Gross written premiums Outward reinsurance premiums Claims and change in insurance contract liabilities Reinsurance recoveries Net claims and change in insurance contract liabilities Total expenses Tax expense attributable to policyholder returns Profit before tax attributable to equity holders Tax expense attributable to equity holders Dividend distributions to equity holders during the year Dividend distributions to equity holders proposed after the year end Receivables and other assets Capital redemption and other reserves Restricted tier 1 convertible notes Core borrowings Operational borrowings Payables and other financial liabilities Net asset value attributable to unit holders Capital redemption and other reserves [member] Restricted tier 1 convertible notes [member] Shares vested Coupon payable in respect of restricted tier 1 convertible notes net of tax relief Movement in third party interests Share-based payments included in capital redemption and other reserves Foreign exchange included in capital redemption and other reserves Capital redemption included in capital redemption and other reserves Hedging reserves included in capital redemption and other reserves Available-for-sale reserves included in capital redemption and other reserves Currency translation differences Adjustments for net gains on financial investments and investment property Adjustments for investment income Adjustments for investments designated as available-for-sale Adjustments for insurance contracts Adjustments for investment contracts Acquisition of operations, net of cash acquired classified as investing activities UK corporation tax included in tax paid Withholding tax included in tax paid Overseas coporate tax refund included in tax paid Disclosure of product classification Disclosure of fiduciary activities Disclosure of principal products Disclosure of Assets analysis Description of accounting policy for IFRS 9 financial instruments deferral Disclosure of IFRS 9 financial instruments deferral Disclosure of insurance risk Disclosure of long term insurance valuation assumptions Disclosure of IFRS sensitivity analysis Description of accounting policy for investment contract liabilities Disclosure of management of capital resources Description of accounting policy for gross written premiums on insurance contracts Disclosure of gross written premiums on insurance contracts Description of accounting policy for investment return Disclosure of investment return Disclosure of restricted tier 1 convertible notes Disclosure of Reconciliation of assets under management to consolidated Balance sheet Description of accounting policy for commitments