\"t m0 x832 h8a y377d ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c x835 y3941 w515 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l</div><div class=\"t m0 x834 h8a y377d ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x836 y3943 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x837 y3943 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x838 y3943 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x839 y3943 w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3944 w516 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83a y3944 w517 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">4<span class=\"_ _3\"></span>52<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83b y3944 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83c y3944 w518 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83d y3944 w519 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">470.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3945 w51a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83e y3945 w2a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x83f y3945 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x840 y3945 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x694 y3945 w2a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3946 w51b h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">Insurance service expenses</div><div class=\"t m0 x841 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x65e y3947 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x842 y3947 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x843 y3947 w51c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x844 y3947 w51c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3948 ff3 fs4 fc2 sc0 ls6 ws4\">Finance expense<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> contrac<span class=\"_ _5\"></span>ts </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3949 w51d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x845 y3949 w31e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x846 y3949 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x847 y3949 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x848 y3949 w51e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y394a ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y394b w51f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">of compr<span class=\"_ _5\"></span>ehensive inc<span class=\"_ _5\"></span>ome<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x849 y394b w520 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">(22.5<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84a y394b w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84b y394b w521 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84c y394b w522 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">2.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y394c ff3 fs4 fc2 sc0 ls57 ws55\">Investment com<span class=\"_ _3\"></span>pone<span class=\"_ _3\"></span>nts exclude<span class=\"_ _3\"></span>d </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x38d h8 y394d ff3 fs4 fc2 sc0 ls3 ws2\">from i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y394e w523 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">service expense<span class=\"_ _5\"></span>s</div><div class=\"t m0 x84d h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84e y394e w1fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84f y394e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x850 y394e w524 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">33<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x851 y394e w525 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">49.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y37f6 w526 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Prem<span class=\"_ _3\"></span>iu<span class=\"_ _3\"></span>ms re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved</div><div class=\"t m0 x852 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x853 y37f6 w527 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x854 y37f6 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x855 y37f6 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x856 y37f6 w528 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y394f ff3 fs4 fc2 sc0 ls6 ws4\">Claims and<span class=\"_ _5\"></span> other ins<span class=\"_ _5\"></span>urance service </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3950 w529 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">expenses<span class=\"_ _5\"></span> paid</div><div class=\"t m0 x857 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x65e y3950 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x842 y3950 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x858 y3950 w52a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(5<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x859 y3950 w52b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(5<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382e w52c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l cas<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x85a y382e w527 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x85b y382e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x85c y382e w52d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(5<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x85d y382e w52e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(2<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3903 w52f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x85e y3903 w530 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x85f y3903 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x860 y3903 w33a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">18.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x861 y3903 w531 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">496.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td class=\"c n x862 y37cd w532 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">84.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w3ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td class=\"c n x863 y3766 w533 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">412.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td></td><td class=\"t m0 x864 h8 y3951 ff3 fs4 fc2 sc0 ls57 ws55\">496.0<span class=\"_ _2d1\"> </span></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs4f6\">1 <span class=\"_ _3a\"> </span>Resta<span class=\"_ _5\"></span>ted t<span class=\"_ _5\"></span>o reclassify \u00a32<span class=\"_ _5\"></span>4.5 million Insur<span class=\"_ _5\"></span>ance service expenses<span class=\"_ _5\"></span> from Liability<span class=\"_ _5\"></span> for r<span class=\"_ _5\"></span>emaining cover<span class=\"_ _5\"></span>age (<span class=\"_ _5\"></span>LRC<span class=\"_ _6\"></span>) </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs4f7\">excluding<span class=\"_ _5\"></span> loss component t<span class=\"_ _5\"></span>o Liability f<span class=\"_ _5\"></span>or incurred<span class=\"_ _5\"></span> claims (<span class=\"_ _6\"></span>LIC)<span class=\"_ _5\"></span>, t<span class=\"_ _5\"></span>o better r<span class=\"_ _5\"></span>eflect the<span class=\"_ _5\"></span> nature<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> item.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs4f8\">2 <span class=\"_ _2d\"> </span>Re<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d to be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ter r<span class=\"_ _3\"></span>efl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>: In<span class=\"_ _3\"></span>ves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s exc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed f<span class=\"_ _3\"></span>rom i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs4f9\">rev<span class=\"_ _5\"></span>enue and insur<span class=\"_ _5\"></span>ance service expenses<span class=\"_ _5\"></span> \u00a33.6 million<span class=\"_ _5\"></span> negative in<span class=\"_ _5\"></span> LRC ex<span class=\"_ _5\"></span>cluding loss component<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> \u00a316.4 million<span class=\"_ _5\"></span> </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs4fa\">positive<span class=\"_ _5\"></span>; Inv<span class=\"_ _5\"></span>estment components<span class=\"_ _5\"></span> excluded fr<span class=\"_ _5\"></span>om insur<span class=\"_ _5\"></span>ance rev<span class=\"_ _5\"></span>enue and<span class=\"_ _5\"></span> insurance service expenses<span class=\"_ _5\"></span> \u00a3nil<span class=\"_ _5\"></span> in LIC t<span class=\"_ _5\"></span>o a </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs4fb\">\u00a333.0 million<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span>; Premiums<span class=\"_ _5\"></span> received<span class=\"_ _5\"></span> \u00a331.3 million negat<span class=\"_ _5\"></span>ive t<span class=\"_ _5\"></span>o \u00a331.3 million<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span>; Claims and<span class=\"_ _5\"></span> other insur<span class=\"_ _5\"></span>ance </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs4fc\">service expenses paid<span class=\"_ _5\"></span> \u00a358.1 milli<span class=\"_ _5\"></span>on positive<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> \u00a3nil in<span class=\"_ _5\"></span> LRC excluding<span class=\"_ _5\"></span> loss component;<span class=\"_ _5\"></span> Claims and<span class=\"_ _5\"></span> other insur<span class=\"_ _5\"></span>ance </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs4fd\">service expenses paid<span class=\"_ _5\"></span> \u00a30.3 million<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span> LIC to<span class=\"_ _5\"></span> \u00a357<span class=\"_ _6\"></span>.2 million negative.<span class=\"_ _5\"></span> </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs4fe\">Al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>bov<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d in a n<span class=\"_ _3\"></span>et n<span class=\"_ _3\"></span>il i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>n pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs500\">Reconciliation of<span class=\"_ _5\"></span> the measurement components<span class=\"_ _2d1\"> </span></div><div class=\"gs426\"><table class=\"s w568 h165\" id=\"_00d73782-edf8-4408-bab5-67239232a0d4\"><tr><td></td><td class=\"t m0 x8c8 h7e y3974 ffe fsa fc1 sc0 ls3 wsb\">Estimates of </td><td class=\"t m0 x8c9 h7e y3974 ffe fsa fc1 sc0 ls1c wsa5\">Risk adjustment </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x8ca h7e y3975 ffe fsa fc1 sc0 lsa2 ws2\">pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f </td><td class=\"t m0 x8cb h7e y3975 ffe fsa fc1 sc0 lsd ws1f\">for non<span class=\"_ _5\"></span>-<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x8cc h7e y3976 ffe fsa fc1 sc0 lsa2 ws2\">fut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h flo<span class=\"_ _3\"></span>ws<span class=\"_ _2d1\"> </span></td><td class=\"c n x8cd y3977 w569 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c wsa5\">financial risk<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ce y3977 w56a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls5c ws5a\">CSM<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8cf y3977 w56b h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x7ad y3978 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d0 y3978 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d1 y3978 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d2 y3978 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3979 w535 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 202<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d3 y3979 w42f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">463<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d4 y3979 w56c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">6<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d5 y3979 w56d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d6 y3979 w56e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y397a w56f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ce res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d7 y397a w570 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d8 y397a w571 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d9 y397a w3f9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">2<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8da y397a w539 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">(2<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y397b ff3 fs4 fc2 sc0 ls6 ws4\">Finance income<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y397c w55f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8db y397c w572 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8dc y397c w7f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8dd y397c w120 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8de y397c w53c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y397d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ges i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e st<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y397e w53d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">of comprehensive<span class=\"_ _5\"></span> income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8df y397e w573 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">(<span class=\"_ _5\"></span>28.0<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e0 y397e w574 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e1 y397e w575 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">2<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e2 y397e w2e9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y397f ff3 fs4 fc2 sc0 ls57 ws55\">Investment com<span class=\"_ _3\"></span>pone<span class=\"_ _3\"></span>nts exclude<span class=\"_ _3\"></span>d <span class=\"ls3 ws2\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3980 w576 h135\"><div class=\"t m0 x262 h8 y3790 ff3 fs4 fc2 sc0 ls3 ws2\">from i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">insurance service expenses<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e3 y3980 w542 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">25.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e4 y3980 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e5 y3980 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e6 y3980 w577 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">25.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3981 w545 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Prem<span class=\"_ _3\"></span>iu<span class=\"_ _3\"></span>ms re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e7 y3981 w547 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">28.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e8 y3981 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e9 y3981 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ea y3981 w547 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">28.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w54b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash flows<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8eb y37aa w578 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">28.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ec y37aa w579 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ed y37aa w57a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ee y37aa w578 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">28.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w54e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>lan<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ef y3731 w57b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4a wsa7\">488.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f0 y3731 w57c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">4.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f1 y3731 w57d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">1<span class=\"_ _3\"></span>0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f2 y3731 w57e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">504<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs501\"><table class=\"s w554 h162\" id=\"_48ea3a23-f11a-45eb-8f0d-e7c9a8b29279\"><tr><td></td><td class=\"t m0 x657 h1c y3965 ff3 fsa fc1 sc0 ls84 ws2\">Est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>f </td><td class=\"t m0 x897 h1c y3965 ff3 fsa fc1 sc0 ls23 wsa4\">Risk adjus<span class=\"_ _5\"></span>tment </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x898 h1c y3966 ff3 fsa fc1 sc0 ls84 ws2\">pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f </td><td class=\"t m0 x899 h1c y3966 ff3 fsa fc1 sc0 lsc ws3d\">for<span class=\"_ _5\"></span> non-<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c x89b y3968 w555 h163\" colspan=\"2\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">future<span class=\"_ _5\"></span> cash flows</div><div class=\"t m0 x89a h8a y3967 ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x89c y3968 w556 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">financial risk<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x89d y3968 w313 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls3 ws2\">CS<span class=\"_ _3\"></span>M<span class=\"_ _2d1\"> </span></div></td><td class=\"c x89f y3968 w557 h163\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l</div><div class=\"t m0 x89e h8a y3967 ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x8a0 y3969 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a1 y3969 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a2 y3969 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a3 y3969 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y396a w516 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a4 y396a w558 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">439.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a5 y396a w559 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a6 y396a w4a7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x78a y396a w55a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">452<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y396b w55b h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ce res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t</div><div class=\"t m0 x8a7 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a8 y396b w55c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a9 y396b w120 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8aa y396b w55d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">1<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ab y396b w55e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y396c ff3 fs4 fc2 sc0 ls6 ws4\">Finance expense<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> insurance<span class=\"_ _5\"></span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y396d w55f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ac y396d wc9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">2<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ad y396d w120 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ae y396d w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8af y396d w31e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y396e ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y396f w51f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">of compr<span class=\"_ _5\"></span>ehensive inc<span class=\"_ _5\"></span>ome<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b0 y396f w19e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(2<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b1 y396f w31e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b2 y396f w560 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">1.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b3 y396f w561 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">(<span class=\"_ _5\"></span>22.5<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3970 ff3 fs4 fc2 sc0 ls57 ws55\">Investment com<span class=\"_ _3\"></span>pone<span class=\"_ _3\"></span>nts exclude<span class=\"_ _3\"></span>d <span class=\"ls3 ws2\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3971 w562 h135\"><div class=\"t m0 x262 h8 y3790 ff3 fs4 fc2 sc0 ls3 ws2\">from i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">insurance service expenses</div><div class=\"t m0 x841 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b4 y3971 w1fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b5 y3971 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b6 y3971 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b7 y3971 w33a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3973 w526 h164\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Prem<span class=\"_ _3\"></span>iu<span class=\"_ _3\"></span>ms re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ved</div><div class=\"t m0 x852 h2a y3972 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b8 y3973 w527 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b9 y3973 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ba y3973 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8bb y3973 w563 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3903 w564 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Claims and<span class=\"_ _5\"></span> other ins<span class=\"_ _5\"></span>urance service expenses<span class=\"_ _5\"></span> paid</div><div class=\"t m0 x8bc h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84e y3903 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8bd y3903 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8be y3903 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8bf y3903 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w52c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l cas<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c0 y37cd w563 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c1 y37cd w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c2 y37cd w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c3 y37cd w527 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w52f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c4 y3731 w565 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">463.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c5 y3731 w566 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">6.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c6 y3731 w567 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8c7 y3731 w530 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">4<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs502\">1 <span class=\"_ _3a\"> </span>Re<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>d to b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g i<span class=\"_ _3\"></span>n: I<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt \u00a31<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>on n<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tiv<span class=\"_ _3\"></span>e in </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs503\">Est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s of p<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ows to<span class=\"_ _3\"></span>\u00a32<span class=\"_ _3\"></span>6.<span class=\"_ _3\"></span>4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on n<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs504\">2 <span class=\"_ _2d\"> </span>Re<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d to be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ter r<span class=\"_ _3\"></span>efl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>: In<span class=\"_ _3\"></span>ves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s exc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed f<span class=\"_ _3\"></span>rom i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs505\">reve<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s \u00a33<span class=\"_ _3\"></span>.6 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n ne<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve i<span class=\"_ _3\"></span>n Est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tes o<span class=\"_ _3\"></span>f pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s to </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs506\">\u00a316.4 million<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span>; Premiums<span class=\"_ _5\"></span> received<span class=\"_ _5\"></span> \u00a331.3 million negativ<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o \u00a331.3 million<span class=\"_ _5\"></span> positive;<span class=\"_ _5\"></span> Claims and<span class=\"_ _5\"></span> other insur<span class=\"_ _5\"></span>ance </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs507\">se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>id \u00a35<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>e to \u00a3ni<span class=\"_ _3\"></span>l in E<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s of p<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e o<span class=\"_ _3\"></span>f fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws<span class=\"_ _3\"></span>. </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs508\">Al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>bov<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d in a n<span class=\"_ _3\"></span>et n<span class=\"_ _3\"></span>il i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>n pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs509\">Insurance contract liabi<span class=\"_ _5\"></span>lities \u2013 contractual service margin<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>CSM<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div><div class=\"gs50a\"><table class=\"s w57f h166\" id=\"_1a1901cd-6f9f-4d72-b523-d57b3f4a6bf7\"><tr><td></td><td class=\"t m0 x3ea h7e y3982 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3982 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3983 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3983 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3984 w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x463 y3985 w13 h12c\"><div class=\"t m0 x262 h7e y372e ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w580 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Les<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>n 1 ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f3 y3802 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f4 y3802 wa2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w581 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In 2 to 5 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f5 y379e w582 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">1.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f6 y379e w2ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">1<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w583 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls147 ws170\">&gt;5 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f7 y379f w584 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">8.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f8 y379f w2fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w585 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal CSM for<span class=\"_ _5\"></span> insurance contracts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f9 y3731 w3d9 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">10.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8fa y3731 w567 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsaa wsa6\">8.8<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs50b\">Th<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ysi<span class=\"_ _3\"></span>s ab<span class=\"_ _3\"></span>ove s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ws th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of t<span class=\"_ _3\"></span>he CS<span class=\"_ _3\"></span>M re<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g at t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>f the </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs50c\">reporting<span class=\"_ _5\"></span> year<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs50e\">Reinsurance<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs50f\">Reconciliation of<span class=\"_ _5\"></span> the remaining cov<span class=\"_ _5\"></span>erage and incurred<span class=\"_ _5\"></span> claims components<span class=\"_ _2d1\"> </span></div><div class=\"gs422\"><table class=\"s w5a1 h168\" id=\"_bb9ca159-c4bb-475e-a86f-5646a67c4db2\"><tr><td></td><td class=\"t m0 x920 h7e y3993 ffe fsa fc1 sc0 ls1c ws1b\">Remaining </td><td class=\"t m0 x433 h7e y3993 ffe fsa fc1 sc0 ls8a ws11b\">Recove<span class=\"_ _3\"></span>rabl<span class=\"_ _3\"></span>e </td><td></td></tr><tr><td></td><td class=\"t m0 x7a6 h7e y3994 ffe fsa fc1 sc0 ls1a ws19\">cover<span class=\"_ _5\"></span>age </td><td class=\"t m0 x921 h7e y3994 ffe fsa fc1 sc0 ls1c wsa5\">for claims </td><td></td></tr><tr><td></td><td class=\"t m0 x922 h7e y3995 ffe fsa fc1 sc0 lsd wsc\">component<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y3996 w5a2 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls25 ws24\">reinsured<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x923 y3996 w5a3 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">Tot<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x924 y3997 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x925 y3997 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x926 y3997 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Milli<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3998 w535 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 202<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x927 y3998 w5a0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x928 y3998 w5a4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x885 y3998 w5a5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">13.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3999 w2b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x929 y3999 w5a6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x92a y3999 w5a7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">19.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x92b y3999 w2c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y399a ff3 fs4 fc2 sc0 ls6 ws4\">Finance income<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> reinsuranc<span class=\"_ _5\"></span>e <span class=\"ls3 ws2\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y399b w55f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x92c y399b w1e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x92d y399b w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x92e y399b w1e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y399c w5a8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal changes in the statement<span class=\"_ _5\"></span> of comprehensive income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x92f y399c w5a9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x930 y399c w5aa h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls52 ws4f\">19.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x931 y399c w38a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y399d w5ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Premiums<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x932 y399d w5ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x933 y399d w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x934 y399d w5ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y399e ff3 fs4 fc2 sc0 ls3 ws2\">Amo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ts re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>rs re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng </td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y399f w5ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">to<span class=\"_ _5\"></span> incurred<span class=\"_ _5\"></span> claims<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x935 y399f w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x936 y399f w5ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x937 y399f w5af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y39a0 w54b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash flows<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x938 y39a0 w5b0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls52 ws4f\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x939 y39a0 w5b1 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(1<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x93a y39a0 w5b2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls2b ws2a\">4<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w54e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>lan<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x93b y384e w5b3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">4.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x93c y384e w5b4 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">10.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x93d y384e w5b5 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n x93e y379e w5b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w236 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n x93f y379f w5b7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">4<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x339 h1e y39a1 ff5 fs4 fc1 sc0 ls1 ws1\">14.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></td></tr></table></div><div class=\"gs4f5\"><table class=\"s w586 h167\" id=\"_19cc4552-66c6-427d-86b0-f3dc55b9fe02\"><tr><td></td><td class=\"t m0 x8fb h1c y3986 ff3 fsa fc1 sc0 lsc wsb\">Remaining </td><td class=\"t m0 x8fc h1c y3986 ff3 fsa fc1 sc0 ls1e ws1d\">Recov<span class=\"_ _5\"></span>erable </td><td></td></tr><tr><td></td><td class=\"t m0 x8fd h1c y3987 ff3 fsa fc1 sc0 ls1e ws1d\">cov<span class=\"_ _5\"></span>erage<span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x8fe h1c y3987 ff3 fsa fc1 sc0 ls24 ws18\">for<span class=\"_ _5\"></span> claims </td><td></td></tr><tr><td></td><td class=\"c x900 y3988 w587 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">component</div><div class=\"t m0 x8ff h8a y377d ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c x3ed y3988 w588 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">reinsured</div><div class=\"t m0 x901 h8a y377d ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c x835 y3988 w515 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l</div><div class=\"t m0 x834 h8a y377d ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x902 y3989 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x903 y3989 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x904 y3989 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y398a w516 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x905 y398a w589 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">49.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x906 y398a w58a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">5.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x907 y398a w58b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">54<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y398b w58c h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e</div><div class=\"t m0 x908 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x909 y398b w58d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x90a y398b w58e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">10.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x90b y398b w58f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y398c ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>es fro<span class=\"_ _3\"></span>m rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>s  </td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x38d h8 y398d ff3 fs4 fc2 sc0 ls3 ws2\">rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss<span class=\"_ _2d1\"> </span></td><td class=\"c n x90c y398e w590 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x90d y398e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x90e y398e w591 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ea w592 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>otal changes<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x90f y37ea w593 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x910 y37ea w594 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">1<span class=\"_ _3\"></span>0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x911 y37ea w595 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y398f w596 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Premiums<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x912 y398f w1f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">21<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x913 y398f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x914 y398f w1f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">21<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3990 ff3 fs4 fc2 sc0 ls3 ws2\">Rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ture<span class=\"_ _2d1\"> </span></td><td class=\"c n x909 y37f6 w597 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x915 y37f6 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x916 y37f6 w598 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>1<span class=\"_ _0\"></span>.<span class=\"_ _3\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3991 ff3 fs4 fc2 sc0 ls3 ws2\">Amo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ts re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>rs re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng </td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3950 w599 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">to<span class=\"_ _5\"></span> incurred<span class=\"_ _5\"></span> claims</div><div class=\"t m0 x917 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x918 y3950 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x919 y3950 w3c8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa8 wsa2\">(9<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x91a y3950 w59a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa8 wsa2\">(9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382e w52c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l cas<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x91b y382e w15b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(1<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x91c y382e w59a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa8 wsa2\">(9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x446 y382e w59b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3903 w52f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x91d y3903 w59c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x91e y3903 w59d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x91f y3903 w59e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">13.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w233 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n x8f4 y37cd w59f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w3ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n x51a y3766 w5a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x3ec h8 y3992 ff3 fs4 fc2 sc0 ls48 ws48\">13.0<span class=\"_ _2d1\"> </span></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs510\">1 <span class=\"_ _3a\"> </span>Re<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>d to b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g i<span class=\"_ _3\"></span>n: N<span class=\"_ _3\"></span>et re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e \u00a35<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n ne<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve i<span class=\"_ _3\"></span>n </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs511\">Remaining co<span class=\"_ _5\"></span>verage<span class=\"_ _5\"></span> component to<span class=\"_ _5\"></span> \u00a315.7<span class=\"_ _5\"></span> million negativ<span class=\"_ _5\"></span>e; Net<span class=\"_ _5\"></span> reinsurance<span class=\"_ _5\"></span> expense \u00a3nil<span class=\"_ _5\"></span> in Reco<span class=\"_ _5\"></span>verable<span class=\"_ _5\"></span> for claims<span class=\"_ _5\"></span> </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs512\">reinsur<span class=\"_ _5\"></span>ed to<span class=\"_ _5\"></span> \u00a310.7<span class=\"_ _5\"></span> million positiv<span class=\"_ _5\"></span>e.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs513\">2 <span class=\"_ _2d\"> </span>Re<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d to be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ter r<span class=\"_ _3\"></span>efl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>: Am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fr<span class=\"_ _3\"></span>om re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>rs r<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g to in<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>red </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs514\">claims \u00a3<span class=\"_ _5\"></span>10.7 million<span class=\"_ _5\"></span> negative in<span class=\"_ _5\"></span> Remaining co<span class=\"_ _5\"></span>verage<span class=\"_ _5\"></span> component to<span class=\"_ _5\"></span> \u00a3nil;<span class=\"_ _5\"></span> Amounts r<span class=\"_ _5\"></span>eceived fr<span class=\"_ _5\"></span>om reinsur<span class=\"_ _5\"></span>ers relating<span class=\"_ _5\"></span> </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs515\">to<span class=\"_ _5\"></span> incurred claims<span class=\"_ _5\"></span> \u00a31.1 million<span class=\"_ _5\"></span> positive<span class=\"_ _5\"></span> in Recov<span class=\"_ _5\"></span>erable f<span class=\"_ _5\"></span>or claims r<span class=\"_ _5\"></span>einsured t<span class=\"_ _5\"></span>o \u00a39.6<span class=\"_ _5\"></span> million negativ<span class=\"_ _5\"></span>e.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs516\">Al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>bov<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d in a n<span class=\"_ _3\"></span>et n<span class=\"_ _3\"></span>il i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>n pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs518\">Reconciliation of<span class=\"_ _5\"></span> the measurement components<span class=\"_ _2d1\"> </span></div><div class=\"gs426\"><table class=\"s w5cc h16c\" id=\"_f4d504aa-1874-4d0d-a1b9-6642cba5b2d4\"><tr><td></td><td class=\"t m0 x8c8 h7e y39b2 ffe fsa fc1 sc0 ls3 wsb\">Estimates of </td><td class=\"t m0 x8c9 h7e y39b2 ffe fsa fc1 sc0 ls1c wsa5\">Risk adjustment </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x8ca h7e y39b3 ffe fsa fc1 sc0 lsa2 ws2\">pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f </td><td class=\"t m0 x8cb h7e y39b3 ffe fsa fc1 sc0 lsd ws1f\">for non<span class=\"_ _5\"></span>-<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x8cc h7e y39b4 ffe fsa fc1 sc0 lsa2 ws2\">fut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h flo<span class=\"_ _3\"></span>ws<span class=\"_ _2d1\"> </span></td><td class=\"c n x8cd y39b5 w569 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c wsa5\">financial risk<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8ce y39b5 w56a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls5c ws5a\">CSM<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8cf y39b5 w56b h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x7ad y39b6 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d0 y39b6 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d1 y39b6 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8d2 y39b6 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y39b7 w535 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 202<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x965 y39b7 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x966 y39b7 w14d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">1.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x967 y39b7 w1fd h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x968 y39b7 w5a0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y39b8 w2b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x969 y39b8 w5cd h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(2<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96a y39b8 w4cb h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96b y39b8 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7d7 y39b8 w5ce h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y39b9 ff3 fs4 fc2 sc0 ls6 ws4\">Finance income<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> reinsuranc<span class=\"_ _5\"></span>e </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y39ba w55f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8db y39ba w245 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96c y39ba w274 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96d y39ba w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96e y39ba w1e5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y39bb ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ges i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e st<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y39a0 w53d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">of comprehensive<span class=\"_ _5\"></span> income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96f y39a0 w5cf h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls153 ws17f\">(21<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x970 y39a0 w5d0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x971 y39a0 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x972 y39a0 w5a9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6c ws6a\">(2<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3981 w5ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Premiums<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x973 y3981 w1fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x974 y3981 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x975 y3981 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x976 y3981 w5ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">19.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w54b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal cash flows<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x977 y37aa w5d1 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls52 ws4f\">19.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x887 y37aa w76 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x888 y37aa w76 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x978 y37aa w5b0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls52 ws4f\">19.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w54e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>lan<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x979 y3731 w5d2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls58 ws56\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x97a y3731 wad h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x97b y3731 w5bc h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">5.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x97c y3731 w5b3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">4.1<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs501\"><table class=\"s w261 h16a\" id=\"_7c73580a-2649-44ff-99c8-8eda3afc0b72\"><tr><td></td><td class=\"t m0 x657 h1c y39a6 ff3 fsa fc1 sc0 ls84 ws2\">Est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>f </td><td class=\"t m0 x897 h1c y39a6 ff3 fsa fc1 sc0 ls23 wsa4\">Risk adjus<span class=\"_ _5\"></span>tment </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x898 h1c y39a7 ff3 fsa fc1 sc0 ls84 ws2\">pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f </td><td class=\"t m0 x899 h1c y39a7 ff3 fsa fc1 sc0 lsc ws3d\">for<span class=\"_ _5\"></span> non-<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td></td><td class=\"c x89b y39a8 w555 h163\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">future<span class=\"_ _5\"></span> cash flows</div><div class=\"t m0 x89a h8a y3967 ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x89c y39a8 w556 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">financial risk<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x89d y39a8 w313 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls3 ws2\">CS<span class=\"_ _3\"></span>M<span class=\"_ _2d1\"> </span></div></td><td class=\"c x89f y39a8 w557 h16b\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l</div><div class=\"t m0 x89e h92 y3967 ff3 fs63 fc1 sc0 ls152 ws17e\">1, 2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x8a0 y39a9 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a1 y39a9 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a2 y39a9 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8a3 y39a9 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y39aa w516 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x946 y39aa w5be h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">35.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x947 y39aa w5bf h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x948 y39aa w5c0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x949 y39aa w5c1 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">49<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y396d w58c h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ne<span class=\"_ _3\"></span>t rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e</div><div class=\"t m0 x908 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x94a y396d w391 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x94b y396d w86 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x94c y396d w31e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x94d y396d w5c2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y39ab ff3 fs4 fc2 sc0 ls6 ws4\">Finance expenses<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> reinsur<span class=\"_ _5\"></span>ance </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y39ac w55f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x94e y39ac w87 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x94f y39ac w5c3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x950 y39ac w197 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x951 y39ac w5c4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y39ad ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y39ae w51f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">of compr<span class=\"_ _5\"></span>ehensive inc<span class=\"_ _5\"></span>ome<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x952 y39ae w5c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x953 y39ae w5c6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x954 y39ae w32a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x955 y39ae w593 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y39af w596 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Premiums<span class=\"_ _5\"></span> paid<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x956 y39af w1f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">21<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x957 y39af w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x958 y39af w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x959 y39af w5c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">21.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y39b0 ff3 fs4 fc2 sc0 ls3 ws2\">Rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e rec<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ture<span class=\"_ _2d1\"> </span></td><td class=\"c n x836 y37f7 w597 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x95a y37f7 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x95b y37f7 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x95c y37f7 w5c8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y39b1 ff3 fs4 fc2 sc0 ls3 ws2\">Amo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ts re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>rs </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y384e w5c9 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">relating<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> incurred claims</div><div class=\"t m0 x95d h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x84e y384e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8bd y384e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8be y384e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8bf y384e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa w52c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l cas<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x95e y37aa w5ca h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(1<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x95f y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x960 y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x961 y37aa w15b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(1<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w52f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x962 y3731 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x963 y3731 w5cb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">1<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x964 y3731 w5bd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x457 y3731 w5a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.3<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs519\">1 <span class=\"_ _3a\"> </span>Re<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>d to b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct t<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g i<span class=\"_ _3\"></span>n: N<span class=\"_ _3\"></span>et re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e \u00a34<span class=\"_ _3\"></span>.7 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>on n<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>e </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs51a\">in Es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>s of p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws to \u00a31<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on n<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs51b\">2 <span class=\"_ _2d\"> </span>Re<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d to be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ter r<span class=\"_ _3\"></span>efl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>e n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ite<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in<span class=\"_ _3\"></span>: Am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fr<span class=\"_ _3\"></span>om re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>rs r<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g to in<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>red </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs51c\">cl<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ms \u00a3<span class=\"_ _3\"></span>10<span class=\"_ _3\"></span>.7 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>on n<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tiv<span class=\"_ _3\"></span>e in Es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s of p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws to \u00a3n<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs51d\">Al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>bov<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d in a n<span class=\"_ _3\"></span>et n<span class=\"_ _3\"></span>il i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>n pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets fo<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs51e\">All re<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>nsu<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>re me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs51f\">Reinsurance<span class=\"_ _5\"></span> assets \u2013 Con<span class=\"_ _5\"></span>tractual service margin (<span class=\"_ _6\"></span>CSM)<span class=\"_ _2d1\"> </span></div><div class=\"gs520\"><table class=\"s w5b8 h169\" id=\"_0bfdcc30-ac87-477a-ac4d-da3126d9bab7\"><tr><td></td><td class=\"t m0 x3ea h7e y39a2 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y39a2 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y39a3 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y39a3 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y39a4 w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y39a5 w16e h12c\"><div class=\"t m0 x262 h7e y372e ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w580 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Les<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>n 1 ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x940 y380f w120 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x941 y380f w120 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w581 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In 2 to 5 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x942 y3810 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x943 y3810 w245 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w583 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls147 ws170\">&gt;5 ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f7 y37ab w5b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">4.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x944 y37ab w5ba h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">4<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w5bb h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal CSM for<span class=\"_ _5\"></span> reinsurance contracts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x945 y3731 w5bc h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">5.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x73d y3731 w5bd h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsab wsa8\">5.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs521\">Th<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ysi<span class=\"_ _3\"></span>s ab<span class=\"_ _3\"></span>ove s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ws th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of t<span class=\"_ _3\"></span>he CS<span class=\"_ _3\"></span>M re<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g at t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>f the </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs522\">reporting<span class=\"_ _5\"></span> year<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div>Assump<span class=\"_ _5\"></span>tions used in the c<span class=\"_ _5\"></span>alculation of insurance con<span class=\"_ _5\"></span>tract liabilities and reinsurance as<span class=\"_ _5\"></span>sets<span class=\"_ _2d1\"> </span>The principal<span class=\"_ _5\"></span> assumptions<span class=\"_ _5\"></span> used in t<span class=\"_ _5\"></span>he calculation<span class=\"_ _5\"></span> of insuranc<span class=\"_ _5\"></span>e contr<span class=\"_ _5\"></span>act liabilitie<span class=\"_ _5\"></span>s and rei<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s are<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span><table class=\"s w5e0 h16e\" id=\"_5c3807ea-0f3e-41fc-8769-47d79b4754b5\"><tr><td class=\"c n x265 y39c2 w5e1 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsc wsb\">Assumption<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x996 y39c2 w5e2 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsc wsb\">D<span class=\"_ _3\"></span>escriptio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h1e y39c3 ff5 fs4 fc1 sc0 ls29 ws28\">Interest rate<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x997 h8 y39c4 ff3 fs4 fc2 sc0 ls3 ws2\">Th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>te is ca<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>cul<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted by refe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e to the l<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g-ter<span class=\"_ _3\"></span>m </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x997 h8 y39c5 ff3 fs4 fc2 sc0 ls3 ws2\">ri<span class=\"_ _3\"></span>sk-free s<span class=\"_ _3\"></span>wap ra<span class=\"_ _3\"></span>te at t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>et d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic ra<span class=\"_ _3\"></span>tes u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d are </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x997 h8 y39c6 ff3 fs4 fc2 sc0 ls3 ws2\">be<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>en 3<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4% an<span class=\"_ _3\"></span>d 4.<span class=\"_ _3\"></span>5% de<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng o<span class=\"_ _3\"></span>n the ta<span class=\"_ _3\"></span>x re<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>me (2023: 2<span class=\"_ _3\"></span>.9% a<span class=\"_ _3\"></span>nd 4<span class=\"_ _3\"></span>.7<span class=\"_ _3\"></span>%<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h1e y39c7 ff5 fs4 fc1 sc0 ls3e ws3e\">Mortalit<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x997 h8 y39c8 ff3 fs4 fc2 sc0 ls3 ws2\">Mo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tal<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n Gro<span class=\"_ _3\"></span>up ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d is s<span class=\"_ _3\"></span>et at 6<span class=\"_ _3\"></span>5% of th<span class=\"_ _3\"></span>e TM/F92 tabl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>s </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x997 h8 y39c9 ff3 fs4 fc2 sc0 ls6 ws4\">with an<span class=\"_ _5\"></span> additional loading<span class=\"_ _5\"></span> for smok<span class=\"_ _5\"></span>ers. </td><td></td><td></td></tr><tr><td class=\"t m0 x33d h1e y39ca ff5 fs4 fc1 sc0 ls3 ws2\">Mo<span class=\"_ _3\"></span>rbi<span class=\"_ _3\"></span>dit<span class=\"_ _3\"></span>y \u2013 </td><td class=\"t m0 x997 h8 y39cb ff3 fs4 fc2 sc0 ls3 ws2\">Mo<span class=\"_ _3\"></span>rb<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n Gro<span class=\"_ _3\"></span>up ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e. Th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>en n<span class=\"_ _3\"></span>o ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng </td><td></td><td></td></tr><tr><td class=\"t m0 x33d h1e y39cc ff5 fs4 fc1 sc0 ls3e ws3e\">critical illness<span class=\"_ _2d1\"> </span></td><td class=\"c n x998 y39cd w5e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x999 y39cd w5e4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">. Sa<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l rate<span class=\"_ _3\"></span>s pe<span class=\"_ _3\"></span>r \u00a3 for a m<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>e no<span class=\"_ _3\"></span>n-s<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>ker a<span class=\"_ _3\"></span>re:<span class=\"_ _2d1\"> </span></div></td><td></td></tr><tr><td></td><td class=\"c n x998 y39ce w5e5 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls9c wsb8\">Age<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99a y39ce w274 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls139 ws162\">Rate<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39cf w5e6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">25<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99b y39cf w5e7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a wsa7\">0.<span class=\"_ _3\"></span>063%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39d0 w5e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">35<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99c y39d0 w5e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">0.111%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39d1 w5ea h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">45<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99d y39d1 w5eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>266%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y39d2 ff5 fs4 fc1 sc0 ls3 ws2\">Mo<span class=\"_ _3\"></span>rbi<span class=\"_ _3\"></span>dit<span class=\"_ _3\"></span>y \u2013 </td><td></td><td class=\"t m0 x997 h8 y39d3 ff3 fs4 fc2 sc0 ls3 ws2\" colspan=\"2\">Mo<span class=\"_ _3\"></span>rb<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n Gro<span class=\"_ _3\"></span>up ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e. Th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>en n<span class=\"_ _3\"></span>o ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng </td></tr><tr><td class=\"t m0 x33d h1e y39d4 ff5 fs4 fc1 sc0 ls46 ws46\">permanent<span class=\"_ _5\"></span> <span class=\"ls3 ws2\"> </span></td><td class=\"c n x998 y39d5 w5e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x999 y39d5 w5ec h12a\" colspan=\"2\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">. Sa<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l rate<span class=\"_ _3\"></span>s pe<span class=\"_ _3\"></span>r \u00a3 in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nef<span class=\"_ _3\"></span>it fo<span class=\"_ _3\"></span>r a ma<span class=\"_ _3\"></span>le n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-sm<span class=\"_ _3\"></span>oke<span class=\"_ _3\"></span>r are:<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y39d6 ff5 fs4 fc1 sc0 ls3e ws3e\">health insurance<span class=\"_ _2d1\"> </span></td><td class=\"c n x998 y39d7 w5e5 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls9c wsb8\">Age<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99a y39d7 w274 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls139 ws162\">Rate<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39d8 w5e6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">25<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99e y39d8 w5ed h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">0.<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>28%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39d9 w5e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">35<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x99f y39d9 w5ee h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.603%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39da w5ea h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">45<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x9a0 y39da w5ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">1.<span class=\"_ _3\"></span>308%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y39db ff5 fs4 fc1 sc0 ls3e ws3e\">Expenses<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x997 h8 y39dc ff3 fs4 fc2 sc0 ls3 ws2\" colspan=\"2\">Co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ct li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s are c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g for th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts of </td><td></td></tr><tr><td></td><td class=\"t m0 x997 h8 y39dd ff3 fs4 fc2 sc0 ls6 ws4\" colspan=\"2\">administr<span class=\"_ _5\"></span>ation of<span class=\"_ _5\"></span> the business.<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x9a1 h7e y39de ffe fsa fc1 sc0 ls1f ws1e\">Annual cost<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x41b h7e y39df ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y39e0 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x997 h7e y39e1 ffe fsa fc1 sc0 lse1 wsa5\">Product<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x41c h7e y39e2 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y39e1 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x998 y39e3 w5f0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Onshore<span class=\"_ _5\"></span> prot<span class=\"_ _5\"></span>ection business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9a2 y39e3 w5f1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">\u00a335<span class=\"_ _3\"></span>.69<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9a3 y39e3 w5f2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a335<span class=\"_ _3\"></span>.1<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39e4 w5f3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Offshore pr<span class=\"_ _5\"></span>otect<span class=\"_ _5\"></span>ion business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9a4 y39e4 w3d3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsc9 wse6\">\u00a3<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>.76<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9a5 y39e4 w5f4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">\u00a369<span class=\"_ _3\"></span>.72<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y39e5 ff5 fs4 fc1 sc0 ls48 ws48\">Persistency<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x997 h8 y39e6 ff3 fs4 fc2 sc0 ls3 ws2\">of th<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The<span class=\"_ _3\"></span>re h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n no c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>n rates d<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g 2024<span class=\"_ _3\"></span>. Sa<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e </td><td></td><td class=\"t m0 x997 h8 y39e7 ff3 fs4 fc2 sc0 ls3 ws2\">All<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>de fo<span class=\"_ _3\"></span>r a be<span class=\"_ _3\"></span>st-est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate l<span class=\"_ _3\"></span>evel o<span class=\"_ _3\"></span>f la<span class=\"_ _3\"></span>ps<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on </td></tr><tr><td></td><td class=\"t m0 x997 h8 y39e8 ff3 fs4 fc2 sc0 ls8 ws6\">annual lapse<span class=\"_ _5\"></span> rates<span class=\"_ _5\"></span> are:<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x9a6 h7e y39e9 ffe fsa fc1 sc0 ls1c ws1b\">Lapse<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x998 y39ea w5f5 h127\"><div class=\"t m0 x262 h7e y372e ffe fsa fc1 sc0 lse1 wsa5\">Product<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x9a7 y39ea w5f6 h127\"><div class=\"t m0 x262 h7e y372e ffe fsa fc1 sc0 ls3 wsb\">All durati<span class=\"_ _3\"></span>ons<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39eb w5f0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Onshore<span class=\"_ _5\"></span> prot<span class=\"_ _5\"></span>ection business<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x9a8 y39eb w5f7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">9%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39ec w5f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Of<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ore w<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>le o<span class=\"_ _3\"></span>f li<span class=\"_ _3\"></span>fe<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x9a9 y39ec w5f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a wsa7\">8%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n x998 y39ed w5fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Offshore crit<span class=\"_ _5\"></span>ical illness<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x9aa y39ed w5fb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a wsa7\">13%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y39ee ff5 fs4 fc1 sc0 ls3e ws3e\">Risk adjustment<span class=\"_ _2d1\"> </span></td><td></td><td></td><td class=\"t m0 x997 h8 y39ef ff3 fs4 fc2 sc0 ls3 ws2\">Th<span class=\"_ _3\"></span>e ris<span class=\"_ _3\"></span>k a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>ust<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g a co<span class=\"_ _3\"></span>st of c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h wi<span class=\"_ _3\"></span>th a 3% </td></tr><tr><td></td><td class=\"t m0 x997 h8 y39f0 ff3 fs4 fc2 sc0 ls3 ws2\">ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>e. T<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n no c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng 20<span class=\"_ _3\"></span>24.<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr></table>Sensitivit<span class=\"_ _3\"></span>y analysis<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e tabl<span class=\"_ _3\"></span>e b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow s<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>ut t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tiv<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>fit o<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s a<span class=\"_ _3\"></span>nd n<span class=\"_ _3\"></span>et as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts to ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s in key a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e leve<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f se<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y te<span class=\"_ _3\"></span>sted a<span class=\"_ _3\"></span>re co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>t wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e EE<span class=\"_ _3\"></span>V pr<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd re<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t rea<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e leve<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>s of ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>e in th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ons<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ysi<span class=\"_ _3\"></span>s ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>s the c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le/assu<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on s<span class=\"_ _3\"></span>how<span class=\"_ _3\"></span>n wh<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>ll ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es/<span class=\"_ _2d1\"> </span>as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re le<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>t un<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. In p<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ce va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s/<span class=\"_ _5\"></span>as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns m<span class=\"_ _3\"></span>ay c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e at t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>e tim<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>, as so<span class=\"_ _3\"></span>me m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>y be c<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d (<span class=\"_ _5\"></span>for ex<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>e, a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t rate<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>so re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt in a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e in e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s if th<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>ncre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se ref<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>s hi<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>er i<span class=\"_ _3\"></span>nfl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). It s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d al<span class=\"_ _3\"></span>so b<span class=\"_ _3\"></span>e no<span class=\"_ _3\"></span>ted that in<span class=\"_ _5\"></span> some inst<span class=\"_ _5\"></span>ances sensit<span class=\"_ _5\"></span>ivities are<span class=\"_ _5\"></span> non-linear<span class=\"_ _6\"></span>. The sensi<span class=\"_ _5\"></span>tivity percent<span class=\"_ _5\"></span>age has been a<span class=\"_ _5\"></span>pplied in p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>: for ex<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>e, a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f a 10% s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y to a wi<span class=\"_ _3\"></span>thd<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>al as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of 8% w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>t to 8.<span class=\"_ _3\"></span>8%<span class=\"_ _2\"></span>.<span class=\"_ _2d1\"> </span><table class=\"s w5d3 h16d\" id=\"_6854d629-12d0-4606-b267-20fb230983f3\"><tr><td></td><td></td><td class=\"t m0 x97d h7e y39bc ffe fsa fc1 sc0 ls1c wsa5\">Change in </td><td class=\"t m0 x38e h1c y39bc ff3 fsa fc1 sc0 lsc ws3d\">Change in<span class=\"_ _5\"></span> </td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 x97e h7e y39bd ffe fsa fc1 sc0 lsaf wsb3\">profit </td><td class=\"t m0 x801 h1c y39bd ff3 fsa fc1 sc0 ls2a ws29\">prof<span class=\"_ _3\"></span>it </td><td class=\"t m0 x97f h7e y39bd ffe fsa fc1 sc0 ls1c wsa5\">Change in <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x980 h1c y39bd ff3 fsa fc1 sc0 lsc ws3d\">Change in<span class=\"_ _5\"></span> </td></tr><tr><td></td><td class=\"t m0 x981 h7e y39be ffe fsa fc1 sc0 ls1c wsa5\">Change in </td><td class=\"t m0 x982 h7e y39be ffe fsa fc1 sc0 lsd ws1f\">before t<span class=\"_ _5\"></span>ax </td><td class=\"t m0 x983 h1c y39be ff3 fsa fc1 sc0 ls1 wsb3\">be<span class=\"_ _3\"></span>fore ta<span class=\"_ _3\"></span>x </td><td class=\"t m0 x97f h7e y39be ffe fsa fc1 sc0 ls25 ws22\">net assets<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x980 h1c y39be ff3 fsa fc1 sc0 ls1c ws7\">net assets </td></tr><tr><td></td><td class=\"t m0 x984 h7e y39bf ffe fsa fc1 sc0 ls1c ws1b\">assumption<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x985 h7e y39bf ffe fsa fc1 sc0 ls1 ws1\">2024</td><td class=\"t m0 x801 h1c y39bf ff3 fsa fc1 sc0 ls3 ws22\"> 2023</td><td class=\"t m0 x986 h7e y39bf ffe fsa fc1 sc0 ls1 ws9c\"> 2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y39bf ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h7e y39c0 ffe fsa fc1 sc0 ls1f ws1e\">Sensitivity analysis<span class=\"_ _2d1\"> </span></td><td class=\"c n x987 y38ee w5d4 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1a ws19\">Percent<span class=\"_ _5\"></span>age<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x988 y38ee w6a h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x989 y39c1 w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x98a y38ee w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x98b y39c1 w2fd h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w5d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t rate<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x98c y3730 w5d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>%)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x98d y3730 w5d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x98e y3730 w5d8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x98f y3730 w5d9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _3\"></span>.<span class=\"_ _0\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x990 y3730 w5da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w5db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Mortality/<span class=\"_ _6\"></span>morbidity<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x991 y3731 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x992 y3731 w5dd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x993 y3731 w5de h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x994 y3731 w4f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x995 y3731 w5df h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr></table>A ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>dra<span class=\"_ _3\"></span>wal ra<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s wi<span class=\"_ _3\"></span>ll h<span class=\"_ _3\"></span>av<span class=\"_ _3\"></span>e no m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>al i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>act o<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets<span class=\"_ _3\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReinsuranceExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-382": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs539\">18. Other provisi<span class=\"_ _5\"></span>ons and contingent liabilities<span class=\"_ _2d1\"> </span></div><div class=\"gs53a\"><table class=\"s w5fc h16f\" id=\"_d22f11ae-3deb-4216-991a-864807edb6eb\"><tr><td></td><td class=\"t m0 x9ab h7e y39f1 ffe fsa fc1 sc0 ls1c ws1b\">Complaints <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x657 h7e y39f1 ffe fsa fc1 sc0 lsd ws1f\">Ongoing Service </td><td class=\"t m0 x9ac h7e y39f1 ffe fsa fc1 sc0 ls3 ws2\">Lease  </td><td class=\"t m0 x8fe h7e y39f1 ffe fsa fc1 sc0 lsd wsc\">Clawback </td><td class=\"t m0 x389 h7e y39f1 ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal </td></tr><tr><td></td><td class=\"t m0 x9ad h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ae h7e y39f2 ffe fsa fc1 sc0 ls135 ws27\">Evidence<span class=\"_ _5\"></span> provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9af h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9b0 h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x980 h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provisions </td></tr><tr><td></td><td class=\"c n x9b1 y39f3 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b2 y39f3 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Millio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b3 y39f3 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b4 y39f3 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b5 y39f3 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375e w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b6 y375e w5fd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">29.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b7 y375e w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b8 y375e w5fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">13.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b9 y375e w118 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ba y375e w5ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">46.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375f w600 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Additional<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>visions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bb y375f w601 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">61.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bc y375f w602 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">42<span class=\"_ _3\"></span>6.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bd y375f w603 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">2.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9be y375f w120 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bf y375f w604 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">490.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3760 w605 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Utilised during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c0 y3760 w3c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c1 y3760 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c2 y3760 w356 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c3 y3760 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c4 y3760 w29 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(2<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3761 w606 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Release of<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c5 y3761 w607 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c6 y3761 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c7 y3761 w608 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c8 y3761 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c9 y3761 w609 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387d w92 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ca y387d w60a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">56.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cb y387d w60b h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">426.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cc y387d w60c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cd y387d w60d h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">3<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ce y387d w466 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">5<span class=\"_ _3\"></span>00.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w600 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Additional<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>visions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cf y38d1 w60e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d0 y38d1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d1 y38d1 w3c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d2 y38d1 w3c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d3 y38d1 w398 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">22<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w605 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Utilised during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d4 y380f w17e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(2<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d5 y380f w60f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d6 y380f w175 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d7 y380f w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d8 y380f w5ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w610 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Impact of<span class=\"_ _5\"></span> discounting<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d9 y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9da y3810 w401 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9db y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9dc y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9dd y3810 w401 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w606 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Release of<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9de y37ab w611 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9df y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e0 y37ab w612 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e1 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e2 y37ab w9c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e3 y3731 w613 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e4 y3731 w28c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">425.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e5 y3731 w614 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e6 y3731 w615 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e7 y3731 w616 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">460.3<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls3 ws2 gs53b\">Ot<span class=\"_ _3\"></span>her p<span class=\"_ _3\"></span>rovisi<span class=\"_ _3\"></span>ons </div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs53c\">Complaints pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs53d\">Th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>dre<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ts </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs53e\">id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tif<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n red<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d; an<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>n est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>st of re<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs53f\">on h<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tori<span class=\"_ _3\"></span>c ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>. A re<span class=\"_ _3\"></span>aso<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>e of 10<span class=\"_ _3\"></span>% in th<span class=\"_ _3\"></span>e key as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs540\">pro<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g red<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t in a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e/<span class=\"_ _5\"></span>de<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se of c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>a \u00a31<span class=\"_ _3\"></span>.4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to the </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs541\">to<span class=\"_ _5\"></span>tal complain<span class=\"_ _5\"></span>ts pro<span class=\"_ _5\"></span>vision.<span class=\"_ _2d1\"> </span></div>Ongoing Service Evidence pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span>During 20<span class=\"_ _5\"></span>23 t<span class=\"_ _5\"></span>he Group<span class=\"_ _5\"></span> experienced elev<span class=\"_ _5\"></span>ated le<span class=\"_ _5\"></span>vels of<span class=\"_ _5\"></span> complaints in<span class=\"_ _5\"></span> connection<span class=\"_ _5\"></span> with the<span class=\"_ _5\"></span> delivery of his<span class=\"_ _5\"></span>toric ongoing<span class=\"_ _5\"></span> advice services.<span class=\"_ _2d1\"> </span>Given<span class=\"_ _5\"></span> the claim<span class=\"_ _5\"></span>s experience,<span class=\"_ _5\"></span> a skilled<span class=\"_ _5\"></span> person w<span class=\"_ _5\"></span>as engaged t<span class=\"_ _6\"></span>o undertake<span class=\"_ _5\"></span> an ini<span class=\"_ _5\"></span>tial assessm<span class=\"_ _5\"></span>ent of a sta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ntat<span class=\"_ _3\"></span>ive c<span class=\"_ _3\"></span>oh<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t o<span class=\"_ _3\"></span>f cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s to exp<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>re wh<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>es ra<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed by t<span class=\"_ _3\"></span>he co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ts we<span class=\"_ _3\"></span>re rep<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>cro<span class=\"_ _3\"></span>ss t<span class=\"_ _3\"></span>he w<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>er c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>. Fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>owi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d to revi<span class=\"_ _3\"></span>ew th<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>b-p<span class=\"_ _3\"></span>op<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r on<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g si<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e the s<span class=\"_ _3\"></span>tar<span class=\"_ _3\"></span>t o<span class=\"_ _3\"></span>f 2018 b<span class=\"_ _3\"></span>ut w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ere th<span class=\"_ _3\"></span>e ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f de<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ver<span class=\"_ _2\"></span>y fall<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ptab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e stan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span> the s<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd of ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nce i<span class=\"_ _3\"></span>s d<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up to b<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l inv<span class=\"_ _3\"></span>ite c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to jo<span class=\"_ _3\"></span>in th<span class=\"_ _3\"></span>e rev<span class=\"_ _3\"></span>iew (the \u2018O<span class=\"_ _3\"></span>pt-In po<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>\u2019), but wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re the s<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd of ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>d to be p<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>r the Gr<span class=\"_ _5\"></span>oup will<span class=\"_ _5\"></span> include clients<span class=\"_ _5\"></span> in the r<span class=\"_ _5\"></span>eview<span class=\"_ _5\"></span> unless instruct<span class=\"_ _5\"></span>ed ot<span class=\"_ _5\"></span>her<span class=\"_ _3\"></span>wise (<span class=\"_ _6\"></span>the \u2018Op<span class=\"_ _5\"></span>t-<span class=\"_ _5\"></span>Out population\u2019<span class=\"_ _6\"></span>). Th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n tha<span class=\"_ _3\"></span>t h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>s an e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d refu<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>f ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, to<span class=\"_ _3\"></span>get<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r wi<span class=\"_ _3\"></span>th in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>t FOS rate<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pl<span class=\"_ _3\"></span>us t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>dm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>trat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ted w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>is w<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>. All<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s al<span class=\"_ _3\"></span>so m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e for d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g over t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted d<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of t<span class=\"_ _3\"></span>he ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e. A prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of \u00a3426.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n was re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23 wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>rap<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f the s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tic<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>ve cohort of clien<span class=\"_ _5\"></span>ts. IAS 37 a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>AS 1 req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>res t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p to set o<span class=\"_ _3\"></span>ut s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>n com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, the fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>le s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s ou<span class=\"_ _3\"></span>t the p<span class=\"_ _3\"></span>ote<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e to th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024 an<span class=\"_ _3\"></span>d 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023 i<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e key as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns we<span class=\"_ _3\"></span>re to var<span class=\"_ _2\"></span>y as de<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>d:<span class=\"_ _2d1\"> </span><table class=\"s w617 h170\" id=\"_785ed4e0-cb87-4bf6-9b04-571c85052d2f\"><tr><td></td><td></td><td></td><td class=\"t m0 x9e8 h7e y39f4 ffe fsa fc1 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in pr<span class=\"_ _3\"></span>ofi<span class=\"_ _3\"></span>t/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>l<span class=\"_ _3\"></span>oss) </td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x9e9 h7e y39f5 ffe fsa fc1 sc0 ls20 ws1f\">before t<span class=\"_ _5\"></span>ax</td></tr><tr><td></td><td class=\"t m0 x9ea h7e y39f6 ffe fsa fc1 sc0 ls1c wsa5\"> Change in </td><td class=\"t m0 x41b h7e y39f7 ffe fsa fc1 sc0 ls3 ws2\">Favourable </td><td class=\"t m0 x9eb h7e y39f7 ffe fsa fc1 sc0 ls3 ws2\">Unfavourabl<span class=\"_ _3\"></span>e </td></tr><tr><td></td><td class=\"t m0 x9ec h7e y39f8 ffe fsa fc1 sc0 ls1c ws1b\">assumption<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x4d7 h7e y39f9 ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ed h7e y39f9 ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h7e y39fa ffe fsa fc1 sc0 ls1f ws1e\">Sensitivity analysis<span class=\"_ _2d1\"> </span></td><td class=\"c n x9ee y39fb w618 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1a ws19\">Percent<span class=\"_ _5\"></span>age<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ef y39fb w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f0 y39fb w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Milli<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y39fc ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _2\"></span>trap<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n fro<span class=\"_ _3\"></span>m a rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>enta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y39fd ff3 fs4 fc2 sc0 ls6 ws4\">\u2013  <span class=\"_ _6e\"></span>V<span class=\"_ _5\"></span>ariation in<span class=\"_ _5\"></span> proportion of<span class=\"_ _5\"></span> client population<span class=\"_ _5\"></span> subject </td><td></td><td></td><td></td></tr><tr><td class=\"c n x9f1 y39fe w619 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">to the rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f2 y39fe w61a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f3 y39fe w61b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">22<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f4 y39fe w61c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y39ff ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _2\"></span>trap<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n fro<span class=\"_ _3\"></span>m a rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>enta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a00 w61d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013  <span class=\"_ _6e\"></span>Var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n in t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>evel o<span class=\"_ _3\"></span>f ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to ref<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f5 y3a00 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f6 y3a00 w61e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">31<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f7 y3a00 w61f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a01 ff3 fs4 fc2 sc0 ls3 ws2\">Op<span class=\"_ _3\"></span>t-In resp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>nse ra<span class=\"_ _3\"></span>te<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a02 w620 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013  <span class=\"_ _6e\"></span>Var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>se ra<span class=\"_ _3\"></span>te<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f8 y3a02 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f9 y3a02 w268 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fa y3a02 w621 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a03 ff3 fs4 fc2 sc0 ls9 ws7\">Administration cost<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3a04 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013  <span class=\"_ _6e\"></span>C<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f the c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t to ful<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>il th<span class=\"_ _3\"></span>e exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se </td><td></td><td></td><td></td></tr><tr><td class=\"c n x9f1 y3731 w622 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">(<span class=\"_ _6\"></span>cost per claim<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fb y3731 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fc y3731 w623 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">12<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fd y3731 w3c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr></table>It i<span class=\"_ _3\"></span>s es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted th<span class=\"_ _3\"></span>at s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n wi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>l be u<span class=\"_ _3\"></span>til<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d over a o<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>-to-tw<span class=\"_ _3\"></span>o-ye<span class=\"_ _3\"></span>ar p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d from t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te. Lease provision<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e of ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re cos<span class=\"_ _3\"></span>ts o<span class=\"_ _3\"></span>f rei<span class=\"_ _3\"></span>nsta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y to its o<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e en<span class=\"_ _3\"></span>d of t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te is b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e sq<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>re foota<span class=\"_ _3\"></span>ge o<span class=\"_ _3\"></span>f le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>sts p<span class=\"_ _3\"></span>er s<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re foot o<span class=\"_ _3\"></span>f res<span class=\"_ _3\"></span>tori<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r bu<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s to<span class=\"_ _5\"></span> their original<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>e. The<span class=\"_ _5\"></span> Group expec<span class=\"_ _5\"></span>ts \u00a31.3 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a31.5 million<span class=\"_ _6\"></span>) o<span class=\"_ _5\"></span>f the pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> to be<span class=\"_ _5\"></span> uti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in o<span class=\"_ _3\"></span>ne y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>r. The ma<span class=\"_ _3\"></span>jo<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y of th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>sio<span class=\"_ _3\"></span>n re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tes to le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y w<span class=\"_ _3\"></span>ith a m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y da<span class=\"_ _3\"></span>te of gre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ter th<span class=\"_ _3\"></span>an f<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Clawback provision<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e cl<span class=\"_ _3\"></span>aw<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>ck p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nts d<span class=\"_ _3\"></span>ue to th<span class=\"_ _3\"></span>ird p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s le<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>s am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nts re<span class=\"_ _3\"></span>cove<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d from Partners. The pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> is based on<span class=\"_ _5\"></span> estimates<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> indemnity commission that<span class=\"_ _5\"></span> may be r<span class=\"_ _5\"></span>epaid. The Gr<span class=\"_ _5\"></span>oup expects<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> utilise the<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vision on a<span class=\"_ _5\"></span> straight<span class=\"_ _6\"></span>-line<span class=\"_ _5\"></span> basis ov<span class=\"_ _5\"></span>er four<span class=\"_ _5\"></span> years.<span class=\"_ _2d1\"> </span>With t<span class=\"_ _5\"></span>he excep<span class=\"_ _5\"></span>tion of<span class=\"_ _5\"></span> the Complaint<span class=\"_ _5\"></span> and Ongoing Service E<span class=\"_ _5\"></span>vidence pr<span class=\"_ _5\"></span>ovisions, it is<span class=\"_ _5\"></span> considered<span class=\"_ _5\"></span> tha<span class=\"_ _3\"></span>t no re<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y po<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e leve<span class=\"_ _3\"></span>l of c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tes wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l im<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>act o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>st es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>. Contingent liabilitie<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span>Complaints and di<span class=\"_ _5\"></span>sputes The Gr<span class=\"_ _5\"></span>oup is c<span class=\"_ _5\"></span>ommitted t<span class=\"_ _5\"></span>o achieving<span class=\"_ _5\"></span> good client out<span class=\"_ _5\"></span>comes but<span class=\"_ _5\"></span> does, in the<span class=\"_ _5\"></span> normal course<span class=\"_ _5\"></span> of business<span class=\"_ _5\"></span> receive<span class=\"_ _5\"></span> complaints a<span class=\"_ _5\"></span>nd claims. Also,<span class=\"_ _5\"></span> and as desc<span class=\"_ _5\"></span>ribed in the<span class=\"_ _5\"></span> strat<span class=\"_ _5\"></span>egic report, the<span class=\"_ _5\"></span> FCA con<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>es to rei<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rce th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d for f<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>ms to em<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ed th<span class=\"_ _3\"></span>e Co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>er D<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>ere rem<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns a r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k th<span class=\"_ _3\"></span>at we fa<span class=\"_ _3\"></span>il to p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de q<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>tabl<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e to cli<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>, o<span class=\"_ _3\"></span>r tha<span class=\"_ _3\"></span>t we fa<span class=\"_ _3\"></span>il to ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce the pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> of good quality service and<span class=\"_ _5\"></span> advice, which c<span class=\"_ _5\"></span>ould result<span class=\"_ _5\"></span> in regulat<span class=\"_ _5\"></span>ory sanction<span class=\"_ _5\"></span> and/<span class=\"_ _2d1\"> </span>or a n<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>d to ref<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d or c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ate c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e cos<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l cos<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, of t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s as t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>e si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ant a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te, p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n es<span class=\"_ _3\"></span>tabl<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rda<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th IAS 3<span class=\"_ _3\"></span>7<span class=\"_ _5\"></span>. Guarantees<span class=\"_ _2d1\"> </span>During the<span class=\"_ _5\"></span> normal course<span class=\"_ _5\"></span> of business, the<span class=\"_ _5\"></span> Group<span class=\"_ _5\"></span> may from<span class=\"_ _5\"></span> time t<span class=\"_ _5\"></span>o time<span class=\"_ _5\"></span> provide<span class=\"_ _5\"></span> guarant<span class=\"_ _5\"></span>ees t<span class=\"_ _5\"></span>o Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts or o<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er th<span class=\"_ _3\"></span>ird p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Ho<span class=\"_ _3\"></span>weve<span class=\"_ _3\"></span>r, bas<span class=\"_ _3\"></span>ed u<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y ava<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to the<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors d<span class=\"_ _3\"></span>o no<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>eve th<span class=\"_ _3\"></span>ere a<span class=\"_ _3\"></span>re a<span class=\"_ _3\"></span>ny gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>ntee<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l ad<span class=\"_ _3\"></span>ver<span class=\"_ _3\"></span>se e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l p<span class=\"_ _3\"></span>osi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>o the fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of a<span class=\"_ _3\"></span>ny gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>as been assessed as<span class=\"_ _5\"></span> \u00a3nil (<span class=\"_ _6\"></span>2023:<span class=\"_ _5\"></span> \u00a3nil<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span>For<span class=\"_ _5\"></span> fur<span class=\"_ _3\"></span>ther in<span class=\"_ _5\"></span>formation, see<span class=\"_ _5\"></span> the list<span class=\"_ _5\"></span> of principal<span class=\"_ _5\"></span> risks and<span class=\"_ _5\"></span> uncertainties in<span class=\"_ _5\"></span> the risk<span class=\"_ _5\"></span> and cont<span class=\"_ _5\"></span>rol ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on of t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>trate<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>c re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProvisionsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-445": {
   "value": "18. Other provisi<span class=\"_ _5\"></span>ons and contingent liabilities<span class=\"_ _2d1\"> </span><table class=\"s w5fc h16f\" id=\"_d22f11ae-3deb-4216-991a-864807edb6eb\"><tr><td></td><td class=\"t m0 x9ab h7e y39f1 ffe fsa fc1 sc0 ls1c ws1b\">Complaints <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x657 h7e y39f1 ffe fsa fc1 sc0 lsd ws1f\">Ongoing Service </td><td class=\"t m0 x9ac h7e y39f1 ffe fsa fc1 sc0 ls3 ws2\">Lease  </td><td class=\"t m0 x8fe h7e y39f1 ffe fsa fc1 sc0 lsd wsc\">Clawback </td><td class=\"t m0 x389 h7e y39f1 ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal </td></tr><tr><td></td><td class=\"t m0 x9ad h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ae h7e y39f2 ffe fsa fc1 sc0 ls135 ws27\">Evidence<span class=\"_ _5\"></span> provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9af h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9b0 h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x980 h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provisions </td></tr><tr><td></td><td class=\"c n x9b1 y39f3 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b2 y39f3 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Millio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b3 y39f3 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b4 y39f3 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b5 y39f3 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375e w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b6 y375e w5fd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">29.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b7 y375e w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b8 y375e w5fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">13.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b9 y375e w118 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ba y375e w5ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">46.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375f w600 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Additional<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>visions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bb y375f w601 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">61.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bc y375f w602 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">42<span class=\"_ _3\"></span>6.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bd y375f w603 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">2.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9be y375f w120 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bf y375f w604 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">490.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3760 w605 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Utilised during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c0 y3760 w3c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c1 y3760 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c2 y3760 w356 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c3 y3760 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c4 y3760 w29 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(2<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3761 w606 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Release of<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c5 y3761 w607 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c6 y3761 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c7 y3761 w608 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c8 y3761 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c9 y3761 w609 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387d w92 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ca y387d w60a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">56.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cb y387d w60b h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">426.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cc y387d w60c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cd y387d w60d h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">3<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ce y387d w466 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">5<span class=\"_ _3\"></span>00.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w600 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Additional<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>visions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cf y38d1 w60e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d0 y38d1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d1 y38d1 w3c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d2 y38d1 w3c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d3 y38d1 w398 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">22<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w605 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Utilised during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d4 y380f w17e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(2<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d5 y380f w60f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d6 y380f w175 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d7 y380f w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d8 y380f w5ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w610 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Impact of<span class=\"_ _5\"></span> discounting<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d9 y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9da y3810 w401 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9db y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9dc y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9dd y3810 w401 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w606 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Release of<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9de y37ab w611 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9df y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e0 y37ab w612 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e1 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e2 y37ab w9c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e3 y3731 w613 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e4 y3731 w28c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">425.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e5 y3731 w614 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e6 y3731 w615 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e7 y3731 w616 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">460.3<span class=\"_ _2d1\"> </span></div></td></tr></table>Ot<span class=\"_ _3\"></span>her p<span class=\"_ _3\"></span>rovisi<span class=\"_ _3\"></span>ons Complaints pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>dre<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ts id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tif<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n red<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d; an<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>n est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>st of re<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on h<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tori<span class=\"_ _3\"></span>c ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>. A re<span class=\"_ _3\"></span>aso<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>e of 10<span class=\"_ _3\"></span>% in th<span class=\"_ _3\"></span>e key as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g red<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t in a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e/<span class=\"_ _5\"></span>de<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se of c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>a \u00a31<span class=\"_ _3\"></span>.4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to the to<span class=\"_ _5\"></span>tal complain<span class=\"_ _5\"></span>ts pro<span class=\"_ _5\"></span>vision.<span class=\"_ _2d1\"> </span><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs543\">Ongoing Service Evidence pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs544\">During 20<span class=\"_ _5\"></span>23 t<span class=\"_ _5\"></span>he Group<span class=\"_ _5\"></span> experienced elev<span class=\"_ _5\"></span>ated le<span class=\"_ _5\"></span>vels of<span class=\"_ _5\"></span> complaints in<span class=\"_ _5\"></span> connection<span class=\"_ _5\"></span> with the<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs545\">delivery of his<span class=\"_ _5\"></span>toric ongoing<span class=\"_ _5\"></span> advice services.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs546\">Given<span class=\"_ _5\"></span> the claim<span class=\"_ _5\"></span>s experience,<span class=\"_ _5\"></span> a skilled<span class=\"_ _5\"></span> person w<span class=\"_ _5\"></span>as engaged t<span class=\"_ _6\"></span>o undertake<span class=\"_ _5\"></span> an ini<span class=\"_ _5\"></span>tial assessm<span class=\"_ _5\"></span>ent </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs547\">of a sta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ntat<span class=\"_ _3\"></span>ive c<span class=\"_ _3\"></span>oh<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t o<span class=\"_ _3\"></span>f cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s to exp<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>re wh<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>es ra<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed by t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs548\">co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ts we<span class=\"_ _3\"></span>re rep<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>cro<span class=\"_ _3\"></span>ss t<span class=\"_ _3\"></span>he w<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>er c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>. Fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>owi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs549\">co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d to revi<span class=\"_ _3\"></span>ew th<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>b-p<span class=\"_ _3\"></span>op<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r on<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls88 ws2 gs54a\">si<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e the s<span class=\"_ _3\"></span>tar<span class=\"_ _3\"></span>t o<span class=\"_ _3\"></span>f 2018 b<span class=\"_ _3\"></span>ut w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ere th<span class=\"_ _3\"></span>e ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f de<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ver<span class=\"_ _2\"></span>y fall<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ptab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e stan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs54b\">the s<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd of ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nce i<span class=\"_ _3\"></span>s d<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up to b<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l inv<span class=\"_ _3\"></span>ite c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls5b ws2 gs54c\">jo<span class=\"_ _3\"></span>in th<span class=\"_ _3\"></span>e rev<span class=\"_ _3\"></span>iew (the \u2018O<span class=\"_ _3\"></span>pt-In po<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>\u2019), but wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re the s<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd of ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>d to be p<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>r </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3e ws4 gs54d\">the Gr<span class=\"_ _5\"></span>oup will<span class=\"_ _5\"></span> include clients<span class=\"_ _5\"></span> in the r<span class=\"_ _5\"></span>eview<span class=\"_ _5\"></span> unless instruct<span class=\"_ _5\"></span>ed ot<span class=\"_ _5\"></span>her<span class=\"_ _3\"></span>wise (<span class=\"_ _6\"></span>the \u2018Op<span class=\"_ _5\"></span>t-<span class=\"_ _5\"></span>Out population\u2019<span class=\"_ _6\"></span>). </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs54e\">Th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n tha<span class=\"_ _3\"></span>t h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>s an e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d refu<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>f ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, to<span class=\"_ _3\"></span>get<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs54f\">wi<span class=\"_ _3\"></span>th in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>t FOS rate<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pl<span class=\"_ _3\"></span>us t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>dm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>trat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ted w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>is w<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs550\">All<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s al<span class=\"_ _3\"></span>so m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e for d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g over t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted d<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of t<span class=\"_ _3\"></span>he ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs551\">A prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of \u00a3426.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n was re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23 wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs552\">as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>rap<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f the s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tic<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>ve </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs553\">cohort of clien<span class=\"_ _5\"></span>ts. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls49 ws2 gs554\">IAS 37 a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>AS 1 req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>res t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p to set o<span class=\"_ _3\"></span>ut s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>n com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs555\">the fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>le s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s ou<span class=\"_ _3\"></span>t the p<span class=\"_ _3\"></span>ote<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e to th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024 </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs556\">an<span class=\"_ _3\"></span>d 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023 i<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e key as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns we<span class=\"_ _3\"></span>re to var<span class=\"_ _2\"></span>y as de<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>d:<span class=\"_ _2d1\"> </span></div><div class=\"gs557\"><table class=\"s w617 h170\" id=\"_785ed4e0-cb87-4bf6-9b04-571c85052d2f\"><tr><td></td><td></td><td></td><td class=\"t m0 x9e8 h7e y39f4 ffe fsa fc1 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in pr<span class=\"_ _3\"></span>ofi<span class=\"_ _3\"></span>t/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>l<span class=\"_ _3\"></span>oss) </td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x9e9 h7e y39f5 ffe fsa fc1 sc0 ls20 ws1f\">before t<span class=\"_ _5\"></span>ax</td></tr><tr><td></td><td class=\"t m0 x9ea h7e y39f6 ffe fsa fc1 sc0 ls1c wsa5\"> Change in </td><td class=\"t m0 x41b h7e y39f7 ffe fsa fc1 sc0 ls3 ws2\">Favourable </td><td class=\"t m0 x9eb h7e y39f7 ffe fsa fc1 sc0 ls3 ws2\">Unfavourabl<span class=\"_ _3\"></span>e </td></tr><tr><td></td><td class=\"t m0 x9ec h7e y39f8 ffe fsa fc1 sc0 ls1c ws1b\">assumption<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x4d7 h7e y39f9 ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ed h7e y39f9 ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h7e y39fa ffe fsa fc1 sc0 ls1f ws1e\">Sensitivity analysis<span class=\"_ _2d1\"> </span></td><td class=\"c n x9ee y39fb w618 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1a ws19\">Percent<span class=\"_ _5\"></span>age<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ef y39fb w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f0 y39fb w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Milli<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y39fc ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _2\"></span>trap<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n fro<span class=\"_ _3\"></span>m a rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>enta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y39fd ff3 fs4 fc2 sc0 ls6 ws4\">\u2013  <span class=\"_ _6e\"></span>V<span class=\"_ _5\"></span>ariation in<span class=\"_ _5\"></span> proportion of<span class=\"_ _5\"></span> client population<span class=\"_ _5\"></span> subject </td><td></td><td></td><td></td></tr><tr><td class=\"c n x9f1 y39fe w619 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">to the rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f2 y39fe w61a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f3 y39fe w61b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">22<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f4 y39fe w61c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y39ff ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _2\"></span>trap<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n fro<span class=\"_ _3\"></span>m a rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>enta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a00 w61d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013  <span class=\"_ _6e\"></span>Var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n in t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>evel o<span class=\"_ _3\"></span>f ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to ref<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f5 y3a00 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f6 y3a00 w61e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">31<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f7 y3a00 w61f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a01 ff3 fs4 fc2 sc0 ls3 ws2\">Op<span class=\"_ _3\"></span>t-In resp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>nse ra<span class=\"_ _3\"></span>te<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a02 w620 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013  <span class=\"_ _6e\"></span>Var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>se ra<span class=\"_ _3\"></span>te<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f8 y3a02 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f9 y3a02 w268 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fa y3a02 w621 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a03 ff3 fs4 fc2 sc0 ls9 ws7\">Administration cost<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3a04 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013  <span class=\"_ _6e\"></span>C<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f the c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t to ful<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>il th<span class=\"_ _3\"></span>e exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se </td><td></td><td></td><td></td></tr><tr><td class=\"c n x9f1 y3731 w622 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">(<span class=\"_ _6\"></span>cost per claim<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fb y3731 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fc y3731 w623 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">12<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fd y3731 w3c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs558\">It i<span class=\"_ _3\"></span>s es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted th<span class=\"_ _3\"></span>at s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n wi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>l be u<span class=\"_ _3\"></span>til<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d over a o<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>-to-tw<span class=\"_ _3\"></span>o-ye<span class=\"_ _3\"></span>ar p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs559\">from t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te. </div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 lsb5 wsb7 gs55a\">Lease provision<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs55b\">Th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e of ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re cos<span class=\"_ _3\"></span>ts o<span class=\"_ _3\"></span>f rei<span class=\"_ _3\"></span>nsta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs55c\">to its o<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e en<span class=\"_ _3\"></span>d of t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te is b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e sq<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>re </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs55d\">foota<span class=\"_ _3\"></span>ge o<span class=\"_ _3\"></span>f le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>sts p<span class=\"_ _3\"></span>er s<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re foot o<span class=\"_ _3\"></span>f res<span class=\"_ _3\"></span>tori<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r bu<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs55e\">to<span class=\"_ _5\"></span> their original<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>e. The<span class=\"_ _5\"></span> Group expec<span class=\"_ _5\"></span>ts \u00a31.3 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a31.5 million<span class=\"_ _6\"></span>) o<span class=\"_ _5\"></span>f the pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> to be<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs55f\">uti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in o<span class=\"_ _3\"></span>ne y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>r. The ma<span class=\"_ _3\"></span>jo<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y of th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>sio<span class=\"_ _3\"></span>n re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tes to le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y w<span class=\"_ _3\"></span>ith a m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs560\">da<span class=\"_ _3\"></span>te of gre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ter th<span class=\"_ _3\"></span>an f<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls154 ws180 gs561\">Clawback provision<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs562\">Th<span class=\"_ _3\"></span>e cl<span class=\"_ _3\"></span>aw<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>ck p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nts d<span class=\"_ _3\"></span>ue to th<span class=\"_ _3\"></span>ird p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s le<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>s am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nts re<span class=\"_ _3\"></span>cove<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d from </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs563\">Partners. The pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> is based on<span class=\"_ _5\"></span> estimates<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> indemnity commission that<span class=\"_ _5\"></span> may be r<span class=\"_ _5\"></span>epaid. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs564\">The Gr<span class=\"_ _5\"></span>oup expects<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> utilise the<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vision on a<span class=\"_ _5\"></span> straight<span class=\"_ _6\"></span>-line<span class=\"_ _5\"></span> basis ov<span class=\"_ _5\"></span>er four<span class=\"_ _5\"></span> years.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs565\">With t<span class=\"_ _5\"></span>he excep<span class=\"_ _5\"></span>tion of<span class=\"_ _5\"></span> the Complaint<span class=\"_ _5\"></span> and Ongoing Service E<span class=\"_ _5\"></span>vidence pr<span class=\"_ _5\"></span>ovisions, it is<span class=\"_ _5\"></span> considered<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs566\">tha<span class=\"_ _3\"></span>t no re<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y po<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e leve<span class=\"_ _3\"></span>l of c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tes wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l im<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>act o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs567\">val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>st es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>. </div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs568\">Contingent liabilitie<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs569\">Complaints and di<span class=\"_ _5\"></span>sputes </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs56a\">The Gr<span class=\"_ _5\"></span>oup is c<span class=\"_ _5\"></span>ommitted t<span class=\"_ _5\"></span>o achieving<span class=\"_ _5\"></span> good client out<span class=\"_ _5\"></span>comes but<span class=\"_ _5\"></span> does, in the<span class=\"_ _5\"></span> normal course<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs56b\">of business<span class=\"_ _5\"></span> receive<span class=\"_ _5\"></span> complaints a<span class=\"_ _5\"></span>nd claims. Also,<span class=\"_ _5\"></span> and as desc<span class=\"_ _5\"></span>ribed in the<span class=\"_ _5\"></span> strat<span class=\"_ _5\"></span>egic report, the<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs56c\">FCA con<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>es to rei<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rce th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d for f<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>ms to em<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ed th<span class=\"_ _3\"></span>e Co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>er D<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>ere </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs56d\">rem<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns a r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k th<span class=\"_ _3\"></span>at we fa<span class=\"_ _3\"></span>il to p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de q<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>tabl<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e to cli<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>, o<span class=\"_ _3\"></span>r tha<span class=\"_ _3\"></span>t we fa<span class=\"_ _3\"></span>il to ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs56e\">the pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> of good quality service and<span class=\"_ _5\"></span> advice, which c<span class=\"_ _5\"></span>ould result<span class=\"_ _5\"></span> in regulat<span class=\"_ _5\"></span>ory sanction<span class=\"_ _5\"></span> and/<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs56f\">or a n<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>d to ref<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d or c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ate c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs570\">Th<span class=\"_ _3\"></span>e cos<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l cos<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, of t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s as t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>e si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ant a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs571\">ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te, p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n es<span class=\"_ _3\"></span>tabl<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rda<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th IAS 3<span class=\"_ _3\"></span>7<span class=\"_ _5\"></span>. </div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls11b ws135 gs572\">Guarantees<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs573\">During the<span class=\"_ _5\"></span> normal course<span class=\"_ _5\"></span> of business, the<span class=\"_ _5\"></span> Group<span class=\"_ _5\"></span> may from<span class=\"_ _5\"></span> time t<span class=\"_ _5\"></span>o time<span class=\"_ _5\"></span> provide<span class=\"_ _5\"></span> guarant<span class=\"_ _5\"></span>ees t<span class=\"_ _5\"></span>o </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs574\">Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts or o<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er th<span class=\"_ _3\"></span>ird p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Ho<span class=\"_ _3\"></span>weve<span class=\"_ _3\"></span>r, bas<span class=\"_ _3\"></span>ed u<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y ava<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs575\">to the<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors d<span class=\"_ _3\"></span>o no<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>eve th<span class=\"_ _3\"></span>ere a<span class=\"_ _3\"></span>re a<span class=\"_ _3\"></span>ny gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>ntee<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs576\">ad<span class=\"_ _3\"></span>ver<span class=\"_ _3\"></span>se e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l p<span class=\"_ _3\"></span>osi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>o the fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of a<span class=\"_ _3\"></span>ny gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>as </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs577\">been assessed as<span class=\"_ _5\"></span> \u00a3nil (<span class=\"_ _6\"></span>2023:<span class=\"_ _5\"></span> \u00a3nil<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs578\">For<span class=\"_ _5\"></span> fur<span class=\"_ _3\"></span>ther in<span class=\"_ _5\"></span>formation, see<span class=\"_ _5\"></span> the list<span class=\"_ _5\"></span> of principal<span class=\"_ _5\"></span> risks and<span class=\"_ _5\"></span> uncertainties in<span class=\"_ _5\"></span> the risk<span class=\"_ _5\"></span> and cont<span class=\"_ _5\"></span>rol </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs579\">ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on of t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>trate<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>c re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherProvisionsContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-436": {
   "value": "18. Other provisi<span class=\"_ _5\"></span>ons and contingent liabilities<span class=\"_ _2d1\"> </span><table class=\"s w5fc h16f\" id=\"_d22f11ae-3deb-4216-991a-864807edb6eb\"><tr><td></td><td class=\"t m0 x9ab h7e y39f1 ffe fsa fc1 sc0 ls1c ws1b\">Complaints <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x657 h7e y39f1 ffe fsa fc1 sc0 lsd ws1f\">Ongoing Service </td><td class=\"t m0 x9ac h7e y39f1 ffe fsa fc1 sc0 ls3 ws2\">Lease  </td><td class=\"t m0 x8fe h7e y39f1 ffe fsa fc1 sc0 lsd wsc\">Clawback </td><td class=\"t m0 x389 h7e y39f1 ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal </td></tr><tr><td></td><td class=\"t m0 x9ad h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ae h7e y39f2 ffe fsa fc1 sc0 ls135 ws27\">Evidence<span class=\"_ _5\"></span> provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9af h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9b0 h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x980 h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provisions </td></tr><tr><td></td><td class=\"c n x9b1 y39f3 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b2 y39f3 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Millio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b3 y39f3 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b4 y39f3 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b5 y39f3 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375e w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b6 y375e w5fd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">29.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b7 y375e w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b8 y375e w5fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">13.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b9 y375e w118 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ba y375e w5ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">46.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375f w600 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Additional<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>visions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bb y375f w601 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">61.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bc y375f w602 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">42<span class=\"_ _3\"></span>6.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bd y375f w603 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">2.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9be y375f w120 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bf y375f w604 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">490.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3760 w605 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Utilised during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c0 y3760 w3c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c1 y3760 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c2 y3760 w356 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c3 y3760 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c4 y3760 w29 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(2<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3761 w606 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Release of<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c5 y3761 w607 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c6 y3761 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c7 y3761 w608 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c8 y3761 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c9 y3761 w609 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387d w92 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ca y387d w60a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">56.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cb y387d w60b h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">426.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cc y387d w60c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cd y387d w60d h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">3<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ce y387d w466 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">5<span class=\"_ _3\"></span>00.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w600 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Additional<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>visions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cf y38d1 w60e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d0 y38d1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d1 y38d1 w3c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d2 y38d1 w3c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d3 y38d1 w398 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">22<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w605 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Utilised during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d4 y380f w17e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(2<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d5 y380f w60f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d6 y380f w175 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d7 y380f w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d8 y380f w5ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w610 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Impact of<span class=\"_ _5\"></span> discounting<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d9 y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9da y3810 w401 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9db y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9dc y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9dd y3810 w401 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w606 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Release of<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9de y37ab w611 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9df y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e0 y37ab w612 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e1 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e2 y37ab w9c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e3 y3731 w613 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e4 y3731 w28c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">425.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e5 y3731 w614 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e6 y3731 w615 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e7 y3731 w616 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">460.3<span class=\"_ _2d1\"> </span></div></td></tr></table>Ot<span class=\"_ _3\"></span>her p<span class=\"_ _3\"></span>rovisi<span class=\"_ _3\"></span>ons Complaints pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>dre<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ts id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tif<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n red<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d; an<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>n est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>st of re<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on h<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tori<span class=\"_ _3\"></span>c ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>. A re<span class=\"_ _3\"></span>aso<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>e of 10<span class=\"_ _3\"></span>% in th<span class=\"_ _3\"></span>e key as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g red<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t in a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e/<span class=\"_ _5\"></span>de<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se of c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>a \u00a31<span class=\"_ _3\"></span>.4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to the to<span class=\"_ _5\"></span>tal complain<span class=\"_ _5\"></span>ts pro<span class=\"_ _5\"></span>vision.<span class=\"_ _2d1\"> </span>Ongoing Service Evidence pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span>During 20<span class=\"_ _5\"></span>23 t<span class=\"_ _5\"></span>he Group<span class=\"_ _5\"></span> experienced elev<span class=\"_ _5\"></span>ated le<span class=\"_ _5\"></span>vels of<span class=\"_ _5\"></span> complaints in<span class=\"_ _5\"></span> connection<span class=\"_ _5\"></span> with the<span class=\"_ _5\"></span> delivery of his<span class=\"_ _5\"></span>toric ongoing<span class=\"_ _5\"></span> advice services.<span class=\"_ _2d1\"> </span>Given<span class=\"_ _5\"></span> the claim<span class=\"_ _5\"></span>s experience,<span class=\"_ _5\"></span> a skilled<span class=\"_ _5\"></span> person w<span class=\"_ _5\"></span>as engaged t<span class=\"_ _6\"></span>o undertake<span class=\"_ _5\"></span> an ini<span class=\"_ _5\"></span>tial assessm<span class=\"_ _5\"></span>ent of a sta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ntat<span class=\"_ _3\"></span>ive c<span class=\"_ _3\"></span>oh<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t o<span class=\"_ _3\"></span>f cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s to exp<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>re wh<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>es ra<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed by t<span class=\"_ _3\"></span>he co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ts we<span class=\"_ _3\"></span>re rep<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>cro<span class=\"_ _3\"></span>ss t<span class=\"_ _3\"></span>he w<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>er c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>. Fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>owi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d to revi<span class=\"_ _3\"></span>ew th<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>b-p<span class=\"_ _3\"></span>op<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r on<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g si<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e the s<span class=\"_ _3\"></span>tar<span class=\"_ _3\"></span>t o<span class=\"_ _3\"></span>f 2018 b<span class=\"_ _3\"></span>ut w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ere th<span class=\"_ _3\"></span>e ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f de<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ver<span class=\"_ _2\"></span>y fall<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ptab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e stan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span> the s<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd of ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nce i<span class=\"_ _3\"></span>s d<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up to b<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l inv<span class=\"_ _3\"></span>ite c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to jo<span class=\"_ _3\"></span>in th<span class=\"_ _3\"></span>e rev<span class=\"_ _3\"></span>iew (the \u2018O<span class=\"_ _3\"></span>pt-In po<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>\u2019), but wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re the s<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd of ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>d to be p<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>r the Gr<span class=\"_ _5\"></span>oup will<span class=\"_ _5\"></span> include clients<span class=\"_ _5\"></span> in the r<span class=\"_ _5\"></span>eview<span class=\"_ _5\"></span> unless instruct<span class=\"_ _5\"></span>ed ot<span class=\"_ _5\"></span>her<span class=\"_ _3\"></span>wise (<span class=\"_ _6\"></span>the \u2018Op<span class=\"_ _5\"></span>t-<span class=\"_ _5\"></span>Out population\u2019<span class=\"_ _6\"></span>). Th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n tha<span class=\"_ _3\"></span>t h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>s an e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d refu<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>f ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, to<span class=\"_ _3\"></span>get<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r wi<span class=\"_ _3\"></span>th in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>t FOS rate<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pl<span class=\"_ _3\"></span>us t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>dm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>trat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ted w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>is w<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>. All<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s al<span class=\"_ _3\"></span>so m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e for d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g over t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted d<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of t<span class=\"_ _3\"></span>he ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e. A prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of \u00a3426.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n was re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23 wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>rap<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f the s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tic<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>ve cohort of clien<span class=\"_ _5\"></span>ts. IAS 37 a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>AS 1 req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>res t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p to set o<span class=\"_ _3\"></span>ut s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>n com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, the fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>le s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s ou<span class=\"_ _3\"></span>t the p<span class=\"_ _3\"></span>ote<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e to th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024 an<span class=\"_ _3\"></span>d 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023 i<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e key as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns we<span class=\"_ _3\"></span>re to var<span class=\"_ _2\"></span>y as de<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>d:<span class=\"_ _2d1\"> </span><table class=\"s w617 h170\" id=\"_785ed4e0-cb87-4bf6-9b04-571c85052d2f\"><tr><td></td><td></td><td></td><td class=\"t m0 x9e8 h7e y39f4 ffe fsa fc1 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in pr<span class=\"_ _3\"></span>ofi<span class=\"_ _3\"></span>t/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>l<span class=\"_ _3\"></span>oss) </td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x9e9 h7e y39f5 ffe fsa fc1 sc0 ls20 ws1f\">before t<span class=\"_ _5\"></span>ax</td></tr><tr><td></td><td class=\"t m0 x9ea h7e y39f6 ffe fsa fc1 sc0 ls1c wsa5\"> Change in </td><td class=\"t m0 x41b h7e y39f7 ffe fsa fc1 sc0 ls3 ws2\">Favourable </td><td class=\"t m0 x9eb h7e y39f7 ffe fsa fc1 sc0 ls3 ws2\">Unfavourabl<span class=\"_ _3\"></span>e </td></tr><tr><td></td><td class=\"t m0 x9ec h7e y39f8 ffe fsa fc1 sc0 ls1c ws1b\">assumption<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x4d7 h7e y39f9 ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ed h7e y39f9 ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h7e y39fa ffe fsa fc1 sc0 ls1f ws1e\">Sensitivity analysis<span class=\"_ _2d1\"> </span></td><td class=\"c n x9ee y39fb w618 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1a ws19\">Percent<span class=\"_ _5\"></span>age<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ef y39fb w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f0 y39fb w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Milli<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y39fc ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _2\"></span>trap<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n fro<span class=\"_ _3\"></span>m a rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>enta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y39fd ff3 fs4 fc2 sc0 ls6 ws4\">\u2013  <span class=\"_ _6e\"></span>V<span class=\"_ _5\"></span>ariation in<span class=\"_ _5\"></span> proportion of<span class=\"_ _5\"></span> client population<span class=\"_ _5\"></span> subject </td><td></td><td></td><td></td></tr><tr><td class=\"c n x9f1 y39fe w619 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">to the rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f2 y39fe w61a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f3 y39fe w61b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">22<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f4 y39fe w61c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y39ff ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _2\"></span>trap<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n fro<span class=\"_ _3\"></span>m a rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>enta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a00 w61d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013  <span class=\"_ _6e\"></span>Var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n in t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>evel o<span class=\"_ _3\"></span>f ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to ref<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f5 y3a00 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f6 y3a00 w61e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">31<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f7 y3a00 w61f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a01 ff3 fs4 fc2 sc0 ls3 ws2\">Op<span class=\"_ _3\"></span>t-In resp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>nse ra<span class=\"_ _3\"></span>te<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a02 w620 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013  <span class=\"_ _6e\"></span>Var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>se ra<span class=\"_ _3\"></span>te<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f8 y3a02 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f9 y3a02 w268 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fa y3a02 w621 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a03 ff3 fs4 fc2 sc0 ls9 ws7\">Administration cost<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3a04 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013  <span class=\"_ _6e\"></span>C<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f the c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t to ful<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>il th<span class=\"_ _3\"></span>e exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se </td><td></td><td></td><td></td></tr><tr><td class=\"c n x9f1 y3731 w622 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">(<span class=\"_ _6\"></span>cost per claim<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fb y3731 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fc y3731 w623 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">12<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fd y3731 w3c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr></table>It i<span class=\"_ _3\"></span>s es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted th<span class=\"_ _3\"></span>at s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n wi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>l be u<span class=\"_ _3\"></span>til<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d over a o<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>-to-tw<span class=\"_ _3\"></span>o-ye<span class=\"_ _3\"></span>ar p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d from t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te. Lease provision<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e of ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re cos<span class=\"_ _3\"></span>ts o<span class=\"_ _3\"></span>f rei<span class=\"_ _3\"></span>nsta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y to its o<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e en<span class=\"_ _3\"></span>d of t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te is b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e sq<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>re foota<span class=\"_ _3\"></span>ge o<span class=\"_ _3\"></span>f le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>sts p<span class=\"_ _3\"></span>er s<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re foot o<span class=\"_ _3\"></span>f res<span class=\"_ _3\"></span>tori<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r bu<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s to<span class=\"_ _5\"></span> their original<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>e. The<span class=\"_ _5\"></span> Group expec<span class=\"_ _5\"></span>ts \u00a31.3 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a31.5 million<span class=\"_ _6\"></span>) o<span class=\"_ _5\"></span>f the pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> to be<span class=\"_ _5\"></span> uti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in o<span class=\"_ _3\"></span>ne y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>r. The ma<span class=\"_ _3\"></span>jo<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y of th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>sio<span class=\"_ _3\"></span>n re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tes to le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y w<span class=\"_ _3\"></span>ith a m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y da<span class=\"_ _3\"></span>te of gre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ter th<span class=\"_ _3\"></span>an f<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Clawback provision<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e cl<span class=\"_ _3\"></span>aw<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>ck p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nts d<span class=\"_ _3\"></span>ue to th<span class=\"_ _3\"></span>ird p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s le<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>s am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nts re<span class=\"_ _3\"></span>cove<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d from Partners. The pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> is based on<span class=\"_ _5\"></span> estimates<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> indemnity commission that<span class=\"_ _5\"></span> may be r<span class=\"_ _5\"></span>epaid. The Gr<span class=\"_ _5\"></span>oup expects<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> utilise the<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vision on a<span class=\"_ _5\"></span> straight<span class=\"_ _6\"></span>-line<span class=\"_ _5\"></span> basis ov<span class=\"_ _5\"></span>er four<span class=\"_ _5\"></span> years.<span class=\"_ _2d1\"> </span>With t<span class=\"_ _5\"></span>he excep<span class=\"_ _5\"></span>tion of<span class=\"_ _5\"></span> the Complaint<span class=\"_ _5\"></span> and Ongoing Service E<span class=\"_ _5\"></span>vidence pr<span class=\"_ _5\"></span>ovisions, it is<span class=\"_ _5\"></span> considered<span class=\"_ _5\"></span> tha<span class=\"_ _3\"></span>t no re<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y po<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e leve<span class=\"_ _3\"></span>l of c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tes wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l im<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>act o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>st es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>. Contingent liabilitie<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span>Complaints and di<span class=\"_ _5\"></span>sputes The Gr<span class=\"_ _5\"></span>oup is c<span class=\"_ _5\"></span>ommitted t<span class=\"_ _5\"></span>o achieving<span class=\"_ _5\"></span> good client out<span class=\"_ _5\"></span>comes but<span class=\"_ _5\"></span> does, in the<span class=\"_ _5\"></span> normal course<span class=\"_ _5\"></span> of business<span class=\"_ _5\"></span> receive<span class=\"_ _5\"></span> complaints a<span class=\"_ _5\"></span>nd claims. Also,<span class=\"_ _5\"></span> and as desc<span class=\"_ _5\"></span>ribed in the<span class=\"_ _5\"></span> strat<span class=\"_ _5\"></span>egic report, the<span class=\"_ _5\"></span> FCA con<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>es to rei<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rce th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d for f<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>ms to em<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ed th<span class=\"_ _3\"></span>e Co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>er D<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>ere rem<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns a r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k th<span class=\"_ _3\"></span>at we fa<span class=\"_ _3\"></span>il to p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de q<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>tabl<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e to cli<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>, o<span class=\"_ _3\"></span>r tha<span class=\"_ _3\"></span>t we fa<span class=\"_ _3\"></span>il to ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce the pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> of good quality service and<span class=\"_ _5\"></span> advice, which c<span class=\"_ _5\"></span>ould result<span class=\"_ _5\"></span> in regulat<span class=\"_ _5\"></span>ory sanction<span class=\"_ _5\"></span> and/<span class=\"_ _2d1\"> </span>or a n<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>d to ref<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d or c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ate c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e cos<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l cos<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, of t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s as t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>e si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ant a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te, p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n es<span class=\"_ _3\"></span>tabl<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rda<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th IAS 3<span class=\"_ _3\"></span>7<span class=\"_ _5\"></span>. Guarantees<span class=\"_ _2d1\"> </span>During the<span class=\"_ _5\"></span> normal course<span class=\"_ _5\"></span> of business, the<span class=\"_ _5\"></span> Group<span class=\"_ _5\"></span> may from<span class=\"_ _5\"></span> time t<span class=\"_ _5\"></span>o time<span class=\"_ _5\"></span> provide<span class=\"_ _5\"></span> guarant<span class=\"_ _5\"></span>ees t<span class=\"_ _5\"></span>o Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts or o<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er th<span class=\"_ _3\"></span>ird p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Ho<span class=\"_ _3\"></span>weve<span class=\"_ _3\"></span>r, bas<span class=\"_ _3\"></span>ed u<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y ava<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to the<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors d<span class=\"_ _3\"></span>o no<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>eve th<span class=\"_ _3\"></span>ere a<span class=\"_ _3\"></span>re a<span class=\"_ _3\"></span>ny gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>ntee<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l ad<span class=\"_ _3\"></span>ver<span class=\"_ _3\"></span>se e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l p<span class=\"_ _3\"></span>osi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>o the fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of a<span class=\"_ _3\"></span>ny gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>as been assessed as<span class=\"_ _5\"></span> \u00a3nil (<span class=\"_ _6\"></span>2023:<span class=\"_ _5\"></span> \u00a3nil<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span>For<span class=\"_ _5\"></span> fur<span class=\"_ _3\"></span>ther in<span class=\"_ _5\"></span>formation, see<span class=\"_ _5\"></span> the list<span class=\"_ _5\"></span> of principal<span class=\"_ _5\"></span> risks and<span class=\"_ _5\"></span> uncertainties in<span class=\"_ _5\"></span> the risk<span class=\"_ _5\"></span> and cont<span class=\"_ _5\"></span>rol ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on of t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>trate<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>c re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-414": {
   "value": "18. Other provisi<span class=\"_ _5\"></span>ons and contingent liabilities<span class=\"_ _2d1\"> </span><table class=\"s w5fc h16f\" id=\"_d22f11ae-3deb-4216-991a-864807edb6eb\"><tr><td></td><td class=\"t m0 x9ab h7e y39f1 ffe fsa fc1 sc0 ls1c ws1b\">Complaints <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x657 h7e y39f1 ffe fsa fc1 sc0 lsd ws1f\">Ongoing Service </td><td class=\"t m0 x9ac h7e y39f1 ffe fsa fc1 sc0 ls3 ws2\">Lease  </td><td class=\"t m0 x8fe h7e y39f1 ffe fsa fc1 sc0 lsd wsc\">Clawback </td><td class=\"t m0 x389 h7e y39f1 ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal </td></tr><tr><td></td><td class=\"t m0 x9ad h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ae h7e y39f2 ffe fsa fc1 sc0 ls135 ws27\">Evidence<span class=\"_ _5\"></span> provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9af h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9b0 h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provision<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x980 h7e y39f2 ffe fsa fc1 sc0 ls2b ws2a\">provisions </td></tr><tr><td></td><td class=\"c n x9b1 y39f3 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b2 y39f3 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Millio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b3 y39f3 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b4 y39f3 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b5 y39f3 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375e w36a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b6 y375e w5fd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">29.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b7 y375e w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b8 y375e w5fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">13.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9b9 y375e w118 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ba y375e w5ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">46.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375f w600 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Additional<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>visions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bb y375f w601 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">61.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bc y375f w602 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">42<span class=\"_ _3\"></span>6.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bd y375f w603 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">2.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9be y375f w120 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9bf y375f w604 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">490.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3760 w605 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Utilised during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c0 y3760 w3c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c1 y3760 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c2 y3760 w356 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c3 y3760 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c4 y3760 w29 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(2<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3761 w606 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Release of<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c5 y3761 w607 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c6 y3761 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c7 y3761 w608 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c8 y3761 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9c9 y3761 w609 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387d w92 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ca y387d w60a h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">56.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cb y387d w60b h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">426.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cc y387d w60c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cd y387d w60d h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">3<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ce y387d w466 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">5<span class=\"_ _3\"></span>00.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w600 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Additional<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>visions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9cf y38d1 w60e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d0 y38d1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d1 y38d1 w3c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d2 y38d1 w3c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d3 y38d1 w398 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">22<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w605 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Utilised during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d4 y380f w17e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(2<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d5 y380f w60f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d6 y380f w175 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d7 y380f w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d8 y380f w5ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w610 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Impact of<span class=\"_ _5\"></span> discounting<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9d9 y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9da y3810 w401 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9db y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9dc y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9dd y3810 w401 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w606 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Release of<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9de y37ab w611 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9df y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e0 y37ab w612 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e1 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e2 y37ab w9c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w382 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e3 y3731 w613 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e4 y3731 w28c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">425.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e5 y3731 w614 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e6 y3731 w615 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9e7 y3731 w616 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">460.3<span class=\"_ _2d1\"> </span></div></td></tr></table>Ot<span class=\"_ _3\"></span>her p<span class=\"_ _3\"></span>rovisi<span class=\"_ _3\"></span>ons Complaints pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>dre<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ts id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tif<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, an a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n red<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d; an<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>n est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>st of re<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on h<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tori<span class=\"_ _3\"></span>c ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>. A re<span class=\"_ _3\"></span>aso<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>e of 10<span class=\"_ _3\"></span>% in th<span class=\"_ _3\"></span>e key as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g red<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t in a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e/<span class=\"_ _5\"></span>de<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se of c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>a \u00a31<span class=\"_ _3\"></span>.4 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to the to<span class=\"_ _5\"></span>tal complain<span class=\"_ _5\"></span>ts pro<span class=\"_ _5\"></span>vision.<span class=\"_ _2d1\"> </span>Ongoing Service Evidence pro<span class=\"_ _5\"></span>vision<span class=\"_ _2d1\"> </span>During 20<span class=\"_ _5\"></span>23 t<span class=\"_ _5\"></span>he Group<span class=\"_ _5\"></span> experienced elev<span class=\"_ _5\"></span>ated le<span class=\"_ _5\"></span>vels of<span class=\"_ _5\"></span> complaints in<span class=\"_ _5\"></span> connection<span class=\"_ _5\"></span> with the<span class=\"_ _5\"></span> delivery of his<span class=\"_ _5\"></span>toric ongoing<span class=\"_ _5\"></span> advice services.<span class=\"_ _2d1\"> </span>Given<span class=\"_ _5\"></span> the claim<span class=\"_ _5\"></span>s experience,<span class=\"_ _5\"></span> a skilled<span class=\"_ _5\"></span> person w<span class=\"_ _5\"></span>as engaged t<span class=\"_ _6\"></span>o undertake<span class=\"_ _5\"></span> an ini<span class=\"_ _5\"></span>tial assessm<span class=\"_ _5\"></span>ent of a sta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ntat<span class=\"_ _3\"></span>ive c<span class=\"_ _3\"></span>oh<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t o<span class=\"_ _3\"></span>f cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s to exp<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>re wh<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>es ra<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed by t<span class=\"_ _3\"></span>he co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ts we<span class=\"_ _3\"></span>re rep<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>cro<span class=\"_ _3\"></span>ss t<span class=\"_ _3\"></span>he w<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>er c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>. Fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>owi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d to revi<span class=\"_ _3\"></span>ew th<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>b-p<span class=\"_ _3\"></span>op<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s tha<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>s b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>ed fo<span class=\"_ _3\"></span>r on<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>oi<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g si<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e the s<span class=\"_ _3\"></span>tar<span class=\"_ _3\"></span>t o<span class=\"_ _3\"></span>f 2018 b<span class=\"_ _3\"></span>ut w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ere th<span class=\"_ _3\"></span>e ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f de<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ver<span class=\"_ _2\"></span>y fall<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ptab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e stan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span> the s<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd of ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nce i<span class=\"_ _3\"></span>s d<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up to b<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l inv<span class=\"_ _3\"></span>ite c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts to jo<span class=\"_ _3\"></span>in th<span class=\"_ _3\"></span>e rev<span class=\"_ _3\"></span>iew (the \u2018O<span class=\"_ _3\"></span>pt-In po<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>\u2019), but wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re the s<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>rd of ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>d to be p<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>r the Gr<span class=\"_ _5\"></span>oup will<span class=\"_ _5\"></span> include clients<span class=\"_ _5\"></span> in the r<span class=\"_ _5\"></span>eview<span class=\"_ _5\"></span> unless instruct<span class=\"_ _5\"></span>ed ot<span class=\"_ _5\"></span>her<span class=\"_ _3\"></span>wise (<span class=\"_ _6\"></span>the \u2018Op<span class=\"_ _5\"></span>t-<span class=\"_ _5\"></span>Out population\u2019<span class=\"_ _6\"></span>). Th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n tha<span class=\"_ _3\"></span>t h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>s an e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d refu<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>f ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, to<span class=\"_ _3\"></span>get<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r wi<span class=\"_ _3\"></span>th in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>t FOS rate<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, pl<span class=\"_ _3\"></span>us t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>dm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>trat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>sts a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ted w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>is w<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>. All<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s al<span class=\"_ _3\"></span>so m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e for d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g over t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted d<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of t<span class=\"_ _3\"></span>he ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e. A prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of \u00a3426.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n was re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23 wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>st e<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>rap<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f the s<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tic<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>ve cohort of clien<span class=\"_ _5\"></span>ts. IAS 37 a<span class=\"_ _3\"></span>nd I<span class=\"_ _3\"></span>AS 1 req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>res t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p to set o<span class=\"_ _3\"></span>ut s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. I<span class=\"_ _3\"></span>n com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, the fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>le s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s ou<span class=\"_ _3\"></span>t the p<span class=\"_ _3\"></span>ote<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e to th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024 an<span class=\"_ _3\"></span>d 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023 i<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e key as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns we<span class=\"_ _3\"></span>re to var<span class=\"_ _2\"></span>y as de<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>d:<span class=\"_ _2d1\"> </span><table class=\"s w617 h170\" id=\"_785ed4e0-cb87-4bf6-9b04-571c85052d2f\"><tr><td></td><td></td><td></td><td class=\"t m0 x9e8 h7e y39f4 ffe fsa fc1 sc0 ls3 ws2\">Cha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in pr<span class=\"_ _3\"></span>ofi<span class=\"_ _3\"></span>t/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>l<span class=\"_ _3\"></span>oss) </td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x9e9 h7e y39f5 ffe fsa fc1 sc0 ls20 ws1f\">before t<span class=\"_ _5\"></span>ax</td></tr><tr><td></td><td class=\"t m0 x9ea h7e y39f6 ffe fsa fc1 sc0 ls1c wsa5\"> Change in </td><td class=\"t m0 x41b h7e y39f7 ffe fsa fc1 sc0 ls3 ws2\">Favourable </td><td class=\"t m0 x9eb h7e y39f7 ffe fsa fc1 sc0 ls3 ws2\">Unfavourabl<span class=\"_ _3\"></span>e </td></tr><tr><td></td><td class=\"t m0 x9ec h7e y39f8 ffe fsa fc1 sc0 ls1c ws1b\">assumption<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x4d7 h7e y39f9 ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ed h7e y39f9 ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h7e y39fa ffe fsa fc1 sc0 ls1f ws1e\">Sensitivity analysis<span class=\"_ _2d1\"> </span></td><td class=\"c n x9ee y39fb w618 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1a ws19\">Percent<span class=\"_ _5\"></span>age<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ef y39fb w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f0 y39fb w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Milli<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y39fc ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _2\"></span>trap<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n fro<span class=\"_ _3\"></span>m a rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>enta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y39fd ff3 fs4 fc2 sc0 ls6 ws4\">\u2013  <span class=\"_ _6e\"></span>V<span class=\"_ _5\"></span>ariation in<span class=\"_ _5\"></span> proportion of<span class=\"_ _5\"></span> client population<span class=\"_ _5\"></span> subject </td><td></td><td></td><td></td></tr><tr><td class=\"c n x9f1 y39fe w619 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">to the rev<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>w<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f2 y39fe w61a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f3 y39fe w61b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">22<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f4 y39fe w61c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y39ff ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _2\"></span>trap<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n fro<span class=\"_ _3\"></span>m a rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>enta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a00 w61d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013  <span class=\"_ _6e\"></span>Var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n in t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>evel o<span class=\"_ _3\"></span>f ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to ref<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f5 y3a00 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f6 y3a00 w61e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">31<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f7 y3a00 w61f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a01 ff3 fs4 fc2 sc0 ls3 ws2\">Op<span class=\"_ _3\"></span>t-In resp<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>nse ra<span class=\"_ _3\"></span>te<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a02 w620 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013  <span class=\"_ _6e\"></span>Var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>se ra<span class=\"_ _3\"></span>te<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f8 y3a02 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9f9 y3a02 w268 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fa y3a02 w621 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a03 ff3 fs4 fc2 sc0 ls9 ws7\">Administration cost<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"t m0 x33d h8 y3a04 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013  <span class=\"_ _6e\"></span>C<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f the c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>t to ful<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>il th<span class=\"_ _3\"></span>e exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se </td><td></td><td></td><td></td></tr><tr><td class=\"c n x9f1 y3731 w622 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">(<span class=\"_ _6\"></span>cost per claim<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fb y3731 w5dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">10%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fc y3731 w623 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">12<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fd y3731 w3c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr></table>It i<span class=\"_ _3\"></span>s es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted th<span class=\"_ _3\"></span>at s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n wi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>l be u<span class=\"_ _3\"></span>til<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d over a o<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>-to-tw<span class=\"_ _3\"></span>o-ye<span class=\"_ _3\"></span>ar p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d from t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te. Lease provision<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e of ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re cos<span class=\"_ _3\"></span>ts o<span class=\"_ _3\"></span>f rei<span class=\"_ _3\"></span>nsta<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y to its o<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e en<span class=\"_ _3\"></span>d of t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te is b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e sq<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>re foota<span class=\"_ _3\"></span>ge o<span class=\"_ _3\"></span>f le<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>sts p<span class=\"_ _3\"></span>er s<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re foot o<span class=\"_ _3\"></span>f res<span class=\"_ _3\"></span>tori<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r bu<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s to<span class=\"_ _5\"></span> their original<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>e. The<span class=\"_ _5\"></span> Group expec<span class=\"_ _5\"></span>ts \u00a31.3 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a31.5 million<span class=\"_ _6\"></span>) o<span class=\"_ _5\"></span>f the pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> to be<span class=\"_ _5\"></span> uti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in o<span class=\"_ _3\"></span>ne y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>r. The ma<span class=\"_ _3\"></span>jo<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y of th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>sio<span class=\"_ _3\"></span>n re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tes to le<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y w<span class=\"_ _3\"></span>ith a m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y da<span class=\"_ _3\"></span>te of gre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ter th<span class=\"_ _3\"></span>an f<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Clawback provision<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e cl<span class=\"_ _3\"></span>aw<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>ck p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nts d<span class=\"_ _3\"></span>ue to th<span class=\"_ _3\"></span>ird p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s le<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>s am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nts re<span class=\"_ _3\"></span>cove<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d from Partners. The pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> is based on<span class=\"_ _5\"></span> estimates<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> indemnity commission that<span class=\"_ _5\"></span> may be r<span class=\"_ _5\"></span>epaid. The Gr<span class=\"_ _5\"></span>oup expects<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> utilise the<span class=\"_ _5\"></span> pro<span class=\"_ _5\"></span>vision on a<span class=\"_ _5\"></span> straight<span class=\"_ _6\"></span>-line<span class=\"_ _5\"></span> basis ov<span class=\"_ _5\"></span>er four<span class=\"_ _5\"></span> years.<span class=\"_ _2d1\"> </span>With t<span class=\"_ _5\"></span>he excep<span class=\"_ _5\"></span>tion of<span class=\"_ _5\"></span> the Complaint<span class=\"_ _5\"></span> and Ongoing Service E<span class=\"_ _5\"></span>vidence pr<span class=\"_ _5\"></span>ovisions, it is<span class=\"_ _5\"></span> considered<span class=\"_ _5\"></span> tha<span class=\"_ _3\"></span>t no re<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>y po<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e leve<span class=\"_ _3\"></span>l of c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tes wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l im<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>act o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>st es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e prov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>. Contingent liabilitie<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span>Complaints and di<span class=\"_ _5\"></span>sputes The Gr<span class=\"_ _5\"></span>oup is c<span class=\"_ _5\"></span>ommitted t<span class=\"_ _5\"></span>o achieving<span class=\"_ _5\"></span> good client out<span class=\"_ _5\"></span>comes but<span class=\"_ _5\"></span> does, in the<span class=\"_ _5\"></span> normal course<span class=\"_ _5\"></span> of business<span class=\"_ _5\"></span> receive<span class=\"_ _5\"></span> complaints a<span class=\"_ _5\"></span>nd claims. Also,<span class=\"_ _5\"></span> and as desc<span class=\"_ _5\"></span>ribed in the<span class=\"_ _5\"></span> strat<span class=\"_ _5\"></span>egic report, the<span class=\"_ _5\"></span> FCA con<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>es to rei<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rce th<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d for f<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>ms to em<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ed th<span class=\"_ _3\"></span>e Co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>er D<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>ere rem<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns a r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k th<span class=\"_ _3\"></span>at we fa<span class=\"_ _3\"></span>il to p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>de q<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>tabl<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e to cli<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>, o<span class=\"_ _3\"></span>r tha<span class=\"_ _3\"></span>t we fa<span class=\"_ _3\"></span>il to ev<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce the pr<span class=\"_ _5\"></span>ovision<span class=\"_ _5\"></span> of good quality service and<span class=\"_ _5\"></span> advice, which c<span class=\"_ _5\"></span>ould result<span class=\"_ _5\"></span> in regulat<span class=\"_ _5\"></span>ory sanction<span class=\"_ _5\"></span> and/<span class=\"_ _2d1\"> </span>or a n<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>d to ref<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>d or c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ate c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e cos<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l cos<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, of t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s as t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>e si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ant a<span class=\"_ _3\"></span>nd w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>pr<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>te, p<span class=\"_ _3\"></span>rovi<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n es<span class=\"_ _3\"></span>tabl<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rda<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th IAS 3<span class=\"_ _3\"></span>7<span class=\"_ _5\"></span>. Guarantees<span class=\"_ _2d1\"> </span>During the<span class=\"_ _5\"></span> normal course<span class=\"_ _5\"></span> of business, the<span class=\"_ _5\"></span> Group<span class=\"_ _5\"></span> may from<span class=\"_ _5\"></span> time t<span class=\"_ _5\"></span>o time<span class=\"_ _5\"></span> provide<span class=\"_ _5\"></span> guarant<span class=\"_ _5\"></span>ees t<span class=\"_ _5\"></span>o Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts or o<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er th<span class=\"_ _3\"></span>ird p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Ho<span class=\"_ _3\"></span>weve<span class=\"_ _3\"></span>r, bas<span class=\"_ _3\"></span>ed u<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y ava<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to the<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors d<span class=\"_ _3\"></span>o no<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>eve th<span class=\"_ _3\"></span>ere a<span class=\"_ _3\"></span>re a<span class=\"_ _3\"></span>ny gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>ntee<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l ad<span class=\"_ _3\"></span>ver<span class=\"_ _3\"></span>se e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l p<span class=\"_ _3\"></span>osi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>o the fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of a<span class=\"_ _3\"></span>ny gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>as been assessed as<span class=\"_ _5\"></span> \u00a3nil (<span class=\"_ _6\"></span>2023:<span class=\"_ _5\"></span> \u00a3nil<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span>For<span class=\"_ _5\"></span> fur<span class=\"_ _3\"></span>ther in<span class=\"_ _5\"></span>formation, see<span class=\"_ _5\"></span> the list<span class=\"_ _5\"></span> of principal<span class=\"_ _5\"></span> risks and<span class=\"_ _5\"></span> uncertainties in<span class=\"_ _5\"></span> the risk<span class=\"_ _5\"></span> and cont<span class=\"_ _5\"></span>rol ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on of t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>trate<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>c re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-383": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs57b\">19. Borrowings and<span class=\"_ _5\"></span> financial commitments<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs57c\">Borrowings<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs57d\">Bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s are a l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g fro<span class=\"_ _3\"></span>m fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g act<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s. T<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s t<span class=\"_ _3\"></span>wo d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nt t<span class=\"_ _3\"></span>yp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs57e\">of b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s: </div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs57f\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">se<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>or u<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d to ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge w<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital<span class=\"_ _3\"></span>, </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs580\">bridge int<span class=\"_ _5\"></span>ra-Gr<span class=\"_ _5\"></span>oup cash flo<span class=\"_ _5\"></span>ws and fund<span class=\"_ _5\"></span> inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> the business<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs581\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n lo<span class=\"_ _3\"></span>an n<span class=\"_ _3\"></span>otes w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d on<span class=\"_ _3\"></span>ly o<span class=\"_ _3\"></span>n a le<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>reg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted p<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs582\">Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d he<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e are n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-rec<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>e to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs583\">Further in<span class=\"_ _5\"></span>formation<span class=\"_ _5\"></span> about business loans<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> Partners is pr<span class=\"_ _5\"></span>ovided in<span class=\"_ _5\"></span> Note<span class=\"_ _5\"></span> 15.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs584\">Senior unsecured<span class=\"_ _5\"></span> corporate borrowings<span class=\"_ _2d1\"> </span></div><div class=\"gs585\"><table class=\"s w3ec h171\" id=\"_edad8abd-5746-4e5f-af38-168e1f42f877\"><tr><td></td><td class=\"t m0 x41b h7e y3a05 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3a05 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y3a06 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3a06 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y3a07 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y3a08 w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w624 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Corpor<span class=\"_ _5\"></span>ate<span class=\"_ _5\"></span> borrowing<span class=\"_ _5\"></span>s: bank<span class=\"_ _5\"></span> loans<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fe y379e w625 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">250.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x351 y379e w626 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w627 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Corporat<span class=\"_ _5\"></span>e borr<span class=\"_ _5\"></span>owings: loan<span class=\"_ _5\"></span> notes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ff y379f w628 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa00 y379f w629 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">151<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w62a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Senior unsecured corporate<span class=\"_ _5\"></span> borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa01 y3731 w62b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4a wsa7\">388.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa02 y3731 w62c h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">201.1<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs586\">Th<span class=\"_ _3\"></span>e pri<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d cor<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>rate b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs a<span class=\"_ _3\"></span>re: </div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs587\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">An un<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>n revol<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>dit fa<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y (RCF<span class=\"_ _5\"></span>) of \u00a3<span class=\"_ _3\"></span>34<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h is re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e at m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>uri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs588\">in 202<span class=\"_ _3\"></span>8 wi<span class=\"_ _3\"></span>th var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>. At 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 th<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>dra<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t ava<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le u<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs589\">this f<span class=\"_ _5\"></span>acility was \u00a3<span class=\"_ _5\"></span>345.0 million (<span class=\"_ _6\"></span>202<span class=\"_ _5\"></span>3: \u00a32<span class=\"_ _5\"></span>95.0 million<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs58a\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">A fu<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y dra<span class=\"_ _3\"></span>wn \u00a3<span class=\"_ _3\"></span>250.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n br<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ng fa<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y, whi<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y in 2026 o<span class=\"_ _3\"></span>r </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs58b\">so<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>scre<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of t<span class=\"_ _3\"></span>he C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny wi<span class=\"_ _3\"></span>th d<span class=\"_ _3\"></span>ue n<span class=\"_ _3\"></span>oti<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th va<span class=\"_ _3\"></span>ria<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs58c\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">A No<span class=\"_ _3\"></span>te Purc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se Ag<span class=\"_ _3\"></span>ree<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent fo<span class=\"_ _3\"></span>r \u00a33<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>otes a<span class=\"_ _3\"></span>re rep<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>ree e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>al </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs58d\">in<span class=\"_ _3\"></span>stal<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>fore m<span class=\"_ _3\"></span>atu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y in 2<span class=\"_ _3\"></span>027<span class=\"_ _5\"></span>, w<span class=\"_ _3\"></span>ith va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t rates<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs58e\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">A No<span class=\"_ _3\"></span>te Purc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se Ag<span class=\"_ _3\"></span>ree<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent fo<span class=\"_ _3\"></span>r \u00a310<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e no<span class=\"_ _3\"></span>tes are re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e at m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>n 2031<span class=\"_ _3\"></span>, </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs58f\">wi<span class=\"_ _3\"></span>th var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs590\">On 1<span class=\"_ _3\"></span>3 Feb<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y 2025 th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e an i<span class=\"_ _3\"></span>rrevo<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt to re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y dra<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs591\">\u00a3250<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on b<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n. T<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>e on 27 Fe<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 2<span class=\"_ _3\"></span>025.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs592\">Th<span class=\"_ _3\"></span>e com<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ed d<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>n ca<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>or u<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te bo<span class=\"_ _3\"></span>rro<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s as a<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs593\">31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 is \u00a3<span class=\"_ _3\"></span>38<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>.3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3<span class=\"_ _3\"></span>201<span class=\"_ _3\"></span>.1 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. T<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p is re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d to co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ly w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs594\">fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l cove<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t are l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ked to (i<span class=\"_ _6\"></span>) b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>et l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>rag<span class=\"_ _3\"></span>e, (ii<span class=\"_ _5\"></span>) total F<span class=\"_ _3\"></span>UM<span class=\"_ _3\"></span>, (iii) a min<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>um </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs595\">leve<span class=\"_ _3\"></span>l of n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets; a<span class=\"_ _3\"></span>nd (iv<span class=\"_ _5\"></span>) ou<span class=\"_ _3\"></span>r So<span class=\"_ _3\"></span>lve<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>cy II ra<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>o at th<span class=\"_ _3\"></span>e e<span class=\"_ _3\"></span>nd of e<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l an<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>teri<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs596\">pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>oven<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nts th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ut th<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. The<span class=\"_ _3\"></span>re </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs597\">are<span class=\"_ _5\"></span> no indications<span class=\"_ _5\"></span> that the<span class=\"_ _5\"></span> Group<span class=\"_ _5\"></span> would have<span class=\"_ _5\"></span> difficulties complying wit<span class=\"_ _5\"></span>h the c<span class=\"_ _5\"></span>ovenant<span class=\"_ _5\"></span>s when </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs598\">the<span class=\"_ _3\"></span>y wi<span class=\"_ _3\"></span>ll b<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>t teste<span class=\"_ _3\"></span>d at 3<span class=\"_ _3\"></span>0 Ju<span class=\"_ _3\"></span>ne 2<span class=\"_ _3\"></span>025.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs59a\">T<span class=\"_ _5\"></span>otal borro<span class=\"_ _5\"></span>wings<span class=\"_ _2d1\"> </span></div><div class=\"gs59b\"><table class=\"s w62d h172\" id=\"_8b20ae20-4555-45a5-acb7-9a1ab42323b5\"><tr><td></td><td class=\"t m0 x3ea h7e y3a09 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3a09 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3a0a ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3a0a ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3a0b w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3a0c w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w62e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Senior unsecur<span class=\"_ _5\"></span>ed corpora<span class=\"_ _5\"></span>te borr<span class=\"_ _5\"></span>owings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa03 y379b w11d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">388.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa04 y379b w62f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">201<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ed w630 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Senior tr<span class=\"_ _5\"></span>anche of<span class=\"_ _5\"></span> non-r<span class=\"_ _5\"></span>ecourse securit<span class=\"_ _5\"></span>isation loan no<span class=\"_ _5\"></span>tes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa05 y37ed w631 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">128<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa06 y37ed w632 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w633 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa07 y384e w634 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">516<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa08 y384e w635 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls92 ws82\">251.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w233 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa09 y379e w306 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">41<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67e y379e w636 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">62<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w3ac h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0a y379f w637 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4c ws4a\">475<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0b y379f w638 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">189.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n xa0c y3731 w634 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">516<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0d y3731 w635 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls92 ws82\">251.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs59c\">Th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>or tra<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>f se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n lo<span class=\"_ _3\"></span>an n<span class=\"_ _3\"></span>ote<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le ov<span class=\"_ _3\"></span>er th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>fe of th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs59d\">se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d to be f<span class=\"_ _3\"></span>ive ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _5\"></span>) w<span class=\"_ _3\"></span>ith a va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t rate<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>ey are h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs59e\">thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>red o<span class=\"_ _3\"></span>n a le<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>reg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>o of b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs59f\">Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e oth<span class=\"_ _3\"></span>er n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>f the s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y S<span class=\"_ _3\"></span>JP Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er Lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ns N<span class=\"_ _3\"></span>o.<span class=\"_ _3\"></span>1 Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5a0\">Ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs of t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n no<span class=\"_ _3\"></span>tes h<span class=\"_ _3\"></span>ave n<span class=\"_ _3\"></span>o rec<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>e to the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld by a<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5a1\">within t<span class=\"_ _5\"></span>he Group.<span class=\"_ _5\"></span> For<span class=\"_ _5\"></span> fur<span class=\"_ _3\"></span>ther in<span class=\"_ _5\"></span>formation<span class=\"_ _5\"></span> on business loans<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> Partners<span class=\"_ _3\"></span>, including<span class=\"_ _5\"></span> the sale<span class=\"_ _5\"></span> of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5a2\">se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>ed b<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar, refe<span class=\"_ _3\"></span>r to Note 1<span class=\"_ _3\"></span>5. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5a3\">In a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to the s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r tra<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>he of s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an n<span class=\"_ _3\"></span>otes<span class=\"_ _3\"></span>, a j<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r tran<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>e ha<span class=\"_ _3\"></span>s b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5a4\">to<span class=\"_ _5\"></span> another en<span class=\"_ _5\"></span>tity within t<span class=\"_ _5\"></span>he Group.<span class=\"_ _5\"></span> The junior<span class=\"_ _5\"></span> notes<span class=\"_ _5\"></span> were<span class=\"_ _5\"></span> eliminated on<span class=\"_ _5\"></span> consolidation in<span class=\"_ _5\"></span> the </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5a5\">pre<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>o do n<span class=\"_ _3\"></span>ot fo<span class=\"_ _3\"></span>rm p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t o<span class=\"_ _3\"></span>f Gro<span class=\"_ _3\"></span>up b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>gs<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"gs5a6\"><table class=\"s w639 h173\" id=\"_6f805f67-9711-4acd-a07a-6355351389c3\"><tr><td></td><td class=\"t m0 x3ea h7e y3a0d ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3a0d ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3a0e ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3a0e ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3a0f w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3a10 w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w63a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Junior t<span class=\"_ _5\"></span>ranche of<span class=\"_ _5\"></span> non-r<span class=\"_ _5\"></span>ecourse securit<span class=\"_ _5\"></span>isation loan<span class=\"_ _5\"></span> notes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0e y37a9 w63b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls155 wsf9\">48.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0f y37a9 w63c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">20.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w630 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Senior tr<span class=\"_ _5\"></span>anche of<span class=\"_ _5\"></span> non-r<span class=\"_ _5\"></span>ecourse securit<span class=\"_ _5\"></span>isation loan no<span class=\"_ _5\"></span>tes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa05 y379b w631 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">128<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa06 y379b w632 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w63d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal non-recourse securitisation loan no<span class=\"_ _5\"></span>tes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa10 y379c w63e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsfe ws158\">176.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa11 y379c w63f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls156 ws144\">71.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y379e w640 h174\"><div class=\"t m0 x262 h1e y3a11 ff5 fs4 fc1 sc0 ls6 ws4\">Back<span class=\"_ _5\"></span>ed by<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Securitised<span class=\"_ _5\"></span> business loans t<span class=\"_ _5\"></span>o Partners (<span class=\"_ _1\"></span>se<span class=\"_ _3\"></span>e Not<span class=\"_ _5\"></span>e 15<span class=\"_ _1\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa12 y379e w641 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">170.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa13 y379e w642 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">6<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w643 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r net a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s of S<span class=\"_ _3\"></span>JP Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er Lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s N<span class=\"_ _3\"></span>o.<span class=\"_ _3\"></span>1 Li<span class=\"_ _3\"></span>mite<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c5 y379f w566 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">6.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa14 y379f w644 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">4.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w645 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ne<span class=\"_ _3\"></span>t ass<span class=\"_ _3\"></span>ets h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by SJP P<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er Lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s No.<span class=\"_ _3\"></span>1 Lim<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x404 y3731 w646 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsfe ws158\">176.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x701 y3731 w647 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls156 ws144\">71.2<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs5a8\">Movemen<span class=\"_ _5\"></span>t in borrowings<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5a9\">Borrowings<span class=\"_ _5\"></span> are<span class=\"_ _5\"></span> liabilities arising<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> financing activitie<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>. The<span class=\"_ _5\"></span> cash and<span class=\"_ _5\"></span> non-cash<span class=\"_ _5\"></span> movements<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5aa\">in b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>gs ove<span class=\"_ _3\"></span>r the y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>r are s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow, w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h move<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o se<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>t in t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5ab\">co<span class=\"_ _3\"></span>nso<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>low<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. </div><div class=\"gs5ac\"><table class=\"s w648 h175\" id=\"_7c699925-2bba-4a4c-9195-8552db998c7f\"><tr><td></td><td class=\"t m0 xa15 h7e y3a12 ffe fsa fc1 sc0 ls3 ws2\">Senior </td><td class=\"t m0 xa16 h7e y3a12 ffe fsa fc1 sc0 ls3 ws2\">Senior  </td><td></td><td class=\"t m0 xa17 h1c y3a12 ff3 fsa fc1 sc0 ls24 ws23\">Senior </td><td class=\"t m0 x41c h1c y3a12 ff3 fsa fc1 sc0 ls24 ws23\">Senior <span class=\"ls3 ws2\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 xa18 h7e y3a13 ffe fsa fc1 sc0 ls2b ws2a\">unsecured </td><td class=\"t m0 xa19 h7e y3a13 ffe fsa fc1 sc0 ls1c wsa5\">tranche of </td><td></td><td class=\"t m0 x869 h1c y3a13 ff3 fsa fc1 sc0 ls24 ws23\">unsecured </td><td class=\"t m0 x4d5 h1c y3a13 ff3 fsa fc1 sc0 lsc ws3d\">tranche<span class=\"_ _5\"></span> of </td><td></td></tr><tr><td></td><td class=\"t m0 xa1a h7e y3a14 ffe fsa fc1 sc0 ls3 ws2\">corpora<span class=\"_ _3\"></span>te </td><td class=\"t m0 xa1b h7e y3a14 ffe fsa fc1 sc0 ls3 ws2\">securitis<span class=\"_ _3\"></span>ation </td><td class=\"t m0 x865 h7e y3a14 ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal </td><td class=\"t m0 xa1c h1c y3a14 ff3 fsa fc1 sc0 ls1a ws19\">corporate </td><td class=\"t m0 xa1d h1c y3a14 ff3 fsa fc1 sc0 ls24 ws23\">securitisation </td><td class=\"t m0 x33c h1c y3a14 ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span> </td></tr><tr><td></td><td class=\"t m0 xa1e h7e y3a15 ffe fsa fc1 sc0 lsd wsc\">borrowings<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa1f h7e y3a15 ffe fsa fc1 sc0 ls1c wsa5\">loan notes<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa20 h7e y3a15 ffe fsa fc1 sc0 lsd wsc\">borrowings<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x920 h1c y3a15 ff3 fsa fc1 sc0 lsc wsb\">borrowings<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x4d5 h1c y3a15 ff3 fsa fc1 sc0 lsc ws3d\">loan not<span class=\"_ _5\"></span>es<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa21 h1c y3a15 ff3 fsa fc1 sc0 lsc wsb\">borrowings<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n xa22 y3a16 w221 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa23 y3a16 w649 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa24 y3a16 w221 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa25 y3a17 w222 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa26 y3a17 w222 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa27 y3a17 w222 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n xa28 y3a18 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa29 y3a18 w6a h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2a y3a18 w6a h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Milli<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2b y3a19 w13 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2c y3a19 w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2d y3a19 w297 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3a1a w223 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2e y3a1a w62c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">201.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2f y3a1a w64a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa30 y3a1a w64b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">251<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa31 y3a1a w64c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">163.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa32 y3a1a w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa33 y3a1a w64c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">163.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a1b ff3 fs4 fc2 sc0 ls6 ws4\">Additional<span class=\"_ _5\"></span> borrowing<span class=\"_ _5\"></span> </td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a1c w64d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa34 y3a1c w604 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">360.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa35 y3a1c w64e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">113<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa36 y3a1c w492 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4c ws4a\">473<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa37 y3a1c w64f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">175<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa38 y3a1c w650 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">58<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa39 y3a1c w651 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">233<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3a1e w652 h176\"><div class=\"t m0 x262 h8 y3a1d ff3 fs4 fc2 sc0 ls7 ws5\">Repayment<span class=\"_ _5\"></span> of<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y378d ff3 fs4 fc2 sc0 ls6 ws4\">borrowings<span class=\"_ _5\"></span> during the<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3a y3a1e w653 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(1<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3b y3a1e wf5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3c y3a1e w654 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">(<span class=\"_ _6\"></span>208<span class=\"_ _3\"></span>.1<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3d y3a1e w655 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3e y3a1e w656 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3f y3a1e w657 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a1f ff3 fs4 fc2 sc0 ls3 ws2\">Cos<span class=\"_ _3\"></span>ts o<span class=\"_ _3\"></span>n ad<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al </td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3a20 w658 h134\"><div class=\"t m0 x262 h8 y378d ff3 fs4 fc2 sc0 ls6 ws4\">borrowings<span class=\"_ _5\"></span> during<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">the ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa40 y3a20 w4c3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa41 y3a20 w659 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa42 y3a20 w65a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa43 y3a20 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa44 y3a20 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa45 y3a20 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a21 ff3 fs4 fc2 sc0 ls9a ws7\">Unwind of borrowing<span class=\"_ _5\"></span> costs </td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a22 w65b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>non-cash mo<span class=\"_ _5\"></span>vement<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa46 y3a22 w1e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa47 y3a22 w65c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa48 y3a22 w3ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">1<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa49 y3a22 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e5 y3a22 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4a y3a22 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3a23 w65d h134\"><div class=\"t m0 x262 h8 y378d ff3 fs4 fc2 sc0 ls46 ws46\">Reclassification of<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">pre<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>id l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an fa<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y37ab w65e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">expense<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> prepayments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4b y37ab w4c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4c y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4d y37ab w90 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4e y37ab w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4f y37ab w4c3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa50 y37ab wa1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa51 y3731 w62b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4a wsa7\">388.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa52 y3731 w65f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">128.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa53 y3731 w28d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">516<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa54 y3731 w660 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">201<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa55 y3731 w632 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls98 ws95\">50.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa56 y3731 w635 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">251<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5ad\">The f<span class=\"_ _5\"></span>air value<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> outst<span class=\"_ _5\"></span>anding borrowings<span class=\"_ _5\"></span> is not<span class=\"_ _5\"></span> materially<span class=\"_ _5\"></span> different f<span class=\"_ _5\"></span>rom amortised c<span class=\"_ _5\"></span>ost. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5ae\">In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e on b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in F<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>n the c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>ted </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5af\">stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income.<span class=\"_ _2d1\"> </span> </div>Financial commitments<span class=\"_ _2d1\"> </span>Guarantees<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>rante<span class=\"_ _3\"></span>es l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed by t<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>rd pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. In t<span class=\"_ _3\"></span>he eve<span class=\"_ _3\"></span>nt of d<span class=\"_ _3\"></span>efa<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t on<span class=\"_ _2d1\"> </span>any i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>s to rep<span class=\"_ _3\"></span>ay th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>ll a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n, w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span>exc<span class=\"_ _3\"></span>ept<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of M<span class=\"_ _3\"></span>etro B<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>. Fo<span class=\"_ _3\"></span>r thi<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>-par<span class=\"_ _2\"></span>ty t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>es to cove<span class=\"_ _3\"></span>r l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s up to 50% o<span class=\"_ _3\"></span>f<span class=\"_ _2d1\"> </span>the va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue to th<span class=\"_ _3\"></span>e total l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns d<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cure<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>st th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me s<span class=\"_ _3\"></span>tre<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>of th<span class=\"_ _3\"></span>e Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>r. The va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>d is a<span class=\"_ _3\"></span>s fol<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws:<span class=\"_ _2d1\"> </span><table class=\"s w661 h177\" id=\"_121c3164-d3bb-4967-a5cc-22748c801513\"><tr><td></td><td></td><td class=\"c n x6cd y3a24 w662 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lse1 wsa5\">Loans guaranteed<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xa57 y3a24 w663 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls3 ws2\">Fa<span class=\"_ _3\"></span>cil<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"t m0 xa58 h7e y3a25 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x897 h1c y3a25 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x3ea h7e y3a25 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3a25 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 xa59 h7e y3a26 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa5a h1c y3a26 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x3eb h7e y3a26 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3a26 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x6cd y38ce w12 h146\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5b y3a27 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5c y38ce w6a h146\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5d y3a27 w297 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d0 w664 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Bank of<span class=\"_ _5\"></span> Scotland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5e y38d0 w303 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">12.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5f y38d0 w665 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">19.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa60 y38d0 w666 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa61 y38d0 w667 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">35.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w668 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">Inv<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>tec<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa62 y38d1 w669 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">26<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa63 y38d1 w3a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">33.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa64 y38d1 w66a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa65 y38d1 w66b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w66c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls78 ws79\">Me<span class=\"_ _3\"></span>tro B<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>k<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa66 y380f w66d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">10.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa67 y380f w401 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa68 y380f w667 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">35.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa69 y380f w66b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w66e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">NatWest<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6a y3810 w66f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6b y3810 w670 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6c y3810 w454 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">75.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x498 y3810 w454 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">75.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w671 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Santander<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6d y37ab w672 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">171<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6e y37ab w1a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">186<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6f y37ab w673 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">206.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e3 y37ab w674 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">189.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w675 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal loans<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa70 y3731 w676 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">248.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa71 y3731 w677 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls2b ws2a\">289.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa72 y3731 w678 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">38<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8da y3731 w679 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls29 ws28\">399.1<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the<span class=\"_ _3\"></span>se g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s \u00a3ni<span class=\"_ _3\"></span>l (2023: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>).",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-415": {
   "value": "19. Borrowings and<span class=\"_ _5\"></span> financial commitments<span class=\"_ _2d1\"> </span>Borrowings<span class=\"_ _2d1\"> </span>Bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s are a l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g fro<span class=\"_ _3\"></span>m fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g act<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s. T<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s t<span class=\"_ _3\"></span>wo d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nt t<span class=\"_ _3\"></span>yp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>s of b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s: <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">se<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>or u<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te bo<span class=\"_ _3\"></span>rrow<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d to ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge w<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital<span class=\"_ _3\"></span>, </span>bridge int<span class=\"_ _5\"></span>ra-Gr<span class=\"_ _5\"></span>oup cash flo<span class=\"_ _5\"></span>ws and fund<span class=\"_ _5\"></span> inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> the business<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n lo<span class=\"_ _3\"></span>an n<span class=\"_ _3\"></span>otes w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d on<span class=\"_ _3\"></span>ly o<span class=\"_ _3\"></span>n a le<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>reg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted p<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e </span>Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d he<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e are n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-rec<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>e to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. Further in<span class=\"_ _5\"></span>formation<span class=\"_ _5\"></span> about business loans<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> Partners is pr<span class=\"_ _5\"></span>ovided in<span class=\"_ _5\"></span> Note<span class=\"_ _5\"></span> 15.<span class=\"_ _2d1\"> </span>Senior unsecured<span class=\"_ _5\"></span> corporate borrowings<span class=\"_ _2d1\"> </span><table class=\"s w3ec h171\" id=\"_edad8abd-5746-4e5f-af38-168e1f42f877\"><tr><td></td><td class=\"t m0 x41b h7e y3a05 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3a05 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y3a06 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3a06 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y3a07 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y3a08 w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w624 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Corpor<span class=\"_ _5\"></span>ate<span class=\"_ _5\"></span> borrowing<span class=\"_ _5\"></span>s: bank<span class=\"_ _5\"></span> loans<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9fe y379e w625 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">250.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x351 y379e w626 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w627 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Corporat<span class=\"_ _5\"></span>e borr<span class=\"_ _5\"></span>owings: loan<span class=\"_ _5\"></span> notes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9ff y379f w628 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa00 y379f w629 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">151<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w62a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Senior unsecured corporate<span class=\"_ _5\"></span> borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa01 y3731 w62b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4a wsa7\">388.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa02 y3731 w62c h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">201.1<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e pri<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r un<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d cor<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>rate b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs a<span class=\"_ _3\"></span>re: <span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">An un<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>n revol<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>dit fa<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y (RCF<span class=\"_ _5\"></span>) of \u00a3<span class=\"_ _3\"></span>34<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h is re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e at m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>uri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y </span>in 202<span class=\"_ _3\"></span>8 wi<span class=\"_ _3\"></span>th var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>. At 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 th<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>dra<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>n cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t ava<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le u<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r this f<span class=\"_ _5\"></span>acility was \u00a3<span class=\"_ _5\"></span>345.0 million (<span class=\"_ _6\"></span>202<span class=\"_ _5\"></span>3: \u00a32<span class=\"_ _5\"></span>95.0 million<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">A fu<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y dra<span class=\"_ _3\"></span>wn \u00a3<span class=\"_ _3\"></span>250.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n br<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ng fa<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y, whi<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y in 2026 o<span class=\"_ _3\"></span>r </span>so<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>scre<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of t<span class=\"_ _3\"></span>he C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny wi<span class=\"_ _3\"></span>th d<span class=\"_ _3\"></span>ue n<span class=\"_ _3\"></span>oti<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>, wi<span class=\"_ _3\"></span>th va<span class=\"_ _3\"></span>ria<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">A No<span class=\"_ _3\"></span>te Purc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se Ag<span class=\"_ _3\"></span>ree<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent fo<span class=\"_ _3\"></span>r \u00a33<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he n<span class=\"_ _3\"></span>otes a<span class=\"_ _3\"></span>re rep<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>ree e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>al </span>in<span class=\"_ _3\"></span>stal<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>fore m<span class=\"_ _3\"></span>atu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y in 2<span class=\"_ _3\"></span>027<span class=\"_ _5\"></span>, w<span class=\"_ _3\"></span>ith va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t rates<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">A No<span class=\"_ _3\"></span>te Purc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se Ag<span class=\"_ _3\"></span>ree<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent fo<span class=\"_ _3\"></span>r \u00a310<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e no<span class=\"_ _3\"></span>tes are re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e at m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>n 2031<span class=\"_ _3\"></span>, </span>wi<span class=\"_ _3\"></span>th var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>On 1<span class=\"_ _3\"></span>3 Feb<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y 2025 th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e an i<span class=\"_ _3\"></span>rrevo<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt to re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y dra<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>n \u00a3250<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on b<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n. T<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>e on 27 Fe<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 2<span class=\"_ _3\"></span>025.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e com<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ed d<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>n ca<span class=\"_ _3\"></span>rr<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>or u<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>te bo<span class=\"_ _3\"></span>rro<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s as a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 is \u00a3<span class=\"_ _3\"></span>38<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>.3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3<span class=\"_ _3\"></span>201<span class=\"_ _3\"></span>.1 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. T<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p is re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d to co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ly w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l cove<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t are l<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ked to (i<span class=\"_ _6\"></span>) b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce s<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>et l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>rag<span class=\"_ _3\"></span>e, (ii<span class=\"_ _5\"></span>) total F<span class=\"_ _3\"></span>UM<span class=\"_ _3\"></span>, (iii) a min<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>um leve<span class=\"_ _3\"></span>l of n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets; a<span class=\"_ _3\"></span>nd (iv<span class=\"_ _5\"></span>) ou<span class=\"_ _3\"></span>r So<span class=\"_ _3\"></span>lve<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>cy II ra<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>o at th<span class=\"_ _3\"></span>e e<span class=\"_ _3\"></span>nd of e<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l an<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>teri<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the<span class=\"_ _3\"></span>se c<span class=\"_ _3\"></span>oven<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nts th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ut th<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. The<span class=\"_ _3\"></span>re are<span class=\"_ _5\"></span> no indications<span class=\"_ _5\"></span> that the<span class=\"_ _5\"></span> Group<span class=\"_ _5\"></span> would have<span class=\"_ _5\"></span> difficulties complying wit<span class=\"_ _5\"></span>h the c<span class=\"_ _5\"></span>ovenant<span class=\"_ _5\"></span>s when the<span class=\"_ _3\"></span>y wi<span class=\"_ _3\"></span>ll b<span class=\"_ _3\"></span>e ne<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>t teste<span class=\"_ _3\"></span>d at 3<span class=\"_ _3\"></span>0 Ju<span class=\"_ _3\"></span>ne 2<span class=\"_ _3\"></span>025.<span class=\"_ _2d1\"> </span>T<span class=\"_ _5\"></span>otal borro<span class=\"_ _5\"></span>wings<span class=\"_ _2d1\"> </span><table class=\"s w62d h172\" id=\"_8b20ae20-4555-45a5-acb7-9a1ab42323b5\"><tr><td></td><td class=\"t m0 x3ea h7e y3a09 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3a09 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3a0a ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3a0a ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3a0b w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3a0c w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w62e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Senior unsecur<span class=\"_ _5\"></span>ed corpora<span class=\"_ _5\"></span>te borr<span class=\"_ _5\"></span>owings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa03 y379b w11d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">388.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa04 y379b w62f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">201<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ed w630 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Senior tr<span class=\"_ _5\"></span>anche of<span class=\"_ _5\"></span> non-r<span class=\"_ _5\"></span>ecourse securit<span class=\"_ _5\"></span>isation loan no<span class=\"_ _5\"></span>tes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa05 y37ed w631 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">128<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa06 y37ed w632 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w633 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa07 y384e w634 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">516<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa08 y384e w635 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls92 ws82\">251.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w233 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cur<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa09 y379e w306 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">41<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x67e y379e w636 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">62<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w3ac h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">Non-current<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0a y379f w637 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4c ws4a\">475<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0b y379f w638 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">189.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n xa0c y3731 w634 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls1 ws1\">516<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0d y3731 w635 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls92 ws82\">251.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>or tra<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>f se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n lo<span class=\"_ _3\"></span>an n<span class=\"_ _3\"></span>ote<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le ov<span class=\"_ _3\"></span>er th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>fe of th<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>es<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d to be f<span class=\"_ _3\"></span>ive ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rs<span class=\"_ _5\"></span>) w<span class=\"_ _3\"></span>ith a va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t rate<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>ey are h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>red o<span class=\"_ _3\"></span>n a le<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>eg<span class=\"_ _3\"></span>reg<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>o of b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e oth<span class=\"_ _3\"></span>er n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>f the s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y S<span class=\"_ _3\"></span>JP Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er Lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ns N<span class=\"_ _3\"></span>o.<span class=\"_ _3\"></span>1 Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _3\"></span>. Ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs of t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n no<span class=\"_ _3\"></span>tes h<span class=\"_ _3\"></span>ave n<span class=\"_ _3\"></span>o rec<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>e to the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld by a<span class=\"_ _3\"></span>ny oth<span class=\"_ _3\"></span>er e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y within t<span class=\"_ _5\"></span>he Group.<span class=\"_ _5\"></span> For<span class=\"_ _5\"></span> fur<span class=\"_ _3\"></span>ther in<span class=\"_ _5\"></span>formation<span class=\"_ _5\"></span> on business loans<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> Partners<span class=\"_ _3\"></span>, including<span class=\"_ _5\"></span> the sale<span class=\"_ _5\"></span> of se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>tis<span class=\"_ _3\"></span>ed b<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar, refe<span class=\"_ _3\"></span>r to Note 1<span class=\"_ _3\"></span>5. In a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to the s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r tra<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>he of s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an n<span class=\"_ _3\"></span>otes<span class=\"_ _3\"></span>, a j<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r tran<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>e ha<span class=\"_ _3\"></span>s b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to<span class=\"_ _5\"></span> another en<span class=\"_ _5\"></span>tity within t<span class=\"_ _5\"></span>he Group.<span class=\"_ _5\"></span> The junior<span class=\"_ _5\"></span> notes<span class=\"_ _5\"></span> were<span class=\"_ _5\"></span> eliminated on<span class=\"_ _5\"></span> consolidation in<span class=\"_ _5\"></span> the pre<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>o do n<span class=\"_ _3\"></span>ot fo<span class=\"_ _3\"></span>rm p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t o<span class=\"_ _3\"></span>f Gro<span class=\"_ _3\"></span>up b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>gs<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><table class=\"s w639 h173\" id=\"_6f805f67-9711-4acd-a07a-6355351389c3\"><tr><td></td><td class=\"t m0 x3ea h7e y3a0d ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3a0d ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3a0e ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3a0e ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3a0f w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3a10 w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w63a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Junior t<span class=\"_ _5\"></span>ranche of<span class=\"_ _5\"></span> non-r<span class=\"_ _5\"></span>ecourse securit<span class=\"_ _5\"></span>isation loan<span class=\"_ _5\"></span> notes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0e y37a9 w63b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls155 wsf9\">48.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0f y37a9 w63c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">20.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w630 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Senior tr<span class=\"_ _5\"></span>anche of<span class=\"_ _5\"></span> non-r<span class=\"_ _5\"></span>ecourse securit<span class=\"_ _5\"></span>isation loan no<span class=\"_ _5\"></span>tes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa05 y379b w631 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">128<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa06 y379b w632 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379c w63d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal non-recourse securitisation loan no<span class=\"_ _5\"></span>tes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa10 y379c w63e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsfe ws158\">176.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa11 y379c w63f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls156 ws144\">71.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y379e w640 h174\"><div class=\"t m0 x262 h1e y3a11 ff5 fs4 fc1 sc0 ls6 ws4\">Back<span class=\"_ _5\"></span>ed by<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Securitised<span class=\"_ _5\"></span> business loans t<span class=\"_ _5\"></span>o Partners (<span class=\"_ _1\"></span>se<span class=\"_ _3\"></span>e Not<span class=\"_ _5\"></span>e 15<span class=\"_ _1\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa12 y379e w641 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">170.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa13 y379e w642 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">6<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w643 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r net a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s of S<span class=\"_ _3\"></span>JP Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er Lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s N<span class=\"_ _3\"></span>o.<span class=\"_ _3\"></span>1 Li<span class=\"_ _3\"></span>mite<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c5 y379f w566 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">6.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa14 y379f w644 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">4.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w645 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l ne<span class=\"_ _3\"></span>t ass<span class=\"_ _3\"></span>ets h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by SJP P<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er Lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s No.<span class=\"_ _3\"></span>1 Lim<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x404 y3731 w646 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsfe ws158\">176.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x701 y3731 w647 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls156 ws144\">71.2<span class=\"_ _2d1\"> </span></div></td></tr></table>Movemen<span class=\"_ _5\"></span>t in borrowings<span class=\"_ _2d1\"> </span>Borrowings<span class=\"_ _5\"></span> are<span class=\"_ _5\"></span> liabilities arising<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> financing activitie<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>. The<span class=\"_ _5\"></span> cash and<span class=\"_ _5\"></span> non-cash<span class=\"_ _5\"></span> movements<span class=\"_ _5\"></span> in b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>rowi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>gs ove<span class=\"_ _3\"></span>r the y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>r are s<span class=\"_ _3\"></span>et ou<span class=\"_ _3\"></span>t b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow, w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h move<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o se<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>t in t<span class=\"_ _3\"></span>he co<span class=\"_ _3\"></span>nso<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d state<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>low<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. <table class=\"s w648 h175\" id=\"_7c699925-2bba-4a4c-9195-8552db998c7f\"><tr><td></td><td class=\"t m0 xa15 h7e y3a12 ffe fsa fc1 sc0 ls3 ws2\">Senior </td><td class=\"t m0 xa16 h7e y3a12 ffe fsa fc1 sc0 ls3 ws2\">Senior  </td><td></td><td class=\"t m0 xa17 h1c y3a12 ff3 fsa fc1 sc0 ls24 ws23\">Senior </td><td class=\"t m0 x41c h1c y3a12 ff3 fsa fc1 sc0 ls24 ws23\">Senior <span class=\"ls3 ws2\"> </span></td><td></td></tr><tr><td></td><td class=\"t m0 xa18 h7e y3a13 ffe fsa fc1 sc0 ls2b ws2a\">unsecured </td><td class=\"t m0 xa19 h7e y3a13 ffe fsa fc1 sc0 ls1c wsa5\">tranche of </td><td></td><td class=\"t m0 x869 h1c y3a13 ff3 fsa fc1 sc0 ls24 ws23\">unsecured </td><td class=\"t m0 x4d5 h1c y3a13 ff3 fsa fc1 sc0 lsc ws3d\">tranche<span class=\"_ _5\"></span> of </td><td></td></tr><tr><td></td><td class=\"t m0 xa1a h7e y3a14 ffe fsa fc1 sc0 ls3 ws2\">corpora<span class=\"_ _3\"></span>te </td><td class=\"t m0 xa1b h7e y3a14 ffe fsa fc1 sc0 ls3 ws2\">securitis<span class=\"_ _3\"></span>ation </td><td class=\"t m0 x865 h7e y3a14 ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal </td><td class=\"t m0 xa1c h1c y3a14 ff3 fsa fc1 sc0 ls1a ws19\">corporate </td><td class=\"t m0 xa1d h1c y3a14 ff3 fsa fc1 sc0 ls24 ws23\">securitisation </td><td class=\"t m0 x33c h1c y3a14 ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span> </td></tr><tr><td></td><td class=\"t m0 xa1e h7e y3a15 ffe fsa fc1 sc0 lsd wsc\">borrowings<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa1f h7e y3a15 ffe fsa fc1 sc0 ls1c wsa5\">loan notes<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa20 h7e y3a15 ffe fsa fc1 sc0 lsd wsc\">borrowings<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x920 h1c y3a15 ff3 fsa fc1 sc0 lsc wsb\">borrowings<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x4d5 h1c y3a15 ff3 fsa fc1 sc0 lsc ws3d\">loan not<span class=\"_ _5\"></span>es<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa21 h1c y3a15 ff3 fsa fc1 sc0 lsc wsb\">borrowings<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n xa22 y3a16 w221 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa23 y3a16 w649 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa24 y3a16 w221 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa25 y3a17 w222 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa26 y3a17 w222 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa27 y3a17 w222 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n xa28 y3a18 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa29 y3a18 w6a h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2a y3a18 w6a h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Milli<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2b y3a19 w13 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2c y3a19 w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2d y3a19 w297 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3a1a w223 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2e y3a1a w62c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">201.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa2f y3a1a w64a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa30 y3a1a w64b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">251<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa31 y3a1a w64c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">163.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa32 y3a1a w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa33 y3a1a w64c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">163.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a1b ff3 fs4 fc2 sc0 ls6 ws4\">Additional<span class=\"_ _5\"></span> borrowing<span class=\"_ _5\"></span> </td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a1c w64d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa34 y3a1c w604 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">360.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa35 y3a1c w64e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">113<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa36 y3a1c w492 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4c ws4a\">473<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa37 y3a1c w64f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">175<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa38 y3a1c w650 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">58<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa39 y3a1c w651 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">233<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3a1e w652 h176\"><div class=\"t m0 x262 h8 y3a1d ff3 fs4 fc2 sc0 ls7 ws5\">Repayment<span class=\"_ _5\"></span> of<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y378d ff3 fs4 fc2 sc0 ls6 ws4\">borrowings<span class=\"_ _5\"></span> during the<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">yea<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3a y3a1e w653 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(1<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3b y3a1e wf5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3c y3a1e w654 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">(<span class=\"_ _6\"></span>208<span class=\"_ _3\"></span>.1<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3d y3a1e w655 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3e y3a1e w656 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa3f y3a1e w657 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a1f ff3 fs4 fc2 sc0 ls3 ws2\">Cos<span class=\"_ _3\"></span>ts o<span class=\"_ _3\"></span>n ad<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al </td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3a20 w658 h134\"><div class=\"t m0 x262 h8 y378d ff3 fs4 fc2 sc0 ls6 ws4\">borrowings<span class=\"_ _5\"></span> during<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">the ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa40 y3a20 w4c3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa41 y3a20 w659 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa42 y3a20 w65a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa43 y3a20 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa44 y3a20 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa45 y3a20 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a21 ff3 fs4 fc2 sc0 ls9a ws7\">Unwind of borrowing<span class=\"_ _5\"></span> costs </td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a22 w65b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>non-cash mo<span class=\"_ _5\"></span>vement<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa46 y3a22 w1e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">0.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa47 y3a22 w65c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa48 y3a22 w3ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">1<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa49 y3a22 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8e5 y3a22 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4a y3a22 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3a23 w65d h134\"><div class=\"t m0 x262 h8 y378d ff3 fs4 fc2 sc0 ls46 ws46\">Reclassification of<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">pre<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>id l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an fa<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y37ab w65e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">expense<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> prepayments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4b y37ab w4c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4c y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4d y37ab w90 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4e y37ab w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4f y37ab w4c3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa50 y37ab wa1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa51 y3731 w62b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls4a wsa7\">388.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa52 y3731 w65f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">128.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa53 y3731 w28d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">516<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa54 y3731 w660 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">201<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa55 y3731 w632 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls98 ws95\">50.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa56 y3731 w635 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">251<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr></table>The f<span class=\"_ _5\"></span>air value<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> outst<span class=\"_ _5\"></span>anding borrowings<span class=\"_ _5\"></span> is not<span class=\"_ _5\"></span> materially<span class=\"_ _5\"></span> different f<span class=\"_ _5\"></span>rom amortised c<span class=\"_ _5\"></span>ost. In<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>e on b<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs i<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in F<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>n the c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>ted stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income.<span class=\"_ _2d1\"> </span><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs5b1\">Financial commitments<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls11b ws135 gs5b2\">Guarantees<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5b3\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>rante<span class=\"_ _3\"></span>es l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ed by t<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>rd pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es to Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. In t<span class=\"_ _3\"></span>he eve<span class=\"_ _3\"></span>nt of d<span class=\"_ _3\"></span>efa<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t on<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5b4\">any i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>s to rep<span class=\"_ _3\"></span>ay th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>ll a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n, w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5b5\">exc<span class=\"_ _3\"></span>ept<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of M<span class=\"_ _3\"></span>etro B<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>. Fo<span class=\"_ _3\"></span>r thi<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>-par<span class=\"_ _2\"></span>ty t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>es to cove<span class=\"_ _3\"></span>r l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s up to 50% o<span class=\"_ _3\"></span>f<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5b6\">the va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue to th<span class=\"_ _3\"></span>e total l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns d<span class=\"_ _3\"></span>raw<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cure<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>st th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me s<span class=\"_ _3\"></span>tre<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5b7\">of th<span class=\"_ _3\"></span>e Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>r. The va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>d is a<span class=\"_ _3\"></span>s fol<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ws:<span class=\"_ _2d1\"> </span></div><div class=\"gs5b8\"><table class=\"s w661 h177\" id=\"_121c3164-d3bb-4967-a5cc-22748c801513\"><tr><td></td><td></td><td class=\"c n x6cd y3a24 w662 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lse1 wsa5\">Loans guaranteed<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xa57 y3a24 w663 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls3 ws2\">Fa<span class=\"_ _3\"></span>cil<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"t m0 xa58 h7e y3a25 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x897 h1c y3a25 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x3ea h7e y3a25 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3a25 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 xa59 h7e y3a26 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa5a h1c y3a26 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x3eb h7e y3a26 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3a26 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x6cd y38ce w12 h146\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5b y3a27 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5c y38ce w6a h146\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5d y3a27 w297 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d0 w664 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Bank of<span class=\"_ _5\"></span> Scotland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5e y38d0 w303 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">12.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa5f y38d0 w665 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">19.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa60 y38d0 w666 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">16.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa61 y38d0 w667 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">35.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w668 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">Inv<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>tec<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa62 y38d1 w669 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">26<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa63 y38d1 w3a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">33.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa64 y38d1 w66a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa65 y38d1 w66b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w66c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls78 ws79\">Me<span class=\"_ _3\"></span>tro B<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>k<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa66 y380f w66d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">10.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa67 y380f w401 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa68 y380f w667 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">35.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa69 y380f w66b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">50.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w66e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">NatWest<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6a y3810 w66f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6b y3810 w670 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6c y3810 w454 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">75.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x498 y3810 w454 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">75.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w671 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Santander<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6d y37ab w672 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">171<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6e y37ab w1a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">186<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa6f y37ab w673 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">206.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6e3 y37ab w674 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">189.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w675 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal loans<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa70 y3731 w676 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">248.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa71 y3731 w677 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls2b ws2a\">289.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa72 y3731 w678 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">38<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8da y3731 w679 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls29 ws28\">399.1<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5b9\">Th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the<span class=\"_ _3\"></span>se g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s \u00a3ni<span class=\"_ _3\"></span>l (2023: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>).</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-384": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls3 ws2 gs5bb\">20. Finan<span class=\"_ _3\"></span>cial risk </div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs5bc\">Risk management<span class=\"_ _5\"></span> objectives and<span class=\"_ _5\"></span> risk policies<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5bd\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l ri<span class=\"_ _3\"></span>sk c<span class=\"_ _3\"></span>an u<span class=\"_ _3\"></span>sef<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ly b<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>red by l<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g at t<span class=\"_ _3\"></span>wo c<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>f as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts: </div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs5be\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">Ass<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>ck<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es (<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>ee N<span class=\"_ _3\"></span>ote 14)<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs5bf\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls7 ws5\">Shareholder<span class=\"_ _5\"></span> assets.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5c0\">In general,<span class=\"_ _5\"></span> the policyholder<span class=\"_ _5\"></span> bears the financial<span class=\"_ _5\"></span> risk arising<span class=\"_ _5\"></span> on assets<span class=\"_ _5\"></span> backing the<span class=\"_ _5\"></span> unitised </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5c1\">business, and risk<span class=\"_ _5\"></span> arising on<span class=\"_ _5\"></span> shareholder assets<span class=\"_ _5\"></span> is minimised<span class=\"_ _5\"></span> through<span class=\"_ _5\"></span> invest<span class=\"_ _5\"></span>ment in liquid<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5c2\">as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts wi<span class=\"_ _3\"></span>th a s<span class=\"_ _3\"></span>tron<span class=\"_ _3\"></span>g cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t rat<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5c3\">Ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>osu<span class=\"_ _3\"></span>re to th<span class=\"_ _3\"></span>e fol<span class=\"_ _3\"></span>low<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ks for th<span class=\"_ _3\"></span>e t<span class=\"_ _3\"></span>wo c<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>f as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s is a<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d se<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>y in th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5c4\">fol<span class=\"_ _3\"></span>low<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>ect<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>n li<span class=\"_ _3\"></span>ne w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s of I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 7:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs5c5\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">Cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t ris<span class=\"_ _3\"></span>k<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs5c6\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">Liquidity risk<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs5c7\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls9 ws7\">Market risk<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs5c8\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">Curr<span class=\"_ _5\"></span>ency risk.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5c9\">Cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t ris<span class=\"_ _3\"></span>k i<span class=\"_ _3\"></span>s the r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k of l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>e to a de<span class=\"_ _3\"></span>btor<span class=\"_ _3\"></span>\u2019s n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of a l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>n or ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ne o<span class=\"_ _3\"></span>f cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5ca\">Cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t ris<span class=\"_ _3\"></span>k a<span class=\"_ _3\"></span>lso a<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s fro<span class=\"_ _3\"></span>m ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs o<span class=\"_ _3\"></span>f ca<span class=\"_ _3\"></span>sh a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h eq<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>, d<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>l lo<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5cb\">wi<span class=\"_ _3\"></span>th ba<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ks an<span class=\"_ _3\"></span>d fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s ad<span class=\"_ _3\"></span>op<span class=\"_ _3\"></span>ted a r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k-aver<span class=\"_ _3\"></span>se a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>roa<span class=\"_ _3\"></span>ch to s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5cc\">ri<span class=\"_ _3\"></span>sk a<span class=\"_ _3\"></span>nd h<span class=\"_ _3\"></span>as a s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>d po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cy of n<span class=\"_ _3\"></span>ot a<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>vel<span class=\"_ _3\"></span>y pu<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ng o<span class=\"_ _3\"></span>r a<span class=\"_ _3\"></span>cce<span class=\"_ _3\"></span>pt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t ri<span class=\"_ _3\"></span>sk ex<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>pt wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5cd\">ne<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y to s<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r ob<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ves<span class=\"_ _3\"></span>. </div><div class=\"gs5cf\"><table class=\"s w67a h178\" id=\"_2350571c-df34-4340-b7a1-85f15c153765\"><tr><td class=\"c n x265 y3a28 w67b h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">Risk<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa73 y3a28 w67c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsc wsb\">D<span class=\"_ _3\"></span>escription<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa74 y3a28 w67d h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1b ws1a\">Management<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3a29 ff5 fs4 fc1 sc0 ls46 ws46\">Shareholders\u2019<span class=\"_ _5\"></span> </td><td class=\"t m0 xa75 h8 y3a2a ff3 fs4 fc2 sc0 ls3 ws2\">Los<span class=\"_ _3\"></span>s of as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts </td><td class=\"t m0 xa76 h8 y3a2b ff3 fs4 fc2 sc0 ls3 ws2\">Sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s are p<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>y inve<span class=\"_ _3\"></span>sted i<span class=\"_ _3\"></span>n A<span class=\"_ _3\"></span>A<span class=\"_ _3\"></span>A-<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1e y3a2c ff5 fs4 fc1 sc0 ls3e ws3e\">assets<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa75 h8 y3a2d ff3 fs4 fc2 sc0 ls3 ws2\">or re<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on </td><td class=\"t m0 xa76 h8 y3a2e ff3 fs4 fc2 sc0 ls3 ws2\">rate<span class=\"_ _3\"></span>d un<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ey ma<span class=\"_ _3\"></span>rket f<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ds<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed </td></tr><tr><td></td><td class=\"t m0 xa75 h8 y3a2f ff3 fs4 fc2 sc0 ls4b ws49\">in v<span class=\"_ _5\"></span>alue.<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa76 h8 y3a30 ff3 fs4 fc2 sc0 ls3 ws2\">as i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s in Co<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve Inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt S<span class=\"_ _3\"></span>che<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>es (<span class=\"_ _5\"></span>C<span class=\"_ _3\"></span>IS), </td></tr><tr><td></td><td></td><td class=\"t m0 xa76 h8 y3a31 ff3 fs4 fc2 sc0 ls3 ws2\">an<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ts w<span class=\"_ _3\"></span>ith a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>rove<span class=\"_ _3\"></span>d ba<span class=\"_ _3\"></span>nks<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>ut m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e inve<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>d </td></tr><tr><td></td><td></td><td class=\"t m0 xa76 h8 y3a32 ff3 fs4 fc2 sc0 ls3 ws2\">in s<span class=\"_ _3\"></span>overe<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>n fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h as U<span class=\"_ _3\"></span>K gi<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ere </td></tr><tr><td></td><td></td><td class=\"t m0 xa76 h8 y3a33 ff3 fs4 fc2 sc0 ls6 ws4\">regulat<span class=\"_ _5\"></span>or<span class=\"_ _3\"></span>y const<span class=\"_ _5\"></span>raints<span class=\"_ _5\"></span> on other<span class=\"_ _5\"></span> assets apply<span class=\"_ _6\"></span>. Maximum </td></tr><tr><td></td><td></td><td class=\"t m0 xa76 h8 y3a34 ff3 fs4 fc2 sc0 ls3 ws2\">co<span class=\"_ _3\"></span>unte<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y l<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>mit<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>et fo<span class=\"_ _3\"></span>r ea<span class=\"_ _3\"></span>ch c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e </td></tr><tr><td></td><td></td><td class=\"t m0 xa76 h8 y3a35 ff3 fs4 fc2 sc0 ls3 ws2\">Gro<span class=\"_ _3\"></span>up a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>gg<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>te li<span class=\"_ _3\"></span>mit<span class=\"_ _3\"></span>s are a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o se<span class=\"_ _3\"></span>t at a G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p leve<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>. </td></tr><tr><td class=\"t m0 x33d h1e y3a36 ff5 fs4 fc1 sc0 ls3e ws3e\">Reinsurance </td><td class=\"t m0 xa75 h8 y3a37 ff3 fs4 fc2 sc0 ls3 ws2\">Fai<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>re of </td><td class=\"t m0 xa76 h8 y3a38 ff3 fs4 fc2 sc0 ls3 ws2\">Cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t rati<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s of p<span class=\"_ _3\"></span>ote<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rer<span class=\"_ _3\"></span>s mu<span class=\"_ _3\"></span>st m<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>t or ex<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ed </td></tr><tr><td></td><td class=\"t m0 xa75 h8 y3a39 ff3 fs4 fc2 sc0 ls9 ws7\">counterpart<span class=\"_ _3\"></span>y,<span class=\"_ _5\"></span> </td><td class=\"t m0 xa76 h8 y3a3a ff3 fs4 fc2 sc0 ls6 ws4\">AA-<span class=\"_ _6\"></span>. Considerat<span class=\"_ _5\"></span>ion is also<span class=\"_ _5\"></span> given t<span class=\"_ _5\"></span>o siz<span class=\"_ _5\"></span>e, risk<span class=\"_ _5\"></span> concentrat<span class=\"_ _5\"></span>ions/<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 xa75 h8 y3a3b ff3 fs4 fc2 sc0 ls3 ws2\">or c<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nter<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y </td><td class=\"t m0 xa76 h8 y3a3c ff3 fs4 fc2 sc0 ls3 ws2\">exp<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d ow<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>p in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on of re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. </td></tr><tr><td></td><td class=\"t m0 xa75 h8 y3a3d ff3 fs4 fc2 sc0 ls3 ws2\">un<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le to m<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>t </td><td class=\"t m0 xa76 h8 y3a3e ff3 fs4 fc2 sc0 ls3 ws2\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o se<span class=\"_ _3\"></span>eks to d<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>ts re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it </td></tr><tr><td></td><td class=\"t m0 xa75 h8 y3a3f ff3 fs4 fc2 sc0 ls6 ws4\">liabilities.<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa76 h8 y3a40 ff3 fs4 fc2 sc0 ls3 ws2\">ri<span class=\"_ _3\"></span>sk th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh t<span class=\"_ _3\"></span>he u<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>f a sp<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>d of re<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rer<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1e y3a41 ff5 fs4 fc1 sc0 ls3e ws3e\">Business loans </td><td class=\"t m0 xa75 h8 y3a42 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>rs </td><td class=\"t m0 xa76 h8 y3a43 ff3 fs4 fc2 sc0 ls3 ws2\">Loa<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>dva<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n li<span class=\"_ _3\"></span>ne w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s </td></tr><tr><td class=\"t m0 x33d h1e y3a44 ff5 fs4 fc1 sc0 ls3 ws2\">to Pa<span class=\"_ _3\"></span>rt<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa75 h8 y3a45 ff3 fs4 fc2 sc0 ls3 ws2\">to rep<span class=\"_ _3\"></span>ay l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns o<span class=\"_ _3\"></span>r </td><td class=\"t m0 xa76 h8 y3a46 ff3 fs4 fc2 sc0 ls3 ws2\">se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>red l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cy. Loan<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cure<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n the f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure </td></tr><tr><td></td><td class=\"t m0 xa75 h8 y3a47 ff3 fs4 fc2 sc0 ls3 ws2\">ad<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s from t<span class=\"_ _3\"></span>he </td><td class=\"t m0 xa76 h8 y3a48 ff3 fs4 fc2 sc0 ls49 ws2\">ren<span class=\"_ _3\"></span>ewa<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me s<span class=\"_ _3\"></span>tre<span class=\"_ _3\"></span>am ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m a Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tne<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>\u2019s p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>o, </td></tr><tr><td></td><td class=\"t m0 xa75 h8 y3a49 ff3 fs4 fc2 sc0 ls78 ws79\">Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa76 h8 y3a4a ff3 fs4 fc2 sc0 ls3 ws2\">an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>an a<span class=\"_ _3\"></span>dva<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es va<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>n rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to the p<span class=\"_ _3\"></span>roj<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re </td></tr><tr><td></td><td></td><td class=\"t m0 xa76 h8 y3a4b ff3 fs4 fc2 sc0 ls3 ws2\">in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me of t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>vant P<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r. Outs<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s are </td></tr><tr><td></td><td></td><td class=\"t m0 xa76 h8 y3a4c ff3 fs4 fc2 sc0 ls3 ws2\">reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ly rev<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ewe<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n a co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vati<span class=\"_ _3\"></span>ve ba<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. </td></tr><tr><td></td><td></td><td class=\"t m0 xa76 h8 y3a4d ff3 fs4 fc2 sc0 ls6 ws4\">Support is pr<span class=\"_ _5\"></span>ovided t<span class=\"_ _5\"></span>o help P<span class=\"_ _5\"></span>ar<span class=\"_ _3\"></span>tners manage<span class=\"_ _5\"></span> their </td></tr><tr><td></td><td></td><td class=\"t m0 xa76 h8 y3a4e ff3 fs4 fc2 sc0 ls3 ws2\">bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ly. Ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s are </td></tr><tr><td></td><td></td><td class=\"t m0 xa76 h8 y3a4f ff3 fs4 fc2 sc0 ls6 ws4\">recognised<span class=\"_ _5\"></span> as pro<span class=\"_ _5\"></span>visions against t<span class=\"_ _5\"></span>he loans.<span class=\"_ _2d1\"> </span></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5d0\">Liquidity risk is<span class=\"_ _5\"></span> the risk<span class=\"_ _5\"></span> that the<span class=\"_ _5\"></span> Group,<span class=\"_ _5\"></span> although solv<span class=\"_ _5\"></span>ent, either does<span class=\"_ _5\"></span> not hav<span class=\"_ _5\"></span>e available s<span class=\"_ _5\"></span>uf<span class=\"_ _3\"></span>ficient </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5d1\">fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l res<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rces to e<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>t to me<span class=\"_ _3\"></span>et it<span class=\"_ _3\"></span>s ob<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s as th<span class=\"_ _3\"></span>ey fal<span class=\"_ _3\"></span>l du<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>, or c<span class=\"_ _3\"></span>an s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ure s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5d2\">res<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rces o<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>t exce<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve cos<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. The G<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>up i<span class=\"_ _3\"></span>s ave<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>e to li<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k an<span class=\"_ _3\"></span>d se<span class=\"_ _3\"></span>eks to m<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5d3\">thi<span class=\"_ _3\"></span>s ri<span class=\"_ _3\"></span>sk by n<span class=\"_ _3\"></span>ot a<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g it ex<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>pt wh<span class=\"_ _3\"></span>ere n<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y to s<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t oth<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r obj<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ves<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"gs5d4\"><table class=\"s w682 h17b\" id=\"_c9c0d022-0a76-4765-8f8e-ddb14d190b02\"><tr><td class=\"c n x265 y3a7f w67b h17c\"><div class=\"t m0 x262 h7e y372e ffe fsa fc1 sc0 lsd wsc\">Risk<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa73 y3a7f w67c h17c\"><div class=\"t m0 x262 h7e y372e ffe fsa fc1 sc0 lsc wsb\">D<span class=\"_ _3\"></span>escription<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa74 y3a7f w67d h17c\"><div class=\"t m0 x262 h7e y372e ffe fsa fc1 sc0 ls1b ws1a\">Management<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3a80 ff5 fs4 fc1 sc0 ls3 ws2\">Cas<span class=\"_ _3\"></span>h or  </td><td class=\"t m0 xa75 h8 y3a81 ff3 fs4 fc2 sc0 ls8 ws6\">A significant<span class=\"_ _5\"></span> cash </td><td class=\"t m0 xa76 h8 y3a82 ff3 fs4 fc2 sc0 ls3 ws2\">Th<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>jo<span class=\"_ _3\"></span>rit<span class=\"_ _2\"></span>y of fre<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s are i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>n ca<span class=\"_ _3\"></span>sh o<span class=\"_ _3\"></span>r ca<span class=\"_ _3\"></span>sh </td></tr><tr><td class=\"t m0 x33d h1e y3a83 ff5 fs4 fc1 sc0 ls3 ws2\">exp<span class=\"_ _3\"></span>ens<span class=\"_ _3\"></span>e </td><td class=\"t m0 xa75 h8 y3a84 ff3 fs4 fc2 sc0 ls3 ws2\">or ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se </td><td class=\"t m0 xa76 h8 y3a85 ff3 fs4 fc2 sc0 ls3 ws2\">eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>he ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h po<span class=\"_ _3\"></span>sit<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n an<span class=\"_ _3\"></span>d fore<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>st a<span class=\"_ _3\"></span>re </td></tr><tr><td class=\"t m0 x33d h1e y3a86 ff5 fs4 fc1 sc0 ls35 ws35\">requirement<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa75 h8 y3a87 ff3 fs4 fc2 sc0 ls3 ws2\">req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt ne<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ds </td><td class=\"t m0 xa76 h8 y3a88 ff3 fs4 fc2 sc0 ls6 ws4\">monitor<span class=\"_ _5\"></span>ed on a<span class=\"_ _5\"></span> monthly<span class=\"_ _5\"></span> basis<span class=\"_ _3\"></span>. The<span class=\"_ _5\"></span> Group<span class=\"_ _5\"></span> also maint<span class=\"_ _5\"></span>ains </td></tr><tr><td></td><td class=\"t m0 xa75 h8 y3a89 ff3 fs4 fc2 sc0 ls3 ws2\">to be m<span class=\"_ _3\"></span>et at s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t </td><td class=\"t m0 xa76 h8 y3a8a ff3 fs4 fc2 sc0 ls3 ws2\">a ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n of fre<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets i<span class=\"_ _3\"></span>n exc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>m re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d </td></tr><tr><td></td><td class=\"t m0 xa75 h8 y3a8b ff3 fs4 fc2 sc0 ls6 ws4\">notice.<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa76 h8 y3a8c ff3 fs4 fc2 sc0 ls3 ws2\">so<span class=\"_ _3\"></span>lve<span class=\"_ _3\"></span>ncy c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>in it<span class=\"_ _3\"></span>s reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. Fur<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r, the </td></tr><tr><td></td><td></td><td class=\"t m0 xa76 h8 y3a8d ff3 fs4 fc2 sc0 ls6 ws4\">Group<span class=\"_ _5\"></span> has est<span class=\"_ _5\"></span>ablished committed borr<span class=\"_ _5\"></span>owing f<span class=\"_ _5\"></span>acilities </td></tr><tr><td></td><td></td><td class=\"t m0 xa76 h8 y3a8e ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>see Note<span class=\"_ _5\"></span> 19<span class=\"_ _6\"></span>) intended<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> fur<span class=\"_ _3\"></span>ther mit<span class=\"_ _5\"></span>igate liquidity r<span class=\"_ _5\"></span>isk<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5d5\">Ma<span class=\"_ _3\"></span>rket r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k is t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>t a fal<span class=\"_ _3\"></span>l in th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e of e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>r oth<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>kets m<span class=\"_ _3\"></span>ay h<span class=\"_ _3\"></span>ave o<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5d6\">the b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>nes<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up a<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>pt<span class=\"_ _3\"></span>s a ris<span class=\"_ _3\"></span>k-ave<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>e ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h to ma<span class=\"_ _3\"></span>rket r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>ith a s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>d so<span class=\"_ _3\"></span>lve<span class=\"_ _3\"></span>ncy </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5d7\">po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cy of n<span class=\"_ _3\"></span>ot a<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>vel<span class=\"_ _3\"></span>y p<span class=\"_ _3\"></span>urs<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g or a<span class=\"_ _3\"></span>cce<span class=\"_ _3\"></span>pt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ma<span class=\"_ _3\"></span>rket r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k exc<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>t wh<span class=\"_ _3\"></span>ere n<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y to su<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5d8\">oth<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tiv<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. H<span class=\"_ _3\"></span>oweve<span class=\"_ _3\"></span>r, the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ac<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>pts th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>sk t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t a fal<span class=\"_ _3\"></span>l in e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>r ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>rkets </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5d9\">wi<span class=\"_ _3\"></span>ll re<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ce t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>l of an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e de<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d from p<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cyh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5da\">an<span class=\"_ _3\"></span>d the c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>nt ri<span class=\"_ _3\"></span>sk o<span class=\"_ _3\"></span>f lo<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>r fut<span class=\"_ _3\"></span>ure p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>its<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5db\">Th<span class=\"_ _3\"></span>e tabl<span class=\"_ _3\"></span>e b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow s<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s the m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>in m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket ri<span class=\"_ _3\"></span>sks t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t the b<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s i<span class=\"_ _3\"></span>s exp<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ed to a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5dc\">met<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ds by w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p se<span class=\"_ _3\"></span>ek<span class=\"_ _3\"></span>s to mit<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ate th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>m.<span class=\"_ _2d1\"> </span></div><div class=\"gs5dd\"><table class=\"s w67e h179\" id=\"_54c3eb16-2270-4f25-9dae-ac5f500d265a\"><tr><td class=\"c n x265 y3a50 w510 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">Risk<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa77 y3a50 w67f h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsc wsb\">D<span class=\"_ _3\"></span>escription<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa78 y3a50 w680 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1b ws1a\">Management<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3a52 w681 h17a\" colspan=\"2\"><div class=\"t m0 x262 h1e y3a51 ff5 fs4 fc1 sc0 ls3e ws3e\">Client liabilities<span class=\"_ _2d1\"> </span></div><div class=\"t m0 xa79 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">As a res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t of a re<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on<span class=\"_ _2d1\"> </span></div></td><td class=\"t m0 xa7a h8 y3a53 ff3 fs4 fc2 sc0 ls6 ws4\">This risk<span class=\"_ _5\"></span> is subst<span class=\"_ _5\"></span>antially<span class=\"_ _5\"></span> mitigated b<span class=\"_ _5\"></span>y the<span class=\"_ _5\"></span> Group\u2019<span class=\"_ _5\"></span>s </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a54 ff3 fs4 fc2 sc0 ls3 ws2\">in e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, t<span class=\"_ _3\"></span>he </td><td class=\"t m0 xa7a h8 y3a55 ff3 fs4 fc2 sc0 ls6 ws4\">stra<span class=\"_ _5\"></span>tegic f<span class=\"_ _5\"></span>ocus on uni<span class=\"_ _5\"></span>tised business, by<span class=\"_ _5\"></span> not </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a56 ff3 fs4 fc2 sc0 ls7 ws5\">Group<span class=\"_ _5\"></span> may be<span class=\"_ _5\"></span> unable </td><td class=\"t m0 xa7a h8 y3a57 ff3 fs4 fc2 sc0 ls6 ws4\">pro<span class=\"_ _5\"></span>viding guarant<span class=\"_ _5\"></span>ees t<span class=\"_ _5\"></span>o clients<span class=\"_ _5\"></span> on policy<span class=\"_ _5\"></span> values </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a58 ff3 fs4 fc2 sc0 ls6 ws4\">to<span class=\"_ _5\"></span> meet client<span class=\"_ _5\"></span> liabilities.<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa7a h8 y3a59 ff3 fs4 fc2 sc0 ls8 ws6\">and b<span class=\"_ _5\"></span>y the mat<span class=\"_ _5\"></span>ching of<span class=\"_ _5\"></span> assets and liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h1e y3a5a ff5 fs4 fc1 sc0 ls46 ws46\">Reten<span class=\"_ _5\"></span>tion<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa7b h8 y3a5b ff3 fs4 fc2 sc0 ls3 ws2\">Los<span class=\"_ _3\"></span>s of fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t on </td><td class=\"t m0 xa7a h8 y3a5c ff3 fs4 fc2 sc0 ls3 ws2\">Rete<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts i<span class=\"_ _3\"></span>s cl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>y </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a5d ff3 fs4 fc2 sc0 ls57 ws55\">investment contracts </td><td class=\"t m0 xa7a h8 y3a5e ff3 fs4 fc2 sc0 ls6 ws4\">monitor<span class=\"_ _5\"></span>ed and une<span class=\"_ _5\"></span>xpected e<span class=\"_ _5\"></span>xperience </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a5f ff3 fs4 fc2 sc0 ls3 ws2\">du<span class=\"_ _3\"></span>e to mo<span class=\"_ _3\"></span>re cl<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>n </td><td class=\"t m0 xa7a h8 y3a60 ff3 fs4 fc2 sc0 ls3 ws2\">var<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re inve<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ted<span class=\"_ _3\"></span>. Re<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n ha<span class=\"_ _3\"></span>s </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a61 ff3 fs4 fc2 sc0 ls6 ws4\">anticipat<span class=\"_ _5\"></span>ed withdr<span class=\"_ _5\"></span>awing </td><td class=\"t m0 xa7a h8 y3a62 ff3 fs4 fc2 sc0 ls6 ws4\">remained c<span class=\"_ _5\"></span>onsistently<span class=\"_ _5\"></span> strong<span class=\"_ _5\"></span> throughout<span class=\"_ _5\"></span> 202<span class=\"_ _5\"></span>4 </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a63 ff3 fs4 fc2 sc0 ls6 ws4\">their fund<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>, particularly<span class=\"_ _5\"></span> </td><td class=\"t m0 xa7a h8 y3a64 ff3 fs4 fc2 sc0 ls3 ws2\">de<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ite th<span class=\"_ _3\"></span>e vol<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>rke<span class=\"_ _3\"></span>t con<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a65 ff3 fs4 fc2 sc0 ls3 ws2\">as a re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt of p<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>or </td><td class=\"t m0 xa7a h8 y3a66 ff3 fs4 fc2 sc0 ls7 ws5\">experienced.<span class=\"_ _5\"></span> </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a67 ff3 fs4 fc2 sc0 ls6 ws4\">inv<span class=\"_ _5\"></span>estment performance.<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"t m0 x38d h1e y3a68 ff5 fs4 fc1 sc0 ls3e ws3e\">New business<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa7b h8 y3a69 ff3 fs4 fc2 sc0 ls6 ws4\">Poor performanc<span class=\"_ _5\"></span>e in </td><td class=\"t m0 xa7a h8 y3a6a ff3 fs4 fc2 sc0 ls3 ws2\">Th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>fit to c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts of l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>er-<span class=\"_ _5\"></span>te<span class=\"_ _3\"></span>rm e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a6b ff3 fs4 fc2 sc0 ls8 ws6\">the financial<span class=\"_ _5\"></span> markets<span class=\"_ _5\"></span> </td><td class=\"t m0 xa7a h8 y3a6c ff3 fs4 fc2 sc0 ls3 ws2\">inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t as p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t o<span class=\"_ _3\"></span>f a di<span class=\"_ _3\"></span>ver<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a6d ff3 fs4 fc2 sc0 ls3 ws2\">in a<span class=\"_ _3\"></span>bso<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ute ter<span class=\"_ _3\"></span>ms<span class=\"_ _3\"></span>, </td><td class=\"t m0 xa7a h8 y3a6e ff3 fs4 fc2 sc0 ls3 ws2\">of as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets i<span class=\"_ _3\"></span>s fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tal to ou<span class=\"_ _3\"></span>r ph<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>op<span class=\"_ _3\"></span>hy. </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a6f ff3 fs4 fc2 sc0 ls3 ws2\">an<span class=\"_ _3\"></span>d rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ive to i<span class=\"_ _3\"></span>nfl<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, </td><td class=\"t m0 xa7a h8 y3a70 ff3 fs4 fc2 sc0 ls3 ws2\">Adv<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s eve<span class=\"_ _3\"></span>n mo<span class=\"_ _3\"></span>re im<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tant w<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>en </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a71 ff3 fs4 fc2 sc0 ls3 ws2\">le<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>s to ex<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g an<span class=\"_ _3\"></span>d </td><td class=\"t m0 xa7a h8 y3a72 ff3 fs4 fc2 sc0 ls3 ws2\">ma<span class=\"_ _3\"></span>rket va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es fa<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd g<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>ter a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ten<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n is </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a73 ff3 fs4 fc2 sc0 ls3 ws2\">fu<span class=\"_ _3\"></span>ture c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts re<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ng </td><td class=\"t m0 xa7a h8 y3a74 ff3 fs4 fc2 sc0 ls3 ws2\">req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red to s<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t a<span class=\"_ _3\"></span>nd g<span class=\"_ _3\"></span>ive c<span class=\"_ _3\"></span>onf<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e to </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a75 ff3 fs4 fc2 sc0 ls6 ws4\">inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> longer<span class=\"_ _5\"></span>-<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa7a h8 y3a76 ff3 fs4 fc2 sc0 ls6 ws4\">existing<span class=\"_ _5\"></span> and futur<span class=\"_ _5\"></span>e clients<span class=\"_ _5\"></span> in such cir<span class=\"_ _5\"></span>cumstanc<span class=\"_ _5\"></span>es. </td></tr><tr><td></td><td class=\"t m0 xa7b h8 y3a77 ff3 fs4 fc2 sc0 ls8 ws6\">term<span class=\"_ _5\"></span> assets.<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa7a h8 y3a78 ff3 fs4 fc2 sc0 ls3 ws2\">In a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, as co<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>rol<span class=\"_ _3\"></span>s ag<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>t po<span class=\"_ _3\"></span>or </td></tr><tr><td></td><td></td><td class=\"t m0 xa7a h8 y3a79 ff3 fs4 fc2 sc0 ls6 ws4\">performance the<span class=\"_ _5\"></span> Group<span class=\"_ _5\"></span> monitors<span class=\"_ _5\"></span> asset </td></tr><tr><td></td><td></td><td class=\"t m0 xa7a h8 y3a7a ff3 fs4 fc2 sc0 ls3 ws2\">al<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ons a<span class=\"_ _3\"></span>cro<span class=\"_ _3\"></span>ss p<span class=\"_ _3\"></span>or<span class=\"_ _2\"></span>tfo<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>os to e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ure th<span class=\"_ _3\"></span>ey are </td></tr><tr><td></td><td></td><td class=\"t m0 xa7a h8 y3a7b ff3 fs4 fc2 sc0 ls3 ws2\">wor<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g as ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d to me<span class=\"_ _3\"></span>et l<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g-ter<span class=\"_ _3\"></span>m go<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, </td></tr><tr><td></td><td></td><td class=\"t m0 xa7a h8 y3a7c ff3 fs4 fc2 sc0 ls6 ws4\">and monit<span class=\"_ _5\"></span>ors funds<span class=\"_ _5\"></span> against their<span class=\"_ _5\"></span> objectives<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td class=\"t m0 xa7a h8 y3a7d ff3 fs4 fc2 sc0 ls3 ws2\">en<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re an a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ate l<span class=\"_ _3\"></span>evel o<span class=\"_ _3\"></span>f inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt ri<span class=\"_ _3\"></span>sk<span class=\"_ _3\"></span>. </td></tr><tr><td></td><td></td><td class=\"t m0 xa7a h8 y3a7e ff3 fs4 fc2 sc0 ls3 ws2\">Wh<span class=\"_ _3\"></span>ere n<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y, fun<span class=\"_ _3\"></span>d ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s are ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5de\">The Gr<span class=\"_ _5\"></span>oup is no<span class=\"_ _5\"></span>t subject<span class=\"_ _5\"></span> to a<span class=\"_ _5\"></span>ny significan<span class=\"_ _5\"></span>t direct<span class=\"_ _5\"></span> currenc<span class=\"_ _5\"></span>y risk, since all<span class=\"_ _5\"></span> material shar<span class=\"_ _5\"></span>eholder </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5df\">financial asset<span class=\"_ _5\"></span>s and financial<span class=\"_ _5\"></span> liabilities ar<span class=\"_ _5\"></span>e denominat<span class=\"_ _5\"></span>ed in pounds<span class=\"_ _5\"></span> Sterling. Howe<span class=\"_ _5\"></span>ver<span class=\"_ _5\"></span>, since<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5e0\">fu<span class=\"_ _3\"></span>ture p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s are d<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>n ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d on fu<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ds u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt (FUM), cha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5e1\">in F<span class=\"_ _3\"></span>UM a<span class=\"_ _3\"></span>s a res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t of cu<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>cy move<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s wi<span class=\"_ _3\"></span>ll i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>t fu<span class=\"_ _3\"></span>ture p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>s.<span class=\"_ _2d1\"> </span></div>Shareholder assets<span class=\"_ _2d1\"> </span>Categories o<span class=\"_ _5\"></span>f financial assets<span class=\"_ _5\"></span> and financial liabilities<span class=\"_ _2d1\"> </span>The cat<span class=\"_ _5\"></span>egories and<span class=\"_ _5\"></span> carrying values o<span class=\"_ _5\"></span>f the shar<span class=\"_ _5\"></span>eholder financial asse<span class=\"_ _5\"></span>ts and financ<span class=\"_ _5\"></span>ial liabilities<span class=\"_ _5\"></span> held in the<span class=\"_ _5\"></span> Group\u2019<span class=\"_ _5\"></span>s stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> financial posit<span class=\"_ _5\"></span>ion are<span class=\"_ _5\"></span> summarised in t<span class=\"_ _5\"></span>he table<span class=\"_ _5\"></span> below.<span class=\"_ _5\"></span> Th<span class=\"_ _3\"></span>e im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ct of c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>te ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge d<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>es n<span class=\"_ _3\"></span>ot ha<span class=\"_ _3\"></span>ve a ma<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l im<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>act o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts s<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow.<span class=\"_ _2d1\"> </span><div class=\"gs390\"><table class=\"s w683 h17d\" id=\"_23073615-68dc-42f3-a5f5-f9e39b3911eb\"><tr><td></td><td class=\"t m0 xa7c h7e y3a8f ffe fsa fc1 sc0 ls1c ws1b\">Financial </td><td class=\"t m0 x868 h7e y3a8f ffe fsa fc1 sc0 ls1c ws1b\">Financial </td><td class=\"t m0 x33e h7e y3a8f ffe fsa fc1 sc0 ls1c ws1b\">Financial </td><td class=\"t m0 x338 h7e y3a8f ffe fsa fc1 sc0 ls1c ws1b\">Financial </td><td></td></tr><tr><td></td><td class=\"t m0 xa7d h7e y3a90 ffe fsa fc1 sc0 ls1c wsa5\">assets at f<span class=\"_ _5\"></span>air </td><td class=\"t m0 xa7e h7e y3a90 ffe fsa fc1 sc0 ls1c wsa5\">liabilities at f<span class=\"_ _5\"></span>air </td><td class=\"t m0 x8cb h7e y3a90 ffe fsa fc1 sc0 ls1c ws1b\">assets </td><td class=\"t m0 x338 h7e y3a90 ffe fsa fc1 sc0 ls1c ws1b\">liabilities </td><td></td></tr><tr><td></td><td class=\"t m0 xa7f h7e y3a91 ffe fsa fc1 sc0 ls1c wsa5\">value through </td><td class=\"t m0 xa80 h7e y3a91 ffe fsa fc1 sc0 ls1c wsa5\">value through </td><td class=\"t m0 x7ab h7e y3a91 ffe fsa fc1 sc0 ls23 ws3d\">measur<span class=\"_ _5\"></span>ed at </td><td class=\"t m0 x4d7 h7e y3a91 ffe fsa fc1 sc0 ls23 ws3d\">measur<span class=\"_ _5\"></span>ed at </td><td></td></tr><tr><td></td><td class=\"t m0 xa81 h7e y3a92 ffe fsa fc1 sc0 lsa2 ws2\">pro<span class=\"_ _3\"></span>fit a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa82 h7e y3a92 ffe fsa fc1 sc0 lsa2 ws2\">pro<span class=\"_ _3\"></span>fit a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ea h7e y3a92 ffe fsa fc1 sc0 ls2b ws1e\">amortised cost<span class=\"_ _2d1\"> </span></td><td class=\"c n xa83 y3a93 w684 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls2b ws1e\">amortised cost</div></td><td class=\"c n xa84 y3a93 w685 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h7e y3a94 ffe fsa fc1 sc0 ls3 ws2\">31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></td><td class=\"c n xa85 y3a95 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa86 y3a95 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa87 y3a95 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa88 y3a95 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n xa89 y3a95 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3a96 ff5 fs4 fc1 sc0 ls3e ws3e\">Financial assets </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a97 w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa8a y3a97 w686 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa8b y3a97 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa8c y3a97 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa8d y3a97 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa8e y3a97 w686 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3a98 ff3 fs4 fc2 sc0 ls3 ws2\">Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt in C<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3a99 w687 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment Schemes</div><div class=\"t m0 xa8f h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa90 y3a9a w688 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,19<span class=\"_ _5\"></span>4.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa91 y3a9a w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa92 y3a9a w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa93 y3a9a w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xa94 y3a9a w689 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,1<span class=\"_ _5\"></span>94.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3a9b w68a h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s</div><div class=\"t m0 xa95 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">2<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3a9c w68b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa96 y3a9c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa97 y3a9c w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa98 y3a9c w68c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">5<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa99 y3a9c w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xa9a y3a9c w68c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">5<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3a9d w68d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Rene<span class=\"_ _5\"></span>wal income<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa9b y3a9d w68e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">121.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa9c y3a9d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa9d y3a9d w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa9e y3a9d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xa9f y3a9d w68f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">121.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3a9e w690 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaa0 y3a9e w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaa1 y3a9e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaa2 y3a9e w691 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">760.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaa3 y3a9e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xaa4 y3a9e w692 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">760.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aa0 w693 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls7 ws5\">T<span class=\"_ _6\"></span>otal<span class=\"_ _5\"></span> other r<span class=\"_ _5\"></span>eceiv<span class=\"_ _5\"></span>ables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaa5 y3aa0 w694 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls32 ws31\">121<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa9c y3aa0 w54 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaa6 y3aa0 w695 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls157 ws181\">1,<span class=\"_ _3\"></span>3<span class=\"_ _5\"></span>18.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaa7 y3aa0 w76 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xaa8 y3aa0 w696 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3e ws3e\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>439.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aa1 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaa9 y3aa1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaaa y3aa1 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x37e y3aa1 w697 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">352<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaab y3aa1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xaac y3aa1 w466 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">3<span class=\"_ _3\"></span>52<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aa2 w698 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaad y3aa2 w699 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">2,<span class=\"_ _3\"></span>323.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaae y3aa2 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaaf y3aa2 w69a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsb9 wsbb\">1,670<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xab0 y3aa2 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xab1 y3aa2 w69b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">3,9<span class=\"_ _3\"></span>94.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3aa3 ff5 fs4 fc1 sc0 ls3e ws3e\">Financial liabilities<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3761 we5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xab2 y3761 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xab3 y3761 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa49 y3761 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xab4 y3761 we7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">51<span class=\"_ _3\"></span>6.<span class=\"_ _3\"></span>8</div></td><td class=\"c n xab5 y3761 w69c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">51<span class=\"_ _3\"></span>6.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3aa4 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3763 w69d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 L<span class=\"_ _5\"></span>ease liabilities<span class=\"_ _5\"></span> <span class=\"_ _42\"></span>: properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xab6 y3763 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaae y3763 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xab7 y3763 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xab8 y3763 w69e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>0<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>2</div></td><td class=\"c n xab9 y3763 w7f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3764 w69f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Con<span class=\"_ _5\"></span>tingent consider<span class=\"_ _5\"></span>ation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaba y3764 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xabb y3764 w3f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xabc y3764 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xabd y3764 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xabe y3764 w1e6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aa5 w690 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xabf y3aa5 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xac0 y3aa5 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xac1 y3aa5 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xac2 y3aa5 w6a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">1,<span class=\"_ _3\"></span>339.1</div></td><td class=\"c n xac3 y3aa5 w6a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">1<span class=\"_ _3\"></span>,339.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w6a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff1f fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l oth<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xac4 y379f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xac5 y379f w2f1 h12a\"><div class=\"t m0 x262 h8 y3715 ff1f fs4 fc2 sc0 ls156 ws144\">5.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xac6 y379f w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xac7 y379f w6a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff1f fs4 fc2 sc0 ls46 ws46\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>446.<span class=\"_ _3\"></span>3</div></td><td class=\"c n xac8 y379f w6a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff1f fs4 fc2 sc0 ls32 ws31\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>51<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6a4 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xac9 y3731 w54 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaca y3731 w6a5 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">5.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4e y3731 w76 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xacb y3731 w6a6 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">1,9<span class=\"_ _3\"></span>63.1</div></td><td class=\"c n xacc y3731 w6a7 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">1,<span class=\"_ _5\"></span>968.4<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs390\"><table class=\"s w6a8 h17e\" id=\"_6f5db526-e9c4-4c49-99b1-c83c419cdf61\"><tr><td></td><td class=\"t m0 xacd h1c y3aa6 ff3 fsa fc1 sc0 lsc wsb\">Financial </td><td class=\"t m0 xace h1c y3aa6 ff3 fsa fc1 sc0 lsc wsb\">Financial </td><td class=\"t m0 xacf h1c y3aa6 ff3 fsa fc1 sc0 lsc wsb\">Financial </td><td class=\"t m0 x38c h1c y3aa6 ff3 fsa fc1 sc0 lsc wsb\">Financial </td><td></td></tr><tr><td></td><td class=\"t m0 xad0 h1c y3aa7 ff3 fsa fc1 sc0 ls84 ws2\">as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r </td><td class=\"t m0 xad1 h1c y3aa7 ff3 fsa fc1 sc0 ls23 wsa4\">liabilities<span class=\"_ _5\"></span> at fair<span class=\"_ _5\"></span> </td><td class=\"t m0 xad2 h1c y3aa7 ff3 fsa fc1 sc0 ls1c ws1b\">assets </td><td class=\"t m0 x38c h1c y3aa7 ff3 fsa fc1 sc0 ls23 ws22\">liabilities </td><td></td></tr><tr><td></td><td class=\"t m0 xad3 h1c y3aa8 ff3 fsa fc1 sc0 lsc ws3d\">value t<span class=\"_ _5\"></span>hrough </td><td class=\"t m0 xad4 h1c y3aa8 ff3 fsa fc1 sc0 lsc ws3d\">value t<span class=\"_ _5\"></span>hrough </td><td class=\"t m0 xad5 h1c y3aa8 ff3 fsa fc1 sc0 lsc ws3d\">measured at<span class=\"_ _5\"></span> </td><td class=\"t m0 x82f h1c y3aa8 ff3 fsa fc1 sc0 lsc ws3d\">measured at<span class=\"_ _5\"></span> </td><td></td></tr><tr><td></td><td class=\"t m0 xad3 h1c y3aa9 ff3 fsa fc1 sc0 lsc ws3d\">profit<span class=\"_ _5\"></span> and loss<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xad4 h1c y3aa9 ff3 fsa fc1 sc0 lsc ws3d\">profit<span class=\"_ _5\"></span> and loss<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x65a h1c y3aa9 ff3 fsa fc1 sc0 lsc ws3d\">amortised cost<span class=\"_ _2d1\"> </span></td><td class=\"c n xad6 y3aaa w6a9 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">amortised cost</div></td><td class=\"c n xad7 y3aaa w6aa h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1c y3aab ff3 fsa fc1 sc0 lsb6 ws4b\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></td><td class=\"c n xad8 y3aac w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xad9 y3aac w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xada y3aac w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xadb y3aac w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million</div></td><td class=\"c n xadc y3aac w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3aad ff3 fs4 fc2 sc0 ls8 ws6\">Financial assets<span class=\"_ _5\"></span> </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3aae w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xadd y3aae w5c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xade y3aae w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xadf y3aae w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xae0 y3aae w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xae1 y3aae w6ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3aaf ff3 fs4 fc2 sc0 ls3 ws2\">Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt in C<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive </td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3ab0 w6ac h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment Schemes</div><div class=\"t m0 xae2 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xad8 y3ab1 w6ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,454.<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xae3 y3ab1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xae4 y3ab1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xae5 y3ab1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xae6 y3ab1 w6ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,454.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3ab2 w6af h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s</div><div class=\"t m0 xae7 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">2<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3ab3 w6b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xae8 y3ab3 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa97 y3ab3 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xae9 y3ab3 w479 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">408.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaea y3ab3 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xaeb y3ab3 w493 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">408<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab4 w68d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Rene<span class=\"_ _5\"></span>wal income<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaec y3ab4 w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaed y3ab4 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaee y3ab4 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaef y3ab4 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xaf0 y3ab4 w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab5 w690 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaf1 y3ab5 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaf2 y3ab5 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaf3 y3ab5 w1e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>155.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaf4 y3ab5 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xaf5 y3ab5 w4e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>,155<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab6 w693 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls7 ws5\">T<span class=\"_ _6\"></span>otal<span class=\"_ _5\"></span> other r<span class=\"_ _5\"></span>eceiv<span class=\"_ _5\"></span>ables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaf6 y3ab6 w6b1 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3e ws3e\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaf7 y3ab6 w54 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaf8 y3ab6 w6b2 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>563<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaf9 y3ab6 w77 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xafa y3ab6 w6b3 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 lsfe ws158\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>701<span class=\"_ _2\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab7 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xafb y3ab7 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xafc y3ab7 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xafd y3ab7 w6b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xafe y3ab7 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xaff y3ab7 w6b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">285<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab8 w6b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb00 y3ab8 w6b7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">1,600.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb01 y3ab8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb02 y3ab8 w6b8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">1,848.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb03 y3ab8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xb04 y3ab8 w6b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3,<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>49.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3ab9 ff3 fs4 fc2 sc0 ls6 ws4\">Financial liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3971 we5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xab2 y3971 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb05 y3971 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa49 y3971 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb06 y3971 w635 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">251.<span class=\"_ _3\"></span>4</div></td><td class=\"c n xb07 y3971 w6ba h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">251.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3aba ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y379c w69d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 L<span class=\"_ _5\"></span>ease liabilities<span class=\"_ _5\"></span> <span class=\"_ _42\"></span>: properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xab6 y379c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xaae y379c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xab7 y379c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb08 y379c w6bb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">120.5</div></td><td class=\"c n xb09 y379c w40f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">120.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w69f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Con<span class=\"_ _5\"></span>tingent consider<span class=\"_ _5\"></span>ation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb0a y384e w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb0b y384e w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb0c y384e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb0d y384e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb0e y384e w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3abb w690 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xabf y3abb w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xac0 y3abb w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xac1 y3abb w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb0f y3abb w6bc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,65<span class=\"_ _5\"></span>1.1</div></td><td class=\"c n xb10 y3abb wba h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,6<span class=\"_ _5\"></span>51.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3abc w6a1 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l oth<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xac4 y3abc w54 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb11 y3abc w6bd h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls158 ws182\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb12 y3abc w54 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb13 y3abc w6be h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls91 ws8f\">1,7<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>.6</div></td><td class=\"c n xb14 y3abc w6bf h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls6e ws6c\">1<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>74<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb15 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb16 y3731 w411 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb17 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb18 y3731 w6c1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">2<span class=\"_ _3\"></span>,023<span class=\"_ _3\"></span>.0</div></td><td class=\"c n xb19 y3731 w6c2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">2,02<span class=\"_ _5\"></span>6.2<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs5e4\">1 <span class=\"_ _3a\"> </span>All asset<span class=\"_ _5\"></span>s included as<span class=\"_ _5\"></span> shareholder in<span class=\"_ _5\"></span>vestment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Investmen<span class=\"_ _5\"></span>t Schemes ar<span class=\"_ _5\"></span>e holdings o<span class=\"_ _5\"></span>f high-quality<span class=\"_ _5\"></span>, </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs5e5\">highly liquid<span class=\"_ _5\"></span> money mark<span class=\"_ _5\"></span>et funds, c<span class=\"_ _5\"></span>ontaining asset<span class=\"_ _5\"></span>s which ar<span class=\"_ _5\"></span>e cash<span class=\"_ _5\"></span> and cash equiv<span class=\"_ _5\"></span>alents.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs5e6\">2 <span class=\"_ _2d\"> </span>Other r<span class=\"_ _5\"></span>eceivables ex<span class=\"_ _5\"></span>clude prepayments<span class=\"_ _5\"></span> and advanced<span class=\"_ _5\"></span> payments t<span class=\"_ _5\"></span>o Partners, which<span class=\"_ _5\"></span> are not<span class=\"_ _5\"></span> considered<span class=\"_ _5\"></span> </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls19 ws18 gs5e7\">financial assets.<span class=\"_ _5\"></span> </div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs5e9\">Income, e<span class=\"_ _5\"></span>xpense, gains<span class=\"_ _5\"></span> and losses<span class=\"_ _5\"></span> arising from<span class=\"_ _5\"></span> financial assets and<span class=\"_ _5\"></span> financial liabilities<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5ea\">The income,<span class=\"_ _5\"></span> expense, gains<span class=\"_ _5\"></span> and losses ar<span class=\"_ _5\"></span>ising from<span class=\"_ _5\"></span> shareholder financial<span class=\"_ _5\"></span> assets and<span class=\"_ _5\"></span> financial liabilit<span class=\"_ _5\"></span>ies are<span class=\"_ _5\"></span> summarised in t<span class=\"_ _5\"></span>he table<span class=\"_ _5\"></span> below: </div><div class=\"gs5eb\"><table class=\"s w6c3 h17f\" id=\"_25e49b29-ffb9-470a-977e-b6ba2f20e94e\"><tr><td></td><td class=\"t m0 x868 h7e y3abd ffe fsa fc1 sc0 ls1c ws1b\">Financial </td><td class=\"t m0 x33e h7e y3abd ffe fsa fc1 sc0 ls1c ws1b\">Financial </td><td class=\"t m0 x338 h7e y3abd ffe fsa fc1 sc0 ls1c ws1b\">Financial </td><td></td></tr><tr><td></td><td class=\"t m0 xb1a h7e y3abe ffe fsa fc1 sc0 ls1c wsa5\">assets at f<span class=\"_ _5\"></span>air </td><td class=\"t m0 x8cb h7e y3abe ffe fsa fc1 sc0 ls1c ws1b\">assets </td><td class=\"t m0 x338 h7e y3abe ffe fsa fc1 sc0 ls1c ws1b\">liabilities </td><td></td></tr><tr><td></td><td class=\"t m0 xa80 h7e y3abf ffe fsa fc1 sc0 ls1c wsa5\">value through </td><td class=\"t m0 x7ab h7e y3abf ffe fsa fc1 sc0 ls23 ws3d\">measur<span class=\"_ _5\"></span>ed at </td><td class=\"t m0 x4d7 h7e y3abf ffe fsa fc1 sc0 ls23 ws3d\">measur<span class=\"_ _5\"></span>ed at </td><td></td></tr><tr><td></td><td class=\"t m0 xa82 h7e y3ac0 ffe fsa fc1 sc0 lsa2 ws2\">pro<span class=\"_ _3\"></span>fit a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ea h7e y3ac0 ffe fsa fc1 sc0 ls2b ws1e\">amortised cost </td><td class=\"c n xa83 y3ac1 w684 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls2b ws1e\">amortised cost</div></td><td class=\"c n xa84 y3ac1 w685 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h7e y3ac2 ffe fsa fc1 sc0 ls3 ws2\">Year en<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>emb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></td><td class=\"c n x7ad y3ac3 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb1b y3ac3 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb1c y3ac3 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion</div></td><td class=\"c n xb1d y3ac3 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3ac4 ff5 fs4 fc1 sc0 ls3e ws3e\">Financial assets </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3ac5 w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb1e y3ac5 w14d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">1.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb17 y3ac5 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb1f y3ac5 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb20 y3ac5 w6c4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">1<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ac6 w6c5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Invest<span class=\"_ _5\"></span>ment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb21 y3ac6 w6c6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">1<span class=\"_ _3\"></span>08<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb22 y3ac6 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb23 y3ac6 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xb24 y3ac6 w6c6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">1<span class=\"_ _3\"></span>08<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3ac7 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3ac8 w68b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb25 y3ac8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb26 y3ac8 w6c7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb27 y3ac8 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xb28 y3ac8 w6c8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ac9 w68d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Rene<span class=\"_ _5\"></span>wal income<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb29 y3ac9 w6c9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb2a y3ac9 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb2b y3ac9 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xb2c y3ac9 w6ca h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _2\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aa1 w693 h12a\"><div class=\"t m0 x262 h8 y3715 ff1f fs4 fc2 sc0 ls7 ws5\">T<span class=\"_ _6\"></span>otal<span class=\"_ _5\"></span> other r<span class=\"_ _5\"></span>eceiv<span class=\"_ _5\"></span>ables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb2d y3aa1 w6cb h12a\"><div class=\"t m0 x262 h8 y3715 ff1f fs4 fc2 sc0 ls68 ws66\">(21<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb2e y3aa1 w6cc h12a\"><div class=\"t m0 x262 h8 y3715 ff1f fs4 fc2 sc0 ls46 ws46\">36<span class=\"_ _3\"></span>.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb2f y3aa1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xb30 y3aa1 w6cd h12a\"><div class=\"t m0 x262 h8 y3715 ff1f fs4 fc2 sc0 ls3f ws3f\">14<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382b wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb31 y382b w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb32 y382b w252 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa9e y382b w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xb33 y382b w252 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aca w698 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb34 y3aca w6ce h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">88.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb35 y3aca w6cf h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">51.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb36 y3aca w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xb37 y3aca w6d0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14<span class=\"_ _3\"></span>0.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3acb ff5 fs4 fc1 sc0 ls3e ws3e\">Financial liabilities </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3762 we5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb38 y3762 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb39 y3762 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb3a y3762 w25a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)</div></td><td class=\"c n xb09 y3762 w25a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3acc ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3764 w6d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 L<span class=\"_ _5\"></span>ease liabilities:<span class=\"_ _5\"></span> properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb3b y3764 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb3c y3764 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb3d y3764 w4bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)</div></td><td class=\"c n xb3e y3764 w6d2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aa5 w690 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb3f y3aa5 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb40 y3aa5 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb41 y3aa5 w2ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>)</div></td><td class=\"c n xb42 y3aa5 w6d3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w6a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff1f fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l oth<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb25 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff1f fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb43 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb44 y37ab w6d4 h12a\"><div class=\"t m0 x262 h8 y3715 ff1f fs4 fc2 sc0 ls6c ws6a\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)</div></td><td class=\"c n xb45 y37ab w6d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff1f fs4 fc2 sc0 ls6c ws6a\">(3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6a4 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb46 y3731 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb47 y3731 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb48 y3731 w6d6 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)</div></td><td class=\"c n xb49 y3731 w6d7 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr></table></div><table class=\"s w6d8 h180\" id=\"_17d25f3c-7026-41a4-8949-1ee025bd183a\"><tr><td></td><td class=\"t m0 xace h1c y3acd ff3 fsa fc1 sc0 lsc wsb\">Financial </td><td class=\"t m0 xacf h1c y3acd ff3 fsa fc1 sc0 lsc wsb\">Financial </td><td class=\"t m0 x38c h1c y3acd ff3 fsa fc1 sc0 lsc wsb\">Financial </td><td></td></tr><tr><td></td><td class=\"t m0 xb4a h1c y3ace ff3 fsa fc1 sc0 ls84 ws2\">as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r </td><td class=\"t m0 xad2 h1c y3ace ff3 fsa fc1 sc0 ls1c ws1b\">assets </td><td class=\"t m0 x38c h1c y3ace ff3 fsa fc1 sc0 ls23 ws22\">liabilities </td><td></td></tr><tr><td></td><td class=\"t m0 xad4 h1c y3acf ff3 fsa fc1 sc0 lsc ws3d\">value t<span class=\"_ _5\"></span>hrough </td><td class=\"t m0 xad5 h1c y3acf ff3 fsa fc1 sc0 lsc ws3d\">measured at<span class=\"_ _5\"></span> </td><td class=\"t m0 x82f h1c y3acf ff3 fsa fc1 sc0 lsc ws3d\">measured at<span class=\"_ _5\"></span> </td><td></td></tr><tr><td></td><td class=\"t m0 xad4 h1c y3ad0 ff3 fsa fc1 sc0 lsc ws3d\">profit<span class=\"_ _5\"></span> and loss<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x65a h1c y3ad0 ff3 fsa fc1 sc0 lsc ws3d\">amortised cost<span class=\"_ _2d1\"> </span></td><td class=\"c n xad6 y3ad1 w6a9 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">amortised cost</div></td><td class=\"c n xad7 y3ad1 w6aa h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1c y3ad2 ff3 fsa fc1 sc0 ls3 ws2\">Year e<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>023<span class=\"_ _2d1\"> </span></td><td class=\"c n x8a0 y3ad3 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb4b y3ad3 w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb4c y3ad3 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million</div></td><td class=\"c n xb4d y3ad3 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3ad4 ff3 fs4 fc2 sc0 ls8 ws6\">Financial assets<span class=\"_ _5\"></span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3ab3 w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb4e y3ab3 w219 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa4e y3ab3 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb4f y3ab3 w77 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb50 y3ab3 w6d9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab4 w6c5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Invest<span class=\"_ _5\"></span>ment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb51 y3ab4 w6da h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">60.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa49 y3ab4 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb52 y3ab4 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xb53 y3ab4 w6da h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">60.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3ad5 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3ad6 w6b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb25 y3ad6 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb54 y3ad6 w104 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">22.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb55 y3ad6 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb56 y3ad6 w6db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">22<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38be w68d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Rene<span class=\"_ _5\"></span>wal income<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb57 y38be w4e1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb58 y38be w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb59 y38be w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb5a y38be w4e1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ad7 w693 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls7 ws5\">T<span class=\"_ _6\"></span>otal<span class=\"_ _5\"></span> other r<span class=\"_ _5\"></span>eceiv<span class=\"_ _5\"></span>ables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb5b y3ad7 w6dc h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls6c ws6a\">(7.<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb5c y3ad7 w6dd h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls6 ws4\">22.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb5d y3ad7 w54 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xb5e y3ad7 w6de h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls8 ws6\">15<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ad8 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb5f y3ad8 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb60 y3ad8 w6df h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb61 y3ad8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb62 y3ad8 wa9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3902 w6b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb63 y3902 w6e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">5<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb64 y3902 w255 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">39.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb65 y3902 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n x774 y3902 w5da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">94.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3ad9 ff3 fs4 fc2 sc0 ls6 ws4\">Financial liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y379c we5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb66 y379c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb39 y379c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb67 y379c w25b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)</div></td><td class=\"c n xb68 y379c w25b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3ada ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3abb w6d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 L<span class=\"_ _5\"></span>ease liabilities:<span class=\"_ _5\"></span> properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb3b y3abb w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb3c y3abb w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb69 y3abb w90 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)</div></td><td class=\"c n xb6a y3abb w90 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3abc w6a1 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l oth<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb25 y3abc w54 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb43 y3abc w54 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb44 y3abc w6e1 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls6c ws6a\">(3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)</div></td><td class=\"c n xb45 y3abc w6e2 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls6c ws6a\">(3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb6b y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb6c y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb6d y3731 w6e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3)</div></td><td class=\"c n xb6e y3731 w6e4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr></table>Los<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s on re<span class=\"_ _3\"></span>new<span class=\"_ _3\"></span>al i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts ha<span class=\"_ _3\"></span>ve b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rn li<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>e in th<span class=\"_ _3\"></span>e stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensiv<span class=\"_ _5\"></span>e income.<span class=\"_ _2d1\"> </span>Fair<span class=\"_ _5\"></span> value es<span class=\"_ _5\"></span>timation<span class=\"_ _2d1\"> </span>Financial asset<span class=\"_ _5\"></span>s and liabilit<span class=\"_ _5\"></span>ies which ar<span class=\"_ _5\"></span>e held a<span class=\"_ _5\"></span>t fair<span class=\"_ _5\"></span> value in<span class=\"_ _5\"></span> the financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements ar<span class=\"_ _5\"></span>e req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red to h<span class=\"_ _3\"></span>ave d<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>scl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d the<span class=\"_ _3\"></span>ir fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts by l<span class=\"_ _3\"></span>evel o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e fol<span class=\"_ _3\"></span>low<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>rarc<span class=\"_ _3\"></span>hy<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">qu<span class=\"_ _3\"></span>ote<span class=\"_ _3\"></span>d pri<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s (<span class=\"_ _5\"></span>un<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>uste<span class=\"_ _3\"></span>d<span class=\"_ _5\"></span>) i<span class=\"_ _3\"></span>n act<span class=\"_ _3\"></span>ive m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>kets fo<span class=\"_ _3\"></span>r id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tic<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s or l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s (Level 1<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">in<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>ts ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>an q<span class=\"_ _3\"></span>uote<span class=\"_ _3\"></span>d pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in Lev<span class=\"_ _3\"></span>el 1 th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>re o<span class=\"_ _3\"></span>bse<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e for t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>r </span>li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y, ei<span class=\"_ _3\"></span>the<span class=\"_ _3\"></span>r di<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>ctl<span class=\"_ _3\"></span>y (<span class=\"_ _5\"></span>th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s, a<span class=\"_ _3\"></span>s p<span class=\"_ _3\"></span>ric<span class=\"_ _3\"></span>es) or in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tly (that i<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, de<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ved f<span class=\"_ _3\"></span>rom p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _5\"></span>) (<span class=\"_ _5\"></span>Leve<span class=\"_ _3\"></span>l 2)<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">in<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>ts for t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t are n<span class=\"_ _3\"></span>ot b<span class=\"_ _3\"></span>ase<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n ob<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>rket d<span class=\"_ _3\"></span>ata (<span class=\"_ _5\"></span>th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, </span>unobservable inputs<span class=\"_ _6\"></span>) (<span class=\"_ _6\"></span>Lev<span class=\"_ _5\"></span>el 3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls5b ws2 gs5f7\">Th<span class=\"_ _3\"></span>e foll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e.<span class=\"_ _2d1\"> </span></div><div class=\"gs5f8\"><table class=\"s w6e5 h181\" id=\"_34f5928a-199e-4f2c-897e-581b0c602803\"><tr><td></td><td></td><td></td><td></td><td class=\"t m0 x339 h7e y3adb ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal </td></tr><tr><td></td><td class=\"c n xb6f y3adc w6e6 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">Leve<span class=\"_ _3\"></span>l 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb70 y3adc w6e7 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">Level 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb71 y3adc w6e8 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">L<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>l 3</div></td><td class=\"t m0 xb72 h7e y3add ffe fsa fc1 sc0 ls1c ws1b\">balance<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h7e y3ade ffe fsa fc1 sc0 ls3 ws2\">31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></td><td class=\"c n x8b8 y3adf w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb73 y3adf w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb74 y3adf w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb75 y3adf w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3ae0 ff5 fs4 fc1 sc0 ls3e ws3e\">Financial assets </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y37a9 w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb76 y37a9 w686 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb77 y37a9 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb78 y37a9 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x473 y37a9 w6e9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y379b w6ea h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes</div><div class=\"t m0 xb79 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7a y379b w688 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,19<span class=\"_ _5\"></span>4.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7b y379b w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7c y379b w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7d y379b w6eb h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,194.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ed w27b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7e y37ed w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7f y37ed w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb80 y37ed w68e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">121<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb81 y37ed w47b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">121<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w698 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb82 y384e w6ec h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>02<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb83 y384e w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb84 y384e w6ed h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">1<span class=\"_ _3\"></span>21.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb85 y384e w6ee h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">2<span class=\"_ _3\"></span>,323<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3ae1 ff5 fs4 fc1 sc0 ls3e ws3e\">Financial liabilities<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y37ab w6ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Contingent<span class=\"_ _5\"></span> consideration<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb86 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb87 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb88 y37ab w1e6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb89 y37ab w3f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6a4 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb8a y3731 w76 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb8b y3731 w76 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb8c y3731 w6a5 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">5.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb8d y3731 w6a5 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">5.3<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs5f9\"><table class=\"s w6f0 h182\" id=\"_d0374921-4c68-4587-a5b1-45e10f9c360a\"><tr><td></td><td></td><td></td><td></td><td class=\"t m0 x33c h1c y3ae2 ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span> </td></tr><tr><td></td><td class=\"c n x4dc y3ae3 w6f1 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">Leve<span class=\"_ _3\"></span>l 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb8e y3ae3 w6f2 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">Level 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb8f y3ae3 w6f3 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">L<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>l 3</div></td><td class=\"t m0 xb72 h1c y3ae4 ff3 fsa fc1 sc0 lsc wsb\">balance<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1c y3ae5 ff3 fsa fc1 sc0 lsb6 ws4b\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></td><td class=\"c n xb7a y3ae6 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb90 y3ae6 w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb91 y3ae6 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb92 y3ae6 w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3ae7 ff3 fs4 fc2 sc0 ls8 ws6\">Financial assets<span class=\"_ _5\"></span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3902 w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb93 y3902 w5c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb94 y3902 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb95 y3902 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4af y3902 w5c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y382e w6f4 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes</div><div class=\"t m0 xb96 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7a y382e w6ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,454.<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb97 y382e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb98 y382e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb99 y382e w6ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,454.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ae8 w27b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7e y3ae8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7f y3ae8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb9a y3ae8 w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb9b y3ae8 w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w6b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb9c y384e w6f5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,46<span class=\"_ _6\"></span>2.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87b y384e w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb9d y384e w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb9e y384e w6f6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">1,600.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3ae9 ff3 fs4 fc2 sc0 ls6 ws4\">Financial liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3766 w6ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Contingent<span class=\"_ _5\"></span> consideration<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb86 y3766 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb87 y3766 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb88 y3766 w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb9f y3766 w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba0 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba1 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba2 y3731 w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba3 y3731 w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs5fa\">1 <span class=\"_ _3a\"> </span>All asset<span class=\"_ _5\"></span>s included as<span class=\"_ _5\"></span> shareholder in<span class=\"_ _5\"></span>vestment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Investmen<span class=\"_ _5\"></span>t Schemes ar<span class=\"_ _5\"></span>e holdings o<span class=\"_ _5\"></span>f high-quality<span class=\"_ _5\"></span>, highly </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs5fb\">liquid unitised<span class=\"_ _5\"></span> money mark<span class=\"_ _5\"></span>et funds,<span class=\"_ _5\"></span> containing<span class=\"_ _5\"></span> assets which<span class=\"_ _5\"></span> are cash<span class=\"_ _5\"></span> and cash<span class=\"_ _5\"></span> equivalents. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5fc\">Th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts tra<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n act<span class=\"_ _3\"></span>ive m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>kets i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on q<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>oted b<span class=\"_ _3\"></span>id p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5fd\">at th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>. The<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts are i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n Level 1<span class=\"_ _3\"></span>. Lev<span class=\"_ _3\"></span>el 2 f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5fe\">liabilities<span class=\"_ _5\"></span> are v<span class=\"_ _5\"></span>alued using observable pr<span class=\"_ _5\"></span>ices for<span class=\"_ _5\"></span> identical<span class=\"_ _5\"></span> current<span class=\"_ _5\"></span> arm\u2019s-<span class=\"_ _5\"></span>length tra<span class=\"_ _5\"></span>nsactions.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5ff\">Th<span class=\"_ _3\"></span>e ren<span class=\"_ _3\"></span>ewa<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>re Leve<span class=\"_ _3\"></span>l 3 an<span class=\"_ _3\"></span>d are va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ed u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g a di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nted c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow te<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs600\">an<span class=\"_ _3\"></span>d the a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns o<span class=\"_ _3\"></span>utl<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in N<span class=\"_ _3\"></span>ote 15<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct of a<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>yi<span class=\"_ _3\"></span>ng re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>y po<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>lte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ive </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs601\">as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns o<span class=\"_ _3\"></span>f a move<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f 200<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ps on t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t rate an<span class=\"_ _3\"></span>d a 10<span class=\"_ _3\"></span>% move<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e la<span class=\"_ _3\"></span>ps<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs602\">rate wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t in a<span class=\"_ _3\"></span>n un<span class=\"_ _3\"></span>favo<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f \u00a310<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a312<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs603\">an<span class=\"_ _3\"></span>d a favo<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f \u00a312<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a31<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>), res<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ect<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>ly.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs605\">Th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y is cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d as Leve<span class=\"_ _3\"></span>l 3 an<span class=\"_ _3\"></span>d is va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls49 ws2 gs606\">set o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e var<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>us s<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d pu<span class=\"_ _3\"></span>rch<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e ag<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. Gi<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>n the n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f the va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n ba<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>is th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs607\">ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct of a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>lte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>ve as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ons w<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>ld re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt i<span class=\"_ _3\"></span>n an u<span class=\"_ _3\"></span>nfa<span class=\"_ _3\"></span>vou<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>le </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs608\">ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge o<span class=\"_ _3\"></span>f \u00a3ni<span class=\"_ _3\"></span>l (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>) an<span class=\"_ _3\"></span>d fa<span class=\"_ _3\"></span>vou<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>le c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e of \u00a35<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a33<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs609\">Th<span class=\"_ _3\"></span>ere we<span class=\"_ _3\"></span>re no t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rs b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n Level 1 a<span class=\"_ _3\"></span>nd Le<span class=\"_ _3\"></span>vel 2 d<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r, nor i<span class=\"_ _3\"></span>nto or o<span class=\"_ _3\"></span>ut o<span class=\"_ _3\"></span>f Level 3<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs60a\">Th<span class=\"_ _3\"></span>e foll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>rese<span class=\"_ _3\"></span>nt t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n Leve<span class=\"_ _3\"></span>l 3 fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs60b\">thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs60c\">Financial asse<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div><div class=\"gs60d\"><table class=\"s w6f7 h183\" id=\"_158b9cc1-10d7-4fb6-84ad-04ab7963ec4a\"><tr><td></td><td class=\"c n x72e y3aea w221 h146\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72f y3aeb w403 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h7e y3aec ffe fsa fc1 sc0 lse1 wsa5\">Renewal income<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></td><td class=\"c n x3ed y3aed w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3aee w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aef w223 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f9 y3aef w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7fa y3aef w4db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">115.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3af0 w6f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Addition<span class=\"_ _5\"></span>s during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba4 y3af0 w311 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba5 y3af0 w4dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37f9 w6f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Disposals during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba6 y37f9 w6fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba7 y37f9 w53c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y379f w6fb h135\"><div class=\"t m0 x262 h8 y3790 ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba8 y379f w6fc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba9 y379f w4e1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x800 y3731 w4e2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">121<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x694 y3731 w4da h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs60e\">Un<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s on re<span class=\"_ _3\"></span>new<span class=\"_ _3\"></span>al i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts are re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>in i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt ret<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>n in t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs60f\">consolidated<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs610\">Financial liabilities<span class=\"_ _2d1\"> </span></div><div class=\"gs611\"><table class=\"s w6fd h184\" id=\"_de47d649-5103-4004-99b9-3fa2462f3698\"><tr><td></td><td class=\"c n x72e y3af1 w221 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72f y3af2 w403 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h7e y3af3 ffe fsa fc1 sc0 ls20 ws1f\">Contingent<span class=\"_ _5\"></span> consideration<span class=\"_ _2d1\"> </span></td><td class=\"c n x3ed y3af4 w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3af5 w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w223 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbaa y38d1 w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44f y38d1 w284 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">8.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w6f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Addition<span class=\"_ _5\"></span>s during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x73c y380f w3f7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbab y380f w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w6fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Payments<span class=\"_ _5\"></span> made during t<span class=\"_ _5\"></span>he year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbac y3810 w13b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbad y3810 w36 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w6ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Released during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbae y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbaf y37ab w700 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb0 y3731 w6a5 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">5.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb1 y3731 w1e8 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">3.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr></table></div>Credit risk<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e foll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e set<span class=\"_ _3\"></span>s ou<span class=\"_ _3\"></span>t the m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>xi<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>m cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t ri<span class=\"_ _3\"></span>sk ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>osu<span class=\"_ _3\"></span>re an<span class=\"_ _3\"></span>d rat<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs o<span class=\"_ _3\"></span>f sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l an<span class=\"_ _3\"></span>d oth<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are s<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t ri<span class=\"_ _3\"></span>sk<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span><table class=\"s w701 h185\" id=\"_6d484cff-e569-403d-9226-85deccb30c61\"><tr><td></td><td class=\"c n xbb2 y3af6 w702 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1e ws1d\">AAA<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb3 y3af6 w703 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1e ws1d\">AA<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb4 y3af6 w704 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls3 ws2\">A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb5 y3af6 w705 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls23 ws22\">BB<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0c y3af6 w706 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls5f ws5d\">Unrated<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb6 y3af6 w56b h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h7e y3af7 ffe fsa fc1 sc0 ls3 ws2\">31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></td><td class=\"c n xbb7 y3af8 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb8 y3af8 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb9 y3af8 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbba y3af8 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbb y3af8 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbc y3af8 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3af9 w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbd y3af9 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbe y3af9 w6e9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbf y3af9 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc0 y3af9 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc1 y3af9 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc2 y3af9 w6e9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3afa ff3 fs4 fc2 sc0 ls3 ws2\">Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt in C<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive </td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3802 w707 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment Schemes</div><div class=\"t m0 xbc3 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa22 y3802 w688 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,19<span class=\"_ _5\"></span>4.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc4 y3802 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc5 y3802 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc6 y3802 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc7 y3802 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc8 y3802 w689 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,1<span class=\"_ _5\"></span>94.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e wd3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc9 y379e w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbca y379e w708 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbcb y379e w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb83 y379e w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbcc y379e w709 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,42<span class=\"_ _5\"></span>8.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbcd y379e w70a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,439<span class=\"_ _5\"></span>.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbce y379f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbcf y379f w70b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd0 y379f w70c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">16<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd1 y379f w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96b y379f w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x462 y379f w466 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">352<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w2de h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd2 y3731 w70d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">2<span class=\"_ _3\"></span>,1<span class=\"_ _3\"></span>94.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd3 y3731 w519 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">2<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd4 y3731 w70e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>64.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd5 y3731 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd6 y3731 w485 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">1,428.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd7 y3731 w70f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">3<span class=\"_ _3\"></span>,994<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr></table><table class=\"s w710 h186\" id=\"_a9e4e06f-2e08-4008-b2dd-cd798c7ae959\"><tr><td></td><td class=\"c n xbb2 y3afb w711 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls159 wsde\">AAA<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd8 y3afb w361 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls159 wsde\">AA<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd9 y3afb w712 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls3 ws2\">A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbda y3afb w713 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls20 ws1f\">BB<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbdb y3afb w714 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls1 ws1\">Un<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbdc y3afb w715 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1c y3afc ff3 fsa fc1 sc0 lsb6 ws4b\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></td><td class=\"c n xa22 y3afd w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbdd y3afd w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbde y3afd w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbdf y3afd w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe0 y3afd w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe1 y3afd w1a6 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3afe w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbd y3afe w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbe y3afe w5c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe2 y3afe w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9db y3afe w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9dc y3afe w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb1 y3afe w5c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3aff ff3 fs4 fc2 sc0 ls3 ws2\">Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt in C<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive </td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y387f w687 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment Schemes</div><div class=\"t m0 xa8f h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb7 y387f w6ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,454.<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe3 y387f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe4 y387f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe5 y387f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe6 y387f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe7 y387f w6ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,4<span class=\"_ _5\"></span>54.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd wd3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc9 y37cd w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe8 y37cd w716 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe9 y37cd w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbea y37cd w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbeb y37cd wb3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">1,695.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbec y37cd w717 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,7<span class=\"_ _6\"></span>01.<span class=\"_ _5\"></span>7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbce y3766 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbed y3766 w718 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">74<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbee y3766 w719 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">211.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbef y3766 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf0 y3766 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x781 y3766 w467 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w31a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf1 y3731 w71a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,45<span class=\"_ _5\"></span>4.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf2 y3731 w71b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">89.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf3 y3731 w71c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">211<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf4 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf5 y3731 w71d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">1<span class=\"_ _3\"></span>,695.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf6 y3731 wdd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>9.7<span class=\"_ _2d1\"> </span></div></td></tr></table>1 <span class=\"_ _3a\"> </span>Invest<span class=\"_ _5\"></span>ment of<span class=\"_ _5\"></span> shareholder assets<span class=\"_ _5\"></span> in Collectiv<span class=\"_ _5\"></span>e Inve<span class=\"_ _5\"></span>stment Schemes<span class=\"_ _5\"></span> refers<span class=\"_ _5\"></span> to in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> in unitised<span class=\"_ _5\"></span> money mark<span class=\"_ _5\"></span>et funds, cont<span class=\"_ _5\"></span>aining assets<span class=\"_ _5\"></span> which are<span class=\"_ _5\"></span> cash and<span class=\"_ _5\"></span> cash equivalents.<span class=\"_ _2d1\"> </span>Other r<span class=\"_ _5\"></span>eceivables includes<span class=\"_ _5\"></span> \u00a355<span class=\"_ _5\"></span>7<span class=\"_ _6\"></span>.<span class=\"_ _3\"></span>3 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a3<span class=\"_ _5\"></span>408.0 million<span class=\"_ _6\"></span>) of business<span class=\"_ _5\"></span> loans t<span class=\"_ _5\"></span>o Partners, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st-be<span class=\"_ _3\"></span>ari<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g (<span class=\"_ _5\"></span>li<span class=\"_ _3\"></span>nke<span class=\"_ _3\"></span>d to Ba<span class=\"_ _3\"></span>nk o<span class=\"_ _3\"></span>f Eng<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nd b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e rate p<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>s a ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>), re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e in li<span class=\"_ _3\"></span>ne w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct an<span class=\"_ _3\"></span>d se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d ag<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>t the f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure re<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>wal i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e st<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>ms of th<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f the<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s is d<span class=\"_ _3\"></span>eter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>l set o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n I<span class=\"_ _3\"></span>FRS 9<span class=\"_ _3\"></span>. Ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s are b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>stor<span class=\"_ _3\"></span>ic l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f lo<span class=\"_ _3\"></span>ss ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>ith d<span class=\"_ _3\"></span>ue c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n gi<span class=\"_ _3\"></span>ven to fo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rd-l<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rma<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. A ra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e of fa<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e na<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re or t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>pe o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>an a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, are ta<span class=\"_ _3\"></span>ken in<span class=\"_ _3\"></span>to ac<span class=\"_ _3\"></span>cou<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n calculating t<span class=\"_ _5\"></span>he pro<span class=\"_ _5\"></span>vision. Th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d ne<span class=\"_ _3\"></span>t of a \u00a38<span class=\"_ _3\"></span>.5 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>rov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>2023<span class=\"_ _3\"></span>: \u00a34.<span class=\"_ _3\"></span>8 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>; se<span class=\"_ _3\"></span>e N<span class=\"_ _3\"></span>ote 15<span class=\"_ _3\"></span>. The mo<span class=\"_ _5\"></span>vement in<span class=\"_ _5\"></span> the impairmen<span class=\"_ _5\"></span>t pro<span class=\"_ _5\"></span>vision will r<span class=\"_ _5\"></span>eflect ut<span class=\"_ _5\"></span>ilisation of<span class=\"_ _5\"></span> the exist<span class=\"_ _5\"></span>ing pro<span class=\"_ _5\"></span>vision during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _5\"></span>, but the<span class=\"_ _5\"></span> over<span class=\"_ _5\"></span>all cost<span class=\"_ _5\"></span> of business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners (<span class=\"_ _6\"></span>including new<span class=\"_ _5\"></span> provisions<span class=\"_ _6\"></span>) r<span class=\"_ _5\"></span>ecognised within adm<span class=\"_ _5\"></span>inistration<span class=\"_ _5\"></span> expenses in<span class=\"_ _5\"></span> the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of compr<span class=\"_ _5\"></span>ehensive income<span class=\"_ _5\"></span> during the<span class=\"_ _5\"></span> year was a c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge o<span class=\"_ _3\"></span>f \u00a36.<span class=\"_ _3\"></span>8 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a38<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Contractual maturity and<span class=\"_ _5\"></span> liquidity analysis<span class=\"_ _2d1\"> </span>The f<span class=\"_ _5\"></span>ollowing t<span class=\"_ _5\"></span>able sets<span class=\"_ _5\"></span> out the<span class=\"_ _5\"></span> contrac<span class=\"_ _5\"></span>tual maturity analysis<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> Group\u2019<span class=\"_ _5\"></span>s financial asse<span class=\"_ _5\"></span>ts and financia<span class=\"_ _5\"></span>l liabilities. All<span class=\"_ _5\"></span> financial liabilitie<span class=\"_ _5\"></span>s are<span class=\"_ _5\"></span> undiscounted:<span class=\"_ _2d1\"> </span><table class=\"s w71e h187\" id=\"_e3784efd-7850-45cb-a541-78516cbc96af\"><tr><td></td><td class=\"c n xbf7 y3b00 w71f h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">Up to 1 ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf8 y3b00 wb5 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">1 to 5 y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf9 y3b00 w720 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">O<span class=\"_ _3\"></span>ver 5 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbfa y3b00 w685 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h7e y3b01 ffe fsa fc1 sc0 ls3 ws2\">31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></td><td class=\"c n x7ad y3b02 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ae y3b02 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7af y3b02 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b0 y3b02 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3b03 ff5 fs4 fc1 sc0 ls3e ws3e\">Financial assets<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3b04 w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbfb y3b04 w3bd h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbfc y3b04 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b6 y3b04 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x473 y3b04 w6e9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3791 w429 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbfd y3791 w721 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,194.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbfe y3791 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbff y3791 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc00 y3791 w688 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,19<span class=\"_ _5\"></span>4.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3b05 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3b06 w68b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc01 y3b06 w722 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">88.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc02 y3b06 w723 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc03 y3b06 w724 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">221<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc04 y3b06 w478 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">5<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b07 w725 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Rene<span class=\"_ _5\"></span>wal income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc05 y3b07 w400 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc06 y3b07 w726 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">52.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc07 y3b07 w6e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">4<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc08 y3b07 w727 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">1<span class=\"_ _3\"></span>21.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b08 w690 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc09 y3b08 w692 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">760.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc0a y3b08 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc0b y3b08 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc0c y3b08 w691 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">760.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b09 w693 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls7 ws5\">T<span class=\"_ _6\"></span>otal<span class=\"_ _5\"></span> other r<span class=\"_ _5\"></span>eceiv<span class=\"_ _5\"></span>ables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc0d y3b09 w728 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls6d ws6b\">872.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc0e y3b09 wef h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls4b ws49\">300.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc0f y3b09 w729 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls6c ws6a\">2<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc10 y3b09 w72a h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3e ws3e\">1,<span class=\"_ _3\"></span>439<span class=\"_ _3\"></span>.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aa1 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc11 y3aa1 w72b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">3<span class=\"_ _3\"></span>52<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc12 y3aa1 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc13 y3aa1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc14 y3aa1 w466 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">352<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab8 w698 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc15 y3ab8 w72c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">3<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc16 y3ab8 w72d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">30<span class=\"_ _3\"></span>0.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc17 y3ab8 w72e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">2<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd7 y3ab8 w70f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">3<span class=\"_ _3\"></span>,994<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3b0a ff5 fs4 fc1 sc0 ls3e ws3e\">Financial liabilities<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3761 we5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc18 y3761 w72f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">58<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc19 y3761 w730 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">38<span class=\"_ _3\"></span>9.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1a y3761 w731 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">141.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1b y3761 w732 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">589.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3b0b ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3763 w6d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 L<span class=\"_ _5\"></span>ease liabilities:<span class=\"_ _5\"></span> properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1c y3763 w733 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">14.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1d y3763 w734 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">60.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1e y3763 w735 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">74<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x810 y3763 w736 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">149<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3764 w69f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Con<span class=\"_ _5\"></span>tingent consider<span class=\"_ _5\"></span>ation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1f y3764 w737 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc20 y3764 w738 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc21 y3764 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8de y3764 w3f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aa5 w690 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc22 y3aa5 w739 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">1,<span class=\"_ _3\"></span>281<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc23 y3aa5 w73a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">4<span class=\"_ _3\"></span>8.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc24 y3aa5 w6cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">18<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc25 y3aa5 w73b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b0c w6a1 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l oth<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc26 y3b0c w73c h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls157 ws181\">1,29<span class=\"_ _5\"></span>8.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc27 y3b0c w73d h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls57 ws55\">111.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc28 y3b0c w65a h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls91 ws8f\">92<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc29 y3b0c w73e h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls52 ws4f\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>502.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6a4 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc2a y3731 w73f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _3\"></span>,<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc2b y3731 w740 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">501<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc2c y3731 w741 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">233.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc2d y3731 w742 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">2<span class=\"_ _3\"></span>,092<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr></table><table class=\"s w743 h188\" id=\"_5c0a397d-2cf3-426f-832c-edaab5d89391\"><tr><td></td><td class=\"c xc2f y3b0d w744 h163\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">Up to 1 y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>r</div><div class=\"t m0 xc2e h8a y3967 ff3 fs63 fc1 sc0 ls3 wsb5\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c xc31 y3b0e w745 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">1 to 5 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s</div><div class=\"t m0 xc30 h8a y377d ff3 fs63 fc1 sc0 ls3 wsb5\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c xc33 y3b0e w746 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">Ove<span class=\"_ _3\"></span>r 5 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s</div><div class=\"t m0 xc32 h8a y377d ff3 fs63 fc1 sc0 ls3 wsb5\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c x835 y3b0e w747 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l</div><div class=\"t m0 x834 h8a y377d ff3 fs63 fc1 sc0 ls3 wsb5\">1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1c y3b0f ff3 fsa fc1 sc0 lsb6 ws4b\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></td><td class=\"c n x8a0 y3b10 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc34 y3b10 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc35 y3b10 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc36 y3b10 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b11 ff3 fs4 fc2 sc0 ls8 ws6\">Financial assets<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3b12 w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc37 y3b12 w5c0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc38 y3b12 w77 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc39 y3b12 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44f y3b12 w5c0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab1 w429 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc3a y3ab1 w748 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,45<span class=\"_ _5\"></span>4.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc3b y3ab1 w77 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc3c y3ab1 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc3d y3ab1 w6ad h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,4<span class=\"_ _5\"></span>54.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b13 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3ab3 w6b0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc3e y3ab3 w749 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">120.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc3f y3ab3 w74a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">253<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc40 y3ab3 w3c1 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">33.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc41 y3ab3 w74b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">408.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab4 w725 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Rene<span class=\"_ _5\"></span>wal income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc42 y3ab4 w104 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">22.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc43 y3ab4 w74c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">51<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc44 y3ab4 w74d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">64.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc45 y3ab4 w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab5 w690 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc46 y3ab5 w1e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>155.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc47 y3ab5 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc48 y3ab5 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc49 y3ab5 w1e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>,1<span class=\"_ _3\"></span>55.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b14 w693 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls7 ws5\">T<span class=\"_ _6\"></span>otal<span class=\"_ _5\"></span> other r<span class=\"_ _5\"></span>eceiv<span class=\"_ _5\"></span>ables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc4a y3b14 w74e h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls157 ws181\">1,298.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc4b y3b14 w74f h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls8 ws6\">305.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc4c y3b14 w750 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls6c ws6a\">9<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc4d y3b14 w751 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 lsfe ws158\">1<span class=\"_ _3\"></span>,70<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b15 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc4e y3b15 w752 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">285<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x709 y3b15 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc4f y3b15 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc50 y3b15 w752 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">285<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab8 w6b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc51 y3ab8 w753 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">3,046.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc52 y3ab8 w754 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">305.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc53 y3ab8 w755 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">9<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc54 y3ab8 w6b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3,<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>49.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b16 ff3 fs4 fc2 sc0 ls6 ws4\">Financial liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3971 we5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc55 y3971 w756 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">75<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc56 y3971 w757 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">127<span class=\"_ _5\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc57 y3971 w758 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">119.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc58 y3971 w759 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32<span class=\"_ _3\"></span>2.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b17 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3973 w75a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 L<span class=\"_ _5\"></span>ease liabilities:<span class=\"_ _5\"></span> properties</div><div class=\"t m0 xc59 h92 y3b18 ffe fs63 fc1 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b8 y379c w75b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc5a y379c w30 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">65.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc5b y379c w75c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">83.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc5c y379c w75d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">163.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w69f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Con<span class=\"_ _5\"></span>tingent consider<span class=\"_ _5\"></span>ation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc5d y384e w2ed h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">1.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc5e y384e w75e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">1<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc5f y384e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc60 y384e w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3abb w690 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc46 y3abb w75f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,58<span class=\"_ _5\"></span>1.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc61 y3abb w760 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">58.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45a y3abb w761 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">22.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc62 y3abb w762 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>662<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3abc w6a1 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l oth<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc63 y3abc w763 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls157 ws181\">1,5<span class=\"_ _5\"></span>98.<span class=\"_ _5\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc64 y3abc w635 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls6b ws69\">1<span class=\"_ _3\"></span>24<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc65 y3abc w764 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls8 ws6\">105.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc66 y3abc w765 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls157 ws181\">1,82<span class=\"_ _5\"></span>8.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc67 y3731 w766 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls78 ws79\">1,673<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc68 y3731 w767 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">2<span class=\"_ _3\"></span>52<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc69 y3731 w768 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">2<span class=\"_ _3\"></span>24<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc6a y3731 w769 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">2<span class=\"_ _3\"></span>,150.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr></table>1 <span class=\"_ _3a\"> </span>Re<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>d to ref<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t un<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h ou<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Sensitivit<span class=\"_ _3\"></span>y analysis to market<span class=\"_ _5\"></span> risks<span class=\"_ _2d1\"> </span>Financial asset<span class=\"_ _5\"></span>s and liabilit<span class=\"_ _5\"></span>ies held outside<span class=\"_ _5\"></span> unitised funds<span class=\"_ _5\"></span> primarily consist<span class=\"_ _5\"></span> of fix<span class=\"_ _5\"></span>ed inter<span class=\"_ _5\"></span>est securities, unit<span class=\"_ _5\"></span>s in mone<span class=\"_ _5\"></span>y mark<span class=\"_ _5\"></span>et funds, cash<span class=\"_ _5\"></span> and cash equiv<span class=\"_ _5\"></span>alents, and o<span class=\"_ _5\"></span>ther account<span class=\"_ _5\"></span>ing as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The f<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>xed i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>te<span class=\"_ _3\"></span>rm an<span class=\"_ _3\"></span>d are h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>s an a<span class=\"_ _3\"></span>lte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>ve to cas<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>. Si<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>rl<span class=\"_ _3\"></span>y, cas<span class=\"_ _3\"></span>h he<span class=\"_ _3\"></span>ld i<span class=\"_ _3\"></span>n u<span class=\"_ _3\"></span>nit<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ey m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d at b<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>k is va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d at p<span class=\"_ _3\"></span>ar a<span class=\"_ _3\"></span>nd is u<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>ted by m<span class=\"_ _3\"></span>ovem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>. O<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re si<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>rl<span class=\"_ _3\"></span>y un<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fecte<span class=\"_ _3\"></span>d by ma<span class=\"_ _3\"></span>rket m<span class=\"_ _3\"></span>ovem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>. As a<span class=\"_ _5\"></span> result<span class=\"_ _5\"></span> of these<span class=\"_ _5\"></span> combined f<span class=\"_ _5\"></span>actors, t<span class=\"_ _5\"></span>he Group\u2019<span class=\"_ _5\"></span>s financial<span class=\"_ _5\"></span> assets and<span class=\"_ _5\"></span> liabilities held o<span class=\"_ _5\"></span>utside un<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s a<span class=\"_ _3\"></span>re not m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t ri<span class=\"_ _3\"></span>sk<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd m<span class=\"_ _3\"></span>ove<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te in i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve an i<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>al i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>roup<span class=\"_ _3\"></span>\u2019s pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t af<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r tax an<span class=\"_ _3\"></span>d eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y. Howe<span class=\"_ _3\"></span>ver, fut<span class=\"_ _3\"></span>ure p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>its f<span class=\"_ _3\"></span>rom a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e af<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d by move<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s in i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs63c\">Unit liabilities<span class=\"_ _5\"></span> and associated asse<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs63d\">Categories o<span class=\"_ _5\"></span>f financial assets<span class=\"_ _5\"></span> and financial liabilities<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs63e\">Ass<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s he<span class=\"_ _3\"></span>ld to co<span class=\"_ _3\"></span>ver u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re su<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ris<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in N<span class=\"_ _3\"></span>ote 14<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>ll a<span class=\"_ _3\"></span>re he<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs63f\">thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Equ<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts in u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t tr<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>ts wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h si<span class=\"_ _3\"></span>t wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>in i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n Co<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs640\">Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt Sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>vat<span class=\"_ _3\"></span>ive f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d to be h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs641\">thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h p<span class=\"_ _3\"></span>rofi<span class=\"_ _3\"></span>t or l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s by I<span class=\"_ _3\"></span>FRS 9<span class=\"_ _3\"></span>, as t<span class=\"_ _3\"></span>hey a<span class=\"_ _3\"></span>re eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y in<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts o<span class=\"_ _3\"></span>r de<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>vat<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Al<span class=\"_ _3\"></span>l oth<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs642\">he<span class=\"_ _3\"></span>ld to c<span class=\"_ _3\"></span>over u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s are e<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d to be h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss to m<span class=\"_ _3\"></span>atch </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs643\">the fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r lo<span class=\"_ _3\"></span>ss c<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h is re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d for u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>ey are </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs644\">designated as<span class=\"_ _5\"></span> such upon init<span class=\"_ _5\"></span>ial recognition.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs645\">Income, e<span class=\"_ _5\"></span>xpense, gains<span class=\"_ _5\"></span> and losses<span class=\"_ _5\"></span> arising from<span class=\"_ _5\"></span> financial assets,<span class=\"_ _5\"></span> inves<span class=\"_ _5\"></span>tment properties </div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs646\">and financial liabili<span class=\"_ _5\"></span>ties<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs647\">The income,<span class=\"_ _5\"></span> expense, gains<span class=\"_ _5\"></span> and losses ar<span class=\"_ _5\"></span>ising from<span class=\"_ _5\"></span> financial asset<span class=\"_ _5\"></span>s<span class=\"_ _3\"></span>, in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> properties and<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs648\">financial liabilit<span class=\"_ _5\"></span>ies are<span class=\"_ _5\"></span> summarised in t<span class=\"_ _5\"></span>he table<span class=\"_ _5\"></span> below: </div><div class=\"gs649\"><table class=\"s w76a h189\" id=\"_e918f573-8364-484a-8cc3-0af20b17fe07\"><tr><td></td><td class=\"t m0 x41b h7e y3b19 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3b19 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y3b1a ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3b1a ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1e y3b1b ff5 fs4 fc1 sc0 ls3e ws3e\">Financial assets and<span class=\"_ _5\"></span> investment<span class=\"_ _5\"></span> proper<span class=\"_ _3\"></span>ties<span class=\"_ _2d1\"> </span></td><td class=\"c n x41d y3b1c w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x41e y3b1d w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w76b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Investment prope<span class=\"_ _3\"></span>rti<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc6b y379b w76c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">48.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc6c y379b w76d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">20.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ed w76e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Other asset<span class=\"_ _5\"></span>s backing unit<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc6d y37ed w76f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">15<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>594<span class=\"_ _3\"></span>.6</div></td><td class=\"c n xc6e y37ed w770 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">13,<span class=\"_ _3\"></span>013.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3903 w771 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial assets and<span class=\"_ _5\"></span> investment<span class=\"_ _5\"></span> proper<span class=\"_ _3\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc6f y3903 w772 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">15,642<span class=\"_ _2\"></span>.6</div></td><td class=\"c n xc70 y3903 w773 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls29 ws28\">13,033<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y37cd w774 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Financial liabilities</div><div class=\"t m0 xc71 haf y3b1e ff5 fse fc1 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td></td><td></td></tr><tr><td class=\"c n x265 y37ab w775 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unit liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc72 y37ab w43d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>,<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)</div></td><td class=\"c n xc73 y37ab w776 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6a4 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc74 y3731 w777 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">(15,652<span class=\"_ _3\"></span>.1<span class=\"_ _5\"></span>)</div></td><td class=\"c n xc75 y3731 w778 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsa7 wsa1\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs64a\">1 <span class=\"_ _3a\"> </span>None of<span class=\"_ _5\"></span> the change<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> fair value<span class=\"_ _5\"></span> of financial<span class=\"_ _5\"></span> liabilities at<span class=\"_ _5\"></span> fair v<span class=\"_ _5\"></span>alue thr<span class=\"_ _5\"></span>ough profit<span class=\"_ _5\"></span> or loss<span class=\"_ _5\"></span> is attributable<span class=\"_ _5\"></span> to </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs64b\">changes in<span class=\"_ _5\"></span> their cr<span class=\"_ _5\"></span>edit risk.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs64c\">Th<span class=\"_ _3\"></span>e inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es f<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f \u00a348<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on fo<span class=\"_ _3\"></span>r the ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r en<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 (2023: </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs64d\">\u00a320.0<span class=\"_ _5\"></span> million<span class=\"_ _6\"></span>) includes dir<span class=\"_ _5\"></span>ect operating<span class=\"_ _5\"></span> expenses of<span class=\"_ _5\"></span> \u00a39.5<span class=\"_ _5\"></span> million (<span class=\"_ _6\"></span>2023:<span class=\"_ _5\"></span> \u00a35.0 million<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs64e\">Ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es) have b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>tur<span class=\"_ _3\"></span>n li<span class=\"_ _3\"></span>ne i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs64f\">comprehensiv<span class=\"_ _5\"></span>e income.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs651\">Fair<span class=\"_ _5\"></span> value es<span class=\"_ _5\"></span>timation<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs652\">Financial asset<span class=\"_ _5\"></span>s and liabilit<span class=\"_ _5\"></span>ies which ar<span class=\"_ _5\"></span>e held a<span class=\"_ _5\"></span>t fair<span class=\"_ _5\"></span> value in<span class=\"_ _5\"></span> the financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements ar<span class=\"_ _5\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs653\">req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red to h<span class=\"_ _3\"></span>ave d<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>scl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d the<span class=\"_ _3\"></span>ir fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, s<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>it by l<span class=\"_ _3\"></span>evel i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs654\">me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>rarc<span class=\"_ _3\"></span>hy. The fol<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>owi<span class=\"_ _3\"></span>ng ta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>rese<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s un<span class=\"_ _3\"></span>it li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs655\">as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"gs656\"><table class=\"s w779 h18a\" id=\"_7c051613-4511-45a1-9afd-939f848c6ff1\"><tr><td></td><td class=\"c n xc76 y3b1f w146 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">Leve<span class=\"_ _3\"></span>l 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc77 y3b1f w6e7 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">Level 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc78 y3b1f w77a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">L<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>l 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc79 y3b1f w77b h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c wsa5\">T<span class=\"_ _5\"></span>otal balance<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h7e y3b20 ffe fsa fc1 sc0 ls3 ws2\">31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></td><td class=\"c n x8a8 y3b21 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7a y3b21 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7b y3b21 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7c y3b21 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3b22 ff5 fs4 fc1 sc0 ls3e ws3e\">Financial assets and<span class=\"_ _5\"></span> investment<span class=\"_ _5\"></span> proper<span class=\"_ _3\"></span>ties<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3b23 wc3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> property<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7d y3b23 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7e y3b23 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f7 y3b23 w77c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">892.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7f y3b23 w77d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">892<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b24 w417 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc80 y3b24 w77e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">129,<span class=\"_ _3\"></span>554<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc81 y3b24 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc82 y3b24 w77f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">99<span class=\"_ _3\"></span>4.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc83 y3b24 w418 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">130,549.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b25 w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc84 y3b25 w780 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">6,93<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc85 y3b25 w781 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">19<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>059<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc86 y3b25 w782 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">111.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc87 y3b25 w783 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">26,109.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a7 w429 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc88 y37a7 w784 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc89 y37a7 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8a y37a7 w785 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8b y37a7 w42a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23,<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>58.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a8 wdb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Derivative<span class=\"_ _5\"></span> financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8c y37a8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8d y37a8 w786 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>812<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8e y37a8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8f y37a8 w787 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>812<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc90 y37a9 w42c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>311<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc91 y37a9 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc92 y37a9 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc93 y37a9 w788 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5<span class=\"_ _3\"></span>,311<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b26 w771 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial assets and<span class=\"_ _5\"></span> investment<span class=\"_ _5\"></span> proper<span class=\"_ _3\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc94 y3b26 w789 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">1<span class=\"_ _3\"></span>65<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>251<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc95 y3b26 w78a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1a ws19\">21,<span class=\"_ _3\"></span>872.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc96 y3b26 w78b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">2<span class=\"_ _3\"></span>,0<span class=\"_ _3\"></span>09.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc97 y3b26 w78c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">189,133<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3b27 ff5 fs4 fc1 sc0 ls3e ws3e\">Financial liabilities<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y380f w78d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Investment contract be<span class=\"_ _3\"></span>nefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc98 y380f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc99 y380f w78e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">1<span class=\"_ _5\"></span>41,0<span class=\"_ _5\"></span>38.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9a y380f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9b y380f w78f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">1<span class=\"_ _5\"></span>41,<span class=\"_ _5\"></span>038.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 wfe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Derivativ<span class=\"_ _5\"></span>e financial liabili<span class=\"_ _5\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9c y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9d y3810 w435 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3<span class=\"_ _3\"></span>,052.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b9 y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9e y3810 w435 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3,<span class=\"_ _3\"></span>052.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w790 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Net asset<span class=\"_ _5\"></span> value attribut<span class=\"_ _5\"></span>able to<span class=\"_ _5\"></span> unit holders<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9f y37ab w102 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">4<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>,699.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa9d y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca0 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca1 y37ab w791 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">4<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>,699.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w792 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca2 y3731 w793 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">44,6<span class=\"_ _3\"></span>99.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca3 y3731 w794 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">144,090.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca4 y3731 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca5 y3731 w795 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">188<span class=\"_ _3\"></span>,790.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs657\"><table class=\"s w796 h18b\" id=\"_cf81596e-c5f0-425d-8ccb-cf195187a2bf\"><tr><td></td><td class=\"c n xc76 y3b28 w6f1 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">Leve<span class=\"_ _3\"></span>l 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca6 y3b28 w797 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">Level 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca7 y3b28 w359 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">L<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>l 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca8 y3b28 w798 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">T<span class=\"_ _5\"></span>otal<span class=\"_ _5\"></span> balance<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1c y3b29 ff3 fsa fc1 sc0 lsb6 ws4b\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></td><td class=\"c n x836 y3b2a w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca9 y3b2a w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcaa y3b2a w12b h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcab y3b2a w12b h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b2b ff3 fs4 fc2 sc0 ls6 ws4\">Financial asset<span class=\"_ _5\"></span>s and in<span class=\"_ _5\"></span>vestmen<span class=\"_ _5\"></span>t properties<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y37a6 wc3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> property<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7d y37a6 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7e y37a6 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcac y37a6 w44c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,110<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcad y37a6 w425 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b2c w417 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcae y3b2c w799 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">1<span class=\"_ _5\"></span>15,134.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb43 y3b2c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcaf y3b2c w763 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb0 y3b2c w79a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">11<span class=\"_ _3\"></span>6,761<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b2d w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb1 y3b2d w79b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>83<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb2 y3b2d w79c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">20,006.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb3 y3b2d w79d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb4 y3b2d w428 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">2<span class=\"_ _3\"></span>7,<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab8 w429 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb5 y3ab8 w79e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">12<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>505.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb6 y3ab8 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb7 y3ab8 w79f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb8 y3ab8 w7a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">12,5<span class=\"_ _5\"></span>13.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aca wdb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Derivative<span class=\"_ _5\"></span> financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8c y3aca w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb9 y3aca w431 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>420<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9a y3aca w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcba y3aca w431 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>420<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3902 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcbb y3902 w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5,<span class=\"_ _3\"></span>918<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcbc y3902 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcbd y3902 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcbe y3902 w7a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5<span class=\"_ _3\"></span>,91<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380e w7a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> assets<span class=\"_ _5\"></span> and inv<span class=\"_ _5\"></span>estment pr<span class=\"_ _5\"></span>operties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcbf y380e w7a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">140<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>42<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc0 y380e w7a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">23,<span class=\"_ _2\"></span>426.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc1 y380e w7a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>091<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc2 y380e w7a6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">166<span class=\"_ _3\"></span>,960.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b2e ff3 fs4 fc2 sc0 ls6 ws4\">Financial liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y379d w78d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Investment contract be<span class=\"_ _3\"></span>nefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc98 y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc3 y379d w7a7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">123<span class=\"_ _3\"></span>,14<span class=\"_ _3\"></span>9.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9a y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc4 y379d w224 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">123,149<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa wfe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Derivativ<span class=\"_ _5\"></span>e financial liabili<span class=\"_ _5\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9c y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc5 y37aa w7a8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3<span class=\"_ _3\"></span>,07<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc6 y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc7 y37aa w7a8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>073<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384f w790 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Net asset<span class=\"_ _5\"></span> value attribut<span class=\"_ _5\"></span>able to<span class=\"_ _5\"></span> unit holders<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc8 y384f w78f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">40,536.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc9 y384f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcca y384f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xccb y384f w43e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">40,<span class=\"_ _3\"></span>536.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xccc y3731 w78f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">40,536.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xccd y3731 w7a9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">1<span class=\"_ _5\"></span>26,222.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcce y3731 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xccf y3731 w7aa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">166<span class=\"_ _3\"></span>,759<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs658\">In re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e de<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>tive f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nci<span class=\"_ _3\"></span>al l<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, \u00a31<span class=\"_ _3\"></span>58<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of c<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tera<span class=\"_ _3\"></span>l ha<span class=\"_ _3\"></span>d be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n po<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>d as a<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs659\">31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 (2023: \u00a3181<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on), comp<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d tre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ur<span class=\"_ _2\"></span>y bil<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rda<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs65a\">the te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns of t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs65b\">Th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts tra<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n act<span class=\"_ _3\"></span>ive m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>kets i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on q<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>oted b<span class=\"_ _3\"></span>id p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs65c\">at th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>. The<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts are i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n Level 1<span class=\"_ _3\"></span>. </div>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up c<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>itor<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s in m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>kets t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>ve be<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me l<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s l<span class=\"_ _3\"></span>iq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>d. De<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng w<span class=\"_ _3\"></span>het<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r a ma<span class=\"_ _3\"></span>rke<span class=\"_ _3\"></span>t is a<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>res t<span class=\"_ _3\"></span>he ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e of j<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d up<span class=\"_ _3\"></span>on t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>cts a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>nce<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket for th<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>nst<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d. Wh<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>t is d<span class=\"_ _3\"></span>eter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re is n<span class=\"_ _3\"></span>o ac<span class=\"_ _3\"></span>tive m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rket<span class=\"_ _3\"></span>, fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e is e<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g a va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on technique.<span class=\"_ _5\"></span> The t<span class=\"_ _5\"></span>echniques applied incorpor<span class=\"_ _5\"></span>ate<span class=\"_ _5\"></span> relevan<span class=\"_ _5\"></span>t inf<span class=\"_ _5\"></span>ormation av<span class=\"_ _5\"></span>ailable and r<span class=\"_ _5\"></span>eflect appropriat<span class=\"_ _5\"></span>e adjustmen<span class=\"_ _5\"></span>ts f<span class=\"_ _5\"></span>or credit<span class=\"_ _5\"></span> and liquidity risks.<span class=\"_ _5\"></span> These valuat<span class=\"_ _5\"></span>ion techniques<span class=\"_ _5\"></span> maximise the u<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>f ob<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>rket d<span class=\"_ _3\"></span>ata w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re it i<span class=\"_ _3\"></span>s ava<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d rel<span class=\"_ _3\"></span>y as l<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>s po<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e on e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y-<span class=\"_ _2d1\"> </span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic e<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ates<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve we<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s gi<span class=\"_ _3\"></span>ven to d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rce<span class=\"_ _3\"></span>s of i<span class=\"_ _3\"></span>nfor<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-obs<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>np<span class=\"_ _3\"></span>uts to va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>s ca<span class=\"_ _3\"></span>n req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>e exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se of significant judgement.<span class=\"_ _2d1\"> </span>If all<span class=\"_ _5\"></span> significant inputs<span class=\"_ _5\"></span> required<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> fair<span class=\"_ _5\"></span>-<span class=\"_ _5\"></span>value an<span class=\"_ _5\"></span> instrument ar<span class=\"_ _5\"></span>e observable, t<span class=\"_ _5\"></span>he instrument<span class=\"_ _5\"></span> is in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n Leve<span class=\"_ _3\"></span>l 2. I<span class=\"_ _3\"></span>f o<span class=\"_ _3\"></span>ne o<span class=\"_ _3\"></span>r mo<span class=\"_ _3\"></span>re of th<span class=\"_ _3\"></span>e si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>s not b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d on o<span class=\"_ _3\"></span>bse<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>rke<span class=\"_ _3\"></span>t da<span class=\"_ _3\"></span>ta, t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent i<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d in Leve<span class=\"_ _3\"></span>l 3<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>No<span class=\"_ _3\"></span>te tha<span class=\"_ _3\"></span>t al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n Leve<span class=\"_ _3\"></span>l 2, e<span class=\"_ _3\"></span>xce<span class=\"_ _3\"></span>pt fo<span class=\"_ _3\"></span>r ce<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>n equities, fixed<span class=\"_ _5\"></span> income securities,<span class=\"_ _5\"></span> invest<span class=\"_ _5\"></span>ments in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Invest<span class=\"_ _5\"></span>ment Schemes and<span class=\"_ _5\"></span> inv<span class=\"_ _5\"></span>estment properties<span class=\"_ _5\"></span> as det<span class=\"_ _5\"></span>ailed below<span class=\"_ _6\"></span>.<span class=\"_ _2d1\"> </span>Specific v<span class=\"_ _5\"></span>aluation t<span class=\"_ _5\"></span>echniques used t<span class=\"_ _5\"></span>o value<span class=\"_ _5\"></span> Lev<span class=\"_ _5\"></span>el 2<span class=\"_ _5\"></span> financial assets<span class=\"_ _5\"></span> and liabilities<span class=\"_ _5\"></span> include the u<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>f ob<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es fo<span class=\"_ _3\"></span>r id<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>rent a<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>\u2019s-l<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>gt<span class=\"_ _3\"></span>h tran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">the f<span class=\"_ _5\"></span>air v<span class=\"_ _5\"></span>alue of fix<span class=\"_ _5\"></span>ed income securit<span class=\"_ _5\"></span>ies is de<span class=\"_ _5\"></span>termined b<span class=\"_ _5\"></span>y inputs<span class=\"_ _5\"></span> including int<span class=\"_ _5\"></span>erest r<span class=\"_ _5\"></span>ates<span class=\"_ _5\"></span> </span>and mark<span class=\"_ _5\"></span>et<span class=\"_ _5\"></span>-observable<span class=\"_ _5\"></span> yield curves of<span class=\"_ _5\"></span> similar instrument<span class=\"_ _5\"></span>s in the<span class=\"_ _5\"></span> market<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue of u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t-lin<span class=\"_ _3\"></span>ked l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s is a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d by refe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nce to t<span class=\"_ _3\"></span>he u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t </span>val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, de<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d on a b<span class=\"_ _3\"></span>id va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>, at t<span class=\"_ _3\"></span>he reporting<span class=\"_ _5\"></span> date<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">the Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> derivative<span class=\"_ _5\"></span> financial inst<span class=\"_ _5\"></span>ruments ar<span class=\"_ _5\"></span>e valued<span class=\"_ _5\"></span> using valuation<span class=\"_ _5\"></span> techniques<span class=\"_ _5\"></span> </span>commonly used<span class=\"_ _5\"></span> by mark<span class=\"_ _5\"></span>et participants.<span class=\"_ _5\"></span> These consist<span class=\"_ _5\"></span> of discount<span class=\"_ _5\"></span>ed cash<span class=\"_ _5\"></span> flow and<span class=\"_ _5\"></span> option pricing models, which<span class=\"_ _5\"></span> typically incorporat<span class=\"_ _5\"></span>e observable mark<span class=\"_ _5\"></span>et dat<span class=\"_ _5\"></span>a, principally in<span class=\"_ _5\"></span>terest<span class=\"_ _5\"></span> rates<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>s sp<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>ds<span class=\"_ _3\"></span>, fo<span class=\"_ _3\"></span>rei<span class=\"_ _3\"></span>gn ex<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>, e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>unte<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _2\"></span>y cred<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Specific v<span class=\"_ _5\"></span>aluation t<span class=\"_ _5\"></span>echniques used t<span class=\"_ _5\"></span>o value<span class=\"_ _5\"></span> Lev<span class=\"_ _5\"></span>el 3<span class=\"_ _5\"></span> financial assets<span class=\"_ _5\"></span> and liabilities<span class=\"_ _5\"></span> include:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the u<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>f un<span class=\"_ _3\"></span>ob<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h as ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d ren<span class=\"_ _3\"></span>tal va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t yi<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ds<span class=\"_ _2d1\"> </span></span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">oth<span class=\"_ _3\"></span>er te<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h as d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h flo<span class=\"_ _3\"></span>w an<span class=\"_ _3\"></span>d hi<span class=\"_ _3\"></span>sto<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>c la<span class=\"_ _3\"></span>pse ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re us<span class=\"_ _3\"></span>ed </span>to<span class=\"_ _5\"></span> determine<span class=\"_ _5\"></span> fair<span class=\"_ _5\"></span> value f<span class=\"_ _5\"></span>or the<span class=\"_ _5\"></span> remaining financial<span class=\"_ _5\"></span> instruments.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>ere we<span class=\"_ _3\"></span>re no t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rs b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n Level 1 a<span class=\"_ _3\"></span>nd Le<span class=\"_ _3\"></span>vel 2 d<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r.<span class=\"_ _2d1\"> </span>Tra<span class=\"_ _3\"></span>nsf<span class=\"_ _3\"></span>ers i<span class=\"_ _3\"></span>nto a<span class=\"_ _3\"></span>nd ou<span class=\"_ _3\"></span>t of Leve<span class=\"_ _3\"></span>l 3 po<span class=\"_ _3\"></span>rt<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>lio<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cy is to re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>s into a<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>ut o<span class=\"_ _3\"></span>f leve<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>s as of t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>f ea<span class=\"_ _3\"></span>ch re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od e<span class=\"_ _3\"></span>xce<span class=\"_ _3\"></span>pt for m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>teri<span class=\"_ _3\"></span>al t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rs w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d as o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e da<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e even<span class=\"_ _3\"></span>t or c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>stan<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at c<span class=\"_ _3\"></span>au<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d the t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r. T<span class=\"_ _6\"></span>ra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>s ou<span class=\"_ _3\"></span>t of Leve<span class=\"_ _3\"></span>l 3 po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>s ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e wh<span class=\"_ _3\"></span>en i<span class=\"_ _3\"></span>np<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>s that co<span class=\"_ _5\"></span>uld have<span class=\"_ _5\"></span> a significant<span class=\"_ _5\"></span> impact on t<span class=\"_ _5\"></span>he instrument\u2019s v<span class=\"_ _5\"></span>aluation become<span class=\"_ _5\"></span> market<span class=\"_ _6\"></span>-observable;<span class=\"_ _5\"></span> co<span class=\"_ _3\"></span>nver<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ly, tran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rs i<span class=\"_ _3\"></span>nto th<span class=\"_ _3\"></span>e po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>s ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e wh<span class=\"_ _3\"></span>en c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>nt so<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>f da<span class=\"_ _3\"></span>ta ce<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e to be av<span class=\"_ _5\"></span>ailable.<span class=\"_ _2d1\"> </span>T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rs i<span class=\"_ _3\"></span>n of c<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>in i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s in C<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve I<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt S<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ur w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s can n<span class=\"_ _3\"></span>o l<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>r be o<span class=\"_ _3\"></span>bta<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed f<span class=\"_ _3\"></span>rom a<span class=\"_ _3\"></span>n obs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rket p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce; e<span class=\"_ _3\"></span>.g<span class=\"_ _3\"></span>. wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re they h<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ve become illiquid, in<span class=\"_ _5\"></span> liquidation, suspended, etc.<span class=\"_ _5\"></span> The con<span class=\"_ _5\"></span>verse is<span class=\"_ _5\"></span> true if<span class=\"_ _5\"></span> an observable mark<span class=\"_ _5\"></span>et price becomes<span class=\"_ _5\"></span> available. Th<span class=\"_ _3\"></span>e foll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n Level 3 f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s at fai<span class=\"_ _3\"></span>r va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span><table class=\"s w7ab h18c\" id=\"_4a4496eb-1b96-4ec5-9d68-6f3fde5f214f\"><tr><td></td><td></td><td class=\"t m0 xcd0 h7e y3b2f ffe fsa fc1 sc0 lsb7 wsb9\">Fixed </td><td></td><td class=\"t m0 x980 h7e y3b2f ffe fsa fc1 sc0 ls3 ws2\">Colle<span class=\"_ _3\"></span>ctive </td></tr><tr><td></td><td class=\"t m0 x982 h7e y3b30 ffe fsa fc1 sc0 ls1c ws1b\">Investment </td><td class=\"t m0 xcd1 h7e y3b30 ffe fsa fc1 sc0 lsd wsc\">income </td><td></td><td class=\"t m0 x3e9 h7e y3b30 ffe fsa fc1 sc0 ls1c ws1b\">Investment </td></tr><tr><td></td><td class=\"t m0 xcd2 h7e y3b31 ffe fsa fc1 sc0 lsd wsc\">property<span class=\"_ _2d1\"> </span></td><td class=\"c n x807 y3b32 w7ac h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls3 ws2\">securitie<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcd3 y3b32 w7ad h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">Equities</div></td><td class=\"t m0 xcd4 h7e y3b31 ffe fsa fc1 sc0 ls1c ws1b\">Schemes<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h7e y3b33 ffe fsa fc1 sc0 lsa0 ws9c\">2024<span class=\"_ _2d1\"> </span></td><td class=\"c n xcd5 y3b34 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcd6 y3b34 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcd7 y3b34 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcd8 y3b34 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a7 w7ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 202<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcd9 y37a7 w425 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,11<span class=\"_ _3\"></span>0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcda y37a7 w7af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcdb y37a7 w763 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcdc y37a7 w79f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a8 w7b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>to Level 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcdd y37a8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcde y37a8 w3cc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcdf y37a8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x943 y37a8 w7b1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">4.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w6f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Addition<span class=\"_ _5\"></span>s during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce0 y37a9 w447 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce1 y37a9 w542 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">33.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce2 y37a9 w7b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">62<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce3 y37a9 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w7b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Disposed during<span class=\"_ _5\"></span> the year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce4 y379b w448 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(2<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce5 y379b w7b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">(2<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce6 y379b w7b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(7<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce7 y379b w267 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ed w7b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>Losses<span class=\"_ _6\"></span>)/<span class=\"_ _6\"></span>gains r<span class=\"_ _5\"></span>ecognised in the<span class=\"_ _5\"></span> income st<span class=\"_ _5\"></span>atement<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce8 y37ed w7b7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _5\"></span>3.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce9 y37ed w7b8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcea y37ed w7b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xceb y37ed w7ba h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w7bb h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>lan<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcec y384e w44b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">892<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xced y384e w7bc h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3f\">111<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcee y384e w7bd h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">994<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcef y384e w7be h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3f\">11.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w7bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Realised (<span class=\"_ _6\"></span>losses<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>/<span class=\"_ _5\"></span>gains<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf0 y3810 w7c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa8 wsa2\">(9<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf1 y3810 w608 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x734 y3810 w59a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf2 y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w7c1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unrealised gains<span class=\"_ _6\"></span>/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>losses<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf3 y37ab w7c2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">92<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf4 y37ab w7c3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf5 y37ab w7c4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf6 y37ab w7c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w7c6 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3e\">(<span class=\"_ _5\"></span>Losses<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>/<span class=\"_ _6\"></span>g<span class=\"_ _3\"></span>ains recognised in the<span class=\"_ _5\"></span> income statement<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf7 y3731 w7c7 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf8 y3731 w398 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf9 y3731 w7c8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">28.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x951 y3731 w7c9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">0.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr></table><table class=\"s w7ca h18d\" id=\"_aa086ad4-f524-4e5b-bc6a-4f81923fd5a9\"><tr><td></td><td></td><td class=\"t m0 xcd0 h1c y3b35 ff3 fsa fc1 sc0 ls3 ws2\">Fixe<span class=\"_ _3\"></span>d </td><td></td><td class=\"t m0 xcfa h1c y3b35 ff3 fsa fc1 sc0 ls26 ws25\">Col<span class=\"_ _3\"></span>lec<span class=\"_ _3\"></span>tive </td></tr><tr><td></td><td class=\"t m0 x982 h1c y3b36 ff3 fsa fc1 sc0 ls2b ws2a\">Investment </td><td class=\"t m0 xcd1 h1c y3b36 ff3 fsa fc1 sc0 lsc wsb\">income </td><td></td><td class=\"t m0 xcfb h1c y3b36 ff3 fsa fc1 sc0 ls2b ws2a\">Investment </td></tr><tr><td></td><td class=\"t m0 xcd2 h1c y3b37 ff3 fsa fc1 sc0 ls1e ws1d\">property<span class=\"_ _2d1\"> </span></td><td class=\"c n x804 y3b38 w7cb h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 ls109 ws115\">securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcfc y3b38 w7cc h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 ls23 ws22\">Equi<span class=\"_ _5\"></span>ties</div></td><td class=\"t m0 xcd4 h1c y3b37 ff3 fsa fc1 sc0 ls109 ws115\">Schemes<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h1c y3b39 ff3 fsa fc1 sc0 ls23 ws22\">2023<span class=\"_ _2d1\"> </span></td><td class=\"c n xcfd y3b3a w13 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcfe y3b3a w297 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcff y3b3a w16e h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd00 y3b3a w16e h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab8 w516 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd01 y3ab8 w5ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">1,<span class=\"_ _3\"></span>294<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd02 y3ab8 w9e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">366.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd03 y3ab8 w18a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>592<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd04 y3ab8 w89 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">3.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aca w7b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>to Level 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcdd y3aca w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd05 y3aca w7b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">26<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd06 y3aca w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd07 y3aca w644 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">4.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3902 w6f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Addition<span class=\"_ _5\"></span>s during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd08 y3902 w7cd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd09 y3902 w7ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">25.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd0a y3902 w7cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd0b y3902 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382e w7b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Disposed during<span class=\"_ _5\"></span> the year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd0c y382e w7d0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>4<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd0d y382e w7d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _3\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd0e y382e w7d2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd0f y382e w7d3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ae8 w7b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>Losses<span class=\"_ _6\"></span>)/<span class=\"_ _6\"></span>gains r<span class=\"_ _5\"></span>ecognised in the<span class=\"_ _5\"></span> income st<span class=\"_ _5\"></span>atement<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd10 y3ae8 w7d4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd11 y3ae8 w7d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd12 y3ae8 w7d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd13 y3ae8 w11f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3903 w52f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd14 y3903 w425 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,11<span class=\"_ _3\"></span>0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd15 y3903 w79d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd16 y3903 w763 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd17 y3903 w79f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w7bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Realised (<span class=\"_ _6\"></span>losses<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>/<span class=\"_ _5\"></span>gains<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd18 y37cd w55c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd19 y37cd w79f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd1a y37cd w7d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _0\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd1b y37cd w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w7d8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unrealised (<span class=\"_ _6\"></span>losses<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>/<span class=\"_ _5\"></span>gains<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd1c y3766 w7d9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd1d y3766 w7da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(2<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd1e y3766 w7db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51a y3766 w175 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w7b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>Losses<span class=\"_ _6\"></span>)/<span class=\"_ _6\"></span>gains r<span class=\"_ _5\"></span>ecognised in the<span class=\"_ _5\"></span> income st<span class=\"_ _5\"></span>atement<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd10 y3731 w7d4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd11 y3731 w7d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd12 y3731 w7d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd13 y3731 w11f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr></table>Un<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>nd re<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed (los<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s<span class=\"_ _5\"></span>)/<span class=\"_ _6\"></span>g<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns fo<span class=\"_ _3\"></span>r al<span class=\"_ _3\"></span>l Level 3 a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>n inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ret<span class=\"_ _5\"></span>urn in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span><div class=\"t m0 h77 ff4 fs61 fc1 sc0 lsfb ws106 gs691\">Leve<span class=\"_ _3\"></span>l 3 va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls9 ws7 gs692\">Inv<span class=\"_ _5\"></span>estment pr<span class=\"_ _5\"></span>opert<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs693\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d \u00a3892<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a31<span class=\"_ _3\"></span>,11<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on) of inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs694\">al<span class=\"_ _3\"></span>l of w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>s cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s Leve<span class=\"_ _3\"></span>l 3 in th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>rchy. It i<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d at c<span class=\"_ _3\"></span>ost </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs695\">including r<span class=\"_ _5\"></span>elated acquisit<span class=\"_ _5\"></span>ion costs<span class=\"_ _5\"></span> and subsequently<span class=\"_ _5\"></span> valued at<span class=\"_ _5\"></span> least monthly<span class=\"_ _5\"></span> by pr<span class=\"_ _5\"></span>ofessional<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs696\">ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s at t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s\u2019 re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s at e<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ch re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls97 ws2 gs697\">de<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ved a<span class=\"_ _3\"></span>re ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n ant<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d ma<span class=\"_ _3\"></span>rket v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s for th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rda<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th g<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs698\">is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ed by t<span class=\"_ _3\"></span>he Roya<span class=\"_ _3\"></span>l I<span class=\"_ _3\"></span>nst<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>uti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f Ch<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>red S<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>yor<span class=\"_ _3\"></span>s, b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g the e<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt th<span class=\"_ _3\"></span>at w<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>ld </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs699\">be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m a sa<span class=\"_ _3\"></span>le o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>n ord<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ly t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n ma<span class=\"_ _3\"></span>rket p<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>tic<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>ant<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs69a\">Th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y is i<span class=\"_ _3\"></span>nh<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve as i<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>s, a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g oth<span class=\"_ _3\"></span>er fa<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls97 ws2 gs69b\">as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns to b<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>de re<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g the a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y of e<span class=\"_ _3\"></span>xi<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g ten<span class=\"_ _3\"></span>ant<span class=\"_ _3\"></span>s to me<span class=\"_ _3\"></span>et th<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>r ren<span class=\"_ _3\"></span>tal o<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs69c\">over t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>re li<span class=\"_ _3\"></span>fe of th<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>r l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s; th<span class=\"_ _3\"></span>e est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d renta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>nto th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re; </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs69d\">the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of a p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>\u2019s pote<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>al to re<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>in a<span class=\"_ _3\"></span>s an a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve tec<span class=\"_ _3\"></span>hn<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>onf<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs69e\">exi<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g an<span class=\"_ _3\"></span>d pro<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve ten<span class=\"_ _3\"></span>ant<span class=\"_ _3\"></span>s in a c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t; a<span class=\"_ _3\"></span>nd a j<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e at<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs69f\">of a<span class=\"_ _5\"></span> building, its location<span class=\"_ _5\"></span> and the<span class=\"_ _5\"></span> surrounding<span class=\"_ _5\"></span> environmen<span class=\"_ _5\"></span>t.<span class=\"_ _2d1\"> </span></div><div class=\"gs6a0\"><table class=\"s w7dc h18e\" id=\"_6fa37a49-98e8-4b73-8066-e9e2a4a5f54a\"><tr><td></td><td></td><td></td><td class=\"t m0 xd1f h7e y3b3b ffe fsa fc1 sc0 ls20 ws1f\">Inves<span class=\"_ _5\"></span>tment property classification<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"t m0 x33d h7e y3b3c ffe fsa fc1 sc0 ls3 ws2\">31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></td><td class=\"c n xd20 y3b3d we8 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls2b ws2a\">Office<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd21 y3b3d w7cb h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">Industrial<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd22 y3b3d w7dd h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c wsa5\">Retail and leisure<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd23 y3b3d w7de h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls5f ws5d\">All<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3b3e w7df h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Gr<span class=\"_ _3\"></span>oss E<span class=\"_ _3\"></span>RV (pe<span class=\"_ _3\"></span>r sq f<span class=\"_ _3\"></span>t)</div><div class=\"t m0 xd24 haf y3b1e ff5 fse fc1 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y387e w7e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">Rang<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd25 y387e w7e1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a3<span class=\"_ _3\"></span>31<span class=\"_ _3\"></span>.0<span class=\"_ _3\"></span>0 to \u00a3120.<span class=\"_ _3\"></span>00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd26 y387e w7e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a35.50 to \u00a3<span class=\"_ _3\"></span>24.<span class=\"_ _3\"></span>00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd27 y387e w7e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a31<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>86 to \u00a380<span class=\"_ _3\"></span>.0<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd28 y387e w7e4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a31.<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>6 to \u00a3120.<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387f w7e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Weig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d ave<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd29 y387f w7e6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls133 ws15b\">\u00a349<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>70<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd2a y387f w75f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">\u00a314<span class=\"_ _3\"></span>.4<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd2b y387f w7e7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">\u00a313.<span class=\"_ _3\"></span>96<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1b y387f w7e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">\u00a3<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3b3f ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>rue equivalent yield<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3730 w7e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">Rang<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf1 y3730 w7e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">4.7% to 1<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>5%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd2c y3730 w7ea h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">4<span class=\"_ _3\"></span>.6% to 7<span class=\"_ _5\"></span>.0<span class=\"_ _3\"></span>%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd2d y3730 w7eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5<span class=\"_ _3\"></span>.7% to 9.<span class=\"_ _3\"></span>1%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd2e y3730 w7e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">4.7<span class=\"_ _3\"></span>% to 10.<span class=\"_ _3\"></span>5%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w7e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Weig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d ave<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd2f y3731 w7ec h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a wsa7\">6<span class=\"_ _3\"></span>.8%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd30 y3731 w7d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5.6%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd31 y3731 w7ed h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd32 y3731 w7ee h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a wsa7\">6<span class=\"_ _3\"></span>.3%<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs6a1\"><table class=\"s w7ef h18f\" id=\"_c098bd70-1ece-41f1-accd-55e4e71a2e0a\"><tr><td></td><td></td><td></td><td class=\"t m0 xd1f h1c y3b40 ff3 fsa fc1 sc0 ls19 ws18\">Invest<span class=\"_ _5\"></span>ment property classification<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"t m0 x33d h1c y3b41 ff3 fsa fc1 sc0 lsb6 ws4b\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></td><td class=\"c n xd20 y3b42 w7f0 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls1a ws19\">Office<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd33 y3b42 w7f1 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">Industrial<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd34 y3b42 w7f2 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">Retail<span class=\"_ _5\"></span> and leisure<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd35 y3b42 w7f3 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls22 ws21\">All<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3865 w7f4 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Gro<span class=\"_ _3\"></span>ss ERV (<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r sq f<span class=\"_ _3\"></span>t)</div><div class=\"t m0 xd36 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3866 w7e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">Rang<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd25 y3866 w7f5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a329<span class=\"_ _3\"></span>.50 to \u00a311<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd37 y3866 w7f6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a35.<span class=\"_ _3\"></span>25 to \u00a3<span class=\"_ _3\"></span>24.<span class=\"_ _3\"></span>00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd38 y3866 w7f7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a32<span class=\"_ _3\"></span>.50 to \u00a397.54<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd39 y3866 w7f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a32.5<span class=\"_ _3\"></span>0 to \u00a3110<span class=\"_ _3\"></span>.0<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w7e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Weig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d ave<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd3a y379d w7f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls133 ws15b\">\u00a349<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd3b y379d w7fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">\u00a3<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>74<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd3c y379d w7fb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">\u00a313<span class=\"_ _3\"></span>.5<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd3d y379d w7fc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">\u00a316<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>89<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3b43 ff3 fs4 fc2 sc0 ls4b ws49\">T<span class=\"_ _6\"></span>rue equivalent<span class=\"_ _5\"></span> yield<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3b44 w7e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">Rang<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf1 y3b44 w7fd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">4.7<span class=\"_ _3\"></span>% to 10.<span class=\"_ _3\"></span>3%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd3e y3b44 w7fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5<span class=\"_ _3\"></span>.0% to 6<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd3f y3b44 w7ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2% to 13<span class=\"_ _3\"></span>.9<span class=\"_ _3\"></span>%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd40 y3b44 w800 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">4.7% to 1<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>9%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w7e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Weig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d ave<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd41 y3731 w801 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd42 y3731 w7d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5.6%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd43 y3731 w802 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd44 y3731 w64e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6.7<span class=\"_ _3\"></span>%<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs6a2\">1 <span class=\"_ _3a\"> </span>Eq<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>t ren<span class=\"_ _3\"></span>tal va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue (p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r sq<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>re fo<span class=\"_ _3\"></span>ot).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls3e ws3e gs6a3\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _5\"></span> and equities<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6a4\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d \u00a3111<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a334<span class=\"_ _3\"></span>6.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on) in pri<span class=\"_ _3\"></span>vate c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6a5\">inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d \u00a399<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a31<span class=\"_ _3\"></span>,628<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) i<span class=\"_ _3\"></span>n pr<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>te ma<span class=\"_ _3\"></span>rket i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6a6\">the S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pla<span class=\"_ _3\"></span>ce D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ver<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed A<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets (F<span class=\"_ _5\"></span>AI<span class=\"_ _3\"></span>F<span class=\"_ _5\"></span>) U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6a7\">income securit<span class=\"_ _5\"></span>ies and equit<span class=\"_ _5\"></span>ies, respectiv<span class=\"_ _5\"></span>ely,<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> consolidated<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of financ<span class=\"_ _5\"></span>ial position. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6a8\">Th<span class=\"_ _3\"></span>ey are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e, w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>t evi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e of t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e at i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6a9\">be<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e tran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>.e<span class=\"_ _3\"></span>. th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n gi<span class=\"_ _3\"></span>ven o<span class=\"_ _3\"></span>r re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Fol<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ng </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6aa\">in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>nit<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n a mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n pro<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ss o<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>cur<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>es v<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ica<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on by s<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>ly </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6ab\">qualified pr<span class=\"_ _5\"></span>ofessional<span class=\"_ _5\"></span> ex<span class=\"_ _3\"></span>ternal<span class=\"_ _5\"></span> valuers, who<span class=\"_ _5\"></span> are members<span class=\"_ _5\"></span> of vari<span class=\"_ _5\"></span>ous industry bodies including<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6ac\">the B<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>sh P<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>vate Eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d Ventu<span class=\"_ _3\"></span>re Ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal As<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6ae\">The f<span class=\"_ _5\"></span>air values<span class=\"_ _5\"></span> of t<span class=\"_ _5\"></span>he privat<span class=\"_ _5\"></span>e cr<span class=\"_ _5\"></span>edit inv<span class=\"_ _5\"></span>estments<span class=\"_ _5\"></span> are principally<span class=\"_ _5\"></span> determined<span class=\"_ _5\"></span> using two </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs6af\">valuation<span class=\"_ _5\"></span> methods:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6b0\">1<span class=\"_ _3\"></span>.  <span class=\"_ _2d\"> </span> <span class=\"_ _142\"></span>The s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>ow rat<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g me<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ns a s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>w cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t rati<span class=\"_ _3\"></span>ng to t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ebt-iss<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g ent<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6b1\">an<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d yi<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith re<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e to obs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le y<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ds fo<span class=\"_ _3\"></span>r co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6b2\">co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s wi<span class=\"_ _3\"></span>th a pu<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>c cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t rati<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g in th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n ma<span class=\"_ _3\"></span>rket<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6b3\">2.  <span class=\"_ _198\"> </span> <span class=\"_ _6e\"></span>T<span class=\"_ _3\"></span>he we<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d ave<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ge c<span class=\"_ _3\"></span>ost o<span class=\"_ _3\"></span>f ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal (W<span class=\"_ _5\"></span>ACC<span class=\"_ _6\"></span>) m<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h dete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ebt-iss<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6b4\">en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>y<span class=\"_ _2\"></span>\u2019s W<span class=\"_ _5\"></span>ACC wi<span class=\"_ _3\"></span>th refe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nce to o<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vabl<span class=\"_ _3\"></span>e m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>tiv<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6b5\">Th<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted y<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d WA<span class=\"_ _5\"></span>CC a<span class=\"_ _3\"></span>re us<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt rate<span class=\"_ _3\"></span>s to cal<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ate th<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6b6\">of th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>ture c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>ow ra<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g an<span class=\"_ _3\"></span>d WACC meth<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>s res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>ly, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6b7\">wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h is ta<span class=\"_ _3\"></span>ken to be t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6b8\">The f<span class=\"_ _5\"></span>air values<span class=\"_ _5\"></span> of t<span class=\"_ _5\"></span>he privat<span class=\"_ _5\"></span>e mark<span class=\"_ _5\"></span>et in<span class=\"_ _5\"></span>vestments<span class=\"_ _5\"></span> are<span class=\"_ _5\"></span> principally det<span class=\"_ _5\"></span>ermined using two </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs6b9\">valuation<span class=\"_ _5\"></span> methods: </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6ba\">1<span class=\"_ _3\"></span>.  <span class=\"_ _2d\"> </span>A ma<span class=\"_ _3\"></span>rke<span class=\"_ _3\"></span>t ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h wi<span class=\"_ _3\"></span>th refe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce to s<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ves<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6bb\">2.  <span class=\"_ _a\"> </span> <span class=\"_ _6e\"></span>An income appr<span class=\"_ _5\"></span>oach using<span class=\"_ _5\"></span> discounted<span class=\"_ _5\"></span> cash flow<span class=\"_ _5\"></span> analysis which<span class=\"_ _5\"></span> assesses the<span class=\"_ _5\"></span> fair v<span class=\"_ _5\"></span>alue </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6bc\">of e<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h as<span class=\"_ _3\"></span>set b<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on i<span class=\"_ _3\"></span>ts ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>sh fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6bd\">Th<span class=\"_ _3\"></span>e out<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>t of e<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h me<span class=\"_ _3\"></span>tho<span class=\"_ _3\"></span>d for b<span class=\"_ _3\"></span>ot<span class=\"_ _3\"></span>h the p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>vate c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>nd p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>vate m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts i<span class=\"_ _3\"></span>s a </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6be\">ran<span class=\"_ _3\"></span>ge o<span class=\"_ _3\"></span>f val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, from w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch t<span class=\"_ _3\"></span>he m<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>-po<span class=\"_ _3\"></span>int i<span class=\"_ _3\"></span>s se<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d to be t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he m<span class=\"_ _3\"></span>aj<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6bf\">ca<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s. T<span class=\"_ _3\"></span>he m<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>-po<span class=\"_ _3\"></span>int w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l no<span class=\"_ _3\"></span>t be s<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted i<span class=\"_ _3\"></span>f fu<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er i<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s kn<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>n ab<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>t an i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6c0\">wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h ca<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ot be fa<span class=\"_ _3\"></span>cto<span class=\"_ _3\"></span>red i<span class=\"_ _3\"></span>nto th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on m<span class=\"_ _3\"></span>eth<span class=\"_ _3\"></span>od u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. A we<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hti<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to the va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6c1\">determ<span class=\"_ _5\"></span>ined following<span class=\"_ _5\"></span> each method<span class=\"_ _5\"></span> to de<span class=\"_ _5\"></span>termine t<span class=\"_ _5\"></span>he final v<span class=\"_ _5\"></span>aluation. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6c2\">Th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y su<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve as th<span class=\"_ _3\"></span>ey re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire a n<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r of a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s to be m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6c3\">su<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>s dete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g wh<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ch e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ves a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>r rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6c4\">performance met<span class=\"_ _5\"></span>rics (<span class=\"_ _6\"></span>for<span class=\"_ _5\"></span> example earnings<span class=\"_ _5\"></span> befor<span class=\"_ _5\"></span>e int<span class=\"_ _5\"></span>erest, tax, depr<span class=\"_ _5\"></span>eciation and<span class=\"_ _5\"></span> amor<span class=\"_ _3\"></span>tisation<span class=\"_ _6\"></span>),<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6c5\">de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ap<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ate di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt ra<span class=\"_ _3\"></span>tes an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>w fore<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>sts to u<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, the w<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ght<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6c6\">to ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>y to ea<span class=\"_ _3\"></span>ch va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n met<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>y, and th<span class=\"_ _3\"></span>e po<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>t in th<span class=\"_ _3\"></span>e ra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e of va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s to se<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct a<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6c7\">the f<span class=\"_ _5\"></span>air v<span class=\"_ _5\"></span>alue.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 lsb5 wsb7 gs6c8\">Sensitivit<span class=\"_ _3\"></span>y of Lev<span class=\"_ _5\"></span>el 3 valuations<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls29 ws28 gs6c9\">Investment<span class=\"_ _5\"></span> in Collective Inv<span class=\"_ _5\"></span>estment Schemes<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6ca\">Th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns o<span class=\"_ _3\"></span>f ce<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>n inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts i<span class=\"_ _3\"></span>n Co<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t Sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s are b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e la<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6cb\">ob<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e pri<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>st s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve to est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s, i<span class=\"_ _3\"></span>t is b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>eved t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6cc\">ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ed to a re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>lte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>ve wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d no<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs6cd\">value significan<span class=\"_ _5\"></span>tly<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls9 ws7 gs6ce\">Inv<span class=\"_ _5\"></span>estment pr<span class=\"_ _5\"></span>opert<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6cf\">As se<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t of t<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>, inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>t cos<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6d0\">rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cos<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>y val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d at l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>t mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly by p<span class=\"_ _3\"></span>rofe<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6d1\">val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019 res<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ect<span class=\"_ _3\"></span>ive fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>t e<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h rep<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te. T<span class=\"_ _3\"></span>he fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>owi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>le s<span class=\"_ _3\"></span>ets </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6d2\">ou<span class=\"_ _3\"></span>t the e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g re<span class=\"_ _3\"></span>aso<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e al<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng a 1<span class=\"_ _3\"></span>0% m<span class=\"_ _3\"></span>ovem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6d3\">in e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ted re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>nd a 5<span class=\"_ _3\"></span>0b<span class=\"_ _3\"></span>ps m<span class=\"_ _3\"></span>ovem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve yi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>, to th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6d4\">inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. A<span class=\"_ _3\"></span>ny cha<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n the va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y is m<span class=\"_ _3\"></span>atc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>d by an </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6d5\">associated<span class=\"_ _5\"></span> movement<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> policyholder liability<span class=\"_ _5\"></span>, and t<span class=\"_ _5\"></span>herefor<span class=\"_ _5\"></span>e would<span class=\"_ _5\"></span> not impact<span class=\"_ _5\"></span> the </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4b ws49 gs6d6\">shareholder<span class=\"_ _5\"></span> net asset<span class=\"_ _5\"></span>s.<span class=\"_ _2d1\"> </span></div><div class=\"gs390\"><table class=\"s w803 h190\" id=\"_f111a978-33f1-4f22-b1b8-0cbb12ddb980\"><tr><td></td><td></td><td></td><td class=\"t m0 xd45 h7e y3b45 ffe fsa fc1 sc0 lse1 wsa5\" colspan=\"2\">Effect of reasonably possible<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x433 h7e y3b46 ffe fsa fc1 sc0 lsc wsb\" colspan=\"2\">alternati<span class=\"_ _3\"></span>ve assumptions<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td class=\"t m0 xd46 h7e y3b47 ffe fsa fc1 sc0 ls3 ws2\">Carry<span class=\"_ _3\"></span>ing </td><td class=\"t m0 x433 h7e y3b48 ffe fsa fc1 sc0 ls3 ws2\">Favourable  </td><td class=\"t m0 x9eb h7e y3b48 ffe fsa fc1 sc0 ls3 ws2\">Unfavourabl<span class=\"_ _3\"></span>e  </td></tr><tr><td></td><td class=\"t m0 xd47 h7e y3b49 ffe fsa fc1 sc0 ls20 ws1f\">Inves<span class=\"_ _5\"></span>tment property </td><td class=\"t m0 x8cb h7e y3b4a ffe fsa fc1 sc0 ls8a ws11b\">valu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x4d5 h7e y3b4b ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ed h7e y3b4b ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 xd47 h7e y3b4c ffe fsa fc1 sc0 lse1 wsa5\">significant unobservable inputs<span class=\"_ _2d1\"> </span></td><td class=\"c n xd48 y38ef w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd49 y38ef w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4a y38ef w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b4d w804 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls46 ws46\">31<span class=\"_ _5\"></span> December 2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4b y3b4d w805 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">Exp<span class=\"_ _3\"></span>ected rental v<span class=\"_ _5\"></span>alue/<span class=\"_ _6\"></span>relative yield<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4c y3b4d w806 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">892<span class=\"_ _2\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4d y3b4d w807 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">1,064<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4e y3b4d w808 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls96 ws93\">74<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w809 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4f y3731 w80a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d ren<span class=\"_ _3\"></span>tal va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e/<span class=\"_ _5\"></span>rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ive y<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd50 y3731 w80b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd51 y3731 w57b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>314.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd52 y3731 w80c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">938.9<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h86 ffe fs4 fc1 sc0 ls3e ws3e gs6d8\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _5\"></span> and equities<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6d9\">As se<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>revi<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he Leve<span class=\"_ _3\"></span>l 3 fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6da\">eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re se<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d from t<span class=\"_ _3\"></span>he va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n ran<span class=\"_ _3\"></span>ge d<span class=\"_ _3\"></span>ete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h the m<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6db\">pro<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e fol<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ng ta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>ts o<span class=\"_ _3\"></span>ut th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f val<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ng e<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h of t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>gh a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ow </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6dc\">po<span class=\"_ _3\"></span>int o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ran<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>. As w<span class=\"_ _3\"></span>ith i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y, any ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the<span class=\"_ _3\"></span>se f<span class=\"_ _3\"></span>ix<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6dd\">securities<span class=\"_ _5\"></span> or equities<span class=\"_ _5\"></span> is matched<span class=\"_ _5\"></span> by an<span class=\"_ _5\"></span> associated<span class=\"_ _5\"></span> movement<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> policyholder liability<span class=\"_ _5\"></span>, and </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6de\">the<span class=\"_ _3\"></span>refo<span class=\"_ _3\"></span>re wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d not i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ct on t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"gs6df\"><table class=\"s w803 h191\" id=\"_45d2592d-0192-4217-89c9-7dabe74a2647\"><tr><td></td><td></td><td></td><td class=\"t m0 xd45 h7e y3b4e ffe fsa fc1 sc0 lse1 wsa5\" colspan=\"2\">Effect of reasonably possible<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x433 h7e y3b4f ffe fsa fc1 sc0 lsc wsb\" colspan=\"2\">alternati<span class=\"_ _3\"></span>ve assumptions<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td class=\"t m0 xd46 h7e y3b50 ffe fsa fc1 sc0 ls3 ws2\">Carry<span class=\"_ _3\"></span>ing </td><td class=\"t m0 x433 h7e y3b51 ffe fsa fc1 sc0 ls3 ws2\">Favourable  </td><td class=\"t m0 x9eb h7e y3b51 ffe fsa fc1 sc0 ls3 ws2\">Unfavourabl<span class=\"_ _3\"></span>e  </td></tr><tr><td></td><td></td><td class=\"t m0 x8cb h7e y3b52 ffe fsa fc1 sc0 ls8a ws11b\">valu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x4d5 h7e y3b53 ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ed h7e y3b53 ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td class=\"c n xd48 y3b54 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd49 y3b54 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4a y3b54 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b55 w804 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls46 ws46\">31<span class=\"_ _5\"></span> December 2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4b y3b55 w80d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Fixed income securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd53 y3b55 w591 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3f\">111.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd54 y3b55 w80e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3f\">115.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd55 y3b55 w80f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">108.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n xd56 y3b56 w810 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd57 y3b56 w811 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">994.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd58 y3b56 w812 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">1<span class=\"_ _3\"></span>,128<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd59 y3b56 w356 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">911<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w809 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4f y3730 w813 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed<span class=\"_ _5\"></span> income securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd5a y3730 w94 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd5b y3730 w4cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">351<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd5c y3730 w814 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>0.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n xd56 y3731 w417 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd5d y3731 w763 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x36d y3731 w815 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>813<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd5e y3731 w816 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,449.2<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 lse0 wsec gs6e0\">Credit risk<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6e1\">Credit<span class=\"_ _5\"></span> risk r<span class=\"_ _5\"></span>elating to<span class=\"_ _5\"></span> unit liabilit<span class=\"_ _5\"></span>ies is borne<span class=\"_ _5\"></span> by t<span class=\"_ _5\"></span>he unit holders.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs6e2\">Contractual maturity and<span class=\"_ _5\"></span> liquidity analysis<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6e3\">Un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es (<span class=\"_ _5\"></span>a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts) are dee<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ed to h<span class=\"_ _3\"></span>ave a m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y of u<span class=\"_ _3\"></span>p to on<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6e4\">si<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e the<span class=\"_ _3\"></span>y are re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>le o<span class=\"_ _3\"></span>n de<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d. I<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>al m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6e5\">of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>er t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>n on<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar, but t<span class=\"_ _3\"></span>he m<span class=\"_ _3\"></span>aj<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d wit<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>it-lin<span class=\"_ _3\"></span>ked </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6e6\">and unit<span class=\"_ _5\"></span> trust funds<span class=\"_ _5\"></span> are<span class=\"_ _5\"></span> highly liquid and<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup also ac<span class=\"_ _5\"></span>tively monit<span class=\"_ _5\"></span>ors fund<span class=\"_ _5\"></span> liquidity.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 lsb5 wsb7 gs6e7\">Sensitivit<span class=\"_ _3\"></span>y analysis to market<span class=\"_ _5\"></span> risks<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6e8\">The majori<span class=\"_ _5\"></span>t<span class=\"_ _3\"></span>y of<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup\u2019s business<span class=\"_ _5\"></span> is unitised<span class=\"_ _5\"></span> and the<span class=\"_ _5\"></span> direct ass<span class=\"_ _5\"></span>ociated mark<span class=\"_ _5\"></span>et risk<span class=\"_ _5\"></span> is </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6e9\">the<span class=\"_ _3\"></span>refo<span class=\"_ _3\"></span>re bo<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>e by un<span class=\"_ _3\"></span>it h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>s. F<span class=\"_ _3\"></span>or co<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>eten<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, we n<span class=\"_ _3\"></span>ote th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re is a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>t ri<span class=\"_ _3\"></span>sk </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6ea\">as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e as f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r i<span class=\"_ _3\"></span>nco<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>s d<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt u<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6eb\">ma<span class=\"_ _3\"></span>rket<span class=\"_ _3\"></span>s; how<span class=\"_ _3\"></span>ever, th<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>t ris<span class=\"_ _3\"></span>k h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n mi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ted t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s a<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs6ec\">matching<span class=\"_ _5\"></span> assets and<span class=\"_ _5\"></span> liabilities.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-416": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs5ed\">Fair<span class=\"_ _5\"></span> value es<span class=\"_ _5\"></span>timation<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5ee\">Financial asset<span class=\"_ _5\"></span>s and liabilit<span class=\"_ _5\"></span>ies which ar<span class=\"_ _5\"></span>e held a<span class=\"_ _5\"></span>t fair<span class=\"_ _5\"></span> value in<span class=\"_ _5\"></span> the financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements ar<span class=\"_ _5\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5ef\">req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red to h<span class=\"_ _3\"></span>ave d<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>scl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d the<span class=\"_ _3\"></span>ir fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts by l<span class=\"_ _3\"></span>evel o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e fol<span class=\"_ _3\"></span>low<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5f0\">me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>rarc<span class=\"_ _3\"></span>hy<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs5f1\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">qu<span class=\"_ _3\"></span>ote<span class=\"_ _3\"></span>d pri<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s (<span class=\"_ _5\"></span>un<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>dj<span class=\"_ _3\"></span>uste<span class=\"_ _3\"></span>d<span class=\"_ _5\"></span>) i<span class=\"_ _3\"></span>n act<span class=\"_ _3\"></span>ive m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>kets fo<span class=\"_ _3\"></span>r id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tic<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s or l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s (Level 1<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs5f2\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">in<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>ts ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>an q<span class=\"_ _3\"></span>uote<span class=\"_ _3\"></span>d pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in Lev<span class=\"_ _3\"></span>el 1 th<span class=\"_ _3\"></span>at a<span class=\"_ _3\"></span>re o<span class=\"_ _3\"></span>bse<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e for t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>r </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs5f3\">li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y, ei<span class=\"_ _3\"></span>the<span class=\"_ _3\"></span>r di<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>ctl<span class=\"_ _3\"></span>y (<span class=\"_ _5\"></span>th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s, a<span class=\"_ _3\"></span>s p<span class=\"_ _3\"></span>ric<span class=\"_ _3\"></span>es) or in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tly (that i<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, de<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ved f<span class=\"_ _3\"></span>rom p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s<span class=\"_ _5\"></span>) (<span class=\"_ _5\"></span>Leve<span class=\"_ _3\"></span>l 2)<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs5f4\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">in<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>ts for t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t are n<span class=\"_ _3\"></span>ot b<span class=\"_ _3\"></span>ase<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n ob<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>rket d<span class=\"_ _3\"></span>ata (<span class=\"_ _5\"></span>th<span class=\"_ _3\"></span>at i<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs5f5\">unobservable inputs<span class=\"_ _6\"></span>) (<span class=\"_ _6\"></span>Lev<span class=\"_ _5\"></span>el 3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span>.<span class=\"_ _2d1\"> </span></div>Th<span class=\"_ _3\"></span>e foll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e.<span class=\"_ _2d1\"> </span><table class=\"s w6e5 h181\" id=\"_34f5928a-199e-4f2c-897e-581b0c602803\"><tr><td></td><td></td><td></td><td></td><td class=\"t m0 x339 h7e y3adb ffe fsa fc1 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>otal </td></tr><tr><td></td><td class=\"c n xb6f y3adc w6e6 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">Leve<span class=\"_ _3\"></span>l 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb70 y3adc w6e7 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">Level 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb71 y3adc w6e8 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">L<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>l 3</div></td><td class=\"t m0 xb72 h7e y3add ffe fsa fc1 sc0 ls1c ws1b\">balance<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h7e y3ade ffe fsa fc1 sc0 ls3 ws2\">31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></td><td class=\"c n x8b8 y3adf w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb73 y3adf w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb74 y3adf w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb75 y3adf w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3ae0 ff5 fs4 fc1 sc0 ls3e ws3e\">Financial assets </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y37a9 w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb76 y37a9 w686 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb77 y37a9 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb78 y37a9 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x473 y37a9 w6e9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y379b w6ea h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes</div><div class=\"t m0 xb79 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7a y379b w688 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,19<span class=\"_ _5\"></span>4.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7b y379b w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7c y379b w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7d y379b w6eb h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,194.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ed w27b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7e y37ed w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7f y37ed w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb80 y37ed w68e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">121<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb81 y37ed w47b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">121<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w698 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb82 y384e w6ec h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>02<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb83 y384e w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb84 y384e w6ed h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">1<span class=\"_ _3\"></span>21.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb85 y384e w6ee h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">2<span class=\"_ _3\"></span>,323<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3ae1 ff5 fs4 fc1 sc0 ls3e ws3e\">Financial liabilities<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y37ab w6ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Contingent<span class=\"_ _5\"></span> consideration<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb86 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb87 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb88 y37ab w1e6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb89 y37ab w3f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6a4 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb8a y3731 w76 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb8b y3731 w76 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb8c y3731 w6a5 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">5.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb8d y3731 w6a5 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">5.3<span class=\"_ _2d1\"> </span></div></td></tr></table><table class=\"s w6f0 h182\" id=\"_d0374921-4c68-4587-a5b1-45e10f9c360a\"><tr><td></td><td></td><td></td><td></td><td class=\"t m0 x33c h1c y3ae2 ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span> </td></tr><tr><td></td><td class=\"c n x4dc y3ae3 w6f1 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">Leve<span class=\"_ _3\"></span>l 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb8e y3ae3 w6f2 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">Level 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb8f y3ae3 w6f3 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">L<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>l 3</div></td><td class=\"t m0 xb72 h1c y3ae4 ff3 fsa fc1 sc0 lsc wsb\">balance<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1c y3ae5 ff3 fsa fc1 sc0 lsb6 ws4b\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></td><td class=\"c n xb7a y3ae6 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb90 y3ae6 w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb91 y3ae6 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb92 y3ae6 w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3ae7 ff3 fs4 fc2 sc0 ls8 ws6\">Financial assets<span class=\"_ _5\"></span> </td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3902 w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb93 y3902 w5c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb94 y3902 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb95 y3902 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4af y3902 w5c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y382e w6f4 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes</div><div class=\"t m0 xb96 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7a y382e w6ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,454.<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb97 y382e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb98 y382e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb99 y382e w6ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,454.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ae8 w27b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Renewal<span class=\"_ _5\"></span> income asset<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7e y3ae8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb7f y3ae8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb9a y3ae8 w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb9b y3ae8 w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w6b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb9c y384e w6f5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,46<span class=\"_ _6\"></span>2.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x87b y384e w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb9d y384e w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb9e y384e w6f6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">1,600.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3ae9 ff3 fs4 fc2 sc0 ls6 ws4\">Financial liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3766 w6ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Contingent<span class=\"_ _5\"></span> consideration<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb86 y3766 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb87 y3766 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb88 y3766 w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb9f y3766 w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba0 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba1 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba2 y3731 w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba3 y3731 w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td></tr></table>1 <span class=\"_ _3a\"> </span>All asset<span class=\"_ _5\"></span>s included as<span class=\"_ _5\"></span> shareholder in<span class=\"_ _5\"></span>vestment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Investmen<span class=\"_ _5\"></span>t Schemes ar<span class=\"_ _5\"></span>e holdings o<span class=\"_ _5\"></span>f high-quality<span class=\"_ _5\"></span>, highly liquid unitised<span class=\"_ _5\"></span> money mark<span class=\"_ _5\"></span>et funds,<span class=\"_ _5\"></span> containing<span class=\"_ _5\"></span> assets which<span class=\"_ _5\"></span> are cash<span class=\"_ _5\"></span> and cash<span class=\"_ _5\"></span> equivalents. Th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts tra<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n act<span class=\"_ _3\"></span>ive m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>kets i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on q<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>oted b<span class=\"_ _3\"></span>id p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s at th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>. The<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts are i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n Level 1<span class=\"_ _3\"></span>. Lev<span class=\"_ _3\"></span>el 2 f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd liabilities<span class=\"_ _5\"></span> are v<span class=\"_ _5\"></span>alued using observable pr<span class=\"_ _5\"></span>ices for<span class=\"_ _5\"></span> identical<span class=\"_ _5\"></span> current<span class=\"_ _5\"></span> arm\u2019s-<span class=\"_ _5\"></span>length tra<span class=\"_ _5\"></span>nsactions.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e ren<span class=\"_ _3\"></span>ewa<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>re Leve<span class=\"_ _3\"></span>l 3 an<span class=\"_ _3\"></span>d are va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ed u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g a di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nted c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow te<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d the a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns o<span class=\"_ _3\"></span>utl<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in N<span class=\"_ _3\"></span>ote 15<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct of a<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>yi<span class=\"_ _3\"></span>ng re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>y po<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>lte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ive as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns o<span class=\"_ _3\"></span>f a move<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f 200<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ps on t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t rate an<span class=\"_ _3\"></span>d a 10<span class=\"_ _3\"></span>% move<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e la<span class=\"_ _3\"></span>ps<span class=\"_ _3\"></span>e rate wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t in a<span class=\"_ _3\"></span>n un<span class=\"_ _3\"></span>favo<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f \u00a310<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a312<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) an<span class=\"_ _3\"></span>d a favo<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f \u00a312<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a31<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>), res<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ect<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>ly.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t con<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y is cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d as Leve<span class=\"_ _3\"></span>l 3 an<span class=\"_ _3\"></span>d is va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>s set o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e var<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>us s<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d pu<span class=\"_ _3\"></span>rch<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e ag<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. Gi<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>n the n<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ure o<span class=\"_ _3\"></span>f the va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n ba<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>is th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct of a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>lte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>ve as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ons w<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>ld re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt i<span class=\"_ _3\"></span>n an u<span class=\"_ _3\"></span>nfa<span class=\"_ _3\"></span>vou<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>le ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge o<span class=\"_ _3\"></span>f \u00a3ni<span class=\"_ _3\"></span>l (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>) an<span class=\"_ _3\"></span>d fa<span class=\"_ _3\"></span>vou<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>le c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e of \u00a35<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a33<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>ere we<span class=\"_ _3\"></span>re no t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rs b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n Level 1 a<span class=\"_ _3\"></span>nd Le<span class=\"_ _3\"></span>vel 2 d<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r, nor i<span class=\"_ _3\"></span>nto or o<span class=\"_ _3\"></span>ut o<span class=\"_ _3\"></span>f Level 3<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e foll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>es p<span class=\"_ _3\"></span>rese<span class=\"_ _3\"></span>nt t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n Leve<span class=\"_ _3\"></span>l 3 fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s at fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span>Financial asse<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span><table class=\"s w6f7 h183\" id=\"_158b9cc1-10d7-4fb6-84ad-04ab7963ec4a\"><tr><td></td><td class=\"c n x72e y3aea w221 h146\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72f y3aeb w403 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h7e y3aec ffe fsa fc1 sc0 lse1 wsa5\">Renewal income<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></td><td class=\"c n x3ed y3aed w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3aee w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aef w223 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f9 y3aef w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7fa y3aef w4db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">115.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3af0 w6f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Addition<span class=\"_ _5\"></span>s during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba4 y3af0 w311 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba5 y3af0 w4dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37f9 w6f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Disposals during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba6 y37f9 w6fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba7 y37f9 w53c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y379f w6fb h135\"><div class=\"t m0 x262 h8 y3790 ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pre<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve<span class=\"_ _2d1\"> </span></div><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba8 y379f w6fc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xba9 y379f w4e1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(7.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x800 y3731 w4e2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">121<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x694 y3731 w4da h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls48 ws48\">138.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr></table>Un<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s on re<span class=\"_ _3\"></span>new<span class=\"_ _3\"></span>al i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts are re<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>in i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt ret<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>n in t<span class=\"_ _3\"></span>he consolidated<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span>Financial liabilities<span class=\"_ _2d1\"> </span><table class=\"s w6fd h184\" id=\"_de47d649-5103-4004-99b9-3fa2462f3698\"><tr><td></td><td class=\"c n x72e y3af1 w221 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x72f y3af2 w403 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h7e y3af3 ffe fsa fc1 sc0 ls20 ws1f\">Contingent<span class=\"_ _5\"></span> consideration<span class=\"_ _2d1\"> </span></td><td class=\"c n x3ed y3af4 w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3af5 w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w223 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbaa y38d1 w325 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44f y38d1 w284 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">8.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w6f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Addition<span class=\"_ _5\"></span>s during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x73c y380f w3f7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbab y380f w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w6fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Payments<span class=\"_ _5\"></span> made during t<span class=\"_ _5\"></span>he year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbac y3810 w13b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbad y3810 w36 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w6ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Released during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbae y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbaf y37ab w700 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w231 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Balance at 31<span class=\"_ _5\"></span> Decemb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb0 y3731 w6a5 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls57 ws55\">5.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb1 y3731 w1e8 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">3.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr></table>Fair<span class=\"_ _5\"></span> value es<span class=\"_ _5\"></span>timation<span class=\"_ _2d1\"> </span>Financial asset<span class=\"_ _5\"></span>s and liabilit<span class=\"_ _5\"></span>ies which ar<span class=\"_ _5\"></span>e held a<span class=\"_ _5\"></span>t fair<span class=\"_ _5\"></span> value in<span class=\"_ _5\"></span> the financial<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ements ar<span class=\"_ _5\"></span>e req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>red to h<span class=\"_ _3\"></span>ave d<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>scl<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d the<span class=\"_ _3\"></span>ir fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, s<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>it by l<span class=\"_ _3\"></span>evel i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt h<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>rarc<span class=\"_ _3\"></span>hy. The fol<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>owi<span class=\"_ _3\"></span>ng ta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>rese<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s un<span class=\"_ _3\"></span>it li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span><table class=\"s w779 h18a\" id=\"_7c051613-4511-45a1-9afd-939f848c6ff1\"><tr><td></td><td class=\"c n xc76 y3b1f w146 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">Leve<span class=\"_ _3\"></span>l 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc77 y3b1f w6e7 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">Level 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc78 y3b1f w77a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">L<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>l 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc79 y3b1f w77b h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c wsa5\">T<span class=\"_ _5\"></span>otal balance<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h7e y3b20 ffe fsa fc1 sc0 ls3 ws2\">31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></td><td class=\"c n x8a8 y3b21 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7a y3b21 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7b y3b21 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7c y3b21 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3b22 ff5 fs4 fc1 sc0 ls3e ws3e\">Financial assets and<span class=\"_ _5\"></span> investment<span class=\"_ _5\"></span> proper<span class=\"_ _3\"></span>ties<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3b23 wc3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> property<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7d y3b23 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7e y3b23 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7f7 y3b23 w77c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">892.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7f y3b23 w77d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">892<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b24 w417 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc80 y3b24 w77e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">129,<span class=\"_ _3\"></span>554<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc81 y3b24 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc82 y3b24 w77f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">99<span class=\"_ _3\"></span>4.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc83 y3b24 w418 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">130,549.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b25 w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc84 y3b25 w780 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">6,93<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc85 y3b25 w781 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">19<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>059<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc86 y3b25 w782 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">111.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc87 y3b25 w783 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">26,109.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a7 w429 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc88 y37a7 w784 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>4<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc89 y37a7 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8a y37a7 w785 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8b y37a7 w42a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23,<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>58.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a8 wdb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Derivative<span class=\"_ _5\"></span> financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8c y37a8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8d y37a8 w786 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>812<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8e y37a8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8f y37a8 w787 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">2<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>812<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc90 y37a9 w42c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>311<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc91 y37a9 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc92 y37a9 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc93 y37a9 w788 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5<span class=\"_ _3\"></span>,311<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b26 w771 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial assets and<span class=\"_ _5\"></span> investment<span class=\"_ _5\"></span> proper<span class=\"_ _3\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc94 y3b26 w789 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">1<span class=\"_ _3\"></span>65<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>251<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc95 y3b26 w78a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1a ws19\">21,<span class=\"_ _3\"></span>872.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc96 y3b26 w78b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">2<span class=\"_ _3\"></span>,0<span class=\"_ _3\"></span>09.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc97 y3b26 w78c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">189,133<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3b27 ff5 fs4 fc1 sc0 ls3e ws3e\">Financial liabilities<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y380f w78d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Investment contract be<span class=\"_ _3\"></span>nefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc98 y380f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc99 y380f w78e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">1<span class=\"_ _5\"></span>41,0<span class=\"_ _5\"></span>38.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9a y380f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9b y380f w78f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">1<span class=\"_ _5\"></span>41,<span class=\"_ _5\"></span>038.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 wfe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Derivativ<span class=\"_ _5\"></span>e financial liabili<span class=\"_ _5\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9c y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9d y3810 w435 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3<span class=\"_ _3\"></span>,052.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4b9 y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9e y3810 w435 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3,<span class=\"_ _3\"></span>052.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w790 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Net asset<span class=\"_ _5\"></span> value attribut<span class=\"_ _5\"></span>able to<span class=\"_ _5\"></span> unit holders<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9f y37ab w102 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">4<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>,699.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa9d y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca0 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca1 y37ab w791 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">4<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>,699.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w792 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca2 y3731 w793 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">44,6<span class=\"_ _3\"></span>99.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca3 y3731 w794 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">144,090.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca4 y3731 w77 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca5 y3731 w795 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">188<span class=\"_ _3\"></span>,790.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr></table><table class=\"s w796 h18b\" id=\"_cf81596e-c5f0-425d-8ccb-cf195187a2bf\"><tr><td></td><td class=\"c n xc76 y3b28 w6f1 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">Leve<span class=\"_ _3\"></span>l 1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca6 y3b28 w797 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">Level 2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca7 y3b28 w359 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">L<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>l 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca8 y3b28 w798 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">T<span class=\"_ _5\"></span>otal<span class=\"_ _5\"></span> balance<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1c y3b29 ff3 fsa fc1 sc0 lsb6 ws4b\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></td><td class=\"c n x836 y3b2a w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xca9 y3b2a w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcaa y3b2a w12b h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcab y3b2a w12b h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b2b ff3 fs4 fc2 sc0 ls6 ws4\">Financial asset<span class=\"_ _5\"></span>s and in<span class=\"_ _5\"></span>vestmen<span class=\"_ _5\"></span>t properties<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y37a6 wc3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> property<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7d y37a6 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc7e y37a6 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcac y37a6 w44c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,110<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcad y37a6 w425 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b2c w417 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcae y3b2c w799 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">1<span class=\"_ _5\"></span>15,134.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb43 y3b2c w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcaf y3b2c w763 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb0 y3b2c w79a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">11<span class=\"_ _3\"></span>6,761<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b2d w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb1 y3b2d w79b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>83<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb2 y3b2d w79c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">20,006.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb3 y3b2d w79d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb4 y3b2d w428 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">2<span class=\"_ _3\"></span>7,<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab8 w429 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb5 y3ab8 w79e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">12<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>505.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb6 y3ab8 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb7 y3ab8 w79f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb8 y3ab8 w7a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">12,5<span class=\"_ _5\"></span>13.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aca wdb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Derivative<span class=\"_ _5\"></span> financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8c y3aca w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcb9 y3aca w431 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>420<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9a y3aca w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcba y3aca w431 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>420<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3902 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcbb y3902 w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5,<span class=\"_ _3\"></span>918<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcbc y3902 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcbd y3902 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcbe y3902 w7a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">5<span class=\"_ _3\"></span>,91<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380e w7a2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> assets<span class=\"_ _5\"></span> and inv<span class=\"_ _5\"></span>estment pr<span class=\"_ _5\"></span>operties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcbf y380e w7a3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">140<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>42<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc0 y380e w7a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">23,<span class=\"_ _2\"></span>426.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc1 y380e w7a5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>091<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc2 y380e w7a6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">166<span class=\"_ _3\"></span>,960.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b2e ff3 fs4 fc2 sc0 ls6 ws4\">Financial liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y379d w78d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">Investment contract be<span class=\"_ _3\"></span>nefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc98 y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc3 y379d w7a7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">123<span class=\"_ _3\"></span>,14<span class=\"_ _3\"></span>9.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9a y379d w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc4 y379d w224 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">123,149<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37aa wfe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Derivativ<span class=\"_ _5\"></span>e financial liabili<span class=\"_ _5\"></span>ties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc9c y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc5 y37aa w7a8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3<span class=\"_ _3\"></span>,07<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc6 y37aa w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc7 y37aa w7a8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>073<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384f w790 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Net asset<span class=\"_ _5\"></span> value attribut<span class=\"_ _5\"></span>able to<span class=\"_ _5\"></span> unit holders<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc8 y384f w78f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">40,536.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcc9 y384f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcca y384f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xccb y384f w43e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">40,<span class=\"_ _3\"></span>536.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xccc y3731 w78f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">40,536.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xccd y3731 w7a9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">1<span class=\"_ _5\"></span>26,222.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcce y3731 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xccf y3731 w7aa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">166<span class=\"_ _3\"></span>,759<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr></table>In re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e de<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>tive f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nci<span class=\"_ _3\"></span>al l<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, \u00a31<span class=\"_ _3\"></span>58<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of c<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tera<span class=\"_ _3\"></span>l ha<span class=\"_ _3\"></span>d be<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n po<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>d as a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 (2023: \u00a3181<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on), comp<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h an<span class=\"_ _3\"></span>d tre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ur<span class=\"_ _2\"></span>y bil<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rda<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th the te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns of t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>cts<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts tra<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>n act<span class=\"_ _3\"></span>ive m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>kets i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on q<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>oted b<span class=\"_ _3\"></span>id p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s at th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>. The<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts are i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n Level 1<span class=\"_ _3\"></span>. <div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs65e\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up c<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>itor<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s in m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>kets t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>ve be<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me l<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s l<span class=\"_ _3\"></span>iq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>d. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs65f\">De<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng w<span class=\"_ _3\"></span>het<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r a ma<span class=\"_ _3\"></span>rke<span class=\"_ _3\"></span>t is a<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>res t<span class=\"_ _3\"></span>he ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e of j<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs660\">ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d up<span class=\"_ _3\"></span>on t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>cts a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>nce<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket for th<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>nst<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs661\">Wh<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>t is d<span class=\"_ _3\"></span>eter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>at t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re is n<span class=\"_ _3\"></span>o ac<span class=\"_ _3\"></span>tive m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rket<span class=\"_ _3\"></span>, fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e is e<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g a va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs662\">technique.<span class=\"_ _5\"></span> The t<span class=\"_ _5\"></span>echniques applied incorpor<span class=\"_ _5\"></span>ate<span class=\"_ _5\"></span> relevan<span class=\"_ _5\"></span>t inf<span class=\"_ _5\"></span>ormation av<span class=\"_ _5\"></span>ailable and r<span class=\"_ _5\"></span>eflect </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs663\">appropriat<span class=\"_ _5\"></span>e adjustmen<span class=\"_ _5\"></span>ts f<span class=\"_ _5\"></span>or credit<span class=\"_ _5\"></span> and liquidity risks.<span class=\"_ _5\"></span> These valuat<span class=\"_ _5\"></span>ion techniques<span class=\"_ _5\"></span> maximise </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs664\">the u<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>f ob<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>rket d<span class=\"_ _3\"></span>ata w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re it i<span class=\"_ _3\"></span>s ava<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e an<span class=\"_ _3\"></span>d rel<span class=\"_ _3\"></span>y as l<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>s po<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e on e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y-<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs665\">sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic e<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ates<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve we<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s gi<span class=\"_ _3\"></span>ven to d<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng s<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>rce<span class=\"_ _3\"></span>s of i<span class=\"_ _3\"></span>nfor<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs666\">de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of n<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>-obs<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>np<span class=\"_ _3\"></span>uts to va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>s ca<span class=\"_ _3\"></span>n req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>re th<span class=\"_ _3\"></span>e exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs667\">significant judgement.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs668\">If all<span class=\"_ _5\"></span> significant inputs<span class=\"_ _5\"></span> required<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> fair<span class=\"_ _5\"></span>-<span class=\"_ _5\"></span>value an<span class=\"_ _5\"></span> instrument ar<span class=\"_ _5\"></span>e observable, t<span class=\"_ _5\"></span>he instrument<span class=\"_ _5\"></span> is </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs669\">in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n Leve<span class=\"_ _3\"></span>l 2. I<span class=\"_ _3\"></span>f o<span class=\"_ _3\"></span>ne o<span class=\"_ _3\"></span>r mo<span class=\"_ _3\"></span>re of th<span class=\"_ _3\"></span>e si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>s not b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d on o<span class=\"_ _3\"></span>bse<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>rke<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs66a\">da<span class=\"_ _3\"></span>ta, t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tru<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent i<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d in Leve<span class=\"_ _3\"></span>l 3<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs66b\">No<span class=\"_ _3\"></span>te tha<span class=\"_ _3\"></span>t al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e es<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n Leve<span class=\"_ _3\"></span>l 2, e<span class=\"_ _3\"></span>xce<span class=\"_ _3\"></span>pt fo<span class=\"_ _3\"></span>r ce<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs66c\">equities, fixed<span class=\"_ _5\"></span> income securities,<span class=\"_ _5\"></span> invest<span class=\"_ _5\"></span>ments in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Invest<span class=\"_ _5\"></span>ment Schemes and<span class=\"_ _5\"></span> inv<span class=\"_ _5\"></span>estment </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs66d\">properties<span class=\"_ _5\"></span> as det<span class=\"_ _5\"></span>ailed below<span class=\"_ _6\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs66e\">Specific v<span class=\"_ _5\"></span>aluation t<span class=\"_ _5\"></span>echniques used t<span class=\"_ _5\"></span>o value<span class=\"_ _5\"></span> Lev<span class=\"_ _5\"></span>el 2<span class=\"_ _5\"></span> financial assets<span class=\"_ _5\"></span> and liabilities<span class=\"_ _5\"></span> include </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs66f\">the u<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>f ob<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es fo<span class=\"_ _3\"></span>r id<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>rent a<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>\u2019s-l<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>gt<span class=\"_ _3\"></span>h tran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs670\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">the f<span class=\"_ _5\"></span>air v<span class=\"_ _5\"></span>alue of fix<span class=\"_ _5\"></span>ed income securit<span class=\"_ _5\"></span>ies is de<span class=\"_ _5\"></span>termined b<span class=\"_ _5\"></span>y inputs<span class=\"_ _5\"></span> including int<span class=\"_ _5\"></span>erest r<span class=\"_ _5\"></span>ates<span class=\"_ _5\"></span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs671\">and mark<span class=\"_ _5\"></span>et<span class=\"_ _5\"></span>-observable<span class=\"_ _5\"></span> yield curves of<span class=\"_ _5\"></span> similar instrument<span class=\"_ _5\"></span>s in the<span class=\"_ _5\"></span> market<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs672\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue of u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t-lin<span class=\"_ _3\"></span>ked l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s is a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d by refe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nce to t<span class=\"_ _3\"></span>he u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ne<span class=\"_ _3\"></span>t as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs673\">val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, de<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d on a b<span class=\"_ _3\"></span>id va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>, at t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs674\">reporting<span class=\"_ _5\"></span> date<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs675\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">the Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> derivative<span class=\"_ _5\"></span> financial inst<span class=\"_ _5\"></span>ruments ar<span class=\"_ _5\"></span>e valued<span class=\"_ _5\"></span> using valuation<span class=\"_ _5\"></span> techniques<span class=\"_ _5\"></span> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs676\">commonly used<span class=\"_ _5\"></span> by mark<span class=\"_ _5\"></span>et participants.<span class=\"_ _5\"></span> These consist<span class=\"_ _5\"></span> of discount<span class=\"_ _5\"></span>ed cash<span class=\"_ _5\"></span> flow and<span class=\"_ _5\"></span> option </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs677\">pricing models, which<span class=\"_ _5\"></span> typically incorporat<span class=\"_ _5\"></span>e observable mark<span class=\"_ _5\"></span>et dat<span class=\"_ _5\"></span>a, principally in<span class=\"_ _5\"></span>terest<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs678\">rates<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>s sp<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>ds<span class=\"_ _3\"></span>, fo<span class=\"_ _3\"></span>rei<span class=\"_ _3\"></span>gn ex<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>, e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>unte<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _2\"></span>y cred<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs679\">Specific v<span class=\"_ _5\"></span>aluation t<span class=\"_ _5\"></span>echniques used t<span class=\"_ _5\"></span>o value<span class=\"_ _5\"></span> Lev<span class=\"_ _5\"></span>el 3<span class=\"_ _5\"></span> financial assets<span class=\"_ _5\"></span> and liabilities<span class=\"_ _5\"></span> include:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs67a\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the u<span class=\"_ _3\"></span>se o<span class=\"_ _3\"></span>f un<span class=\"_ _3\"></span>ob<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h as ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d ren<span class=\"_ _3\"></span>tal va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>val<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t yi<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ds<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs67b\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">oth<span class=\"_ _3\"></span>er te<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h as d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ted ca<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>h flo<span class=\"_ _3\"></span>w an<span class=\"_ _3\"></span>d hi<span class=\"_ _3\"></span>sto<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>c la<span class=\"_ _3\"></span>pse ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re us<span class=\"_ _3\"></span>ed </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs67c\">to<span class=\"_ _5\"></span> determine<span class=\"_ _5\"></span> fair<span class=\"_ _5\"></span> value f<span class=\"_ _5\"></span>or the<span class=\"_ _5\"></span> remaining financial<span class=\"_ _5\"></span> instruments.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs67d\">Th<span class=\"_ _3\"></span>ere we<span class=\"_ _3\"></span>re no t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rs b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>n Level 1 a<span class=\"_ _3\"></span>nd Le<span class=\"_ _3\"></span>vel 2 d<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls3 ws2 gs67f\">Tra<span class=\"_ _3\"></span>nsf<span class=\"_ _3\"></span>ers i<span class=\"_ _3\"></span>nto a<span class=\"_ _3\"></span>nd ou<span class=\"_ _3\"></span>t of Leve<span class=\"_ _3\"></span>l 3 po<span class=\"_ _3\"></span>rt<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>lio<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs680\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cy is to re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>s into a<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>ut o<span class=\"_ _3\"></span>f leve<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>s as of t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>f ea<span class=\"_ _3\"></span>ch re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs681\">pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od e<span class=\"_ _3\"></span>xce<span class=\"_ _3\"></span>pt for m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>teri<span class=\"_ _3\"></span>al t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rs w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re rec<span class=\"_ _3\"></span>og<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d as o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e da<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e even<span class=\"_ _3\"></span>t or c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs682\">in c<span class=\"_ _3\"></span>irc<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>stan<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at c<span class=\"_ _3\"></span>au<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d the t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r. T<span class=\"_ _6\"></span>ra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>s ou<span class=\"_ _3\"></span>t of Leve<span class=\"_ _3\"></span>l 3 po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>s ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e wh<span class=\"_ _3\"></span>en i<span class=\"_ _3\"></span>np<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs683\">that co<span class=\"_ _5\"></span>uld have<span class=\"_ _5\"></span> a significant<span class=\"_ _5\"></span> impact on t<span class=\"_ _5\"></span>he instrument\u2019s v<span class=\"_ _5\"></span>aluation become<span class=\"_ _5\"></span> market<span class=\"_ _6\"></span>-observable;<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs684\">co<span class=\"_ _3\"></span>nver<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ly, tran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rs i<span class=\"_ _3\"></span>nto th<span class=\"_ _3\"></span>e po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fol<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>s ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e wh<span class=\"_ _3\"></span>en c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>nt so<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>f da<span class=\"_ _3\"></span>ta ce<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs685\">be av<span class=\"_ _5\"></span>ailable.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs686\">T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rs i<span class=\"_ _3\"></span>n of c<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>in i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s in C<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve I<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt S<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ur w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>n as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs687\">val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s can n<span class=\"_ _3\"></span>o l<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>r be o<span class=\"_ _3\"></span>bta<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed f<span class=\"_ _3\"></span>rom a<span class=\"_ _3\"></span>n obs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rket p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce; e<span class=\"_ _3\"></span>.g<span class=\"_ _3\"></span>. wh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re they h<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ve </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs688\">become illiquid, in<span class=\"_ _5\"></span> liquidation, suspended, etc.<span class=\"_ _5\"></span> The con<span class=\"_ _5\"></span>verse is<span class=\"_ _5\"></span> true if<span class=\"_ _5\"></span> an observable mark<span class=\"_ _5\"></span>et </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs689\">price becomes<span class=\"_ _5\"></span> available. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs68a\">Th<span class=\"_ _3\"></span>e foll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nts t<span class=\"_ _3\"></span>he ch<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n Level 3 f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s at fai<span class=\"_ _3\"></span>r va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs68b\">thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"gs68c\"><table class=\"s w7ab h18c\" id=\"_4a4496eb-1b96-4ec5-9d68-6f3fde5f214f\"><tr><td></td><td></td><td class=\"t m0 xcd0 h7e y3b2f ffe fsa fc1 sc0 lsb7 wsb9\">Fixed </td><td></td><td class=\"t m0 x980 h7e y3b2f ffe fsa fc1 sc0 ls3 ws2\">Colle<span class=\"_ _3\"></span>ctive </td></tr><tr><td></td><td class=\"t m0 x982 h7e y3b30 ffe fsa fc1 sc0 ls1c ws1b\">Investment </td><td class=\"t m0 xcd1 h7e y3b30 ffe fsa fc1 sc0 lsd wsc\">income </td><td></td><td class=\"t m0 x3e9 h7e y3b30 ffe fsa fc1 sc0 ls1c ws1b\">Investment </td></tr><tr><td></td><td class=\"t m0 xcd2 h7e y3b31 ffe fsa fc1 sc0 lsd wsc\">property<span class=\"_ _2d1\"> </span></td><td class=\"c n x807 y3b32 w7ac h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls3 ws2\">securitie<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcd3 y3b32 w7ad h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">Equities</div></td><td class=\"t m0 xcd4 h7e y3b31 ffe fsa fc1 sc0 ls1c ws1b\">Schemes<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h7e y3b33 ffe fsa fc1 sc0 lsa0 ws9c\">2024<span class=\"_ _2d1\"> </span></td><td class=\"c n xcd5 y3b34 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcd6 y3b34 w6c h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcd7 y3b34 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcd8 y3b34 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a7 w7ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 202<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcd9 y37a7 w425 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,11<span class=\"_ _3\"></span>0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcda y37a7 w7af h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcdb y37a7 w763 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcdc y37a7 w79f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a8 w7b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>to Level 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcdd y37a8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcde y37a8 w3cc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcdf y37a8 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x943 y37a8 w7b1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">4.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37a9 w6f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Addition<span class=\"_ _5\"></span>s during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce0 y37a9 w447 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce1 y37a9 w542 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">33.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce2 y37a9 w7b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">62<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce3 y37a9 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379b w7b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Disposed during<span class=\"_ _5\"></span> the year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce4 y379b w448 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(2<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce5 y379b w7b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb1 wsb0\">(2<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce6 y379b w7b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(7<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce7 y379b w267 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ed w7b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>Losses<span class=\"_ _6\"></span>)/<span class=\"_ _6\"></span>gains r<span class=\"_ _5\"></span>ecognised in the<span class=\"_ _5\"></span> income st<span class=\"_ _5\"></span>atement<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce8 y37ed w7b7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">(<span class=\"_ _5\"></span>3.3<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xce9 y37ed w7b8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcea y37ed w7b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xceb y37ed w7ba h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w7bb h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>lan<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcec y384e w44b h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">892<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xced y384e w7bc h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3f\">111<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcee y384e w7bd h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">994<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcef y384e w7be h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3f\">11.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w7bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Realised (<span class=\"_ _6\"></span>losses<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>/<span class=\"_ _5\"></span>gains<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf0 y3810 w7c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa8 wsa2\">(9<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf1 y3810 w608 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x734 y3810 w59a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>7<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf2 y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w7c1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unrealised gains<span class=\"_ _6\"></span>/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>losses<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf3 y37ab w7c2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">92<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf4 y37ab w7c3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf5 y37ab w7c4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf6 y37ab w7c5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w7c6 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3e\">(<span class=\"_ _5\"></span>Losses<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>/<span class=\"_ _6\"></span>g<span class=\"_ _3\"></span>ains recognised in the<span class=\"_ _5\"></span> income statement<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf7 y3731 w7c7 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf8 y3731 w398 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcf9 y3731 w7c8 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">28.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x951 y3731 w7c9 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">0.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs68d\"><table class=\"s w7ca h18d\" id=\"_aa086ad4-f524-4e5b-bc6a-4f81923fd5a9\"><tr><td></td><td></td><td class=\"t m0 xcd0 h1c y3b35 ff3 fsa fc1 sc0 ls3 ws2\">Fixe<span class=\"_ _3\"></span>d </td><td></td><td class=\"t m0 xcfa h1c y3b35 ff3 fsa fc1 sc0 ls26 ws25\">Col<span class=\"_ _3\"></span>lec<span class=\"_ _3\"></span>tive </td></tr><tr><td></td><td class=\"t m0 x982 h1c y3b36 ff3 fsa fc1 sc0 ls2b ws2a\">Investment </td><td class=\"t m0 xcd1 h1c y3b36 ff3 fsa fc1 sc0 lsc wsb\">income </td><td></td><td class=\"t m0 xcfb h1c y3b36 ff3 fsa fc1 sc0 ls2b ws2a\">Investment </td></tr><tr><td></td><td class=\"t m0 xcd2 h1c y3b37 ff3 fsa fc1 sc0 ls1e ws1d\">property<span class=\"_ _2d1\"> </span></td><td class=\"c n x804 y3b38 w7cb h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 ls109 ws115\">securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcfc y3b38 w7cc h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 ls23 ws22\">Equi<span class=\"_ _5\"></span>ties</div></td><td class=\"t m0 xcd4 h1c y3b37 ff3 fsa fc1 sc0 ls109 ws115\">Schemes<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h1c y3b39 ff3 fsa fc1 sc0 ls23 ws22\">2023<span class=\"_ _2d1\"> </span></td><td class=\"c n xcfd y3b3a w13 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcfe y3b3a w297 h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcff y3b3a w16e h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd00 y3b3a w16e h15b\"><div class=\"t m0 x262 h1c y3915 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab8 w516 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Balance at 1<span class=\"_ _5\"></span> January 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd01 y3ab8 w5ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">1,<span class=\"_ _3\"></span>294<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd02 y3ab8 w9e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">366.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd03 y3ab8 w18a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>592<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd04 y3ab8 w89 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">3.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aca w7b0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>r in<span class=\"_ _3\"></span>to Level 3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xcdd y3aca w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd05 y3aca w7b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">26<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd06 y3aca w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd07 y3aca w644 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">4.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3902 w6f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Addition<span class=\"_ _5\"></span>s during the<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd08 y3902 w7cd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd09 y3902 w7ce h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">25.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd0a y3902 w7cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd0b y3902 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y382e w7b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Disposed during<span class=\"_ _5\"></span> the year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd0c y382e w7d0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(1<span class=\"_ _2\"></span>4<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd0d y382e w7d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _3\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd0e y382e w7d2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd0f y382e w7d3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ae8 w7b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>Losses<span class=\"_ _6\"></span>)/<span class=\"_ _6\"></span>gains r<span class=\"_ _5\"></span>ecognised in the<span class=\"_ _5\"></span> income st<span class=\"_ _5\"></span>atement<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd10 y3ae8 w7d4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd11 y3ae8 w7d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd12 y3ae8 w7d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd13 y3ae8 w11f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3903 w52f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ba<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd14 y3903 w425 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1<span class=\"_ _3\"></span>,11<span class=\"_ _3\"></span>0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd15 y3903 w79d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd16 y3903 w763 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd17 y3903 w79f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w7bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Realised (<span class=\"_ _6\"></span>losses<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>/<span class=\"_ _5\"></span>gains<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd18 y37cd w55c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd19 y37cd w79f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd1a y37cd w7d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _0\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd1b y37cd w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w7d8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Unrealised (<span class=\"_ _6\"></span>losses<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>/<span class=\"_ _5\"></span>gains<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd1c y3766 w7d9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd1d y3766 w7da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(2<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd1e y3766 w7db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _2\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x51a y3766 w175 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w7b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>Losses<span class=\"_ _6\"></span>)/<span class=\"_ _6\"></span>gains r<span class=\"_ _5\"></span>ecognised in the<span class=\"_ _5\"></span> income st<span class=\"_ _5\"></span>atement<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd10 y3731 w7d4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa6 wsa0\">(4<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd11 y3731 w7d5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(1<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd12 y3731 w7d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd13 y3731 w11f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs68e\">Un<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>nd re<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed (los<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s<span class=\"_ _5\"></span>)/<span class=\"_ _6\"></span>g<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns fo<span class=\"_ _3\"></span>r al<span class=\"_ _3\"></span>l Level 3 a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>n inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs68f\">ret<span class=\"_ _5\"></span>urn in the<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income.<span class=\"_ _2d1\"> </span></div>Leve<span class=\"_ _3\"></span>l 3 va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span>Inv<span class=\"_ _5\"></span>estment pr<span class=\"_ _5\"></span>opert<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span>At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d \u00a3892<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a31<span class=\"_ _3\"></span>,11<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on) of inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y, al<span class=\"_ _3\"></span>l of w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>s cl<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s Leve<span class=\"_ _3\"></span>l 3 in th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>rchy. It i<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d at c<span class=\"_ _3\"></span>ost including r<span class=\"_ _5\"></span>elated acquisit<span class=\"_ _5\"></span>ion costs<span class=\"_ _5\"></span> and subsequently<span class=\"_ _5\"></span> valued at<span class=\"_ _5\"></span> least monthly<span class=\"_ _5\"></span> by pr<span class=\"_ _5\"></span>ofessional<span class=\"_ _5\"></span> ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s at t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s\u2019 re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s at e<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ch re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ved a<span class=\"_ _3\"></span>re ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n ant<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d ma<span class=\"_ _3\"></span>rket v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s for th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es i<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>rda<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e wi<span class=\"_ _3\"></span>th g<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ed by t<span class=\"_ _3\"></span>he Roya<span class=\"_ _3\"></span>l I<span class=\"_ _3\"></span>nst<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>uti<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f Ch<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>red S<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>yor<span class=\"_ _3\"></span>s, b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g the e<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt th<span class=\"_ _3\"></span>at w<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>ld be re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d fro<span class=\"_ _3\"></span>m a sa<span class=\"_ _3\"></span>le o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>n ord<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ly t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n ma<span class=\"_ _3\"></span>rket p<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>tic<span class=\"_ _3\"></span>ip<span class=\"_ _3\"></span>ant<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y is i<span class=\"_ _3\"></span>nh<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve as i<span class=\"_ _3\"></span>t re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>s, a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g oth<span class=\"_ _3\"></span>er fa<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns to b<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>de re<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g the a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y of e<span class=\"_ _3\"></span>xi<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g ten<span class=\"_ _3\"></span>ant<span class=\"_ _3\"></span>s to me<span class=\"_ _3\"></span>et th<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>r ren<span class=\"_ _3\"></span>tal o<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns over t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>re li<span class=\"_ _3\"></span>fe of th<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>r l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s; th<span class=\"_ _3\"></span>e est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d renta<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>nto th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re; the a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt of a p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>ty<span class=\"_ _2\"></span>\u2019s pote<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>al to re<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>in a<span class=\"_ _3\"></span>s an a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ve tec<span class=\"_ _3\"></span>hn<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>onf<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to exi<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g an<span class=\"_ _3\"></span>d pro<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve ten<span class=\"_ _3\"></span>ant<span class=\"_ _3\"></span>s in a c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t; a<span class=\"_ _3\"></span>nd a j<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e at<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss of a<span class=\"_ _5\"></span> building, its location<span class=\"_ _5\"></span> and the<span class=\"_ _5\"></span> surrounding<span class=\"_ _5\"></span> environmen<span class=\"_ _5\"></span>t.<span class=\"_ _2d1\"> </span><table class=\"s w7dc h18e\" id=\"_6fa37a49-98e8-4b73-8066-e9e2a4a5f54a\"><tr><td></td><td></td><td></td><td class=\"t m0 xd1f h7e y3b3b ffe fsa fc1 sc0 ls20 ws1f\">Inves<span class=\"_ _5\"></span>tment property classification<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"t m0 x33d h7e y3b3c ffe fsa fc1 sc0 ls3 ws2\">31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></td><td class=\"c n xd20 y3b3d we8 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls2b ws2a\">Office<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd21 y3b3d w7cb h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">Industrial<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd22 y3b3d w7dd h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c wsa5\">Retail and leisure<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd23 y3b3d w7de h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls5f ws5d\">All<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3b3e w7df h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Gr<span class=\"_ _3\"></span>oss E<span class=\"_ _3\"></span>RV (pe<span class=\"_ _3\"></span>r sq f<span class=\"_ _3\"></span>t)</div><div class=\"t m0 xd24 haf y3b1e ff5 fse fc1 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y387e w7e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">Rang<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd25 y387e w7e1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a3<span class=\"_ _3\"></span>31<span class=\"_ _3\"></span>.0<span class=\"_ _3\"></span>0 to \u00a3120.<span class=\"_ _3\"></span>00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd26 y387e w7e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a35.50 to \u00a3<span class=\"_ _3\"></span>24.<span class=\"_ _3\"></span>00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd27 y387e w7e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a31<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>86 to \u00a380<span class=\"_ _3\"></span>.0<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd28 y387e w7e4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a31.<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>6 to \u00a3120.<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y387f w7e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Weig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d ave<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd29 y387f w7e6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls133 ws15b\">\u00a349<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>70<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd2a y387f w75f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">\u00a314<span class=\"_ _3\"></span>.4<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd2b y387f w7e7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">\u00a313.<span class=\"_ _3\"></span>96<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1b y387f w7e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">\u00a3<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3b3f ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>rue equivalent yield<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3730 w7e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">Rang<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf1 y3730 w7e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">4.7% to 1<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>5%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd2c y3730 w7ea h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">4<span class=\"_ _3\"></span>.6% to 7<span class=\"_ _5\"></span>.0<span class=\"_ _3\"></span>%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd2d y3730 w7eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5<span class=\"_ _3\"></span>.7% to 9.<span class=\"_ _3\"></span>1%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd2e y3730 w7e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">4.7<span class=\"_ _3\"></span>% to 10.<span class=\"_ _3\"></span>5%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w7e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Weig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d ave<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd2f y3731 w7ec h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a wsa7\">6<span class=\"_ _3\"></span>.8%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd30 y3731 w7d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5.6%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd31 y3731 w7ed h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd32 y3731 w7ee h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4a wsa7\">6<span class=\"_ _3\"></span>.3%<span class=\"_ _2d1\"> </span></div></td></tr></table><table class=\"s w7ef h18f\" id=\"_c098bd70-1ece-41f1-accd-55e4e71a2e0a\"><tr><td></td><td></td><td></td><td class=\"t m0 xd1f h1c y3b40 ff3 fsa fc1 sc0 ls19 ws18\">Invest<span class=\"_ _5\"></span>ment property classification<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"t m0 x33d h1c y3b41 ff3 fsa fc1 sc0 lsb6 ws4b\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></td><td class=\"c n xd20 y3b42 w7f0 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls1a ws19\">Office<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd33 y3b42 w7f1 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">Industrial<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd34 y3b42 w7f2 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">Retail<span class=\"_ _5\"></span> and leisure<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd35 y3b42 w7f3 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls22 ws21\">All<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3865 w7f4 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Gro<span class=\"_ _3\"></span>ss ERV (<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r sq f<span class=\"_ _3\"></span>t)</div><div class=\"t m0 xd36 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3866 w7e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">Rang<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd25 y3866 w7f5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a329<span class=\"_ _3\"></span>.50 to \u00a311<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd37 y3866 w7f6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a35.<span class=\"_ _3\"></span>25 to \u00a3<span class=\"_ _3\"></span>24.<span class=\"_ _3\"></span>00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd38 y3866 w7f7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a32<span class=\"_ _3\"></span>.50 to \u00a397.54<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd39 y3866 w7f8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a32.5<span class=\"_ _3\"></span>0 to \u00a3110<span class=\"_ _3\"></span>.0<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379d w7e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Weig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d ave<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd3a y379d w7f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls133 ws15b\">\u00a349<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd3b y379d w7fa h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">\u00a3<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>74<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd3c y379d w7fb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">\u00a313<span class=\"_ _3\"></span>.5<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd3d y379d w7fc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">\u00a316<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>89<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3b43 ff3 fs4 fc2 sc0 ls4b ws49\">T<span class=\"_ _6\"></span>rue equivalent<span class=\"_ _5\"></span> yield<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3b44 w7e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">Rang<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf1 y3b44 w7fd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">4.7<span class=\"_ _3\"></span>% to 10.<span class=\"_ _3\"></span>3%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd3e y3b44 w7fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">5<span class=\"_ _3\"></span>.0% to 6<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd3f y3b44 w7ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">6<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2% to 13<span class=\"_ _3\"></span>.9<span class=\"_ _3\"></span>%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd40 y3b44 w800 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">4.7% to 1<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>9%<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w7e5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Weig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d ave<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd41 y3731 w801 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd42 y3731 w7d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">5.6%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd43 y3731 w802 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">7.<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd44 y3731 w64e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6.7<span class=\"_ _3\"></span>%<span class=\"_ _2d1\"> </span></div></td></tr></table>1 <span class=\"_ _3a\"> </span>Eq<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>t ren<span class=\"_ _3\"></span>tal va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue (p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r sq<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>re fo<span class=\"_ _3\"></span>ot).<span class=\"_ _2d1\"> </span>Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _5\"></span> and equities<span class=\"_ _2d1\"> </span>At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d \u00a3111<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a334<span class=\"_ _3\"></span>6.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on) in pri<span class=\"_ _3\"></span>vate c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d \u00a399<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a31<span class=\"_ _3\"></span>,628<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) i<span class=\"_ _3\"></span>n pr<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>te ma<span class=\"_ _3\"></span>rket i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h the S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pla<span class=\"_ _3\"></span>ce D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ver<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ed A<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets (F<span class=\"_ _5\"></span>AI<span class=\"_ _3\"></span>F<span class=\"_ _5\"></span>) U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e are re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d income securit<span class=\"_ _5\"></span>ies and equit<span class=\"_ _5\"></span>ies, respectiv<span class=\"_ _5\"></span>ely,<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> consolidated<span class=\"_ _5\"></span> stat<span class=\"_ _5\"></span>ement of financ<span class=\"_ _5\"></span>ial position. Th<span class=\"_ _3\"></span>ey are m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>t fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>e, w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>t evi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e of t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e at i<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on be<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e tran<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>.e<span class=\"_ _3\"></span>. th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n gi<span class=\"_ _3\"></span>ven o<span class=\"_ _3\"></span>r re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Fol<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ng in<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>al re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>nit<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n a mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly v<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n pro<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ss o<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>cur<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>es v<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ica<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on by s<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>ly qualified pr<span class=\"_ _5\"></span>ofessional<span class=\"_ _5\"></span> ex<span class=\"_ _3\"></span>ternal<span class=\"_ _5\"></span> valuers, who<span class=\"_ _5\"></span> are members<span class=\"_ _5\"></span> of vari<span class=\"_ _5\"></span>ous industry bodies including<span class=\"_ _5\"></span> the B<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>sh P<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>vate Eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d Ventu<span class=\"_ _3\"></span>re Ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal As<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. The f<span class=\"_ _5\"></span>air values<span class=\"_ _5\"></span> of t<span class=\"_ _5\"></span>he privat<span class=\"_ _5\"></span>e cr<span class=\"_ _5\"></span>edit inv<span class=\"_ _5\"></span>estments<span class=\"_ _5\"></span> are principally<span class=\"_ _5\"></span> determined<span class=\"_ _5\"></span> using two valuation<span class=\"_ _5\"></span> methods:<span class=\"_ _2d1\"> </span>1<span class=\"_ _3\"></span>.  <span class=\"_ _2d\"> </span> <span class=\"_ _142\"></span>The s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>ow rat<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g me<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ns a s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>w cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t rati<span class=\"_ _3\"></span>ng to t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ebt-iss<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g ent<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y an<span class=\"_ _3\"></span>d de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>n ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d yi<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d w<span class=\"_ _3\"></span>ith re<span class=\"_ _3\"></span>fere<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e to obs<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>le y<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ds fo<span class=\"_ _3\"></span>r co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s wi<span class=\"_ _3\"></span>th a pu<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>c cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t rati<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g in th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n ma<span class=\"_ _3\"></span>rket<span class=\"_ _3\"></span>. 2.  <span class=\"_ _198\"> </span> <span class=\"_ _6e\"></span>T<span class=\"_ _3\"></span>he we<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d ave<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ge c<span class=\"_ _3\"></span>ost o<span class=\"_ _3\"></span>f ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal (W<span class=\"_ _5\"></span>ACC<span class=\"_ _6\"></span>) m<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h dete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es t<span class=\"_ _3\"></span>he d<span class=\"_ _3\"></span>ebt-iss<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>y<span class=\"_ _2\"></span>\u2019s W<span class=\"_ _5\"></span>ACC wi<span class=\"_ _3\"></span>th refe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nce to o<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vabl<span class=\"_ _3\"></span>e m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>tiv<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted y<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d WA<span class=\"_ _5\"></span>CC a<span class=\"_ _3\"></span>re us<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt rate<span class=\"_ _3\"></span>s to cal<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ate th<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nt va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>ture c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>ow ra<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g an<span class=\"_ _3\"></span>d WACC meth<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>s res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>ly, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h is ta<span class=\"_ _3\"></span>ken to be t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e.<span class=\"_ _2d1\"> </span>The f<span class=\"_ _5\"></span>air values<span class=\"_ _5\"></span> of t<span class=\"_ _5\"></span>he privat<span class=\"_ _5\"></span>e mark<span class=\"_ _5\"></span>et in<span class=\"_ _5\"></span>vestments<span class=\"_ _5\"></span> are<span class=\"_ _5\"></span> principally det<span class=\"_ _5\"></span>ermined using two valuation<span class=\"_ _5\"></span> methods: 1<span class=\"_ _3\"></span>.  <span class=\"_ _2d\"> </span>A ma<span class=\"_ _3\"></span>rke<span class=\"_ _3\"></span>t ap<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h wi<span class=\"_ _3\"></span>th refe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce to s<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>le m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ves<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>2.  <span class=\"_ _a\"> </span> <span class=\"_ _6e\"></span>An income appr<span class=\"_ _5\"></span>oach using<span class=\"_ _5\"></span> discounted<span class=\"_ _5\"></span> cash flow<span class=\"_ _5\"></span> analysis which<span class=\"_ _5\"></span> assesses the<span class=\"_ _5\"></span> fair v<span class=\"_ _5\"></span>alue of e<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h as<span class=\"_ _3\"></span>set b<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on i<span class=\"_ _3\"></span>ts ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>sh fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e out<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>t of e<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h me<span class=\"_ _3\"></span>tho<span class=\"_ _3\"></span>d for b<span class=\"_ _3\"></span>ot<span class=\"_ _3\"></span>h the p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>vate c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>it a<span class=\"_ _3\"></span>nd p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>vate m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts i<span class=\"_ _3\"></span>s a ran<span class=\"_ _3\"></span>ge o<span class=\"_ _3\"></span>f val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, from w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch t<span class=\"_ _3\"></span>he m<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>-po<span class=\"_ _3\"></span>int i<span class=\"_ _3\"></span>s se<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d to be t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e in t<span class=\"_ _3\"></span>he m<span class=\"_ _3\"></span>aj<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f ca<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s. T<span class=\"_ _3\"></span>he m<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>-po<span class=\"_ _3\"></span>int w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l no<span class=\"_ _3\"></span>t be s<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted i<span class=\"_ _3\"></span>f fu<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er i<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>s kn<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>n ab<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>t an i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h ca<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ot be fa<span class=\"_ _3\"></span>cto<span class=\"_ _3\"></span>red i<span class=\"_ _3\"></span>nto th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on m<span class=\"_ _3\"></span>eth<span class=\"_ _3\"></span>od u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. A we<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hti<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>s as<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d to the va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es determ<span class=\"_ _5\"></span>ined following<span class=\"_ _5\"></span> each method<span class=\"_ _5\"></span> to de<span class=\"_ _5\"></span>termine t<span class=\"_ _5\"></span>he final v<span class=\"_ _5\"></span>aluation. Th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y su<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve as th<span class=\"_ _3\"></span>ey re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire a n<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r of a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s to be m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e, su<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>s dete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g wh<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ch e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s prov<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ves a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>r rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt performance met<span class=\"_ _5\"></span>rics (<span class=\"_ _6\"></span>for<span class=\"_ _5\"></span> example earnings<span class=\"_ _5\"></span> befor<span class=\"_ _5\"></span>e int<span class=\"_ _5\"></span>erest, tax, depr<span class=\"_ _5\"></span>eciation and<span class=\"_ _5\"></span> amor<span class=\"_ _3\"></span>tisation<span class=\"_ _6\"></span>),<span class=\"_ _5\"></span> de<span class=\"_ _3\"></span>term<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g ap<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ate di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt ra<span class=\"_ _3\"></span>tes an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh f<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>w fore<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>sts to u<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, the w<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ght<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g to ap<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>y to ea<span class=\"_ _3\"></span>ch va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n met<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>y, and th<span class=\"_ _3\"></span>e po<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>t in th<span class=\"_ _3\"></span>e ra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e of va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s to se<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct a<span class=\"_ _3\"></span>s the f<span class=\"_ _5\"></span>air v<span class=\"_ _5\"></span>alue.<span class=\"_ _2d1\"> </span>Sensitivit<span class=\"_ _3\"></span>y of Lev<span class=\"_ _5\"></span>el 3 valuations<span class=\"_ _2d1\"> </span>Investment<span class=\"_ _5\"></span> in Collective Inv<span class=\"_ _5\"></span>estment Schemes<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns o<span class=\"_ _3\"></span>f ce<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>n inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts i<span class=\"_ _3\"></span>n Co<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t Sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s are b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e la<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>t ob<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e pri<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>va<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>. Wh<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>st s<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>h val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve to est<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s, i<span class=\"_ _3\"></span>t is b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>eved t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ed to a re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>lte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>ve wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d no<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ir value significan<span class=\"_ _5\"></span>tly<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>Inv<span class=\"_ _5\"></span>estment pr<span class=\"_ _5\"></span>opert<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span>As se<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t of t<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>, inve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y me<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ure<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>t cos<span class=\"_ _3\"></span>t in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n cos<span class=\"_ _3\"></span>ts a<span class=\"_ _3\"></span>nd s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>y val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>d at l<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>t mo<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly by p<span class=\"_ _3\"></span>rofe<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019 res<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ect<span class=\"_ _3\"></span>ive fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>t e<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h rep<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te. T<span class=\"_ _3\"></span>he fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>owi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>le s<span class=\"_ _3\"></span>ets ou<span class=\"_ _3\"></span>t the e<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>t of a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g re<span class=\"_ _3\"></span>aso<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>ly p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e al<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ng a 1<span class=\"_ _3\"></span>0% m<span class=\"_ _3\"></span>ovem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in e<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ted re<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>l val<span class=\"_ _3\"></span>ue a<span class=\"_ _3\"></span>nd a 5<span class=\"_ _3\"></span>0b<span class=\"_ _3\"></span>ps m<span class=\"_ _3\"></span>ovem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve yi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>, to th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on of t<span class=\"_ _3\"></span>he inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. A<span class=\"_ _3\"></span>ny cha<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n the va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue of i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y is m<span class=\"_ _3\"></span>atc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>d by an associated<span class=\"_ _5\"></span> movement<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> policyholder liability<span class=\"_ _5\"></span>, and t<span class=\"_ _5\"></span>herefor<span class=\"_ _5\"></span>e would<span class=\"_ _5\"></span> not impact<span class=\"_ _5\"></span> the shareholder<span class=\"_ _5\"></span> net asset<span class=\"_ _5\"></span>s.<span class=\"_ _2d1\"> </span><table class=\"s w803 h190\" id=\"_f111a978-33f1-4f22-b1b8-0cbb12ddb980\"><tr><td></td><td></td><td></td><td class=\"t m0 xd45 h7e y3b45 ffe fsa fc1 sc0 lse1 wsa5\" colspan=\"2\">Effect of reasonably possible<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x433 h7e y3b46 ffe fsa fc1 sc0 lsc wsb\" colspan=\"2\">alternati<span class=\"_ _3\"></span>ve assumptions<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td class=\"t m0 xd46 h7e y3b47 ffe fsa fc1 sc0 ls3 ws2\">Carry<span class=\"_ _3\"></span>ing </td><td class=\"t m0 x433 h7e y3b48 ffe fsa fc1 sc0 ls3 ws2\">Favourable  </td><td class=\"t m0 x9eb h7e y3b48 ffe fsa fc1 sc0 ls3 ws2\">Unfavourabl<span class=\"_ _3\"></span>e  </td></tr><tr><td></td><td class=\"t m0 xd47 h7e y3b49 ffe fsa fc1 sc0 ls20 ws1f\">Inves<span class=\"_ _5\"></span>tment property </td><td class=\"t m0 x8cb h7e y3b4a ffe fsa fc1 sc0 ls8a ws11b\">valu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x4d5 h7e y3b4b ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ed h7e y3b4b ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 xd47 h7e y3b4c ffe fsa fc1 sc0 lse1 wsa5\">significant unobservable inputs<span class=\"_ _2d1\"> </span></td><td class=\"c n xd48 y38ef w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd49 y38ef w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4a y38ef w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b4d w804 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls46 ws46\">31<span class=\"_ _5\"></span> December 2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4b y3b4d w805 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">Exp<span class=\"_ _3\"></span>ected rental v<span class=\"_ _5\"></span>alue/<span class=\"_ _6\"></span>relative yield<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4c y3b4d w806 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">892<span class=\"_ _2\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4d y3b4d w807 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">1,064<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4e y3b4d w808 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls96 ws93\">74<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w809 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4f y3731 w80a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d ren<span class=\"_ _3\"></span>tal va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e/<span class=\"_ _5\"></span>rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ive y<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd50 y3731 w80b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">1,<span class=\"_ _3\"></span>110.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd51 y3731 w57b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>314.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd52 y3731 w80c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls57 ws55\">938.9<span class=\"_ _2d1\"> </span></div></td></tr></table>Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _5\"></span> and equities<span class=\"_ _2d1\"> </span>As se<span class=\"_ _3\"></span>t ou<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>revi<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he Leve<span class=\"_ _3\"></span>l 3 fi<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>d in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>nd eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re se<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d from t<span class=\"_ _3\"></span>he va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n ran<span class=\"_ _3\"></span>ge d<span class=\"_ _3\"></span>ete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h the m<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>nth<span class=\"_ _3\"></span>ly va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n pro<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e fol<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ng ta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e se<span class=\"_ _3\"></span>ts o<span class=\"_ _3\"></span>ut th<span class=\"_ _3\"></span>e ef<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f val<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ng e<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h of t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>gh a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ow po<span class=\"_ _3\"></span>int o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ran<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>. As w<span class=\"_ _3\"></span>ith i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent p<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y, any ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the<span class=\"_ _3\"></span>se f<span class=\"_ _3\"></span>ix<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e securities<span class=\"_ _5\"></span> or equities<span class=\"_ _5\"></span> is matched<span class=\"_ _5\"></span> by an<span class=\"_ _5\"></span> associated<span class=\"_ _5\"></span> movement<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> policyholder liability<span class=\"_ _5\"></span>, and the<span class=\"_ _3\"></span>refo<span class=\"_ _3\"></span>re wo<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>d not i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ct on t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span><table class=\"s w803 h191\" id=\"_45d2592d-0192-4217-89c9-7dabe74a2647\"><tr><td></td><td></td><td></td><td class=\"t m0 xd45 h7e y3b4e ffe fsa fc1 sc0 lse1 wsa5\" colspan=\"2\">Effect of reasonably possible<span class=\"_ _5\"></span> </td></tr><tr><td></td><td></td><td></td><td class=\"t m0 x433 h7e y3b4f ffe fsa fc1 sc0 lsc wsb\" colspan=\"2\">alternati<span class=\"_ _3\"></span>ve assumptions<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td class=\"t m0 xd46 h7e y3b50 ffe fsa fc1 sc0 ls3 ws2\">Carry<span class=\"_ _3\"></span>ing </td><td class=\"t m0 x433 h7e y3b51 ffe fsa fc1 sc0 ls3 ws2\">Favourable  </td><td class=\"t m0 x9eb h7e y3b51 ffe fsa fc1 sc0 ls3 ws2\">Unfavourabl<span class=\"_ _3\"></span>e  </td></tr><tr><td></td><td></td><td class=\"t m0 x8cb h7e y3b52 ffe fsa fc1 sc0 ls8a ws11b\">valu<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x4d5 h7e y3b53 ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ed h7e y3b53 ffe fsa fc1 sc0 ls1c ws1b\">changes<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td class=\"c n xd48 y3b54 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd49 y3b54 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4a y3b54 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b55 w804 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls46 ws46\">31<span class=\"_ _5\"></span> December 2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4b y3b55 w80d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Fixed income securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd53 y3b55 w591 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3f\">111.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd54 y3b55 w80e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3f ws3f\">115.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd55 y3b55 w80f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">108.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n xd56 y3b56 w810 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd57 y3b56 w811 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">994.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd58 y3b56 w812 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">1<span class=\"_ _3\"></span>,128<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd59 y3b56 w356 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">911<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w809 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd4f y3730 w813 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed<span class=\"_ _5\"></span> income securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd5a y3730 w94 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">346.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd5b y3730 w4cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">351<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd5c y3730 w814 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>0.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n xd56 y3731 w417 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Equities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd5d y3731 w763 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x36d y3731 w815 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>813<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd5e y3731 w816 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,449.2<span class=\"_ _2d1\"> </span></div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-417": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 lse0 wsec gs613\">Credit risk<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs614\">Th<span class=\"_ _3\"></span>e foll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e set<span class=\"_ _3\"></span>s ou<span class=\"_ _3\"></span>t the m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>xi<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>m cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t ri<span class=\"_ _3\"></span>sk ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>osu<span class=\"_ _3\"></span>re an<span class=\"_ _3\"></span>d rat<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gs o<span class=\"_ _3\"></span>f sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs615\">fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l an<span class=\"_ _3\"></span>d oth<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are s<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to cre<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t ri<span class=\"_ _3\"></span>sk<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"gs616\"><table class=\"s w701 h185\" id=\"_6d484cff-e569-403d-9226-85deccb30c61\"><tr><td></td><td class=\"c n xbb2 y3af6 w702 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1e ws1d\">AAA<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb3 y3af6 w703 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1e ws1d\">AA<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb4 y3af6 w704 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls3 ws2\">A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb5 y3af6 w705 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls23 ws22\">BB<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0c y3af6 w706 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls5f ws5d\">Unrated<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb6 y3af6 w56b h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h7e y3af7 ffe fsa fc1 sc0 ls3 ws2\">31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></td><td class=\"c n xbb7 y3af8 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb8 y3af8 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb9 y3af8 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbba y3af8 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbb y3af8 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbc y3af8 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3af9 w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbd y3af9 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbe y3af9 w6e9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbf y3af9 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc0 y3af9 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc1 y3af9 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc2 y3af9 w6e9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3afa ff3 fs4 fc2 sc0 ls3 ws2\">Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt in C<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive </td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3802 w707 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment Schemes</div><div class=\"t m0 xbc3 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa22 y3802 w688 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,19<span class=\"_ _5\"></span>4.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc4 y3802 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc5 y3802 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc6 y3802 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc7 y3802 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc8 y3802 w689 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,1<span class=\"_ _5\"></span>94.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e wd3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc9 y379e w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbca y379e w708 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbcb y379e w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb83 y379e w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbcc y379e w709 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,42<span class=\"_ _5\"></span>8.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbcd y379e w70a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,439<span class=\"_ _5\"></span>.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbce y379f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbcf y379f w70b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd0 y379f w70c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">16<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd1 y379f w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x96b y379f w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x462 y379f w466 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">352<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w2de h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd2 y3731 w70d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">2<span class=\"_ _3\"></span>,1<span class=\"_ _3\"></span>94.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd3 y3731 w519 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">2<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd4 y3731 w70e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>64.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd5 y3731 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd6 y3731 w485 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">1,428.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd7 y3731 w70f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">3<span class=\"_ _3\"></span>,994<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs617\"><table class=\"s w710 h186\" id=\"_a9e4e06f-2e08-4008-b2dd-cd798c7ae959\"><tr><td></td><td class=\"c n xbb2 y3afb w711 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls159 wsde\">AAA<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd8 y3afb w361 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls159 wsde\">AA<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd9 y3afb w712 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls3 ws2\">A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbda y3afb w713 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls20 ws1f\">BB<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbdb y3afb w714 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls1 ws1\">Un<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbdc y3afb w715 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1c y3afc ff3 fsa fc1 sc0 lsb6 ws4b\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></td><td class=\"c n xa22 y3afd w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbdd y3afd w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbde y3afd w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbdf y3afd w297 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe0 y3afd w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe1 y3afd w1a6 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3afe w41a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbd y3afe w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbbe y3afe w5c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe2 y3afe w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9db y3afe w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x9dc y3afe w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb1 y3afe w5c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3aff ff3 fs4 fc2 sc0 ls3 ws2\">Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt in C<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive </td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y387f w687 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment Schemes</div><div class=\"t m0 xa8f h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbb7 y387f w6ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,454.<span class=\"_ _5\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe3 y387f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe4 y387f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe5 y387f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe6 y387f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe7 y387f w6ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,4<span class=\"_ _5\"></span>54.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd wd3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbc9 y37cd w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe8 y37cd w716 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">6.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbe9 y37cd w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbea y37cd w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbeb y37cd wb3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">1,695.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbec y37cd w717 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,7<span class=\"_ _6\"></span>01.<span class=\"_ _5\"></span>7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbce y3766 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbed y3766 w718 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">74<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbee y3766 w719 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">211.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbef y3766 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf0 y3766 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x781 y3766 w467 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">28<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w31a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf1 y3731 w71a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,45<span class=\"_ _5\"></span>4.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf2 y3731 w71b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">89.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf3 y3731 w71c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">211<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf4 y3731 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf5 y3731 w71d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">1<span class=\"_ _3\"></span>,695.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf6 y3731 wdd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>9.7<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs618\">1 <span class=\"_ _3a\"> </span>Invest<span class=\"_ _5\"></span>ment of<span class=\"_ _5\"></span> shareholder assets<span class=\"_ _5\"></span> in Collectiv<span class=\"_ _5\"></span>e Inve<span class=\"_ _5\"></span>stment Schemes<span class=\"_ _5\"></span> refers<span class=\"_ _5\"></span> to in<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> in unitised<span class=\"_ _5\"></span> money mark<span class=\"_ _5\"></span>et </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs619\">funds, cont<span class=\"_ _5\"></span>aining assets<span class=\"_ _5\"></span> which are<span class=\"_ _5\"></span> cash and<span class=\"_ _5\"></span> cash equivalents.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs61b\">Other r<span class=\"_ _5\"></span>eceivables includes<span class=\"_ _5\"></span> \u00a355<span class=\"_ _5\"></span>7<span class=\"_ _6\"></span>.<span class=\"_ _3\"></span>3 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a3<span class=\"_ _5\"></span>408.0 million<span class=\"_ _6\"></span>) of business<span class=\"_ _5\"></span> loans t<span class=\"_ _5\"></span>o Partners, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs61c\">wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h are i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st-be<span class=\"_ _3\"></span>ari<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g (<span class=\"_ _5\"></span>li<span class=\"_ _3\"></span>nke<span class=\"_ _3\"></span>d to Ba<span class=\"_ _3\"></span>nk o<span class=\"_ _3\"></span>f Eng<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nd b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e rate p<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>s a ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>), re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e in </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs61d\">li<span class=\"_ _3\"></span>ne w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct an<span class=\"_ _3\"></span>d se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d ag<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>t the f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure re<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>wal i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e st<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>ms </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs61e\">of th<span class=\"_ _3\"></span>e res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ive Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs61f\">Im<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f the<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s is d<span class=\"_ _3\"></span>eter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d us<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d lo<span class=\"_ _3\"></span>ss m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>l set o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n I<span class=\"_ _3\"></span>FRS 9<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs620\">Ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d cre<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>s are b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e hi<span class=\"_ _3\"></span>stor<span class=\"_ _3\"></span>ic l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f lo<span class=\"_ _3\"></span>ss ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs621\">to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>ith d<span class=\"_ _3\"></span>ue c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n gi<span class=\"_ _3\"></span>ven to fo<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rd-l<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>ki<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rma<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. A ra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e of fa<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs622\">in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e na<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re or t<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>pe o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>an a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, are ta<span class=\"_ _3\"></span>ken in<span class=\"_ _3\"></span>to ac<span class=\"_ _3\"></span>cou<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs623\">calculating t<span class=\"_ _5\"></span>he pro<span class=\"_ _5\"></span>vision. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs624\">Th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>an b<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s pre<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d ne<span class=\"_ _3\"></span>t of a \u00a38<span class=\"_ _3\"></span>.5 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>rov<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>2023<span class=\"_ _3\"></span>: \u00a34.<span class=\"_ _3\"></span>8 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>; se<span class=\"_ _3\"></span>e N<span class=\"_ _3\"></span>ote 15<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs625\">The mo<span class=\"_ _5\"></span>vement in<span class=\"_ _5\"></span> the impairmen<span class=\"_ _5\"></span>t pro<span class=\"_ _5\"></span>vision will r<span class=\"_ _5\"></span>eflect ut<span class=\"_ _5\"></span>ilisation of<span class=\"_ _5\"></span> the exist<span class=\"_ _5\"></span>ing pro<span class=\"_ _5\"></span>vision during<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 wsbf gs626\">the y<span class=\"_ _5\"></span>ear<span class=\"_ _5\"></span>, but the<span class=\"_ _5\"></span> over<span class=\"_ _5\"></span>all cost<span class=\"_ _5\"></span> of business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners (<span class=\"_ _6\"></span>including new<span class=\"_ _5\"></span> provisions<span class=\"_ _6\"></span>) r<span class=\"_ _5\"></span>ecognised </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs627\">within adm<span class=\"_ _5\"></span>inistration<span class=\"_ _5\"></span> expenses in<span class=\"_ _5\"></span> the st<span class=\"_ _5\"></span>atement<span class=\"_ _5\"></span> of compr<span class=\"_ _5\"></span>ehensive income<span class=\"_ _5\"></span> during the<span class=\"_ _5\"></span> year </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs628\">was a c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge o<span class=\"_ _3\"></span>f \u00a36.<span class=\"_ _3\"></span>8 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a38<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). </div>Credit risk<span class=\"_ _2d1\"> </span>Credit<span class=\"_ _5\"></span> risk r<span class=\"_ _5\"></span>elating to<span class=\"_ _5\"></span> unit liabilit<span class=\"_ _5\"></span>ies is borne<span class=\"_ _5\"></span> by t<span class=\"_ _5\"></span>he unit holders.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-419": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs62a\">Contractual maturity and<span class=\"_ _5\"></span> liquidity analysis<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs62b\">The f<span class=\"_ _5\"></span>ollowing t<span class=\"_ _5\"></span>able sets<span class=\"_ _5\"></span> out the<span class=\"_ _5\"></span> contrac<span class=\"_ _5\"></span>tual maturity analysis<span class=\"_ _5\"></span> of the<span class=\"_ _5\"></span> Group\u2019<span class=\"_ _5\"></span>s financial asse<span class=\"_ _5\"></span>ts and financia<span class=\"_ _5\"></span>l liabilities. All<span class=\"_ _5\"></span> financial liabilitie<span class=\"_ _5\"></span>s are<span class=\"_ _5\"></span> undiscounted:<span class=\"_ _2d1\"> </span></div><div class=\"gs5eb\"><table class=\"s w71e h187\" id=\"_e3784efd-7850-45cb-a541-78516cbc96af\"><tr><td></td><td class=\"c n xbf7 y3b00 w71f h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">Up to 1 ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf8 y3b00 wb5 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">1 to 5 y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbf9 y3b00 w720 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">O<span class=\"_ _3\"></span>ver 5 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbfa y3b00 w685 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa3 ws9e\">To<span class=\"_ _2\"></span>ta<span class=\"_ _2\"></span>l<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h7e y3b01 ffe fsa fc1 sc0 ls3 ws2\">31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></td><td class=\"c n x7ad y3b02 w69 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7ae y3b02 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7af y3b02 w12 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b0 y3b02 w6a h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3b03 ff5 fs4 fc1 sc0 ls3e ws3e\">Financial assets<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3b04 w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbfb y3b04 w3bd h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbfc y3b04 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7b6 y3b04 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x473 y3b04 w6e9 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">8.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3791 w429 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbfd y3791 w721 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,194.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbfe y3791 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbff y3791 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc00 y3791 w688 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,19<span class=\"_ _5\"></span>4.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3b05 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3b06 w68b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc01 y3b06 w722 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">88.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc02 y3b06 w723 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">2<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc03 y3b06 w724 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">221<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc04 y3b06 w478 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">5<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b07 w725 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Rene<span class=\"_ _5\"></span>wal income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc05 y3b07 w400 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc06 y3b07 w726 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">52.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc07 y3b07 w6e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">4<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc08 y3b07 w727 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">1<span class=\"_ _3\"></span>21.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b08 w690 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc09 y3b08 w692 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">760.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc0a y3b08 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc0b y3b08 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc0c y3b08 w691 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">760.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b09 w693 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls7 ws5\">T<span class=\"_ _6\"></span>otal<span class=\"_ _5\"></span> other r<span class=\"_ _5\"></span>eceiv<span class=\"_ _5\"></span>ables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc0d y3b09 w728 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls6d ws6b\">872.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc0e y3b09 wef h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls4b ws49\">300.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc0f y3b09 w729 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls6c ws6a\">2<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc10 y3b09 w72a h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3e ws3e\">1,<span class=\"_ _3\"></span>439<span class=\"_ _3\"></span>.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aa1 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc11 y3aa1 w72b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">3<span class=\"_ _3\"></span>52<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc12 y3aa1 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc13 y3aa1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc14 y3aa1 w466 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">352<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab8 w698 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc15 y3ab8 w72c h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">3<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc16 y3ab8 w72d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">30<span class=\"_ _3\"></span>0.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc17 y3ab8 w72e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">2<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xbd7 y3ab8 w70f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">3<span class=\"_ _3\"></span>,994<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3b0a ff5 fs4 fc1 sc0 ls3e ws3e\">Financial liabilities<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3761 we5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc18 y3761 w72f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">58<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc19 y3761 w730 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">38<span class=\"_ _3\"></span>9.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1a y3761 w731 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">141.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1b y3761 w732 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">589.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3b0b ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3763 w6d1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 L<span class=\"_ _5\"></span>ease liabilities:<span class=\"_ _5\"></span> properties<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1c y3763 w733 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">14.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1d y3763 w734 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">60.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1e y3763 w735 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">74<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x810 y3763 w736 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">149<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3764 w69f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Con<span class=\"_ _5\"></span>tingent consider<span class=\"_ _5\"></span>ation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc1f y3764 w737 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc20 y3764 w738 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">3.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc21 y3764 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8de y3764 w3f9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aa5 w690 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc22 y3aa5 w739 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">1,<span class=\"_ _3\"></span>281<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc23 y3aa5 w73a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">4<span class=\"_ _3\"></span>8.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc24 y3aa5 w6cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">18<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc25 y3aa5 w73b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b0c w6a1 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l oth<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc26 y3b0c w73c h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls157 ws181\">1,29<span class=\"_ _5\"></span>8.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc27 y3b0c w73d h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls57 ws55\">111.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc28 y3b0c w65a h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls91 ws8f\">92<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc29 y3b0c w73e h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls52 ws4f\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>502.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6a4 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal financial liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc2a y3731 w73f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls96 ws93\">1<span class=\"_ _3\"></span>,<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>5<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc2b y3731 w740 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">501<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc2c y3731 w741 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">233.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc2d y3731 w742 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">2<span class=\"_ _3\"></span>,092<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs390\"><table class=\"s w743 h188\" id=\"_5c0a397d-2cf3-426f-832c-edaab5d89391\"><tr><td></td><td class=\"c xc2f y3b0d w744 h163\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">Up to 1 y<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>r</div><div class=\"t m0 xc2e h8a y3967 ff3 fs63 fc1 sc0 ls3 wsb5\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c xc31 y3b0e w745 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">1 to 5 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s</div><div class=\"t m0 xc30 h8a y377d ff3 fs63 fc1 sc0 ls3 wsb5\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c xc33 y3b0e w746 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">Ove<span class=\"_ _3\"></span>r 5 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s</div><div class=\"t m0 xc32 h8a y377d ff3 fs63 fc1 sc0 ls3 wsb5\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c x835 y3b0e w747 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsa4 ws9f\">To<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l</div><div class=\"t m0 x834 h8a y377d ff3 fs63 fc1 sc0 ls3 wsb5\">1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1c y3b0f ff3 fsa fc1 sc0 lsb6 ws4b\">31<span class=\"_ _5\"></span> December 20<span class=\"_ _5\"></span>23<span class=\"_ _2d1\"> </span></td><td class=\"c n x8a0 y3b10 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc34 y3b10 w13 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc35 y3b10 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc36 y3b10 w2fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019M<span class=\"_ _3\"></span>illion<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b11 ff3 fs4 fc2 sc0 ls8 ws6\">Financial assets<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3b12 w41a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fixed income<span class=\"_ _5\"></span> securities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc37 y3b12 w5c0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc38 y3b12 w77 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc39 y3b12 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x44f y3b12 w5c0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab1 w429 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment in<span class=\"_ _5\"></span> Collective<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Schemes<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc3a y3ab1 w748 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,45<span class=\"_ _5\"></span>4.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc3b y3ab1 w77 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc3c y3ab1 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc3d y3ab1 w6ad h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,4<span class=\"_ _5\"></span>54.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b13 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> receivable<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3ab3 w6b0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Business<span class=\"_ _5\"></span> loans to<span class=\"_ _5\"></span> Partners<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc3e y3ab3 w749 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">120.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc3f y3ab3 w74a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">253<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc40 y3ab3 w3c1 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">33.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc41 y3ab3 w74b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">408.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab4 w725 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Rene<span class=\"_ _5\"></span>wal income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc42 y3ab4 w104 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">22.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc43 y3ab4 w74c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">51<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc44 y3ab4 w74d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">64.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc45 y3ab4 w4da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">138<span class=\"_ _3\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab5 w690 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc46 y3ab5 w1e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>155.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc47 y3ab5 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc48 y3ab5 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc49 y3ab5 w1e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>,1<span class=\"_ _3\"></span>55.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b14 w693 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls7 ws5\">T<span class=\"_ _6\"></span>otal<span class=\"_ _5\"></span> other r<span class=\"_ _5\"></span>eceiv<span class=\"_ _5\"></span>ables<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc4a y3b14 w74e h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls157 ws181\">1,298.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc4b y3b14 w74f h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls8 ws6\">305.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc4c y3b14 w750 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls6c ws6a\">9<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc4d y3b14 w751 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 lsfe ws158\">1<span class=\"_ _3\"></span>,70<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b15 wde h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Cash and<span class=\"_ _5\"></span> cash equivalents<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc4e y3b15 w752 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">285<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x709 y3b15 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc4f y3b15 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc50 y3b15 w752 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">285<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab8 w6b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc51 y3ab8 w753 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">3,046.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc52 y3ab8 w754 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">305.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc53 y3ab8 w755 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">9<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc54 y3ab8 w6b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">3,<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>49.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b16 ff3 fs4 fc2 sc0 ls6 ws4\">Financial liabilit<span class=\"_ _5\"></span>ies<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3971 we5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Borrowings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc55 y3971 w756 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1a ws19\">75<span class=\"_ _3\"></span>.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc56 y3971 w757 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">127<span class=\"_ _5\"></span>.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc57 y3971 w758 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">119.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc58 y3971 w759 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32<span class=\"_ _3\"></span>2.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b17 ff3 fs4 fc2 sc0 ls7 ws5\">Other<span class=\"_ _5\"></span> payables<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c x265 y3973 w75a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 L<span class=\"_ _5\"></span>ease liabilities:<span class=\"_ _5\"></span> properties</div><div class=\"t m0 xc59 h92 y3b18 ffe fs63 fc1 sc0 ls3 ws2\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b8 y379c w75b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc5a y379c w30 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">65.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc5b y379c w75c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">83.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc5c y379c w75d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">163.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384e w69f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">\u2013 Con<span class=\"_ _5\"></span>tingent consider<span class=\"_ _5\"></span>ation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc5d y384e w2ed h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">1.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc5e y384e w75e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">1<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc5f y384e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc60 y384e w1e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3abb w690 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc46 y3abb w75f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,58<span class=\"_ _5\"></span>1.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc61 y3abb w760 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">58.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x45a y3abb w761 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">22.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc62 y3abb w762 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>662<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3abc w6a1 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>ota<span class=\"_ _3\"></span>l oth<span class=\"_ _3\"></span>er p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>es<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc63 y3abc w763 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls157 ws181\">1,5<span class=\"_ _5\"></span>98.<span class=\"_ _5\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc64 y3abc w635 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls6b ws69\">1<span class=\"_ _3\"></span>24<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc65 y3abc w764 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls8 ws6\">105.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc66 y3abc w765 h12b\"><div class=\"t m0 x262 hb y3a9f ff1f fs4 fc2 sc0 ls157 ws181\">1,82<span class=\"_ _5\"></span>8.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w6c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">T<span class=\"_ _6\"></span>otal financial<span class=\"_ _5\"></span> liabilities<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc67 y3731 w766 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls78 ws79\">1,673<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc68 y3731 w767 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls99 ws96\">2<span class=\"_ _3\"></span>52<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc69 y3731 w768 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">2<span class=\"_ _3\"></span>24<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc6a y3731 w769 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">2<span class=\"_ _3\"></span>,150.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs62d\">1 <span class=\"_ _3a\"> </span>Re<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>tate<span class=\"_ _3\"></span>d to ref<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t un<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>sc<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure c<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>h ou<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div>Contractual maturity and<span class=\"_ _5\"></span> liquidity analysis<span class=\"_ _2d1\"> </span>Un<span class=\"_ _3\"></span>it l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es (<span class=\"_ _5\"></span>a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts) are dee<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ed to h<span class=\"_ _3\"></span>ave a m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y of u<span class=\"_ _3\"></span>p to on<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r si<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e the<span class=\"_ _3\"></span>y are re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>nd t<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>sfe<span class=\"_ _3\"></span>rab<span class=\"_ _3\"></span>le o<span class=\"_ _3\"></span>n de<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d. I<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>ract<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>al m<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es of th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>er t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>n on<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar, but t<span class=\"_ _3\"></span>he m<span class=\"_ _3\"></span>aj<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d wit<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>it-lin<span class=\"_ _3\"></span>ked and unit<span class=\"_ _5\"></span> trust funds<span class=\"_ _5\"></span> are<span class=\"_ _5\"></span> highly liquid and<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup also ac<span class=\"_ _5\"></span>tively monit<span class=\"_ _5\"></span>ors fund<span class=\"_ _5\"></span> liquidity.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-418": {
   "value": "<div class=\"t m0 h77 ff4 fs61 fc1 sc0 lsb5 wsb7 gs62f\">Sensitivit<span class=\"_ _3\"></span>y analysis to market<span class=\"_ _5\"></span> risks<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs630\">Financial asset<span class=\"_ _5\"></span>s and liabilit<span class=\"_ _5\"></span>ies held outside<span class=\"_ _5\"></span> unitised funds<span class=\"_ _5\"></span> primarily consist<span class=\"_ _5\"></span> of fix<span class=\"_ _5\"></span>ed inter<span class=\"_ _5\"></span>est </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs631\">securities, unit<span class=\"_ _5\"></span>s in mone<span class=\"_ _5\"></span>y mark<span class=\"_ _5\"></span>et funds, cash<span class=\"_ _5\"></span> and cash equiv<span class=\"_ _5\"></span>alents, and o<span class=\"_ _5\"></span>ther account<span class=\"_ _5\"></span>ing </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs632\">as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The f<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>xed i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>te<span class=\"_ _3\"></span>rm an<span class=\"_ _3\"></span>d are h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>s an a<span class=\"_ _3\"></span>lte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>ve </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs633\">to cas<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>. Si<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>rl<span class=\"_ _3\"></span>y, cas<span class=\"_ _3\"></span>h he<span class=\"_ _3\"></span>ld i<span class=\"_ _3\"></span>n u<span class=\"_ _3\"></span>nit<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ey m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d at b<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>k is va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d at p<span class=\"_ _3\"></span>ar a<span class=\"_ _3\"></span>nd </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs634\">is u<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>ted by m<span class=\"_ _3\"></span>ovem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>. O<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re si<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>rl<span class=\"_ _3\"></span>y un<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fecte<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs635\">by ma<span class=\"_ _3\"></span>rket m<span class=\"_ _3\"></span>ovem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs636\">As a<span class=\"_ _5\"></span> result<span class=\"_ _5\"></span> of these<span class=\"_ _5\"></span> combined f<span class=\"_ _5\"></span>actors, t<span class=\"_ _5\"></span>he Group\u2019<span class=\"_ _5\"></span>s financial<span class=\"_ _5\"></span> assets and<span class=\"_ _5\"></span> liabilities held o<span class=\"_ _5\"></span>utside </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs637\">un<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s a<span class=\"_ _3\"></span>re not m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t ri<span class=\"_ _3\"></span>sk<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd m<span class=\"_ _3\"></span>ove<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs638\">in i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve an i<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>al i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>roup<span class=\"_ _3\"></span>\u2019s pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t af<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r tax </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs639\">an<span class=\"_ _3\"></span>d eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y. Howe<span class=\"_ _3\"></span>ver, fut<span class=\"_ _3\"></span>ure p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>its f<span class=\"_ _3\"></span>rom a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e af<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d by </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs63a\">move<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s in i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div>Sensitivit<span class=\"_ _3\"></span>y analysis to market<span class=\"_ _5\"></span> risks<span class=\"_ _2d1\"> </span>The majori<span class=\"_ _5\"></span>t<span class=\"_ _3\"></span>y of<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup\u2019s business<span class=\"_ _5\"></span> is unitised<span class=\"_ _5\"></span> and the<span class=\"_ _5\"></span> direct ass<span class=\"_ _5\"></span>ociated mark<span class=\"_ _5\"></span>et risk<span class=\"_ _5\"></span> is the<span class=\"_ _3\"></span>refo<span class=\"_ _3\"></span>re bo<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>e by un<span class=\"_ _3\"></span>it h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>s. F<span class=\"_ _3\"></span>or co<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>eten<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, we n<span class=\"_ _3\"></span>ote th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re is a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>t ri<span class=\"_ _3\"></span>sk as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e as f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r i<span class=\"_ _3\"></span>nco<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>s d<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt u<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>n ma<span class=\"_ _3\"></span>rket<span class=\"_ _3\"></span>s; how<span class=\"_ _3\"></span>ever, th<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>t ris<span class=\"_ _3\"></span>k h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n mi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ted t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s a<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h to matching<span class=\"_ _5\"></span> assets and<span class=\"_ _5\"></span> liabilities.",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-437": {
   "value": "Sensitivit<span class=\"_ _3\"></span>y analysis to market<span class=\"_ _5\"></span> risks<span class=\"_ _2d1\"> </span>Financial asset<span class=\"_ _5\"></span>s and liabilit<span class=\"_ _5\"></span>ies held outside<span class=\"_ _5\"></span> unitised funds<span class=\"_ _5\"></span> primarily consist<span class=\"_ _5\"></span> of fix<span class=\"_ _5\"></span>ed inter<span class=\"_ _5\"></span>est securities, unit<span class=\"_ _5\"></span>s in mone<span class=\"_ _5\"></span>y mark<span class=\"_ _5\"></span>et funds, cash<span class=\"_ _5\"></span> and cash equiv<span class=\"_ _5\"></span>alents, and o<span class=\"_ _5\"></span>ther account<span class=\"_ _5\"></span>ing as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts an<span class=\"_ _3\"></span>d li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The f<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>xed i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t se<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>rit<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t-<span class=\"_ _5\"></span>te<span class=\"_ _3\"></span>rm an<span class=\"_ _3\"></span>d are h<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ld a<span class=\"_ _3\"></span>s an a<span class=\"_ _3\"></span>lte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>ve to cas<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>. Si<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>rl<span class=\"_ _3\"></span>y, cas<span class=\"_ _3\"></span>h he<span class=\"_ _3\"></span>ld i<span class=\"_ _3\"></span>n u<span class=\"_ _3\"></span>nit<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ey m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d at b<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>k is va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d at p<span class=\"_ _3\"></span>ar a<span class=\"_ _3\"></span>nd is u<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fec<span class=\"_ _3\"></span>ted by m<span class=\"_ _3\"></span>ovem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>. O<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re si<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>rl<span class=\"_ _3\"></span>y un<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fecte<span class=\"_ _3\"></span>d by ma<span class=\"_ _3\"></span>rket m<span class=\"_ _3\"></span>ovem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>. As a<span class=\"_ _5\"></span> result<span class=\"_ _5\"></span> of these<span class=\"_ _5\"></span> combined f<span class=\"_ _5\"></span>actors, t<span class=\"_ _5\"></span>he Group\u2019<span class=\"_ _5\"></span>s financial<span class=\"_ _5\"></span> assets and<span class=\"_ _5\"></span> liabilities held o<span class=\"_ _5\"></span>utside un<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d fu<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s a<span class=\"_ _3\"></span>re not m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t ri<span class=\"_ _3\"></span>sk<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd m<span class=\"_ _3\"></span>ove<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e rep<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te in i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve an i<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>al i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>t on th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>roup<span class=\"_ _3\"></span>\u2019s pro<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t af<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r tax an<span class=\"_ _3\"></span>d eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y. Howe<span class=\"_ _3\"></span>ver, fut<span class=\"_ _3\"></span>ure p<span class=\"_ _3\"></span>rof<span class=\"_ _3\"></span>its f<span class=\"_ _3\"></span>rom a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t ch<span class=\"_ _3\"></span>arg<span class=\"_ _3\"></span>es m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e af<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d by move<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s in i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>nd e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Sensitivit<span class=\"_ _3\"></span>y analysis to market<span class=\"_ _5\"></span> risks<span class=\"_ _2d1\"> </span>The majori<span class=\"_ _5\"></span>t<span class=\"_ _3\"></span>y of<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup\u2019s business<span class=\"_ _5\"></span> is unitised<span class=\"_ _5\"></span> and the<span class=\"_ _5\"></span> direct ass<span class=\"_ _5\"></span>ociated mark<span class=\"_ _5\"></span>et risk<span class=\"_ _5\"></span> is the<span class=\"_ _3\"></span>refo<span class=\"_ _3\"></span>re bo<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>e by un<span class=\"_ _3\"></span>it h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>s. F<span class=\"_ _3\"></span>or co<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>eten<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, we n<span class=\"_ _3\"></span>ote th<span class=\"_ _3\"></span>at th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>re is a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>t ri<span class=\"_ _3\"></span>sk as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th m<span class=\"_ _3\"></span>arke<span class=\"_ _3\"></span>t pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e as f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r i<span class=\"_ _3\"></span>nco<span class=\"_ _3\"></span>me i<span class=\"_ _3\"></span>s d<span class=\"_ _3\"></span>ep<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nt u<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>n ma<span class=\"_ _3\"></span>rket<span class=\"_ _3\"></span>s; how<span class=\"_ _3\"></span>ever, th<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>t ris<span class=\"_ _3\"></span>k h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n mi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>ted t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s a<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>pro<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h to matching<span class=\"_ _5\"></span> assets and<span class=\"_ _5\"></span> liabilities.",
   "dimensions": {
    "concept": "ifrs-full:SensitivityAnalysisForEachTypeOfMarketRisk",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-385": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls75 ws76 gs6ee\">21. Cash generated<span class=\"_ _5\"></span> from operations<span class=\"_ _2d1\"> </span></div><div class=\"gs3f7\"><table class=\"s w817 h192\" id=\"_47878701-d2aa-404e-a357-8aad0ba8e577\"><tr><td></td><td></td><td class=\"t m0 x3e8 h7e y3b57 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3b57 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td></td><td class=\"t m0 x3ea h7e y3b58 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x408 h1c y3b58 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td></td><td class=\"t m0 x3eb h7e y3b59 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"c xd60 y3b5a w818 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls3 ws2\">2023</div><div class=\"t m0 xd5f h8a y377d ff3 fs63 fc1 sc0 ls3 wsb5\">1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3b5b ff5 fs4 fc1 sc0 ls48 ws48\">Cash flows<span class=\"_ _5\"></span> from operating activities<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xd61 h7e y3b5c ffe fsa fc1 sc0 ls5f ws5d\">Note<span class=\"_ _2d1\"> </span></td><td class=\"c n x3ed y3b5d w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3b5e w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b5f w819 h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls3 ws2\">Prof<span class=\"_ _3\"></span>it b<span class=\"_ _3\"></span>efo<span class=\"_ _3\"></span>re tax for t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xd62 y3b5f w81a h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">1<span class=\"_ _3\"></span>,049.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd63 y3b5f w3e h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls29 ws28\">439.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b60 ff3 fs4 fc2 sc0 ls6 ws4\">Adjust<span class=\"_ _5\"></span>ments f<span class=\"_ _5\"></span>or:<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3b61 w81b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Amortisation of<span class=\"_ _5\"></span> purchased<span class=\"_ _5\"></span> value of<span class=\"_ _5\"></span> in-<span class=\"_ _5\"></span>force<span class=\"_ _5\"></span> business<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd64 y3b61 w144 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd65 y3b61 w325 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd66 y3b61 w325 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b62 w81c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Amortisation of<span class=\"_ _5\"></span> computer<span class=\"_ _5\"></span> soft<span class=\"_ _3\"></span>ware<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd67 y3b62 w81d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd68 y3b62 w63c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">22.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd69 y3b62 w3f5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">15.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b63 w81e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Depreciation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd6a y3b63 w81f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">12<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd6b y3b63 w820 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">23.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd6c y3b63 w3d7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b64 w821 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">Impairment<span class=\"_ _5\"></span> of goodwill<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd6d y3b64 w144 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd6e y3b64 w822 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd6f y3b64 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b65 w823 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Los<span class=\"_ _3\"></span>s on d<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>l of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ter so<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>re<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd70 y3b65 w81d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd71 y3b65 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd72 y3b65 w348 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b66 ff3 fs4 fc2 sc0 ls6 ws4\">Loss<span class=\"_ _5\"></span> on disposal o<span class=\"_ _5\"></span>f property and equipment, including<span class=\"_ _5\"></span> leased </td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3b67 w824 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd73 y3b67 w141 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">12<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd74 y3b67 w55d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">4<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd75 y3b67 w3fb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b68 w825 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Gain on<span class=\"_ _5\"></span> disposal of sub<span class=\"_ _5\"></span>sidiar<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xd76 y3b68 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd77 y3b68 w826 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b69 w827 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Share-<span class=\"_ _5\"></span>based paymen<span class=\"_ _5\"></span>t char<span class=\"_ _5\"></span>ge<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd78 y3b69 w5d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd79 y3b69 wa9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd7a y3b69 w828 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">4<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3b6a w829 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inter<span class=\"_ _5\"></span>est income</div><div class=\"t m0 xd7b h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xd7c y3b6a w73c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(2<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd7d y3b6a w82a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b6b w82b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Int<span class=\"_ _5\"></span>erest<span class=\"_ _5\"></span> expense<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd7e y3b6b w35 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd7f y3b6b w82c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd80 y3b6b w5ba h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">1<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b6c w82d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>D<span class=\"_ _3\"></span>ecrease<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>/incr<span class=\"_ _5\"></span>ease in<span class=\"_ _5\"></span> provisions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd81 y3b6c w82e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">18<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd82 y3b6c w82f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd83 y3b6c w830 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">454<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b6d w831 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Exchange<span class=\"_ _5\"></span> rate<span class=\"_ _5\"></span> (ga<span class=\"_ _5\"></span>ins<span class=\"_ _5\"></span>)<span class=\"_ _6\"></span>/losses<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xd84 y3b6d w90 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd85 y3b6d w3fb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb4 ws88\">2.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3b6e ff5 fs4 fc1 sc0 ls3e ws3e\">Changes in operating assets<span class=\"_ _5\"></span> and liabilities<span class=\"_ _2d1\"> </span></td><td></td><td class=\"c n xd7c y3b6f w832 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls58 ws56\">(1<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>6)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd86 y3b6f w833 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls38 ws38\">354.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b70 w834 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">De<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n defe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>cq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n co<span class=\"_ _3\"></span>sts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd87 y3b70 w144 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd88 y3b70 w33a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">18<span class=\"_ _3\"></span>.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd89 y3b70 w670 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375c w835 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">De<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t pro<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xd8a y375c w836 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">218.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd8b y375c w837 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">184<span class=\"_ _3\"></span>.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375d w838 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Increase<span class=\"_ _5\"></span> in other<span class=\"_ _5\"></span> invest<span class=\"_ _5\"></span>ments<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xd8c y375d w839 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls5e ws5c\">(23<span class=\"_ _2\"></span>,7<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>8<span class=\"_ _2\"></span>.7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd8d y375d w83a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">(<span class=\"_ _5\"></span>2<span class=\"_ _5\"></span>1,077<span class=\"_ _1\"></span>.2<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375e w83b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Increase<span class=\"_ _5\"></span> in inv<span class=\"_ _5\"></span>estments<span class=\"_ _5\"></span> in associat<span class=\"_ _5\"></span>es<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xd8e y375e w4c2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd8f y375e w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375f w83c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">(<span class=\"_ _5\"></span>Increase<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>/<span class=\"_ _5\"></span>decrease in<span class=\"_ _5\"></span> reinsuranc<span class=\"_ _5\"></span>e assets<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xd90 y375f w83d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd91 y375f w83e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">41<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b71 w83f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">De<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se/<span class=\"_ _5\"></span>(<span class=\"_ _5\"></span>in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _5\"></span>) i<span class=\"_ _3\"></span>n oth<span class=\"_ _3\"></span>er re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xd92 y3b71 w58d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd93 y3b71 w15c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37c9 w840 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Increase<span class=\"_ _5\"></span> in insurance<span class=\"_ _5\"></span> contr<span class=\"_ _5\"></span>act liabilities<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xd94 y37c9 w841 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">22<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4a9 y37c9 w388 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">25.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ca w842 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Increase<span class=\"_ _5\"></span> in financial liabilit<span class=\"_ _5\"></span>ies (<span class=\"_ _6\"></span>excluding borr<span class=\"_ _5\"></span>owings<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xd95 y37ca w843 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">17<span class=\"_ _6\"></span>,868.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd96 y37ca w844 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">15<span class=\"_ _3\"></span>,9<span class=\"_ _3\"></span>91.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cb w845 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">De<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n defe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d i<span class=\"_ _3\"></span>nco<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd97 y37cb w81d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd98 y37cb w6b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd99 y37cb w846 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>9)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cc w847 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">(<span class=\"_ _5\"></span>D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>se)<span class=\"_ _5\"></span>/inc<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n oth<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xd9a y37cc w848 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(2<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd9b y37cc w849 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">206.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3765 w84a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e in n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>utab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e to uni<span class=\"_ _3\"></span>t ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xd9c y3765 wf9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">4<span class=\"_ _3\"></span>,163.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd9d y3765 w84b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">3<span class=\"_ _3\"></span>,908.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td class=\"c n xd9e y3766 w84c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6e ws6c\">(1<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>0)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xd9f y3766 w84d h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6e ws6c\">(74<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w84e h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Cash (<span class=\"_ _6\"></span>used in<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>/<span class=\"_ _5\"></span>generated from operations<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xda0 y3731 w84f h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9 ws7\">(<span class=\"_ _5\"></span>528.5<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xda1 y3731 w46f h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9 ws7\">53.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs6ef\">1 <span class=\"_ _3a\"> </span>Resta<span class=\"_ _5\"></span>ted t<span class=\"_ _5\"></span>o reclassify \u00a3<span class=\"_ _5\"></span>60.6 million<span class=\"_ _5\"></span> money mark<span class=\"_ _5\"></span>et fund<span class=\"_ _5\"></span> interest<span class=\"_ _5\"></span> from<span class=\"_ _5\"></span> interest<span class=\"_ _5\"></span> income t<span class=\"_ _5\"></span>o inter<span class=\"_ _5\"></span>est receiv<span class=\"_ _5\"></span>ed, which had<span class=\"_ _5\"></span> </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls19 ws18 gs6f0\">been misclassified.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashFlowStatementExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-386": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs6f2\">22<span class=\"_ _3\"></span>. Capital management and allocation<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6f3\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s cap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t po<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>cy, set by th<span class=\"_ _3\"></span>e B<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>, is to ma<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>n a stro<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l ba<span class=\"_ _3\"></span>se </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6f4\">in o<span class=\"_ _3\"></span>rde<span class=\"_ _3\"></span>r to:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs6f5\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">prote<span class=\"_ _3\"></span>ct c<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>\u2019 in<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>ts<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs6f6\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">meet r<span class=\"_ _5\"></span>egulatory requir<span class=\"_ _5\"></span>ements<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs6f7\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">prote<span class=\"_ _3\"></span>ct c<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>ito<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>\u2019 in<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>sts </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs6f8\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4 ls6 ws4\">creat<span class=\"_ _5\"></span>e shareholder<span class=\"_ _5\"></span> value thr<span class=\"_ _5\"></span>ough support f<span class=\"_ _5\"></span>or business de<span class=\"_ _5\"></span>velopment.<span class=\"_ _2d1\"> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6f9\">The polic<span class=\"_ _5\"></span>y requir<span class=\"_ _5\"></span>es that each<span class=\"_ _5\"></span> subsidiary manages its<span class=\"_ _5\"></span> own capit<span class=\"_ _5\"></span>al, in particular t<span class=\"_ _6\"></span>o maintain<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6fa\">reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ato<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y so<span class=\"_ _3\"></span>lve<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>cy, in the c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>tex<span class=\"_ _3\"></span>t of a G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>. Any c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital i<span class=\"_ _3\"></span>n exc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s of p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6fb\">req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts i<span class=\"_ _3\"></span>s retu<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ed to t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s Pa<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t Co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>any, St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c, n<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y by </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6fc\">way o<span class=\"_ _3\"></span>f di<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ds<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n is m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ito<span class=\"_ _3\"></span>red by t<span class=\"_ _3\"></span>he Au<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t Co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>e on b<span class=\"_ _3\"></span>eh<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>f </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs6fd\">of th<span class=\"_ _3\"></span>e St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c B<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs6fe\">Regulatory capital<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs6ff\">The Gr<span class=\"_ _5\"></span>oup\u2019s<span class=\"_ _5\"></span> capital<span class=\"_ _5\"></span> management policy is,<span class=\"_ _5\"></span> for each<span class=\"_ _5\"></span> subsidiary, t<span class=\"_ _6\"></span>o hold the h<span class=\"_ _5\"></span>igher of:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs700\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d by any re<span class=\"_ _3\"></span>leva<span class=\"_ _3\"></span>nt s<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vis<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>y b<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>dy, up<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ted by a s<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs701\">to abs<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>b ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs702\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">the c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he Co<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s in<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>. </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs703\">For o<span class=\"_ _3\"></span>ur i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, we ho<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>pita<span class=\"_ _3\"></span>l ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n ou<span class=\"_ _3\"></span>r own i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>sm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs704\">recognising<span class=\"_ _5\"></span> the regulat<span class=\"_ _5\"></span>ory requirement.<span class=\"_ _5\"></span> For o<span class=\"_ _5\"></span>ther regulat<span class=\"_ _5\"></span>ed companies w<span class=\"_ _5\"></span>e generally<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs705\">ho<span class=\"_ _3\"></span>ld c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>gu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t up<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>ted by a s<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs707\">The f<span class=\"_ _5\"></span>ollowing ent<span class=\"_ _5\"></span>ities ar<span class=\"_ _5\"></span>e subject t<span class=\"_ _6\"></span>o regulatory supervision and<span class=\"_ _5\"></span> have t<span class=\"_ _5\"></span>o maint<span class=\"_ _5\"></span>ain a minim<span class=\"_ _5\"></span>um </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs708\">level<span class=\"_ _5\"></span> of regulat<span class=\"_ _5\"></span>or<span class=\"_ _3\"></span>y capit<span class=\"_ _5\"></span>al:<span class=\"_ _2d1\"> </span></div><div class=\"gs709\"><table class=\"s w850 h193\" id=\"_3d0f2e55-1bb1-4feb-a3ef-c6535bbc267a\"><tr><td class=\"c n x265 y3b72 w851 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">Entit<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xda2 y3b72 w852 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lse1 wsa5\">Regulatory body and<span class=\"_ _5\"></span> jurisdiction<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b73 w853 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Capst<span class=\"_ _5\"></span>one Financial (<span class=\"_ _6\"></span>HK<span class=\"_ _5\"></span>) Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xda3 y3b73 w854 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Securities and<span class=\"_ _5\"></span> Futur<span class=\"_ _5\"></span>es Commission<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x65d h8 y3b74 ff3 fs4 fc2 sc0 ls3 ws2\">(<span class=\"_ _5\"></span>H<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g Kong):  </td></tr><tr><td></td><td class=\"t m0 x65d h8 y3b75 ff3 fs4 fc2 sc0 ls6 ws4\">Insurance<span class=\"_ _5\"></span> Authority (<span class=\"_ _6\"></span>Hong K<span class=\"_ _5\"></span>ong)<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"c n x265 y3b76 w855 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Perennial<span class=\"_ _5\"></span> Financial Management Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xda4 y3b76 w856 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">FCA:<span class=\"_ _5\"></span> Personal In<span class=\"_ _5\"></span>vestment<span class=\"_ _5\"></span> Firm<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b77 w857 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Policy<span class=\"_ _5\"></span> Ser<span class=\"_ _3\"></span>vices Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xda5 y3b77 w856 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">FC<span class=\"_ _5\"></span>A: Personal<span class=\"_ _5\"></span> Investmen<span class=\"_ _5\"></span>t Firm<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b78 w858 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Rowan<span class=\"_ _5\"></span> Dar<span class=\"_ _3\"></span>tington<span class=\"_ _5\"></span> &amp; Co<span class=\"_ _5\"></span> Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xda6 y3b78 w859 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">FC<span class=\"_ _5\"></span>A: Inv<span class=\"_ _5\"></span>estment Firm<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b79 w85a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e (<span class=\"_ _5\"></span>H<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g Kong) Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xda7 y3b79 w85b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Securi<span class=\"_ _5\"></span>ties and F<span class=\"_ _6\"></span>utures Commission<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x65d h8 y3b7a ff3 fs4 fc2 sc0 ls3 ws2\">(<span class=\"_ _5\"></span>H<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g Kong):  </td></tr><tr><td></td><td class=\"t m0 x65d h8 y3b7b ff3 fs4 fc2 sc0 ls6 ws4\">Insurance<span class=\"_ _5\"></span> Authority (<span class=\"_ _6\"></span>Hong K<span class=\"_ _5\"></span>ong)<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"c n x265 y3b7c w85c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e (<span class=\"_ _5\"></span>M<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>dl<span class=\"_ _3\"></span>e Eas<span class=\"_ _3\"></span>t) Lim<span class=\"_ _3\"></span>ited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xda8 y3b7c w85d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Dubai Financial Services Aut<span class=\"_ _5\"></span>hority<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b7d ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l </td><td></td></tr><tr><td class=\"c n x265 y3b7e w85e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">(<span class=\"_ _6\"></span>H<span class=\"_ _3\"></span>ong K<span class=\"_ _6\"></span>ong) Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xda9 y3b7e w85f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Insurance<span class=\"_ _5\"></span> Authority (<span class=\"_ _6\"></span>Hong K<span class=\"_ _5\"></span>ong)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b7f w860 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">St. James\u2019<span class=\"_ _5\"></span>s Place<span class=\"_ _5\"></span> Inter<span class=\"_ _5\"></span>national plc<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdaa y3b7f w861 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls49 ws2\">Cen<span class=\"_ _3\"></span>tral B<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nk o<span class=\"_ _3\"></span>f Ire<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>: Li<span class=\"_ _3\"></span>fe In<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce B<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b80 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt </td><td></td></tr><tr><td class=\"c n x265 y3b81 w862 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Administr<span class=\"_ _5\"></span>ation Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdab y3b81 w863 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">FC<span class=\"_ _5\"></span>A: Inves<span class=\"_ _5\"></span>tment Firm<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b82 w864 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">St. James\u2019s P<span class=\"_ _5\"></span>lace Partnership Services Limited</div></td><td class=\"c n xdac y3b82 w865 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">FC<span class=\"_ _5\"></span>A: Consumer Cr<span class=\"_ _5\"></span>edit Firm<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b83 w866 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e (<span class=\"_ _5\"></span>Si<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>re<span class=\"_ _5\"></span>) Pri<span class=\"_ _3\"></span>vate L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d</div></td><td class=\"c n xdad y3b83 w867 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">M<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>eta<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y Aut<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>rit<span class=\"_ _2\"></span>y of Si<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ore<span class=\"_ _3\"></span>: Me<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"t m0 x65d h8 y3b84 ff3 fs4 fc2 sc0 ls6 ws4\">of t<span class=\"_ _5\"></span>he Association<span class=\"_ _5\"></span> of Financial<span class=\"_ _5\"></span> Advisers<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"c n x265 y3921 w868 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e UK p<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>c<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdae y3921 w869 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">PRA<span class=\"_ _5\"></span> and FC<span class=\"_ _5\"></span>A: Long-<span class=\"_ _6\"></span>term insur<span class=\"_ _5\"></span>ance business<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w86a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Un<span class=\"_ _3\"></span>it Trust G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdaf y3730 w86b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">FCA: UC<span class=\"_ _5\"></span>ITS Managemen<span class=\"_ _5\"></span>t Compan<span class=\"_ _5\"></span>y<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w86c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">St. James\u2019<span class=\"_ _5\"></span>s Place<span class=\"_ _5\"></span> Wealt<span class=\"_ _5\"></span>h Management<span class=\"_ _5\"></span> plc<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdb0 y3731 w856 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">FC<span class=\"_ _5\"></span>A: Personal<span class=\"_ _5\"></span> Invest<span class=\"_ _5\"></span>ment Firm<span class=\"_ _2d1\"> </span></div></td></tr></table></div>In a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, the S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pla<span class=\"_ _3\"></span>ce G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p is re<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d as a<span class=\"_ _3\"></span>n in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce g<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r So<span class=\"_ _3\"></span>lve<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>y II<span class=\"_ _3\"></span>,<span class=\"_ _2d1\"> </span>wi<span class=\"_ _3\"></span>th th<span class=\"_ _3\"></span>e PR<span class=\"_ _3\"></span>A as t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>d reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tor. More i<span class=\"_ _3\"></span>nfo<span class=\"_ _3\"></span>rma<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on a<span class=\"_ _3\"></span>bo<span class=\"_ _3\"></span>ut t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n of th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _2d1\"> </span>under Solv<span class=\"_ _5\"></span>ency II r<span class=\"_ _5\"></span>egulations is<span class=\"_ _5\"></span> set out<span class=\"_ _5\"></span> in the separ<span class=\"_ _5\"></span>ate<span class=\"_ _5\"></span> Solvency<span class=\"_ _5\"></span> and Financial Condi<span class=\"_ _5\"></span>tion Report<span class=\"_ _2d1\"> </span>do<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e overa<span class=\"_ _3\"></span>ll c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l po<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n for t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024, a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n the<span class=\"_ _2d1\"> </span>stan<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ard for<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>la b<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s, i<span class=\"_ _3\"></span>s p<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>ente<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g tab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>:<table class=\"s w86d h194\" id=\"_6d0f2a78-d80c-4f00-a18e-8ea2b85efbdd\"><tr><td></td><td class=\"t m0 x41b h7e y3b85 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3b85 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y3b86 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3b86 ff3 fsa fc1 sc0 ls3 ws2\">2023 </td></tr><tr><td></td><td class=\"c n x41d y3b87 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x41e y3b88 w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b89 w86e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">IFRS t<span class=\"_ _5\"></span>otal<span class=\"_ _5\"></span> assets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdb1 y3b89 w86f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">194,<span class=\"_ _3\"></span>875<span class=\"_ _3\"></span>.1</div></td><td class=\"c n xdb2 y3b89 w870 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">172<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>293<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a3 w871 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Less<span class=\"_ _5\"></span> Solvency<span class=\"_ _5\"></span> II valuation<span class=\"_ _5\"></span> adjustments<span class=\"_ _5\"></span> and unit<span class=\"_ _5\"></span>-link<span class=\"_ _5\"></span>ed liabilitie<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdb3 y38a3 w872 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>3<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>4<span class=\"_ _0\"></span>3<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>5)</div></td><td class=\"c n xdb4 y38a3 w873 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">(<span class=\"_ _6\"></span>17<span class=\"_ _3\"></span>1,160.1<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38a4 w874 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Sol<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>cy II n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>sse<span class=\"_ _3\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdb5 y38a4 w875 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">1,<span class=\"_ _3\"></span>44<span class=\"_ _3\"></span>0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8f2 y38a4 w876 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls48 ws48\">1<span class=\"_ _3\"></span>,133<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b8a w877 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">So<span class=\"_ _3\"></span>lve<span class=\"_ _3\"></span>ncy I<span class=\"_ _3\"></span>I va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of i<span class=\"_ _3\"></span>n-force (VI<span class=\"_ _3\"></span>F<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdb6 y3b8a w878 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">2<span class=\"_ _3\"></span>,992<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4</div></td><td class=\"c n xdb7 y3b8a w879 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">2,485.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b8b w87a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Risk mar<span class=\"_ _5\"></span>gin<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x439 y3b8b w87b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(37<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>0)</div></td><td class=\"c n x36e y3b8b w87c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _2\"></span>1<span class=\"_ _3\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b8c w87d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Own f<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ds (A<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdb8 y3b8c w87e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">4,060.0</div></td><td class=\"c n xdb9 y3b8c w87f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>299.<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3abb w880 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Standard formula<span class=\"_ _5\"></span> SCR (<span class=\"_ _6\"></span>B<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdba y3abb w881 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">(<span class=\"_ _5\"></span>2<span class=\"_ _3\"></span>,104<span class=\"_ _3\"></span>.1<span class=\"_ _5\"></span>)</div></td><td class=\"c n xc9e y3abb w882 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls93 ws90\">(1<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>7.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384f w883 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Sol<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>cy II f<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>e ass<span class=\"_ _3\"></span>ets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdbb y384f w884 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls97 ws94\">1,955.<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdbc y384f w885 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls92 ws82\">1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>572.<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w886 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Sol<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>cy II r<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io (A/<span class=\"_ _5\"></span>B)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdbd y3731 w887 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">1<span class=\"_ _3\"></span>93%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdbe y3731 w888 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls32 ws31\">1<span class=\"_ _3\"></span>91%<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e sol<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>ncy ra<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>o af<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e pro<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l di<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>s 19<span class=\"_ _3\"></span>0% a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r<span class=\"_ _2d1\"> </span>2024 (<span class=\"_ _5\"></span>31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023<span class=\"_ _3\"></span>: 18<span class=\"_ _3\"></span>8%)<span class=\"_ _5\"></span>.<table class=\"s w889 h195\" id=\"_eb6eaa6a-528d-44fa-90c2-3def2615a546\"><tr><td></td><td class=\"t m0 x41b h7e y3b8d ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3b8d ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y3b8e ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3b8e ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y38d5 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x41e y391d w1a6 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w88a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">So<span class=\"_ _3\"></span>lve<span class=\"_ _3\"></span>ncy I<span class=\"_ _3\"></span>I n<span class=\"_ _3\"></span>et a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ets<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdbf y3810 w88b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,440<span class=\"_ _5\"></span>.6</div></td><td class=\"c n xdc0 y3810 w88c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls48 ws48\">1<span class=\"_ _3\"></span>,133<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w88d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Less<span class=\"_ _5\"></span>: management<span class=\"_ _5\"></span> solvency<span class=\"_ _5\"></span> buffer (<span class=\"_ _6\"></span>MSB<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdc1 y37ab w88e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(5<span class=\"_ _2\"></span>4<span class=\"_ _3\"></span>8<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>4)</div></td><td class=\"c n xdc2 y37ab w88f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(5<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>9<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>5)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w890 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Exc<span class=\"_ _3\"></span>ess o<span class=\"_ _3\"></span>f fre<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s over M<span class=\"_ _3\"></span>SB<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdc3 y3731 w891 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">892.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdc4 y3731 w9c h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls29 ws28\">603.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr></table>An ove<span class=\"_ _3\"></span>ral<span class=\"_ _3\"></span>l inte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>s req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d for in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce g<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>ps<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>s is k<span class=\"_ _3\"></span>now<span class=\"_ _3\"></span>n a<span class=\"_ _3\"></span>s an<span class=\"_ _2d1\"> </span>OR<span class=\"_ _3\"></span>SA (<span class=\"_ _5\"></span>Ow<span class=\"_ _3\"></span>n Ri<span class=\"_ _3\"></span>sk a<span class=\"_ _3\"></span>nd S<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>cy As<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ent) an<span class=\"_ _3\"></span>d is d<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>cr<span class=\"_ _3\"></span>ib<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n mo<span class=\"_ _3\"></span>re de<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>l in th<span class=\"_ _3\"></span>e O<span class=\"_ _3\"></span>RSA s<span class=\"_ _3\"></span>ect<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span>wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>sk a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>rol m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt se<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ato<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal re<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s of co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p, an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span>so<span class=\"_ _3\"></span>lve<span class=\"_ _3\"></span>ncy o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>, are a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d mo<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>tore<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e Ove<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ht G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p wit<span class=\"_ _3\"></span>h<span class=\"_ _2d1\"> </span>over<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>gh<span class=\"_ _3\"></span>t by the Au<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>t Co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>e on b<span class=\"_ _3\"></span>eh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>lf of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p Bo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rd. U<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>tim<span class=\"_ _3\"></span>ate re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y for<span class=\"_ _2d1\"> </span>individual companies\u2019 r<span class=\"_ _5\"></span>egulatory capit<span class=\"_ _5\"></span>al lies<span class=\"_ _5\"></span> with the<span class=\"_ _5\"></span> relev<span class=\"_ _5\"></span>ant subsidiary boards.<span class=\"_ _2d1\"> </span><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs70b\">For t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar e<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024<span class=\"_ _3\"></span>, we rev<span class=\"_ _3\"></span>iew<span class=\"_ _3\"></span>ed t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>eve<span class=\"_ _3\"></span>l of ou<span class=\"_ _3\"></span>r M<span class=\"_ _3\"></span>SB a<span class=\"_ _3\"></span>nd m<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed th<span class=\"_ _3\"></span>e M<span class=\"_ _3\"></span>SB </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs70c\">for th<span class=\"_ _3\"></span>e Li<span class=\"_ _3\"></span>fe bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>t \u00a335<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a33<span class=\"_ _3\"></span>55.<span class=\"_ _3\"></span>0 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Th<span class=\"_ _3\"></span>ere h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n n<span class=\"_ _3\"></span>o oth<span class=\"_ _3\"></span>er m<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>al </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs70d\">change in<span class=\"_ _5\"></span> the lev<span class=\"_ _5\"></span>el of<span class=\"_ _5\"></span> capital<span class=\"_ _5\"></span> requirements<span class=\"_ _5\"></span> of individual<span class=\"_ _5\"></span> companies during t<span class=\"_ _5\"></span>he year<span class=\"_ _6\"></span>, nor in </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs70e\">the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f cap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>. Al<span class=\"_ _3\"></span>l reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s exc<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>m so<span class=\"_ _3\"></span>lve<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>cy </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs70f\">req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts a<span class=\"_ _3\"></span>t the re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g da<span class=\"_ _3\"></span>te an<span class=\"_ _3\"></span>d du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar. See s<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on 3 of t<span class=\"_ _3\"></span>he f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al rev<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ew </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs710\">for<span class=\"_ _5\"></span> further infor<span class=\"_ _5\"></span>mation.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs711\">IFRS capital composi<span class=\"_ _5\"></span>tion<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs712\">The principal<span class=\"_ _5\"></span> forms<span class=\"_ _5\"></span> of capit<span class=\"_ _5\"></span>al ar<span class=\"_ _5\"></span>e included in<span class=\"_ _5\"></span> the f<span class=\"_ _5\"></span>ollowing balances on<span class=\"_ _5\"></span> the cons<span class=\"_ _5\"></span>olidated </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs713\">stat<span class=\"_ _5\"></span>ement of<span class=\"_ _5\"></span> financial posit<span class=\"_ _5\"></span>ion: </div><div class=\"gs714\"><table class=\"s w7ab h196\" id=\"_3bbe1b85-7b6f-402f-bd8b-89672bce8f46\"><tr><td></td><td class=\"t m0 x3ea h7e y3b8f ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3b8f ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3b90 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3b90 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3b91 w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x3ee y3b92 w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y375f w10d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Share<span class=\"_ _5\"></span> capital<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdc5 y375f w892 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">81.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdc6 y375f w893 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">82.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3760 w110 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Sh<span class=\"_ _3\"></span>are p<span class=\"_ _3\"></span>rem<span class=\"_ _3\"></span>iu<span class=\"_ _3\"></span>m<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdc7 y3760 w111 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">233.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdc8 y3760 w112 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">233.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3761 w113 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Cap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l red<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ve<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdc9 y3761 w114 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdca y3761 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3762 w115 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s in tr<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t res<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>ve<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdcb y3762 w116 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls31 ws30\">(1<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>.<span class=\"_ _2\"></span>2)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdcc y3762 w4dd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3763 w117 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Miscellaneous reserves<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdcd y3763 w118 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">2.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4ba y3763 w118 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">2.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3764 w119 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Ret<span class=\"_ _5\"></span>ained earnings<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdce y3764 w894 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">965.<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdcf y3764 w11a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">665<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cd w895 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Shareholders\u2019 equity<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdd0 y37cd wb1 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls46 ws46\">1,273.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdd1 y37cd w896 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9 ws7\">983<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w11e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Non-con<span class=\"_ _5\"></span>trolling in<span class=\"_ _5\"></span>terest<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdd2 y37ab w11f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb50 y37ab w120 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w121 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal equity<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdd3 y3731 w897 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls6d ws6b\">1,<span class=\"_ _3\"></span>273<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdd4 y3731 w898 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9 ws7\">983.5<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs715\">Th<span class=\"_ _3\"></span>e ab<span class=\"_ _3\"></span>ove as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts do n<span class=\"_ _3\"></span>ot a<span class=\"_ _3\"></span>ll q<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>y as re<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ato<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>m reg<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ato<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs716\">ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ys<span class=\"_ _3\"></span>is o<span class=\"_ _3\"></span>f the a<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>set<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at q<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>y as re<span class=\"_ _3\"></span>gu<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ator<span class=\"_ _2\"></span>y cap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l, i<span class=\"_ _3\"></span>s ou<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n se<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n 3 of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs717\">the f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nci<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l revi<span class=\"_ _3\"></span>ew, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h de<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>stra<span class=\"_ _3\"></span>tes th<span class=\"_ _3\"></span>at t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ha<span class=\"_ _3\"></span>s me<span class=\"_ _3\"></span>t its i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital o<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>ves<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs718\">The Gr<span class=\"_ _5\"></span>oup and i<span class=\"_ _5\"></span>ts individually r<span class=\"_ _5\"></span>egulated oper<span class=\"_ _5\"></span>ations hav<span class=\"_ _5\"></span>e complied with<span class=\"_ _5\"></span> all externally<span class=\"_ _5\"></span> and </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs719\">internally<span class=\"_ _5\"></span> imposed capital<span class=\"_ _5\"></span> requirements<span class=\"_ _5\"></span> throughout<span class=\"_ _5\"></span> the year<span class=\"_ _6\"></span>.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-387": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs71b\">23. Share capital, earnings per share and div<span class=\"_ _5\"></span>idends<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls69 ws67 gs71c\">Share capital<span class=\"_ _2d1\"> </span></div><div class=\"gs71d\"><table class=\"s w899 h197\" id=\"_a7d07f70-2105-48a7-8d0c-5dffabc23594\"><tr><td></td><td class=\"t m0 xdd5 h7e y3b93 ffe fsa fc1 sc0 lsa2 ws2\">Nu<span class=\"_ _3\"></span>mbe<span class=\"_ _3\"></span>r of<span class=\"_ _3\"></span> </td><td class=\"t m0 xdd6 h7e y3b93 ffe fsa fc1 sc0 ls1c ws1b\">Called-up </td></tr><tr><td></td><td class=\"t m0 xdd7 h7e y3b94 ffe fsa fc1 sc0 ls1c wsa5\">ordinary shares<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xdd8 h7e y3b94 ffe fsa fc1 sc0 ls1c wsa5\">share capital </td></tr><tr><td></td><td></td><td class=\"t m0 xb72 h7e y3b95 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"c n x265 y3760 w6d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdd9 y3760 w89a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">544,2<span class=\"_ _5\"></span>35,<span class=\"_ _6\"></span>75<span class=\"_ _5\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdda y3760 w6e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">81<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3761 w89b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddb y3761 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddc y3761 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3762 w89c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e of o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddd y3762 w89d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">4,<span class=\"_ _3\"></span>369<span class=\"_ _3\"></span>,037<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdde y3762 w114 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3866 w92 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddf y3866 w89e h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls6d ws6b\">548<span class=\"_ _3\"></span>,604,794<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde0 y3866 w89f h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls91 ws8f\">82<span class=\"_ _2\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w89b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddb y3802 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddc y3802 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w89c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e of o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddb y379e w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddc y379e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w8a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>uy<span class=\"_ _3\"></span>-ba<span class=\"_ _3\"></span>ck p<span class=\"_ _3\"></span>rog<span class=\"_ _3\"></span>ram<span class=\"_ _3\"></span>me<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde1 y379f w8a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">(<span class=\"_ _6\"></span>4,590,083<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde2 y379f w694 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 waa h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde3 y3731 w8a2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls46 ws46\">544,<span class=\"_ _5\"></span>014,<span class=\"_ _5\"></span>711<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde4 y3731 w8a3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">81<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs71e\">Ord<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y sha<span class=\"_ _3\"></span>res h<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ve a pa<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f 15 p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>er s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are (2023: 15 p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nce p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r sh<span class=\"_ _3\"></span>are) and are </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs71f\">fully paid.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs720\">In<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d-up s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal a<span class=\"_ _3\"></span>re 4<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>876,<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>64 (2023: 3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>411<span class=\"_ _3\"></span>,7<span class=\"_ _5\"></span>4<span class=\"_ _3\"></span>3<span class=\"_ _5\"></span>) sh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>res h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs721\">Sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s in tr<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t res<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>ve wit<span class=\"_ _3\"></span>h a no<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f \u00a30.7 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a30<span class=\"_ _3\"></span>.5 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs722\">are h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e SJ<span class=\"_ _3\"></span>P Emp<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>oyee B<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d the S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pla<span class=\"_ _3\"></span>ce 2<span class=\"_ _3\"></span>010 S<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re In<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ve </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs723\">Pla<span class=\"_ _3\"></span>n Trust to s<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>sf<span class=\"_ _2\"></span>y cer<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>in s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>-bas<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The Trus<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e SJ<span class=\"_ _3\"></span>P Em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oyee </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs724\">Be<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st re<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>n the r<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ht to d<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ds o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s he<span class=\"_ _3\"></span>ld by t<span class=\"_ _3\"></span>he Trus<span class=\"_ _3\"></span>t bu<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>ve ch<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>en to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs725\">wai<span class=\"_ _3\"></span>ve th<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>r en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt to th<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ds o<span class=\"_ _3\"></span>n 2<span class=\"_ _3\"></span>,13<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>,521 s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res a<span class=\"_ _3\"></span>t 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 a<span class=\"_ _3\"></span>nd 1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>89<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>,9<span class=\"_ _3\"></span>85 </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs726\">sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>023<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e tru<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>f St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e 2010 S<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re I<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>ive P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>n T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs727\">retai<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>ght to d<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s on for<span class=\"_ _2\"></span>feite<span class=\"_ _3\"></span>d sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d by the Trus<span class=\"_ _3\"></span>t bu<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>ve ch<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>en to wa<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs728\">the<span class=\"_ _3\"></span>ir e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>itl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt to th<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>n 1<span class=\"_ _3\"></span>,0<span class=\"_ _3\"></span>34 s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res a<span class=\"_ _3\"></span>t 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 (2023: 556)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs729\">Sh<span class=\"_ _3\"></span>are c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital i<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>n the e<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se of o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s li<span class=\"_ _3\"></span>ne o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e tab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>bove </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs72a\">wh<span class=\"_ _3\"></span>ere t<span class=\"_ _3\"></span>hey re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>te to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>-ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r sh<span class=\"_ _3\"></span>are c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs72b\">are i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s li<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs72c\">Du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar, the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny re<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>rch<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ed 4<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>59<span class=\"_ _3\"></span>0,<span class=\"_ _3\"></span>08<span class=\"_ _3\"></span>3 sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s (2023: ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>) for a </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs72d\">total c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f \u00a332<span class=\"_ _3\"></span>.9 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3n<span class=\"_ _3\"></span>il<span class=\"_ _5\"></span>) a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>red t<span class=\"_ _3\"></span>rans<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on co<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s of \u00a30.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs72e\">(<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>). Th<span class=\"_ _3\"></span>e can<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h ha<span class=\"_ _3\"></span>d a no<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of \u00a30.7 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3n<span class=\"_ _3\"></span>il), have </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs72f\">be<span class=\"_ _3\"></span>en re<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>s a de<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e in s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h a co<span class=\"_ _3\"></span>rres<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>pita<span class=\"_ _3\"></span>l </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs730\">red<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ve a<span class=\"_ _3\"></span>s req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d by the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es Ac<span class=\"_ _3\"></span>t 200<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs731\">Th<span class=\"_ _3\"></span>e num<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s res<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r op<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>ts for s<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>e of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs732\">including t<span class=\"_ _5\"></span>erms and c<span class=\"_ _5\"></span>onditions, is included<span class=\"_ _5\"></span> within Not<span class=\"_ _5\"></span>e 2<span class=\"_ _5\"></span>4.<span class=\"_ _2d1\"> </span></div>Earn<span class=\"_ _3\"></span>ing<span class=\"_ _3\"></span>s per s<span class=\"_ _3\"></span>har<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span><table class=\"s w8a4 h198\" id=\"_18d53060-654b-4998-80d5-5346b0e3be2f\"><tr><td></td><td class=\"t m0 x3e8 h7e y3b96 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended </td><td class=\"t m0 x3e9 h1c y3b96 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x3ea h7e y3b97 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3b97 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3b98 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3b98 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h1e y3b99 ff5 fs4 fc1 sc0 ls3e ws3e\">Earnings<span class=\"_ _2d1\"> </span></td><td class=\"c n x3ed y3b9a w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3b9b w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b9c ff3 fs4 fc2 sc0 ls3 ws2\">Prof<span class=\"_ _3\"></span>it/(<span class=\"_ _6\"></span>l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _5\"></span>) af<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r tax a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e to eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs  </td><td></td><td></td></tr><tr><td class=\"c n x265 y3731 w8a5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">(<span class=\"_ _5\"></span>for b<span class=\"_ _3\"></span>oth b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ic a<span class=\"_ _3\"></span>nd d<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ute<span class=\"_ _3\"></span>d EP<span class=\"_ _3\"></span>S<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde5 y3731 w8a6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">398<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb6a y3731 w8a7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _3\"></span>0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr></table><table class=\"s w8a8 h199\" id=\"_472bbda0-6a65-4a97-b03f-0afcfec0ed0b\"><tr><td class=\"t m0 x38d h1e y3b9d ff5 fs4 fc1 sc0 ls3e ws3e\">Weighted<span class=\"_ _5\"></span> average number of<span class=\"_ _5\"></span> shares<span class=\"_ _2d1\"> </span></td><td class=\"c n xa0c y38c4 w8a9 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde6 y3b9e w8aa h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w8ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Weig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d ave<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ge n<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r of o<span class=\"_ _3\"></span>rdi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res i<span class=\"_ _3\"></span>n is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e (<span class=\"_ _5\"></span>for b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ic EP<span class=\"_ _3\"></span>S<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde7 y3810 w179 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">545.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde8 y3810 w8ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">5<span class=\"_ _2\"></span>4<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w8ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Adjust<span class=\"_ _5\"></span>ments f<span class=\"_ _5\"></span>or outst<span class=\"_ _5\"></span>anding share<span class=\"_ _5\"></span> options<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde9 y37ab w4ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">3.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x735 y37ab w8ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w8af h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Weighted<span class=\"_ _5\"></span> average number of<span class=\"_ _5\"></span> ordinar<span class=\"_ _3\"></span>y shares (<span class=\"_ _6\"></span>for diluted EPS<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdea y3731 w8b0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">5<span class=\"_ _3\"></span>49.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdeb y3731 w24d h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3f ws3f\">556.4<span class=\"_ _2d1\"> </span></div></td></tr></table><table class=\"s w8b1 h19a\" id=\"_f9320ced-6e88-4611-b949-823ed7e756e0\"><tr><td class=\"t m0 x38d h8 y3b9f ff3 fs4 fc2 sc0 ls3 ws2\">Ear<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s pe<span class=\"_ _3\"></span>r sh<span class=\"_ _3\"></span>are (EPS)<span class=\"_ _2d1\"> </span></td><td class=\"c n x3f6 y3ba0 w8b2 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 lsd wsc\">Pence<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdec y3ba1 w5b h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsa0 ws9c\">Pen<span class=\"_ _3\"></span>ce<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b44 w8b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Basic earnings per<span class=\"_ _5\"></span> share<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xded y3b44 w8b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">73.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdee y3b44 w5f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w8b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Diluted earnings<span class=\"_ _5\"></span> per share<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdef y3731 w8b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">72<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf0 y3731 w2a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr></table>Dividends<span class=\"_ _2d1\"> </span>The f<span class=\"_ _5\"></span>ollowing dividends<span class=\"_ _5\"></span> have been paid<span class=\"_ _5\"></span> by t<span class=\"_ _5\"></span>he Group<span class=\"_ _5\"></span>:<span class=\"_ _2d1\"> </span><table class=\"s w8b7 h19b\" id=\"_4898e7ac-07dd-45fc-8509-6296d4bd914e\"><tr><td></td><td class=\"t m0 xdf1 h7e y3ba2 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended </td><td class=\"t m0 xad5 h1c y3ba2 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended </td><td class=\"t m0 x3e8 h7e y3ba2 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended </td><td class=\"t m0 x3e9 h1c y3ba2 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 xa58 h7e y3ba3 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x897 h1c y3ba3 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x3ea h7e y3ba3 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3ba3 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 xa59 h7e y3ba4 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa5a h1c y3ba4 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x3eb h7e y3ba4 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3ba4 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x6c7 h7e y3ba5 ffe fsa fc1 sc0 ls3 wsb\">Pence per </td><td class=\"t m0 xdf2 h1c y3ba5 ff3 fsa fc1 sc0 ls1e ws4b\">Pence<span class=\"_ _5\"></span> per </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x982 h7e y3ba6 ffe fsa fc1 sc0 ls1c ws1b\">share<span class=\"_ _2d1\"> </span></td><td class=\"c n x807 y3ba7 w8b8 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls5c ws5a\">sha<span class=\"_ _3\"></span>re<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf3 y38e8 w6a h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf4 y3ba7 w297 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w8b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l di<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d in res<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of 202<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf5 y38d1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf6 y38d1 w142 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf7 y38d1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf8 y38d1 w364 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">203<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w8ba h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teri<span class=\"_ _3\"></span>m di<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>d in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of 202<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb25 y380f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf9 y380f w8bb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">15.83<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdfa y380f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdfb y380f w8bc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">86<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w8bd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l di<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d in res<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdfc y3810 w8be h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">8.00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdfd y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdfe y3810 w8bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2d ws2c\">43.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdff y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w8c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teri<span class=\"_ _3\"></span>m di<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>d in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of 2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe00 y37ab w8c1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe01 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe02 y37ab w893 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x397 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w8c2 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal dividends<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe03 y3731 w8c3 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14.<span class=\"_ _3\"></span>00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe04 y3731 w8c4 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls91 ws8f\">5<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>02<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe05 y3731 w8c5 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsfe ws158\">76.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe06 y3731 w8c6 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls2b ws2a\">28<span class=\"_ _3\"></span>9.6<span class=\"_ _2d1\"> </span></div></td></tr></table>In re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of 2024 th<span class=\"_ _3\"></span>e D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve re<span class=\"_ _3\"></span>com<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d a 2024 fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l d<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>d of<span> <span class=\"gs4d\" id=\"__167\">12 .0 0</span></span> p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>er sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ts to \u00a365<span class=\"_ _3\"></span>.3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on b<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on th<span class=\"_ _3\"></span>e nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res i<span class=\"_ _3\"></span>n is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e on 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2024 an<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>, s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r ap<span class=\"_ _3\"></span>prova<span class=\"_ _3\"></span>l at t<span class=\"_ _3\"></span>he A<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l Ge<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>l Me<span class=\"_ _3\"></span>eti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g, b<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d on 23 Ma<span class=\"_ _3\"></span>y 2025 to t<span class=\"_ _3\"></span>hos<span class=\"_ _3\"></span>e s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e reg<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ter a<span class=\"_ _3\"></span>s at 1<span class=\"_ _3\"></span>1 Apr<span class=\"_ _3\"></span>il 2<span class=\"_ _3\"></span>025.<span class=\"_ _2d1\"> </span>In a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r the a<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>tho<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y gra<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d by sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>t the 2<span class=\"_ _3\"></span>024 Ann<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l G<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>l Me<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>, the D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>recto<span class=\"_ _3\"></span>rs h<span class=\"_ _3\"></span>ave re<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>lve<span class=\"_ _3\"></span>d to un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>ke a fin<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are b<span class=\"_ _3\"></span>uy<span class=\"_ _3\"></span>-bac<span class=\"_ _3\"></span>k pro<span class=\"_ _3\"></span>gra<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct to 2024<span class=\"_ _3\"></span>, co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng to p<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res u<span class=\"_ _3\"></span>p to a ma<span class=\"_ _3\"></span>xi<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>m val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f \u00a392<span class=\"_ _3\"></span>.6 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re bu<span class=\"_ _3\"></span>y-ba<span class=\"_ _3\"></span>ck w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>n 28 Feb<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y 2025<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is i<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to the i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rim s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are b<span class=\"_ _3\"></span>uy<span class=\"_ _3\"></span>-bac<span class=\"_ _3\"></span>k in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct to 2024 of \u00a332<span class=\"_ _3\"></span>.9 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>s refe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d to on t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t of t<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-420": {
   "value": "Share capital<span class=\"_ _2d1\"> </span><table class=\"s w899 h197\" id=\"_a7d07f70-2105-48a7-8d0c-5dffabc23594\"><tr><td></td><td class=\"t m0 xdd5 h7e y3b93 ffe fsa fc1 sc0 lsa2 ws2\">Nu<span class=\"_ _3\"></span>mbe<span class=\"_ _3\"></span>r of<span class=\"_ _3\"></span> </td><td class=\"t m0 xdd6 h7e y3b93 ffe fsa fc1 sc0 ls1c ws1b\">Called-up </td></tr><tr><td></td><td class=\"t m0 xdd7 h7e y3b94 ffe fsa fc1 sc0 ls1c wsa5\">ordinary shares<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xdd8 h7e y3b94 ffe fsa fc1 sc0 ls1c wsa5\">share capital </td></tr><tr><td></td><td></td><td class=\"t m0 xb72 h7e y3b95 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"c n x265 y3760 w6d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">At 1 Jan<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdd9 y3760 w89a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb0 wsaf\">544,2<span class=\"_ _5\"></span>35,<span class=\"_ _6\"></span>75<span class=\"_ _5\"></span>7<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdda y3760 w6e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">81<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3761 w89b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddb y3761 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddc y3761 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3762 w89c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e of o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddd y3762 w89d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">4,<span class=\"_ _3\"></span>369<span class=\"_ _3\"></span>,037<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdde y3762 w114 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">0.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3866 w92 h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddf y3866 w89e h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls6d ws6b\">548<span class=\"_ _3\"></span>,604,794<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde0 y3866 w89f h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls91 ws8f\">82<span class=\"_ _2\"></span>.3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3802 w89b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddb y3802 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddc y3802 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w89c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e of o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddb y379e w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xddc y379e w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w8a0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013 Sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he b<span class=\"_ _3\"></span>uy<span class=\"_ _3\"></span>-ba<span class=\"_ _3\"></span>ck p<span class=\"_ _3\"></span>rog<span class=\"_ _3\"></span>ram<span class=\"_ _3\"></span>me<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde1 y379f w8a1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">(<span class=\"_ _6\"></span>4,590,083<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde2 y379f w694 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 waa h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">At 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde3 y3731 w8a2 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls46 ws46\">544,<span class=\"_ _5\"></span>014,<span class=\"_ _5\"></span>711<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde4 y3731 w8a3 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls78 ws79\">81<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td></tr></table>Ord<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y sha<span class=\"_ _3\"></span>res h<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ve a pa<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f 15 p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>er s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are (2023: 15 p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nce p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r sh<span class=\"_ _3\"></span>are) and are fully paid.<span class=\"_ _2d1\"> </span>In<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d-up s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal a<span class=\"_ _3\"></span>re 4<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>876,<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>64 (2023: 3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>411<span class=\"_ _3\"></span>,7<span class=\"_ _5\"></span>4<span class=\"_ _3\"></span>3<span class=\"_ _5\"></span>) sh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>res h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he Sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s in tr<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t res<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>ve wit<span class=\"_ _3\"></span>h a no<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f \u00a30.7 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a30<span class=\"_ _3\"></span>.5 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s are h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by th<span class=\"_ _3\"></span>e SJ<span class=\"_ _3\"></span>P Emp<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>oyee B<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t an<span class=\"_ _3\"></span>d the S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pla<span class=\"_ _3\"></span>ce 2<span class=\"_ _3\"></span>010 S<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re In<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ve Pla<span class=\"_ _3\"></span>n Trust to s<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>sf<span class=\"_ _2\"></span>y cer<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>in s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>-bas<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The Trus<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e SJ<span class=\"_ _3\"></span>P Em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oyee Be<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st re<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>n the r<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>ht to d<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ds o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s he<span class=\"_ _3\"></span>ld by t<span class=\"_ _3\"></span>he Trus<span class=\"_ _3\"></span>t bu<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>ve ch<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>en to wai<span class=\"_ _3\"></span>ve th<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>r en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt to th<span class=\"_ _3\"></span>e d<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ds o<span class=\"_ _3\"></span>n 2<span class=\"_ _3\"></span>,13<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>,521 s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res a<span class=\"_ _3\"></span>t 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 a<span class=\"_ _3\"></span>nd 1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>89<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>,9<span class=\"_ _3\"></span>85 sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>023<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e tru<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>es o<span class=\"_ _3\"></span>f St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e 2010 S<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re I<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>ive P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>n T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st retai<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ri<span class=\"_ _3\"></span>ght to d<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s on for<span class=\"_ _2\"></span>feite<span class=\"_ _3\"></span>d sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d by the Trus<span class=\"_ _3\"></span>t bu<span class=\"_ _3\"></span>t ha<span class=\"_ _3\"></span>ve ch<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>en to wa<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>e the<span class=\"_ _3\"></span>ir e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>itl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt to th<span class=\"_ _3\"></span>e di<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>n 1<span class=\"_ _3\"></span>,0<span class=\"_ _3\"></span>34 s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res a<span class=\"_ _3\"></span>t 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 (2023: 556)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>Sh<span class=\"_ _3\"></span>are c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ital i<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>ed w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>n the e<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>se of o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s li<span class=\"_ _3\"></span>ne o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e tab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>bove wh<span class=\"_ _3\"></span>ere t<span class=\"_ _3\"></span>hey re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>te to the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>-ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Ot<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r sh<span class=\"_ _3\"></span>are c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l in<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>es are i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he i<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s li<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar, the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny re<span class=\"_ _3\"></span>pu<span class=\"_ _3\"></span>rch<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ed 4<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>59<span class=\"_ _3\"></span>0,<span class=\"_ _3\"></span>08<span class=\"_ _3\"></span>3 sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s (2023: ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>) for a total c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>on o<span class=\"_ _3\"></span>f \u00a332<span class=\"_ _3\"></span>.9 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3n<span class=\"_ _3\"></span>il<span class=\"_ _5\"></span>) a<span class=\"_ _3\"></span>nd i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>red t<span class=\"_ _3\"></span>rans<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>cti<span class=\"_ _3\"></span>on co<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s of \u00a30.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>). Th<span class=\"_ _3\"></span>e can<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h ha<span class=\"_ _3\"></span>d a no<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of \u00a30.7 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3n<span class=\"_ _3\"></span>il), have be<span class=\"_ _3\"></span>en re<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>s a de<span class=\"_ _3\"></span>cre<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e in s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h a co<span class=\"_ _3\"></span>rres<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>rea<span class=\"_ _3\"></span>se i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>pita<span class=\"_ _3\"></span>l red<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ve a<span class=\"_ _3\"></span>s req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d by the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es Ac<span class=\"_ _3\"></span>t 200<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>Th<span class=\"_ _3\"></span>e num<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s res<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d for i<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r op<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>nd c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>ts for s<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>e of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>, including t<span class=\"_ _5\"></span>erms and c<span class=\"_ _5\"></span>onditions, is included<span class=\"_ _5\"></span> within Not<span class=\"_ _5\"></span>e 2<span class=\"_ _5\"></span>4.<span class=\"_ _2d1\"> </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-421": {
   "value": "<div class=\"t m0 ha ff4 fs6 fc1 sc0 ls3 ws2 gs734\">Earn<span class=\"_ _3\"></span>ing<span class=\"_ _3\"></span>s per s<span class=\"_ _3\"></span>har<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div><div class=\"gs735\"><table class=\"s w8a4 h198\" id=\"_18d53060-654b-4998-80d5-5346b0e3be2f\"><tr><td></td><td class=\"t m0 x3e8 h7e y3b96 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended </td><td class=\"t m0 x3e9 h1c y3b96 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 x3ea h7e y3b97 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3b97 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3b98 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3b98 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h1e y3b99 ff5 fs4 fc1 sc0 ls3e ws3e\">Earnings<span class=\"_ _2d1\"> </span></td><td class=\"c n x3ed y3b9a w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3b9b w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3b9c ff3 fs4 fc2 sc0 ls3 ws2\">Prof<span class=\"_ _3\"></span>it/(<span class=\"_ _6\"></span>l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s<span class=\"_ _5\"></span>) af<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>r tax a<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e to eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs  </td><td></td><td></td></tr><tr><td class=\"c n x265 y3731 w8a5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">(<span class=\"_ _5\"></span>for b<span class=\"_ _3\"></span>oth b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ic a<span class=\"_ _3\"></span>nd d<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>ute<span class=\"_ _3\"></span>d EP<span class=\"_ _3\"></span>S<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde5 y3731 w8a6 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">398<span class=\"_ _3\"></span>.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb6a y3731 w8a7 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb2 wsb1\">(1<span class=\"_ _3\"></span>0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>1)<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs736\"><table class=\"s w8a8 h199\" id=\"_472bbda0-6a65-4a97-b03f-0afcfec0ed0b\"><tr><td class=\"t m0 x38d h1e y3b9d ff5 fs4 fc1 sc0 ls3e ws3e\">Weighted<span class=\"_ _5\"></span> average number of<span class=\"_ _5\"></span> shares<span class=\"_ _2d1\"> </span></td><td class=\"c n xa0c y38c4 w8a9 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde6 y3b9e w8aa h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w8ab h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Weig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d ave<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ge n<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r of o<span class=\"_ _3\"></span>rdi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res i<span class=\"_ _3\"></span>n is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e (<span class=\"_ _5\"></span>for b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ic EP<span class=\"_ _3\"></span>S<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde7 y3810 w179 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">545.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde8 y3810 w8ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">5<span class=\"_ _2\"></span>4<span class=\"_ _3\"></span>7.<span class=\"_ _2\"></span>6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w8ad h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Adjust<span class=\"_ _5\"></span>ments f<span class=\"_ _5\"></span>or outst<span class=\"_ _5\"></span>anding share<span class=\"_ _5\"></span> options<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xde9 y37ab w4ac h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">3.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x735 y37ab w8ae h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">8.8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w8af h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Weighted<span class=\"_ _5\"></span> average number of<span class=\"_ _5\"></span> ordinar<span class=\"_ _3\"></span>y shares (<span class=\"_ _6\"></span>for diluted EPS<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdea y3731 w8b0 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls9a ws97\">5<span class=\"_ _3\"></span>49.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdeb y3731 w24d h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3f ws3f\">556.4<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs737\"><table class=\"s w8b1 h19a\" id=\"_f9320ced-6e88-4611-b949-823ed7e756e0\"><tr><td class=\"t m0 x38d h8 y3b9f ff3 fs4 fc2 sc0 ls3 ws2\">Ear<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s pe<span class=\"_ _3\"></span>r sh<span class=\"_ _3\"></span>are (EPS)<span class=\"_ _2d1\"> </span></td><td class=\"c n x3f6 y3ba0 w8b2 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 lsd wsc\">Pence<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdec y3ba1 w5b h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsa0 ws9c\">Pen<span class=\"_ _3\"></span>ce<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b44 w8b3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Basic earnings per<span class=\"_ _5\"></span> share<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xded y3b44 w8b4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">73.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdee y3b44 w5f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w8b5 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Diluted earnings<span class=\"_ _5\"></span> per share<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdef y3731 w8b6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">72<span class=\"_ _3\"></span>.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf0 y3731 w2a4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>8)<span class=\"_ _2d1\"> </span></div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-422": {
   "value": "<div class=\"t m0 ha ff4 fs6 fc1 sc0 ls51 ws4e gs739\">Dividends<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs73a\">The f<span class=\"_ _5\"></span>ollowing dividends<span class=\"_ _5\"></span> have been paid<span class=\"_ _5\"></span> by t<span class=\"_ _5\"></span>he Group<span class=\"_ _5\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"gs73b\"><table class=\"s w8b7 h19b\" id=\"_4898e7ac-07dd-45fc-8509-6296d4bd914e\"><tr><td></td><td class=\"t m0 xdf1 h7e y3ba2 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended </td><td class=\"t m0 xad5 h1c y3ba2 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended </td><td class=\"t m0 x3e8 h7e y3ba2 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended </td><td class=\"t m0 x3e9 h1c y3ba2 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended </td></tr><tr><td></td><td class=\"t m0 xa58 h7e y3ba3 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x897 h1c y3ba3 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x3ea h7e y3ba3 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3ba3 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 xa59 h7e y3ba4 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa5a h1c y3ba4 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x3eb h7e y3ba4 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3ba4 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x6c7 h7e y3ba5 ffe fsa fc1 sc0 ls3 wsb\">Pence per </td><td class=\"t m0 xdf2 h1c y3ba5 ff3 fsa fc1 sc0 ls1e ws4b\">Pence<span class=\"_ _5\"></span> per </td><td></td><td></td></tr><tr><td></td><td class=\"t m0 x982 h7e y3ba6 ffe fsa fc1 sc0 ls1c ws1b\">share<span class=\"_ _2d1\"> </span></td><td class=\"c n x807 y3ba7 w8b8 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls5c ws5a\">sha<span class=\"_ _3\"></span>re<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf3 y38e8 w6a h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf4 y3ba7 w297 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019<span class=\"_ _3\"></span>Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y38d1 w8b9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l di<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d in res<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of 202<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf5 y38d1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf6 y38d1 w142 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">3<span class=\"_ _2\"></span>7.<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf7 y38d1 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf8 y38d1 w364 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">203<span class=\"_ _3\"></span>.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f w8ba h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teri<span class=\"_ _3\"></span>m di<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>d in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of 202<span class=\"_ _3\"></span>3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xb25 y380f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdf9 y380f w8bb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">15.83<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdfa y380f w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdfb y380f w8bc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">86<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 w8bd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l di<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d in res<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of 2023<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdfc y3810 w8be h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">8.00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdfd y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdfe y3810 w8bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2d ws2c\">43.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdff y3810 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab w8c0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">In<span class=\"_ _3\"></span>teri<span class=\"_ _3\"></span>m di<span class=\"_ _3\"></span>v<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>d in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of 2024<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe00 y37ab w8c1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">6.00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe01 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe02 y37ab w893 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x397 y37ab w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w8c2 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal dividends<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe03 y3731 w8c3 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">14.<span class=\"_ _3\"></span>00<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe04 y3731 w8c4 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls91 ws8f\">5<span class=\"_ _3\"></span>3.<span class=\"_ _3\"></span>02<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe05 y3731 w8c5 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 lsfe ws158\">76.<span class=\"_ _3\"></span>6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe06 y3731 w8c6 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls2b ws2a\">28<span class=\"_ _3\"></span>9.6<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs73c\">In re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of 2024 th<span class=\"_ _3\"></span>e D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve re<span class=\"_ _3\"></span>com<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>d a 2024 fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l d<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>d of<span> <span class=\"gs4d\" id=\"__167\">12 .0 0</span></span> p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>er </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs73d\">sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ts to \u00a365<span class=\"_ _3\"></span>.3 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on b<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on th<span class=\"_ _3\"></span>e nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res i<span class=\"_ _3\"></span>n is<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>e on 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs73e\">2024 an<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>, s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r ap<span class=\"_ _3\"></span>prova<span class=\"_ _3\"></span>l at t<span class=\"_ _3\"></span>he A<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l Ge<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>l Me<span class=\"_ _3\"></span>eti<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g, b<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d on </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs73f\">23 Ma<span class=\"_ _3\"></span>y 2025 to t<span class=\"_ _3\"></span>hos<span class=\"_ _3\"></span>e s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rs o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e reg<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ter a<span class=\"_ _3\"></span>s at 1<span class=\"_ _3\"></span>1 Apr<span class=\"_ _3\"></span>il 2<span class=\"_ _3\"></span>025.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs740\">In a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r the a<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>tho<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y gra<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d by sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>t the 2<span class=\"_ _3\"></span>024 Ann<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>l G<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>era<span class=\"_ _3\"></span>l Me<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs741\">the D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>recto<span class=\"_ _3\"></span>rs h<span class=\"_ _3\"></span>ave re<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>lve<span class=\"_ _3\"></span>d to un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ta<span class=\"_ _3\"></span>ke a fin<span class=\"_ _3\"></span>al s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are b<span class=\"_ _3\"></span>uy<span class=\"_ _3\"></span>-bac<span class=\"_ _3\"></span>k pro<span class=\"_ _3\"></span>gra<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct to 2024<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws97 gs742\">co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ng to p<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res u<span class=\"_ _3\"></span>p to a ma<span class=\"_ _3\"></span>xi<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>m val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f \u00a392<span class=\"_ _3\"></span>.6 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re bu<span class=\"_ _3\"></span>y-ba<span class=\"_ _3\"></span>ck w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs743\">co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>n 28 Feb<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y 2025<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is i<span class=\"_ _3\"></span>s in a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to the i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rim s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are b<span class=\"_ _3\"></span>uy<span class=\"_ _3\"></span>-bac<span class=\"_ _3\"></span>k in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct to </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs744\">2024 of \u00a332<span class=\"_ _3\"></span>.9 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch i<span class=\"_ _3\"></span>s refe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d to on t<span class=\"_ _3\"></span>he l<span class=\"_ _3\"></span>ef<span class=\"_ _3\"></span>t of t<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>. </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDividendsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-438": {
   "value": "0.12",
   "decimals": 4,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00",
    "unit": "iso4217:GBP/xbrli:shares"
   }
  },
  "fact-388": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs746\">24. Share<span class=\"_ _3\"></span>-based payments<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs747\">Du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar e<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up o<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>d a nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r of di<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>rent e<span class=\"_ _3\"></span>q<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y-<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls5b ws2 gs748\">set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d ca<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>-se<span class=\"_ _3\"></span>tt<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re-b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>rra<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nts<span class=\"_ _3\"></span>, w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re ag<span class=\"_ _3\"></span>gre<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d as fol<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ows<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs749\">Share option scheme<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1e ff15 fs16 fc2 sc0 ls3 ws2 gs74a\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff5 fs4\">Save As You Earn (SA<span class=\"_ _6\"></span>YE) Plan<span class=\"ff3\"> \u2013 th<span class=\"_ _3\"></span>is i<span class=\"_ _3\"></span>s an e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y-set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>me t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t is a<span class=\"_ _3\"></span>vai<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le to al<span class=\"_ _3\"></span>l </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs74b\">em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oye<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ls m<span class=\"_ _3\"></span>ay c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>bu<span class=\"_ _3\"></span>te up to \u00a330<span class=\"_ _3\"></span>0 p<span class=\"_ _3\"></span>er m<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>th ove<span class=\"_ _3\"></span>r the t<span class=\"_ _3\"></span>hre<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>-year </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs74c\">ves<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d to purc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s at a p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce no<span class=\"_ _3\"></span>t le<span class=\"_ _3\"></span>ss t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>n 80% o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>rket p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs74d\">the d<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e inv<span class=\"_ _3\"></span>itat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>cip<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te. A total o<span class=\"_ _3\"></span>f 3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>204<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>991 (2023: 587,793<span class=\"_ _6\"></span>) SAYE opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs74e\">were g<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>nted a<span class=\"_ _3\"></span>cro<span class=\"_ _3\"></span>ss t<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>o gra<span class=\"_ _3\"></span>nts m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e on 2<span class=\"_ _3\"></span>2 M<span class=\"_ _3\"></span>arc<span class=\"_ _3\"></span>h 2024 an<span class=\"_ _3\"></span>d 25 Se<span class=\"_ _3\"></span>pte<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24 </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs74f\">(<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: 23 M<span class=\"_ _3\"></span>arc<span class=\"_ _3\"></span>h 2023)<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>ere a<span class=\"_ _3\"></span>re n<span class=\"_ _3\"></span>o oth<span class=\"_ _3\"></span>er ve<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1e ff15 fs16 fc2 sc0 ls3 ws2 gs750\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff5 fs4 ls3e ws3e\">Associate P<span class=\"_ _5\"></span>art<span class=\"_ _3\"></span>ner Plan<span class=\"ff3 ls6 ws4\"> \u2013<span class=\"_ _5\"></span> this is<span class=\"_ _5\"></span> an equity-settled<span class=\"_ _5\"></span> scheme that w<span class=\"_ _5\"></span>as launched during<span class=\"_ _5\"></span> 2017<span class=\"_ _5\"></span> </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs751\">wh<span class=\"_ _3\"></span>ere<span class=\"_ _3\"></span>by Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>re en<span class=\"_ _3\"></span>tit<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d to pu<span class=\"_ _3\"></span>rch<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e a se<span class=\"_ _3\"></span>t nu<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er o<span class=\"_ _3\"></span>f sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s in t<span class=\"_ _3\"></span>he fu<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>re </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs752\">at th<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>rke<span class=\"_ _3\"></span>t pr<span class=\"_ _3\"></span>ice a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e da<span class=\"_ _3\"></span>te of th<span class=\"_ _3\"></span>e inv<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>f they m<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>et th<span class=\"_ _3\"></span>e req<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss vo<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs753\">over t<span class=\"_ _3\"></span>he fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>owi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g thre<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. No g<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ts we<span class=\"_ _3\"></span>re ma<span class=\"_ _3\"></span>de i<span class=\"_ _3\"></span>n 2024 (2023: ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1e ff15 fs16 fc2 sc0 ls3 ws2 gs754\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff5 fs4 ls3e ws3e\">Executive<span class=\"_ _5\"></span> Performance Share Plan<span class=\"ff3 ls3 ws2\"> \u2013 the Gro<span class=\"_ _3\"></span>up Re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n Co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>y ma<span class=\"_ _3\"></span>ke </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs755\">awa<span class=\"_ _3\"></span>rds o<span class=\"_ _3\"></span>f pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce op<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns to t<span class=\"_ _3\"></span>he E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors a<span class=\"_ _3\"></span>nd o<span class=\"_ _3\"></span>the<span class=\"_ _3\"></span>r s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs756\">T<span class=\"_ _5\"></span>wo th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>s of o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s aw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>ed to E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors a<span class=\"_ _3\"></span>re su<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct to an e<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s grow<span class=\"_ _2\"></span>th </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs757\">co<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on(s<span class=\"_ _6\"></span>) o<span class=\"_ _3\"></span>f the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p an<span class=\"_ _3\"></span>d on<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>ird o<span class=\"_ _3\"></span>f opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rde<span class=\"_ _3\"></span>d to Ex<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>uti<span class=\"_ _3\"></span>ve D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s are s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs758\">to a com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>tive tota<span class=\"_ _3\"></span>l sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r ret<span class=\"_ _3\"></span>urn c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>, b<span class=\"_ _3\"></span>oth m<span class=\"_ _3\"></span>ea<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d over a t<span class=\"_ _3\"></span>hre<span class=\"_ _3\"></span>e-ye<span class=\"_ _3\"></span>ar </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs759\">performance period. F<span class=\"_ _5\"></span>urther inf<span class=\"_ _5\"></span>ormation r<span class=\"_ _5\"></span>egarding the<span class=\"_ _5\"></span> vesting<span class=\"_ _5\"></span> conditions o<span class=\"_ _5\"></span>f the earnings-<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs75a\">gro<span class=\"_ _5\"></span>w<span class=\"_ _3\"></span>th-<span class=\"_ _5\"></span>dependent and<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span>tal-<span class=\"_ _5\"></span>shareholder<span class=\"_ _6\"></span>-r<span class=\"_ _5\"></span>eturn-<span class=\"_ _5\"></span>dependent portions<span class=\"_ _5\"></span> of t<span class=\"_ _5\"></span>he awar<span class=\"_ _5\"></span>d is<span class=\"_ _5\"></span> given </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs75b\">in th<span class=\"_ _3\"></span>e Re<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p Rem<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>on C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>. Award<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>de to s<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s are </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs75c\">t<span class=\"_ _3\"></span>yp<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>ly s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to th<span class=\"_ _3\"></span>e sa<span class=\"_ _3\"></span>me p<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>form<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e awa<span class=\"_ _3\"></span>rds to E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs75d\">Alt<span class=\"_ _5\"></span>ernatively<span class=\"_ _6\"></span>, awar<span class=\"_ _5\"></span>ds made<span class=\"_ _5\"></span> to s<span class=\"_ _5\"></span>enior managers<span class=\"_ _5\"></span> may be<span class=\"_ _5\"></span> subject t<span class=\"_ _5\"></span>o pers<span class=\"_ _5\"></span>onal performanc<span class=\"_ _5\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4d ws2 gs75e\">co<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>is i<span class=\"_ _3\"></span>s pre<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ly a<span class=\"_ _3\"></span>n eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y-s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>ed s<span class=\"_ _3\"></span>ch<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e. A to<span class=\"_ _3\"></span>tal of 3<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>39<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>38<span class=\"_ _3\"></span>0 (2023: 1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>863<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>029) </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs75f\">opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns we<span class=\"_ _3\"></span>re g<span class=\"_ _3\"></span>rante<span class=\"_ _3\"></span>d un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e Pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e Sh<span class=\"_ _3\"></span>are Pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>ross t<span class=\"_ _2\"></span>wo gra<span class=\"_ _3\"></span>nts m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs760\">on 25 M<span class=\"_ _3\"></span>arc<span class=\"_ _3\"></span>h 2024 an<span class=\"_ _3\"></span>d 27 N<span class=\"_ _3\"></span>ove<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24 (<span class=\"_ _5\"></span>2023<span class=\"_ _3\"></span>: thre<span class=\"_ _3\"></span>e g<span class=\"_ _3\"></span>rant<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>de o<span class=\"_ _3\"></span>n 3 M<span class=\"_ _3\"></span>ay 202<span class=\"_ _3\"></span>3, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs761\">24 Octo<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2023 a<span class=\"_ _3\"></span>nd 2<span class=\"_ _3\"></span>7 Nove<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r 2023)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1e ff15 fs16 fc2 sc0 ls3 ws2 gs762\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff5 fs4 ls3e ws3e\">Buyout A<span class=\"_ _5\"></span>wards<span class=\"ff3 ls3 ws2\"> \u2013 und<span class=\"_ _3\"></span>er th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ns re<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y rec<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cut<span class=\"_ _3\"></span>ive D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>cto<span class=\"_ _3\"></span>rs o<span class=\"_ _3\"></span>r me<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s of </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs763\">the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>tive C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tee h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>en a<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rde<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l an<span class=\"_ _3\"></span>d pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs764\">sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The v<span class=\"_ _3\"></span>est<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g of c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l aw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s is s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>je<span class=\"_ _3\"></span>ct to e<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>loy<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs765\">Performance<span class=\"_ _5\"></span> awards inc<span class=\"_ _5\"></span>lude both<span class=\"_ _5\"></span> Group and<span class=\"_ _5\"></span> external performance<span class=\"_ _5\"></span> conditions. The<span class=\"_ _5\"></span> Group </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs766\">pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e targ<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>re ou<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e de<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>ls of t<span class=\"_ _3\"></span>he E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve Pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nce S<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are Pl<span class=\"_ _3\"></span>an </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs767\">ab<span class=\"_ _3\"></span>ove an<span class=\"_ _3\"></span>d in t<span class=\"_ _3\"></span>he Re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p Re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>on C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e ex<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>al p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs768\">conditions<span class=\"_ _5\"></span> are t<span class=\"_ _5\"></span>he original performance<span class=\"_ _5\"></span> conditions<span class=\"_ _5\"></span> relating t<span class=\"_ _5\"></span>o f<span class=\"_ _5\"></span>or<span class=\"_ _3\"></span>feit<span class=\"_ _5\"></span>ed awar<span class=\"_ _5\"></span>ds which had<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs769\">an o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e pe<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>od o<span class=\"_ _3\"></span>f le<span class=\"_ _3\"></span>ss th<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n t<span class=\"_ _3\"></span>wo ye<span class=\"_ _3\"></span>ars a<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e ti<span class=\"_ _3\"></span>me o<span class=\"_ _3\"></span>f awa<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs76a\">are p<span class=\"_ _3\"></span>red<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>y eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y-s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>ed<span class=\"_ _3\"></span>. 241<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>181 (2023: n<span class=\"_ _3\"></span>il<span class=\"_ _5\"></span>) a<span class=\"_ _3\"></span>ward<span class=\"_ _3\"></span>s we<span class=\"_ _3\"></span>re gra<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e Bu<span class=\"_ _3\"></span>you<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs76b\">awa<span class=\"_ _3\"></span>rd p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ns o<span class=\"_ _3\"></span>n 10 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er 2024 (2023: N/<span class=\"_ _5\"></span>A)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls69 ws67 gs76d\">Share awards<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1e ff15 fs16 fc2 sc0 ls3 ws2 gs76e\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff5 fs4 ls3e ws3e\">Share Incentive<span class=\"_ _5\"></span> Plan (<span class=\"_ _6\"></span>SI<span class=\"_ _3\"></span>P<span class=\"_ _6\"></span>)<span class=\"ff3 ls3 ws2\"> \u2013 thi<span class=\"_ _3\"></span>s is a<span class=\"_ _3\"></span>n eq<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>-set<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>, ava<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to al<span class=\"_ _3\"></span>l em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oyee<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs76f\">wh<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>y inve<span class=\"_ _3\"></span>st u<span class=\"_ _3\"></span>p to an an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>t of \u00a31<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>80<span class=\"_ _3\"></span>0 of p<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>-tax sal<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y in </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs770\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, to wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p w<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l ad<span class=\"_ _3\"></span>d a fu<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>the<span class=\"_ _3\"></span>r 1<span class=\"_ _3\"></span>0%<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e ve<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ng p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs771\">is th<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>rs; h<span class=\"_ _3\"></span>owe<span class=\"_ _3\"></span>ver, if th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s are h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d for f<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ve yea<span class=\"_ _3\"></span>rs t<span class=\"_ _3\"></span>hey m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e so<span class=\"_ _3\"></span>ld f<span class=\"_ _3\"></span>ree o<span class=\"_ _3\"></span>f in<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs772\">tax o<span class=\"_ _3\"></span>r ca<span class=\"_ _3\"></span>pita<span class=\"_ _3\"></span>l ga<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>s tax<span class=\"_ _2\"></span>. The<span class=\"_ _3\"></span>re are n<span class=\"_ _3\"></span>o oth<span class=\"_ _3\"></span>er ve<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g co<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. A total o<span class=\"_ _3\"></span>f 19,<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>85 (2023: 7,695<span class=\"_ _5\"></span>) </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs773\">sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>s we<span class=\"_ _3\"></span>re gra<span class=\"_ _3\"></span>nted u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r the S<span class=\"_ _3\"></span>I<span class=\"_ _3\"></span>P on 25 M<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rch 2024 (2023: 24 Ma<span class=\"_ _3\"></span>rch 2<span class=\"_ _3\"></span>023<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1e ff15 fs16 fc2 sc0 ls3 ws2 gs774\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff5 fs4\">Exe<span class=\"_ _3\"></span>cut<span class=\"_ _3\"></span>ive D<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d B<span class=\"_ _3\"></span>onu<span class=\"_ _3\"></span>s Pla<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>D<span class=\"_ _3\"></span>BP<span class=\"_ _5\"></span>)<span class=\"ff3\"> \u2013 un<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ns th<span class=\"_ _3\"></span>e de<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red e<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of th<span class=\"_ _3\"></span>e </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs775\">an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>al b<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>us i<span class=\"_ _3\"></span>s us<span class=\"_ _3\"></span>ed to p<span class=\"_ _3\"></span>urc<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>se s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res a<span class=\"_ _3\"></span>t ma<span class=\"_ _3\"></span>rke<span class=\"_ _3\"></span>t val<span class=\"_ _3\"></span>ue i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e Com<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny. The s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res a<span class=\"_ _3\"></span>re </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs776\">he<span class=\"_ _3\"></span>ld i<span class=\"_ _3\"></span>n tr<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t over t<span class=\"_ _3\"></span>he th<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>e-ye<span class=\"_ _3\"></span>ar ve<span class=\"_ _3\"></span>sti<span class=\"_ _3\"></span>ng p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rio<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>nd m<span class=\"_ _3\"></span>ay b<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>bj<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t to fur<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>r no<span class=\"_ _3\"></span>n-m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket-<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs777\">ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce co<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e p<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>re pre<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>-set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. A total o<span class=\"_ _3\"></span>f </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls49 ws2 gs778\">1<span class=\"_ _3\"></span>,079<span class=\"_ _3\"></span>,02<span class=\"_ _3\"></span>0 (<span class=\"_ _5\"></span>2023<span class=\"_ _3\"></span>: 575<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>81<span class=\"_ _5\"></span>) sh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>res we<span class=\"_ _3\"></span>re gra<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e De<span class=\"_ _3\"></span>fer<span class=\"_ _3\"></span>red B<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>us P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>n on 25 M<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rch 2024 </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs779\">(<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: 24 Ma<span class=\"_ _3\"></span>rch 2<span class=\"_ _3\"></span>023<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1e ff15 fs16 fc2 sc0 ls3 ws2 gs77a\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff5 fs4 ls3e ws3e\">Restricted Share<span class=\"_ _5\"></span> Plan<span class=\"ff3 ls3 ws2\"> \u2013 und<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r thi<span class=\"_ _3\"></span>s pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n em<span class=\"_ _3\"></span>pl<span class=\"_ _3\"></span>oye<span class=\"_ _3\"></span>es are a<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rde<span class=\"_ _3\"></span>d p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>-rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d </span></span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs77b\">shares<span class=\"_ _5\"></span> with the<span class=\"_ _5\"></span> vesting<span class=\"_ _5\"></span> condition being<span class=\"_ _5\"></span> linked<span class=\"_ _5\"></span> to Gr<span class=\"_ _5\"></span>oup funds<span class=\"_ _5\"></span> under management. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs77c\">Th<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>an i<span class=\"_ _3\"></span>s pre<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ant<span class=\"_ _3\"></span>ly e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>-set<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. A total o<span class=\"_ _3\"></span>f 576,<span class=\"_ _3\"></span>010 (2023: 2<span class=\"_ _3\"></span>31<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>859<span class=\"_ _5\"></span>) a<span class=\"_ _3\"></span>ward<span class=\"_ _3\"></span>s we<span class=\"_ _3\"></span>re </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs77d\">gra<span class=\"_ _3\"></span>nted u<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r the R<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>tri<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d Sh<span class=\"_ _3\"></span>are Pl<span class=\"_ _3\"></span>an o<span class=\"_ _3\"></span>n 25 M<span class=\"_ _3\"></span>arc<span class=\"_ _3\"></span>h 2024 (2023: 24 Ma<span class=\"_ _3\"></span>rch 202<span class=\"_ _3\"></span>3<span class=\"_ _5\"></span>). </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs77e\">Sh<span class=\"_ _3\"></span>are o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s an<span class=\"_ _3\"></span>d aw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s ou<span class=\"_ _3\"></span>tsta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e var<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>us s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>-bas<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs77f\">set o<span class=\"_ _3\"></span>ut a<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ove at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24 amo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>t to 17<span class=\"_ _5\"></span>.6 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>res (2023: 11<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>). Of t<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs780\">2.<span class=\"_ _3\"></span>8 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: 2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) are u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n to Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs a<span class=\"_ _3\"></span>nd a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e S<span class=\"_ _3\"></span>t. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ce </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs781\">Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>p, 11<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: 8<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 mi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on<span class=\"_ _5\"></span>) a<span class=\"_ _3\"></span>re un<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>r op<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n to E<span class=\"_ _3\"></span>xec<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ive D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>cto<span class=\"_ _3\"></span>rs an<span class=\"_ _3\"></span>d se<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>r </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs782\">management (<span class=\"_ _6\"></span>including 1.1 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: 0.8 million<span class=\"_ _6\"></span>) under op<span class=\"_ _5\"></span>tion t<span class=\"_ _5\"></span>o Direct<span class=\"_ _5\"></span>ors as<span class=\"_ _5\"></span> disclosed in<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs783\">the D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>recto<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>\u2019 re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t) and 3<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: 0<span class=\"_ _3\"></span>.9 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on) are und<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n thro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs784\">the S<span class=\"_ _3\"></span>A<span class=\"_ _5\"></span>YE a<span class=\"_ _3\"></span>nd S<span class=\"_ _3\"></span>I<span class=\"_ _3\"></span>P sch<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s. T<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>se a<span class=\"_ _3\"></span>re exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>sa<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e o<span class=\"_ _3\"></span>n a ran<span class=\"_ _3\"></span>ge of f<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ure d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs786\">Financial ass<span class=\"_ _5\"></span>umptions underlying the calculation of<span class=\"_ _5\"></span> fair value<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs787\">Th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>se h<span class=\"_ _3\"></span>as b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f the i<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>tr<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s gra<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, as ca<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>cul<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted u<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>pp<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ate d<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>iva<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g mo<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>.  </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs788\">Th<span class=\"_ _3\"></span>e tabl<span class=\"_ _3\"></span>e b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow s<span class=\"_ _3\"></span>how<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e wei<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>hted a<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>rag<span class=\"_ _3\"></span>e as<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>mpt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns a<span class=\"_ _3\"></span>nd m<span class=\"_ _3\"></span>od<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ls u<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d to cal<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ate th<span class=\"_ _3\"></span>e gra<span class=\"_ _3\"></span>nt-date fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of e<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>h aw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"gs789\"><table class=\"s w8c7 h19c\" id=\"_cc7eef61-0c3f-49c9-bdf7-ed374cbb687a\"><tr><td></td><td></td><td></td><td></td><td class=\"t m0 xe07 h7e y3ba8 ffe fsa fc1 sc0 ls3 ws2\">Executi<span class=\"_ _3\"></span>ve </td><td></td><td></td><td class=\"t m0 xe08 h7e y3ba8 ffe fsa fc1 sc0 ls135 ws15d\">Buyout </td></tr><tr><td></td><td></td><td class=\"t m0 xe09 h7e y3ba9 ffe fsa fc1 sc0 ls3 ws2\">Share  </td><td class=\"t m0 xe0a h7e y3ba9 ffe fsa fc1 sc0 ls8a ws11b\">Exe<span class=\"_ _3\"></span>cuti<span class=\"_ _3\"></span>ve<span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x618 h7e y3ba9 ffe fsa fc1 sc0 lsd wsc\">Performance </td><td class=\"t m0 xe0b h7e y3ba9 ffe fsa fc1 sc0 ls1c ws1b\">Restricted<span class=\"ls3 ws2\"> </span></td><td class=\"t m0 xe0c h7e y3ba9 ffe fsa fc1 sc0 ls3 wsb\">Buyout Awards </td><td class=\"t m0 xe0d h7e y3ba9 ffe fsa fc1 sc0 ls3 wsb\">Awards \u2013 </td></tr><tr><td></td><td class=\"c xb6f y3bab w8c8 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls6c ws13c\">SAY<span class=\"_ _2\"></span>E<span class=\"_ _3\"></span> P<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>a<span class=\"_ _2\"></span>n</div><div class=\"t m0 xe0e h10e y3baa ff5 fs63 fc1 sc0 ls3 ws183\">3</div></td><td class=\"t m0 x8cb h7e y3bac ffe fsa fc1 sc0 lsd ws1f\">Incentive<span class=\"_ _5\"></span> Plan<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9e9 h7e y3bac ffe fsa fc1 sc0 ls3 wsb\">Deferre<span class=\"_ _3\"></span>d Bonus<span class=\"_ _2d1\"> </span></td><td class=\"c xe10 y3bab w8c9 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c wsa5\">Share Plan</div><div class=\"t m0 xe0f h10e y3baa ffe fs63 fc1 sc0 ls15a ws184\">3,4</div></td><td class=\"t m0 xe11 h7e y3bac ffe fsa fc1 sc0 ls1c wsa5\">Share Plan<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xe12 h7e y3bac ffe fsa fc1 sc0 lsd ws1f\">\u2013 Condit<span class=\"_ _5\"></span>ional<span class=\"_ _2d1\"> </span></td><td class=\"c xe14 y3bab w8ca h19d\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsd wsc\">Performance</div><div class=\"t m0 xe13 h92 y3baa ffe fs63 fc1 sc0 ls15b ws185\">4,5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h7e y3bad ffe fsa fc1 sc0 ls20 ws1f\">Va<span class=\"_ _5\"></span>luation model<span class=\"_ _2d1\"> </span></td><td class=\"c n xe15 y3bae w8cb h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">Black-<span class=\"_ _5\"></span>Scholes</div></td><td class=\"c n xe16 y3bae w8cc h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">Black-Scholes</div></td><td class=\"c n xe17 y3bae w8cb h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">Black<span class=\"_ _5\"></span>-Scholes</div></td><td class=\"c n xe18 y3bae w8cd h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">M<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>te Car<span class=\"_ _3\"></span>lo</div></td><td class=\"c n xe19 y3bae w8ce h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">M<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>te Ca<span class=\"_ _3\"></span>rlo</div></td><td class=\"c n xe1a y3bae w8cb h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1c ws1b\">Black<span class=\"_ _5\"></span>-Scholes</div></td><td class=\"c n xe1b y3bae w8cd h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lsa2 ws2\">M<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>te Ca<span class=\"_ _3\"></span>rlo<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3baf ff5 fs4 fc1 sc0 ls3 ws2\">Award<span class=\"_ _3\"></span>s in 2<span class=\"_ _3\"></span>024<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3bb0 w8cf h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fair<span class=\"_ _5\"></span> value (<span class=\"_ _5\"></span>pence<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe1c y3bb0 w8d0 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8f ws186\">1<span class=\"_ _3\"></span>1<span class=\"_ _3\"></span>4<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>2/2<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe1d y3bb0 w8d1 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">470<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe1e y3bb0 w68 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">470.<span class=\"_ _3\"></span>0</div></td><td class=\"c n xe1f y3bb0 w8d2 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">105.3<span class=\"_ _6\"></span>/<span class=\"_ _6\"></span>418.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe20 y3bb0 w8d3 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">40<span class=\"_ _5\"></span>3.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe21 y3bb0 w8d4 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">864.0</div></td><td class=\"c n xe22 y3bb0 w8d5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">194.0/77<span class=\"_ _5\"></span>0.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bb1 w8d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Sh<span class=\"_ _3\"></span>are p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce (p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe23 y3bb1 w8d7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">45<span class=\"_ _3\"></span>8.<span class=\"_ _3\"></span>6/725.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe24 y3bb1 w8d8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">470.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe25 y3bb1 w8d9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">470.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe26 y3bb1 w68 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">470.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe27 y3bb1 w8da h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">470.<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe28 y3bb1 w8db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">86<span class=\"_ _3\"></span>4.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe29 y3bb1 w8db h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">86<span class=\"_ _3\"></span>4.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3741 w8dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e (pe<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe2a y3741 w8dd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">405.0<span class=\"_ _5\"></span>/57<span class=\"_ _5\"></span>8.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe2b y3741 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe2c y3741 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe2d y3741 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe2e y3741 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe2f y3741 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe30 y3741 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3bb2 w8de h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d vo<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>til<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y (<span class=\"_ _6\"></span>% p<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>um)</div><div class=\"t m0 xe31 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x8b8 y3bb3 w8df h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.9/<span class=\"_ _6\"></span>39.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe32 y3bb3 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe33 y3bb3 w3b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe34 y3bb3 w8e1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe35 y3bb3 w8e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe36 y3bb3 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe37 y3bb3 w8e4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3e ws3e\">36.9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3bb4 w8e5 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">Expected<span class=\"_ _5\"></span> dividends (<span class=\"_ _6\"></span>% per<span class=\"_ _5\"></span> annum<span class=\"_ _5\"></span>)</div><div class=\"t m0 xe38 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe39 y3bb4 w8e6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">5.<span class=\"_ _3\"></span>2/1<span class=\"_ _3\"></span>.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe3a y3bb4 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe3b y3bb4 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe3c y3bb4 w2bc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe3d y3bb4 w5bf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe3e y3bb4 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe3f y3bb4 w37d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bb5 w8e7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ri<span class=\"_ _3\"></span>sk-free i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>te (<span class=\"_ _5\"></span>% pe<span class=\"_ _3\"></span>r an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>m<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe40 y3bb5 w8e8 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">3.91<span class=\"_ _6\"></span>/<span class=\"_ _5\"></span>3.7<span class=\"_ _6\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x425 y3bb5 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe41 y3bb5 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe42 y3bb5 w8e9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe43 y3bb5 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe44 y3bb5 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe45 y3bb5 w644 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">4.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3921 w19c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">Expect<span class=\"_ _5\"></span>ed lif<span class=\"_ _5\"></span>e (<span class=\"_ _6\"></span>years<span class=\"_ _1\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe46 y3921 w8ea h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">3.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe47 y3921 w8eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe48 y3921 w8eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe49 y3921 w8eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe4a y3921 w8ec h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe4b y3921 w8ed h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">1-6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe4c y3921 wcd h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3-6<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w8ee h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Vola<span class=\"_ _3\"></span>til<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>eti<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>s (<span class=\"_ _5\"></span>% pe<span class=\"_ _3\"></span>r an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>m<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe4d y3730 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe4e y3730 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe4f y3730 w8ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe50 y3730 w8f0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">20<span class=\"_ _3\"></span>-69<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe51 y3730 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe52 y3730 w8e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe53 y3730 w8f1 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">2<span class=\"_ _3\"></span>0-6<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w8f2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Co<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n wi<span class=\"_ _3\"></span>th c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>tito<span class=\"_ _3\"></span>rs (<span class=\"_ _5\"></span>%<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe54 y3731 w8ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe55 y3731 w8f3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe56 y3731 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe57 y3731 w8f4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe58 y3731 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe59 y3731 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe5a y3731 w8f4 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">32<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs78a\"><table class=\"s w8f5 h19e\" id=\"_19b72ffa-6646-49be-9773-b22caed3c0bc\"><tr><td></td><td></td><td></td><td></td><td class=\"t m0 xe07 h1c y3bb6 ff3 fsa fc1 sc0 ls26 ws25\">Exe<span class=\"_ _3\"></span>cut<span class=\"_ _3\"></span>ive </td><td></td><td></td><td></td></tr><tr><td></td><td></td><td class=\"t m0 xe09 h1c y3bb7 ff3 fsa fc1 sc0 lsc wsb\">Share <span class=\"_ _5\"></span><span class=\"ls3 ws2\"> </span></td><td class=\"t m0 xe5b h1c y3bb7 ff3 fsa fc1 sc0 ls26 ws25\">Exe<span class=\"_ _3\"></span>cut<span class=\"_ _3\"></span>ive<span class=\"ls3 ws2\"> </span></td><td class=\"t m0 xe5c h1c y3bb7 ff3 fsa fc1 sc0 lsc wsb\">Performance </td><td class=\"t m0 xe0b h1c y3bb7 ff3 fsa fc1 sc0 ls1a ws19\">Restricted<span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x5b8 h1c y3bb7 ff3 fsa fc1 sc0 lsc ws3d\">Buyout A<span class=\"_ _5\"></span>wards </td><td class=\"t m0 xe5d h1c y3bb7 ff3 fsa fc1 sc0 lsc ws3d\">Buyout A<span class=\"_ _5\"></span>wards </td></tr><tr><td></td><td class=\"c xb6f y3bb8 w8f6 h163\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls84 ws2\">SAYE Pl<span class=\"_ _3\"></span>an</div><div class=\"t m0 xe5e h8a y3967 ff3 fs63 fc1 sc0 ls3 ws2\">3</div></td><td class=\"t m0 x8cb h1c y3bb9 ff3 fsa fc1 sc0 ls2b wsa5\">Incenti<span class=\"_ _3\"></span>ve Plan<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x41c h1c y3bb9 ff3 fsa fc1 sc0 lsc ws3d\">Deferred<span class=\"_ _5\"></span> Bonus<span class=\"_ _2d1\"> </span></td><td class=\"c xe60 y3bba w8f7 h132\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">Share<span class=\"_ _5\"></span> Plan</div><div class=\"t m0 xe5f h8a y377d ff3 fs63 fc1 sc0 ls15c ws17e\">3, 4</div></td><td class=\"t m0 xe11 h1c y3bb9 ff3 fsa fc1 sc0 lsc ws3d\">Share<span class=\"_ _5\"></span> Plan<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xe61 h1c y3bb9 ff3 fsa fc1 sc0 lsc ws3d\">\u2013 Condit<span class=\"_ _5\"></span>ional<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x571 h1c y3bb9 ff3 fsa fc1 sc0 lsc ws3d\">\u2013 Performance<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1c y3bbb ff3 fsa fc1 sc0 lsb6 ws4b\">V<span class=\"_ _5\"></span>aluation m<span class=\"_ _5\"></span>odel<span class=\"_ _2d1\"> </span></td><td class=\"c n xe62 y3bbc w8f8 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls109 ws115\">Black-<span class=\"_ _5\"></span>Scholes</div></td><td class=\"c n xe63 y3bbc w8f9 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls109 ws115\">Black-Scholes</div></td><td class=\"c n xe64 y3bbc w8fa h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls109 ws115\">Bla<span class=\"_ _3\"></span>ck-<span class=\"_ _6\"></span>Sch<span class=\"_ _3\"></span>oles</div></td><td class=\"c n xe65 y3bbc w8fb h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">Monte Carlo</div></td><td class=\"c n xe66 y3bbc w8fc h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">Monte<span class=\"_ _5\"></span> Carlo</div></td><td class=\"c n xe67 y3bbc w8f8 h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 ls109 ws115\">Black-<span class=\"_ _5\"></span>Scholes</div></td><td class=\"c n xe68 y3bbc w8fd h12c\"><div class=\"t m0 x262 h1c y377c ff3 fsa fc1 sc0 lsc ws3d\">Monte<span class=\"_ _5\"></span> Carlo<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3bbd ff3 fs4 fc2 sc0 ls3 ws2\">Award<span class=\"_ _3\"></span>s in 20<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3bb0 w8cf h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Fair<span class=\"_ _5\"></span> value (<span class=\"_ _5\"></span>pence<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe69 y3bb0 w8fe h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">314.<span class=\"_ _3\"></span>4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe6a y3bb0 w8ff h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,19<span class=\"_ _6\"></span>1.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe6b y3bb0 w900 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">1<span class=\"_ _3\"></span>,173.5</div></td><td class=\"c n xe6c y3bb0 w6a9 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">655.0<span class=\"_ _5\"></span>/1,184.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe6d y3bb0 w901 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">1<span class=\"_ _3\"></span>,028<span class=\"_ _3\"></span>.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe6e y3bb0 w8e2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe6f y3bb0 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bb1 w8d6 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Sh<span class=\"_ _3\"></span>are p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce (p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe70 y3bb1 w902 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,<span class=\"_ _5\"></span>19<span class=\"_ _5\"></span>1.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe71 y3bb1 w903 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,19<span class=\"_ _5\"></span>1.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe72 y3bb1 w900 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">1<span class=\"_ _3\"></span>,173.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe73 y3bb1 w904 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">1,184<span class=\"_ _3\"></span>.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe74 y3bb1 w616 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">1,173.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe75 y3bb1 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe76 y3bb1 w905 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3741 w8dc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e (pe<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe77 y3741 w906 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">988.0<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe78 y3741 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe79 y3741 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe7a y3741 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe7b y3741 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe7c y3741 w905 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe7d y3741 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3bb2 w8de h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ecte<span class=\"_ _3\"></span>d vo<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>til<span class=\"_ _3\"></span>it<span class=\"_ _2\"></span>y (<span class=\"_ _6\"></span>% p<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>um)</div><div class=\"t m0 xe31 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe7e y3bb3 w907 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">34<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe7f y3bb3 w8ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe80 y3bb3 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe81 y3bb3 w908 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3f ws3f\">31<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe82 y3bb3 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe83 y3bb3 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe84 y3bb3 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c x265 y3bb4 w8e5 h19f\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">Expected<span class=\"_ _5\"></span> dividends (<span class=\"_ _6\"></span>% per<span class=\"_ _5\"></span> annum<span class=\"_ _5\"></span>)</div><div class=\"t m0 xe38 h2a y3972 ff3 fse fc2 sc0 ls3 wsb6\">2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe85 y3bb4 w909 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">4.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe86 y3bb4 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe87 y3bb4 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe88 y3bb4 w90a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">4.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe89 y3bb4 w90a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">4.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe8a y3bb4 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe8b y3bb4 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bb5 w8e7 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ri<span class=\"_ _3\"></span>sk-free i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st ra<span class=\"_ _3\"></span>te (<span class=\"_ _5\"></span>% pe<span class=\"_ _3\"></span>r an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>m<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe8c y3bb5 w289 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsad wsab\">3.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe8d y3bb5 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe8e y3bb5 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe8f y3bb5 w8ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe90 y3bb5 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe75 y3bb5 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe76 y3bb5 w905 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3921 w19c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">Expect<span class=\"_ _5\"></span>ed lif<span class=\"_ _5\"></span>e (<span class=\"_ _6\"></span>years<span class=\"_ _1\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe46 y3921 w8ea h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">3.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe47 y3921 w8eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe48 y3921 w8eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe49 y3921 w8eb h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe4a y3921 w8ec h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe91 y3921 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe92 y3921 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w8ee h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Vola<span class=\"_ _3\"></span>til<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>eti<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>s (<span class=\"_ _5\"></span>% pe<span class=\"_ _3\"></span>r an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>m<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe4d y3730 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe4e y3730 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe4f y3730 w8ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe93 y3730 w90b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">21<span class=\"_ _3\"></span>-66<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe94 y3730 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe95 y3730 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe96 y3730 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w8f2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Co<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n wi<span class=\"_ _3\"></span>th c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>tito<span class=\"_ _3\"></span>rs (<span class=\"_ _5\"></span>%<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe54 y3731 w8ef h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe55 y3731 w8f3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe56 y3731 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe57 y3731 w90c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">20<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe97 y3731 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe44 y3731 w8e3 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _3\"></span>/A<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe98 y3731 w8e0 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls12e ws153\">N<span class=\"_ _2\"></span>/A<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 lsfe ws2 gs78b\">1 <span class=\"_ _130\"> </span>Ex<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d vo<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y i<span class=\"_ _3\"></span>s ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d o<span class=\"_ _3\"></span>n an a<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ly<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>any<span class=\"_ _3\"></span>\u2019<span class=\"_ _3\"></span>s hi<span class=\"_ _3\"></span>sto<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>l sh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e vo<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y ove<span class=\"_ _3\"></span>r a pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d wh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>h i<span class=\"_ _3\"></span>s co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>te wi<span class=\"_ _3\"></span>th t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ted t<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>m of th<span class=\"_ _3\"></span>e o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s o<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e awa<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs78c\">2 <span class=\"_ _2d\"> </span>For<span class=\"_ _5\"></span> schemes where<span class=\"_ _5\"></span> dividends are<span class=\"_ _5\"></span> payable on<span class=\"_ _5\"></span> the shares<span class=\"_ _5\"></span> during the<span class=\"_ _5\"></span> vesting<span class=\"_ _5\"></span> period, the dividend<span class=\"_ _5\"></span> yield assumption<span class=\"_ _5\"></span> in the<span class=\"_ _5\"></span> Black-<span class=\"_ _5\"></span>Scholes option<span class=\"_ _5\"></span> pricing model is<span class=\"_ _5\"></span> set at<span class=\"_ _5\"></span> zero.<span class=\"_ _5\"></span> </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs78d\">3   The<span class=\"_ _5\"></span> awards made<span class=\"_ _5\"></span> under the<span class=\"_ _5\"></span> Executive P<span class=\"_ _5\"></span>er<span class=\"_ _3\"></span>formance<span class=\"_ _5\"></span> Share P<span class=\"_ _5\"></span>lan are<span class=\"_ _5\"></span> dependent upon earnings<span class=\"_ _5\"></span> growth in<span class=\"_ _5\"></span> the Compan<span class=\"_ _5\"></span>y (<span class=\"_ _6\"></span>t<span class=\"_ _3\"></span>wo-thir<span class=\"_ _5\"></span>ds of<span class=\"_ _5\"></span> the awar<span class=\"_ _5\"></span>d<span class=\"_ _5\"></span>) and a<span class=\"_ _5\"></span> tot<span class=\"_ _5\"></span>al shareholder<span class=\"_ _5\"></span> return<span class=\"_ _5\"></span> of </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs78e\">a co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ato<span class=\"_ _3\"></span>r gro<span class=\"_ _3\"></span>up o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es (on<span class=\"_ _3\"></span>e-th<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>rd of th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rd). This re<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>n ha<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g t<span class=\"_ _3\"></span>wo fa<span class=\"_ _3\"></span>ir va<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>s for e<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ch of t<span class=\"_ _3\"></span>he a<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>de i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e ta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e ab<span class=\"_ _3\"></span>ove<span class=\"_ _3\"></span>: th<span class=\"_ _3\"></span>e fi<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ng i<span class=\"_ _3\"></span>n re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs78f\">comparat<span class=\"_ _5\"></span>or tot<span class=\"_ _5\"></span>al shareholder<span class=\"_ _5\"></span> return, which<span class=\"_ _5\"></span> is a<span class=\"_ _5\"></span> market<span class=\"_ _5\"></span>-based<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>formance<span class=\"_ _5\"></span> condition and<span class=\"_ _5\"></span> so v<span class=\"_ _5\"></span>alued using a<span class=\"_ _5\"></span> Monte C<span class=\"_ _5\"></span>arlo simulation;<span class=\"_ _5\"></span> and the<span class=\"_ _5\"></span> second relating<span class=\"_ _5\"></span> to<span class=\"_ _5\"></span> the Company\u2019s<span class=\"_ _5\"></span> </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs790\">earnings gr<span class=\"_ _5\"></span>owth<span class=\"_ _3\"></span>, which<span class=\"_ _5\"></span> is a<span class=\"_ _5\"></span> non-marke<span class=\"_ _5\"></span>t-<span class=\"_ _5\"></span>based performance condi<span class=\"_ _5\"></span>tion and s<span class=\"_ _5\"></span>o valued using<span class=\"_ _5\"></span> the Black<span class=\"_ _5\"></span>-Scholes<span class=\"_ _5\"></span> model.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs791\">4   The a<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rds m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>de u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r th<span class=\"_ _3\"></span>e Ex<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>e Pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e Sh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re Pl<span class=\"_ _3\"></span>an a<span class=\"_ _3\"></span>nd B<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>you<span class=\"_ _3\"></span>t Awa<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>s \u2013 Pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>for<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>, to rec<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ntl<span class=\"_ _3\"></span>y re<span class=\"_ _3\"></span>cr<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>d Ex<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>e Di<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>cto<span class=\"_ _3\"></span>rs o<span class=\"_ _3\"></span>r me<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>rs o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up E<span class=\"_ _3\"></span>x<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>ive </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs792\">Committee (<span class=\"_ _6\"></span>GEC<span class=\"_ _6\"></span>), are<span class=\"_ _5\"></span> subject t<span class=\"_ _5\"></span>o a two-<span class=\"_ _5\"></span>year holding<span class=\"_ _5\"></span> period once t<span class=\"_ _5\"></span>he award<span class=\"_ _5\"></span> has vest<span class=\"_ _5\"></span>ed. This r<span class=\"_ _5\"></span>esults in<span class=\"_ _5\"></span> discounted<span class=\"_ _5\"></span> fair v<span class=\"_ _5\"></span>alues for<span class=\"_ _5\"></span> the Executiv<span class=\"_ _5\"></span>e Direct<span class=\"_ _5\"></span>or and<span class=\"_ _5\"></span> GEC population<span class=\"_ _5\"></span> of </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs793\">10<span class=\"_ _3\"></span>5.<span class=\"_ _3\"></span>3/418<span class=\"_ _3\"></span>.8 (202<span class=\"_ _3\"></span>3: 59<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>.6/1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>073<span class=\"_ _3\"></span>.9) to refl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ct th<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>du<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d m<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>keta<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f the a<span class=\"_ _3\"></span>wa<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs794\">5  <span class=\"_ _a\"> </span>The awar<span class=\"_ _5\"></span>ds made under<span class=\"_ _5\"></span> Buyout A<span class=\"_ _5\"></span>wards<span class=\"_ _5\"></span> \u2013 Performance<span class=\"_ _5\"></span> are significant<span class=\"_ _5\"></span>ly dependent upon<span class=\"_ _5\"></span> earnings gro<span class=\"_ _5\"></span>w<span class=\"_ _3\"></span>th in<span class=\"_ _5\"></span> the Compan<span class=\"_ _5\"></span>y (<span class=\"_ _6\"></span>t<span class=\"_ _3\"></span>wo-t<span class=\"_ _5\"></span>hirds of<span class=\"_ _5\"></span> the awar<span class=\"_ _5\"></span>d<span class=\"_ _5\"></span>) and<span class=\"_ _5\"></span> a tot<span class=\"_ _5\"></span>al shareholder<span class=\"_ _5\"></span> </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs795\">ret<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>n of a c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>tor g<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p of c<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s (one<span class=\"_ _3\"></span>-thi<span class=\"_ _3\"></span>rd o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e aw<span class=\"_ _3\"></span>ard). Thi<span class=\"_ _3\"></span>s re<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>lt<span class=\"_ _3\"></span>s in h<span class=\"_ _3\"></span>av<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g t<span class=\"_ _3\"></span>wo f<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>es fo<span class=\"_ _3\"></span>r ea<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>h of th<span class=\"_ _3\"></span>e a<span class=\"_ _3\"></span>war<span class=\"_ _3\"></span>ds m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e i<span class=\"_ _3\"></span>n the t<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ove, t<span class=\"_ _3\"></span>he f<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>t be<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g in </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs796\">relation<span class=\"_ _5\"></span> to t<span class=\"_ _5\"></span>he comparat<span class=\"_ _5\"></span>or to<span class=\"_ _5\"></span>tal shar<span class=\"_ _5\"></span>eholder return<span class=\"_ _5\"></span> which is<span class=\"_ _5\"></span> a marke<span class=\"_ _5\"></span>t-<span class=\"_ _5\"></span>based performance condit<span class=\"_ _5\"></span>ion and so<span class=\"_ _5\"></span> valued using<span class=\"_ _5\"></span> a Mont<span class=\"_ _5\"></span>e Carlo<span class=\"_ _5\"></span> simulation, and the<span class=\"_ _5\"></span> second relating<span class=\"_ _5\"></span> </div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs797\">to<span class=\"_ _5\"></span> the Compan<span class=\"_ _5\"></span>y<span class=\"_ _3\"></span>\u2019s<span class=\"_ _5\"></span> earnings growth, which<span class=\"_ _5\"></span> is a<span class=\"_ _5\"></span> non-marke<span class=\"_ _5\"></span>t-<span class=\"_ _5\"></span>based performance condit<span class=\"_ _5\"></span>ion and so<span class=\"_ _5\"></span> valued using<span class=\"_ _5\"></span> the Black<span class=\"_ _5\"></span>-Scholes<span class=\"_ _5\"></span> model. </div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs799\">Share option scheme<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div><div class=\"gs415\"><table class=\"s w1e0 h1a0\" id=\"_ce8ef4be-5fc9-4dd4-83a5-8a3566e2e1e2\"><tr><td></td><td class=\"t m0 x7aa h7e y3bbe ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x7ab h7e y3bbe ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x9e8 h1c y3bbe ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y3bbe ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 xb1a h7e y3bbf ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 xe99 h7e y3bbf ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x41b h1c y3bbf ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33b h1c y3bbf ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 xe9a h7e y3bc0 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa17 h7e y3bc0 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9a1 h1c y3bc0 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3bc0 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td class=\"t m0 x920 h7e y3bc1 ffe fsa fc1 sc0 ls135 ws15d\">Weight<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></td><td></td><td class=\"t m0 xe9b h1c y3bc1 ff3 fsa fc1 sc0 lsc wsb\">Weight<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 xe9c h7e y3bc2 ffe fsa fc1 sc0 ls2b ws2a\">Number<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa1c h7e y3bc2 ffe fsa fc1 sc0 ls1a ws19\">average<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x921 h1c y3bc2 ff3 fsa fc1 sc0 ls1e ws1d\">Number<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xb72 h1c y3bc2 ff3 fsa fc1 sc0 ls23 ws22\">average<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 xe9d h7e y3bc3 ffe fsa fc1 sc0 ls3 wsb\">of options<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9ea h7e y3bc3 ffe fsa fc1 sc0 lsb7 ws19\">exercis<span class=\"_ _3\"></span>e price<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x4d7 h1c y3bc3 ff3 fsa fc1 sc0 ls24 ws18\">of opt<span class=\"_ _5\"></span>ions<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x9eb h1c y3bc3 ff3 fsa fc1 sc0 ls1a ws2b\">exercise<span class=\"_ _5\"></span> price<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1e y3bc4 ff5 fs4 fc1 sc0 ls58 ws56\">S<span class=\"_ _3\"></span>AY<span class=\"_ _3\"></span>E<span class=\"_ _2\"></span> P<span class=\"_ _3\"></span>l<span class=\"_ _2\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3ac6 w90d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Outstanding<span class=\"_ _5\"></span> at start of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xe9e y3ac6 w90e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">862<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>956</div></td><td class=\"c n xe9f y3ac6 w90f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a31<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>26</div></td><td class=\"c n xea0 y3ac6 w910 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">1<span class=\"_ _3\"></span>,1<span class=\"_ _3\"></span>39,7<span class=\"_ _3\"></span>31<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x34e y3ac6 w911 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsc9 wse6\">\u00a3<span class=\"_ _3\"></span>9<span class=\"_ _3\"></span>.76<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bc5 w912 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">Gra<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xea1 y3bc5 w913 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">3,<span class=\"_ _3\"></span>20<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>,991<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xea2 y3bc5 w914 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls133 ws15b\">\u00a34<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _3\"></span>0</div></td><td class=\"c n xea3 y3bc5 w915 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">587<span class=\"_ _5\"></span>,793<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xea4 y3bc5 w916 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">\u00a39.<span class=\"_ _3\"></span>88<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ac8 w917 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">For<span class=\"_ _2\"></span>fei<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xea5 y3ac8 w918 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(8<span class=\"_ _2\"></span>8<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>52<span class=\"_ _3\"></span>)</div></td><td class=\"c n xea6 y3ac8 w625 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">\u00a39.<span class=\"_ _3\"></span>32</div></td><td class=\"c n xea7 y3ac8 w919 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls94 ws91\">(4<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>8<span class=\"_ _0\"></span>,<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>7<span class=\"_ _2\"></span>5)</div></td><td class=\"c n xea8 y3ac8 w91a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">\u00a31<span class=\"_ _3\"></span>0.<span class=\"_ _3\"></span>23<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ac9 w795 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xea9 y3ac9 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeaa y3ac9 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xeab y3ac9 w91b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">(<span class=\"_ _6\"></span>3<span class=\"_ _3\"></span>65<span class=\"_ _3\"></span>,793)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa0b y3ac9 w91c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u00a38<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>14<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab7 w91d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Outstanding at end of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeac y3ab7 w91e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">3,184,9<span class=\"_ _3\"></span>95<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xead y3ab7 w91f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls5 ws176\">\u00a34<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>3</div></td><td class=\"c n xeae y3ab7 w920 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">8<span class=\"_ _3\"></span>62<span class=\"_ _3\"></span>,9<span class=\"_ _3\"></span>56</div></td><td class=\"c n xeaf y3ab7 w90f h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u00a310<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>26<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab8 w921 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>sab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>t en<span class=\"_ _3\"></span>d of ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeb0 y3ab8 w922 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls91 ws8f\">8,829</div></td><td class=\"c n xeb1 y3ab8 w923 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls99 ws96\">\u00a312<span class=\"_ _2\"></span>.8<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xdfa y3ab8 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeb2 y3ab8 w76 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3bc6 ff5 fs4 fc1 sc0 ls3e ws3e\">Associate P<span class=\"_ _5\"></span>art<span class=\"_ _3\"></span>ner Plan<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3762 w90d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Outstanding<span class=\"_ _5\"></span> at start of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeb3 y3762 w924 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls95 ws92\">2,84<span class=\"_ _5\"></span>2,183<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xa71 y3762 w925 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">\u00a310.91</div></td><td class=\"c n xeb4 y3762 w926 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">2,909,1<span class=\"_ _3\"></span>83<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6b8 y3762 w927 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">\u00a31<span class=\"_ _3\"></span>0.91<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3763 w912 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">Gra<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeb5 y3763 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeb6 y3763 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeb7 y3763 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeb8 y3763 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3764 w917 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">For<span class=\"_ _2\"></span>fei<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeb9 y3764 w928 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(7,<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>0)</div></td><td class=\"c n xeba y3764 w929 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">\u00a310.<span class=\"_ _3\"></span>83</div></td><td class=\"c n xebb y3764 w92a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(2<span class=\"_ _2\"></span>8<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>5<span class=\"_ _2\"></span>0<span class=\"_ _2\"></span>0)</div></td><td class=\"c n xebc y3764 w92b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9a ws97\">\u00a310<span class=\"_ _3\"></span>.8<span class=\"_ _3\"></span>8<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3aa5 w795 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xea9 y3aa5 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeaa y3aa5 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xebd y3aa5 w92c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>8<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>5<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>)</div></td><td class=\"c n xebe y3aa5 w92d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">\u00a310.83<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y384f w91d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Outstanding at end of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xebf y384f w92e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">2,<span class=\"_ _3\"></span>834,683</div></td><td class=\"c n xec0 y384f w92f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">\u00a310.91</div></td><td class=\"c n xec1 y384f w7a3 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">2,84<span class=\"_ _5\"></span>2,183<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xec2 y384f w925 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9a ws97\">\u00a310.91<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w921 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>sab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>t en<span class=\"_ _3\"></span>d of ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xec3 y3731 w92e h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">2<span class=\"_ _3\"></span>,834,683</div></td><td class=\"c n xec4 y3731 w92f h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">\u00a310.91</div></td><td class=\"c n xec5 y3731 w7a3 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls95 ws92\">2,842,<span class=\"_ _5\"></span>183<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xec6 y3731 w927 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls9a ws97\">\u00a310.<span class=\"_ _3\"></span>91<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs79a\">Th<span class=\"_ _3\"></span>e ave<span class=\"_ _3\"></span>rag<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>are p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce d<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g th<span class=\"_ _3\"></span>e yea<span class=\"_ _3\"></span>r wa<span class=\"_ _3\"></span>s 639<span class=\"_ _3\"></span>.4 p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e (<span class=\"_ _5\"></span>2023<span class=\"_ _3\"></span>: 997<span class=\"_ _5\"></span>.<span class=\"_ _3\"></span>5 pe<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs79b\">Th<span class=\"_ _3\"></span>e SA<span class=\"_ _5\"></span>YE Pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>t 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 h<span class=\"_ _3\"></span>ad ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es of 9<span class=\"_ _3\"></span>40 p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs79c\">(<span class=\"_ _5\"></span>1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>64<span class=\"_ _3\"></span>3 op<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns), 1,<span class=\"_ _3\"></span>281 p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce (8,<span class=\"_ _3\"></span>829 o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _5\"></span>), 1<span class=\"_ _3\"></span>,1<span class=\"_ _3\"></span>11 pe<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ce (<span class=\"_ _5\"></span>3<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>,173 o<span class=\"_ _3\"></span>pt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _5\"></span>), 9<span class=\"_ _3\"></span>88 p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce (61,0<span class=\"_ _3\"></span>68 o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s<span class=\"_ _5\"></span>), </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs79d\">40<span class=\"_ _3\"></span>5 pe<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e (2,793<span class=\"_ _3\"></span>,731 op<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns) and 578 p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce (281,<span class=\"_ _3\"></span>551 o<span class=\"_ _3\"></span>pt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _5\"></span>), a<span class=\"_ _3\"></span>nd a we<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d ave<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>ge </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs79e\">rem<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trac<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>al l<span class=\"_ _3\"></span>ife of 2<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>3 ye<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>s.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs79f\">Th<span class=\"_ _3\"></span>e opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er t<span class=\"_ _3\"></span>he As<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>te Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r Pla<span class=\"_ _3\"></span>n at 3<span class=\"_ _3\"></span>1 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r 2024 ha<span class=\"_ _3\"></span>d an e<span class=\"_ _3\"></span>xerc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7a0\">pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e of 1<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>083 p<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nce (2,<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>88<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>95<span class=\"_ _3\"></span>8 opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns) and 1<span class=\"_ _3\"></span>,1<span class=\"_ _3\"></span>35 p<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ce (<span class=\"_ _5\"></span>4<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>5,72<span class=\"_ _3\"></span>5 opt<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns<span class=\"_ _5\"></span>), a<span class=\"_ _3\"></span>nd a we<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>hte<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7a1\">ave<span class=\"_ _3\"></span>rag<span class=\"_ _3\"></span>e re<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g co<span class=\"_ _3\"></span>ntra<span class=\"_ _3\"></span>ctu<span class=\"_ _3\"></span>al l<span class=\"_ _3\"></span>ife o<span class=\"_ _3\"></span>f ni<span class=\"_ _3\"></span>l yea<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls69 ws67 gs7a3\">Share awards<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7a4\">All s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are a<span class=\"_ _3\"></span>ward<span class=\"_ _3\"></span>s un<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er th<span class=\"_ _3\"></span>e be<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ow sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>ave ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>es of n<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"gs7a5\"><table class=\"s w930 h1a1\" id=\"_3cba95a6-7bf2-4ae2-8b9b-a73dddbf17cc\"><tr><td></td><td class=\"t m0 x3e8 h7e y3bc7 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3bc7 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y3bc8 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3bc8 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3bc9 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3bc9 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 xec7 h7e y3bca ffe fsa fc1 sc0 ls2b ws2a\">Number<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xec8 h1c y3bca ff3 fsa fc1 sc0 ls1e ws1d\">Number </td></tr><tr><td></td><td class=\"t m0 x97f h7e y3bcb ffe fsa fc1 sc0 ls1c wsa5\">of shares<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xcd4 h1c y3bcb ff3 fsa fc1 sc0 ls84 ws2\">of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x38d h1e y3bcc ff5 fs4 fc1 sc0 ls3e ws3e\">Share Incentive<span class=\"_ _5\"></span> Plan<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3bcd w90d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Outstanding<span class=\"_ _5\"></span> at start of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xec9 y3bcd w931 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">38<span class=\"_ _3\"></span>,70<span class=\"_ _3\"></span>7</div></td><td class=\"c n xeca y3bcd w932 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls1 ws1\">39<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>249<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bce w912 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">Gra<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xecb y3bce w933 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">19,385<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xecc y3bce w934 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">7,<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bcf w917 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">For<span class=\"_ _2\"></span>fei<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xecd y3bcf w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xece y3bcf w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bd0 w795 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xecf y3bd0 w935 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>0<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>8)</div></td><td class=\"c n xed0 y3bd0 w936 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls68 ws66\">(8<span class=\"_ _3\"></span>,<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bd1 w91d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Outstanding at end of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xed1 y3bd1 w937 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls98 ws95\">53,024</div></td><td class=\"c n xed2 y3bd1 w931 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls1 ws1\">3<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>,707<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bd2 w938 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>sab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>t en<span class=\"_ _3\"></span>d of ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8e y3bd2 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013</div></td><td class=\"c n xed3 y3bd2 w939 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3f ws3f\">1<span class=\"_ _3\"></span>0,<span class=\"_ _3\"></span>558<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3bd3 ff5 fs4 fc1 sc0 ls3 ws2\">Exe<span class=\"_ _3\"></span>cut<span class=\"_ _3\"></span>ive D<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d B<span class=\"_ _3\"></span>onu<span class=\"_ _3\"></span>s Pla<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3bd4 w90d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Outstanding<span class=\"_ _5\"></span> at start of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xed4 y3bd4 w93a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1,0<span class=\"_ _5\"></span>91,<span class=\"_ _5\"></span>62<span class=\"_ _6\"></span>4</div></td><td class=\"c n x66a y3bd4 w93b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">985,271<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bd5 w912 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">Gra<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xed5 y3bd5 w93c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">1,07<span class=\"_ _5\"></span>9,02<span class=\"_ _5\"></span>0</div></td><td class=\"c n xed6 y3bd5 w93d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls2b ws2a\">575,<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>81<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bd6 w917 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">For<span class=\"_ _2\"></span>fei<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xed7 y3bd6 w93e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">(5<span class=\"_ _2\"></span>7,<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>4)</div></td><td class=\"c n xed8 y3bd6 w93f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">(<span class=\"_ _6\"></span>469,128<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bd7 w795 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xed9 y3bd7 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeda y3bd7 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bd8 w91d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Outstanding at end of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xedb y3bd8 w940 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls32 ws31\">2<span class=\"_ _3\"></span>,113,<span class=\"_ _3\"></span>350</div></td><td class=\"c n xedc y3bd8 w941 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 lsb8 wsba\">1,09<span class=\"_ _5\"></span>1,6<span class=\"_ _5\"></span>24<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bd9 w938 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>sab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>t en<span class=\"_ _3\"></span>d of ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8e y3bd9 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e3 y3bd9 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3bda ff5 fs4 fc1 sc0 ls3e ws3e\">Executive<span class=\"_ _5\"></span> Performance Share Plan<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3ac6 w90d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Outstanding<span class=\"_ _5\"></span> at start of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xedd y3ac6 w942 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">6,<span class=\"_ _3\"></span>660,<span class=\"_ _3\"></span>214</div></td><td class=\"c n xede y3ac6 w943 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">7,<span class=\"_ _2\"></span>3<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>3<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>7<span class=\"_ _3\"></span>0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bc5 w912 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">Gra<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xedf y3bc5 w944 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls15d ws187\">3<span class=\"_ _5\"></span>,394<span class=\"_ _5\"></span>,380</div></td><td class=\"c n xee0 y3bc5 w945 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">1,<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>63<span class=\"_ _3\"></span>,029<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bdb w917 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">For<span class=\"_ _2\"></span>fei<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xee1 y3bdb w946 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">(1,405,649<span class=\"_ _6\"></span>)</div></td><td class=\"c n xee2 y3bdb w947 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6c ws6a\">(5<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>2<span class=\"_ _3\"></span>,<span class=\"_ _2\"></span>7<span class=\"_ _3\"></span>3<span class=\"_ _3\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bdc w795 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xee3 y3bdc w948 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls93 ws90\">(3<span class=\"_ _3\"></span>6<span class=\"_ _2\"></span>4<span class=\"_ _2\"></span>,<span class=\"_ _3\"></span>7<span class=\"_ _3\"></span>0<span class=\"_ _2\"></span>1)</div></td><td class=\"c n xee4 y3bdc w949 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls92 ws82\">(2,<span class=\"_ _3\"></span>013<span class=\"_ _3\"></span>,252)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b15 w91d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Outstanding at end of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xee5 y3b15 w94a h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls157 ws181\">8<span class=\"_ _5\"></span>,28<span class=\"_ _5\"></span>4,2<span class=\"_ _5\"></span>44</div></td><td class=\"c n xee6 y3b15 w94b h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls91 ws8f\">6<span class=\"_ _3\"></span>,66<span class=\"_ _3\"></span>0,<span class=\"_ _3\"></span>214<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab8 w938 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>sab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>t en<span class=\"_ _3\"></span>d of ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xee7 y3ab8 w94c h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls48 ws48\">2,<span class=\"_ _3\"></span>230,261</div></td><td class=\"c n xee8 y3ab8 w94d h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls6d ws6b\">2,<span class=\"_ _3\"></span>616<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>06<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h1e y3bdd ff5 fs4 fc1 sc0 ls3e ws3e\">Restricted Share<span class=\"_ _5\"></span> Plan<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y37ca w90d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Outstanding<span class=\"_ _5\"></span> at start of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xee9 y37ca w6b2 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">4<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>7,<span class=\"_ _3\"></span>9<span class=\"_ _2\"></span>7<span class=\"_ _3\"></span>3</div></td><td class=\"c n xeea y37ca w94e h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls58 ws56\">1<span class=\"_ _3\"></span>9<span class=\"_ _3\"></span>7,<span class=\"_ _2\"></span>2<span class=\"_ _2\"></span>9<span class=\"_ _3\"></span>1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cb w912 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">Gra<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeeb y37cb w94f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsc9 wse6\">576<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>10</div></td><td class=\"c n xeec y37cb w950 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6d ws6b\">2<span class=\"_ _3\"></span>31<span class=\"_ _3\"></span>,<span class=\"_ _3\"></span>859<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cc w917 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">For<span class=\"_ _2\"></span>fei<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeed y37cc w951 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(7<span class=\"_ _3\"></span>2<span class=\"_ _2\"></span>,<span class=\"_ _2\"></span>9<span class=\"_ _2\"></span>6<span class=\"_ _3\"></span>0)</div></td><td class=\"c n xeee y37cc w952 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">(<span class=\"_ _5\"></span>11,<span class=\"_ _5\"></span>177<span class=\"_ _6\"></span>)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3765 w795 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xed9 y3765 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeda y3765 w77 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w91d h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Outstanding at end of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeef y3766 w953 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls92 ws82\">921<span class=\"_ _3\"></span>,023</div></td><td class=\"c n xef0 y3766 w954 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls58 ws56\">4<span class=\"_ _3\"></span>1<span class=\"_ _2\"></span>7,<span class=\"_ _3\"></span>9<span class=\"_ _3\"></span>7<span class=\"_ _2\"></span>3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w938 h12a\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>sab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>t en<span class=\"_ _3\"></span>d of ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8e y3731 w54 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e3 y3731 w54 h12a\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"gs390\"><table class=\"s w1e0 h1a2\" id=\"_e19fdf62-e88c-4ec1-9b34-31997010f400\"><tr><td></td><td class=\"t m0 x9e8 h7e y3bde ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x434 h1c y3bde ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x41b h7e y3bdf ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3bdf ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x41c h7e y3be0 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3be0 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"t m0 x921 h7e y3be1 ffe fsa fc1 sc0 ls2b ws2a\">Number<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xef1 h1c y3be1 ff3 fsa fc1 sc0 ls1e ws1d\">Number </td></tr><tr><td></td><td class=\"t m0 x866 h7e y3be2 ffe fsa fc1 sc0 ls1c wsa5\">of shares<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xef2 h1c y3be2 ff3 fsa fc1 sc0 ls84 ws2\">of s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"t m0 x33d h1e y3be3 ff5 fs4 fc1 sc0 ls3e ws3e\">Buyout A<span class=\"_ _5\"></span>wards \u2013<span class=\"_ _5\"></span> conditional<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3ac6 w90d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Outstanding<span class=\"_ _5\"></span> at start of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xef3 y3ac6 w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xef4 y3ac6 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bc5 w912 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">Gra<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xef5 y3bc5 w955 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls52 ws4f\">149,<span class=\"_ _3\"></span>372<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xef6 y3bc5 w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bdb w917 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">For<span class=\"_ _2\"></span>fei<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xecd y3bdb w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xece y3bdb w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bdc w795 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c7 y3bdc w76 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xef7 y3bdc w54 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3b15 w91d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Outstanding at end of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xef8 y3b15 w956 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls1 ws1\">149,37<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xef9 y3b15 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3ab8 w921 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>sab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>t en<span class=\"_ _3\"></span>d of ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8e y3ab8 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e3 y3ab8 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h1e y3be4 ff5 fs4 fc1 sc0 ls3e ws3e\">Buyout A<span class=\"_ _5\"></span>wards \u2013<span class=\"_ _5\"></span> per<span class=\"_ _3\"></span>formance<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y37ca w90d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Outstanding<span class=\"_ _5\"></span> at start of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xef3 y37ca w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xef4 y37ca w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cb w912 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">Gra<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xefa y37cb w573 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls32 ws31\">91<span class=\"_ _3\"></span>,8<span class=\"_ _3\"></span>09<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xece y37cb w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37cc w917 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">For<span class=\"_ _2\"></span>fei<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xecd y37cc w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xece y37cc w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3765 w795 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x4c7 y3765 w76 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xef7 y3765 w54 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3766 w91d h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3e ws3e\">Outstanding at end of<span class=\"_ _5\"></span> year<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xefb y3766 w957 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">91<span class=\"_ _3\"></span>,80<span class=\"_ _3\"></span>9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xefc y3766 w76 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w921 h12b\"><div class=\"t m0 x262 h1e y371d ff5 fs4 fc1 sc0 ls3 ws2\">Exe<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>sab<span class=\"_ _3\"></span>le a<span class=\"_ _3\"></span>t en<span class=\"_ _3\"></span>d of ye<span class=\"_ _3\"></span>ar<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc8e y3731 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x7e3 y3731 w54 h12b\"><div class=\"t m0 x262 h1e y371d ff3 fs4 fc2 sc0 ls3 ws2\">\u2013<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs7a7\">Early e<span class=\"_ _5\"></span>xercise<span class=\"_ _5\"></span> assumptions<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7a8\">An al<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>owa<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e ha<span class=\"_ _3\"></span>s be<span class=\"_ _3\"></span>en m<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>de fo<span class=\"_ _3\"></span>r the i<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ct of e<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ly e<span class=\"_ _3\"></span>xerc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e on<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s ha<span class=\"_ _3\"></span>ve ves<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7a9\">SA<span class=\"_ _5\"></span>YE P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, wh<span class=\"_ _3\"></span>ere a<span class=\"_ _3\"></span>ll o<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on h<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s are a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>ed to ex<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>e ha<span class=\"_ _3\"></span>lf-way t<span class=\"_ _3\"></span>hro<span class=\"_ _3\"></span>ug<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e si<span class=\"_ _3\"></span>x-mo<span class=\"_ _3\"></span>nth </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7aa\">exer<span class=\"_ _5\"></span>cise window<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs7ab\">Allowance<span class=\"_ _5\"></span> for performance conditions<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7ac\">The Execut<span class=\"_ _5\"></span>ive Performanc<span class=\"_ _5\"></span>e Share<span class=\"_ _5\"></span> Plan includes<span class=\"_ _5\"></span> a marke<span class=\"_ _5\"></span>t-<span class=\"_ _6\"></span>base<span class=\"_ _3\"></span>d performance<span class=\"_ _5\"></span> condition </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7ad\">ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d on t<span class=\"_ _3\"></span>he C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _3\"></span>\u2019s total s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>er re<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rn re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tiv<span class=\"_ _3\"></span>e to an in<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>x of c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>rator </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7ae\">companies. The<span class=\"_ _5\"></span> impact of<span class=\"_ _5\"></span> this performance<span class=\"_ _5\"></span> condition has<span class=\"_ _5\"></span> been modelled using Mont<span class=\"_ _5\"></span>e Carlo<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7af\">simulation t<span class=\"_ _5\"></span>echniques, which in<span class=\"_ _5\"></span>volv<span class=\"_ _5\"></span>e running man<span class=\"_ _5\"></span>y thousands<span class=\"_ _5\"></span> of simulations<span class=\"_ _5\"></span> of futur<span class=\"_ _5\"></span>e shar<span class=\"_ _5\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7b0\">price mo<span class=\"_ _5\"></span>vements<span class=\"_ _5\"></span> for bo<span class=\"_ _5\"></span>th the<span class=\"_ _5\"></span> Company<span class=\"_ _5\"></span> and the c<span class=\"_ _5\"></span>omparator<span class=\"_ _5\"></span> index. For t<span class=\"_ _5\"></span>he purpose<span class=\"_ _5\"></span> of these<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7b1\">si<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>ns i<span class=\"_ _3\"></span>t is a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>um<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d tha<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e sh<span class=\"_ _3\"></span>are p<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ce o<span class=\"_ _3\"></span>f the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>any an<span class=\"_ _3\"></span>d th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>tor i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ex </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7b2\">are 32<span class=\"_ _3\"></span>% (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: 20%) corre<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d tha<span class=\"_ _3\"></span>t th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>tor i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ex h<span class=\"_ _3\"></span>as vo<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>lit<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s ran<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ng b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7b3\">20% p<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>um a<span class=\"_ _3\"></span>nd 69<span class=\"_ _3\"></span>% pe<span class=\"_ _3\"></span>r an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>m (2023: 21% p<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>um a<span class=\"_ _3\"></span>nd 6<span class=\"_ _3\"></span>6% pe<span class=\"_ _3\"></span>r an<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>m<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3e ws4 gs7b4\">The performance<span class=\"_ _5\"></span> condition<span class=\"_ _5\"></span> is based on<span class=\"_ _5\"></span> the Compan<span class=\"_ _5\"></span>y<span class=\"_ _3\"></span>\u2019s performanc<span class=\"_ _5\"></span>e relativ<span class=\"_ _5\"></span>e t<span class=\"_ _5\"></span>o the c<span class=\"_ _5\"></span>omparator<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7b5\">in<span class=\"_ _3\"></span>dex o<span class=\"_ _3\"></span>ver a th<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>e-ye<span class=\"_ _3\"></span>ar p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ng o<span class=\"_ _3\"></span>n 1 Ja<span class=\"_ _3\"></span>nu<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y ea<span class=\"_ _3\"></span>ch ye<span class=\"_ _3\"></span>ar. The fa<span class=\"_ _3\"></span>ir-valu<span class=\"_ _3\"></span>e ca<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ion<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls4d ws2 gs7b6\">for th<span class=\"_ _3\"></span>e aw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at we<span class=\"_ _3\"></span>re ma<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>e in 2024 th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>refore i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>de a<span class=\"_ _3\"></span>n al<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>owa<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e for th<span class=\"_ _3\"></span>e ac<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>al p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>fo<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7b7\">of th<span class=\"_ _3\"></span>e Co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>any<span class=\"_ _2\"></span>\u2019s sha<span class=\"_ _3\"></span>re pr<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>e rel<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>ive to th<span class=\"_ _3\"></span>e in<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ex over t<span class=\"_ _3\"></span>he p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>d b<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>we<span class=\"_ _3\"></span>en 1 J<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y 2024 a<span class=\"_ _3\"></span>nd </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7b8\">the va<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>s aw<span class=\"_ _3\"></span>ard d<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs7ba\">Charge to the co<span class=\"_ _5\"></span>nsolidated statement of<span class=\"_ _5\"></span> comprehensive<span class=\"_ _5\"></span> income<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7bb\">Th<span class=\"_ _3\"></span>e tabl<span class=\"_ _3\"></span>e b<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>ow s<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>ut t<span class=\"_ _3\"></span>he c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>rge to th<span class=\"_ _3\"></span>e co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>reh<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ive i<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e in </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7bc\">res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct of t<span class=\"_ _3\"></span>he s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>-bas<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t awa<span class=\"_ _3\"></span>rds<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"gs7bd\"><table class=\"s w958 h13f\" id=\"_156f5cd8-53b3-4fb6-a2f9-05452922892f\"><tr><td></td><td class=\"t m0 x3e8 h7e y3be5 ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3be5 ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y3be6 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3be6 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3be7 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3be7 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3807 w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x3ee y3808 w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379e w959 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Equity-<span class=\"_ _5\"></span>settled shar<span class=\"_ _5\"></span>e-based<span class=\"_ _5\"></span> payment e<span class=\"_ _5\"></span>xpense<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xefd y379e w95a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls98 ws95\">11<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xefe y379e w8d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsab wsa8\">5.4<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y379f w95b h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Cash-<span class=\"_ _5\"></span>settled shar<span class=\"_ _5\"></span>e-based<span class=\"_ _5\"></span> payment e<span class=\"_ _5\"></span>xpense<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xeff y379f w55 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf00 y379f w7f h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _2\"></span>3)<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w95c h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal share-based payment expense<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf01 y3731 w95d h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3f ws3f\">11.4<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf02 y3731 w37d h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls46 ws46\">5.1<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs7be\">Liabilities recogni<span class=\"_ _5\"></span>sed in the statement<span class=\"_ _5\"></span> of financial position<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7bf\">Th<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es re<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t of f<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al p<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>on i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e cas<span class=\"_ _3\"></span>h-s<span class=\"_ _3\"></span>et<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7c0\">sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>-ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>ward<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, an<span class=\"_ _3\"></span>d Na<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>al I<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e ob<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>s ar<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g fro<span class=\"_ _3\"></span>m sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>-ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7c1\">pa<span class=\"_ _3\"></span>ym<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t aw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s, a<span class=\"_ _3\"></span>re as fo<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>ow<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>. The<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d wi<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>n oth<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s on t<span class=\"_ _3\"></span>he fa<span class=\"_ _3\"></span>ce </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7c2\">of th<span class=\"_ _3\"></span>e sta<span class=\"_ _3\"></span>tem<span class=\"_ _3\"></span>ent o<span class=\"_ _3\"></span>f fi<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l p<span class=\"_ _3\"></span>osi<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>. N<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>e of th<span class=\"_ _3\"></span>e li<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y in re<span class=\"_ _3\"></span>sp<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>t of ca<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>-se<span class=\"_ _3\"></span>tt<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re-<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7c3\">ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt aw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024 or 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er 202<span class=\"_ _3\"></span>3 is i<span class=\"_ _3\"></span>n res<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>ct o<span class=\"_ _3\"></span>f veste<span class=\"_ _3\"></span>d </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls8 ws6 gs7c4\">cash-se<span class=\"_ _5\"></span>t<span class=\"_ _3\"></span>tled shar<span class=\"_ _5\"></span>e-based payments.<span class=\"_ _2d1\"> </span></div><div class=\"gs7c5\"><table class=\"s w95e h1a3\" id=\"_770f3260-d3ed-4b0e-9837-2f50247734b1\"><tr><td></td><td class=\"t m0 x3ea h7e y3be8 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3be8 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3be9 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3be9 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y3b9a w12 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n x3ee y3bea w16e h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3beb w95f h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Liability for<span class=\"_ _5\"></span> cash-settled share-<span class=\"_ _5\"></span>based payments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf03 y3beb w960 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">1.5<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf04 y3beb w219 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsb8 wsba\">1.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3bec ff3 fs4 fc2 sc0 ls6 ws4\">Liability for<span class=\"_ _5\"></span> employer<span class=\"_ _5\"></span> National Insuranc<span class=\"_ _5\"></span>e contribut<span class=\"_ _5\"></span>ions <span class=\"ls3 ws2\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3731 w961 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">on cash-<span class=\"_ _5\"></span>settled and equity-settled shar<span class=\"_ _5\"></span>e-based payments<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf05 y3731 w3cc h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsaa wsa6\">4.8<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x457 y3731 w407 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4b ws49\">3.5</div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-389": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs7c7\">25. Interests in<span class=\"_ _5\"></span> unconsolidated entities<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs7c8\">Unconsolidated structured en<span class=\"_ _5\"></span>tities<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7c9\">Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up o<span class=\"_ _3\"></span>pe<span class=\"_ _3\"></span>rate<span class=\"_ _3\"></span>s inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t veh<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>, su<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>s un<span class=\"_ _3\"></span>it tr<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>. Cl<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s are a<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e to inve<span class=\"_ _3\"></span>st i<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7ca\">the<span class=\"_ _3\"></span>se d<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>ly, bu<span class=\"_ _3\"></span>t al<span class=\"_ _3\"></span>so i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctl<span class=\"_ _3\"></span>y th<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>gh p<span class=\"_ _3\"></span>rod<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>ts of<span class=\"_ _3\"></span>fe<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>d by St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e UK p<span class=\"_ _3\"></span>lc a<span class=\"_ _3\"></span>nd </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7cb\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l pl<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>. As a res<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s in<span class=\"_ _3\"></span>su<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ce co<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es ca<span class=\"_ _3\"></span>n b<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7cc\">si<span class=\"_ _3\"></span>gn<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ant i<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>s in th<span class=\"_ _3\"></span>e un<span class=\"_ _3\"></span>it t<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>sts<span class=\"_ _3\"></span>. N<span class=\"_ _3\"></span>ote 2 s<span class=\"_ _3\"></span>ets o<span class=\"_ _3\"></span>ut t<span class=\"_ _3\"></span>he j<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>s in<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>t in d<span class=\"_ _3\"></span>eter<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ng </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7cd\">wh<span class=\"_ _3\"></span>en t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>, a<span class=\"_ _3\"></span>nd th<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>refore c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>, th<span class=\"_ _3\"></span>e rel<span class=\"_ _3\"></span>eva<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>nvest<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt ve<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7ce\">Th<span class=\"_ _3\"></span>e ma<span class=\"_ _3\"></span>jo<span class=\"_ _3\"></span>rit<span class=\"_ _2\"></span>y of the r<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>k fro<span class=\"_ _3\"></span>m a ch<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ge i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e val<span class=\"_ _3\"></span>ue o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s inves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t in u<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>da<span class=\"_ _3\"></span>ted </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7cf\">un<span class=\"_ _3\"></span>it tr<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>ts i<span class=\"_ _3\"></span>s ma<span class=\"_ _3\"></span>tch<span class=\"_ _3\"></span>ed by a c<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e in u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r li<span class=\"_ _3\"></span>ab<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>iti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he m<span class=\"_ _3\"></span>ax<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>um e<span class=\"_ _3\"></span>xp<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>ure to l<span class=\"_ _3\"></span>os<span class=\"_ _3\"></span>s, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7d0\">prior t<span class=\"_ _5\"></span>o considering<span class=\"_ _5\"></span> unit holder liabilit<span class=\"_ _5\"></span>ies, is equal t<span class=\"_ _5\"></span>o the<span class=\"_ _5\"></span> carrying value o<span class=\"_ _5\"></span>f the in<span class=\"_ _5\"></span>vest<span class=\"_ _5\"></span>ment. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7d1\">This is<span class=\"_ _5\"></span> recognised wit<span class=\"_ _5\"></span>hin inv<span class=\"_ _5\"></span>estments<span class=\"_ _5\"></span> in Collectiv<span class=\"_ _5\"></span>e Inv<span class=\"_ _5\"></span>estment<span class=\"_ _5\"></span> Schemes. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7d2\">The f<span class=\"_ _5\"></span>ollowing unit<span class=\"_ _5\"></span> trust is<span class=\"_ _5\"></span> not consolidat<span class=\"_ _5\"></span>ed within<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup financial s<span class=\"_ _5\"></span>tatemen<span class=\"_ _5\"></span>ts; ho<span class=\"_ _5\"></span>wever<span class=\"_ _6\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7d3\">the G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p d<span class=\"_ _3\"></span>oe<span class=\"_ _3\"></span>s act a<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>nd m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r of th<span class=\"_ _3\"></span>is u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t tru<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"gs7d4\"><table class=\"s w962 h1a4\" id=\"_896eb341-2f9e-405a-902f-b3fb0a63a25e\"><tr><td></td><td class=\"t m0 xf06 h7e y3bed ffe fsa fc1 sc0 ls1b ws1a\" colspan=\"2\">Percent<span class=\"_ _5\"></span>age of <span class=\"ls3 ws2\"> </span></td><td></td><td></td><td></td><td></td><td class=\"t m0 xf07 h7e y3bed ffe fsa fc1 sc0 ls3 ws2\">Net a<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>et va<span class=\"_ _3\"></span>lue  </td></tr><tr><td></td><td class=\"t m0 xd47 h7e y3bee ffe fsa fc1 sc0 lse1 wsa5\" colspan=\"2\">ownership interest</td><td></td><td></td><td></td><td></td><td class=\"t m0 xf08 h7e y3bee ffe fsa fc1 sc0 ls3 ws2\"> as at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n xf09 y3bef w221 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1 ws1\">2024</div></td><td class=\"c n xf0a y3bf0 w963 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023</div></td><td class=\"t m0 xf0b h7e y3bf1 ffe fsa fc1 sc0 lse1 wsa5\">Principal place </td><td class=\"t m0 xa20 h7e y3bf1 ffe fsa fc1 sc0 ls3 ws2\">Na<span class=\"_ _3\"></span>tur<span class=\"_ _3\"></span>e of </td><td class=\"t m0 x7a9 h7e y3bf1 ffe fsa fc1 sc0 ls1b ws1a\">Measurement<span class=\"_ _5\"></span> </td><td class=\"c n xf0c y3bef w221 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1 ws1\">2024</div></td><td class=\"c n xf0d y3bf0 w222 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c n xf0e y3bf2 w964 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls3 ws2\">%<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf0f y3bf3 w965 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 ls3 ws2\">%</div></td><td class=\"t m0 xf0b h7e y3bf4 ffe fsa fc1 sc0 lse1 wsa5\">of business<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa20 h7e y3bf4 ffe fsa fc1 sc0 ls1f ws1e\">relationship<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x7a9 h7e y3bf4 ffe fsa fc1 sc0 ls23 ws22\">method<span class=\"_ _2d1\"> </span></td><td class=\"c n xf10 y3bf2 w69 h127\"><div class=\"t m0 x262 h7e y372c ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million</div></td><td class=\"c n xf11 y3bf3 w13 h130\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3bf5 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e </td><td class=\"c n xf12 y3bf6 w966 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls4c ws4a\">1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>47</div></td><td class=\"c n xf13 y3bf6 w967 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">1<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>21</div></td><td class=\"c n xf14 y3bf6 w42d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa5 ws3\">Un<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"t m0 xa20 h8 y3bf5 ff3 fs4 fc2 sc0 ls7 ws5\">Manager of<span class=\"_ _5\"></span> </td><td class=\"t m0 x7a9 h8 y3bf5 ff3 fs4 fc2 sc0 ls3 ws2\">Fai<span class=\"_ _3\"></span>r val<span class=\"_ _3\"></span>ue </td><td class=\"c n xf15 y3bf6 w493 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls29 ws28\">586.<span class=\"_ _3\"></span>8</div></td><td class=\"c n xf16 y3bf6 w968 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls97 ws94\">78<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3bf7 ff3 fs4 fc2 sc0 ls49 ws2\">Prop<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></td><td></td><td></td><td class=\"t m0 xf0b h8 y3bf7 ff3 fs4 fc2 sc0 ls6 ws4\">Kingdom<span class=\"_ _2d1\"> </span></td><td class=\"t m0 xa20 h8 y3bf7 ff3 fs4 fc2 sc0 ls6 ws4\">unit tr<span class=\"_ _5\"></span>ust<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x7a9 h8 y3bf7 ff3 fs4 fc2 sc0 ls8 ws6\">through<span class=\"_ _5\"></span> </td><td></td><td></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 x7a9 h8 y3bf8 ff3 fs4 fc2 sc0 ls3 ws2\">prof<span class=\"_ _3\"></span>it o<span class=\"_ _3\"></span>r l<span class=\"_ _3\"></span>oss<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7d5\">As at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 2<span class=\"_ _3\"></span>024 the va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s i<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rest<span class=\"_ _3\"></span>s in S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce P<span class=\"_ _3\"></span>rop<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7d6\">was \u00a38<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>6 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a39.<span class=\"_ _3\"></span>6 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>).</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInUnconsolidatedStructuredEntitiesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-390": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls3 ws2 gs7d8\">26. Inte<span class=\"_ _3\"></span>rests in othe<span class=\"_ _3\"></span>r entities<span class=\"_ _2d1\"> </span></div><div class=\"gs3f7\"><table class=\"s w969 h1a5\" id=\"_f0c1a7e9-f7ca-4126-a901-a6bfccdc189b\"><tr><td class=\"t m0 x38d h7e y3bf9 ffe fsa fc1 sc0 lse1 wsa5\">Principal subsidiaries<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"c n x265 y3bfa w96a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment Holding<span class=\"_ _5\"></span> Companies<span class=\"_ _2d1\"> </span></div></td><td class=\"c xf18 y3bfa w96b h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">St<span class=\"_ _3\"></span>. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>ealth Management Gr<span class=\"_ _5\"></span>oup Limited</div><div class=\"t m0 xf17 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c xf1a y3bfb w96c h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e DF<span class=\"_ _3\"></span>M Ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s Li<span class=\"_ _3\"></span>mite<span class=\"_ _3\"></span>d</div><div class=\"t m0 xf19 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bfc w96d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Li<span class=\"_ _3\"></span>fe Ass<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf1b y3bfc w96e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">S<span class=\"_ _3\"></span>t. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>K pl<span class=\"_ _3\"></span>c<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c xf1a y3bfd w96f h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l pl<span class=\"_ _3\"></span>c (inco<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>n Ire<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d<span class=\"_ _5\"></span>)</div><div class=\"t m0 xf1c h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bfe w970 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _5\"></span> Management<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf1d y3bfe w86a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Un<span class=\"_ _3\"></span>it Trust G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3bff ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>it Trust Ad<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>ion </td><td></td></tr><tr><td class=\"c n x265 y3741 w971 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">and IS<span class=\"_ _5\"></span>A Management<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf1e y3741 w972 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t Adm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>trat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bb2 w973 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Distribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf1f y3bb2 w86c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">St. James\u2019<span class=\"_ _5\"></span>s Place<span class=\"_ _5\"></span> Wealt<span class=\"_ _5\"></span>h Management<span class=\"_ _5\"></span> plc<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c00 w974 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Management<span class=\"_ _5\"></span> Ser<span class=\"_ _3\"></span>vices<span class=\"_ _2d1\"> </span></div></td><td class=\"c xf21 y3c00 w975 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t Se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted</div><div class=\"t m0 xf20 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bb5 w976 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>y C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf22 y3bb5 w977 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ip S<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3921 w978 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Adviser<span class=\"_ _5\"></span> Acquisitions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf23 y3921 w979 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">St. James\u2019s<span class=\"_ _5\"></span> Place Acquisi<span class=\"_ _5\"></span>tion Services Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w97a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Asia Dist<span class=\"_ _5\"></span>ribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf24 y3730 w97b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">St<span class=\"_ _3\"></span>. James\u2019s<span class=\"_ _5\"></span> Place In<span class=\"_ _5\"></span>ternational<span class=\"_ _5\"></span> Distribution Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w97c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Discret<span class=\"_ _5\"></span>ionar<span class=\"_ _3\"></span>y F<span class=\"_ _5\"></span>und Management<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf25 y3731 w97d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Rowan<span class=\"_ _5\"></span> Dar<span class=\"_ _3\"></span>tington<span class=\"_ _5\"></span> &amp; Co. Limi<span class=\"_ _5\"></span>ted<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs7d9\">1 <span class=\"_ _3a\"> </span>D<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>y he<span class=\"_ _3\"></span>ld b<span class=\"_ _3\"></span>y St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs7da\">2 <span class=\"_ _2d\"> </span>The C<span class=\"_ _5\"></span>ompany also<span class=\"_ _5\"></span> operates<span class=\"_ _5\"></span> a branch<span class=\"_ _5\"></span> in Singapore.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3d ws3d gs7db\">3 <span class=\"_ _2d\"> </span>The<span class=\"_ _5\"></span> Company also<span class=\"_ _5\"></span> operates<span class=\"_ _5\"></span> a br<span class=\"_ _5\"></span>anch in the<span class=\"_ _5\"></span> Republic of<span class=\"_ _5\"></span> Ireland.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7dc\">Ongoing solvenc<span class=\"_ _5\"></span>y requir<span class=\"_ _5\"></span>ements with<span class=\"_ _5\"></span>in the lif<span class=\"_ _5\"></span>e assur<span class=\"_ _5\"></span>ance, unit t<span class=\"_ _5\"></span>rust and financ<span class=\"_ _5\"></span>ial services </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7dd\">companies of<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup re<span class=\"_ _5\"></span>strict t<span class=\"_ _5\"></span>heir ability to<span class=\"_ _5\"></span> distribut<span class=\"_ _5\"></span>e all t<span class=\"_ _5\"></span>heir distribut<span class=\"_ _5\"></span>able reserves.<span class=\"_ _2d1\"> </span></div>I<span class=\"_ _2d1\"> </span>n<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d be<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>w is a f<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>l li<span class=\"_ _3\"></span>st of t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>lc G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p at 3<span class=\"_ _3\"></span>1 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r 2024:<span class=\"_ _2d1\"> </span><table class=\"s w97e h1a6\" id=\"_ce6993fc-017c-483c-91b9-c70aee4028a2\"><tr><td></td><td class=\"t m0 xf26 h7e y3c01 ffe fsa fc1 sc0 lse1 wsa5\">Company </td><td></td><td></td><td></td><td></td><td class=\"t m0 xf27 h7e y3c01 ffe fsa fc1 sc0 ls3 ws2\">Cou<span class=\"_ _3\"></span>ntr<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f </td><td></td><td class=\"t m0 xf28 h7e y3c01 ffe fsa fc1 sc0 ls21 ws20\">Aud<span class=\"_ _3\"></span>it <span class=\"ls3 ws2\"> </span></td></tr><tr><td class=\"t m0 x33d h7e y3c02 ffe fsa fc1 sc0 lsd wsc\">Entit<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></td><td class=\"c n x8b8 y3c03 w97f h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls13f wsad\">number<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf29 y3c03 w980 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1f ws1e\">Registered office<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf2a y3c03 w981 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls20 ws1f\">incorporation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2b y3c03 w982 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lse1 wsa5\">Principal activity<span class=\"_ _2d1\"> </span></div></td><td class=\"t m0 xf28 h7e y3c02 ffe fsa fc1 sc0 ls1a ws19\">exemptio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"c n x265 y3c05 w983 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Cabot P<span class=\"_ _5\"></span>ort<span class=\"_ _3\"></span>folio Nominees<span class=\"_ _5\"></span> Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2c y3c05 w984 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls59 ws57\">03636010<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf2d y3c05 w985 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">2610<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x71b y3c05 w986 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">The Quadr<span class=\"_ _5\"></span>ant, Aztec Wes<span class=\"_ _5\"></span>t, Almondsbury, Brist<span class=\"_ _5\"></span>ol, England, BS3<span class=\"_ _5\"></span>2 4A<span class=\"_ _5\"></span>Q<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2e y3c05 w987 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">E<span class=\"_ _5\"></span>ngland and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2f y3c05 w988 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Nominee company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf30 y3c05 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c06 w98a h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Capst<span class=\"_ _5\"></span>one Financial (<span class=\"_ _6\"></span>HK)<span class=\"_ _5\"></span> Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2c y3c06 w98b h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">12564<span class=\"_ _3\"></span>31<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf31 y3c06 w98c h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">8<span class=\"_ _3\"></span>F Kail<span class=\"_ _3\"></span>ey Tower, 16 S<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ey St<span class=\"_ _3\"></span>ree<span class=\"_ _3\"></span>t Ce<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ral<span class=\"_ _3\"></span>, H<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g Kong<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf32 y3c06 w98d h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Hong<span class=\"_ _5\"></span> Kong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf33 y3c06 w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf34 y3c06 w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c07 w990 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">CG<span class=\"_ _5\"></span>A Financial &amp;<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Services Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf35 y3c07 w991 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls67 ws65\">02666180<span class=\"_ _99\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf36 y3c07 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf37 y3c07 w993 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf38 y3c07 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c08 w995 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Dartington P<span class=\"_ _5\"></span>or<span class=\"_ _3\"></span>tfolio Nominees<span class=\"_ _5\"></span> Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf39 y3c08 w996 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls10f ws18a\">014<span class=\"_ _3\"></span>89<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>42<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf3a y3c08 w997 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">2610<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf3b y3c08 w986 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">The<span class=\"_ _5\"></span> Quadrant, Aztec<span class=\"_ _5\"></span> West, Almondsbury<span class=\"_ _5\"></span>, Bristol,<span class=\"_ _5\"></span> England, BS32<span class=\"_ _5\"></span> 4AQ<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3c y3c08 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3d y3c08 w999 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Nominee compan<span class=\"_ _5\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3e y3c08 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c09 w99a h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Edwar<span class=\"_ _5\"></span>ds Wealt<span class=\"_ _5\"></span>h Lt<span class=\"_ _5\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3f y3c09 w99b h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">09229<span class=\"_ _3\"></span>694<span class=\"_ _32\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf40 y3c09 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf41 y3c09 w993 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf42 y3c09 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c0a ff3 fs16 fc2 sc0 ls61 ws5f\">Fortura<span class=\"_ _5\"></span> Financial Partners Limit<span class=\"_ _5\"></span>ed <span class=\"ls3 ws2\"> </span></td><td class=\"c n x8b8 y3c0b w99b h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls10e ws11d\">143<span class=\"_ _3\"></span>206<span class=\"_ _3\"></span>41<span class=\"_ _c\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf43 y3c0b w99c h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf44 y3c0b w99d h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf45 y3c0b w99e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c0c ff3 fs16 fc2 sc0 ls62 ws60\">(pr<span class=\"_ _5\"></span>eviously Tiv<span class=\"_ _5\"></span>oli Priv<span class=\"_ _5\"></span>ate C<span class=\"_ _5\"></span>lients Limit<span class=\"_ _5\"></span>ed<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c0d w99f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Futur<span class=\"_ _5\"></span>e Pr<span class=\"_ _5\"></span>oof Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf46 y3c0d w9a0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls66 ws64\">076<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>31<span class=\"_ _3\"></span>9<span class=\"_ _16b\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf47 y3c0d w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf48 y3c0d w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf49 y3c0d w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c0e w9a1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Ian Cockbain<span class=\"_ _5\"></span> Wealth Management<span class=\"_ _5\"></span> Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4a y3c0e w9a2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls6f ws18b\">04<span class=\"_ _3\"></span>63<span class=\"_ _3\"></span>9701<span class=\"_ _16b\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf40 y3c0e w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf41 y3c0e w993 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf42 y3c0e w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c0f w9a3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Lewingt<span class=\"_ _5\"></span>on W<span class=\"_ _5\"></span>ealth Management Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4b y3c0f w9a4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls28 ws27\">04290504<span class=\"_ _e1\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf4c y3c0f w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4d y3c0f w9a5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4e y3c0f w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c10 w9a6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Linden House<span class=\"_ _5\"></span> Financial Services Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4f y3c10 w9a7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">0299<span class=\"_ _3\"></span>0295<span class=\"_ _32\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf50 y3c10 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf51 y3c10 w9a5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf49 y3c10 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c11 w9a8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">M.<span class=\"_ _3\"></span>H.<span class=\"_ _3\"></span>S. (<span class=\"_ _6\"></span>Hol<span class=\"_ _3\"></span>dings<span class=\"_ _6\"></span>) Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf52 y3c11 w9a9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7b ws7c\">00559995<span class=\"_ _16e\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf47 y3c11 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf48 y3c11 w9aa h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Non-t<span class=\"_ _5\"></span>rading<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3e y3c11 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c12 w9ab h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Perennial<span class=\"_ _5\"></span> Financial Management Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf53 y3c12 w9ac h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls28 ws27\">04609753<span class=\"_ _32\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf54 y3c12 w9ad h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">E<span class=\"_ _5\"></span>ngland and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf55 y3c12 w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf56 y3c12 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c13 w9ae h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">Policy<span class=\"_ _5\"></span> Services Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf57 y3c13 w9af h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">SC2<span class=\"_ _3\"></span>301<span class=\"_ _3\"></span>67<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x6b6 y3c13 w9b0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">O<span class=\"_ _3\"></span>rac<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e Cam<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>, B<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ck<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>s Roa<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, Li<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>thg<span class=\"_ _3\"></span>ow, We<span class=\"_ _3\"></span>st Lot<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>, E<span class=\"_ _3\"></span>H49 7<span class=\"_ _3\"></span>BF,<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf2a y3c13 w9b1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Scotland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf58 y3c13 w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf59 y3c13 w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c14 w9b2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Reflect<span class=\"_ _5\"></span> Financial Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4b y3c14 w9b3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7d ws6e\">04<span class=\"_ _3\"></span>373946<span class=\"_ _e9\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td class=\"t m0 xf5a h73 y3c15 ff3 fs16 fc2 sc0 ls61 ws5f\">United<span class=\"_ _5\"></span> Kingdom<span class=\"_ _2d1\"> </span></td><td></td><td></td><td class=\"c n xf5b y3c14 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf5c y3c14 w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf5d y3c14 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c16 w9b4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Rowan<span class=\"_ _5\"></span> Dartington &amp;<span class=\"_ _5\"></span> Co. Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf5e y3c16 w9b5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lsc4 wsc7\">027<span class=\"_ _3\"></span>523<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>4<span class=\"_ _aa\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf5f y3c16 w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf60 y3c16 w9b7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St<span class=\"_ _5\"></span>ockbroker<span class=\"_ _5\"></span> and<span class=\"_ _2d1\"> </span></div></td><td class=\"t m0 xf28 h73 y3c17 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 xf61 h73 y3c18 ff3 fs16 fc2 sc0 ls61 ws5f\">inv<span class=\"_ _5\"></span>estment manager<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"c n x265 y3c19 w9b8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Rowan<span class=\"_ _5\"></span> Dartington Holdings Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc05 y3c19 w9b9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls6f ws18b\">07<span class=\"_ _5\"></span>4702<span class=\"_ _3\"></span>26<span class=\"_ _bd\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf62 y3c19 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf63 y3c19 w9ba h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding compan<span class=\"_ _5\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf64 y3c19 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c1a w9bb h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">SJ<span class=\"_ _3\"></span>P Le<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>cy H<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s Ltd<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf65 y3c1a w9bc h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">SC4929<span class=\"_ _3\"></span>06<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf66 y3c1a w9bd h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">O<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>e Ca<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>, B<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>kn<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s Ro<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>, L<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>w, West Lo<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, EH49 7<span class=\"_ _3\"></span>B<span class=\"_ _3\"></span>F<span class=\"_ _5\"></span>,<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf2a y3c1a w9b1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Scotland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf58 y3c1a w9be h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf67 y3c1a w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 xf5a h73 y3c1b ff3 fs16 fc2 sc0 ls61 ws5f\">United<span class=\"_ _5\"></span> Kingdom<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c1c w9bf h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">SJP Partner L<span class=\"_ _5\"></span>oans No.<span class=\"_ _5\"></span> 1 Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf68 y3c1c w9c0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls160 ws18c\">1<span class=\"_ _5\"></span>139090<span class=\"_ _5\"></span>1<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf69 y3c1c w9c1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>0t<span class=\"_ _3\"></span>h Fl<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>r, 5 Chu<span class=\"_ _3\"></span>rch<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e, Lo<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>n, E<span class=\"_ _3\"></span>14 5<span class=\"_ _3\"></span>H<span class=\"_ _3\"></span>U, U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ted K<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>m<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf6a y3c1c w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf6b y3c1c w9c2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lse4 ws75\">Securitisat<span class=\"_ _5\"></span>ion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf6c y3c1c w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c1d w9c3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place (<span class=\"_ _6\"></span>Hong Kong<span class=\"_ _5\"></span>) Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf6d y3c1d w9c4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lsb ws9\">275<span class=\"_ _5\"></span>275<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf6e y3c1d w9c5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1s<span class=\"_ _3\"></span>t Fl<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>r, He<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>ey B<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>, 5 Q<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>\u2019s Ro<span class=\"_ _3\"></span>ad C<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>l, H<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ng Kon<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf6f y3c1d w98d h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">H<span class=\"_ _3\"></span>ong K<span class=\"_ _6\"></span>ong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf70 y3c1d w9c6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Overseas distribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf71 y3c1d w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c1e w9c7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place (<span class=\"_ _6\"></span>Middle East<span class=\"_ _5\"></span>) Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf72 y3c1e w9c8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lseb wsf5\">6826<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td class=\"c n xf73 y3c1e w9c9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">G<span class=\"_ _3\"></span>ate D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>t Pre<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>t Bu<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g 03<span class=\"_ _3\"></span>, Un<span class=\"_ _3\"></span>it P<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ct 3<span class=\"_ _3\"></span>-<span class=\"_ _1\"></span>7<span class=\"_ _3\"></span>th F<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>or-Un<span class=\"_ _3\"></span>its 70<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>, 707</div></td><td class=\"t m0 xf27 h73 y3c1f ff3 fs16 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d Ara<span class=\"_ _3\"></span>b </td><td class=\"c n xf74 y3c20 w9ca h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Overseas<span class=\"_ _5\"></span> distribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf75 y3c20 w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td class=\"c n xf76 y3c21 w9cb h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">&amp;<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf77 y3c21 w9cc h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">708<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf78 y3c21 w9cd h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">Leve<span class=\"_ _3\"></span>l 7<span class=\"_ _5\"></span>, D<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>i Inte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al F<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al C<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tre<span class=\"_ _3\"></span>, Un<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d Ara<span class=\"_ _3\"></span>b Emi<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>,</div></td><td class=\"t m0 xf27 h73 y3c22 ff3 fs16 fc2 sc0 lse4 ws75\">Emirat<span class=\"_ _5\"></span>es<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c24 w9ce h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e (PCP<span class=\"_ _5\"></span>) Li<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf79 y3c24 w9cf h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls3 ws2\"><span class=\"ls6f ws18b\">02<span class=\"_ _3\"></span>706<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>84<span class=\"_ _e9\"> </span></span>*<span class=\"_ _2b1\"> </span></div></td><td></td><td class=\"t m0 xf5a h73 y3c25 ff3 fs16 fc2 sc0 ls3 ws2\">PO B<span class=\"_ _3\"></span>ox 5072<span class=\"_ _3\"></span>56<span class=\"_ _2d1\"> </span></td><td></td><td></td><td class=\"c n xf7a y3c24 w998 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7b y3c24 w9d0 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">T<span class=\"_ _6\"></span>ransaction and<span class=\"_ _5\"></span> serv<span class=\"_ _3\"></span>icing</div></td><td class=\"t m0 xf28 h73 y3c26 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 xf61 h73 y3c27 ff3 fs16 fc2 sc0 ls61 ws5f\">of SJP<span class=\"_ _5\"></span> income str<span class=\"_ _5\"></span>eams<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"c n x265 y3731 w9d1 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place (<span class=\"_ _6\"></span>Singapore<span class=\"_ _6\"></span>) Privat<span class=\"_ _5\"></span>e Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7c y3731 w9d2 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 lse5 wsef\">200406<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7d y3731 w9d3 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 lse5 wsef\">398R<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7e y3731 w9d4 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls3 ws2\">1 R<span class=\"_ _3\"></span>af<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e, #15<span class=\"_ _3\"></span>-61 O<span class=\"_ _3\"></span>ne R<span class=\"_ _3\"></span>af<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e, 0<span class=\"_ _3\"></span>48<span class=\"_ _3\"></span>616<span class=\"_ _3\"></span>, Si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>re<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf7f y3731 w8fb h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">Singapore<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf80 y3731 w99d h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf81 y3731 w9d5 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr></table><div class=\"gs390\"><table class=\"s w97e h1a9\" id=\"_86378b38-a8b0-412b-b554-c8806e902039\"><tr><td></td><td class=\"t m0 xf26 h7e y3c28 ffe fsa fc1 sc0 lse1 wsa5\">Company </td><td></td><td></td><td class=\"t m0 xf27 h7e y3c28 ffe fsa fc1 sc0 ls3 ws2\">Cou<span class=\"_ _3\"></span>ntr<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f </td><td></td><td class=\"t m0 xf28 h7e y3c28 ffe fsa fc1 sc0 ls21 ws20\">Aud<span class=\"_ _3\"></span>it <span class=\"ls3 ws2\"> </span></td></tr><tr><td class=\"t m0 x33d h7e y3c29 ffe fsa fc1 sc0 lsd wsc\">Entit<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></td><td class=\"c n x8b8 y3c2a w97f h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls13f wsad\">number<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf29 y3c2a w980 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1f ws1e\">Registered office<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2a y3c2a w981 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls20 ws1f\">incorporation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2b y3c2a w982 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lse1 wsa5\">Principal activity<span class=\"_ _2d1\"> </span></div></td><td class=\"t m0 xf28 h7e y3c29 ffe fsa fc1 sc0 ls1a ws19\">exemptio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"c n x265 y3c2b w9d6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lse6 wsf0\">St. James\u2019s Place A<span class=\"_ _5\"></span>cquisition Ser<span class=\"_ _3\"></span>vices Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ba y3c2b w9d7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls63 ws61\">07730835<span class=\"_ _e5\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf7a y3c2b w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7b y3c2b w9d8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">Adviser<span class=\"_ _5\"></span> acquisitions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf82 y3c2b w99e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c2c w9d9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Corpor<span class=\"_ _5\"></span>ate Secr<span class=\"_ _5\"></span>etary Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf83 y3c2c w9da h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls67 ws65\">09<span class=\"_ _5\"></span>131866<span class=\"_ _b1\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td class=\"c n xf84 y3c2c w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf85 y3c2c w9db h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Corporat<span class=\"_ _5\"></span>e secret<span class=\"_ _5\"></span>ary<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf86 y3c2c w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c2d w9dc h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place DFM<span class=\"_ _5\"></span> Holdings Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf87 y3c2d w9dd h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">09<span class=\"_ _3\"></span>687687<span class=\"_ _e9\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf88 y3c2d w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf89 y3c2d w9de h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8a y3c2d w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c2e w9df h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Int<span class=\"_ _5\"></span>ernational (<span class=\"_ _6\"></span>Hong Kong<span class=\"_ _5\"></span>) Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8b y3c2e w9e0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls66 ws64\">2<span class=\"_ _3\"></span>2076<span class=\"_ _3\"></span>94<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf8c y3c2e w9e1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1st F<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r, Hen<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>y Bu<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>, 5 Qu<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>\u2019s Roa<span class=\"_ _3\"></span>d Ce<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ral<span class=\"_ _3\"></span>, H<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g Kon<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8d y3c2e w9e2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Hong K<span class=\"_ _5\"></span>ong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8e y3c2e w9e3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Life assur<span class=\"_ _5\"></span>ance<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8f y3c2e w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c2f w9e4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Int<span class=\"_ _5\"></span>ernational Distributi<span class=\"_ _5\"></span>on Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf46 y3c2f w9e5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls28 ws27\">08798683<span class=\"_ _32\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td class=\"c n xf90 y3c2f w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf91 y3c2f w9de h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf92 y3c2f w99e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c30 w9e6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>nter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>al p<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>c<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf93 y3c30 w9e7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">185345<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf94 y3c30 w9e8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Fleming Court, Flemings Place,<span class=\"_ _5\"></span> Dublin 4, Ireland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf95 y3c30 w9e9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Ireland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf96 y3c30 w9ea h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Life<span class=\"_ _5\"></span> assurance<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf97 y3c30 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c31 w9eb h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Inv<span class=\"_ _5\"></span>estment A<span class=\"_ _5\"></span>dministrati<span class=\"_ _5\"></span>on Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf98 y3c31 w9ec h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls66 ws64\">0<span class=\"_ _3\"></span>876<span class=\"_ _3\"></span>42<span class=\"_ _3\"></span>31<span class=\"_ _39\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf99 y3c31 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9a y3c31 w9ed h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lse4 ws75\">Unit<span class=\"_ _5\"></span> trust administrat<span class=\"_ _5\"></span>ion</div></td><td class=\"t m0 xf28 h73 y3c32 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 xf61 h73 y3c33 ff3 fs16 fc2 sc0 ls61 ws5f\">and ISA<span class=\"_ _5\"></span> manager<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"c n x265 y3c34 w9ee h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Management Services Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9b y3c34 w9ef h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lsf7 ws101\">026<span class=\"_ _3\"></span>610<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>4<span class=\"_ _99\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf95 y3c34 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9c y3c34 w9f0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lse3 wsee\">Management<span class=\"_ _5\"></span> services<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9d y3c34 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c35 w9f1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Nominees Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf87 y3c35 w9f2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls66 ws64\">0<span class=\"_ _3\"></span>876<span class=\"_ _3\"></span>42<span class=\"_ _3\"></span>14<span class=\"_ _16b\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf9e y3c35 w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9f y3c35 w9f3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Nominee company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf64 y3c35 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c36 w9f4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Partnership Services Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa0 y3c36 w9f5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls75 ws76\">08201211<span class=\"_ _22\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td class=\"c n xfa1 y3c36 w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa2 y3c36 w9f6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">T<span class=\"_ _5\"></span>reasury company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa3 y3c36 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c37 w9f7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>K pl<span class=\"_ _3\"></span>c<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa4 y3c37 w9f8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\"><span class=\"ls7c ws7d\">02628<span class=\"_ _3\"></span>062<span class=\"_ _e5\"> </span></span>*<span class=\"_ _2b1\"> </span></div></td><td></td><td></td><td class=\"c n xfa5 y3c37 w99c h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa6 y3c37 w9e3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Life assur<span class=\"_ _5\"></span>ance<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa7 y3c37 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c38 w9f9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st G<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>up L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa8 y3c38 w9fa h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\"><span class=\"ls66 ws64\">0<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>9476<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>4<span class=\"_ _32\"> </span></span>*<span class=\"_ _2b1\"> </span></div></td><td></td><td></td><td class=\"c n xfa9 y3c38 w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfaa y3c38 w9fb h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Unit trust<span class=\"_ _5\"></span> management<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfab y3c38 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c39 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>ealth Management (<span class=\"_ _6\"></span>Shanghai<span class=\"_ _5\"></span>) </td><td class=\"c n x8b8 y3c3a w9fc h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7d ws6e\">1511517<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xfac y3c3a w9fd h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>st F<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>or, H<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ley B<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g, 5 Q<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n\u2019s R<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>d Ce<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ral<span class=\"_ _3\"></span>, H<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g Kong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfad y3c3a w9e2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Hong K<span class=\"_ _5\"></span>ong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfae y3c3a w9fe h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Overseas dist<span class=\"_ _5\"></span>ribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfaf y3c3a w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c3b ff3 fs16 fc2 sc0 ls61 ws5f\">Limited<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c3c w9ff h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>ealth Management Gr<span class=\"_ _5\"></span>oup Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb0 y3c3c w9d7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7c ws7d\">02627<span class=\"_ _3\"></span>518<span class=\"_ _39\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xfb1 y3c3c wa00 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb2 y3c3c wa01 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding compan<span class=\"_ _5\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb3 y3c3c w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c3d ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>ealth Management Int<span class=\"_ _5\"></span>ernational </td><td class=\"c n x8b8 y3c3e wa02 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls75 ws76\">20132345<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb4 y3c3e wa03 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls75 ws76\">3N<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb5 y3c3e wa04 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1 Ra<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>es P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>, #15<span class=\"_ _3\"></span>-61 On<span class=\"_ _3\"></span>e Ra<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>es P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>, 04<span class=\"_ _3\"></span>86<span class=\"_ _3\"></span>16<span class=\"_ _3\"></span>, Si<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>re<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb6 y3c3e wa05 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Sing<span class=\"_ _3\"></span>apore<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb7 y3c3e w9be h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb8 y3c3e w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c3f ff3 fs16 fc2 sc0 lsfc ws108\">P<span class=\"_ _3\"></span>te. L<span class=\"_ _3\"></span>td<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c40 wa06 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Wea<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>th M<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>lc<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf79 y3c40 w9a7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\"><span class=\"ls10e ws11d\">041<span class=\"_ _3\"></span>139<span class=\"_ _3\"></span>55<span class=\"_ _b1\"> </span></span>*<span class=\"_ _2b1\"> </span></div></td><td></td><td></td><td class=\"c n xfb9 y3c40 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfba y3c40 wa07 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">UK distribut<span class=\"_ _5\"></span>ion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf49 y3c40 w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c41 wa08 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">T<span class=\"_ _6\"></span>e<span class=\"_ _3\"></span>chnical Connec<span class=\"_ _5\"></span>tion Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbb y3c41 wa09 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7b ws7c\">0317847<span class=\"_ _6\"></span>4<span class=\"_ _b1\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td class=\"c n xfbc y3c41 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbd y3c41 wa0a h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">T<span class=\"_ _5\"></span>ax and<span class=\"_ _5\"></span> advisory services<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58a y3c41 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c24 wa0b h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">T<span class=\"_ _5\"></span>ring Financial<span class=\"_ _5\"></span> Management Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbb y3c24 wa0c h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls63 ws61\">054<span class=\"_ _3\"></span>87108<span class=\"_ _99\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf40 y3c24 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf41 y3c24 wa0d h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">P<span class=\"_ _5\"></span>olicy administ<span class=\"_ _5\"></span>ration<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbe y3c24 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c42 wa0e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Virtue Money Limi<span class=\"_ _5\"></span>ted<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbf y3c42 wa0f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls63 ws61\">SC346827<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xfc0 y3c42 wa10 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">Ora<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>e Ca<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>, B<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ck<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s Ro<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>, L<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>gow, We<span class=\"_ _3\"></span>st Lo<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, EH49 7<span class=\"_ _3\"></span>B<span class=\"_ _3\"></span>F<span class=\"_ _5\"></span>,<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2a y3c42 w9b1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Scotland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf58 y3c42 w9be h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf67 y3c42 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 xf5a h73 y3c43 ff3 fs16 fc2 sc0 ls61 ws5f\">United<span class=\"_ _5\"></span> Kingdom<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr></table></div><div class=\"t m0 h1c ff3 fsa fc2 sc0 ls3 ws2 gs7e2\">*  <span class=\"_ _2a\"> </span>In<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s S<span class=\"_ _3\"></span>t. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce H<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>e, 1 Tetb<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y Ro<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>, Ci<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>ter, G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>, GL7 1<span class=\"_ _3\"></span>FP.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7e4\">Wh<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e, s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s of S<span class=\"_ _3\"></span>t. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c h<span class=\"_ _3\"></span>ave ta<span class=\"_ _3\"></span>ken a<span class=\"_ _3\"></span>dva<span class=\"_ _3\"></span>ntag<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7e5\">or a<span class=\"_ _3\"></span>re exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted to ta<span class=\"_ _3\"></span>ke ad<span class=\"_ _3\"></span>vanta<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>, of t<span class=\"_ _3\"></span>he ex<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on f<span class=\"_ _3\"></span>rom s<span class=\"_ _3\"></span>tatu<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>it g<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ted by s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7e6\">479A of the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es Ac<span class=\"_ _3\"></span>t 200<span class=\"_ _3\"></span>6. I<span class=\"_ _3\"></span>n a<span class=\"_ _3\"></span>cco<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 479C<span class=\"_ _3\"></span>, St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c ha<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7e7\">gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>ll t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>s at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24 of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7e8\">All G<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>up co<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>ave a<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g refe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r. The tax re<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>y </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7e9\">of each<span class=\"_ _5\"></span> subsidiary is the<span class=\"_ _5\"></span> same as t<span class=\"_ _5\"></span>he country of<span class=\"_ _5\"></span> incorporation.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7ea\">10<span class=\"_ _3\"></span>0% of t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal i<span class=\"_ _3\"></span>s he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d for th<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>es l<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng ta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e, w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls57 ws55 gs7eb\">the exception of<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs7ec\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">SJ<span class=\"_ _3\"></span>P Par<span class=\"_ _2\"></span>tne<span class=\"_ _3\"></span>r Loa<span class=\"_ _3\"></span>ns N<span class=\"_ _3\"></span>o. 1 L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d (11390<span class=\"_ _3\"></span>901), whe<span class=\"_ _3\"></span>re 10<span class=\"_ _3\"></span>0% o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y sh<span class=\"_ _3\"></span>are c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l is h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by a </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7ed\">thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>. No<span class=\"_ _3\"></span>te tha<span class=\"_ _3\"></span>t al<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es of S<span class=\"_ _3\"></span>J<span class=\"_ _3\"></span>P Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r Loa<span class=\"_ _3\"></span>ns </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7ee\">No<span class=\"_ _3\"></span>.1 L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d are re<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>nd r<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g-fen<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d from t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>the<span class=\"_ _3\"></span>r as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff15 fs16 fc2 sc0 ls3 ws2 gs7ef\"><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">Lewi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>gton We<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>th M<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted (04290<span class=\"_ _3\"></span>504) whe<span class=\"_ _3\"></span>re 25% of th<span class=\"_ _3\"></span>e eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y sh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re cap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7f0\">is h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by a th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>-par<span class=\"_ _2\"></span>ty e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7f1\">Fol<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>n as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>l in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 10 i<span class=\"_ _3\"></span>t wa<span class=\"_ _3\"></span>s dete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t SJ<span class=\"_ _3\"></span>P </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7f2\">Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r Loa<span class=\"_ _3\"></span>ns N<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>. 1 Li<span class=\"_ _3\"></span>mite<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d Lew<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gto<span class=\"_ _3\"></span>n Wea<span class=\"_ _3\"></span>lth M<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d are c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d by </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7f3\">the Gr<span class=\"_ _5\"></span>oup and<span class=\"_ _5\"></span> thus consolidat<span class=\"_ _5\"></span>ed.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs7f4\">In addition, t<span class=\"_ _5\"></span>he Group<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements<span class=\"_ _5\"></span> consolidate<span class=\"_ _5\"></span> the f<span class=\"_ _5\"></span>ollowing unit<span class=\"_ _5\"></span> trusts, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7f5\">al<span class=\"_ _3\"></span>l of w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re reg<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d in En<span class=\"_ _3\"></span>gl<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d Wal<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7f6\">tru<span class=\"_ _3\"></span>st m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>r, St. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ce U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>s St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ho<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>e, </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7f7\">1 T<span class=\"_ _5\"></span>etb<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y Ro<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>, Ci<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>r, Glo<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>ters<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>re G<span class=\"_ _3\"></span>L7 1FP<span class=\"_ _5\"></span>, Un<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d Ki<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs7f8\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ad<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>s Gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs7f9\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ad<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>s In<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al G<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>h Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs7fa\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e As<span class=\"_ _3\"></span>ia P<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls61 ws5f gs7fb\">St. James\u2019s<span class=\"_ _5\"></span> Place Balance InR<span class=\"_ _5\"></span>etirement<span class=\"_ _5\"></span> Unit T<span class=\"_ _6\"></span>rust </div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs7fc\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e B<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d G<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls61 ws5f gs7fd\">St. James\u2019s<span class=\"_ _5\"></span> Place Balanced Int<span class=\"_ _5\"></span>ernational Gr<span class=\"_ _5\"></span>owth Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls61 ws5f gs7fe\">St. James\u2019s<span class=\"_ _5\"></span> Place Balanced Managed Unit<span class=\"_ _5\"></span> T<span class=\"_ _5\"></span>rust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs7ff\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vati<span class=\"_ _3\"></span>ve G<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t </div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs800\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vati<span class=\"_ _3\"></span>ve I<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l Gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t </div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls61 ws5f gs801\">St. James\u2019s<span class=\"_ _5\"></span> Place Cont<span class=\"_ _5\"></span>inental E<span class=\"_ _5\"></span>uropean Unit<span class=\"_ _5\"></span> T<span class=\"_ _5\"></span>rust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls61 ws5f gs802\">St. James\u2019s<span class=\"_ _5\"></span> Place Corpor<span class=\"_ _5\"></span>ate Bond<span class=\"_ _5\"></span> Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs803\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e D<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d As<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts (F<span class=\"_ _5\"></span>AI<span class=\"_ _3\"></span>F) Uni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls61 ws5f gs804\">St. James\u2019s<span class=\"_ _5\"></span> Place Diversified<span class=\"_ _5\"></span> Bond Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs805\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Em<span class=\"_ _3\"></span>erg<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g M<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>kets Eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs806\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Ab<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>te Ret<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>n Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls61 ws5f gs807\">St. James\u2019s<span class=\"_ _5\"></span> Place Global E<span class=\"_ _5\"></span>merging Mark<span class=\"_ _5\"></span>ets Unit<span class=\"_ _5\"></span> T<span class=\"_ _5\"></span>rust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs808\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls61 ws5f gs809\">St. James\u2019s<span class=\"_ _5\"></span> Place Global Go<span class=\"_ _5\"></span>vernment Bond<span class=\"_ _5\"></span> Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls61 ws5f gs80a\">St. James\u2019s<span class=\"_ _5\"></span> Place Global Go<span class=\"_ _5\"></span>vernment Inf<span class=\"_ _5\"></span>lation Link<span class=\"_ _5\"></span>ed Bond Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs80b\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs80c\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l H<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>h Yi<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d B<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>d Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t </div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs80d\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Qu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls61 ws5f gs80e\">St. James\u2019s<span class=\"_ _5\"></span> Place Global Smaller<span class=\"_ _5\"></span> Companies Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs80f\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Un<span class=\"_ _3\"></span>it Tru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs810\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Valu<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls61 ws5f gs811\">St. James\u2019s<span class=\"_ _5\"></span> Place Great<span class=\"_ _5\"></span>er E<span class=\"_ _5\"></span>uropean Pr<span class=\"_ _5\"></span>ogressive<span class=\"_ _5\"></span> Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs812\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>th I<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>Ret<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs813\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>nter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>al E<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs814\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent G<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>de C<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>rate B<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>nd U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs815\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ja<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>an U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs816\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e M<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d Gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs817\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e M<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ey M<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs818\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e N<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>h Ame<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>an U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs819\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>s 1 U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs81a\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>s 2 U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs81b\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>s 3 U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs81c\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>s 4 U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs81d\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Pr<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e In<span class=\"_ _3\"></span>Ret<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt U<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t </div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs81e\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e S<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>ic I<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs81f\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e S<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>ic M<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>d U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls61 ws5f gs820\">St. James\u2019s<span class=\"_ _5\"></span> Place Sust<span class=\"_ _5\"></span>ainable &amp; Re<span class=\"_ _5\"></span>sponsible Equity Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs821\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>K Equ<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y I<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust </div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls3 ws2 gs822\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>K Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h73 ff3 fs16 fc2 sc0 ls61 ws5f gs823\">St. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>orldwide Income Unit<span class=\"_ _5\"></span> T<span class=\"_ _5\"></span>rust<span class=\"_ _2d1\"> </span></div>Individually immaterial<span class=\"_ _5\"></span> associates<span class=\"_ _2d1\"> </span>The Gr<span class=\"_ _5\"></span>oup also<span class=\"_ _5\"></span> has int<span class=\"_ _5\"></span>erests in<span class=\"_ _5\"></span> individually immat<span class=\"_ _5\"></span>erial associat<span class=\"_ _5\"></span>es that ar<span class=\"_ _5\"></span>e accoun<span class=\"_ _5\"></span>ted f<span class=\"_ _5\"></span>or using the equity met<span class=\"_ _5\"></span>hod.<span class=\"_ _2d1\"> </span><table class=\"s w62d h1aa\" id=\"_b2c4dd6e-be57-4f40-93a2-bf575aca2f64\"><tr><td></td><td class=\"t m0 x41b h7e y3c44 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3c44 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y3c45 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3c45 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y3c46 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y3c47 w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c48 wa11 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Aggr<span class=\"_ _5\"></span>egate carrying v<span class=\"_ _5\"></span>alue of individually<span class=\"_ _5\"></span> immaterial<span class=\"_ _5\"></span> associates<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc1 y3c48 wa12 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc2 y3c48 wa13 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3c49 ff3 fs4 fc2 sc0 ls3 ws2\">Agg<span class=\"_ _3\"></span>reg<span class=\"_ _3\"></span>ate a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ts of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re of tota<span class=\"_ _3\"></span>l </td><td></td><td></td></tr><tr><td class=\"c n x265 y3731 wa14 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">comprehensiv<span class=\"_ _5\"></span>e income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc3 y3731 w3c5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc4 y3731 w120 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1</div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-439": {
   "value": "26. Inte<span class=\"_ _3\"></span>rests in othe<span class=\"_ _3\"></span>r entities<span class=\"_ _2d1\"> </span><table class=\"s w969 h1a5\" id=\"_f0c1a7e9-f7ca-4126-a901-a6bfccdc189b\"><tr><td class=\"t m0 x38d h7e y3bf9 ffe fsa fc1 sc0 lse1 wsa5\">Principal subsidiaries<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"c n x265 y3bfa w96a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment Holding<span class=\"_ _5\"></span> Companies<span class=\"_ _2d1\"> </span></div></td><td class=\"c xf18 y3bfa w96b h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">St<span class=\"_ _3\"></span>. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>ealth Management Gr<span class=\"_ _5\"></span>oup Limited</div><div class=\"t m0 xf17 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c xf1a y3bfb w96c h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e DF<span class=\"_ _3\"></span>M Ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s Li<span class=\"_ _3\"></span>mite<span class=\"_ _3\"></span>d</div><div class=\"t m0 xf19 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bfc w96d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Li<span class=\"_ _3\"></span>fe Ass<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf1b y3bfc w96e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">S<span class=\"_ _3\"></span>t. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>K pl<span class=\"_ _3\"></span>c<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c xf1a y3bfd w96f h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l pl<span class=\"_ _3\"></span>c (inco<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>n Ire<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d<span class=\"_ _5\"></span>)</div><div class=\"t m0 xf1c h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bfe w970 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _5\"></span> Management<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf1d y3bfe w86a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Un<span class=\"_ _3\"></span>it Trust G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3bff ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>it Trust Ad<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>ion </td><td></td></tr><tr><td class=\"c n x265 y3741 w971 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">and IS<span class=\"_ _5\"></span>A Management<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf1e y3741 w972 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t Adm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>trat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bb2 w973 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Distribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf1f y3bb2 w86c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">St. James\u2019<span class=\"_ _5\"></span>s Place<span class=\"_ _5\"></span> Wealt<span class=\"_ _5\"></span>h Management<span class=\"_ _5\"></span> plc<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c00 w974 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Management<span class=\"_ _5\"></span> Ser<span class=\"_ _3\"></span>vices<span class=\"_ _2d1\"> </span></div></td><td class=\"c xf21 y3c00 w975 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t Se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted</div><div class=\"t m0 xf20 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bb5 w976 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>y C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf22 y3bb5 w977 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ip S<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3921 w978 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Adviser<span class=\"_ _5\"></span> Acquisitions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf23 y3921 w979 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">St. James\u2019s<span class=\"_ _5\"></span> Place Acquisi<span class=\"_ _5\"></span>tion Services Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w97a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Asia Dist<span class=\"_ _5\"></span>ribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf24 y3730 w97b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">St<span class=\"_ _3\"></span>. James\u2019s<span class=\"_ _5\"></span> Place In<span class=\"_ _5\"></span>ternational<span class=\"_ _5\"></span> Distribution Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w97c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Discret<span class=\"_ _5\"></span>ionar<span class=\"_ _3\"></span>y F<span class=\"_ _5\"></span>und Management<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf25 y3731 w97d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Rowan<span class=\"_ _5\"></span> Dar<span class=\"_ _3\"></span>tington<span class=\"_ _5\"></span> &amp; Co. Limi<span class=\"_ _5\"></span>ted<span class=\"_ _2d1\"> </span></div></td></tr></table>1 <span class=\"_ _3a\"> </span>D<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>y he<span class=\"_ _3\"></span>ld b<span class=\"_ _3\"></span>y St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>2 <span class=\"_ _2d\"> </span>The C<span class=\"_ _5\"></span>ompany also<span class=\"_ _5\"></span> operates<span class=\"_ _5\"></span> a branch<span class=\"_ _5\"></span> in Singapore.<span class=\"_ _2d1\"> </span>3 <span class=\"_ _2d\"> </span>The<span class=\"_ _5\"></span> Company also<span class=\"_ _5\"></span> operates<span class=\"_ _5\"></span> a br<span class=\"_ _5\"></span>anch in the<span class=\"_ _5\"></span> Republic of<span class=\"_ _5\"></span> Ireland.<span class=\"_ _2d1\"> </span>Ongoing solvenc<span class=\"_ _5\"></span>y requir<span class=\"_ _5\"></span>ements with<span class=\"_ _5\"></span>in the lif<span class=\"_ _5\"></span>e assur<span class=\"_ _5\"></span>ance, unit t<span class=\"_ _5\"></span>rust and financ<span class=\"_ _5\"></span>ial services companies of<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup re<span class=\"_ _5\"></span>strict t<span class=\"_ _5\"></span>heir ability to<span class=\"_ _5\"></span> distribut<span class=\"_ _5\"></span>e all t<span class=\"_ _5\"></span>heir distribut<span class=\"_ _5\"></span>able reserves.<span class=\"_ _2d1\"> </span><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs7df\">I<span class=\"_ _2d1\"> </span>n<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d be<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>w is a f<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>l li<span class=\"_ _3\"></span>st of t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>lc G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p at 3<span class=\"_ _3\"></span>1 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r 2024:<span class=\"_ _2d1\"> </span></div><div class=\"gs7e0\"><table class=\"s w97e h1a6\" id=\"_ce6993fc-017c-483c-91b9-c70aee4028a2\"><tr><td></td><td class=\"t m0 xf26 h7e y3c01 ffe fsa fc1 sc0 lse1 wsa5\">Company </td><td></td><td></td><td></td><td></td><td class=\"t m0 xf27 h7e y3c01 ffe fsa fc1 sc0 ls3 ws2\">Cou<span class=\"_ _3\"></span>ntr<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f </td><td></td><td class=\"t m0 xf28 h7e y3c01 ffe fsa fc1 sc0 ls21 ws20\">Aud<span class=\"_ _3\"></span>it <span class=\"ls3 ws2\"> </span></td></tr><tr><td class=\"t m0 x33d h7e y3c02 ffe fsa fc1 sc0 lsd wsc\">Entit<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></td><td class=\"c n x8b8 y3c03 w97f h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls13f wsad\">number<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf29 y3c03 w980 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1f ws1e\">Registered office<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf2a y3c03 w981 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls20 ws1f\">incorporation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2b y3c03 w982 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lse1 wsa5\">Principal activity<span class=\"_ _2d1\"> </span></div></td><td class=\"t m0 xf28 h7e y3c02 ffe fsa fc1 sc0 ls1a ws19\">exemptio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"c n x265 y3c05 w983 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Cabot P<span class=\"_ _5\"></span>ort<span class=\"_ _3\"></span>folio Nominees<span class=\"_ _5\"></span> Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2c y3c05 w984 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls59 ws57\">03636010<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf2d y3c05 w985 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">2610<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x71b y3c05 w986 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">The Quadr<span class=\"_ _5\"></span>ant, Aztec Wes<span class=\"_ _5\"></span>t, Almondsbury, Brist<span class=\"_ _5\"></span>ol, England, BS3<span class=\"_ _5\"></span>2 4A<span class=\"_ _5\"></span>Q<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2e y3c05 w987 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">E<span class=\"_ _5\"></span>ngland and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2f y3c05 w988 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Nominee company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf30 y3c05 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c06 w98a h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Capst<span class=\"_ _5\"></span>one Financial (<span class=\"_ _6\"></span>HK)<span class=\"_ _5\"></span> Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2c y3c06 w98b h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">12564<span class=\"_ _3\"></span>31<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf31 y3c06 w98c h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">8<span class=\"_ _3\"></span>F Kail<span class=\"_ _3\"></span>ey Tower, 16 S<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ey St<span class=\"_ _3\"></span>ree<span class=\"_ _3\"></span>t Ce<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ral<span class=\"_ _3\"></span>, H<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g Kong<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf32 y3c06 w98d h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Hong<span class=\"_ _5\"></span> Kong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf33 y3c06 w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf34 y3c06 w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c07 w990 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">CG<span class=\"_ _5\"></span>A Financial &amp;<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Services Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf35 y3c07 w991 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls67 ws65\">02666180<span class=\"_ _99\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf36 y3c07 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf37 y3c07 w993 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf38 y3c07 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c08 w995 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Dartington P<span class=\"_ _5\"></span>or<span class=\"_ _3\"></span>tfolio Nominees<span class=\"_ _5\"></span> Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf39 y3c08 w996 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls10f ws18a\">014<span class=\"_ _3\"></span>89<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>42<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf3a y3c08 w997 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">2610<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf3b y3c08 w986 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">The<span class=\"_ _5\"></span> Quadrant, Aztec<span class=\"_ _5\"></span> West, Almondsbury<span class=\"_ _5\"></span>, Bristol,<span class=\"_ _5\"></span> England, BS32<span class=\"_ _5\"></span> 4AQ<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3c y3c08 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3d y3c08 w999 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Nominee compan<span class=\"_ _5\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3e y3c08 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c09 w99a h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Edwar<span class=\"_ _5\"></span>ds Wealt<span class=\"_ _5\"></span>h Lt<span class=\"_ _5\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3f y3c09 w99b h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">09229<span class=\"_ _3\"></span>694<span class=\"_ _32\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf40 y3c09 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf41 y3c09 w993 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf42 y3c09 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c0a ff3 fs16 fc2 sc0 ls61 ws5f\">Fortura<span class=\"_ _5\"></span> Financial Partners Limit<span class=\"_ _5\"></span>ed <span class=\"ls3 ws2\"> </span></td><td class=\"c n x8b8 y3c0b w99b h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls10e ws11d\">143<span class=\"_ _3\"></span>206<span class=\"_ _3\"></span>41<span class=\"_ _c\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf43 y3c0b w99c h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf44 y3c0b w99d h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf45 y3c0b w99e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c0c ff3 fs16 fc2 sc0 ls62 ws60\">(pr<span class=\"_ _5\"></span>eviously Tiv<span class=\"_ _5\"></span>oli Priv<span class=\"_ _5\"></span>ate C<span class=\"_ _5\"></span>lients Limit<span class=\"_ _5\"></span>ed<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c0d w99f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Futur<span class=\"_ _5\"></span>e Pr<span class=\"_ _5\"></span>oof Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf46 y3c0d w9a0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls66 ws64\">076<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>31<span class=\"_ _3\"></span>9<span class=\"_ _16b\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf47 y3c0d w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf48 y3c0d w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf49 y3c0d w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c0e w9a1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Ian Cockbain<span class=\"_ _5\"></span> Wealth Management<span class=\"_ _5\"></span> Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4a y3c0e w9a2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls6f ws18b\">04<span class=\"_ _3\"></span>63<span class=\"_ _3\"></span>9701<span class=\"_ _16b\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf40 y3c0e w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf41 y3c0e w993 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf42 y3c0e w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c0f w9a3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Lewingt<span class=\"_ _5\"></span>on W<span class=\"_ _5\"></span>ealth Management Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4b y3c0f w9a4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls28 ws27\">04290504<span class=\"_ _e1\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf4c y3c0f w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4d y3c0f w9a5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4e y3c0f w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c10 w9a6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Linden House<span class=\"_ _5\"></span> Financial Services Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4f y3c10 w9a7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">0299<span class=\"_ _3\"></span>0295<span class=\"_ _32\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf50 y3c10 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf51 y3c10 w9a5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf49 y3c10 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c11 w9a8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">M.<span class=\"_ _3\"></span>H.<span class=\"_ _3\"></span>S. (<span class=\"_ _6\"></span>Hol<span class=\"_ _3\"></span>dings<span class=\"_ _6\"></span>) Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf52 y3c11 w9a9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7b ws7c\">00559995<span class=\"_ _16e\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf47 y3c11 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf48 y3c11 w9aa h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Non-t<span class=\"_ _5\"></span>rading<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3e y3c11 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c12 w9ab h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Perennial<span class=\"_ _5\"></span> Financial Management Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf53 y3c12 w9ac h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls28 ws27\">04609753<span class=\"_ _32\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf54 y3c12 w9ad h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">E<span class=\"_ _5\"></span>ngland and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf55 y3c12 w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf56 y3c12 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c13 w9ae h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">Policy<span class=\"_ _5\"></span> Services Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf57 y3c13 w9af h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">SC2<span class=\"_ _3\"></span>301<span class=\"_ _3\"></span>67<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x6b6 y3c13 w9b0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">O<span class=\"_ _3\"></span>rac<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e Cam<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>, B<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ck<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>s Roa<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, Li<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>thg<span class=\"_ _3\"></span>ow, We<span class=\"_ _3\"></span>st Lot<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>, E<span class=\"_ _3\"></span>H49 7<span class=\"_ _3\"></span>BF,<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf2a y3c13 w9b1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Scotland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf58 y3c13 w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf59 y3c13 w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c14 w9b2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Reflect<span class=\"_ _5\"></span> Financial Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4b y3c14 w9b3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7d ws6e\">04<span class=\"_ _3\"></span>373946<span class=\"_ _e9\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td class=\"t m0 xf5a h73 y3c15 ff3 fs16 fc2 sc0 ls61 ws5f\">United<span class=\"_ _5\"></span> Kingdom<span class=\"_ _2d1\"> </span></td><td></td><td></td><td class=\"c n xf5b y3c14 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf5c y3c14 w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf5d y3c14 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c16 w9b4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Rowan<span class=\"_ _5\"></span> Dartington &amp;<span class=\"_ _5\"></span> Co. Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf5e y3c16 w9b5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lsc4 wsc7\">027<span class=\"_ _3\"></span>523<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>4<span class=\"_ _aa\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf5f y3c16 w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf60 y3c16 w9b7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St<span class=\"_ _5\"></span>ockbroker<span class=\"_ _5\"></span> and<span class=\"_ _2d1\"> </span></div></td><td class=\"t m0 xf28 h73 y3c17 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 xf61 h73 y3c18 ff3 fs16 fc2 sc0 ls61 ws5f\">inv<span class=\"_ _5\"></span>estment manager<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"c n x265 y3c19 w9b8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Rowan<span class=\"_ _5\"></span> Dartington Holdings Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc05 y3c19 w9b9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls6f ws18b\">07<span class=\"_ _5\"></span>4702<span class=\"_ _3\"></span>26<span class=\"_ _bd\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf62 y3c19 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf63 y3c19 w9ba h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding compan<span class=\"_ _5\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf64 y3c19 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c1a w9bb h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">SJ<span class=\"_ _3\"></span>P Le<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>cy H<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s Ltd<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf65 y3c1a w9bc h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">SC4929<span class=\"_ _3\"></span>06<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf66 y3c1a w9bd h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">O<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>e Ca<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>, B<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>kn<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s Ro<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>, L<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>w, West Lo<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, EH49 7<span class=\"_ _3\"></span>B<span class=\"_ _3\"></span>F<span class=\"_ _5\"></span>,<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf2a y3c1a w9b1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Scotland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf58 y3c1a w9be h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf67 y3c1a w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 xf5a h73 y3c1b ff3 fs16 fc2 sc0 ls61 ws5f\">United<span class=\"_ _5\"></span> Kingdom<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c1c w9bf h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">SJP Partner L<span class=\"_ _5\"></span>oans No.<span class=\"_ _5\"></span> 1 Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf68 y3c1c w9c0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls160 ws18c\">1<span class=\"_ _5\"></span>139090<span class=\"_ _5\"></span>1<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf69 y3c1c w9c1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>0t<span class=\"_ _3\"></span>h Fl<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>r, 5 Chu<span class=\"_ _3\"></span>rch<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e, Lo<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>n, E<span class=\"_ _3\"></span>14 5<span class=\"_ _3\"></span>H<span class=\"_ _3\"></span>U, U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ted K<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>m<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf6a y3c1c w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf6b y3c1c w9c2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lse4 ws75\">Securitisat<span class=\"_ _5\"></span>ion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf6c y3c1c w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c1d w9c3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place (<span class=\"_ _6\"></span>Hong Kong<span class=\"_ _5\"></span>) Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf6d y3c1d w9c4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lsb ws9\">275<span class=\"_ _5\"></span>275<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf6e y3c1d w9c5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1s<span class=\"_ _3\"></span>t Fl<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>r, He<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>ey B<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>, 5 Q<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>\u2019s Ro<span class=\"_ _3\"></span>ad C<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>l, H<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ng Kon<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf6f y3c1d w98d h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">H<span class=\"_ _3\"></span>ong K<span class=\"_ _6\"></span>ong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf70 y3c1d w9c6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Overseas distribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf71 y3c1d w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c1e w9c7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place (<span class=\"_ _6\"></span>Middle East<span class=\"_ _5\"></span>) Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf72 y3c1e w9c8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lseb wsf5\">6826<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td class=\"c n xf73 y3c1e w9c9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">G<span class=\"_ _3\"></span>ate D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>t Pre<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>t Bu<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g 03<span class=\"_ _3\"></span>, Un<span class=\"_ _3\"></span>it P<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ct 3<span class=\"_ _3\"></span>-<span class=\"_ _1\"></span>7<span class=\"_ _3\"></span>th F<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>or-Un<span class=\"_ _3\"></span>its 70<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>, 707</div></td><td class=\"t m0 xf27 h73 y3c1f ff3 fs16 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d Ara<span class=\"_ _3\"></span>b </td><td class=\"c n xf74 y3c20 w9ca h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Overseas<span class=\"_ _5\"></span> distribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf75 y3c20 w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td class=\"c n xf76 y3c21 w9cb h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">&amp;<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf77 y3c21 w9cc h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">708<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf78 y3c21 w9cd h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">Leve<span class=\"_ _3\"></span>l 7<span class=\"_ _5\"></span>, D<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>i Inte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al F<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al C<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tre<span class=\"_ _3\"></span>, Un<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d Ara<span class=\"_ _3\"></span>b Emi<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>,</div></td><td class=\"t m0 xf27 h73 y3c22 ff3 fs16 fc2 sc0 lse4 ws75\">Emirat<span class=\"_ _5\"></span>es<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c24 w9ce h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e (PCP<span class=\"_ _5\"></span>) Li<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf79 y3c24 w9cf h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls3 ws2\"><span class=\"ls6f ws18b\">02<span class=\"_ _3\"></span>706<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>84<span class=\"_ _e9\"> </span></span>*<span class=\"_ _2b1\"> </span></div></td><td></td><td class=\"t m0 xf5a h73 y3c25 ff3 fs16 fc2 sc0 ls3 ws2\">PO B<span class=\"_ _3\"></span>ox 5072<span class=\"_ _3\"></span>56<span class=\"_ _2d1\"> </span></td><td></td><td></td><td class=\"c n xf7a y3c24 w998 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7b y3c24 w9d0 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">T<span class=\"_ _6\"></span>ransaction and<span class=\"_ _5\"></span> serv<span class=\"_ _3\"></span>icing</div></td><td class=\"t m0 xf28 h73 y3c26 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 xf61 h73 y3c27 ff3 fs16 fc2 sc0 ls61 ws5f\">of SJP<span class=\"_ _5\"></span> income str<span class=\"_ _5\"></span>eams<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"c n x265 y3731 w9d1 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place (<span class=\"_ _6\"></span>Singapore<span class=\"_ _6\"></span>) Privat<span class=\"_ _5\"></span>e Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7c y3731 w9d2 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 lse5 wsef\">200406<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7d y3731 w9d3 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 lse5 wsef\">398R<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7e y3731 w9d4 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls3 ws2\">1 R<span class=\"_ _3\"></span>af<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e, #15<span class=\"_ _3\"></span>-61 O<span class=\"_ _3\"></span>ne R<span class=\"_ _3\"></span>af<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e, 0<span class=\"_ _3\"></span>48<span class=\"_ _3\"></span>616<span class=\"_ _3\"></span>, Si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>re<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf7f y3731 w8fb h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">Singapore<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf80 y3731 w99d h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf81 y3731 w9d5 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr></table></div><table class=\"s w97e h1a9\" id=\"_86378b38-a8b0-412b-b554-c8806e902039\"><tr><td></td><td class=\"t m0 xf26 h7e y3c28 ffe fsa fc1 sc0 lse1 wsa5\">Company </td><td></td><td></td><td class=\"t m0 xf27 h7e y3c28 ffe fsa fc1 sc0 ls3 ws2\">Cou<span class=\"_ _3\"></span>ntr<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f </td><td></td><td class=\"t m0 xf28 h7e y3c28 ffe fsa fc1 sc0 ls21 ws20\">Aud<span class=\"_ _3\"></span>it <span class=\"ls3 ws2\"> </span></td></tr><tr><td class=\"t m0 x33d h7e y3c29 ffe fsa fc1 sc0 lsd wsc\">Entit<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></td><td class=\"c n x8b8 y3c2a w97f h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls13f wsad\">number<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf29 y3c2a w980 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1f ws1e\">Registered office<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2a y3c2a w981 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls20 ws1f\">incorporation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2b y3c2a w982 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lse1 wsa5\">Principal activity<span class=\"_ _2d1\"> </span></div></td><td class=\"t m0 xf28 h7e y3c29 ffe fsa fc1 sc0 ls1a ws19\">exemptio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"c n x265 y3c2b w9d6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lse6 wsf0\">St. James\u2019s Place A<span class=\"_ _5\"></span>cquisition Ser<span class=\"_ _3\"></span>vices Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ba y3c2b w9d7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls63 ws61\">07730835<span class=\"_ _e5\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf7a y3c2b w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7b y3c2b w9d8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">Adviser<span class=\"_ _5\"></span> acquisitions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf82 y3c2b w99e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c2c w9d9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Corpor<span class=\"_ _5\"></span>ate Secr<span class=\"_ _5\"></span>etary Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf83 y3c2c w9da h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls67 ws65\">09<span class=\"_ _5\"></span>131866<span class=\"_ _b1\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td class=\"c n xf84 y3c2c w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf85 y3c2c w9db h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Corporat<span class=\"_ _5\"></span>e secret<span class=\"_ _5\"></span>ary<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf86 y3c2c w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c2d w9dc h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place DFM<span class=\"_ _5\"></span> Holdings Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf87 y3c2d w9dd h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">09<span class=\"_ _3\"></span>687687<span class=\"_ _e9\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf88 y3c2d w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf89 y3c2d w9de h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8a y3c2d w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c2e w9df h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Int<span class=\"_ _5\"></span>ernational (<span class=\"_ _6\"></span>Hong Kong<span class=\"_ _5\"></span>) Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8b y3c2e w9e0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls66 ws64\">2<span class=\"_ _3\"></span>2076<span class=\"_ _3\"></span>94<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf8c y3c2e w9e1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1st F<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r, Hen<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>y Bu<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>, 5 Qu<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>\u2019s Roa<span class=\"_ _3\"></span>d Ce<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ral<span class=\"_ _3\"></span>, H<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g Kon<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8d y3c2e w9e2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Hong K<span class=\"_ _5\"></span>ong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8e y3c2e w9e3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Life assur<span class=\"_ _5\"></span>ance<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8f y3c2e w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c2f w9e4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Int<span class=\"_ _5\"></span>ernational Distributi<span class=\"_ _5\"></span>on Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf46 y3c2f w9e5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls28 ws27\">08798683<span class=\"_ _32\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td class=\"c n xf90 y3c2f w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf91 y3c2f w9de h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf92 y3c2f w99e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c30 w9e6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>nter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>al p<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>c<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf93 y3c30 w9e7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">185345<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf94 y3c30 w9e8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Fleming Court, Flemings Place,<span class=\"_ _5\"></span> Dublin 4, Ireland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf95 y3c30 w9e9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Ireland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf96 y3c30 w9ea h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Life<span class=\"_ _5\"></span> assurance<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf97 y3c30 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c31 w9eb h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Inv<span class=\"_ _5\"></span>estment A<span class=\"_ _5\"></span>dministrati<span class=\"_ _5\"></span>on Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf98 y3c31 w9ec h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls66 ws64\">0<span class=\"_ _3\"></span>876<span class=\"_ _3\"></span>42<span class=\"_ _3\"></span>31<span class=\"_ _39\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf99 y3c31 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9a y3c31 w9ed h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lse4 ws75\">Unit<span class=\"_ _5\"></span> trust administrat<span class=\"_ _5\"></span>ion</div></td><td class=\"t m0 xf28 h73 y3c32 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 xf61 h73 y3c33 ff3 fs16 fc2 sc0 ls61 ws5f\">and ISA<span class=\"_ _5\"></span> manager<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"c n x265 y3c34 w9ee h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Management Services Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9b y3c34 w9ef h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lsf7 ws101\">026<span class=\"_ _3\"></span>610<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>4<span class=\"_ _99\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf95 y3c34 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9c y3c34 w9f0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lse3 wsee\">Management<span class=\"_ _5\"></span> services<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9d y3c34 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c35 w9f1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Nominees Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf87 y3c35 w9f2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls66 ws64\">0<span class=\"_ _3\"></span>876<span class=\"_ _3\"></span>42<span class=\"_ _3\"></span>14<span class=\"_ _16b\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf9e y3c35 w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9f y3c35 w9f3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Nominee company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf64 y3c35 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c36 w9f4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Partnership Services Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa0 y3c36 w9f5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls75 ws76\">08201211<span class=\"_ _22\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td class=\"c n xfa1 y3c36 w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa2 y3c36 w9f6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">T<span class=\"_ _5\"></span>reasury company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa3 y3c36 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c37 w9f7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>K pl<span class=\"_ _3\"></span>c<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa4 y3c37 w9f8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\"><span class=\"ls7c ws7d\">02628<span class=\"_ _3\"></span>062<span class=\"_ _e5\"> </span></span>*<span class=\"_ _2b1\"> </span></div></td><td></td><td></td><td class=\"c n xfa5 y3c37 w99c h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa6 y3c37 w9e3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Life assur<span class=\"_ _5\"></span>ance<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa7 y3c37 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c38 w9f9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st G<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>up L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa8 y3c38 w9fa h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\"><span class=\"ls66 ws64\">0<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>9476<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>4<span class=\"_ _32\"> </span></span>*<span class=\"_ _2b1\"> </span></div></td><td></td><td></td><td class=\"c n xfa9 y3c38 w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfaa y3c38 w9fb h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Unit trust<span class=\"_ _5\"></span> management<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfab y3c38 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c39 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>ealth Management (<span class=\"_ _6\"></span>Shanghai<span class=\"_ _5\"></span>) </td><td class=\"c n x8b8 y3c3a w9fc h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7d ws6e\">1511517<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xfac y3c3a w9fd h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>st F<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>or, H<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ley B<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g, 5 Q<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n\u2019s R<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>d Ce<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ral<span class=\"_ _3\"></span>, H<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g Kong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfad y3c3a w9e2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Hong K<span class=\"_ _5\"></span>ong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfae y3c3a w9fe h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Overseas dist<span class=\"_ _5\"></span>ribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfaf y3c3a w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c3b ff3 fs16 fc2 sc0 ls61 ws5f\">Limited<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c3c w9ff h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>ealth Management Gr<span class=\"_ _5\"></span>oup Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb0 y3c3c w9d7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7c ws7d\">02627<span class=\"_ _3\"></span>518<span class=\"_ _39\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xfb1 y3c3c wa00 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb2 y3c3c wa01 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding compan<span class=\"_ _5\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb3 y3c3c w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c3d ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>ealth Management Int<span class=\"_ _5\"></span>ernational </td><td class=\"c n x8b8 y3c3e wa02 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls75 ws76\">20132345<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb4 y3c3e wa03 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls75 ws76\">3N<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb5 y3c3e wa04 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1 Ra<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>es P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>, #15<span class=\"_ _3\"></span>-61 On<span class=\"_ _3\"></span>e Ra<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>es P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>, 04<span class=\"_ _3\"></span>86<span class=\"_ _3\"></span>16<span class=\"_ _3\"></span>, Si<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>re<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb6 y3c3e wa05 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Sing<span class=\"_ _3\"></span>apore<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb7 y3c3e w9be h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb8 y3c3e w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c3f ff3 fs16 fc2 sc0 lsfc ws108\">P<span class=\"_ _3\"></span>te. L<span class=\"_ _3\"></span>td<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c40 wa06 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Wea<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>th M<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>lc<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf79 y3c40 w9a7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\"><span class=\"ls10e ws11d\">041<span class=\"_ _3\"></span>139<span class=\"_ _3\"></span>55<span class=\"_ _b1\"> </span></span>*<span class=\"_ _2b1\"> </span></div></td><td></td><td></td><td class=\"c n xfb9 y3c40 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfba y3c40 wa07 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">UK distribut<span class=\"_ _5\"></span>ion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf49 y3c40 w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c41 wa08 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">T<span class=\"_ _6\"></span>e<span class=\"_ _3\"></span>chnical Connec<span class=\"_ _5\"></span>tion Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbb y3c41 wa09 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7b ws7c\">0317847<span class=\"_ _6\"></span>4<span class=\"_ _b1\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td class=\"c n xfbc y3c41 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbd y3c41 wa0a h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">T<span class=\"_ _5\"></span>ax and<span class=\"_ _5\"></span> advisory services<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58a y3c41 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c24 wa0b h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">T<span class=\"_ _5\"></span>ring Financial<span class=\"_ _5\"></span> Management Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbb y3c24 wa0c h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls63 ws61\">054<span class=\"_ _3\"></span>87108<span class=\"_ _99\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf40 y3c24 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf41 y3c24 wa0d h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">P<span class=\"_ _5\"></span>olicy administ<span class=\"_ _5\"></span>ration<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbe y3c24 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c42 wa0e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Virtue Money Limi<span class=\"_ _5\"></span>ted<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbf y3c42 wa0f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls63 ws61\">SC346827<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xfc0 y3c42 wa10 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">Ora<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>e Ca<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>, B<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ck<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s Ro<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>, L<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>gow, We<span class=\"_ _3\"></span>st Lo<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, EH49 7<span class=\"_ _3\"></span>B<span class=\"_ _3\"></span>F<span class=\"_ _5\"></span>,<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2a y3c42 w9b1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Scotland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf58 y3c42 w9be h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf67 y3c42 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 xf5a h73 y3c43 ff3 fs16 fc2 sc0 ls61 ws5f\">United<span class=\"_ _5\"></span> Kingdom<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr></table>*  <span class=\"_ _2a\"> </span>In<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s S<span class=\"_ _3\"></span>t. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce H<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>e, 1 Tetb<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y Ro<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>, Ci<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>ter, G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>, GL7 1<span class=\"_ _3\"></span>FP.<span class=\"_ _2d1\"> </span>Wh<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e, s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s of S<span class=\"_ _3\"></span>t. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c h<span class=\"_ _3\"></span>ave ta<span class=\"_ _3\"></span>ken a<span class=\"_ _3\"></span>dva<span class=\"_ _3\"></span>ntag<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>, or a<span class=\"_ _3\"></span>re exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted to ta<span class=\"_ _3\"></span>ke ad<span class=\"_ _3\"></span>vanta<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>, of t<span class=\"_ _3\"></span>he ex<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on f<span class=\"_ _3\"></span>rom s<span class=\"_ _3\"></span>tatu<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>it g<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ted by s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 479A of the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es Ac<span class=\"_ _3\"></span>t 200<span class=\"_ _3\"></span>6. I<span class=\"_ _3\"></span>n a<span class=\"_ _3\"></span>cco<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 479C<span class=\"_ _3\"></span>, St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c ha<span class=\"_ _3\"></span>s gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>ll t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>s at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24 of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s.<span class=\"_ _2d1\"> </span>All G<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>up co<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>ave a<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g refe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r. The tax re<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>y of each<span class=\"_ _5\"></span> subsidiary is the<span class=\"_ _5\"></span> same as t<span class=\"_ _5\"></span>he country of<span class=\"_ _5\"></span> incorporation.<span class=\"_ _2d1\"> </span>10<span class=\"_ _3\"></span>0% of t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal i<span class=\"_ _3\"></span>s he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d for th<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>es l<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng ta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e, w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the exception of<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">SJ<span class=\"_ _3\"></span>P Par<span class=\"_ _2\"></span>tne<span class=\"_ _3\"></span>r Loa<span class=\"_ _3\"></span>ns N<span class=\"_ _3\"></span>o. 1 L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d (11390<span class=\"_ _3\"></span>901), whe<span class=\"_ _3\"></span>re 10<span class=\"_ _3\"></span>0% o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y sh<span class=\"_ _3\"></span>are c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l is h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by a </span>thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>. No<span class=\"_ _3\"></span>te tha<span class=\"_ _3\"></span>t al<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es of S<span class=\"_ _3\"></span>J<span class=\"_ _3\"></span>P Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r Loa<span class=\"_ _3\"></span>ns No<span class=\"_ _3\"></span>.1 L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d are re<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>nd r<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g-fen<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d from t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>the<span class=\"_ _3\"></span>r as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p.<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">Lewi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>gton We<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>th M<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted (04290<span class=\"_ _3\"></span>504) whe<span class=\"_ _3\"></span>re 25% of th<span class=\"_ _3\"></span>e eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y sh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re cap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l </span>is h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by a th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>-par<span class=\"_ _2\"></span>ty e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>. Fol<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>n as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>l in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 10 i<span class=\"_ _3\"></span>t wa<span class=\"_ _3\"></span>s dete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t SJ<span class=\"_ _3\"></span>P Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r Loa<span class=\"_ _3\"></span>ns N<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>. 1 Li<span class=\"_ _3\"></span>mite<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d Lew<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gto<span class=\"_ _3\"></span>n Wea<span class=\"_ _3\"></span>lth M<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d are c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d by the Gr<span class=\"_ _5\"></span>oup and<span class=\"_ _5\"></span> thus consolidat<span class=\"_ _5\"></span>ed.<span class=\"_ _2d1\"> </span>In addition, t<span class=\"_ _5\"></span>he Group<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements<span class=\"_ _5\"></span> consolidate<span class=\"_ _5\"></span> the f<span class=\"_ _5\"></span>ollowing unit<span class=\"_ _5\"></span> trusts, al<span class=\"_ _3\"></span>l of w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re reg<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d in En<span class=\"_ _3\"></span>gl<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d Wal<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t tru<span class=\"_ _3\"></span>st m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>r, St. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ce U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>s St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ho<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>e, 1 T<span class=\"_ _5\"></span>etb<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y Ro<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>, Ci<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>r, Glo<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>ters<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>re G<span class=\"_ _3\"></span>L7 1FP<span class=\"_ _5\"></span>, Un<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d Ki<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ad<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>s Gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ad<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>s In<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al G<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>h Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e As<span class=\"_ _3\"></span>ia P<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Balance InR<span class=\"_ _5\"></span>etirement<span class=\"_ _5\"></span> Unit T<span class=\"_ _6\"></span>rust St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e B<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d G<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Balanced Int<span class=\"_ _5\"></span>ernational Gr<span class=\"_ _5\"></span>owth Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Balanced Managed Unit<span class=\"_ _5\"></span> T<span class=\"_ _5\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vati<span class=\"_ _3\"></span>ve G<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vati<span class=\"_ _3\"></span>ve I<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l Gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t St. James\u2019s<span class=\"_ _5\"></span> Place Cont<span class=\"_ _5\"></span>inental E<span class=\"_ _5\"></span>uropean Unit<span class=\"_ _5\"></span> T<span class=\"_ _5\"></span>rust<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Corpor<span class=\"_ _5\"></span>ate Bond<span class=\"_ _5\"></span> Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e D<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d As<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts (F<span class=\"_ _5\"></span>AI<span class=\"_ _3\"></span>F) Uni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Diversified<span class=\"_ _5\"></span> Bond Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Em<span class=\"_ _3\"></span>erg<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g M<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>kets Eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Ab<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>te Ret<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>n Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Global E<span class=\"_ _5\"></span>merging Mark<span class=\"_ _5\"></span>ets Unit<span class=\"_ _5\"></span> T<span class=\"_ _5\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Global Go<span class=\"_ _5\"></span>vernment Bond<span class=\"_ _5\"></span> Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Global Go<span class=\"_ _5\"></span>vernment Inf<span class=\"_ _5\"></span>lation Link<span class=\"_ _5\"></span>ed Bond Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l H<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>h Yi<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d B<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>d Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Qu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Global Smaller<span class=\"_ _5\"></span> Companies Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Un<span class=\"_ _3\"></span>it Tru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Valu<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Great<span class=\"_ _5\"></span>er E<span class=\"_ _5\"></span>uropean Pr<span class=\"_ _5\"></span>ogressive<span class=\"_ _5\"></span> Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>th I<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>Ret<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>nter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>al E<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent G<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>de C<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>rate B<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>nd U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ja<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>an U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e M<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d Gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e M<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ey M<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e N<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>h Ame<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>an U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>s 1 U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>s 2 U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>s 3 U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>s 4 U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Pr<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e In<span class=\"_ _3\"></span>Ret<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt U<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e S<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>ic I<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e S<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>ic M<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>d U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Sust<span class=\"_ _5\"></span>ainable &amp; Re<span class=\"_ _5\"></span>sponsible Equity Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>K Equ<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y I<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>K Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>orldwide Income Unit<span class=\"_ _5\"></span> T<span class=\"_ _5\"></span>rust<span class=\"_ _2d1\"> </span>Individually immaterial<span class=\"_ _5\"></span> associates<span class=\"_ _2d1\"> </span>The Gr<span class=\"_ _5\"></span>oup also<span class=\"_ _5\"></span> has int<span class=\"_ _5\"></span>erests in<span class=\"_ _5\"></span> individually immat<span class=\"_ _5\"></span>erial associat<span class=\"_ _5\"></span>es that ar<span class=\"_ _5\"></span>e accoun<span class=\"_ _5\"></span>ted f<span class=\"_ _5\"></span>or using the equity met<span class=\"_ _5\"></span>hod.<span class=\"_ _2d1\"> </span><table class=\"s w62d h1aa\" id=\"_b2c4dd6e-be57-4f40-93a2-bf575aca2f64\"><tr><td></td><td class=\"t m0 x41b h7e y3c44 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3c44 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y3c45 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3c45 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y3c46 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y3c47 w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c48 wa11 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Aggr<span class=\"_ _5\"></span>egate carrying v<span class=\"_ _5\"></span>alue of individually<span class=\"_ _5\"></span> immaterial<span class=\"_ _5\"></span> associates<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc1 y3c48 wa12 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc2 y3c48 wa13 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3c49 ff3 fs4 fc2 sc0 ls3 ws2\">Agg<span class=\"_ _3\"></span>reg<span class=\"_ _3\"></span>ate a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ts of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re of tota<span class=\"_ _3\"></span>l </td><td></td><td></td></tr><tr><td class=\"c n x265 y3731 wa14 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">comprehensiv<span class=\"_ _5\"></span>e income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc3 y3731 w3c5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc4 y3731 w120 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1</div></td></tr></table>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCompositionOfGroupExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-423": {
   "value": "26. Inte<span class=\"_ _3\"></span>rests in othe<span class=\"_ _3\"></span>r entities<span class=\"_ _2d1\"> </span><table class=\"s w969 h1a5\" id=\"_f0c1a7e9-f7ca-4126-a901-a6bfccdc189b\"><tr><td class=\"t m0 x38d h7e y3bf9 ffe fsa fc1 sc0 lse1 wsa5\">Principal subsidiaries<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"c n x265 y3bfa w96a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Inv<span class=\"_ _5\"></span>estment Holding<span class=\"_ _5\"></span> Companies<span class=\"_ _2d1\"> </span></div></td><td class=\"c xf18 y3bfa w96b h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">St<span class=\"_ _3\"></span>. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>ealth Management Gr<span class=\"_ _5\"></span>oup Limited</div><div class=\"t m0 xf17 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c xf1a y3bfb w96c h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e DF<span class=\"_ _3\"></span>M Ho<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>s Li<span class=\"_ _3\"></span>mite<span class=\"_ _3\"></span>d</div><div class=\"t m0 xf19 h2a y3783 ff3 fse fc2 sc0 ls3 wsb6\">1<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bfc w96d h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">Li<span class=\"_ _3\"></span>fe Ass<span class=\"_ _3\"></span>ura<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf1b y3bfc w96e h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">S<span class=\"_ _3\"></span>t. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>K pl<span class=\"_ _3\"></span>c<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td class=\"c xf1a y3bfd w96f h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>at<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>l pl<span class=\"_ _3\"></span>c (inco<span class=\"_ _3\"></span>rp<span class=\"_ _3\"></span>ora<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>n Ire<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d<span class=\"_ _5\"></span>)</div><div class=\"t m0 xf1c h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bfe w970 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _5\"></span> Management<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf1d y3bfe w86a h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Un<span class=\"_ _3\"></span>it Trust G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x38d h8 y3bff ff3 fs4 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>it Trust Ad<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>ion </td><td></td></tr><tr><td class=\"c n x265 y3741 w971 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">and IS<span class=\"_ _5\"></span>A Management<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf1e y3741 w972 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Inve<span class=\"_ _3\"></span>stm<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t Adm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>trat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bb2 w973 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Distribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf1f y3bb2 w86c h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">St. James\u2019<span class=\"_ _5\"></span>s Place<span class=\"_ _5\"></span> Wealt<span class=\"_ _5\"></span>h Management<span class=\"_ _5\"></span> plc<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c00 w974 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Management<span class=\"_ _5\"></span> Ser<span class=\"_ _3\"></span>vices<span class=\"_ _2d1\"> </span></div></td><td class=\"c xf21 y3c00 w975 h133\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>t Se<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted</div><div class=\"t m0 xf20 h2a y3783 ff3 fse fc2 sc0 ls3 ws2\">3<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3bb5 w976 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">T<span class=\"_ _5\"></span>re<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>y C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ny<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf22 y3bb5 w977 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>sh<span class=\"_ _3\"></span>ip S<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>s Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3921 w978 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Adviser<span class=\"_ _5\"></span> Acquisitions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf23 y3921 w979 h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">St. James\u2019s<span class=\"_ _5\"></span> Place Acquisi<span class=\"_ _5\"></span>tion Services Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3730 w97a h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Asia Dist<span class=\"_ _5\"></span>ribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf24 y3730 w97b h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">St<span class=\"_ _3\"></span>. James\u2019s<span class=\"_ _5\"></span> Place In<span class=\"_ _5\"></span>ternational<span class=\"_ _5\"></span> Distribution Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w97c h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Discret<span class=\"_ _5\"></span>ionar<span class=\"_ _3\"></span>y F<span class=\"_ _5\"></span>und Management<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf25 y3731 w97d h12a\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls8 ws6\">Rowan<span class=\"_ _5\"></span> Dar<span class=\"_ _3\"></span>tington<span class=\"_ _5\"></span> &amp; Co. Limi<span class=\"_ _5\"></span>ted<span class=\"_ _2d1\"> </span></div></td></tr></table>1 <span class=\"_ _3a\"> </span>D<span class=\"_ _3\"></span>ir<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tl<span class=\"_ _3\"></span>y he<span class=\"_ _3\"></span>ld b<span class=\"_ _3\"></span>y St<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>lc<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>2 <span class=\"_ _2d\"> </span>The C<span class=\"_ _5\"></span>ompany also<span class=\"_ _5\"></span> operates<span class=\"_ _5\"></span> a branch<span class=\"_ _5\"></span> in Singapore.<span class=\"_ _2d1\"> </span>3 <span class=\"_ _2d\"> </span>The<span class=\"_ _5\"></span> Company also<span class=\"_ _5\"></span> operates<span class=\"_ _5\"></span> a br<span class=\"_ _5\"></span>anch in the<span class=\"_ _5\"></span> Republic of<span class=\"_ _5\"></span> Ireland.<span class=\"_ _2d1\"> </span>Ongoing solvenc<span class=\"_ _5\"></span>y requir<span class=\"_ _5\"></span>ements with<span class=\"_ _5\"></span>in the lif<span class=\"_ _5\"></span>e assur<span class=\"_ _5\"></span>ance, unit t<span class=\"_ _5\"></span>rust and financ<span class=\"_ _5\"></span>ial services companies of<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup re<span class=\"_ _5\"></span>strict t<span class=\"_ _5\"></span>heir ability to<span class=\"_ _5\"></span> distribut<span class=\"_ _5\"></span>e all t<span class=\"_ _5\"></span>heir distribut<span class=\"_ _5\"></span>able reserves.<span class=\"_ _2d1\"> </span>n<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d be<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>w is a f<span class=\"_ _3\"></span>ul<span class=\"_ _3\"></span>l li<span class=\"_ _3\"></span>st of t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es w<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>in t<span class=\"_ _3\"></span>he S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>lc G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p at 3<span class=\"_ _3\"></span>1 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r 2024:<span class=\"_ _2d1\"> </span><table class=\"s w97e h1a6\" id=\"_ce6993fc-017c-483c-91b9-c70aee4028a2\"><tr><td></td><td class=\"t m0 xf26 h7e y3c01 ffe fsa fc1 sc0 lse1 wsa5\">Company </td><td></td><td></td><td></td><td></td><td class=\"t m0 xf27 h7e y3c01 ffe fsa fc1 sc0 ls3 ws2\">Cou<span class=\"_ _3\"></span>ntr<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f </td><td></td><td class=\"t m0 xf28 h7e y3c01 ffe fsa fc1 sc0 ls21 ws20\">Aud<span class=\"_ _3\"></span>it <span class=\"ls3 ws2\"> </span></td></tr><tr><td class=\"t m0 x33d h7e y3c02 ffe fsa fc1 sc0 lsd wsc\">Entit<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></td><td class=\"c n x8b8 y3c03 w97f h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls13f wsad\">number<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf29 y3c03 w980 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1f ws1e\">Registered office<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf2a y3c03 w981 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls20 ws1f\">incorporation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2b y3c03 w982 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lse1 wsa5\">Principal activity<span class=\"_ _2d1\"> </span></div></td><td class=\"t m0 xf28 h7e y3c02 ffe fsa fc1 sc0 ls1a ws19\">exemptio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"c n x265 y3c05 w983 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Cabot P<span class=\"_ _5\"></span>ort<span class=\"_ _3\"></span>folio Nominees<span class=\"_ _5\"></span> Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2c y3c05 w984 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls59 ws57\">03636010<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf2d y3c05 w985 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">2610<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x71b y3c05 w986 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">The Quadr<span class=\"_ _5\"></span>ant, Aztec Wes<span class=\"_ _5\"></span>t, Almondsbury, Brist<span class=\"_ _5\"></span>ol, England, BS3<span class=\"_ _5\"></span>2 4A<span class=\"_ _5\"></span>Q<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2e y3c05 w987 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">E<span class=\"_ _5\"></span>ngland and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2f y3c05 w988 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Nominee company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf30 y3c05 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c06 w98a h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Capst<span class=\"_ _5\"></span>one Financial (<span class=\"_ _6\"></span>HK)<span class=\"_ _5\"></span> Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2c y3c06 w98b h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">12564<span class=\"_ _3\"></span>31<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf31 y3c06 w98c h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">8<span class=\"_ _3\"></span>F Kail<span class=\"_ _3\"></span>ey Tower, 16 S<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ey St<span class=\"_ _3\"></span>ree<span class=\"_ _3\"></span>t Ce<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ral<span class=\"_ _3\"></span>, H<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g Kong<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf32 y3c06 w98d h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Hong<span class=\"_ _5\"></span> Kong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf33 y3c06 w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf34 y3c06 w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c07 w990 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">CG<span class=\"_ _5\"></span>A Financial &amp;<span class=\"_ _5\"></span> Inves<span class=\"_ _5\"></span>tment Services Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf35 y3c07 w991 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls67 ws65\">02666180<span class=\"_ _99\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf36 y3c07 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf37 y3c07 w993 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf38 y3c07 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c08 w995 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Dartington P<span class=\"_ _5\"></span>or<span class=\"_ _3\"></span>tfolio Nominees<span class=\"_ _5\"></span> Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf39 y3c08 w996 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls10f ws18a\">014<span class=\"_ _3\"></span>89<span class=\"_ _3\"></span>5<span class=\"_ _3\"></span>42<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf3a y3c08 w997 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">2610<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf3b y3c08 w986 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">The<span class=\"_ _5\"></span> Quadrant, Aztec<span class=\"_ _5\"></span> West, Almondsbury<span class=\"_ _5\"></span>, Bristol,<span class=\"_ _5\"></span> England, BS32<span class=\"_ _5\"></span> 4AQ<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3c y3c08 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3d y3c08 w999 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Nominee compan<span class=\"_ _5\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3e y3c08 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c09 w99a h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Edwar<span class=\"_ _5\"></span>ds Wealt<span class=\"_ _5\"></span>h Lt<span class=\"_ _5\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3f y3c09 w99b h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">09229<span class=\"_ _3\"></span>694<span class=\"_ _32\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf40 y3c09 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf41 y3c09 w993 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf42 y3c09 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c0a ff3 fs16 fc2 sc0 ls61 ws5f\">Fortura<span class=\"_ _5\"></span> Financial Partners Limit<span class=\"_ _5\"></span>ed <span class=\"ls3 ws2\"> </span></td><td class=\"c n x8b8 y3c0b w99b h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls10e ws11d\">143<span class=\"_ _3\"></span>206<span class=\"_ _3\"></span>41<span class=\"_ _c\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf43 y3c0b w99c h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf44 y3c0b w99d h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf45 y3c0b w99e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c0c ff3 fs16 fc2 sc0 ls62 ws60\">(pr<span class=\"_ _5\"></span>eviously Tiv<span class=\"_ _5\"></span>oli Priv<span class=\"_ _5\"></span>ate C<span class=\"_ _5\"></span>lients Limit<span class=\"_ _5\"></span>ed<span class=\"_ _5\"></span>)<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c0d w99f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Futur<span class=\"_ _5\"></span>e Pr<span class=\"_ _5\"></span>oof Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf46 y3c0d w9a0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls66 ws64\">076<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>8<span class=\"_ _3\"></span>31<span class=\"_ _3\"></span>9<span class=\"_ _16b\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf47 y3c0d w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf48 y3c0d w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf49 y3c0d w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c0e w9a1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Ian Cockbain<span class=\"_ _5\"></span> Wealth Management<span class=\"_ _5\"></span> Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4a y3c0e w9a2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls6f ws18b\">04<span class=\"_ _3\"></span>63<span class=\"_ _3\"></span>9701<span class=\"_ _16b\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf40 y3c0e w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf41 y3c0e w993 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf42 y3c0e w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c0f w9a3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Lewingt<span class=\"_ _5\"></span>on W<span class=\"_ _5\"></span>ealth Management Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4b y3c0f w9a4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls28 ws27\">04290504<span class=\"_ _e1\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf4c y3c0f w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4d y3c0f w9a5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4e y3c0f w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c10 w9a6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Linden House<span class=\"_ _5\"></span> Financial Services Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4f y3c10 w9a7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">0299<span class=\"_ _3\"></span>0295<span class=\"_ _32\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf50 y3c10 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf51 y3c10 w9a5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial<span class=\"_ _5\"></span> advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf49 y3c10 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c11 w9a8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">M.<span class=\"_ _3\"></span>H.<span class=\"_ _3\"></span>S. (<span class=\"_ _6\"></span>Hol<span class=\"_ _3\"></span>dings<span class=\"_ _6\"></span>) Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf52 y3c11 w9a9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7b ws7c\">00559995<span class=\"_ _16e\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf47 y3c11 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf48 y3c11 w9aa h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Non-t<span class=\"_ _5\"></span>rading<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf3e y3c11 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c12 w9ab h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Perennial<span class=\"_ _5\"></span> Financial Management Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf53 y3c12 w9ac h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls28 ws27\">04609753<span class=\"_ _32\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf54 y3c12 w9ad h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">E<span class=\"_ _5\"></span>ngland and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf55 y3c12 w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf56 y3c12 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c13 w9ae h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">Policy<span class=\"_ _5\"></span> Services Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf57 y3c13 w9af h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">SC2<span class=\"_ _3\"></span>301<span class=\"_ _3\"></span>67<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n x6b6 y3c13 w9b0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">O<span class=\"_ _3\"></span>rac<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e Cam<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>, B<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ck<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>s Roa<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, Li<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>thg<span class=\"_ _3\"></span>ow, We<span class=\"_ _3\"></span>st Lot<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>, E<span class=\"_ _3\"></span>H49 7<span class=\"_ _3\"></span>BF,<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf2a y3c13 w9b1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Scotland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf58 y3c13 w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf59 y3c13 w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c14 w9b2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Reflect<span class=\"_ _5\"></span> Financial Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf4b y3c14 w9b3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7d ws6e\">04<span class=\"_ _3\"></span>373946<span class=\"_ _e9\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td class=\"t m0 xf5a h73 y3c15 ff3 fs16 fc2 sc0 ls61 ws5f\">United<span class=\"_ _5\"></span> Kingdom<span class=\"_ _2d1\"> </span></td><td></td><td></td><td class=\"c n xf5b y3c14 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf5c y3c14 w98e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf5d y3c14 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c16 w9b4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Rowan<span class=\"_ _5\"></span> Dartington &amp;<span class=\"_ _5\"></span> Co. Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf5e y3c16 w9b5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lsc4 wsc7\">027<span class=\"_ _3\"></span>523<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>4<span class=\"_ _aa\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf5f y3c16 w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf60 y3c16 w9b7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St<span class=\"_ _5\"></span>ockbroker<span class=\"_ _5\"></span> and<span class=\"_ _2d1\"> </span></div></td><td class=\"t m0 xf28 h73 y3c17 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 xf61 h73 y3c18 ff3 fs16 fc2 sc0 ls61 ws5f\">inv<span class=\"_ _5\"></span>estment manager<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"c n x265 y3c19 w9b8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Rowan<span class=\"_ _5\"></span> Dartington Holdings Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xc05 y3c19 w9b9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls6f ws18b\">07<span class=\"_ _5\"></span>4702<span class=\"_ _3\"></span>26<span class=\"_ _bd\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td></td><td></td><td class=\"c n xf62 y3c19 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf63 y3c19 w9ba h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding compan<span class=\"_ _5\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf64 y3c19 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c1a w9bb h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">SJ<span class=\"_ _3\"></span>P Le<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>cy H<span class=\"_ _3\"></span>ol<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>s Ltd<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf65 y3c1a w9bc h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">SC4929<span class=\"_ _3\"></span>06<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf66 y3c1a w9bd h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">O<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>e Ca<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>, B<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>c<span class=\"_ _3\"></span>kn<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s Ro<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>, L<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>go<span class=\"_ _3\"></span>w, West Lo<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, EH49 7<span class=\"_ _3\"></span>B<span class=\"_ _3\"></span>F<span class=\"_ _5\"></span>,<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf2a y3c1a w9b1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Scotland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf58 y3c1a w9be h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf67 y3c1a w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 xf5a h73 y3c1b ff3 fs16 fc2 sc0 ls61 ws5f\">United<span class=\"_ _5\"></span> Kingdom<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c1c w9bf h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">SJP Partner L<span class=\"_ _5\"></span>oans No.<span class=\"_ _5\"></span> 1 Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf68 y3c1c w9c0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls160 ws18c\">1<span class=\"_ _5\"></span>139090<span class=\"_ _5\"></span>1<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf69 y3c1c w9c1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>0t<span class=\"_ _3\"></span>h Fl<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>r, 5 Chu<span class=\"_ _3\"></span>rch<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e, Lo<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>n, E<span class=\"_ _3\"></span>14 5<span class=\"_ _3\"></span>H<span class=\"_ _3\"></span>U, U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>ted K<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>do<span class=\"_ _3\"></span>m<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf6a y3c1c w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf6b y3c1c w9c2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lse4 ws75\">Securitisat<span class=\"_ _5\"></span>ion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf6c y3c1c w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c1d w9c3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place (<span class=\"_ _6\"></span>Hong Kong<span class=\"_ _5\"></span>) Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf6d y3c1d w9c4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lsb ws9\">275<span class=\"_ _5\"></span>275<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf6e y3c1d w9c5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1s<span class=\"_ _3\"></span>t Fl<span class=\"_ _3\"></span>oo<span class=\"_ _3\"></span>r, He<span class=\"_ _3\"></span>nl<span class=\"_ _3\"></span>ey B<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>ld<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>, 5 Q<span class=\"_ _3\"></span>ue<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>\u2019s Ro<span class=\"_ _3\"></span>ad C<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>l, H<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ng Kon<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf6f y3c1d w98d h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">H<span class=\"_ _3\"></span>ong K<span class=\"_ _6\"></span>ong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf70 y3c1d w9c6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Overseas distribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf71 y3c1d w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c1e w9c7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place (<span class=\"_ _6\"></span>Middle East<span class=\"_ _5\"></span>) Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf72 y3c1e w9c8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lseb wsf5\">6826<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td></td><td class=\"c n xf73 y3c1e w9c9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">G<span class=\"_ _3\"></span>ate D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>t Pre<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>t Bu<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g 03<span class=\"_ _3\"></span>, Un<span class=\"_ _3\"></span>it P<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ct 3<span class=\"_ _3\"></span>-<span class=\"_ _1\"></span>7<span class=\"_ _3\"></span>th F<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>or-Un<span class=\"_ _3\"></span>its 70<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>, 707</div></td><td class=\"t m0 xf27 h73 y3c1f ff3 fs16 fc2 sc0 ls3 ws2\">Un<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d Ara<span class=\"_ _3\"></span>b </td><td class=\"c n xf74 y3c20 w9ca h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Overseas<span class=\"_ _5\"></span> distribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf75 y3c20 w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td class=\"c n xf76 y3c21 w9cb h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">&amp;<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf77 y3c21 w9cc h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">708<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf78 y3c21 w9cd h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">Leve<span class=\"_ _3\"></span>l 7<span class=\"_ _5\"></span>, D<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>i Inte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al F<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>al C<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>tre<span class=\"_ _3\"></span>, Un<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d Ara<span class=\"_ _3\"></span>b Emi<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>tes<span class=\"_ _3\"></span>,</div></td><td class=\"t m0 xf27 h73 y3c22 ff3 fs16 fc2 sc0 lse4 ws75\">Emirat<span class=\"_ _5\"></span>es<span class=\"_ _2d1\"> </span></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c24 w9ce h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e (PCP<span class=\"_ _5\"></span>) Li<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf79 y3c24 w9cf h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls3 ws2\"><span class=\"ls6f ws18b\">02<span class=\"_ _3\"></span>706<span class=\"_ _3\"></span>6<span class=\"_ _3\"></span>84<span class=\"_ _e9\"> </span></span>*<span class=\"_ _2b1\"> </span></div></td><td></td><td class=\"t m0 xf5a h73 y3c25 ff3 fs16 fc2 sc0 ls3 ws2\">PO B<span class=\"_ _3\"></span>ox 5072<span class=\"_ _3\"></span>56<span class=\"_ _2d1\"> </span></td><td></td><td></td><td class=\"c n xf7a y3c24 w998 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7b y3c24 w9d0 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">T<span class=\"_ _6\"></span>ransaction and<span class=\"_ _5\"></span> serv<span class=\"_ _3\"></span>icing</div></td><td class=\"t m0 xf28 h73 y3c26 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 xf61 h73 y3c27 ff3 fs16 fc2 sc0 ls61 ws5f\">of SJP<span class=\"_ _5\"></span> income str<span class=\"_ _5\"></span>eams<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"c n x265 y3731 w9d1 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place (<span class=\"_ _6\"></span>Singapore<span class=\"_ _6\"></span>) Privat<span class=\"_ _5\"></span>e Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7c y3731 w9d2 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 lse5 wsef\">200406<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7d y3731 w9d3 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 lse5 wsef\">398R<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7e y3731 w9d4 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls3 ws2\">1 R<span class=\"_ _3\"></span>af<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e, #15<span class=\"_ _3\"></span>-61 O<span class=\"_ _3\"></span>ne R<span class=\"_ _3\"></span>af<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e, 0<span class=\"_ _3\"></span>48<span class=\"_ _3\"></span>616<span class=\"_ _3\"></span>, Si<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>ga<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>re<span class=\"_ _2d1\"> </span></div></td><td></td><td></td><td class=\"c n xf7f y3731 w8fb h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">Singapore<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf80 y3731 w99d h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls61 ws5f\">Financial advice<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf81 y3731 w9d5 h1a8\"><div class=\"t m0 x262 h73 y3c23 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr></table><table class=\"s w97e h1a9\" id=\"_86378b38-a8b0-412b-b554-c8806e902039\"><tr><td></td><td class=\"t m0 xf26 h7e y3c28 ffe fsa fc1 sc0 lse1 wsa5\">Company </td><td></td><td></td><td class=\"t m0 xf27 h7e y3c28 ffe fsa fc1 sc0 ls3 ws2\">Cou<span class=\"_ _3\"></span>ntr<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>f </td><td></td><td class=\"t m0 xf28 h7e y3c28 ffe fsa fc1 sc0 ls21 ws20\">Aud<span class=\"_ _3\"></span>it <span class=\"ls3 ws2\"> </span></td></tr><tr><td class=\"t m0 x33d h7e y3c29 ffe fsa fc1 sc0 lsd wsc\">Entit<span class=\"_ _3\"></span>y<span class=\"_ _2d1\"> </span></td><td class=\"c n x8b8 y3c2a w97f h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls13f wsad\">number<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf29 y3c2a w980 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls1f ws1e\">Registered office<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2a y3c2a w981 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 ls20 ws1f\">incorporation<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2b y3c2a w982 h127\"><div class=\"t m0 x262 h7e y3713 ffe fsa fc1 sc0 lse1 wsa5\">Principal activity<span class=\"_ _2d1\"> </span></div></td><td class=\"t m0 xf28 h7e y3c29 ffe fsa fc1 sc0 ls1a ws19\">exemptio<span class=\"_ _3\"></span>n<span class=\"_ _2d1\"> </span></td></tr><tr><td class=\"c n x265 y3c2b w9d6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lse6 wsf0\">St. James\u2019s Place A<span class=\"_ _5\"></span>cquisition Ser<span class=\"_ _3\"></span>vices Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x6ba y3c2b w9d7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls63 ws61\">07730835<span class=\"_ _e5\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf7a y3c2b w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf7b y3c2b w9d8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">Adviser<span class=\"_ _5\"></span> acquisitions<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf82 y3c2b w99e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c2c w9d9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Corpor<span class=\"_ _5\"></span>ate Secr<span class=\"_ _5\"></span>etary Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf83 y3c2c w9da h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls67 ws65\">09<span class=\"_ _5\"></span>131866<span class=\"_ _b1\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td class=\"c n xf84 y3c2c w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf85 y3c2c w9db h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Corporat<span class=\"_ _5\"></span>e secret<span class=\"_ _5\"></span>ary<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf86 y3c2c w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c2d w9dc h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place DFM<span class=\"_ _5\"></span> Holdings Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf87 y3c2d w9dd h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls22 ws21\">09<span class=\"_ _3\"></span>687687<span class=\"_ _e9\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf88 y3c2d w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf89 y3c2d w9de h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8a y3c2d w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c2e w9df h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Int<span class=\"_ _5\"></span>ernational (<span class=\"_ _6\"></span>Hong Kong<span class=\"_ _5\"></span>) Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8b y3c2e w9e0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls66 ws64\">2<span class=\"_ _3\"></span>2076<span class=\"_ _3\"></span>94<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf8c y3c2e w9e1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1st F<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>r, Hen<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>y Bu<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>, 5 Qu<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>\u2019s Roa<span class=\"_ _3\"></span>d Ce<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ral<span class=\"_ _3\"></span>, H<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g Kon<span class=\"_ _3\"></span>g<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8d y3c2e w9e2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Hong K<span class=\"_ _5\"></span>ong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8e y3c2e w9e3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Life assur<span class=\"_ _5\"></span>ance<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf8f y3c2e w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c2f w9e4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Int<span class=\"_ _5\"></span>ernational Distributi<span class=\"_ _5\"></span>on Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf46 y3c2f w9e5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls28 ws27\">08798683<span class=\"_ _32\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td class=\"c n xf90 y3c2f w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf91 y3c2f w9de h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf92 y3c2f w99e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c30 w9e6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>nter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>al p<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>c<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf93 y3c30 w9e7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">185345<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xf94 y3c30 w9e8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Fleming Court, Flemings Place,<span class=\"_ _5\"></span> Dublin 4, Ireland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf95 y3c30 w9e9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Ireland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf96 y3c30 w9ea h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Life<span class=\"_ _5\"></span> assurance<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf97 y3c30 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c31 w9eb h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Inv<span class=\"_ _5\"></span>estment A<span class=\"_ _5\"></span>dministrati<span class=\"_ _5\"></span>on Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf98 y3c31 w9ec h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls66 ws64\">0<span class=\"_ _3\"></span>876<span class=\"_ _3\"></span>42<span class=\"_ _3\"></span>31<span class=\"_ _39\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf99 y3c31 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9a y3c31 w9ed h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lse4 ws75\">Unit<span class=\"_ _5\"></span> trust administrat<span class=\"_ _5\"></span>ion</div></td><td class=\"t m0 xf28 h73 y3c32 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td></td><td></td><td></td><td></td><td class=\"t m0 xf61 h73 y3c33 ff3 fs16 fc2 sc0 ls61 ws5f\">and ISA<span class=\"_ _5\"></span> manager<span class=\"_ _2d1\"> </span></td><td></td></tr><tr><td class=\"c n x265 y3c34 w9ee h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Management Services Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9b y3c34 w9ef h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lsf7 ws101\">026<span class=\"_ _3\"></span>610<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>4<span class=\"_ _99\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf95 y3c34 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9c y3c34 w9f0 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 lse3 wsee\">Management<span class=\"_ _5\"></span> services<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9d y3c34 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c35 w9f1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Nominees Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf87 y3c35 w9f2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls66 ws64\">0<span class=\"_ _3\"></span>876<span class=\"_ _3\"></span>42<span class=\"_ _3\"></span>14<span class=\"_ _16b\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf9e y3c35 w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf9f y3c35 w9f3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Nominee company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf64 y3c35 w994 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _2\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c36 w9f4 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place Partnership Services Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa0 y3c36 w9f5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls75 ws76\">08201211<span class=\"_ _22\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td class=\"c n xfa1 y3c36 w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa2 y3c36 w9f6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">T<span class=\"_ _5\"></span>reasury company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa3 y3c36 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c37 w9f7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>K pl<span class=\"_ _3\"></span>c<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa4 y3c37 w9f8 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\"><span class=\"ls7c ws7d\">02628<span class=\"_ _3\"></span>062<span class=\"_ _e5\"> </span></span>*<span class=\"_ _2b1\"> </span></div></td><td></td><td></td><td class=\"c n xfa5 y3c37 w99c h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa6 y3c37 w9e3 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Life assur<span class=\"_ _5\"></span>ance<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa7 y3c37 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c38 w9f9 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st G<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>up L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfa8 y3c38 w9fa h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\"><span class=\"ls66 ws64\">0<span class=\"_ _3\"></span>0<span class=\"_ _3\"></span>9476<span class=\"_ _3\"></span>4<span class=\"_ _3\"></span>4<span class=\"_ _32\"> </span></span>*<span class=\"_ _2b1\"> </span></div></td><td></td><td></td><td class=\"c n xfa9 y3c38 w9b6 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfaa y3c38 w9fb h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Unit trust<span class=\"_ _5\"></span> management<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfab y3c38 w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c39 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>ealth Management (<span class=\"_ _6\"></span>Shanghai<span class=\"_ _5\"></span>) </td><td class=\"c n x8b8 y3c3a w9fc h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7d ws6e\">1511517<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xfac y3c3a w9fd h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1<span class=\"_ _3\"></span>st F<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>or, H<span class=\"_ _3\"></span>en<span class=\"_ _3\"></span>ley B<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g, 5 Q<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n\u2019s R<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>d Ce<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>ral<span class=\"_ _3\"></span>, H<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>g Kong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfad y3c3a w9e2 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Hong K<span class=\"_ _5\"></span>ong<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfae y3c3a w9fe h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Overseas dist<span class=\"_ _5\"></span>ribution<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfaf y3c3a w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c3b ff3 fs16 fc2 sc0 ls61 ws5f\">Limited<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c3c w9ff h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>ealth Management Gr<span class=\"_ _5\"></span>oup Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb0 y3c3c w9d7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7c ws7d\">02627<span class=\"_ _3\"></span>518<span class=\"_ _39\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xfb1 y3c3c wa00 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb2 y3c3c wa01 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding compan<span class=\"_ _5\"></span>y<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb3 y3c3c w9d5 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c3d ff3 fs16 fc2 sc0 ls61 ws5f\">St. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>ealth Management Int<span class=\"_ _5\"></span>ernational </td><td class=\"c n x8b8 y3c3e wa02 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls75 ws76\">20132345<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb4 y3c3e wa03 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls75 ws76\">3N<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb5 y3c3e wa04 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">1 Ra<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>es P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>, #15<span class=\"_ _3\"></span>-61 On<span class=\"_ _3\"></span>e Ra<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fl<span class=\"_ _3\"></span>es P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>, 04<span class=\"_ _3\"></span>86<span class=\"_ _3\"></span>16<span class=\"_ _3\"></span>, Si<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>re<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb6 y3c3e wa05 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Sing<span class=\"_ _3\"></span>apore<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb7 y3c3e w9be h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfb8 y3c3e w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h73 y3c3f ff3 fs16 fc2 sc0 lsfc ws108\">P<span class=\"_ _3\"></span>te. L<span class=\"_ _3\"></span>td<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td><td></td><td></td><td></td></tr><tr><td class=\"c n x265 y3c40 wa06 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Wea<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>th M<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>lc<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf79 y3c40 w9a7 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\"><span class=\"ls10e ws11d\">041<span class=\"_ _3\"></span>139<span class=\"_ _3\"></span>55<span class=\"_ _b1\"> </span></span>*<span class=\"_ _2b1\"> </span></div></td><td></td><td></td><td class=\"c n xfb9 y3c40 w998 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and<span class=\"_ _5\"></span> Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfba y3c40 wa07 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">UK distribut<span class=\"_ _5\"></span>ion<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf49 y3c40 w98f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15f ws189\">No<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c41 wa08 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">T<span class=\"_ _6\"></span>e<span class=\"_ _3\"></span>chnical Connec<span class=\"_ _5\"></span>tion Limit<span class=\"_ _5\"></span>ed<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbb y3c41 wa09 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls7b ws7c\">0317847<span class=\"_ _6\"></span>4<span class=\"_ _b1\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _26b\"> </span></span></div></td><td></td><td></td><td class=\"c n xfbc y3c41 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England and W<span class=\"_ _5\"></span>ales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbd y3c41 wa0a h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">T<span class=\"_ _5\"></span>ax and<span class=\"_ _5\"></span> advisory services<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x58a y3c41 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c24 wa0b h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">T<span class=\"_ _5\"></span>ring Financial<span class=\"_ _5\"></span> Management Limited<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbb y3c24 wa0c h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls63 ws61\">054<span class=\"_ _3\"></span>87108<span class=\"_ _99\"> </span><span class=\"ls3 ws2\">*<span class=\"_ _2b1\"> </span></span></div></td><td></td><td></td><td class=\"c n xf40 y3c24 w992 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">England<span class=\"_ _5\"></span> and Wales<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf41 y3c24 wa0d h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls62 ws60\">P<span class=\"_ _5\"></span>olicy administ<span class=\"_ _5\"></span>ration<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbe y3c24 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c42 wa0e h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Virtue Money Limi<span class=\"_ _5\"></span>ted<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfbf y3c42 wa0f h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls63 ws61\">SC346827<span class=\"_ _2d1\"> </span></div></td><td></td><td class=\"c n xfc0 y3c42 wa10 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls3 ws2\">Ora<span class=\"_ _3\"></span>cl<span class=\"_ _3\"></span>e Ca<span class=\"_ _3\"></span>mp<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>, B<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ck<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>s Ro<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>, L<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>th<span class=\"_ _3\"></span>gow, We<span class=\"_ _3\"></span>st Lo<span class=\"_ _3\"></span>thi<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>, EH49 7<span class=\"_ _3\"></span>B<span class=\"_ _3\"></span>F<span class=\"_ _5\"></span>,<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf2a y3c42 w9b1 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Scotland<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf58 y3c42 w9be h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls61 ws5f\">Holding company<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xf67 y3c42 w989 h1a7\"><div class=\"t m0 x262 h73 y3c04 ff3 fs16 fc2 sc0 ls15e ws188\">Ye<span class=\"_ _3\"></span>s<span class=\"_ _2d1\"> </span></div></td></tr><tr><td></td><td></td><td></td><td class=\"t m0 xf5a h73 y3c43 ff3 fs16 fc2 sc0 ls61 ws5f\">United<span class=\"_ _5\"></span> Kingdom<span class=\"_ _2d1\"> </span></td><td></td><td></td><td></td></tr></table>*  <span class=\"_ _2a\"> </span>In<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>s th<span class=\"_ _3\"></span>at t<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>ed o<span class=\"_ _3\"></span>f<span class=\"_ _3\"></span>fi<span class=\"_ _3\"></span>ce i<span class=\"_ _3\"></span>s S<span class=\"_ _3\"></span>t. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce H<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>e, 1 Tetb<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y Ro<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>, Ci<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>ter, G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>re<span class=\"_ _3\"></span>, GL7 1<span class=\"_ _3\"></span>FP.<span class=\"_ _2d1\"> </span>Wh<span class=\"_ _3\"></span>ere i<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d in th<span class=\"_ _3\"></span>e tab<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>e, s<span class=\"_ _3\"></span>ub<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s of S<span class=\"_ _3\"></span>t. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c h<span class=\"_ _3\"></span>ave ta<span class=\"_ _3\"></span>ken a<span class=\"_ _3\"></span>dva<span class=\"_ _3\"></span>ntag<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>, or a<span class=\"_ _3\"></span>re exp<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>cted to ta<span class=\"_ _3\"></span>ke ad<span class=\"_ _3\"></span>vanta<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>, of t<span class=\"_ _3\"></span>he ex<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>pti<span class=\"_ _3\"></span>on f<span class=\"_ _3\"></span>rom s<span class=\"_ _3\"></span>tatu<span class=\"_ _3\"></span>tor<span class=\"_ _3\"></span>y a<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>it g<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>ted by s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 479A of the C<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es Ac<span class=\"_ _3\"></span>t 200<span class=\"_ _3\"></span>6. I<span class=\"_ _3\"></span>n a<span class=\"_ _3\"></span>cco<span class=\"_ _3\"></span>rd<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith s<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n 479C<span class=\"_ _3\"></span>, St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c ha<span class=\"_ _3\"></span>s gu<span class=\"_ _3\"></span>ara<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>ed a<span class=\"_ _3\"></span>ll t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>tan<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es a<span class=\"_ _3\"></span>s at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24 of th<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>e com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s.<span class=\"_ _2d1\"> </span>All G<span class=\"_ _3\"></span>ro<span class=\"_ _3\"></span>up co<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>es h<span class=\"_ _3\"></span>ave a<span class=\"_ _3\"></span>n ac<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>unt<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g refe<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce d<span class=\"_ _3\"></span>ate o<span class=\"_ _3\"></span>f 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r. The tax re<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>y of each<span class=\"_ _5\"></span> subsidiary is the<span class=\"_ _5\"></span> same as t<span class=\"_ _5\"></span>he country of<span class=\"_ _5\"></span> incorporation.<span class=\"_ _2d1\"> </span>10<span class=\"_ _3\"></span>0% of t<span class=\"_ _3\"></span>he e<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal i<span class=\"_ _3\"></span>s he<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>d for th<span class=\"_ _3\"></span>e su<span class=\"_ _3\"></span>bs<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>es l<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>ted i<span class=\"_ _3\"></span>n th<span class=\"_ _3\"></span>e pre<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ng ta<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e, w<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>h the exception of<span class=\"_ _3\"></span>:<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">SJ<span class=\"_ _3\"></span>P Par<span class=\"_ _2\"></span>tne<span class=\"_ _3\"></span>r Loa<span class=\"_ _3\"></span>ns N<span class=\"_ _3\"></span>o. 1 L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d (11390<span class=\"_ _3\"></span>901), whe<span class=\"_ _3\"></span>re 10<span class=\"_ _3\"></span>0% o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y sh<span class=\"_ _3\"></span>are c<span class=\"_ _3\"></span>ap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l is h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by a </span>thi<span class=\"_ _3\"></span>rd-p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>. No<span class=\"_ _3\"></span>te tha<span class=\"_ _3\"></span>t al<span class=\"_ _3\"></span>l as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es of S<span class=\"_ _3\"></span>J<span class=\"_ _3\"></span>P Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r Loa<span class=\"_ _3\"></span>ns No<span class=\"_ _3\"></span>.1 L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d are re<span class=\"_ _3\"></span>str<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>ted a<span class=\"_ _3\"></span>nd r<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g-fen<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d from t<span class=\"_ _3\"></span>he o<span class=\"_ _3\"></span>the<span class=\"_ _3\"></span>r as<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>ets a<span class=\"_ _3\"></span>nd l<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>bi<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p.<span class=\"_ _2d1\"> </span><span class=\"_ _49\"></span><span class=\"_ _4a\"> </span><span class=\"ff3 fs4\">Lewi<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>gton We<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>th M<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted (04290<span class=\"_ _3\"></span>504) whe<span class=\"_ _3\"></span>re 25% of th<span class=\"_ _3\"></span>e eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y sh<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>re cap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>l </span>is h<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d by a th<span class=\"_ _3\"></span>ird<span class=\"_ _3\"></span>-par<span class=\"_ _2\"></span>ty e<span class=\"_ _3\"></span>nt<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y o<span class=\"_ _3\"></span>uts<span class=\"_ _3\"></span>id<span class=\"_ _3\"></span>e th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>. Fol<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>wi<span class=\"_ _3\"></span>ng a<span class=\"_ _3\"></span>n as<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ss<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt o<span class=\"_ _3\"></span>f co<span class=\"_ _3\"></span>ntro<span class=\"_ _3\"></span>l in a<span class=\"_ _3\"></span>cc<span class=\"_ _3\"></span>ord<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce w<span class=\"_ _3\"></span>ith I<span class=\"_ _3\"></span>FR<span class=\"_ _3\"></span>S 10 i<span class=\"_ _3\"></span>t wa<span class=\"_ _3\"></span>s dete<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ed t<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>t SJ<span class=\"_ _3\"></span>P Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>r Loa<span class=\"_ _3\"></span>ns N<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>. 1 Li<span class=\"_ _3\"></span>mite<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d Lew<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>gto<span class=\"_ _3\"></span>n Wea<span class=\"_ _3\"></span>lth M<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt L<span class=\"_ _3\"></span>im<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d are c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>trol<span class=\"_ _3\"></span>le<span class=\"_ _3\"></span>d by the Gr<span class=\"_ _5\"></span>oup and<span class=\"_ _5\"></span> thus consolidat<span class=\"_ _5\"></span>ed.<span class=\"_ _2d1\"> </span>In addition, t<span class=\"_ _5\"></span>he Group<span class=\"_ _5\"></span> financial st<span class=\"_ _5\"></span>atements<span class=\"_ _5\"></span> consolidate<span class=\"_ _5\"></span> the f<span class=\"_ _5\"></span>ollowing unit<span class=\"_ _5\"></span> trusts, al<span class=\"_ _3\"></span>l of w<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>ch a<span class=\"_ _3\"></span>re reg<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>tere<span class=\"_ _3\"></span>d in En<span class=\"_ _3\"></span>gl<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d Wal<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. T<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>gi<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>red a<span class=\"_ _3\"></span>dd<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>s of t<span class=\"_ _3\"></span>he u<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t tru<span class=\"_ _3\"></span>st m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>r, St. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ce U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p Li<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>ted<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>s St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ho<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>e, 1 T<span class=\"_ _5\"></span>etb<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>y Ro<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>, Ci<span class=\"_ _3\"></span>ren<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>ste<span class=\"_ _3\"></span>r, Glo<span class=\"_ _3\"></span>uc<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>ters<span class=\"_ _3\"></span>hi<span class=\"_ _3\"></span>re G<span class=\"_ _3\"></span>L7 1FP<span class=\"_ _5\"></span>, Un<span class=\"_ _3\"></span>ite<span class=\"_ _3\"></span>d Ki<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>.<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ad<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>s Gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ad<span class=\"_ _3\"></span>ven<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>s In<span class=\"_ _3\"></span>ter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>tio<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>al G<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>h Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e As<span class=\"_ _3\"></span>ia P<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ic U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Balance InR<span class=\"_ _5\"></span>etirement<span class=\"_ _5\"></span> Unit T<span class=\"_ _6\"></span>rust St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e B<span class=\"_ _3\"></span>al<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d G<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Balanced Int<span class=\"_ _5\"></span>ernational Gr<span class=\"_ _5\"></span>owth Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Balanced Managed Unit<span class=\"_ _5\"></span> T<span class=\"_ _5\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vati<span class=\"_ _3\"></span>ve G<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Co<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>er<span class=\"_ _2\"></span>vati<span class=\"_ _3\"></span>ve I<span class=\"_ _3\"></span>nte<span class=\"_ _3\"></span>rn<span class=\"_ _3\"></span>ati<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>l Gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t St. James\u2019s<span class=\"_ _5\"></span> Place Cont<span class=\"_ _5\"></span>inental E<span class=\"_ _5\"></span>uropean Unit<span class=\"_ _5\"></span> T<span class=\"_ _5\"></span>rust<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Corpor<span class=\"_ _5\"></span>ate Bond<span class=\"_ _5\"></span> Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e D<span class=\"_ _3\"></span>ive<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>if<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>d As<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>ts (F<span class=\"_ _5\"></span>AI<span class=\"_ _3\"></span>F) Uni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Diversified<span class=\"_ _5\"></span> Bond Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Em<span class=\"_ _3\"></span>erg<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g M<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>kets Eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Ab<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>te Ret<span class=\"_ _3\"></span>ur<span class=\"_ _3\"></span>n Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Global E<span class=\"_ _5\"></span>merging Mark<span class=\"_ _5\"></span>ets Unit<span class=\"_ _5\"></span> T<span class=\"_ _5\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Eq<span class=\"_ _3\"></span>ui<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Global Go<span class=\"_ _5\"></span>vernment Bond<span class=\"_ _5\"></span> Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Global Go<span class=\"_ _5\"></span>vernment Inf<span class=\"_ _5\"></span>lation Link<span class=\"_ _5\"></span>ed Bond Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l H<span class=\"_ _3\"></span>ig<span class=\"_ _3\"></span>h Yi<span class=\"_ _3\"></span>el<span class=\"_ _3\"></span>d B<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>d Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Qu<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>y Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Global Smaller<span class=\"_ _5\"></span> Companies Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Un<span class=\"_ _3\"></span>it Tru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>lo<span class=\"_ _3\"></span>ba<span class=\"_ _3\"></span>l Valu<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Great<span class=\"_ _5\"></span>er E<span class=\"_ _5\"></span>uropean Pr<span class=\"_ _5\"></span>ogressive<span class=\"_ _5\"></span> Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>row<span class=\"_ _3\"></span>th I<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>Ret<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>nter<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>al E<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e I<span class=\"_ _3\"></span>nves<span class=\"_ _3\"></span>tm<span class=\"_ _3\"></span>ent G<span class=\"_ _3\"></span>ra<span class=\"_ _3\"></span>de C<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>po<span class=\"_ _3\"></span>rate B<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>nd U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Ja<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>an U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e M<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>d Gro<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>th U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e M<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ey M<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>ket Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e N<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>h Ame<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ic<span class=\"_ _3\"></span>an U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>s 1 U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>s 2 U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>s 3 U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Po<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>s 4 U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e Pr<span class=\"_ _3\"></span>ud<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>e In<span class=\"_ _3\"></span>Ret<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt U<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e S<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>ic I<span class=\"_ _3\"></span>nc<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>r<span class=\"_ _3\"></span>us<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e S<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>teg<span class=\"_ _3\"></span>ic M<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>d U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t T<span class=\"_ _5\"></span>ru<span class=\"_ _3\"></span>st<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place Sust<span class=\"_ _5\"></span>ainable &amp; Re<span class=\"_ _5\"></span>sponsible Equity Unit T<span class=\"_ _6\"></span>rust<span class=\"_ _2d1\"> </span>St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>K Equ<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>y I<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>co<span class=\"_ _3\"></span>me U<span class=\"_ _3\"></span>ni<span class=\"_ _3\"></span>t Trust St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e U<span class=\"_ _3\"></span>K Un<span class=\"_ _3\"></span>it Trus<span class=\"_ _3\"></span>t<span class=\"_ _2d1\"> </span>St. James\u2019s<span class=\"_ _5\"></span> Place W<span class=\"_ _5\"></span>orldwide Income Unit<span class=\"_ _5\"></span> T<span class=\"_ _5\"></span>rust<span class=\"_ _2d1\"> </span><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs825\">Individually immaterial<span class=\"_ _5\"></span> associates<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs826\">The Gr<span class=\"_ _5\"></span>oup also<span class=\"_ _5\"></span> has int<span class=\"_ _5\"></span>erests in<span class=\"_ _5\"></span> individually immat<span class=\"_ _5\"></span>erial associat<span class=\"_ _5\"></span>es that ar<span class=\"_ _5\"></span>e accoun<span class=\"_ _5\"></span>ted f<span class=\"_ _5\"></span>or using </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs827\">the equity met<span class=\"_ _5\"></span>hod.<span class=\"_ _2d1\"> </span></div><div class=\"gs828\"><table class=\"s w62d h1aa\" id=\"_b2c4dd6e-be57-4f40-93a2-bf575aca2f64\"><tr><td></td><td class=\"t m0 x41b h7e y3c44 ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x33b h1c y3c44 ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x41c h7e y3c45 ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x33c h1c y3c45 ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x41d y3c46 w69 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x41e y3c47 w1a6 h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3c48 wa11 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">Aggr<span class=\"_ _5\"></span>egate carrying v<span class=\"_ _5\"></span>alue of individually<span class=\"_ _5\"></span> immaterial<span class=\"_ _5\"></span> associates<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc1 y3c48 wa12 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls91 ws8f\">21.9<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc2 y3c48 wa13 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"t m0 x33d h8 y3c49 ff3 fs4 fc2 sc0 ls3 ws2\">Agg<span class=\"_ _3\"></span>reg<span class=\"_ _3\"></span>ate a<span class=\"_ _3\"></span>mo<span class=\"_ _3\"></span>un<span class=\"_ _3\"></span>ts of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p\u2019s s<span class=\"_ _3\"></span>ha<span class=\"_ _3\"></span>re of tota<span class=\"_ _3\"></span>l </td><td></td><td></td></tr><tr><td class=\"c n x265 y3731 wa14 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls6 ws4\">comprehensiv<span class=\"_ _5\"></span>e income<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc3 y3731 w3c5 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.3<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc4 y3731 w120 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.1</div></td></tr></table></div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-424": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls22 ws21 gs82a\">27<span class=\"_ _6\"></span>. Related-party t<span class=\"_ _3\"></span>ransactions<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls17 ws16 gs82b\">Transactions<span class=\"_ _5\"></span> with associates and<span class=\"_ _5\"></span> non-wholly-owned subs<span class=\"_ _5\"></span>idiaries<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 lsb5 wsb7 gs82c\">Associates<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs82d\">Outstanding<span class=\"_ _5\"></span> at the<span class=\"_ _5\"></span> year<span class=\"_ _6\"></span>-end wer<span class=\"_ _5\"></span>e business loans<span class=\"_ _5\"></span> of \u00a31<span class=\"_ _5\"></span>1.9 million (<span class=\"_ _6\"></span>2023<span class=\"_ _5\"></span>: \u00a32.9 million<span class=\"_ _6\"></span>) t<span class=\"_ _5\"></span>o </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs82e\">as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ates o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>. Du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar \u00a38<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a31<span class=\"_ _3\"></span>.6 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on) was ad<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>nd </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs82f\">\u00a34.<span class=\"_ _3\"></span>3 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a31<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) wa<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to ass<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t-bea<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs830\">(<span class=\"_ _5\"></span>li<span class=\"_ _3\"></span>nke<span class=\"_ _3\"></span>d to the B<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nk of En<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nd b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e rate p<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>s a ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) an<span class=\"_ _3\"></span>d re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>n li<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>e wit<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e term<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs831\">of th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>. Inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t of \u00a30<span class=\"_ _3\"></span>.6 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on wa<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng 20<span class=\"_ _3\"></span>24 (<span class=\"_ _5\"></span>2023<span class=\"_ _3\"></span>: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs832\">In addition, c<span class=\"_ _5\"></span>ommission, advice fees<span class=\"_ _5\"></span> and ot<span class=\"_ _5\"></span>her payments o<span class=\"_ _5\"></span>f \u00a310.0<span class=\"_ _5\"></span> million wer<span class=\"_ _5\"></span>e paid </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs833\">(<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a32.3 million<span class=\"_ _5\"></span> paid<span class=\"_ _6\"></span>), under normal<span class=\"_ _5\"></span> commercial<span class=\"_ _5\"></span> terms, t<span class=\"_ _5\"></span>o associat<span class=\"_ _5\"></span>es of<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup. </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs834\">Th<span class=\"_ _3\"></span>e out<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 wa<span class=\"_ _3\"></span>s \u00a30.7 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e (2023: \u00a30.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs835\">payable<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h77 ff4 fs61 fc1 sc0 ls70 ws70 gs836\">Non-wholly owned s<span class=\"_ _5\"></span>ubsidiaries<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs837\">Commission, advice<span class=\"_ _5\"></span> fees and<span class=\"_ _5\"></span> other payments<span class=\"_ _5\"></span> of \u00a3<span class=\"_ _6\"></span>4<span class=\"_ _3\"></span>.3 million w<span class=\"_ _5\"></span>ere paid<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a33.8 million<span class=\"_ _5\"></span> paid<span class=\"_ _5\"></span>), </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs838\">under normal<span class=\"_ _5\"></span> commercial t<span class=\"_ _5\"></span>erms, t<span class=\"_ _5\"></span>o non-<span class=\"_ _5\"></span>wholly-owned Gr<span class=\"_ _5\"></span>oup companies. The<span class=\"_ _5\"></span> outst<span class=\"_ _5\"></span>anding </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs839\">am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt at 3<span class=\"_ _3\"></span>1 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r 2024 was \u00a30<span class=\"_ _3\"></span>.5 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le (2023: \u00a30<span class=\"_ _3\"></span>.6 mi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 ha ff4 fs6 fc1 sc0 ls48 ws48 gs83a\">Transaction<span class=\"_ _5\"></span>s with k<span class=\"_ _5\"></span>ey<span class=\"_ _5\"></span> management personnel<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs83b\">Key man<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pe<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>l h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n d<span class=\"_ _3\"></span>efi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>s the B<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ard o<span class=\"_ _3\"></span>f Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors a<span class=\"_ _3\"></span>nd m<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs83c\">of th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve Co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>e. T<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n pa<span class=\"_ _3\"></span>id to th<span class=\"_ _3\"></span>e Bo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rd of D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs83d\">St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c is s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n the D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>recto<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>\u2019 re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>n ad<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to th<span class=\"_ _3\"></span>e </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs83e\">disclosure<span class=\"_ _5\"></span> in this<span class=\"_ _5\"></span> note.<span class=\"_ _5\"></span> </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs83f\">Th<span class=\"_ _3\"></span>e Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors<span class=\"_ _3\"></span>\u2019 re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o se<span class=\"_ _3\"></span>ts ou<span class=\"_ _3\"></span>t tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>cto<span class=\"_ _3\"></span>rs u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er t<span class=\"_ _3\"></span>he </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs840\">Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>-ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, tog<span class=\"_ _3\"></span>eth<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r wi<span class=\"_ _3\"></span>th de<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f the D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>recto<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>\u2019 i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s in </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs841\">the s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e Com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>any.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs843\">Compensati<span class=\"_ _5\"></span>on of<span class=\"_ _5\"></span> key<span class=\"_ _5\"></span> management<span class=\"_ _5\"></span> personnel is<span class=\"_ _5\"></span> as f<span class=\"_ _5\"></span>ollows:<span class=\"_ _2d1\"> </span></div><div class=\"gs844\"><table class=\"s w3f3 h1ab\" id=\"_d8c4f28f-a61e-49c4-a7f5-aafe2f76a05d\"><tr><td></td><td class=\"t m0 x3e8 h7e y3c4a ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3c4a ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y3c4b ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3c4b ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3c4c ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3c4c ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y38c4 w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3b9e w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f wa15 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Short<span class=\"_ _5\"></span>-t<span class=\"_ _5\"></span>erm emplo<span class=\"_ _5\"></span>yee<span class=\"_ _5\"></span> benefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc5 y380f wa16 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xefe y380f w245 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">5.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 wa17 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Post<span class=\"_ _6\"></span>-employm<span class=\"_ _5\"></span>ent benefit<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc6 y3810 w245 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc7 y3810 wa18 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab wa19 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Share-<span class=\"_ _5\"></span>based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc8 y37ab w6fa h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc9 y37ab w55 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w2de h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfca y3731 wa1a h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">1<span class=\"_ _3\"></span>0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfcb y3731 wa1b h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls97 ws94\">5<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr></table></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs845\">Th<span class=\"_ _3\"></span>e total va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p FU<span class=\"_ _3\"></span>M he<span class=\"_ _3\"></span>ld by re<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p as a<span class=\"_ _3\"></span>t 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs846\">was \u00a3<span class=\"_ _3\"></span>25.<span class=\"_ _2\"></span>2 mil<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a31<span class=\"_ _3\"></span>7<span class=\"_ _5\"></span>.9 mi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>e total va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>lc d<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>id </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs847\">to rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar w<span class=\"_ _3\"></span>as \u00a30<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a31<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs848\">Du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng 20<span class=\"_ _3\"></span>22 th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d Edw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s Wea<span class=\"_ _3\"></span>lth Ltd<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er n<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l ter<span class=\"_ _3\"></span>ms<span class=\"_ _3\"></span>, f<span class=\"_ _3\"></span>rom </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs849\">key ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>el a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d the<span class=\"_ _3\"></span>ir c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. As a<span class=\"_ _3\"></span>t 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 th<span class=\"_ _3\"></span>ere w<span class=\"_ _3\"></span>as </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs84a\">de<span class=\"_ _3\"></span>ferre<span class=\"_ _3\"></span>d c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>ion o<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g of \u00a3n<span class=\"_ _3\"></span>il (2023: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>), w<span class=\"_ _3\"></span>ith \u00a3n<span class=\"_ _3\"></span>il d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs84b\">considerati<span class=\"_ _5\"></span>on paid during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a33.2 million<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls6 ws4 gs84c\">Commission, advice<span class=\"_ _5\"></span> fees and<span class=\"_ _5\"></span> other payments<span class=\"_ _5\"></span> of \u00a3<span class=\"_ _5\"></span>1.<span class=\"_ _3\"></span>3 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a31.3 million<span class=\"_ _6\"></span>) wer<span class=\"_ _5\"></span>e paid, under </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs84d\">no<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>al te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>s, to S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>o we<span class=\"_ _3\"></span>re rel<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s by vi<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>e of </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls7 ws5 gs84e\">being c<span class=\"_ _5\"></span>onnected<span class=\"_ _5\"></span> persons wi<span class=\"_ _5\"></span>th k<span class=\"_ _5\"></span>ey managem<span class=\"_ _5\"></span>ent personnel.<span class=\"_ _5\"></span> The out<span class=\"_ _5\"></span>standing<span class=\"_ _5\"></span> amount pa<span class=\"_ _5\"></span>yable </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs84f\">at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24 was \u00a30<span class=\"_ _3\"></span>.1 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs850\">Ou<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>tand<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g a<span class=\"_ _3\"></span>t the ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _5\"></span>-e<span class=\"_ _3\"></span>nd we<span class=\"_ _3\"></span>re Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns o<span class=\"_ _3\"></span>f \u00a3ni<span class=\"_ _3\"></span>l (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>) d<span class=\"_ _3\"></span>ue fro<span class=\"_ _3\"></span>m S<span class=\"_ _3\"></span>t. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ce </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs851\">ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>rs w<span class=\"_ _3\"></span>ho w<span class=\"_ _3\"></span>ere re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s by vi<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>e of b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g con<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>son<span class=\"_ _3\"></span>s wi<span class=\"_ _3\"></span>th key m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls5b ws2 gs852\">pe<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up e<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, or g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, the<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s. D<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar \u00a3n<span class=\"_ _3\"></span>il (2023: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>) </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs853\">was a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d \u00a3ni<span class=\"_ _3\"></span>l (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a30.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) wa<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>id by a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>o we<span class=\"_ _3\"></span>re rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. </div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTransactionsBetweenRelatedPartiesExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-391": {
   "value": "27<span class=\"_ _6\"></span>. Related-party t<span class=\"_ _3\"></span>ransactions<span class=\"_ _2d1\"> </span>Transactions<span class=\"_ _5\"></span> with associates and<span class=\"_ _5\"></span> non-wholly-owned subs<span class=\"_ _5\"></span>idiaries<span class=\"_ _2d1\"> </span>Associates<span class=\"_ _2d1\"> </span>Outstanding<span class=\"_ _5\"></span> at the<span class=\"_ _5\"></span> year<span class=\"_ _6\"></span>-end wer<span class=\"_ _5\"></span>e business loans<span class=\"_ _5\"></span> of \u00a31<span class=\"_ _5\"></span>1.9 million (<span class=\"_ _6\"></span>2023<span class=\"_ _5\"></span>: \u00a32.9 million<span class=\"_ _6\"></span>) t<span class=\"_ _5\"></span>o as<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>ci<span class=\"_ _3\"></span>ates o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>. Du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar \u00a38<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>9 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a31<span class=\"_ _3\"></span>.6 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on) was ad<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>nd \u00a34.<span class=\"_ _3\"></span>3 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a31<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>8 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) wa<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>ai<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>. Bu<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>ss l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s to ass<span class=\"_ _3\"></span>oc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>tes a<span class=\"_ _3\"></span>re in<span class=\"_ _3\"></span>teres<span class=\"_ _3\"></span>t-bea<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng (<span class=\"_ _5\"></span>li<span class=\"_ _3\"></span>nke<span class=\"_ _3\"></span>d to the B<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nk of En<span class=\"_ _3\"></span>g<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>nd b<span class=\"_ _3\"></span>as<span class=\"_ _3\"></span>e rate p<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>s a ma<span class=\"_ _3\"></span>rgi<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) an<span class=\"_ _3\"></span>d re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le i<span class=\"_ _3\"></span>n li<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>e wit<span class=\"_ _3\"></span>h th<span class=\"_ _3\"></span>e term<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n con<span class=\"_ _3\"></span>tra<span class=\"_ _3\"></span>ct<span class=\"_ _3\"></span>. Inte<span class=\"_ _3\"></span>res<span class=\"_ _3\"></span>t of \u00a30<span class=\"_ _3\"></span>.6 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on wa<span class=\"_ _3\"></span>s rec<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>ve<span class=\"_ _3\"></span>d du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng 20<span class=\"_ _3\"></span>24 (<span class=\"_ _5\"></span>2023<span class=\"_ _3\"></span>: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span>In addition, c<span class=\"_ _5\"></span>ommission, advice fees<span class=\"_ _5\"></span> and ot<span class=\"_ _5\"></span>her payments o<span class=\"_ _5\"></span>f \u00a310.0<span class=\"_ _5\"></span> million wer<span class=\"_ _5\"></span>e paid (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a32.3 million<span class=\"_ _5\"></span> paid<span class=\"_ _6\"></span>), under normal<span class=\"_ _5\"></span> commercial<span class=\"_ _5\"></span> terms, t<span class=\"_ _5\"></span>o associat<span class=\"_ _5\"></span>es of<span class=\"_ _5\"></span> the Gr<span class=\"_ _5\"></span>oup. Th<span class=\"_ _3\"></span>e out<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt a<span class=\"_ _3\"></span>t 31 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 wa<span class=\"_ _3\"></span>s \u00a30.7 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e (2023: \u00a30.<span class=\"_ _3\"></span>5 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n payable<span class=\"_ _6\"></span>)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>Non-wholly owned s<span class=\"_ _5\"></span>ubsidiaries<span class=\"_ _2d1\"> </span>Commission, advice<span class=\"_ _5\"></span> fees and<span class=\"_ _5\"></span> other payments<span class=\"_ _5\"></span> of \u00a3<span class=\"_ _6\"></span>4<span class=\"_ _3\"></span>.3 million w<span class=\"_ _5\"></span>ere paid<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>2023<span class=\"_ _5\"></span>: \u00a33.8 million<span class=\"_ _5\"></span> paid<span class=\"_ _5\"></span>), under normal<span class=\"_ _5\"></span> commercial t<span class=\"_ _5\"></span>erms, t<span class=\"_ _5\"></span>o non-<span class=\"_ _5\"></span>wholly-owned Gr<span class=\"_ _5\"></span>oup companies. The<span class=\"_ _5\"></span> outst<span class=\"_ _5\"></span>anding am<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>nt at 3<span class=\"_ _3\"></span>1 De<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r 2024 was \u00a30<span class=\"_ _3\"></span>.5 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n pa<span class=\"_ _3\"></span>yab<span class=\"_ _3\"></span>le (2023: \u00a30<span class=\"_ _3\"></span>.6 mi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on p<span class=\"_ _3\"></span>aya<span class=\"_ _3\"></span>bl<span class=\"_ _3\"></span>e<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span>Transaction<span class=\"_ _5\"></span>s with k<span class=\"_ _5\"></span>ey<span class=\"_ _5\"></span> management personnel<span class=\"_ _2d1\"> </span>Key man<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pe<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>l h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n d<span class=\"_ _3\"></span>efi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>s the B<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ard o<span class=\"_ _3\"></span>f Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors a<span class=\"_ _3\"></span>nd m<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve Co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>e. T<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n pa<span class=\"_ _3\"></span>id to th<span class=\"_ _3\"></span>e Bo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rd of D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s of St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c is s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n the D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>recto<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>\u2019 re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>n ad<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to th<span class=\"_ _3\"></span>e disclosure<span class=\"_ _5\"></span> in this<span class=\"_ _5\"></span> note.<span class=\"_ _5\"></span> Th<span class=\"_ _3\"></span>e Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors<span class=\"_ _3\"></span>\u2019 re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o se<span class=\"_ _3\"></span>ts ou<span class=\"_ _3\"></span>t tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>cto<span class=\"_ _3\"></span>rs u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er t<span class=\"_ _3\"></span>he Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>-ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, tog<span class=\"_ _3\"></span>eth<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r wi<span class=\"_ _3\"></span>th de<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f the D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>recto<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>\u2019 i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s in the s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e Com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>any.<span class=\"_ _2d1\"> </span>Compensati<span class=\"_ _5\"></span>on of<span class=\"_ _5\"></span> key<span class=\"_ _5\"></span> management<span class=\"_ _5\"></span> personnel is<span class=\"_ _5\"></span> as f<span class=\"_ _5\"></span>ollows:<span class=\"_ _2d1\"> </span><table class=\"s w3f3 h1ab\" id=\"_d8c4f28f-a61e-49c4-a7f5-aafe2f76a05d\"><tr><td></td><td class=\"t m0 x3e8 h7e y3c4a ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3c4a ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y3c4b ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3c4b ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3c4c ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3c4c ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y38c4 w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3b9e w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f wa15 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Short<span class=\"_ _5\"></span>-t<span class=\"_ _5\"></span>erm emplo<span class=\"_ _5\"></span>yee<span class=\"_ _5\"></span> benefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc5 y380f wa16 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xefe y380f w245 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">5.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 wa17 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Post<span class=\"_ _6\"></span>-employm<span class=\"_ _5\"></span>ent benefit<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc6 y3810 w245 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc7 y3810 wa18 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab wa19 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Share-<span class=\"_ _5\"></span>based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc8 y37ab w6fa h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc9 y37ab w55 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w2de h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfca y3731 wa1a h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">1<span class=\"_ _3\"></span>0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfcb y3731 wa1b h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls97 ws94\">5<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e total va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p FU<span class=\"_ _3\"></span>M he<span class=\"_ _3\"></span>ld by re<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p as a<span class=\"_ _3\"></span>t 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 was \u00a3<span class=\"_ _3\"></span>25.<span class=\"_ _2\"></span>2 mil<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a31<span class=\"_ _3\"></span>7<span class=\"_ _5\"></span>.9 mi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>e total va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>lc d<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>id to rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar w<span class=\"_ _3\"></span>as \u00a30<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a31<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>Du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng 20<span class=\"_ _3\"></span>22 th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d Edw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s Wea<span class=\"_ _3\"></span>lth Ltd<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er n<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l ter<span class=\"_ _3\"></span>ms<span class=\"_ _3\"></span>, f<span class=\"_ _3\"></span>rom key ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>el a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d the<span class=\"_ _3\"></span>ir c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. As a<span class=\"_ _3\"></span>t 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 th<span class=\"_ _3\"></span>ere w<span class=\"_ _3\"></span>as de<span class=\"_ _3\"></span>ferre<span class=\"_ _3\"></span>d c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>ion o<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g of \u00a3n<span class=\"_ _3\"></span>il (2023: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>), w<span class=\"_ _3\"></span>ith \u00a3n<span class=\"_ _3\"></span>il d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt considerati<span class=\"_ _5\"></span>on paid during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a33.2 million<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span>Commission, advice<span class=\"_ _5\"></span> fees and<span class=\"_ _5\"></span> other payments<span class=\"_ _5\"></span> of \u00a3<span class=\"_ _5\"></span>1.<span class=\"_ _3\"></span>3 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a31.3 million<span class=\"_ _6\"></span>) wer<span class=\"_ _5\"></span>e paid, under no<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>al te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>s, to S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>o we<span class=\"_ _3\"></span>re rel<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s by vi<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>e of being c<span class=\"_ _5\"></span>onnected<span class=\"_ _5\"></span> persons wi<span class=\"_ _5\"></span>th k<span class=\"_ _5\"></span>ey managem<span class=\"_ _5\"></span>ent personnel.<span class=\"_ _5\"></span> The out<span class=\"_ _5\"></span>standing<span class=\"_ _5\"></span> amount pa<span class=\"_ _5\"></span>yable at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24 was \u00a30<span class=\"_ _3\"></span>.1 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span>Ou<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>tand<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g a<span class=\"_ _3\"></span>t the ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _5\"></span>-e<span class=\"_ _3\"></span>nd we<span class=\"_ _3\"></span>re Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns o<span class=\"_ _3\"></span>f \u00a3ni<span class=\"_ _3\"></span>l (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>) d<span class=\"_ _3\"></span>ue fro<span class=\"_ _3\"></span>m S<span class=\"_ _3\"></span>t. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ce ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>rs w<span class=\"_ _3\"></span>ho w<span class=\"_ _3\"></span>ere re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s by vi<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>e of b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g con<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>son<span class=\"_ _3\"></span>s wi<span class=\"_ _3\"></span>th key m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pe<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up e<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, or g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, the<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s. D<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar \u00a3n<span class=\"_ _3\"></span>il (2023: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>) was a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d \u00a3ni<span class=\"_ _3\"></span>l (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a30.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) wa<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>id by a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>o we<span class=\"_ _3\"></span>re rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-440": {
   "value": "Transaction<span class=\"_ _5\"></span>s with k<span class=\"_ _5\"></span>ey<span class=\"_ _5\"></span> management personnel<span class=\"_ _2d1\"> </span>Key man<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pe<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>l h<span class=\"_ _3\"></span>ave b<span class=\"_ _3\"></span>ee<span class=\"_ _3\"></span>n d<span class=\"_ _3\"></span>efi<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>d a<span class=\"_ _3\"></span>s the B<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>ard o<span class=\"_ _3\"></span>f Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors a<span class=\"_ _3\"></span>nd m<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s of th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up E<span class=\"_ _3\"></span>xe<span class=\"_ _3\"></span>cu<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>ve Co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>it<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>e. T<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n pa<span class=\"_ _3\"></span>id to th<span class=\"_ _3\"></span>e Bo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>rd of D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>ctor<span class=\"_ _3\"></span>s of St<span class=\"_ _3\"></span>. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>ac<span class=\"_ _3\"></span>e pl<span class=\"_ _3\"></span>c is s<span class=\"_ _3\"></span>et o<span class=\"_ _3\"></span>ut i<span class=\"_ _3\"></span>n the D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>recto<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>\u2019 re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rati<span class=\"_ _3\"></span>on re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>, i<span class=\"_ _3\"></span>n ad<span class=\"_ _3\"></span>di<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>on to th<span class=\"_ _3\"></span>e disclosure<span class=\"_ _5\"></span> in this<span class=\"_ _5\"></span> note.<span class=\"_ _5\"></span> Th<span class=\"_ _3\"></span>e Di<span class=\"_ _3\"></span>rec<span class=\"_ _3\"></span>tors<span class=\"_ _3\"></span>\u2019 re<span class=\"_ _3\"></span>mu<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n rep<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>t a<span class=\"_ _3\"></span>ls<span class=\"_ _3\"></span>o se<span class=\"_ _3\"></span>ts ou<span class=\"_ _3\"></span>t tra<span class=\"_ _3\"></span>ns<span class=\"_ _3\"></span>act<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>ns w<span class=\"_ _3\"></span>ith t<span class=\"_ _3\"></span>he D<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>cto<span class=\"_ _3\"></span>rs u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er t<span class=\"_ _3\"></span>he Gro<span class=\"_ _3\"></span>up<span class=\"_ _3\"></span>\u2019s sh<span class=\"_ _3\"></span>are<span class=\"_ _3\"></span>-ba<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>y<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt sc<span class=\"_ _3\"></span>he<span class=\"_ _3\"></span>m<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>, tog<span class=\"_ _3\"></span>eth<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>r wi<span class=\"_ _3\"></span>th de<span class=\"_ _3\"></span>tai<span class=\"_ _3\"></span>ls o<span class=\"_ _3\"></span>f the D<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>recto<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>\u2019 i<span class=\"_ _3\"></span>ntere<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>s in the s<span class=\"_ _3\"></span>h<span class=\"_ _3\"></span>are ca<span class=\"_ _3\"></span>pi<span class=\"_ _3\"></span>tal o<span class=\"_ _3\"></span>f th<span class=\"_ _3\"></span>e Com<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>any.<span class=\"_ _2d1\"> </span>Compensati<span class=\"_ _5\"></span>on of<span class=\"_ _5\"></span> key<span class=\"_ _5\"></span> management<span class=\"_ _5\"></span> personnel is<span class=\"_ _5\"></span> as f<span class=\"_ _5\"></span>ollows:<span class=\"_ _2d1\"> </span><table class=\"s w3f3 h1ab\" id=\"_d8c4f28f-a61e-49c4-a7f5-aafe2f76a05d\"><tr><td></td><td class=\"t m0 x3e8 h7e y3c4a ffe fsa fc1 sc0 ls1a ws1a\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td><td class=\"t m0 x3e9 h1c y3c4a ff3 fsa fc1 sc0 lsc ws3d\">Y<span class=\"_ _5\"></span>ear ended <span class=\"ls3 ws2\"> </span></td></tr><tr><td></td><td class=\"t m0 x3ea h7e y3c4b ffe fsa fc1 sc0 ls1a ws1a\">31<span class=\"_ _5\"></span> December </td><td class=\"t m0 x38b h1c y3c4b ff3 fsa fc1 sc0 ls1e ws4b\">31<span class=\"_ _5\"></span> December </td></tr><tr><td></td><td class=\"t m0 x3eb h7e y3c4c ffe fsa fc1 sc0 ls1 ws1\">2024<span class=\"_ _2d1\"> </span></td><td class=\"t m0 x389 h1c y3c4c ff3 fsa fc1 sc0 ls3 ws2\">2023<span class=\"_ _2d1\"> </span></td></tr><tr><td></td><td class=\"c n x3ed y38c4 w12 h127\"><div class=\"t m0 x262 h7e y3711 ffe fsa fc1 sc0 ls1c ws1b\">\u00a3\u2019Million<span class=\"_ _2d1\"> </span></div></td><td class=\"c n x3ee y3b9e w16e h128\"><div class=\"t m0 x262 h7e y3713 ff3 fsa fc1 sc0 lsc wsb\">\u00a3<span class=\"_ _3\"></span>\u2019Million<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y380f wa15 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Short<span class=\"_ _5\"></span>-t<span class=\"_ _5\"></span>erm emplo<span class=\"_ _5\"></span>yee<span class=\"_ _5\"></span> benefits<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc5 y380f wa16 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">10.<span class=\"_ _3\"></span>2<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xefe y380f w245 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls38 ws38\">5.0<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3810 wa17 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Post<span class=\"_ _6\"></span>-employm<span class=\"_ _5\"></span>ent benefit<span class=\"_ _5\"></span>s<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc6 y3810 w245 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls35 ws35\">0.6<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc7 y3810 wa18 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.<span class=\"_ _3\"></span>5<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y37ab wa19 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls7 ws5\">Share-<span class=\"_ _5\"></span>based paymen<span class=\"_ _5\"></span>ts<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc8 y37ab w6fa h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 lsa7 wsa1\">(0<span class=\"_ _2\"></span>.<span class=\"_ _3\"></span>7)<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfc9 y37ab w55 h129\"><div class=\"t m0 x262 h8 y3715 ff3 fs4 fc2 sc0 ls9 ws7\">0.2<span class=\"_ _2d1\"> </span></div></td></tr><tr><td class=\"c n x265 y3731 w2de h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls3e ws3e\">T<span class=\"_ _6\"></span>otal<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfca y3731 wa1a h129\"><div class=\"t m0 x262 h1e y37a5 ff5 fs4 fc1 sc0 ls32 ws31\">1<span class=\"_ _3\"></span>0.1<span class=\"_ _2d1\"> </span></div></td><td class=\"c n xfcb y3731 wa1b h129\"><div class=\"t m0 x262 h1e y37a5 ff3 fs4 fc2 sc0 ls97 ws94\">5<span class=\"_ _3\"></span>.7<span class=\"_ _2d1\"> </span></div></td></tr></table>Th<span class=\"_ _3\"></span>e total va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p FU<span class=\"_ _3\"></span>M he<span class=\"_ _3\"></span>ld by re<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p as a<span class=\"_ _3\"></span>t 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 was \u00a3<span class=\"_ _3\"></span>25.<span class=\"_ _2\"></span>2 mil<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a31<span class=\"_ _3\"></span>7<span class=\"_ _5\"></span>.9 mi<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>. Th<span class=\"_ _3\"></span>e total va<span class=\"_ _3\"></span>lu<span class=\"_ _3\"></span>e of S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce p<span class=\"_ _3\"></span>lc d<span class=\"_ _3\"></span>iv<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>s pa<span class=\"_ _3\"></span>id to rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es of t<span class=\"_ _3\"></span>he G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng t<span class=\"_ _3\"></span>he ye<span class=\"_ _3\"></span>ar w<span class=\"_ _3\"></span>as \u00a30<span class=\"_ _3\"></span>.<span class=\"_ _3\"></span>2 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n (2023: \u00a31<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on)<span class=\"_ _5\"></span>.<span class=\"_ _2d1\"> </span>Du<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng 20<span class=\"_ _3\"></span>22 th<span class=\"_ _3\"></span>e G<span class=\"_ _3\"></span>rou<span class=\"_ _3\"></span>p ac<span class=\"_ _3\"></span>qu<span class=\"_ _3\"></span>ire<span class=\"_ _3\"></span>d Edw<span class=\"_ _3\"></span>ard<span class=\"_ _3\"></span>s Wea<span class=\"_ _3\"></span>lth Ltd<span class=\"_ _3\"></span>, u<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>er n<span class=\"_ _3\"></span>or<span class=\"_ _3\"></span>ma<span class=\"_ _3\"></span>l co<span class=\"_ _3\"></span>mm<span class=\"_ _3\"></span>erc<span class=\"_ _3\"></span>ia<span class=\"_ _3\"></span>l ter<span class=\"_ _3\"></span>ms<span class=\"_ _3\"></span>, f<span class=\"_ _3\"></span>rom key ma<span class=\"_ _3\"></span>na<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt p<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>so<span class=\"_ _3\"></span>nn<span class=\"_ _3\"></span>el a<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>d the<span class=\"_ _3\"></span>ir c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. As a<span class=\"_ _3\"></span>t 31 D<span class=\"_ _3\"></span>ec<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>be<span class=\"_ _3\"></span>r 2024 th<span class=\"_ _3\"></span>ere w<span class=\"_ _3\"></span>as de<span class=\"_ _3\"></span>ferre<span class=\"_ _3\"></span>d c<span class=\"_ _3\"></span>ont<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>ge<span class=\"_ _3\"></span>nt c<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>si<span class=\"_ _3\"></span>de<span class=\"_ _3\"></span>rat<span class=\"_ _3\"></span>ion o<span class=\"_ _3\"></span>ut<span class=\"_ _3\"></span>sta<span class=\"_ _3\"></span>nd<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g of \u00a3n<span class=\"_ _3\"></span>il (2023: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>), w<span class=\"_ _3\"></span>ith \u00a3n<span class=\"_ _3\"></span>il d<span class=\"_ _3\"></span>efe<span class=\"_ _3\"></span>rre<span class=\"_ _3\"></span>d co<span class=\"_ _3\"></span>nti<span class=\"_ _3\"></span>ng<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt considerati<span class=\"_ _5\"></span>on paid during<span class=\"_ _5\"></span> the y<span class=\"_ _5\"></span>ear (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a33.2 million<span class=\"_ _6\"></span>).<span class=\"_ _2d1\"> </span>Commission, advice<span class=\"_ _5\"></span> fees and<span class=\"_ _5\"></span> other payments<span class=\"_ _5\"></span> of \u00a3<span class=\"_ _5\"></span>1.<span class=\"_ _3\"></span>3 million<span class=\"_ _5\"></span> (<span class=\"_ _5\"></span>202<span class=\"_ _5\"></span>3: \u00a31.3 million<span class=\"_ _6\"></span>) wer<span class=\"_ _5\"></span>e paid, under no<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>al c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>rci<span class=\"_ _3\"></span>al te<span class=\"_ _3\"></span>rm<span class=\"_ _3\"></span>s, to S<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>. Ja<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>s\u2019s P<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ce a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>o we<span class=\"_ _3\"></span>re rel<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ted p<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ie<span class=\"_ _3\"></span>s by vi<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>e of being c<span class=\"_ _5\"></span>onnected<span class=\"_ _5\"></span> persons wi<span class=\"_ _5\"></span>th k<span class=\"_ _5\"></span>ey managem<span class=\"_ _5\"></span>ent personnel.<span class=\"_ _5\"></span> The out<span class=\"_ _5\"></span>standing<span class=\"_ _5\"></span> amount pa<span class=\"_ _5\"></span>yable at 31 D<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>mb<span class=\"_ _3\"></span>er 20<span class=\"_ _3\"></span>24 was \u00a30<span class=\"_ _3\"></span>.1 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on (2023: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>).<span class=\"_ _2d1\"> </span>Ou<span class=\"_ _3\"></span>ts<span class=\"_ _3\"></span>tand<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g a<span class=\"_ _3\"></span>t the ye<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _5\"></span>-e<span class=\"_ _3\"></span>nd we<span class=\"_ _3\"></span>re Pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tn<span class=\"_ _3\"></span>er l<span class=\"_ _3\"></span>oa<span class=\"_ _3\"></span>ns o<span class=\"_ _3\"></span>f \u00a3ni<span class=\"_ _3\"></span>l (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>) d<span class=\"_ _3\"></span>ue fro<span class=\"_ _3\"></span>m S<span class=\"_ _3\"></span>t. J<span class=\"_ _3\"></span>am<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>\u2019s Pl<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>ce ad<span class=\"_ _3\"></span>vi<span class=\"_ _3\"></span>se<span class=\"_ _3\"></span>rs w<span class=\"_ _3\"></span>ho w<span class=\"_ _3\"></span>ere re<span class=\"_ _3\"></span>la<span class=\"_ _3\"></span>ted p<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tie<span class=\"_ _3\"></span>s by vi<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>tu<span class=\"_ _3\"></span>e of b<span class=\"_ _3\"></span>ei<span class=\"_ _3\"></span>n<span class=\"_ _3\"></span>g con<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>cte<span class=\"_ _3\"></span>d pe<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>son<span class=\"_ _3\"></span>s wi<span class=\"_ _3\"></span>th key m<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ag<span class=\"_ _3\"></span>em<span class=\"_ _3\"></span>e<span class=\"_ _3\"></span>nt pe<span class=\"_ _3\"></span>rs<span class=\"_ _3\"></span>on<span class=\"_ _3\"></span>ne<span class=\"_ _3\"></span>l<span class=\"_ _3\"></span>. Th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up e<span class=\"_ _3\"></span>ith<span class=\"_ _3\"></span>er a<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>van<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, or g<span class=\"_ _3\"></span>ua<span class=\"_ _3\"></span>ran<span class=\"_ _3\"></span>tee<span class=\"_ _3\"></span>d<span class=\"_ _3\"></span>, the<span class=\"_ _3\"></span>se l<span class=\"_ _3\"></span>o<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>s. D<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>ng th<span class=\"_ _3\"></span>e ye<span class=\"_ _3\"></span>ar \u00a3n<span class=\"_ _3\"></span>il (2023: \u00a3ni<span class=\"_ _3\"></span>l<span class=\"_ _5\"></span>) was a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>an<span class=\"_ _3\"></span>ce<span class=\"_ _3\"></span>d an<span class=\"_ _3\"></span>d \u00a3ni<span class=\"_ _3\"></span>l (<span class=\"_ _5\"></span>202<span class=\"_ _3\"></span>3: \u00a30.<span class=\"_ _3\"></span>1 mi<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>io<span class=\"_ _3\"></span>n<span class=\"_ _5\"></span>) wa<span class=\"_ _3\"></span>s rep<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>id by a<span class=\"_ _3\"></span>dv<span class=\"_ _3\"></span>is<span class=\"_ _3\"></span>er<span class=\"_ _3\"></span>s wh<span class=\"_ _3\"></span>o we<span class=\"_ _3\"></span>re rel<span class=\"_ _3\"></span>ate<span class=\"_ _3\"></span>d pa<span class=\"_ _3\"></span>r<span class=\"_ _3\"></span>ti<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span>. ",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-392": {
   "value": "<div class=\"t m0 h7 ff4 fs3 fc1 sc0 ls3 ws2 gs855\">28. Events af<span class=\"_ _3\"></span>ter th<span class=\"_ _3\"></span>e end of th<span class=\"_ _3\"></span>e repor<span class=\"_ _3\"></span>tin<span class=\"_ _3\"></span>g period<span class=\"_ _2d1\"> </span></div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs856\">On 1<span class=\"_ _3\"></span>3 Feb<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>ar<span class=\"_ _2\"></span>y 2025 th<span class=\"_ _3\"></span>e Gro<span class=\"_ _3\"></span>up m<span class=\"_ _3\"></span>ad<span class=\"_ _3\"></span>e an i<span class=\"_ _3\"></span>rrevo<span class=\"_ _3\"></span>ca<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>le c<span class=\"_ _3\"></span>om<span class=\"_ _3\"></span>mi<span class=\"_ _3\"></span>tme<span class=\"_ _3\"></span>nt to re<span class=\"_ _3\"></span>pa<span class=\"_ _3\"></span>y al<span class=\"_ _3\"></span>l of th<span class=\"_ _3\"></span>e fu<span class=\"_ _3\"></span>ll<span class=\"_ _3\"></span>y dra<span class=\"_ _3\"></span>w<span class=\"_ _3\"></span>n </div><div class=\"t m0 h8 ff3 fs4 fc2 sc0 ls3 ws2 gs857\">\u00a3250<span class=\"_ _3\"></span>.0 m<span class=\"_ _3\"></span>il<span class=\"_ _3\"></span>li<span class=\"_ _3\"></span>on b<span class=\"_ _3\"></span>ri<span class=\"_ _3\"></span>dg<span class=\"_ _3\"></span>in<span class=\"_ _3\"></span>g lo<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>n. T<span class=\"_ _3\"></span>he re<span class=\"_ _3\"></span>p<span class=\"_ _3\"></span>ay<span class=\"_ _3\"></span>me<span class=\"_ _3\"></span>nt i<span class=\"_ _3\"></span>s du<span class=\"_ _3\"></span>e on 27 Fe<span class=\"_ _3\"></span>b<span class=\"_ _3\"></span>ru<span class=\"_ _3\"></span>ar<span class=\"_ _3\"></span>y 2<span class=\"_ _3\"></span>025.</div>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  },
  "fact-7": {
   "value": "St. James\u2019s Place House 1 Tetbury Road Cirencester Gloucestershire GL7 1FP",
   "dimensions": {
    "concept": "ifrs-full:AddressOfRegisteredOfficeOfEntity",
    "language": "en",
    "entity": "scheme:213800M993ICXOMBCP87",
    "period": "2024-01-01T00:00:00/2025-01-01T00:00:00"
   }
  }
 }
}