Gross premiums written Premiums ceded to reinsurers Gain on completion of Abrdn plc transaction Loss on disposal of Ark Life Gain on acquisition of ReAssure businesses Gain on Part VII portfolio transfer Policyholder claims Less: reinsurance recoveries Change in insurance contract liabilities Change in reinsurers’ share of insurance contract liabilities Transfer from/(to) unallocated surplus Net policyholder claims and benefits incurred Change in investment contract liabilities Amortisation and impairment of acquired in-force business Amortisation of other intangibles Net income/(expense) under arrangements with reinsurers Net income attributable to unitholders Tax attributable to policyholders’ returns (Loss)/profit before the tax attributable to owners Tax charge attributable to owners Pension scheme asset Reimbursement rights Acquired in-force business Collective investment schemes Reinsurers’ share of investment contract liabilities Reinsurers’ share of insurance contract liabilities Reinsurance receivables Insurance contract receivables Insurance assets Shares held by employee benefit trust Tier 1 Notes Liabilities under insurance contracts Unallocated surplus Deposits received from reinsurers Net asset value attributable to unitholders Obligations for repayment of collateral received Payables related to direct insurance contracts Tier 1 Notes [member] Shares distributed by the employee benefit trust Share acquired by the employee benefit trust Coupon paid on Tier 1 Notes, net of tax relief Proceeds from completion of Abrdn transaction classified as investing activities Disposal of ArkLife, net of cash disposed classified as investing activities Repayment of policyholder borrowings classified as financing activities Repayment of shareholder borrowings classified as financing activities Proceeds from new shareholder borrowings, net of associated expenses classified as financing activities Proceeds from new policyholder borrowings, net of associated expenses classified as financing activities Coupon paid on Tier 1 Notes classified as financing activities Interest paid on policyholder borrowings classified as financing activities Interest paid on shareholder borrowings classified as financing activities