Interest income (expense) Other income Revenue and other operating income Operating expense Income taxes paid, classified as operating activities Cash flows from (used in) operating activities Purchase of property, plant and equipment, classified as investing activities Cash flows from (used in) investing activities Repayments of bonds, notes and debentures Cash flows from (used in) financing activities Increase (decrease) in cash and cash equivalents after effect of exchange rate changes Profit (loss) before tax and impairment loss (impairment gain and reversal of impairment loss) determined in accordance with IFRS 9 Revenue and other operating income Interest income (expense) Other income Gains (losses) on financial instruments Operating expense Employee benefits expense and administrative expense Profit (loss) before tax and impairment loss (impairment gain and reversal of impairment loss) determined in accordance with IFRS 9 Profit (loss) before tax and impairment loss (impairment gain and reversal of impairment loss) determined in accordance with IFRS 9 Profit (loss) attributable to additional tier 1 capital holders Financial assets at fair value through profit or loss, shares and other securities Certificates and bonds Subordinated Senior Loan Capital Issued capital, share premium, treasury shares and dividend equalisation reserve Dividend equalisation reserve Issued capital, share premium, treasury shares and dividend equalisation reserve Issued capital, share premium, treasury shares and dividend equalisation reserve Primary capital reserve, gift reserve and compensation reserve Primary capital reserve Gift reserve Compensation reserve Primary capital reserve, gift reserve and compensation reserve Primary capital reserve, gift reserve and compensation reserve Miscellaneous other reserves Hybrid capital Increase (decrease) in cash and cash equivalents after effect of exchange rate changes Payments for royalties, fees, commissions and other revenue, classified as operating activities Payments for royalties, fees, commissions and other revenue, classified as operating activities Receipts from interest on other investments, classified as operating activities Payments for interest on other deposits, classified as operating activities Payments for interest on other deposits, classified as operating activities Increase (decrease) in loans and advances to customers, classified as investing activities Increase (decrease) in loans and advances to customers, classified as investing activities Increase (decrease) in loans and advances to banks, classified as investing activities Increase (decrease) in loans and advances to banks, classified as investing activities Increase (decrease) in financial assets at fair value through profit or loss, shares, classified as investing activities Increase (decrease) in financial assets at fair value through profit or loss, shares, classified as investing activities (Increase) decrease in other financial assets, classified as investing activities (Increase) decrease in other financial assets, classified as investing activities Dividends received and contributions from group companies, classified as investing activities Payments related to investments in TS/DS, classified as investing activities Payments related to investments in TS/DS, classified as investing activities Increase (decrease) in deposits from customers, classified as financing activities Increase (decrease) in deposits from banks and liabilities due to central banks, classified as financing activities Proceeds from issue of subordinated liabilities and additional tier 1 capital, classified as financing activities Repayments of subordinated liabilities and additional tier 1 capital, classified as financing activities Repayments of subordinated liabilities and additional tier 1 capital, classified as financing activities Gifts and dividends paid, classified as financing activities Gifts and dividends paid, classified as financing activities Changes in cash and cash equivalents Changes in cash and cash equivalents at beginning of period Changes in cash and cash equivalents at end of period Changes in total cash and cash equivalents Comprehensive income Total comprehensive income Other comprehensive income, before tax Total other comprehensive income, before tax Other comprehensive income that will be reclassified to profit or loss, before tax Total other comprehensive income that will be reclassified to profit or loss, before tax REmeasurements of efined benefit plans recognised in other Comprehensive income Dividend Equalisation Reserve Member Gift reserve [member] Compensation reserve [member] Hybrid capital [member] Gifts and dividends paid Issue of hybrid capital Interest and expense paid on hybrid capital Share capital issued in business combination Change in equity related to step acquisition Non-controlling interests’ share of share issue in subsidiary Change in non-controlling interests related to step acquisition Equity transaction with non-controlling interests Repayment of hybrid capital Repayment of hybrid capital